“She needs it more than I do” “Anyway imma file for bankruptcy” 🤡🤡🤡🤡

@pamsmith1665

3 күн бұрын

He is a clown

@WillmobilePlus

3 күн бұрын

He is literally the "Bike cuck" meme come to life!

@walters2405

14 сағат бұрын

A whole bozo

$100K in CC debt?? I would pass out from high blood pressure every day I woke up 💀

@davidbrayshaw3529

3 күн бұрын

My mortgage was less than that, and I had trouble sleeping.

@truebeauty1106

3 күн бұрын

☠️☠️☠️☠️

@georgewagner7787

3 күн бұрын

My blood pressure is too low, maybe i should go shopping

@catherinep2034

3 күн бұрын

​@@georgewagner7787😂

@shadowfox2120

2 күн бұрын

1/20th of that would get me sweating in my sleep every night.

This is what simping does to you kids.

@BREEZYM6015

3 күн бұрын

Say no to drugs Say no to simping. 😂

@dmbgator86

3 күн бұрын

Death, taxes, simping.

@seanmcelhaney6407

3 күн бұрын

Im taking my massive morning dump while i watch Ramsey show

@derekd1510

3 күн бұрын

@@BREEZYM6015 I've done all the drugs. I still own my home, 2 paid for vehicles, and a 250K investment account at 55. I did ZERO simping. Draw your own conclusions.

@shawnmendrek3544

3 күн бұрын

@@seanmcelhaney6407 Sounds like you should consult Ramsey about this, is flushing good from an economical stand point.

He doesn’t seem that desperate to get a job. He is very non chalant about it. There’s more to this story…

@tduck828

3 күн бұрын

Right. Always is more to story.

@songsjj

3 күн бұрын

Thats because he plans on filing bankruptcy and stiffing his creditors. He's done it before and knows exactly how. He doesn't want a job until after he files.

@wevibin375

3 күн бұрын

Its $100k...he knows he's not planning on paying it off lol 100k debt and nothing to show for it

@Ka_Gg

2 күн бұрын

This guy is very odd. His answers almost sounded douchey. Something is definitely up to them

“You didn’t learn any lesson from your last bankruptcy?” “Well, this time was different” 😂 bro didn’t learn

@jimmymcgill6778

3 күн бұрын

2008 was a different time.

@djpuplex

3 күн бұрын

Probably won't learn his lesson from this marriage.

@donaldjohnson-ow3kq

3 күн бұрын

The first one probably had a woman nearby, also. So, yeah, he didn't learn his lesson.

guy is a joke. why would you let her take your life savings and didn't take her to court now you can't pay your bills?

@getinthespace7715

3 күн бұрын

None of anything he said makes any sense. Gave her $80k in cash, took on $60k in debt. For what? Seems like he feels guilty for something... She's got something over on him. Or he's a complete B.S artist and never had $100k saved and never took on his wife's debt. Having worked at 8 dealerships in his area... he seems flaky.

@RPisa2416

3 күн бұрын

She probably caught him cheating and though this was retribution

@user-fi4gd6ev4s

3 күн бұрын

This is why chivalry is dead

@djpuplex

3 күн бұрын

Why would he let her? The court let her. He could of brought it up the courts don't care.

@Hawaii567

3 күн бұрын

Him being a sucker is what got him in this situation to begin with, so not a shocker he’s a pushover the whole way through 😂

He’s not even getting any and he’s paying because he is prideful 😂

@siva47931

3 күн бұрын

Went from grabbing her snatch to snatch and grab

Yall were way too nice to this clown. I think Dave would have called him out for the BS excuses

@odessajackson4551

3 күн бұрын

He's a bullshitter... Dave would've called him out for sure 😁

“She needed more than I did” so why the hell are you calling the show? This has to be fake

@BaconMountainMan

3 күн бұрын

Yup, complete denial

@brookiegremlin6660

3 күн бұрын

this story makes no sense. idk if he's lying or delusional.

@RPisa2416

3 күн бұрын

She probably caught him cheating and felt bad

@McClintockOnline

3 күн бұрын

I'm thinking these calls are staged

@AnthonyMcNeil

3 күн бұрын

​@@McClintockOnline Not staged more like not vetted. It's like Caleb Hammer. Some of the guests who come there don't care about financial help, just want clout. Some of the callers just want to sound ridiculous for the heck of it but also you have to remember that there are people out there who simply aren't smart. Just because we may know something, doesn't mean others do.

This caller could possibly be the King of Idioms and Figures of Speech

@Paul-ou1rx

3 күн бұрын

Tomato Tamato.

@sdl2320

3 күн бұрын

He’s “shucking and jiving”, “dodging and weaving”, while “robbing Peter to pay Paul” 😂

@ricksanchezsflask8794

3 күн бұрын

@@sdl2320 and he's gotta do all of that because of a snatch and grab.

As a former bank teller, I saw this happen a lot. One time the soon to be ex wife came in 30 minutes after her former husband who had drained everything to zero. She was Uber mad but sis, you had the same intentions so he just beat you to it.

@FancyRPGCanada

3 күн бұрын

There’s gotta be some kind of protections against this

I can see why this guy gets divorced. He seems unserious about everything

@PepeToTheMooon

3 күн бұрын

@@wordsalad01 and this is why you get taken advantage of. Being too nice but not being cognitive enough to understand what’s happening right under your nose is very telling.

@BREEZYM6015

3 күн бұрын

I just can't make up my mind. Indecisiveness can ruin a marriage as well.

@JakeAkstins

3 күн бұрын

Wait you comment this, but in my previous comment you told me to "sit all the way down boy, you don't know her situation" in our previous interaction. Doesn't that comment apply here where you don't know his situation?

@PepeToTheMooon

3 күн бұрын

@@JakeAkstins I have no idea who you even are lol.

@socketyellow3

3 күн бұрын

@@wordsalad01he’s stupid, took on 60k debt and gave her 100k? At best he should have paid off her debt if he was worried about her not being able to pay it back (still shouldn’t have) This guy has no backbone or it’s a makeup call. Granted it sounded like they weren’t even married, just had a baby momma leave him and take his savings while racking up debt under his name. Leaving the kid and him hoping if he doesn’t sue she would come back. So a simp or fake i guess

"what do you need to get by?" "Comfortably? About 7 grand" "Not comfortably, bare bones" "7 grand" He's not serious about it, he can't be helped until he is.

Bankruptcy twice? This guy can't control anything. His ex steals everything and he does nothing about it? He's not a "bigger man". He's a wimp.

Doesn’t seem to be serious about anything

@kingmemf4002

3 күн бұрын

Or he's lying through his teeth 😂

When I withdrew $4000 in cash to buy a toy, I had to fill out forms, have my ID scanned, and verify it was factually me withdrawing such a sum of money. How did she walk away with $100k in a "snatch and grab" and why hasn't he called an attorney to get it back from her? This has to be a fake call to fill airtime.

@jocarson5310

3 күн бұрын

My guess is the money wasn’t in a bank but in a shoebox.

@countrymusicandcher8593

3 күн бұрын

I am betting they had a shared bank account. He probably added her to his cards, to his bank account etc. Bc they had a kid together. That's why he got the debt and no money. This guy would fit right in on Judge Jidy

@Yogastrong908

3 күн бұрын

She probably has dirt on him.

@MrTmenzo

3 күн бұрын

What account are you withdrawing from? I can go to the ATM and withdraw thousands without question.

@reese85

3 күн бұрын

You had to do all of that, just to take out 4k?

He's not going to listen to them. He'll declare bankruptcy, that was always his intention. That's why he took on the debt. $80k cash is actually probably pretty cheap compared to what he would pay out in child support and alimony, dealing with shared custody with an Ex depending on what state he is in. Guy gives me the impression he is a bit of a B.S. artist though and wasn't completely honest on the call.

@gildardomagallon

3 күн бұрын

Yeah he let her take the 80k and then spent 100k on cards, so yeah sounds reasonable.

So is THIS what people mean when they call someone a "simp"? I get it now...

Now we have a clearer idea why we all hate car dealerships.

@georgewagner7787

3 күн бұрын

Its up to you. When i was young car loans really weren't a thing. Ive had 5 cars, 1 a gift from dad, and bought them all for 23k

@michelejohnson6459

20 сағат бұрын

That's why you buy a Toyota and drive it for 27 years like I did. 😊

I’d love to hear her side of the story here. He sounds like a real gem.

@brookiegremlin6660

3 күн бұрын

something's off. this story doesn't add up

smells like a troll call...

"What is the bare bones amount you can live on." Caller: "7k / month" I'm calling BS!

7k a month in living expenses. That's ridiculous.

@blacksnk

3 күн бұрын

Basically he just said he needs 84K a year bare bones to live.

Some income is better than no income

@georgewagner7787

3 күн бұрын

Always. Burger King

This guy is 'Cousin Eddie'... holding out for management

@tonytoni1150

3 күн бұрын

“In seven years he couldn’t find a job?” 😂😂😂

If I was him, I would go back to his lawyer, and tell them that she took 80k. I would not care if she need it our not.

@Yogastrong908

3 күн бұрын

And she will probably expose him for all the crap he did while they were married. He’s cutting his losses.

@jimmymcgill6778

3 күн бұрын

@@Yogastrong908 That's not the way it works.

@pamsmith1665

3 күн бұрын

I am not so sure there was a marriage OR lawyer here

I’ll never do a joint account with someone. Not even with my family.

@BrianCassidy-hb9pg

3 күн бұрын

If you call in and tell them that they will shout at you for not following their plan! 👀

@pamsmith1665

3 күн бұрын

​​@@BrianCassidy-hb9pgnot so sure he 7:51 meant a spouse.

I know someone like this. He’s just too prideful to do a job lower than what he’s used to.

15.9% to 27.9% credit card interest on 100k, that is $15900 to $27900 in interest payments alone per annum. The man still got a car payment too. Crazy what people sign up for.

I'm all for men's rights but this guy just doesn't rub me the right way. His ex supposedly took 80k out of his account and transferred 60k of debt from her name to his and he's NOT taking her to court over it?? Nah, there's way more to this. She probably caught him messing with a minor or something which is why he gave her so much to keep her quiet. Then I find out he's a car salesman, yeah this guy has some demons.

$7k to live bare bones? i have never had that much in my life and i live in a luxury apartment complex

@Bamapride1985

3 күн бұрын

He is probably counting all minimum payments not bare bones

I've been laid off a few times and always got a job within a month. Working at McDonald's is better than doing nothing.

Already bankrupted once and is considering again, tells me all I need to know.

@johannesswillery7855

3 күн бұрын

Yep, ex cleaned him out. Both times.....

@amireallythatgrumpy6508

3 күн бұрын

@@johannesswillery7855 That's no excuse. He was stupid enough to not learn from the first time...

Unlikely any reputable dealership would hire this man to manage operations. His credit check would be huge red flag now and if he follows through w/filing of bankruptcy.

*This guys thinks that filing for bankruptcy is a get out of jail free card*

Man will never get out of debt

There was a 1% chance that I would've considered marriage. Now it's 0%.

@KathleenMcNe

3 күн бұрын

Same here. Even when I was young, I wasn't interested in getting married. Now that I have a significant net worth, there is no way I will marry.

@valenciafantv

3 күн бұрын

I’ve been married for 5 years. It’s been the greatest decision in my life. You just need to pick the right person

I wish they would have asked why he kept hopping around from dealership to dealership.

@Sheryl777

3 күн бұрын

@christinaw8660 If I remember correctly (which I might not be) I thought he said they kept moving from place to place, so if so, that's why he kept moving from job to job.

Simping costs money, In fact simping keeps you broke 😅

The caller doesn't sound at all serious about eliminating his debt.

Your dedication sparks transformation! -- "Persevere on the journey."

This video is absolutely incredible! -- "Every obstacle conquered brings you closer to success."

He's screwed. Car dealerships are hurting.

@travisbickle1455

3 күн бұрын

And that current ransomware hack affecting their IT systems isn't making things better.

@Blittsplitt5

3 күн бұрын

Good, screw them

He lying about something that must've been her money 💰 because there's no way he would be this cool about it

@brookiegremlin6660

3 күн бұрын

this dude does not sound nearly ambitious enough to have stashed 100k in savings.

@wittenberg5

3 күн бұрын

@@brookiegremlin6660 100k isn't that much for a middle aged man. He may be emotionally numb / depressed.

@brookiegremlin6660

3 күн бұрын

@@wittenberg5 Yes it is. Most middle aged men do not have that kind of money laying in a savings account. This story seems inaccurate.

@wittenberg5

2 күн бұрын

​@@brookiegremlin6660 Just because "most" people don't do something doesn't mean it's difficult to do. Most people don't travel to Japan, does that mean it's impossible to get there? Just reason through it. the typical 40 something has been working 20+ years. To have 100k in savings they need to put 5k a year into a savings account. That's not a big deal. You should be saving much more than that. If they put the money into a 401k it's much less because they benefit from compounding over 20 years plus a match. No you're talking closer to 1-2k a year. It's easily achievable. Add to that the fact that the guy is a six figure earner (about 20% of men are).

@brookiegremlin6660

2 күн бұрын

@@wittenberg5 I didn't say it was difficult to do, nor did I say it was impossible. I said this dude doesn't sound nearly ambitious enough to have 100k in savings. Reading comp, my guy.

Most people have a shred of guilt or shame when having to file for bankruptcy, he sounded proud that he has already done it once before; it seems like they were working together to find a way to both come out ahead.

This video is undeniably motivating! -- "Progress results from persistent effort."

The judge should deny his bankruptcy

I'm captivated by your video! -- "Your determination is the key to your dreams."

They’re trolling us with these calls.

This guy is a joke, when he said I need $7,000 to survive, respect loss. A bare bones budget is $3,000 per month.

Sounds like a guy who spends knowing he’s just gonna file bankruptcy anyway.

My father filed for bankruptcy following divorcing my mother to get out of paying child support. That was nearly 40 years ago and he is STILL BROKE. I was 6 at the time and even then knew he was making a mistake. Sometimes one really NEEDs to take this action, but using it as a "get out of jail free card" is a bad sign and an indicator that you lack accountability and will keep screwing up.

This guy is what’s wrong with society. No ambition, no accountability, no drive and no morals. Declared bankruptcy once and wants to do it again.

@vickimerritt2832

2 күн бұрын

Many types of bankruptcies quire you to pay back creditors on a plan. They are often more of a restructuring of businesses, debts, minus interest, to help you back on your feet. It is far more complicated than most people can grasp. Only the lowest level requires total wipe out of any assets. Most bankruptcies require formulas, means tests etc. Rarely does anyone just get to walk away scot free without a total loss, and you can be required to salvage some assets.

Dr. Delony would tell him he can work at McDonald’s 😆

@handleyobusiness

3 күн бұрын

Dr Deloney advising to sell baloney

@brookiegremlin6660

3 күн бұрын

think about it--they'll start you at 25/hour, and give you 40 hours/week, and then you can uber at night!!! cha-ching

@charlescron1454

3 күн бұрын

He’d also ask if the ex who took the guy’s money is safe.

@BillzTTND

3 күн бұрын

😂 ​@@charlescron1454

Can he communicate without using metaphors?

As soon I heard him speak, I knew the comments section was going to have a field day with him 😂

Why are his living expenses so high, they should've dove into that because 7k/ month is a lot. Maybe move to a cheaper city if you don't have a job, what difference does it make.

That many past employers, know all these people, and no one will hire you? Wonder why.

George completely missed the point of the lease comment. Leases have milage caps, and it is very expensive if you go over those. So Uber/Lyft/DoorDash isn't a good choice if it will push him over the milage cap.

Any plans to bring the EveryDollar app to the canadian app stores?

This guy doesn't take money seriously at all. I would have hung up on him and told him to call back when he gets a bit more real with his money.

Men this is the type of problems we cause ourselves be being nice guys and not having boundaries.

This guy could never have run a car dealership he has no idea about basic interest rates and finances.

This guy is so nonchalant about everything that's happened to him, i.e. his bankruptcy, ex cleaning him out. If he somehow gets out of debt, he'll just be right back in the same position at some point.

Sounds like she was the working spouse. He's very nonchalant about working a job and paying his bills. Manages a car dealership but leases a car. Bad after bad decisions and financial illiteracy compounding his situation.

OMG! This has happened to me so many times!

No matter if you are married or not, always keep finances separate. This happens to people who are married and those who aren’t. The only person who should have access to your bank account is you

She needed it more than you did? You sure?

3:41 Dealerships are on a bind, haven’t you seen them all with full lots? Full lots everywhere, no one is buys anything anymore unless absolutely needed…

Once he started laughing about the Uber comment I would have hung up 😂

Jade and George trying to make this a productive call. 🏆🏆🏆

Starts off saying "I've been out of work for about 3 1/2 months," later says he took on his wife's debt and didn't fight it when she took most of his life savings and says "I do really well when I'm working." Then there's the fact that he called Ramsey asking if he should file for bankruptcy. This is a prank call.

And this is a reason why you should always hesitate before combining accounts. They never mention the divorce factor and how the man can just get nothing.

@handleyobusiness

3 күн бұрын

If you don’t trust people, just stay by yourself. There’s nothing wrong with that. You’re either fully invested, or you’re not.

@JamilLynch

3 күн бұрын

​​@@handleyobusinessAgreed. I'm all in or I'm all out. No fence straddling. I want to be a husband and a father, but I'm okay with being single, too.

This is what happens when nice guys get divorced.

I had to come here for the comments and it did not dissapoint

This guy got some idioms on him lol

@baileywalkermusic

3 күн бұрын

Underrated comment

@stacy_sweets

3 күн бұрын

😂 I just kept waiting for the next one. Annoying lol

@burtonmaugans2943

3 күн бұрын

LOOOOOL. I lost count.

@kvgolfa

3 күн бұрын

😂😂😂

this dude burned through 20 grand in 3 months?!?!? i dont spend 20 grand per year on living expenses. holy wtf?!?! dude wtf are you buying each month that costs so much?

With zero income there's not much these two can do to help

I’m sorry guys, this is the exact situation bankruptcy is made for. File and see what you can clear off from your ledger.

When he started getting choked up i felt for him

She played him 😅

This man seems to have a lot of excuses for why it's OK to run up debts and then just file bankruptcy and let those debts be absorbed by those of us who actually do pay our debts. Filing for bankruptcy more than once goes from questionable to flat out scummy.

That’s a 3 alarm fire right there ) :

Classic definition of life happening to you instead of you happening to life.

Happens more often than not. 😢

I'm a female and this guy is acting like a clown 🤡. You're broke take any job to get the job you want.

Something is missing or doesn’t add up about his situation. If he needs $7k a month that’s not considered a bare minimum ( that’s 84k annually salary that’s more than an average salary). It appears he’s living large with no money. Makes sense why he’s in debt. He needs to downsize everything and lives bare minimum and on beans and rice. Do whatever it takes dude, go flip burgers at McDonald if you have to until you make it.

This is wild.

You don't have to get robbed and then let them get away with it to "be the bigger man" 😂

How did he not have any additional money saved after the last bankruptcy in 2008 and making good money? My net worth has exponentially grown since 2008 and I haven’t made as much as he has. He is just a spender.

This guy is telling half-truths. He never says why he changes jobs so much. I was surprised that they didn't tell him to grow up and stay at a job and quit moving all over the place. He is lying about his debt. He helped run up the debt because he keeps moving all over the place and changing jobs. The changing jobs comes down to 2 things. He either is bad/corrupt at his job so he keeps getting fired, or he has a garnishment that is following him. Everytime the garnishment gets re-established at the current job, he quits and moves on to another job. Most likely he owes someone a lot of money (child support, back taxes, or judgement against him). Now he has gone through a lot of employers for his type of work, and they don't want to re-hire him because he is not reliable. This guy doesn't take responsibility for anything. "It was the wife".

Never, I repeat, never have a joint account with anyone, spouses included!

Jade looks incredible today! So cute :)

Yeah those cliches are horrible.

If you’re reading this bro Alex!!!! Get a sales job at a dealership!!! All you needs are a couple dress pants and some polos now cuz it’s hot.

@daveavemian5940

3 күн бұрын

this is clearly a prank call guys

he never got a lawyer the divorce courts frown on this behavior. Your not allowed go touch anything until the courts allow you too. My ex took all of our personal papers out of the home. They made him return them. I’m sure he took what he wanted. They told us the same thing with finances. He really gave it up

32 applications out and lots of networking but can’t get a job… people don’t want him around for some reason.

Uber has to be paying these DR personalities

Never would have happened if they hadn't combined finances

this guy has more metaphors than Gandalf