REMINDER: Make sure to subscribe, because I have a full 1.5 hour long podcast posting this weekend with Dave Ramsey and George Kamel: kzread.info

@GrahamStephan

Жыл бұрын

I also have a second video going over Dave's portfolio - it's insane. You won't want to miss it.

@DavidRosemon

Жыл бұрын

Listen to Dave! Invest in more Real Estate Graham it makes for amazing content and you’re incredibly good at it. Much love from a longtime supporter

@nicholasmartinez6043

Жыл бұрын

Dude huge props for getting Dave to chat the way you did. I don’t think I’ve ever seen “real Dave” this way before

@ProCoderIO

Жыл бұрын

What???? Can't wait!!!

@jacobhuelsman8447

Жыл бұрын

@@GrahamStephan 2 v

I’ve been saving for a long time instead of investing, and right now I only have about $516k. I'm not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I just here for ideas

@benitabussell5053

14 күн бұрын

At a point like this, when the pressure is already on you to retire, its best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.

@RickWatson-xu6gw

14 күн бұрын

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

@A_francis

14 күн бұрын

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

@RickWatson-xu6gw

14 күн бұрын

*Sharon Lynne Hart* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

@rerun3283

14 күн бұрын

Rick Watson made the exact same comment.

The devil can advice also. We should be careful who advises us mostly about investment.

@AnnBurrow-vb8tt

13 күн бұрын

So what do you advice ? I will want to start stock. I am new

@Pamcheryl

13 күн бұрын

This comment serves as motivation for all those who have invested and continue to invest in cryptocurrencies with so many losses, do not give up, cryptocurrencies can change your life. Do your best to connect with the right people and you will surely see changes.

@Michelle_Sanders561

13 күн бұрын

Cynthia Mcclure Alexander .She is well known; you ought to look at her work.

@KimberlyWillowWood

13 күн бұрын

Mcclure Alexander Cynthia is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@etiennedegaulle3817

11 күн бұрын

@@Michelle_Sanders561 Does anyone fall for this bullshit?

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $770k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation

@biankabrodeur01

12 күн бұрын

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown

@SaintYvess

12 күн бұрын

No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.

@JennaHerberholz

12 күн бұрын

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

@SaintYvess

12 күн бұрын

Melissa Jean Talingdan is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

@JennaHerberholz

12 күн бұрын

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

This is quite educational. It's crucial for newcomers to keep in mind that the financial markets are highly irrational in the short run. You should constantly be ready for the unexpected. That is how chance operates. Because of the inherent risks in the market, I always favor long-term investments.

@PatrickLloyd-

13 күн бұрын

These uncertainties will always be there. Thing is, every once in a while, the market does something so stupid it takes your breath away. If you’re not ready for it, you shouldn’t be in the market. or get you a skilled practitioner.

@PhilipDunk

13 күн бұрын

That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.

@JefferyDuns

13 күн бұрын

I really want to get in with a financial advisor this year, especially as all markets are hitting highs. I don't want to be too optimistic and end up losing everything.

@PhilipDunk

13 күн бұрын

'Amber Dawn Brummit' is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

@JefferyDuns

13 күн бұрын

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

Never meet your heroes: unless it’s Dave Ramsey

@GrahamStephan

Жыл бұрын

Dave Ramsey is allowed

@kvmairforce

Жыл бұрын

I met myself and it was everything I ever imagined.

@nathanlevin_

Жыл бұрын

Andrei Jikh 26 minutes late to the party!!! Haha 🤪🎉

@_baller

Жыл бұрын

Who has Ramsey as his hero

@beluga101

Жыл бұрын

Or u

I’ve been diligently working, saving and contributing towards financial freedom and early retirement, but the economy so far since the pandemic has eaten away most of my portfolio, what I want to know is this: Do I keep contributing to my portfolio in these unstable markets or do I look into alternative sectors.

@StacieBMui

17 күн бұрын

Just try to diversify your portfolio to other market sectors, that way your investment is balanced and you don’t get to make so much losses.

@StocksWolf752

17 күн бұрын

Consider investing in stocks especially during a recession . While recessions can be tough, they can also offer good chances to buy low and sell high in the markets if you're cautious. Just remember, this is not financial advice, but it's a good time to think about buying stocks since having cash on hand isn't always the best option.

@cowell621

17 күн бұрын

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

@StocksWolf752

17 күн бұрын

“Sharon Lee Peoples”’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@crystalcassandra5597

11 күн бұрын

I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

it's awesome that Dave Ramsey can have that conversation with your and still give you accolades on your ways even if you don't do it the way he would. Much respect to both of you.

I would probably give Dave Ramsey a stroke if I showed up in his studio with my Portfolio on an iPad.

@Thunderbison

Жыл бұрын

That would be great entertainment though!

@CleanGroutNW

Жыл бұрын

Dave Loves cars too though so he might not freak out as much as you think

@joelwillems4081

Жыл бұрын

Mine would probably be closer to the every day people that he yells at. Except I'm not in debt to my eyeballs.

@UnibrowBandit

Жыл бұрын

Hoovie commenting on a video of Graham Stephan talking to Dave Ramsey is like running into my best friend, coworker and dad having lunch without me being invited.

@tybarker5038

Жыл бұрын

“All it’s done this year is go down!”

As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

@posy-zj5qy

6 күн бұрын

Well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.

@pacey-sd4il

6 күн бұрын

People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.

@strayhorn-dc1bq

6 күн бұрын

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

@pacey-sd4il

6 күн бұрын

Angela Lynn Schilling is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

@strayhorn-dc1bq

6 күн бұрын

Thank you for this amazing tip. I just looked the name up and wrote her.

This was fantastic

Congrats Graham! I’m sure this was a huge personal moment for you collabing with Dave. Well deserved man! Keep it rolling!

@GrahamStephan

Жыл бұрын

Thanks a ton!

@davidfunvideos

Жыл бұрын

@@GrahamStephan Nice to see your collab with Dave Ramsey. What was it like meeting him and his staff?

@matto6019

4 ай бұрын

@@davidfunvideosyou are not worthy of Graham’s response!

Graham, it was very kind of Dave to do this video with you! These kinds of collaborative/discussion style videos rock. Really great to hear Dave's perspective, always been curious, and not surprised by his overall assessment.

Thanks for sharing PEPE and AMS77H. 💯

What a wonderful conversation! That is the Dave Ramsey that people love. You guys were talking like best buddies.

Wow! You’ve managed to impress Dave Ramsey. Not an easy feat, my friend. Good job 👍🏾

@GrahamStephan

Жыл бұрын

ha thanks!!

@watertommyz

Жыл бұрын

Gross. Cult like religious leader, who treats his employees like crap.

@TheNativeTwo

Жыл бұрын

@@GrahamStephan Dave Ramsey did say one thing wrong... "there are no secrets of the rich." Actually there is one. It's the one and only thing you need to be rich and it's in all books or lists of secrets of the rich... Often called "live below your means." The only way to get rich is by reducing your spending on consumer goods and increasing your spending (investing) on capital goods. You have to reduce your lifestyle and not live paycheck to paycheck. There's an economic proof for this. It's called the production possibilities frontier. So think of yourself as an economy. To grow your personal economy you have to increase your ppf.

Possibly the greatest collab in finance youtube history

@GrahamStephan

Жыл бұрын

ah thanks!

@somecallmetim46

Жыл бұрын

And IMMMMM here for it yall

@bondjames-bond7664

Жыл бұрын

@@GrahamStephan you shud interview mr money moustache .... I am from india .... Ive been following his blog from 2016 ... I also read Early retirement Extreme from past 5 -6 years n the irony here is that I'm still broke 😜😜😜😜😜

Former FPU host. This is the most sensible I’ve ever heard Dave Ramsey in my life. Love that you guys had this convo.

@samuelgarcialopez6647

Жыл бұрын

Ruslan!

@VGFightSchool

Жыл бұрын

He’s always been sensible, it’s just that head been dealing with a lot of senseless financial decisions people make daily so it’s hard to have him talk on this level frequently.

@simplyafederalist

Жыл бұрын

Usually his detail investment advise is bad. That has always been my biggest problem with him. However this was great advice. So I have revised my opinion. I think he just gives horrible advice on tax planning and stock investments. His real estate and concentrating on what you are good at is great investment advice.

@BradColemanisHere

Жыл бұрын

@@VGFightSchool Yep, I second this. This is the Dave Ramsey who speaks to people who understand finances. The Dave Ramsey that makes the news is the one speaking to people trying to get a 7% mortgage on a trailer home co-signed by their mom.

@WPFD451

4 ай бұрын

FPU, including the baby steps, is for people with an infantile understanding of budgeting and finance. I'm not saying that to be mean; we've all been there. It is just a matter of what stage you begin to learn. Some people will never graduate beyond the baby steps, and that is totally fine as long as it facilitates the mitigation of financial risk and helps accomplish long-term goals. Dave is a smart guy; he develops and markets this material to a certain audience. For the most part, he hits that target and provides a valuable service for the market he targets.

I saw this and about cried with how kind and gentle Dave is. He has such a kind heart but he is a rock because he knows his ways works for the every day person. This is absolutely fantastic and I wish I had seen it sooner.

@stephenparsons6011

10 ай бұрын

Dave would have treated this person much differently on the phone.

@djlowtek

2 ай бұрын

@@stephenparsons6011 100% he would have ripped them apart. This is all just PR face for Dave here.

This was a dream come true watching the two of you guys working together ! Awesome videos and I hope you guys work more together !

I'm so glad you guys did a segment together. I've been watching you guys for years.

I love your rapport with Dave ! Also your guest appearance with Dave and George. Great chemistry and wisdom to impart ! Tysm

It’s amazing to see you two come together for this. I’ve watched you both religiously for the last number of years. What an incredible moment. Congrats Graham.

@GrahamStephan

Жыл бұрын

thanks!!

Bought AMS77H at 1$, I will keep it until 2025 when it reach 250$

@christophermejia5998

2 күн бұрын

@AlexsTores is this a good investment? Genuinely interested

I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024

@SirBenjamin-oq1wd

Ай бұрын

Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.

@Elizabeth-mh2dj

Ай бұрын

Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.

@Stephine-un5zs

Ай бұрын

I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

@Elizabeth-mh2dj

Ай бұрын

Angela Lynn Shilling is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@Stephine-un5zs

Ай бұрын

I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you

Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategie;s ... I would greatly appreciate any suggestions.

@AaronZak-js

3 ай бұрын

It comes down to technique; a downtrend gives you room to focus on the market and grow significantly in the short or long term. While it is easier to make money when the market is rising, a downtrend can still yield high returns if you have the necessary knowledge and skills. For this reason, I have been scaling up during this difficult period by working with an investment advisor; this has been the only way I have raised up to $150K in the last six months.

@AaronZak-js

3 ай бұрын

@LarryE.Zamora I work with Alicia Ann Jordan, a licensed fiduciary. Simply look up the name. The information you need to work with a letter to schedule an appointment would be included.

@LenaSchweizer-ff8xy

3 ай бұрын

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

@andreapayneconnally390

3 ай бұрын

hire someone else to do it. seriously. They'll charge you a fee but they already know the risk assessment and exit strategies that are time tested. They'll more than make up the difference in fees. Or just invest in the Vanguard or something similar. Spread it out and just set it and forget it.

@chloeclingerman9883

2 ай бұрын

My suggestion is don’t take suggestions from the KZread comments. Not bc there aren’t knowledgeable people on here who can give great advice - but bc you know nothing about them. Could be a successful multi-millionaire, could be a broke keyboard warrior.

This is insane you got to do something like this together. Collab I’ve been dreaming of.

@GrahamStephan

Жыл бұрын

Absolutely!

@networth00

Жыл бұрын

@@bannertraveller5879 We grew up in different times. Credit cards are for suckers.

@networth00

Жыл бұрын

@@bannertraveller5879 How many hours did you put into that mess? People with money don't worry about $800.

@networth00

Жыл бұрын

@@bannertraveller5879 I'm worth several mill and don't care about $800. Bye.

@networth00

Жыл бұрын

@@bannertraveller5879 I'll send you $10 since you think it's a lot of money. What's your venmo?

Thank you Graham! Have been waiting years for this. You got me started on this journey back in 2017. I watched you make a Dave Ramsey video then I started watching Dave Ramsey. So proud of you as well as I know you would of been itching for this. Next time I hope it’s on iced coffee hour.

@GrahamStephan

Жыл бұрын

So happy to help, man!! Thanks so much! We have a podcast posting maybe tomorrow or Sunday!

Great discussion love hearing two opposing opinions on the opposite ends of the spectrum and being able to sit and meet in the same room and have a civil discussion. THIS is what both of your subscribers are looking for. Also it’s what we need in our country

Yes stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

@angelicaaquino4109

Жыл бұрын

Since the crash, I've been in the red. I’m playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, though stocks has been down a lot. I also heard news of a guy that made $250k from about $110k since the crash and I would really look to know how to go about this.

@martingiavarini

Жыл бұрын

There are actually a lot of ways to make high yields in a crisis, but such trades are best done under the supervision of Financial advisor.

@angelicaaquino4109

Жыл бұрын

@Dan Brooks Impressive can you share more info?

@angelicaaquino4109

Жыл бұрын

@Dan Brooks She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

This is probably my favorite video you've made in a long time. You both have been very influential in my life.

@GrahamStephan

Жыл бұрын

It really was - and even better, I have another video with him posting next week! Making it a slightly longer version, seems like people want more!

@2005Pilot

Жыл бұрын

@@GrahamStephan Absolutely!!

@livinwiththeedges8283

Жыл бұрын

This video was great! I thought it was click baiting from Gharam but so happy I watched.

@mhypark

Жыл бұрын

Graham will you be on his channel as well?

@dilhack2682

Жыл бұрын

@@mhypark he already was a few days ago.

It was so cool to see you guys together! You two make up 90% of my financial knowledge base!

@GrahamStephan

Жыл бұрын

woohoo!

I’m impressed that Dave was as humble and understanding as he was and gave what I felt was pretty great feedback.

So raw and authentic. No bs, straight to the point. Love this

My two favorite financial channels. The amount of stuff you two have taught me shaped my financial future and I’d like to thank you both.

Wow! Congrats Graham. What a great interaction you had with Ramsey. I’ve admired him for a long time & you’re hitting it on all cylinders! ⭐️

Love how humble you are and genuinely interested in providing the best and most authentic side of you to your audience. “I think this Graham guy is going places”😅😂

its incredible that Graham is this open. no one can stop someone with this level of honesty.

Dave's advise is straight forward and simple. Perfect for busy people with families and full time jobs.

The conversation that I was waiting for!!! Thanks Graham, it went beyond what I was expecting. Keep it up man!!!

super inspiring to see you finally meet him and be on the show! so happy for you!

This was an awesome discussion. Leveraged and sophisticated investor and tried and true Dave Ramsey principles. Just goes to show nothing is cut and dry and once youre a good money manager, you can make big things happen.

Congratulations brother! I’m very happy and excited for you ! All your hard work has paid off

@GrahamStephan

Жыл бұрын

Thanks so much!

Hey Graham, been a while! This was super interesting to me. SO happy for you and all of your success!! Fun to hear you thinking out loud and I look forward to seeing your portfolio no doubt grow in even more creative and interesting ways. All the best of luck in the world to you Graham.

Great advice, I love the “Be you” advice especially. True that!

Great interview!! We started out listening to Dave and he helps so many people get out of debt! Now… on to buying more properties!!

Suddenly I feel better about my own wealth building position which is almost dead center in the middle between you and Dave. Thank you so very much Graham. Your transparency is inspiring.

LOVE THIS. The collab we always needed, and great seeing Dave in a calm setting lol

I loved this, having respected both of your opinions for years. And it's great to see that folks with differing opinions can still sit down and have this type of open discussion, both learning and sharing back and forth.

I really like both of you guys. You’re both mature, smart financial minds, and this was a fantastic meeting of those minds. This could be a seriously successful series.

@TheMoneysMaster2

Жыл бұрын

Ramsey scammer

@TheMoneysMaster2

Жыл бұрын

Dave Ramsey is not mature I'm older than you - I'm Dave Ramsey

@jennycarrier

Жыл бұрын

realy!1 o yes..2 type of roooling bissness man..sucesful!

So cool you got to sit down with Dave Ramsey. I’m so used to seeing him bash people who suck with finances, funny to see how overall positive he was. hope to see a follow up video someday on how you did by taking or not taking his advice.

Omfg! LibertonCorp turned out to be a bloody smart move. I love love love this. I’m the wrong side of 40 so I’m taking this all on board IMMEDIATELY- thank you! Even if I run out of time my kids will benefit from this incredible education. Thankyou thankyou thankyou!!

I never added a comment to Graham's videos before, but I thought I needed to on this one. Graham is one of my all-time favourite KZreadrs, as he is highly gifted, knowledgeable, humble, and extremely successful in life. As a South African, I feel that there are a lot of investment principles I can and have applied myself by following the channel. So I want to thank you for the value you add.

Damnnnn graham is balling out for sure, glad to be part of the growth

so happy you got to do this Graham! this was awesome to watch!

I really enjoyed this video. Seeing Dave speak kindly and respectfully toward you was great. Way to post some killer content here Graham.

You know you’re doing something right when Dave Ramsey doesn’t criticize you. Amazing opportunity Graham, and congrats on all your hard work. Really awesome to see this. Cheers

@alrbredwall

Жыл бұрын

Did you watch the same video? Everytime he says "I personally wouldn't do anything like that" is him essentially saying that is not a great decision.

@cjmixer99

Жыл бұрын

@@alrbredwall - Good point. However Dave offered Graham lots of praise for his achievements, and seemed to have respect for his hard work. Then again, Graham isn’t the typical guest on the show that’s in heavy debt. So this is more of a mentorship chat, which is pretty cool to see. Very different exchange from the common “tough love” were used to hearing from Dave.

@MrTaylorfenoglio

Жыл бұрын

He most definitely criticized 😂

@TheBrazilRules

Жыл бұрын

Pretty much the only criticism was he not being diversified. And he must rush since we are probably gonna see the real estate market crashing soon

@alrbredwall

Жыл бұрын

@@TheBrazilRules he also mentioned that with all of the leverage against him he should have more cash to protect himself if he isn't going to pay off the debt all at once

This is almost a discussion between two financial guys from two different parts of their lives. Really good episode! Like they say, the young guy knows the rules, the old guy knows the exceptions!

@changeforthebetter8369

Жыл бұрын

Smart statement! Definitely taking this down.

Quite sad what's happening in the market. Although, even the worst recessions offer wonderful buying opportunities in the markets if you're cautious. Volatility can also result in excellent short-term buy and sell opportunities. The market circumstances are driving me insane, my portfolio has lost almost $13K this month alone, my earnings are tanking. I'd appreciate some financial advice from anyone who knows more going forward.

@codeblue11

Жыл бұрын

The same high-yield potential exists in both bullish and bearish situations; what matters is how information and technique are used. Not neglecting professional advice.

@ervinmurray1253

Жыл бұрын

@@carlocase8027 There's a decline in my portfolio. lost over 12 thousand this week alone. Can you link me up with your handler?

@dominantnat9624

Жыл бұрын

Thanks for the tip Carlo, I merely looked her up on Google and was highly impressed by her credentials; I just booked a call session with her.

@NopeNope78

Жыл бұрын

@@dominantnat9624 this fakes conversations are hilarious

@DNaupari

Жыл бұрын

@@NopeNope78 worse actors than Pauly Shore.

This is the best video I have ever seen!! I want more of seeing Dave and you going through other peoples finances and have monthly check ins!

The fact that he's got 3/4 of his debt covered in cash and has a ton of investments that he could liquidate really fast, is probably what made Dave so comfortable with that debt. It is Wild to see how much money/assets Graham has! Good for him.

@free-qe6wx

Жыл бұрын

LOL, that's because its all BS. People are so incredibly gullible these days. I bought my house for $250k, but now its worth $18T. All I owe is a $20T mortgage on it. I'm a genius! LMAO. Seriously, though, the only thing this guy owns is debt. Seen this a million times.

@StTimmy

Жыл бұрын

@@free-qe6wx how's it BS?

@ryankeels4661

Жыл бұрын

It's because he makes so much from his KZread (Over 100K per month)... so he's been able to roll it all into the properties... he tells you about real-estate, gets 5x his real-estate money from KZread, rolls it into his portfolio, then tells you about his new portfolio and looks like a real estate genius lol

@VersanGetryx

Жыл бұрын

@@free-qe6wx It's BS if you think real estate appraisals and valuations are BS - do you think his properties are not appraising for what he's noting here? Look at similar-sized lots in Vegas? Or is your point that he is pyramid-scheming his properties with all the cash-out refinances?

@amorton94

Жыл бұрын

@@free-qe6wx You understand those are all renovated properties, right? Bought for little, fixed and renovated, sold for top dollar, or rather appraised and rented out at this point. It's only BS if you're ignorant. The housing market has been absolutely ridiculous the last few years. There's always the haters that think absolutely everything is fake. 😂

Why everyone is talking about AMS77H?

I'm amazed..... I feel like a just had a talk with Dave for free. Thank you Graham, great life lessons here. You have my subscription.

In all my years of watching the both of you, not once have i even thought this was a possibility. This is awesome.

@GrahamStephan

Жыл бұрын

thanks!

Graham I appreciate you always being consistent through the years. Finance KZreadrs dropping like flies.

@GrahamStephan

Жыл бұрын

I just love making videos!

@tyh3120

Жыл бұрын

@@GrahamStephan This is not a normal financial crisis, but the change of the civilization. Meta in Hebrew = death

@morganbeckwith2156

Жыл бұрын

@@GrahamStephan & money!

@lionheart93

Жыл бұрын

they should because many are creating false expectations

@travisfosterart

Жыл бұрын

@@GrahamStephan We appreciate your drive, tenacity, and perseverance. Your content keeps us coming back for more. We are grateful.

They have respectfully criticize each other for years. Both with different experiences about debt, both successful and both sticking with their principles. I love this collab.

@canadianslivingdebtfree6120

Жыл бұрын

YES! Respect even among disagreement! What a shocker in this world today! :) Love it!

@mbrasseau

Жыл бұрын

First time I have ever seen DR this way. It was really nice!

@MrJimmy3459

Жыл бұрын

True, but Dave is on his way to being a billionaire

@JafacaksWasTaken

4 ай бұрын

@@MrJimmy3459 not even close

This was one of my fav vids of yours by far, and I’ve binged your content hungrily over the years lol Please do more podcast like discussions with him!

Watching this collab is a dream come true for me as a viewer I can only imagine how you must feel congrats !!

This was a good one. I like how open you are with us on your portfolio. We can all learn from this.

Man, your transparency is absolutely amazing. Continue making great content Graham!

Anyone else catch Dave casually dropping the fact that he has $600M in real estate? I must’ve heard that wrong

@GrahamStephan

Жыл бұрын

Oh stay tuned...there's a PART 2 where I react to HIS portfolio ;)

@AndrewChedid

Жыл бұрын

@@GrahamStephan Ooo will do!

@caseyporter499

Жыл бұрын

He also has a 100 percent stake in a company with 1200 employees, his own lol. I would say easily he’s a billionaire just based on that

@matildajones6175

Жыл бұрын

My ears really perked up when I heard Dave said "paid for"

@cubemaster1987

Жыл бұрын

When you Google his net worth they say $200 million, so something doesn’t add up

Yoooo! This is insane! Congratulations my guy🤟🏾 Never stop growing, we're right behind you Graham 💪🏾

I love watching this months afterwards. I respect you both as investors and people. Good to see two different styles of investing and give a reasonable analysis.

Been listening to ramsey for over a decade, new to Graham. Such a great conversation and love how simple you both keep it.

@MrSanbonsakura

Жыл бұрын

If you know how to use credit Dave Ramsey is not your friend. His audience is not top-20% but mid to bottom 80%. Nothing wrong with it but it has to be clarified.

Motivation of the day; Never take criticism from someone you wouldn't go to for advice. -Morgan Freeman. You got this keep going !❤️‍🔥

@GrahamStephan

Жыл бұрын

I appreciate that!

@ImStuckInStockton

Жыл бұрын

That's terrible. People that hate you are often quickest to point out your mistakes. Good advice can come from anywhere.

This was amazing!. I've always admired Graham so much with the way he both completely admires Dave Ramsey so much that the cat is named after him while having opposing views about debt and credit cards. Congratulations Graham on meeting and talking to the one and only Dave Ramsey. I thought this was just going to be entertaining, but I really learned something. One of my tenants want to buy their rental and I never thought about doing a 1031 exchange with the option of just paying taxes if I don't find something. That's such a stress free way to go about selling while having options. I'm looking forward to the podcast.

You are a financial genius, and Dave is just a nice guy who loves to serve others. He exclusively supports people who are struggling (regular people)

Fantastic. 20 years I've been following Dave. Well done, Graham!

This is beyond cool. Hearing Dave speak to someone who he knows is a financial guru and talk at a higher level was awesome.

@GrahamStephan

Жыл бұрын

thanks!! agreed!

This was fantastic Graham. it's been years since I've commented on your videos, but when I did you always made time to like and comment. That's what I love about you. You're very humble. God bless.

We ALL have been waiting for this collaboration for a LONG time!!!!

This was a good convo. Appreciate y’all’s maturity and keeping it cool on both ends. Also, Graham, you are crazy gifted man, it’s so obvious you have those gifts and a humble spirit to carry others with you. Keep crushing

@fkillah

Жыл бұрын

Keeping it cool? As if there was a need to bicker. When two open minded people can sit down and have a conversation this is the result unless you mistakingly viewed one or both parties as being incapable of having a civil conversation. You act as if this was going to be a talk between Trump and Biden.

I have to say. I’d be shaking in my boots if I were doing this show with you. And you composed yourself very well. You exposed your thoughts and why you do it the way you do. You actively listened to his critiques and advice and took the tid bits he suggested with class. It’s hard to debate the king but the fact that he was so impressed with your abilities just solidly why you were meant to do what you do here. Thank you for sharing. Keep it up.

Two legends. I already love the video, only by seeing the first minute.

@GrahamStephan

Жыл бұрын

I understand both of your philosophies regarding holding debt vs paying it off and have used both at different times when it was most advantageous.I enjoyed the discussion, one of the best videos yet.

This was super awesome. Glad this popped up in my feed. Loved getting to hear how you both see money and use money.

Put a smile on my face seeing someone you value their insights and teachings, and showing them your labor influenced by them. As a teacher in just a middle school setting, the moment is priceless! Congrats Graham!

@GrahamStephan

Жыл бұрын

Love that!

this was one of the most wholesome, informative and entertaining videos I’ve ever watched. Two SUPER powers!!! Excellent and down to earth conversation. Thank you so much for doing this and for everything you do!!!!

This is also valuable perspective for those of us with negative net worth looking to just stabilize for the present/future. Great convo.

This is my favorite episodes of all!!! Thanks u guys finally collab!

Dave is probably the best guy to ask this question to because he was basically Graham at that age (heavily invested in real estate and debt)

With the media, its usually sad news. Nonetheless, this administration has strung us all up. Ab Initio, dividends are what got me into investing in the stock market. The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. Have over $730K in my portfolio as I bought a lot of dividend stocks before, I'm buying more now, and I will buy more when it drops furthe

@scottashwood9985

Жыл бұрын

If history has taught us anything, it’s that bad market environments are the best times to find great opportunities.

@graceocean8323

Жыл бұрын

After a few good years in the stock/ETF market, my thought was that I had a grip on it. However, things changed during when I was laid off my job and needed to diversify my savings,, so I contacted a coach "Johanna Mussche" who devised a system that suited my goals, and in my first year, I made a little above $670k. I am now in charge of my own business and hope to scale to a million by the end of this year

@graceocean8323

Жыл бұрын

@@tampabayrodeo2474 You can look her up as she has an official webpage for consultations. According to Warren Buffet "I don’t think most people are in a position to pick single stocks. A few are, maybe, but on balance, I think people are much better off buying a cross-section of America and just forgetting about it" In Other words, you need expert hands to be able to outperform the index.

@BL_Denni

Жыл бұрын

The media is placing you on the opposite side of reality. It works well so well in fact that if you don't allow the media to make financial decisions and you do the opposite you will be rewarded.

@Jakkaribik1

2 ай бұрын

Dividends Are Great be sure To Buy Many Different Ones in the End you have a couple Hundreds giving out good and bad mostly good. Semi Free Money !!

You just made me love Dave Ramsey that much more. He truly has the heart of a teacher and even when you are showing things he would never touch he gives positive feed on it. Love that.

You can tell Dave Respects YOU ! Your Viewers Respect Both You & Dave

This was some great Dave content. Nice to see him in conversation and in a different way. Good job.

Both you guys have had a huge, tangible, real life impact on my future and finances. This was great. Thanks

This was great. You're both who I look up to, listen to, learn from!

I’ve been listening to Dave since he started out on the radio in Nashville. This is the calmest I’ve ever seen him when talking about debt. I think the key thing that makes the difference that didn’t come up here is what Dave always points out about debt for most people being a behavior problem rather than a math problem. I look at leverage the same way you do, Graham. I think the average person that Dave talks to hasn’t proven that they can behave well with debt. You clearly have. Well done!

Good stuff Graham, and Dave! I understand where Dave's coming from on living debt free since I've been in both shoes and I'll choose debt free everytime. The caveat here is long-term cashflowing real estate. I like the the tax benefits of having a long-term fixed debt lower than inflation. Your getting paid to borrow and take on some risk which is minimal if dome correctly. Good stuff! 👍

Respect for exposing your portfolio. Thanks for your hard work man 🤘🏿

@GrahamStephan

Жыл бұрын

I appreciate that!