-Here is a link containing the source material for each piece of research cited. I do my best to make my videos as accurate as I can, and the additional resources should help anyone who wants to look into them further - enjoy! docs.google.com/spreadsheets/d/1yYgrMgUrP-bmHE16aMNAfcISnnRKuWASnvVoVjQv_9M/edit?usp=sharing -Secure your privacy with Surfshark! Enter coupon code GRAHAM for an extra 4 months free at surfshark.deals/graham - Enjoy!

@CROIXsather

25 күн бұрын

Graham, please make a video similar to this, but aimed at 16-20 year olds to start adult life. >> I.E. Best financial practice. What pitfalls to watch out for. How to use and how not to use debt. How to start investing. Where to start investing. Etc.

@JustTheGuy37

25 күн бұрын

There is only one thing Graham Cares about in this world.. Money... How are you going to feel during the tribulation when you realized you trusted all your worldly riches in vain? Acts 16:31 “And they said, Believe on the Lord Jesus Christ, and thou shalt be saved, and thy house.” King James Version (KJV)

@Rubberglass

25 күн бұрын

I’d love to hear your thoughts on the long term effect of the declining US birth rate will have on economic growth.

@JustTheGuy37

25 күн бұрын

@@Rubberglass You bet :) Make the money while the sun shines, and try to be as self sufficient as possible.. Accept the Lord Jesus Christ as your saviour so you will miss the tribulation and be saved.. Economic growth won't matter because they are purposely going to crush you under the mark of the beast system if you live in those times.. A better question would be, How do I survive until then... What should I do now..

@Rubberglass

25 күн бұрын

@@JustTheGuy37 Amen. My this world isn’t my home.

Don’t get me wrong I know the economy is in shambles and in order to break even and make profits, we have to ride it out until stock recovery, but how are some folks in the same stock market as me still able to pull off substantial profits of ad much as $650k within months, what am I doing wrong?

@SharonHarvest

2 күн бұрын

You are not doing anything wrong you just don’t have the required skill set to profit off a down market, there are professionals who can help you get this done.

@HelenaSandra-xq8hw

2 күн бұрын

Yes professionals like, TIMOTHY ERIC MEEK.

@HelenaSandra-xq8hw

2 күн бұрын

You can google his full name for further details

@ErnestKingston

2 күн бұрын

I just looked him up online and sent an email, patiently waiting for his reply.

What is the best strategy to succeed in the market now for someone with more or less than $12k

@OliviaPeterson229

3 күн бұрын

You need a pro or someone good at navigating the market. Someone like Jared Brian Watkins

@BenjaminHayes-ok5gn

3 күн бұрын

Almost gave up due to constant losses, but Jared turned my luck around

@EmmaRodriguez-nf7vq

3 күн бұрын

Leveraging market changes is a remarkable talent Jared has

@nhanisco1452

3 күн бұрын

My monthly yield and returns with Jared leaves me speechless

@AmbroseSinclair-yn8rl

3 күн бұрын

How can I reachhim

If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.

@AnnBurrow-vb8tt

2 күн бұрын

A major distinction between winning and losing is using the right strategy and of course with signals like those of Antonio, profit is assured.

@OliverTilney

2 күн бұрын

Who is the professional who is advising you, if you could perhaps tell us? As a novice investing in stocks without the correct direction of a professional, I have lost a lot of money.

@LeslieWagenheim

2 күн бұрын

@@OliverTilney Cynthia Mcclure Alexander

@LeslieWagenheim

2 күн бұрын

Cynthia Mcclure Alexander is the licensed fiduciary I use. Just research the name. You’ll find the necessary details to work with a correspondence to set up an appointment.

@OliverTilney

2 күн бұрын

I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

Address the Yotta situation immediately. We invested bc of you Graham, we will make your life living hell bc of what you have done to us

@openworld6337

13 күн бұрын

He don't care about you.. you're one of his " tenants " he will get $$$ out of you... after ftx I learned my lesson never to trust and stopped watching this guy... he might not be the one scamming but promotes it so it's as guilty..

@Poke_Man7

13 күн бұрын

@@openworld6337 I learned my lesson with FTX as well.. I feel bad for anyone who listened to him after that train wreck

@gigantor62

10 күн бұрын

I've just finished watching a video on another channel pertaining to this Yotto bank. Don't trust anyone guys....do your research.

It's a common misconception that when a stock you buy skyrockets, the smart thing to do is sell it (or at least sell some of it) to lock in your profits. But the context matters. If the stock has increased sharply because the business is performing exceptionally well, it could still be a bargain. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

@ElizabethKing-qu2ob

17 күн бұрын

I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience

@annaj.osorio

17 күн бұрын

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K

@CharlotteLangley-sn6hi

16 күн бұрын

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

@annaj.osorio

16 күн бұрын

Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

@AndersonCallaway

16 күн бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!

@Curbalnk

25 күн бұрын

My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to my FA, my portolio is doing really great and im proud of the decisions i made last year.

@greekbarrios

25 күн бұрын

Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks.

@gagnepaingilly

25 күн бұрын

@greekbarrios I've been considering but haven't been proactive. Can you recommend your advisor? Could really use some assistance.

@ryanmccawley6301

25 күн бұрын

@@greekbarrios or do those who earn more typically hire financial advisors more than those who don’t? 🤔

@donniechambliss1346

25 күн бұрын

Some men just wanna see the world burn 😎🔥

FTX and Yotta, you sure do know how to pick them

My expectation for 2024 is that markets starts to broaden out more,” what if the interest rates go up? i have a ton of questions....can I safely invest $220k? What should I do differently?

@PatrickLloyd-

21 күн бұрын

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market

@PatrickLloyd-

21 күн бұрын

Small-Caps are poised to perform better in the coming year despite Fed actions with rates to make investors worried. you should look into which the Best Small-Caps Stocks to position into.

@PhilipDunk

21 күн бұрын

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.

@Nernst96

21 күн бұрын

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.

@PhilipDunk

21 күн бұрын

Amber Dawn Brummit is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

Investing in alternative income streams that are independent of the government should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. Stocks, gold, silver, and virtual currencies are still attractive investments at the moment.

@Aarrenrhonda3

20 күн бұрын

It is recommended to seek the assistance of a financial advisor or broker to diversify your investment portfolio through the inclusion of commodities, inflation-indexed bonds, and stocks of financially stable companies, rather than relying solely on growth stocks with uncertain future earnings.

@Davidstowe872

20 күн бұрын

Such market uncertainties are the reason I don’t base my market judgements and decisions on rumours and here-says, got the best of me 2020 and had me holding worthless position in the market, I had to revamp my entire portfolio through the aid of an advisor, before I started seeing any significant results happens in my portfolio, been using the same advisor and I’ve scaled up 950k within a year, whether a bullish or down market, both makes for good profit, it all depends on where you’re looking.

@Quason788

20 күн бұрын

Would you be willing to provide information about the advisor who aided you? As a 39-year-old, I am eager to expand my stock portfolio and devise a retirement plan.

@Davidstowe872

20 күн бұрын

Amber Dawn Brummit is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@Quason788

20 күн бұрын

Thank you for sharing, I must say, Amber appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive.

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

@SirBenjamin-oq1wd

24 күн бұрын

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important.

@Stephine-un5zs

24 күн бұрын

I agree. Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

@MablePauls

24 күн бұрын

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

@Stephine-un5zs

24 күн бұрын

“Angela Lynn Shilling’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@MablePauls

24 күн бұрын

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

I really do have a question, for someone with less than $300,000 to invest, how would you recommend we enter the market? I am looking at studying some traders and copying their strategy rather than investing myself.

@Angelavaldess

20 күн бұрын

Before making any investing decisions, it is advisable that you consult with a qualified financial counsellor. Just my two cents.

@Higuannn

20 күн бұрын

Investing is more than watching KZread Videos and reading quarterly reports. Learnt this from reading Peter Lynch's book. They are people who do this for a living, use them to save yourself from the hassle. That's how I make money from the market to be honest.

@Jaymilnere

20 күн бұрын

@@Higuannn I've been getting suggestions to use a market expert too, but where and how to find one has been challenging, Can i reach out to the one you use?

@Higuannn

20 күн бұрын

@@Jaymilnere Sure, Alicia Estela Cabouli is the licensed advisor I use. Just research the name. You’d find necessary details on the web to set up an appointment..

@SK-or9bo

18 күн бұрын

Vanguard index funds. Go directly to them or go through a robo advisor like Betterment. Low fees, consistent returns, set up an autodraft and forget about it.

Graham you’re cooked. You’re involved in Yotta and you’re giving financial advice? 😂

@AnonDoge

11 күн бұрын

He talked about gotta but I never used it. Stick to what you know and not what’s fun…

What I don’t understand is, on one hand we are told the stock market will crash and yet on the other we are told ways of investing in the stock market. Oxymoron or paradox? I'm considering investing over $300k, but I'm uncertain about risk mitigation strategies.

@Andrian-ch3on

23 күн бұрын

With my demanding job, I lack time for investment analysis. For seven years, a fiduciary has managed my portfolio, adapting to market conditions, enabling successful navigation and making informed decisions. Consider a similar approach.

@RickMckee-nq4ni

23 күн бұрын

@@Andrian-ch3on Wow, I bet that you cannot rec anyone.

@Andrian-ch3on

23 күн бұрын

@@debrab7844 Yes, kristin Amy Rose. If in doubt can look her up

@Andrian-ch3on

23 күн бұрын

@@debrab7844 Kristin Amy Rose

@debrab7844

23 күн бұрын

@@Andrian-ch3on you actually gave out that info for free. You're far too kind!

I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

@A_francis

14 күн бұрын

Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.

@benitabussell5053

14 күн бұрын

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 80% capital growth minus dividends.

@RickWatson-xu6gw

14 күн бұрын

Do you mind sharing info on the adviser who assisted you?

@benitabussell5053

14 күн бұрын

*Sharon Lynne Hart* is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment

@Poke_Man7

13 күн бұрын

Don’t listen to graham Stephan. FTX, Yota. Bad track record

In two weeks I’ll be done paying of my student loans and then will be investing much more than just maxing out my Roth IRA. I’m 21 and excited for that compound growth

@1dragonx76

25 күн бұрын

Congrats.

@lisanleal3208

25 күн бұрын

Way to go.. you will be way ahead of everyone in 10 years if you do that and keep it ip

@douglassmith9445

25 күн бұрын

Stay at a job, work hard, don’t quit that job until the very next day you start your next job, invest everything into the S and P 500 or a conservative and similar type of index fund, and you will be set for life. I just made you a multi-millionaire

@josephwilliams2633

24 күн бұрын

Fake account

Great video, I've been interested in investing ever since I came across articles of people making up to $150,000 and more in this period, thanks for the video but is it really possible for a retail investor to achieve this in months?

@Jamessmith-12

12 күн бұрын

I've purchased numerous stocks in individual firms. Because there are so many stocks that will skyrocket in the long run, it is currently safe to buy in on ETF and ride it out. Due to fud, I sold out early, but then retraced my ways and re-invested $350,000 with a financial advisor who manages my account. I received an 82% return last year and will see where it goes this year.

@kevinmarten

12 күн бұрын

that's quite impressive, you surely made a good bit of money. I myself invested in warren's BRK-A stock quite pricey but totally worth it.

@JacquelinePerrira

12 күн бұрын

I just started a few months back, I'm going for long term, I'm still trying to wrap my head around it, who’s this advisor you work with ?

@kevinmarten

12 күн бұрын

When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

@JacquelinePerrira

12 күн бұрын

she actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you sharing

Yotta be kidding me!

This administration has no idea how people are suffering, things are getting so much harder we can't take it no more. A lot of people are financially struggling to put food on the table and a roof over their head, I appreciate your advice Walter James Henry. Imagine I invested $2,000 and got $10,600.

@WiolciaMrozowska531

22 күн бұрын

HE'S MOSTLY ON TELEGRAMS, USING THE USERNAME...

@WiolciaMrozowska531

22 күн бұрын

@Gainwithwalter7

@WiolciaMrozowska531

22 күн бұрын

@Gainwithwalter7

@WiolciaMrozowska531

22 күн бұрын

Gainwithwalter7

@WiolciaMrozowska531

22 күн бұрын

@Gainwithwalter7

I like to think I put my money where my mouth is…. sure so FTX, Yotta etc. Whoever trusts this guy good luck to you.

Really hard to pay for an emergency when yiur funds are frozen in a yotta account

The Yotta Rule😂😂😂

Yotta bank is the only way to get rich in 2024 😂

Definitely not in Yota! 😂😂😂😂

Given the uncertain economic conditions and heightened global tensions, I'm considering investing over $400k in stocks. However, I'm uncertain about how to minimize potential risks.

@SteveDutton-v

21 күн бұрын

Having an investment advisor is the best way to go about the stock market right now. I was going solo, but it wasn't working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.

@DavidCovington-st2id

21 күн бұрын

Apt!! I was self managing but suffered heavy losses in 2022 and i knew i couldn't continue like that, so i consulted a fiduciary financial advisor. By restructuring and diversifying my $620k portfolio with dividend-paying stocks, ETFs, Mutual funds and REITs, I significantly boosted my portfolio, achieving an annualized gain of 30%.

@tmer831

21 күн бұрын

If you don't mind, how can I reach this advisrr? My retirement portfolio isnt doing greatly.

@DavidCovington-st2id

21 күн бұрын

Vivian Carol Gioia is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@tmer831

21 күн бұрын

I find this informative, curiously explored Vivian on the web, spotted her consulting page, and was able to schedule a call session with her, she shows quite a great deal of expertise from her resume.. very much appreciated

Go buy a bank 😂

I put in 20k into various assets late last year and flipped into six figures within a few months and still going. I’ve always been an advocate of investing because it has been rather rewarding. I hope to attain financial freedom soon. One more thing, keep up the good work brother.

@Freddyyyy266

22 күн бұрын

You can’t overlook the fact that it’s paramount not to get greedy but to remain invested through careful study, if not you can lose it all.

@Novakissla

22 күн бұрын

I have some money saved from day job. I have no idea where or how to invest. How are you doing it, Leon?

@Christensen554

22 күн бұрын

It’s not rocket science. As I said previously, I got into stocks, index funds and REITs, myself but wasn't getting the results I wanted the first couple of months. Got tired of losing and decided to seek mentorship from Jonas Herman, a certified fiduciary who helps oversee my investments.

@Sammytammy192

22 күн бұрын

@@Christensen554 While it may sound enticing, it is important to understand that stocks, like a fine wine or a Monet, has no standardized value. You look all good on the outside, while you wait till almost death to enjoy your wealth which presents an enormous economic(uncertainty) risk.

@Sithembile499

22 күн бұрын

It’s bonkers to compare stocks to alcohol hah. I do consider myself an “old dog” and I'm not big on learning new tricks. After so many years of trial and error, I finally found what works best for me financially and Herman is the perfect sounding board for me. He is far and away the best I have come across. He is all focused on teaching and making sure that I make profit. What more could I ask for?

Just invest everything in Yotta hahahahahaha

@k033as9

8 күн бұрын

And sleep in the streets 😂

Commenting to remind you that this guy has made millions giving unlicensed advice and has no problem promiting scams as long as he lines his pockets.

We're waiting to hear your opinion on this YOTTA crisis.

Hey Graham, can I borrow some money, I put most of my money in your 'bank' and now I can't access it

Should I invest in yotta?

Surely the best way is not to invest in Yotta

I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Louise O'Brien for helping me achieve this.

@DanetteAguilar01

12 күн бұрын

I'm new at this, please how can I reach her?

@Silasfenton2

12 күн бұрын

SHE IS ON TELE GRAM.

@Silasfenton2

12 күн бұрын

She communicates on telegram..

@Silasfenton2

12 күн бұрын

@ATLouise55 ..that's it .

@Silasfenton2

12 күн бұрын

That’s her user-name

never trust this criminal, 3rd strike for promoting scams, mofo should be in jail

Just started the video I sure hope he doesn't say to put my money in a gambling scheme

@openworld6337

13 күн бұрын

Why not? Give him your money... he "owns a bank"

What? My parents had no problem talking openly about money when I was growing up... Let's see, there was: "Hey, put that down! Do you think we're made of money?" ... and ... "Close the door, money doesn't grow in trees!" ... and... um.. That might be about it...

Waiting on a new video "Why you shouldn't buy a bank"

Not Yotta?

Should I put money In Yotta? You recommended them not long ago...

So are you going to reimburse your viewers you tricked into Yotta and now have lost everything they put in? I'm not that stupid to gamble with my savings in a casino like Yotta but seems like your viewers trust you and put their guard down when in comes to Yotta.

What happened to Yotta?😂

@jduds100

13 күн бұрын

Find out today on the Scaham Stephan show!

@natejunior7789

13 күн бұрын

@@jduds100 😂😂😂

a great day to steal people's money

We should start motivating people not only learning about money, but also learning anything by THEMSELVES. The power of learning anything, specially money, is so underrated in today's world. This will make people richer, smarter, and avoid stupidity in every realm of life.

@Craig121000

25 күн бұрын

Wealth only means something when most people don't have it. That's something you'll learn.

@rn87mom94

24 күн бұрын

You’re so right. People need to want, and how, to learn… anything.

*Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $12,000 and got my payout of m $270,500 every months,God bless Christy Fiore 🇺🇸🇺🇸🇺🇸..*

@ColleenMartinez-lj6ok

18 күн бұрын

Hello!! how do you make such monthly, I’m a born Christian and sometimes I feel so down of myself 😭 because of low finance but I still believe God

@KrisNachtigallDomitrovich

18 күн бұрын

Thanks to my co-worker (Carson ) who suggested Ms Christy Fiore

@Josephmaigue-ju5ib

18 күн бұрын

She's a licensed broker here in the states🇺🇸 and finance advisor.

@Josephmaigue-ju5ib

18 күн бұрын

After I raised up to 525k trading with her I bought a new House and a car here in the states🇺🇸🇺🇸 also paid for my son's surgery….Glory to God, shalom.

@DanielClooneypy4oz

18 күн бұрын

I will leave her info below this comment ✨

Should we invest in Yotta ?

GIVE ME MY MONEY BACK STEPHAN!!!!!!

Graham Stephan’s bank, Yotta that he advertised and invests in just stole all my money all my savings and checking locked up I can’t even buy baby food I’m so pissed

@AutoroTink

25 күн бұрын

The Yotta thing sucks…wish he’d do an update…

@Kat-nq8pu

25 күн бұрын

Evolve told me today that Yotta took all of its holdings out of evolve on the 11th and put it into Synapse. The company in the bankruptcy hearing.

@Duckywucky92

24 күн бұрын

@@Kat-nq8pu you called evolve? They told you that? I’m gonna throw up

@marcusclarke5628

2 күн бұрын

Your pretty silly then aren't you

Is your 15% rule ro invest in yotta?

DONT LISTEN TO A THING THIS MAN SAYS! he is involved in almost every major fraud, FTX to now Yotta!

Is this the scammer guy? Delete your channel.

L Scammer. No life behind those eyes. Bro values saving a few pennies over his audience and reputation. 🤡🤡🤡🤡🤡🤡

The best way is to not listen to Gragham Stephan

If invest into Yotta would I get a bigger return? asking for a friend.

How do I get my money out of Yotta, graham??

Graham's best investment is the one where he steals your money by pretending, he's a business partner with a bank that's a casino.

Let's add this to our school systems. I can say, my son will not grow up to be financially illiterate yet have every state capital memorized.

@Pocketpullin

25 күн бұрын

I agree that schools should have a finance class, but this sounds like you’re blaming the school system instead of teaching your son about finances?

@davidcook9875

25 күн бұрын

@@Pocketpullinhe’s just making a point. He said his son will not grow up being financially illiterate

@Pocketpullin

25 күн бұрын

@@davidcook9875 I believe it originally said “my son will grow…” but the comment has been edited, so I’m unsure.

@EbayNomad

24 күн бұрын

We had personal finance in my HS but it wasn’t mandated and most kids only took it if they couldn’t get in other classes.

@moniquemichelle7295

24 күн бұрын

We say that but the schools won’t do it right. Parents are responsible for teaching things too. Learn financial literacy and teach it yourself our kids. We under pay teachers and expect them to do everything. Nope.

Most people never hear the phrase, “Stop spending money!” I retired two years ago at 57 years old. Both the wife and I had good incomes, lived debt free, frugally and invested at least 30-40% of our gross income. We also purchased rental properties. Many of our colleagues and friends were always wasting money on vacations, eating out and new cars that they leased or financed instead of paying cash.

@GOOFYGAMER12

25 күн бұрын

so they enjoyed their life and you lived frugal now you have to enjoy your life at old age?

@connorbourgeois

25 күн бұрын

​@@GOOFYGAMER12 This is a great point. You absolutely must find a work/life/investing balance, because guess what... At 57 a cancer diagnosis is much more likely to be a death sentence than at 27. You're not a young buck anymore, you're an old stag, and your best years are behind you. Your life needs to feel fulfilling along the way, you can't just wait until the end. Vacations, assuming they're not unnecessarily lavish, are some of the best things you can treat yourself to along your financial journey.

@jareddias7932

25 күн бұрын

"Wasting money" - enjoyed their life with experienced and memories is another way to say that. Balance in all things

@untouchable360x

25 күн бұрын

You can always buy things with money but you can't buy back your lost time.

@thedopplereffect00

25 күн бұрын

​​@@GOOFYGAMER12most those people aren't enjoying their life when they are constantly stressed about money and bills

Yotta a lot of stuff in here

I am buying more VGT, SCHD & VOO. Many of us have a boatload in the S&P500 index in ROTH, still have the bulk of my $500k retirement portfolio in VGT. In my taxable account, i try to beat my roth and i know it can be done but i am still underperforming the S&P500.

@BulapGreen

20 күн бұрын

I’m taking the hybrid approach, VOO, SCHD as my foundation, with growth like MA, UNH, HD. And slow growth like O and PEP. I have a 20 year time horizon. But the best part is I still enjoy my life while I do this. Travel, and buy ONLY things I love. It’s the best combo, plus I love the small victories with receiving dividends/dividend growth/share price appreciation.

@minitradez

20 күн бұрын

VGT is an excellent portfolio addition, but relying solely on it for retirement may not be optimal. I retired at 62, grew my portfolio to $3.4 million in little over 10 years through the help of a fiduciary and dividends now supplement my retirement income. Invest wisely, build your nest egg, and don't sell the chicken that lays the egg!

@Hannaa22

20 күн бұрын

Your fiduciary seems highly competent. May I ask if you are still working with the same fiduciary, and if so, what's the best way to get their attention.

@minitradez

20 күн бұрын

Certainly, I am still working with Camille Anne Hector. Having her in my corner has been a game-changer for my financial well-being. Her ability to simplify complex financial concepts and provide tailored solutions is commendable. Camille's passion for her work shines through, making the financial planning process not only effective but also enjoyable.

@Hannaa22

20 күн бұрын

Excellent share, just inputted her full name on my computer and searched online, top-notch credentials. I've seen commentaries about advisers, but not one looks this phenomenal.

In your opinion, what do you think you yotta do for more subscribers. Do you think you yotta put out more videos or do you yotta have to put out better content? 0:02

Yotta???

How many ways can you say save money? Graham: Yes

A: Buy a bank and take poor ppls money

TO ALL NEW VIEWERS, PLEASE BE AWARE THAT THIS CHANNEL IS KNOWN FOR PROMOTING SCAMS.

@GabosRR

8 күн бұрын

Explain yourself if your going to make claims

@armando6889

7 күн бұрын

Yotta and ftx ​@@GabosRR

@DVnc_

7 күн бұрын

Wtf are you talking about

@cupidok2768

7 күн бұрын

Idk y ppl are mad at themselves for not doing due diligence

@codefk8711

6 күн бұрын

Careful before you slander someone. If there is no basis on this, you can absolutely get sued. Explain yourself

This is not a guide on how to get rich, it's how to save now and then enjoy your money in the last 20 years of your life

Most Americans don't track their expenses and could be wasting money. People should prioritize building an emergency cash fund. Pay down high-interest debt before investing. Open a Roth IRA and invest for the long term. Diversify your investments across different asset classes. Don't try to beat the market; instead, invest in index funds. Invest consistently over a long period of time. Expect average returns of 7-8% over the next 20-40 years. The speaker's investment portfolio is split between real estate, index funds, cash equivalents, and alternative investments. Building wealth comes down to optimizing income and expenses, paying down debt, investing consistently, and diversifying.

@6speed818

25 күн бұрын

I only have vti in my Roth Ira. What are your thoughts on that.

@ginofernandesjr

25 күн бұрын

@@6speed818, I like that approach. I only have VOO in my Roth IRA, but I own a Business and Real Estate.

best way is to not listen to youtubers tried this with a yotta now my life savings are stuck in yotta and cannot access them hmm wonder who i learned about yotta from and now my house and car are at risk......

@Kat-nq8pu

25 күн бұрын

I wonder why Yotta isn't in this video?

@Kat-nq8pu

25 күн бұрын

I love starting with worker can't afford a $500 emergency and thanks to his bank I'm in an 8k emergency

@elizabeths.3634

25 күн бұрын

Ah, say what? Maybe you should listen HARDER. Graham has always stressed the importance of diversification across multiple assets. If you had listened, you NEVER would have put your entire life savings into any singular place. It is not fair to try to blame Graham for this one. FTX had a better argument and even that one really falls apart under scrutiny.

@openworld6337

13 күн бұрын

​@elizabeths.3634 shut up you burner account.. gram is a scammer.. needs to be arrested.. 😢😢

Our kids have to track their own allowance on paper weekly as a bearer bond redeemable for goods. They use the honor system, keep a balance, and track all the purchases they make. We have done it for years and now they know their net worth in realtime and never spend more than they have. For parents out there, this builds integrity and budgeting and the net result is now they are all excellent savers.

@TheVosack

22 күн бұрын

Love this.

@tylermcconnell

13 күн бұрын

What do you do if they refuse?

I love buying banks and scamming the naive.

I went to community college for like five years and the most impactful part was an extra credit assignment in a personal finance elective class I took, which just to read a short book: The Millionaire Nextdoor

Hello! Can you give an update on Yotta? Thanks!

@elizabeths.3634

25 күн бұрын

Yeah, the Yotta situation is a currently a disaster and very few are talking about it.

When are people going to stop listening to hacks like this? How many scams is this guy going to promote before he gets kicked off KZread. He's rich already, stop giving him more money by watching his crap content

Graham! Please note in your videos the contributions for Roth IRA are on a sliding scale. Even if your income is below the limit, you still may not be able to contribute the maximum amount. I had a mess of my taxes one year because I contributed the max amount and that was above the limit for my income. If you make between 147,500 and 161,000 the allowed contributions change

Best way to get rich is to not put money in Yotta and then get locked out of withdrawals. Please address this catastrophe in people’s lives.

This is exactly what I wanted to see a long time ago. It would be amazing if you do a step-by-step process for going about buying your property or investment property. Hope you see this, Graham!

Graham are you going to talk about yotta? Should we be worried about our money?

Hey Graham. Thanks for the video. Do you hedge with SPY puts at all or just set it and forget it?

Thanks for your honesty

In two weeks I’ll be done paying of my student loans and then will be investing much more than just maxing out my Roth IRA. I’m 21 and excited for that compound growth!

@TJSpike

25 күн бұрын

Hell yeah brother, i started at 18. All i can say is max that roth ira and invest as much as possible, without killing yourself financially obviously. 🔥

you forgot to mention the emphasis on ways of making more money. side hustles, part time jobs, better jobs, etc... to pay off debt to save and invest more. this is what MOVES THE NEEDLE in your life.

There's no better investment than scamming your viewers

should we invest in yotta?

@Ritualz999

13 күн бұрын

Best investment for 2024

Is your money tied up in Yotta?

@elizabeths.3634

25 күн бұрын

A little bit of it is unfortunately.

Make a video about the recent developments at Yotta bank Graham

The best finiancal advise for need body that wants to become wealthy.

Are you going to talk about Yotta?

I love the consistency in your advice over the years, it is proven, easy to understand, and doesn't ebb and flow with the guru of the month. Thanks Graham!

@tanuki88

13 күн бұрын

FTX? YOTTA?

You mention sleeping well at night, which is a fantastic point of perspective for people to keep in mind as they contemplate what debt they choose to service, meaning pay interest on every month. The rule I have lived by for quite some time is if I owe money on something that is NOT appreciating in value, like a home, then I do everything in my power to eliminate that debt as quickly as possible, irrespective of the interest rate. In other words, I refuse to owe on anything that isn't an investment that is increasing in value. I do not service debt unless it benefits me and my family. The number of things that qualify are pretty small, but I avoid all of the other debt traps out there, like cars, electronic devices, home furnishings, etc.

Thank you so much for this information!!

Would love to get your take on what’s happening with Yotta bank

Graham please do a video yotta bank people need to know what’s going on. Thank you.

@Kat-nq8pu

25 күн бұрын

It's interesting that he's not talking about it he's an investor in it. Is he screwed too or did he get a heads up?

Best advice for most people... start living below your means. If you are using credit cards to finance a life style, you need to adjust your lifestyle.

I paid my due for this invaluable information by liking and subscribing. Thank you.

@tanuki88

13 күн бұрын

Careful he promotes scams. Watch Coffeezilla about him

Do you think I shoupd put all of my savings in YOTTA, the bank you own.

it's ridiculous that ppl feel more comfy talking about sex and relationships than they do about money with strangers lol

@converge3111

25 күн бұрын

That’s a really good point

Superb video🎉🎉🎉

You do great work Grant. Thank you

I've been watching Graham Stephan for some years now and I can say, he is right.

My expectation is for 2024 that markets starts to broaden out more,” what if the interest rates go up? i have a ton of questions....can I safely invest my $800k? I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement,but don't know where to start.

@ScottArmstrong12

16 күн бұрын

It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you

@KevinClarke9

16 күн бұрын

True, A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far

@ritalorrigan

16 күн бұрын

in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of loss.

@KevinClarke9

16 күн бұрын

Carol Vivian Constable is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@ritalorrigan

16 күн бұрын

She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon.