To me your budgeting system makes the most sense. It's not overly done, nor confusing, however, it's very clear where money goes, etc. Love the sinking funds portion. Everything makes so much sense. I'm so glad I clicked on your video 😉

OMG!!! great idea on the sinking funds!!! I also use the monthly EC planner as my finance planner so I will have to try this!

I ordered this exact same planner because I LOVE LOVE LOVE how you have this set up! It's seriously perfect. I had never thought to add into a sinking fund before but after watching this I realize that I need to save a lot more than I anticipated. I have been writing and rewriting my budget so it's correct for when my planner arrive in a few weeks! I'm so excited! Thank you so much for this!

Finally a useful video one could actually adapt to their situation. We need "full disclosure" as a "how to" step by step. You would be a great teacher. Thanks for sharing.

Totally love how you manage your finance planner, you have given me so many ideas, and have motivated me on ways to correct the way I do my planning. Thank you for sharing.

I love this video. I just purchased a deluxe monthly from her sale and your video has been the best on how I'd also like to set mine up. Great ideas I never thought of either! Thank you!

I have watched your video a few times. Took some screenshots so I can work mine out. You budget planner systems is one of the best I've seen. Thanks for doing it.

yay! finally someone who does dave Ramsey in their videos!

Your penmanship is impeccable!! Thank you for sharing your information. I enjoyed your video.

This makes so much sense to me and is very organized! Thanks for the ideas😊

Thank you for sharing this!! I'm glad someone broke down the idea behind sinking funds, this actually led me to purchasing my own Deluxe Monthly Planner! I can't wait to get started on my own sinking funds and budget. ♥

Super inspirational video! We haven't always been awesome about tracking our spending, but now that I'm a SAHM, it's more important than ever. Thanks for posting.

@JenPlans

7 жыл бұрын

Mandi Robichaux yes that's when I started too!! Worth it though ;)

Thank you for the detailed explanation! You've inspired me to take control of my budget...I even bought the monthly planner to do it.

The best budget breakdown. Thank you for this video. I will be watching the update one as well.

Love it! And makes so much sense. I'm going to have to hack one of my EC notebooks as even with the discount now, it's still $20 shipping to Aus, so probably not the best use of my budget this month to buy a deluxe monthly planner. It's so pretty though! Maybe next year.

This is the BEST budget video I've seen so far!!! Thank you! I already do a system very similar but just purchased this planner & wanted to see the best way to utilize it. The sinking funds will be new for me but I can't wait to try it! 😊

@JenPlans

6 жыл бұрын

Thank you!! I have a few sinking funds videos up so hopefully those help as you begin to craft yours!

THANK YOU! This finally is a system that I can understand and implement. I love your handwriting.. it's my goal to write like you lol. :)

@JenPlans

7 жыл бұрын

Heidi Fris I'm so glad it was helpful!! 💗

Wow - amazing! I feel like I need to watch this again to totally get it, but so appreciate you taking the time to go through this important subject 😉

You have inspired me to get a budget planner for my husband and I . we are newleyweds that want to get rid of our debts before we start our family. I feel this will be a big help visually for the both of us :) Thanks for the video xo

I just randomly found this video and what a God send! Thank you so much for the information.

Commenting again after having watched this video for the 6th time or so. I frankensteined 2 old ECLPs that went partially unused to create this financial planner. After 3 months, I am in love. My husband and I have had a few financial meetings to go over where we are. It made my heart happy to be able to pull out my planner to share with him what we have going on and how I'm maintaining our families finances. Thank you so much for sharing this Jen. This process and planner has made my budgeting time so much easier, complete, and fun. I definitely feel more secure in our financial journey. I was even able to document paying off our final debt (other than our home)! 😊 We love Dave Ramsey and have been following him for years. With his knowledge and this type of financial keeping/planning... My life has been changed!

Thank you so much! My husband and I are working through our baby steps and understand how a budget is empowering, not limiting! My new EC just came in, and I can't wait to incorporate some of your ideas with what we already have going!

@JenPlans

7 жыл бұрын

Vanessa Mair it definitely seems like an oxymoron to feel like limits are freeing, but I feel the same way!

I'm totally overwhelmed! :) You're SO ORGANIZED and your handwriting is perfect! Mine would be a mess. Every year when I start my new Erin Condren Life Planner, I vow to use beautiful handwriting and week 2 its out the door! I have never done a budget, and spend whatever I want, so I'm tempted to try it and see how much i'd save if I used one/was mindful of my expenses! You've inspired me! Wish you'd come over and set my planner up to get me started..... havent you always wanted to come to Gainesville, FL for vacation???? ..... yeah, I dont blame you! :) Thanks for great video!

@JenPlans

7 жыл бұрын

debi powell ha!! 💗💗 Florida would be a nice break from this gloomy weather here ;) I read a quote in the Dave Ramsey book that said "the enemy of 'the best' isn't 'the worst,' the enemy of the best is 'just fine.' And it totally changed everything for me. We were ok before. We could pay all of our bills and spend money and go places, but we weren't building anything. We were missing a HUGE opportunity to be more strategic for our long-term financial situation. It's worth trying!

This makes COMPLETE sense to me. Love this!

This video was very clear and insightful. I also have a variable income and find I end up stressed about money way too often. I want to do this... it is a huge mental shift for me. Thanks Jen

I am so glad I watched this! Thank you for this video. I am definitely going to start.

Thank you so much you explained it so well 😊 I have watched so many budget videos and I could not get it or how to start But you explain it so well that I cant wait to start. I love the visual part and yes you have great handwriting 😊 Glad I came up on your channel

Jen- shared this on my Facebook page, because you explain this all so well.

I follow daves baby steps so I understood everything you said. Great videos Jen!

I love your video. Thank you so much for sharing. I struggle with budgets because it seems like my checks never stretch far enough.

Just purchased my first Erin condren monthly deluxe and this video explains how to get the most out of it for budgeting. 👍

Absolutely fantastic. Thank you, Jen.

This is exactly what I needed, thank you!

I love this! and will be stealing some ideas! This year I am really trying to get back on track and this was so helpful! I am so glad this popped up in my recommended videos!

@JenPlans

7 жыл бұрын

Thank you for watching! I'm glad you liked it!

Thank you so much for sharing. I love your recommendations, especially the cash envelope system

@JenPlans

7 жыл бұрын

Roechelle Briley I'm so glad it was helpful!

I love this video ☺ I think you've explained and planned in a very easy and clean (I'm not that keen on the symbols either) layout. You're inspiring me to get my finances together, recently had a blow out for car rego repairs (I'm in Australia) and wasn't expecting it. I was able to cover it, but left me with small amount left over for saving. Your video came at spot on the right time

@jentothewren4952

7 жыл бұрын

You said it seems confusing, but far from it, you explained so well and made it all more clear

Thank you for this. I keep failing to budget since I haven’t found the system that works for us. My husband gets paid weekly and I was over whelmed for how many cash envelopes I needed to keep up, we also use debit card for gas and this make so much sense! I’ll just have to divide the monthly sinking fund w how many pay days we have for the month ( some months he gets paid 5 times) I will try this system and see if it fit out life!

This was really a great video. I do budget but never thought about putting it all in a planner. It totally makes sense. Thank you for sharing.

@JenPlans

7 жыл бұрын

Andrea Smith thank you!! 💗

You do the best explanation of sinking funds. I follow Dave Ramsey as well. I’ve taken FPU & I now facilitate a class. I $o the same as you do as well as stop funding when they reach a certain level. Some of your sinking funds are monthly(HOA) for me or in my envelopes section (clothing). Thank you.

This is so helpful for me to really take a hard look at my finances. Thank you!!!

@JenPlans

7 жыл бұрын

Planner chicky I'm so glad it was helpful!

Thank you for some good ideas. I'm going to implement my own versions of them in a mix of Evernote and Google Sheets instead of a handwritten planner. I anticipate that they will enhance some of my tracking work.

Thank you! I know you are busy and this takes time but I was looking forward to be able to see how you set this up!

@JenPlans

7 жыл бұрын

Lindsay Porth you're welcome! I'm so glad I could do it!

Bought the book last night. Thank you.

This video was AWESOME!

Really cool system! I feel this is more of a labour of love doing it all manually, I use excel for the same thing but understand having something physical is good. I previously saved a little bit towards my non fixed payments, (you call them sinking funds), but now what I do is I temporarily stop my savings deposit and pay whatever the random bill is, same result but with less mucking around in working out the amount of all the bills by dividing the months etc..

I love this, thanks for sharing! I've been struggling to find a budgeting system that works for me and your tips will sure help :)

@JenPlans

7 жыл бұрын

Hazel Angela I'm glad it was helpful!

I sticker code similar. I just use basic tabs and do one color for debts, one color for bills and if it's auto I just write it on the sticker. Each stick has the amount due also. I am using a ring bound personal but I feel like this planner might be more simplified and good for my hubby to refer to as well.

I have learned about Dave Ramsey through you and it is awesome, bought the Total Money Makeover last year but got on board (with my husband) just this year, Now we are about to start FPU 😁👌

@JenPlans

7 жыл бұрын

Gen Beray so exciting!!! I hope you guys like FPU!!

I've been wanting to come up with a great way to budget and this is exactly what I need. Thank you for doing this video and great tips

@JenPlans

7 жыл бұрын

I'm so glad it was helpful to you!

Great info and so easy to understand! Thanks so much for sharing!😊

Great video. Love the stickers you use for your monthly spread.

@JenPlans

7 жыл бұрын

Lesleyanne Barge thank you!!

I just got my deluxe monthly in yesterday and I've been rewatching your video trying to make it to what works for my budget. Thank you so much. I have audible and will be adding the total money makeover to my list. Such a helpful video!

@JenPlans

7 жыл бұрын

Danetra Hodge thank you!! I hope you love the book as much as I do :)

@dhodgewku7

7 жыл бұрын

I really have high hopes. I'm getting ready to graduate with my Master's and want to get rid of my credit card debt before I have to start paying back my student loans as well as pay down the balance on my car. I can't wait for my next credit on Audible to get started. :)

Loved seeing your set up! Seems like this notebook set up with the number of pages after each month is perfect for you.

@JenPlans

7 жыл бұрын

Debt Free Emily it is exactly what I've always wanted!!

This is great! Thanks so much for sharing!

This channel is so great.

Your sinking fund calendar is amazing ❤️❤️❤️

@JenPlans

7 жыл бұрын

Samantha4yaa thank you!! 💗

This was so helpful! Thank you so much for sharing!

What a fabulous way to use the monthly book, I may have to get one for next year. I'm always looking for ways to organize finances. Money videos rock!!! Thanks ; )

@JenPlans

7 жыл бұрын

Andrea Young I'm glad you like it!!!! Thanks for watching!!

Best explanation of a budget I've seen. I was happy to see it wasn't just a " what stickers I put in a binder". However, please speak more slowly and clearer. Your voice fades out at the end of sentences.

Thank you Thank you for sharing! Needed this example!

I'm so excited to try this out! Thank you!

@JenPlans

6 жыл бұрын

Let me know how it works for you!

thank you so much! very helpful

Wow! This is fantastic! Thank you for doing this video! Love it!

@JenPlans

7 жыл бұрын

I'm glad you enjoyed it!

I always love your videos. I may be pushing my luck here :) but could you do an updated video about how you're doing your budget now?

Hey Jen, love your name! ;-) I just subscribed to your channel last night after watching this video. I love how organized you make this. I'm embarrassed to admit that I'm almost 50 and haven't figured out this stuff yet. I didn't have the best example growing up and so here we are. I have gone through the FPU class and find that my struggle is how to just take care of the "4 walls" at this time in our life. I think this video will help me really look at the root cause of the problems we're having (besides not having enough income) and begin to fix it. Thank you so much for taking the time to share your process. Btw., I love hearing your babies little voices in the background. Keep up the great videos!

@JenPlans

7 жыл бұрын

Jennifer Noyce welcome!! Don't be embarrassed - we are all on our own path and it's never too late :) you can do it!!!

@MommaNoyce

7 жыл бұрын

Thanks so much! pulling bank statements now... :-/

Very helpful!! Thank you Jen.

Great video, thank you for sharing!

Great video!!! Thanks so much ❤

Great video. I hope you are able to leave this video up for a while. I'm waiting for my EC deluxe monthly planner

@JenPlans

7 жыл бұрын

Yes it'll be up!

Please do this as a plan with me !! I just purchased a deluxe monthly for next year and I'd like to see how you do this every month!

I am doing the dave Ramsey budget i think i will have fo rewatch this video to get the sinking fund ideas together

this was very helpful! thanks for sharing!

@JenPlans

7 жыл бұрын

Thank you!

I love this! Thank you for sharing! I used your EC link :)

Brilliant system!

Can I just say you have the best detailed videos! I found you through happily a housewife and have watched this video several times because I'm trying to figure out how I'll be setting up my new deluxe when it gets here (Should be here in a day or two)... anyway, I really love your set ups! :)

@JenPlans

6 жыл бұрын

Thank you so much!

Loved this!! Thank you!

Really enjoyed this video. It was very helpful!

@JenPlans

6 жыл бұрын

Thank you!

I'm awful at budgeting:( For the three years my husband and I have been married we haven't budgeted. Now that I'm going back to get my masters we're losing an income. I stumbled across your video and it is so helpful! Every year my church does a Dave Ramsey class and this motivated me to take the class this year. Thank you so much! Your system makes it easy to duplicate :)

@JenPlans

7 жыл бұрын

I hope you do take the class - it's a lifesaver!

OH MY GOODNESS!!! Thank you so very much! We LOVE the Dave Ramsey Financial Peace program. We budgeted like crazy and are now debt-free except for our home. We paid off so much using this plan. I have been lax in budgeting recently and when EC had the planners 50% off I bought one to start. I posted on WE LOVE EC asking for suggestions, and this video was suggested! It is just perfect. The only thing I didn't see is where you mark when you get paid and how you spend each check. (I forget the name of that form in his plan). Anyway, I love your setup and I am going to spend this weekend setting up my budget notebook...we are on baby step 4, 5, 6, and 7 all at once! I wish you sold the rectangle stickers you use on your monthly calendar page because I would buy them, but I'm sure I can find something similar. Again, much love of your design and many thanks for the amazing video!

@susanhoward4599

7 жыл бұрын

Janean Woods i

this is really helpful i appreciate it thanks! More videos please

I wish the Deluxe Monthly Calendars weren't sold out right now. This is such a perfect set-up and just what I need to stick to our budget! Thank you for sharing.

@JenPlans

7 жыл бұрын

Me too! I think they're coming back this summer!

Awesome video!! Thank you so much! 🤗💕❤️

Would love to see how you set your note book up last year, as funds don’t allow for such a expensive planner right now x

Hello! This is actually a game changer for me and my family!!! One question I had, when you do the subtotal for the month, do you do that before hand? If not, when?

Thank you for your video it's the best one i have seen on here. I love the stickers you made. You should sale them on esty.

Really enjoying your videos! Just subscribed 😊

So helpful! Thank you!

Thank you for sharing your tips!!

@JenPlans

7 жыл бұрын

Lizbeth Bolanos thanks for watching!

Pretty pretty PLEASE make a quick video on how you made your stickers. These would be a life saver for me.

@moniquebullock6171

7 жыл бұрын

I saw in your comments below how you made them on the computer, I'd just like to see how you printed them and have them cutout and all that fun stuff.

@diipped

7 жыл бұрын

Print on a regular printer - cut with a silhouette or cameo. Most people won't show how it's done.

@darci-laine7330

7 жыл бұрын

Is there a video on how you made your stickers? I would really love those stickers Thank you.

@ashlyncle

7 жыл бұрын

I'm not sure how she does it as she says she has a cutter in another video, but for me personally I have an Epson inkjet printer and Avery sticker paper (you can find packs on amazon for a good price), then I try to keep my stickers in a somewhat rectangular shape and use a cutter knife (you can find this in the craft section of Walmart or any craft store by scrapbooking supplies - you can also use scissors just not your kitchen scissors lol) and use a cheap plastic cutting board to lightly cut out your stickers.

@nsane4twain212

6 жыл бұрын

You can buy these at krissyannedesigns.com

Thanks know you so much for sharing 😚

Hey Jen!Your video is awesome and so helpful! Thank you :) Just a quick question...where do you track your savings/emergency fund?Thanks so much!!

I love your system. Thank you. I think this is the only way I will be able to do my first budget. How do you track in your planner when you do not use all your cash for the week?

Hello! I am fan of Dave as well. I have been trying to find a way to combine my planning with my monthly budgeting and you have given me an idea that I can use. I also wanted to order a planner from Erin Corden(?) Thank you so much!!!

@JenPlans

7 жыл бұрын

Natasha Taylor I'm so glad it was helpful!

I do something similar but I don't stick to it...lol this seems so easy since I hit down my bills monthly!

Doing this for 2018!

auhmazing video. thank you so much!

I cannot wait for the new deluxe monthly planners to come out! I ordered the Life Planner (not realizing it was different) which is awesome but not what I want for a budget. 😀

@JenPlans

7 жыл бұрын

Jennifer Zeisz shoot!!! I hope you're finding a good use for the planner - if not, there's a pretty good resale market if you want to unload it!!

@jenniferzeisz6913

7 жыл бұрын

JenPlans yes! I am going to use the Life Planner to keep track of everything (except bills). I can't wait to get my hands on the deluxe monthly planners! I keep checking to see if they are available (signed up for the notify but don't want to chance it going to spam!).

@Montaubrey

7 жыл бұрын

Jennifer Zeisz I was desperate to start, I ordered one from Staples (2017 only 😟)

Thank you

Great video ❤🎉

I love the way you explained your process. Is it possible for you to share it again at the end of the month? Thanks for sharing.

@JenPlans

7 жыл бұрын

It's tricky because I'd have to cover everything for privacy :/ It took me a really long time to figure out how to share in a way that would make sense but still keep our finances private.. If I can think of a way that shows more but still hides the numbers, I will!

@asmidt8390

7 жыл бұрын

JenPlans loved this! Getting around protecting your financial privacy (because I too would love to see it filled out with numbers to help my brain understand it fully) could you do a mock one with fake amounts? Thank you so much for posting this. You are a really inspiring woman. I admire you.