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My 42 Credit Cards | Why & How I Applied | How I Manage Them 🔥🔥🔥

Friends, today I'll tell you about all my credit cards. I have 42 credit cards as of now. I'll tell you why and how I applied for each credit card and how I manage them.
How to manage your credit cards - • How To Manage Your Cre...
My Journey From HDFC Regalia First to Infinia - • My Journey From HDFC R...
Apply
Apply for ltf bob card- bit.ly/370oK7H
Doston, aaj main aap logo ko batunga mere pas jitne bhi credit card hai sabke baare main, abhi 42 credit card hai mere paas, sare card maine q leya hai kaise leya hai sab kuch k baare main baat karenge aur batunga kaise main sare card manage karta hu.
[* Zerodha Account Opening Link- zerodha.com/op... {Zerodha India's Number 1 Broker}
* If you want to open an account with Upstox, you can open using this link- upstox.com/open...
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"TechnoFino" is a "Technology" and "Finance" related channel, where you can get information about the latest technology (Technology used in the finance sector ) and finance (Like- Credit Card, Banking, Banking Technology, Mutual fund, Stock Market, Investment, etc) in Hindi.
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जय हिन्द, वन्दे मातरम
Jai Hind, Vande Mataram

Пікірлер: 727

  • @TechnoFino
    @TechnoFino Жыл бұрын

    TechnoFino Community (India's #1 Community Of Banking & Credit Card Experts)- technofino.in/community (Join Now & Start Discussing) Website - technofino.in Follow Me On Twitter - twitter.com/technofino Facebook - facebook.com/TechnoFino/ Instagram - instagram.com/TechnoFino/ Telegram Group - t.me/joinchat/VWsyApYc0XyTJGTQ Our Facebook Group " Technofino - To Help, Get Help " for helping each other. Link- facebook.com/groups/TechnoFino/

  • @MadhurAgarwalDce

    @MadhurAgarwalDce

    Жыл бұрын

    Hi, How much time it took you to collect all these cards... Just curious

  • @farhanghumra6484

    @farhanghumra6484

    Жыл бұрын

    Telegram group link is expired, please renew it.

  • @Yourlastrider

    @Yourlastrider

    Жыл бұрын

    Sir axis bank wale tho card to card bnane ke liye mna kr rahe hai muje tho kaise banvau card to card axis ka please bta do sir 🙏

  • @Yourlastrider

    @Yourlastrider

    Жыл бұрын

    @@vickynagrare9219 3 month wait kar lo bhai 3 month ki statement lgaoge tho other card ki limit 97000 milenge abhi karoge tho 15000 milegi aab aap soch sakte ho

  • @mrs7202

    @mrs7202

    Жыл бұрын

    Hey bro I want card money transferred card to bank account and I will pay EMI which card is best

  • @sachinhj9910
    @sachinhj9910 Жыл бұрын

    One fine Day Sumanta can simply cash out his limit of all his cards and escape the country and live the rest of his life somewhere like a KING. 😎😎😎

  • @aryankushwaha1964

    @aryankushwaha1964

    Жыл бұрын

    Cheap thinking

  • @samitvanhue

    @samitvanhue

    Жыл бұрын

    He is already living like a king 👑 you don't know how much he earn from KZread.

  • @sachinhj9910

    @sachinhj9910

    Жыл бұрын

    @@samitvanhue 👍

  • @sachin1254

    @sachin1254

    Жыл бұрын

    😂😂😂

  • @sagarsahu6758

    @sagarsahu6758

    Жыл бұрын

    @@sachin1254😂😂

  • @MadhurAgarwalDce
    @MadhurAgarwalDce Жыл бұрын

    Even CRED app would say "bas ab aur nahi hota" 🤣🤣

  • @nadeemkhan7791

    @nadeemkhan7791

    Жыл бұрын

    😂😂😂

  • @aryankushwaha1964

    @aryankushwaha1964

    Жыл бұрын

    Only 10 there

  • @mr.netguyhaldar4987

    @mr.netguyhaldar4987

    Жыл бұрын

    Abb bas vi karo yr👏👏👏

  • @MotilalMahtoVidrohi

    @MotilalMahtoVidrohi

    Жыл бұрын

    😄

  • @Datta_Akhare

    @Datta_Akhare

    Жыл бұрын

    😂😂

  • @sachinhj9910
    @sachinhj9910 Жыл бұрын

    I will get 43 cards and I will post it here. You are my true inspiration man🔥🔥🔥

  • @RavikumarRandhir

    @RavikumarRandhir

    Жыл бұрын

    😅

  • @sachinhj9910

    @sachinhj9910

    Жыл бұрын

    @@RavikumarRandhir 😀

  • @rajeevranjan3124

    @rajeevranjan3124

    Жыл бұрын

    😂😂

  • @dbss206

    @dbss206

    Жыл бұрын

    Matle bhai

  • @rvsony1

    @rvsony1

    Жыл бұрын

    Hahahahahaah waaah yar..

  • @sachinhj9910
    @sachinhj9910 Жыл бұрын

    Technofino has acquired many cards due to his sheer experience and perseverance. Very commendable

  • @niravrko2
    @niravrko2 Жыл бұрын

    How did you got SBI BPCL Credit card as lifetime free?

  • @utsavmehta8289

    @utsavmehta8289

    Жыл бұрын

    Answer awaited at the earliest.

  • @abdulpathan444

    @abdulpathan444

    Жыл бұрын

    Very good question bro....even I was wondering the same. SBI don't give LTF cards and bpcl has a spend based waiver for 50k same for INDUSIND legend and others, they do chargejoining fees and give vouchers for the same. Sumanta bro is great in terms of cc,but in this video most of the statements were irrelevant but to attract the viewers.Most of the cards are not free but have a spend based criteria for annual fee waiver. And for hdfc, he showed 5 cards but 3 of the cards are upgraded and closed such as Diners privilege Pls don't mind Sumanta bro,but its reality so I said it....

  • @amarnathananth9304

    @amarnathananth9304

    Жыл бұрын

    Use for any insurance auto-pay option with your card

  • @ItsRasool
    @ItsRasool6 ай бұрын

    Is axis bank providing 5 credit cards for 1 individual? I heard max of 3 axis credit cards can hold by 1 individual. Please someone clarify if anyone have 4 or 5 Credit cards of axis bank?

  • @amitabhmaheshwari
    @amitabhmaheshwari Жыл бұрын

    I have around 12. Highest limit on ICICI Amazon Pay 17 L and thereafter HDFC Infinia 11.60 L. Though I use Amex cards, Infinia and axis ace the most.

  • @amitabhmaheshwari

    @amitabhmaheshwari

    Жыл бұрын

    @Pk Well Amazon pay limit is because of my relationship with the bank. I hold wealth management salary account with them for last 20 years. HDFC Infinia limit is not that exceptional. Infinia being a premium card of HDFC, they give high limits.

  • @amitabhmaheshwari

    @amitabhmaheshwari

    Жыл бұрын

    @Pk Actually card upgradation and limit enhancement may not always happen together. If you feel your limit should be enhanced, please contact your bank with fresh income documents in case they require.

  • @vikashkumargupta319

    @vikashkumargupta319

    Жыл бұрын

    Sir apka age kitna hai

  • @amitabhmaheshwari

    @amitabhmaheshwari

    Жыл бұрын

    @@vikashkumargupta319 50 years

  • @praneethreddy1541

    @praneethreddy1541

    Жыл бұрын

    which card is best according to u for offline usage?

  • @god__particle__
    @god__particle__ Жыл бұрын

    Please make a video on how did you manage to get/convert most of the cards as LTF...I want to know about this dark art 😄

  • @amitabhmaheshwari

    @amitabhmaheshwari

    Жыл бұрын

    If you have high value relationship with the bank you can bargain with them. I got ICICI Sapphiro and HDFC Infinia LTF.

  • @god__particle__

    @god__particle__

    Жыл бұрын

    @@amitabhmaheshwari But the problem is you cannot have "high value relationship" with multiple banks, all at once... can you?

  • @kakashisenpai99

    @kakashisenpai99

    Жыл бұрын

    @@god__particle__ paisa ho toh mumkin hay dost 😔

  • @RavikumarRandhir

    @RavikumarRandhir

    Жыл бұрын

    😝

  • @amitabhmaheshwari

    @amitabhmaheshwari

    Жыл бұрын

    @@god__particle__ You can have say with 2 banks at a time and manage to get cards from them LTF. Then you can always change your bank and start holding high value relation with some other bank and get their credit card LTF. The old bank will not take away the card given to you.

  • @ashishrao3069
    @ashishrao3069 Жыл бұрын

    What is the impact of owning 42 credit cards on your credit score?

  • @hemanthbetha0702

    @hemanthbetha0702

    8 ай бұрын

    Credit limit will increase and will be under 30% and there will be a good impact on credit score

  • @nayan7p
    @nayan7p Жыл бұрын

    axis offers only three cards per person. . . how you get more cards from axis

  • @SunilSoni-sn1ed

    @SunilSoni-sn1ed

    5 ай бұрын

    Or ke hoge ghar me

  • @chetankagyan
    @chetankagyan Жыл бұрын

    Sir, Which card holder or wallet you use for carrying cards? Any suggestions?

  • @gauravsakhardande903

    @gauravsakhardande903

    11 ай бұрын

    Lol 😂😂😂

  • @asif-zaman
    @asif-zaman Жыл бұрын

    Techno Fino - Really inspired from your Hall of Fame of Credit Cards. May I know which profession or area of work you do? Banks needs a background checks and certain risk assessments based on your credibility. Its seems that you already have passed all of that level which was easily demonstrated here on your video. Really admired your collections but Still Curious to know your background and income credibility areas if you wish to share??? And lastly what you possess is a dream for many people round the globe I guess... Please enlighten us ...

  • @aryankushwaha1964

    @aryankushwaha1964

    Жыл бұрын

    Good q

  • @mubarakansari317

    @mubarakansari317

    Жыл бұрын

    All cards are upgraded card. with shared limit.

  • @jajsisjw

    @jajsisjw

    Жыл бұрын

    He is a govt school teacher and amazon usa seller

  • @hmrinalrj3103

    @hmrinalrj3103

    Жыл бұрын

    ​@@jajsisjwhow do you know, and why he's not replying

  • @srijeetbiswas7081
    @srijeetbiswas7081 Жыл бұрын

    Finally the much awaited video thank you sir

  • @raghavsrivastava2910
    @raghavsrivastava2910 Жыл бұрын

    Nice video Sir... How did you get US credit cards?

  • @PiyushDudhane
    @PiyushDudhane9 ай бұрын

    I'm sorry for asking this again. Can you please tell me how much you pay for the annual fees for all your credit cards? (This is before using reward points for the annual charges of the cards)

  • @zenmilind
    @zenmilind Жыл бұрын

    Great collection of great cards... 👌

  • @shriniwasgorane8132
    @shriniwasgorane8132 Жыл бұрын

    Hi. I have HDFC Infinia Metal. I need HDFC Times Platinum Card. How can I get 2nd card from HDFC? How to proceed?

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    Email hdfc and request 2nd card by splitting your 1st card limit

  • @shriniwasgorane8132

    @shriniwasgorane8132

    Жыл бұрын

    @@TechnoFino Ok. In that case in CIBIL, 2 cards are reflected or 1?

  • @VikasKumar-pm4nd
    @VikasKumar-pm4nd Жыл бұрын

    Sabi LTF he kya? Nai toh fee barte barte lag jayenge

  • @nsuryateja8377
    @nsuryateja8377 Жыл бұрын

    Please make video on your savings accounts also (privilege banking and regular accounts) How you will manage them?

  • @souravmajumder8318
    @souravmajumder8318 Жыл бұрын

    How did you get BOB all cards LTF??

  • @praphullpatil9660
    @praphullpatil9660 Жыл бұрын

    How did you get SBI BPCL card LTF?

  • @PrasunKarmakar2024

    @PrasunKarmakar2024

    Жыл бұрын

    Mera v same question hai

  • @selvasiva7822
    @selvasiva7822 Жыл бұрын

    Hi bro... among 43 card, which one is best or how many cards are best??

  • @anshbatra1674

    @anshbatra1674

    Жыл бұрын

    Axis Ace obviously

  • @NipunAgarwal
    @NipunAgarwal Жыл бұрын

    I have almost same number of cards. I want to apply axis magnus/reserve but it has fees. Anyway to avoid those fees

  • @Skmhubham
    @Skmhubham Жыл бұрын

    Very informational video as always ✨🤘🏻

  • @Kumar-kt8st
    @Kumar-kt8st Жыл бұрын

    Can you make a video explains which credit card is best for what purpose

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    Noted ✅️

  • @Kumar-kt8st

    @Kumar-kt8st

    Жыл бұрын

    @@TechnoFino Thanks in advance

  • @SanjayDas-yz7xh

    @SanjayDas-yz7xh

    Жыл бұрын

    @@TechnoFino Yes, It will be helpful.

  • @rahulkrashn2401
    @rahulkrashn2401 Жыл бұрын

    I am working in axis Bank virtual centre few day back a call drop on my system that man have 52 cc active and 3 diactive

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    52 from axis bank?

  • @rahulkrashn2401

    @rahulkrashn2401

    Жыл бұрын

    @@TechnoFino yes bro.... Call was land on my system for EMI conversation (convenience customer to not pay full amount due date and convert that amount in emi) and that guy ask me "konsa card ki bat kr rahe ho aap... Actually I told him that I am speaking about My zone but he ask for last 4 digit so I open her "Coustmeber 360" 1 active Saving account 1 debit card and boom 52 active credit card and I am be like... Bhench*d kr kya raha h ye aadmi 1 bank k itne h dusre bank k mila k kitne honge

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    How is that possible 🤔 Axis doesn't have 52 cards 🤔 Ek card do teen br ek customer too mil too nahi sakta

  • @rahulkrashn2401

    @rahulkrashn2401

    Жыл бұрын

    @@TechnoFino wahi to me khud itne time se hu 1st time hua aesa... Aur aesa b nhi k system ka glich h us coustmber ne b aage hoke bola ki konsa card mere pas bahut h

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    This is insane!

  • @abbaschauhan5790
    @abbaschauhan5790 Жыл бұрын

    Sir good video Keep up the good work

  • @samratsaha789
    @samratsaha789 Жыл бұрын

    Awesome credit management bro. People need to learn to live on credit and with the motto what you don't have, borrow. Debt is good in life. Without debt life is incomplete.

  • @arpanmahapatra342

    @arpanmahapatra342

    Жыл бұрын

    Dumbest take I've read on the internet till date🤭

  • @amitabhmaheshwari

    @amitabhmaheshwari

    Жыл бұрын

    Actually if you spend using your credit card only that money which you have at the time of purchase and always make full payment on or before the due date then credit card purchase is hardly a debt, though technically it may be

  • @nayadav3821

    @nayadav3821

    Жыл бұрын

    ​@@arpanmahapatra342 sarcasm nhi samajh aata hai kya bhai

  • @sandipansaha943
    @sandipansaha943 Жыл бұрын

    Hey TechFino loved your video. Just 1 doubt how you know of the ltf credit cards and apply for the good ones

  • @prawinkantsinha4378
    @prawinkantsinha4378 Жыл бұрын

    Bhai maineh hdfc ki website seh credit card apply Kiya ha lakin menah offline kyc ka option choose Kiya ha toh meh ish offer ka benefit leh payunga 1500 Rs voucher on applying hdfc credit card • The offer is only valid on completing the application end-to-end digitally without any help or assistance of a HDFC Bank representative, either verbally or in person.

  • @akshaygopal3301
    @akshaygopal3301 Жыл бұрын

    How is ICICI emerald emirates card compared to amex platinum for travel. Icici is giving 2.5 sky Miles compared to 2 in amex. Is it worth it or stick to amex?

  • @gurjitkaur468
    @gurjitkaur468 Жыл бұрын

    Sir how do u have USA based Credit cards? Do u stay in usa? If no what benefits of holding usa credit cards in India?

  • @shobhitsrivastava21j
    @shobhitsrivastava21j Жыл бұрын

    Is it good to take citi bank credit card now, as its merger with Axis bank is in full swing and how to get one card with banking partner SBM Bank, Whats your One Card Banking partner. Thanks

  • @EFAEducationforAll
    @EFAEducationforAll6 ай бұрын

    More than 12 CC can drastically drop your cibil.. Credit mix is very important

  • @rahulreddymandadi3325
    @rahulreddymandadi33256 ай бұрын

    Hello sir, I have 11 credit cards and Is there a way I can know whether I have annual fee or LTF? I forgot whether they are free or there are charges and if they have charges I want to know what is the limit for reversal ( annual transactions)

  • @knowledgeideas5738
    @knowledgeideas5738 Жыл бұрын

    But how do you manage or keep card active even though card is LTF, as according to new rule one year CC is not active then it is closed correct?

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    Use your card once in a year.... ✔️

  • @himansudakhane9628
    @himansudakhane9628 Жыл бұрын

    hey brother as you shown in video you are having 5 axis bank credit card but axis bank offer only 3 cards at a time so how could you keep 5 credit cards please tell me thnx.

  • @adityauppal4928

    @adityauppal4928

    Жыл бұрын

    yes please answer this question. im facing similar issue with axis bank

  • @sohamchoudhury3936
    @sohamchoudhury39364 ай бұрын

    Axis only gives 3 credit cards at a time, so how did you manage to get 5 credit cards ?

  • @mojo_jojo91
    @mojo_jojo91 Жыл бұрын

    How are you able to get so many cards from the same bank. Generally banks have a limit of number of cards issued to a customer. Also being a prominent credit card youtube channel do banks make exceptions so that you review their cards and make it LTF?

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    Everything is possible, You have to push them... No I don't ask bank for ltf credit card for review.

  • @ketanpatil1950

    @ketanpatil1950

    Жыл бұрын

    Paisa ho to sab milta he bhai. 😅

  • @jayneshshah6407

    @jayneshshah6407

    Жыл бұрын

    but bob me to 1 card hi milta he..2nd card invite basis pe hi milta he ...but aapke pas to multiple bob cards he great...

  • @chandanit2000

    @chandanit2000

    Жыл бұрын

    Hdfc gives only 1 card per customer..how did you manage 2nd card?

  • @krishnabiswas9646
    @krishnabiswas9646 Жыл бұрын

    My HDFC Credit card status showing InProcess for 25 days. I applied online on 29th Sept 2022. No further update. What to do now? Plz reply me sir

  • @AvneeshS
    @AvneeshS Жыл бұрын

    How to check if my location is serviceable for Citi credit cards and Amex credit cards?

  • @MegaAkash123456
    @MegaAkash123456 Жыл бұрын

    True inspiration to the youth saar!!! Such a mammoth and challenging task can only be accomplished by the experienced!

  • @amitabhmaheshwari

    @amitabhmaheshwari

    Жыл бұрын

    Mere khyaal se isper competition karna galat hai. Circumstances ki baat hai. Waise 3-4 achhe cards rakho apne spend pattern aur lifestyle ke hisaab se.

  • @MegaAkash123456

    @MegaAkash123456

    Жыл бұрын

    @@amitabhmaheshwari lagta he apko sarcasm samaj nhi ata

  • @amitabhmaheshwari

    @amitabhmaheshwari

    Жыл бұрын

    @@MegaAkash123456 Sorry, but there are people who really believe in it and are not sarcastic.

  • @sachin1254

    @sachin1254

    Жыл бұрын

    😂😂

  • @jajsisjw

    @jajsisjw

    Жыл бұрын

    @@amitabhmaheshwari true

  • @MrYadav08
    @MrYadav08 Жыл бұрын

    Hello_Axis bank ek coustomer ko maximum 3 card hi de sakta hai aur apke pass 4 card hai to unme se 1 apka deactivate ho gya hoga aur Hdfc bank ka rule hai per coustomer per card to apke pass 2 card kaise hai_agar apne 2nd card activate Kiya hai to purana card 60 days main decativate ho jaata hai !!

  • @bhuviiraj8109
    @bhuviiraj8109 Жыл бұрын

    One card ke transaction fail hote h ? Fuel or offline transactions pr cash back milta h ? Customer support achha h ?

  • @omkarladkat7220
    @omkarladkat7220 Жыл бұрын

    'Super Premium card LTF Lena art hai'

  • @techsagar7605
    @techsagar7605 Жыл бұрын

    Thanks for this video.. please make a video on your closed CC and why you closed that.

  • @dhavaljoshi1928
    @dhavaljoshi1928 Жыл бұрын

    Sir amex card me, video kyc ke liye location par available rahena jaruri hota he, and v kyc ke baad physical verification hota he ki nahi Pls reply

  • @saieaswertej
    @saieaswertej Жыл бұрын

    Which type of ICICI savings and Bob savings account are you using?

  • @saieaswertej

    @saieaswertej

    Жыл бұрын

    Please make a video on all the savings accounts you are holding.

  • @avinashpatil2814
    @avinashpatil2814 Жыл бұрын

    Any Cooling period between 2 application ?

  • @ig_ganesh_18
    @ig_ganesh_18 Жыл бұрын

    How to Get Onecard ? Many Attempt of trying but didn't approve

  • @sumantamandal4638
    @sumantamandal4638 Жыл бұрын

    When I recorded this video, my card count was 42, but got 2 more cards recently... so it's 44 not 😅

  • @srijeetbiswas7081

    @srijeetbiswas7081

    Жыл бұрын

    uska bhi alag se video chahiye

  • @souviknandi1015

    @souviknandi1015

    Жыл бұрын

    your credit score?

  • @utkarshsharma7914

    @utkarshsharma7914

    Жыл бұрын

    @@souviknandi1015 his credit score is 794

  • @chandranandhar3716
    @chandranandhar3716 Жыл бұрын

    One question, if I take a Vistara credit card from both Axis and SBI, will the CV ID be same on both the cards?

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    Yes same

  • @pradeepthakur1282
    @pradeepthakur1282 Жыл бұрын

    hi i had applied for pnb rupay milliana card vdo was done very next day unfrontinatinly vdo kyc was successuflly then i after i had numbeer of complains to pnb but no response then how can i get pnb minlina card?

  • @spiritualhistory3796
    @spiritualhistory3796 Жыл бұрын

    Fantastic sirrrrrr.....1st view sir plz reply....🥰🥰🥰🥰🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻

  • @pallabdas8958
    @pallabdas8958 Жыл бұрын

    I used and ordered a mobile using yaper app and can u please suggest if it safe or not? Did u ever use this card to order a product using ur card? please let me know.

  • @bablududdi225

    @bablududdi225

    Жыл бұрын

    100% safe, no problem at all

  • @Rj-Zubi
    @Rj-Zubi Жыл бұрын

    Can you please guide, how to get multiple CC of BOB ???

  • @chungamunga9898

    @chungamunga9898

    Жыл бұрын

    just show them your ass. they will give lots of credit card.

  • @tarunsetia1642
    @tarunsetia1642 Жыл бұрын

    Bro tell How you get sbi BPCL card as lifetime free i also have a sbi card want to convert it to LTF

  • @tadukavamshikrishna3135
    @tadukavamshikrishna3135 Жыл бұрын

    Bro how did you get that many cards as LTF what is the trick can you doa video on it... For example icici emarald that is not LTF card but how did you got it??

  • @beutifullife6351
    @beutifullife6351 Жыл бұрын

    Bhai Mera 3 question hai aapse 1. Aapka Kon kon sa Bank account hai 2. Aapka credit score kitna hai 3. LTF CREDIT CARD KESE KARE 🤔🤔🤔 please reply.

  • @karansonawane4384
    @karansonawane4384 Жыл бұрын

    Dear sir please reply CIBIL SCORE MAIN AVAILABLE CREDIT KA MATALAB KYA HOTA HAI

  • @asitkshukla
    @asitkshukla Жыл бұрын

    Sir..Does HDFC millennia card gives 5% cashback on Amazon gift card purchase?

  • @x_man007

    @x_man007

    Жыл бұрын

    No it's closed

  • @da01ksdfm
    @da01ksdfm Жыл бұрын

    Hey TechnoFino! I want to know how can we bypass credit limit and spend more... For example. I have credit limit of RS 1 Lakh, is it possible to use 1 lakh then pay it instantly and then again use credit card for transaction in month several times ans so on. Will it hurt my CIBIL or credit score?

  • @amitabhmaheshwari

    @amitabhmaheshwari

    Жыл бұрын

    Yes, it can hurt. This strategy is not advisable on several counts. Bank may think you are using the card for business purposes and it may block the card.

  • @da01ksdfm

    @da01ksdfm

    Жыл бұрын

    @@amitabhmaheshwari As he said that he has bought a macbook by using 42 lakh RS from his credit card in course of 8 months. How his credit card is not banned? Maximum credit limit in india is i think 2.5 lakh.

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    You can but you have to pay before reporting date, few banks doesn't allow you to use your card for after spending 4x or 10x using this way.... My sc card limit is 6.84L

  • @da01ksdfm

    @da01ksdfm

    Жыл бұрын

    @@TechnoFino thanks for reply 😀. How many times can you repeat it on SC card. I Want to know the total effective credit card limit a month if i pay and use it again and so on...

  • @amitabhmaheshwari

    @amitabhmaheshwari

    Жыл бұрын

    @@da01ksdfm There is no such max limit of 2.50 lakhs. My ICICI Amazon Pay card has a whopping limit of 17 lakhs.

  • @koushikbhowmik4254
    @koushikbhowmik4254 Жыл бұрын

    Bhai 10L se jyada financial year mai spend kar diya too credit card se then income tax department se notice ata hai kya? please reply,if yes,any bypass method???

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    Notice aayega he aaisa kuch bhi nahi hai

  • @koushikbhowmik4254

    @koushikbhowmik4254

    Жыл бұрын

    @@TechnoFino Notice ane ke baad koi problem ho sakta hai kya? Keuki mai ak student hu,itr file nhi karta. please reply bro

  • @gauravmusafir
    @gauravmusafir Жыл бұрын

    Having so many LTF credit cards and not using some of them will hamper tlour credit score? Is it good to close those cards? Pls suggest.

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    It will not hamper credit score

  • @chaitanyapatil4826
    @chaitanyapatil4826 Жыл бұрын

    Axis allows maximum 3 credit cards and BOB allows maximum 2 credit cards so please suggest sir, that how to get more that 3 cards of these banks. And how to get them free for lifetime

  • @ravirunjan
    @ravirunjan Жыл бұрын

    As We know now a day we can keep upto 3 CC in one bank credit card ho did u got above three CC and also how did u got american express usa card tell me.

  • @vijiljohnson9320
    @vijiljohnson9320 Жыл бұрын

    I have got a SBI save card directly from sbi. Sir , i want to apply for a paytm sbi credit card from paytm . I want to know whether credit limit will be shared between this 2 cards or new credit limit i will get with paytm sbi card

  • @aristimo
    @aristimo Жыл бұрын

    You are the king of Credit Cards

  • @WaseemKhan-zc3ru
    @WaseemKhan-zc3ru Жыл бұрын

    Us ka credit card aap ne kaise le liya sir india se...? or sir aap ne axis or icici 5 credit card kaise Mila sir kyu ki maine bank se baat Kiya maximum 3 card mil sakta hai par ek condition hai sab ka limit equal hota hai....Please make a video for

  • @krishnabiswas9646
    @krishnabiswas9646 Жыл бұрын

    "Credit enquiry" affects cibil score. Credit enquiry counts when... 1. Clicking on credit card application link only 2. Credit card application submission 3. Some steps are filled up 4. Over phone call Plz sir make me clear....

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    After submitting application successfully

  • @ikshitijtiwari
    @ikshitijtiwari7 ай бұрын

    How to apply for capital one card from India?

  • @onlinepoint9350
    @onlinepoint9350 Жыл бұрын

    দাদা পশ্চিমবঙ্গের কোন জেলাতে বাড়ি আপনার...

  • @vijayshukla3297
    @vijayshukla3297 Жыл бұрын

    Aap cred use karte hai ya nhi. Multiple card manage karne ko kaun sa app best hai....

  • @RupeshVerma123
    @RupeshVerma123 Жыл бұрын

    hi Sumanta Da, i heard if we have many cards and we don't use then our CIBIL score will get affected negatively..is it?

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    100% false information... don't worry about it

  • @dhavaljoshi1928
    @dhavaljoshi1928 Жыл бұрын

    Sir ji,mene aapna higer limit wala card ,law limit Wale card bank ko Mail bheja liye limit ke liye lekin Vo salary slip mangte he, Kya karu pls... suggest me Thanks.

  • @MysteryMists01
    @MysteryMists01 Жыл бұрын

    Most awaited video

  • @surajlenka5485
    @surajlenka5485 Жыл бұрын

    SIR sbi BPCL card ko kese LTF Kiya ?

  • @rohitchoudhari9648
    @rohitchoudhari9648 Жыл бұрын

    Axis doesn't give us more than 4 cards man! How did you get to keep more than that? I am really jealous. 😉

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    Exception 😄

  • @ankitm8246

    @ankitm8246

    Жыл бұрын

    Or lie to get views

  • @talkshow966

    @talkshow966

    Жыл бұрын

    Axis gives only 3 credit cards bro

  • @vaibhavthegarg

    @vaibhavthegarg

    Жыл бұрын

    @@TechnoFino only 3....he is lying

  • @ArTest01

    @ArTest01

    Жыл бұрын

    Axis gives only 3 cards for a person. Axis bank allows axis bank's staffs and lic's staffs only to have 4 cards at maximum.

  • @amansohal5484
    @amansohal5484 Жыл бұрын

    How to get capital one credit card from india ?

  • @sachinhj9910
    @sachinhj9910 Жыл бұрын

    How did u get BPCL Lifetime free??

  • @v.assistant
    @v.assistant Жыл бұрын

    HOW your SBI CARD LTF ?

  • @hirensonagara2621
    @hirensonagara26215 ай бұрын

    But you can keep 3 Axiscard at a time?

  • @utkarshsharma7914
    @utkarshsharma7914 Жыл бұрын

    Which cards are currently being offered as LTF? And konse near future me LTF hoge, can anyone tell??

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    Idfc first bank card - bit.ly/3byZA2q Bob cards (easy,select and primer)- bit.ly/370oK7H Au cards for selected companies- www.technofino.in/community/threads/au-bank-credit-card-how-to-get-lifetime-free-credit-card-from-au-bank-lifetime-free-company-list.177/

  • @keshavkasat9465

    @keshavkasat9465

    Жыл бұрын

    @@TechnoFino i don't think bob is issuing ltf cards now. Can you confirm pls?

  • @aakashsonkusare69
    @aakashsonkusare69 Жыл бұрын

    60% are LTF whcih anyone can get, actual card number: 15

  • @AnkitKumar-tj9fe
    @AnkitKumar-tj9fe Жыл бұрын

    I have 11 credit cards 😊and happy to use all cards

  • @saurabhoberoi6856
    @saurabhoberoi6856 Жыл бұрын

    Is sbi bpcl credit card LTF … ? Usually sbi cc are chargeable

  • @madhabdutta6990
    @madhabdutta6990 Жыл бұрын

    Too many credit cards and their hard enquiry from Bank affects CIBIL score a lot. You didn't mention that in the video.

  • @SidharthanPV

    @SidharthanPV

    Жыл бұрын

    No of accounts has Low impact on cibil. But if there is a card rejection it will have a high impact.

  • @AbhishekGupta-hk1ig

    @AbhishekGupta-hk1ig

    Жыл бұрын

    @@SidharthanPV where can i read more about this?

  • @RahulSharma4931
    @RahulSharma4931 Жыл бұрын

    How did you get multiple credit card with a one bank, while many bank doesn't offer multiple card, plz make a video how many cc a bank can offer to a person.

  • @ajitkumarrgupta
    @ajitkumarrgupta Жыл бұрын

    How did you get US cards in India or u have SSN?

  • @azadkureshi
    @azadkureshi Жыл бұрын

    मेरे पास अमेजन पे icici का कार्ड है, upgrade का ऑप्शन मिला तो मैने अपग्रेड कर लिया makemytrip कॉर्ड। पर इसका जो बैलेंस है 1 लाख का वो amazon pay ka add on card Diya hai mujhe separate Card चाहिए था।

  • @chandru2kc
    @chandru2kc Жыл бұрын

    How does he remember all pin numbers?

  • @susanolistar7193
    @susanolistar7193 Жыл бұрын

    How did you get so many cards from one bank ? Like for BOB , till now they're only allowing 2. For HDFC, the limit is 1, extensive users get 2. How come you've 4?

  • @amitabhmaheshwari

    @amitabhmaheshwari

    Жыл бұрын

    Techno Fino - Naam hi kaafi hai

  • @lohithc6307

    @lohithc6307

    Жыл бұрын

    I’ve hdfc moneyback and regalia first cc so they do give more than 1 cc.

  • @abdulgaffar8703
    @abdulgaffar8703 Жыл бұрын

    But 1 bank to maximum 3 cards provide karte hai to apke pas jiyada kaise??? @Axis bank Please reply...

  • @ragulsithuraj9929
    @ragulsithuraj9929 Жыл бұрын

    Hi bro, It is really great. I'm following you from last few months. It would be really helpful if you add English subtitle on your videos, so that native people can also understand much.

  • @TechnoFino

    @TechnoFino

    Жыл бұрын

    I'll surely work on this 🙂

  • @ragulsithuraj9929

    @ragulsithuraj9929

    Жыл бұрын

    @@TechnoFino Great. Hats off!

  • @bobyantony2937
    @bobyantony2937 Жыл бұрын

    Sir one dout? Axis Bank or icici credit you are getting merge limit or different limit with 5 cards?

  • @chandanit2000

    @chandanit2000

    Жыл бұрын

    It’s always a shared limit

  • @praffulpanwar
    @praffulpanwar Жыл бұрын

    Muje 15 kai upar card nahi ja rahe hai ab jo bhi card apply karta hu reject ho ja rahe hai. Axis bank 3 baar reject ho gaya. Kotak bhi reject hdfc bhi reject. 😢

  • @bubaim82
    @bubaim82 Жыл бұрын

    How have you managed to get > 3 axis credit cards that too in premium/super-premium category? Axis bank doesnt provide > 3 credit cards and you have 5. Similarly you have 6 ICICI bank cards out of which 5 are LTF, I mean how? ICICI also doesn't provide more than 5 cards generally. And you have 5 BOB credit cards and that too all LTF..BOB doesnt provide more than a single card to a customer. I hope you are not showing images of axis, BOB and icici credit cards which you have cancelled/upgraded from as a clickbait? I simply find the truthfulness of this video questionable.

  • @tarundhawan8802
    @tarundhawan8802 Жыл бұрын

    @TechnoFino Eazydinner Credit Card LTF kaise mila? Is there any trick?

  • @mrdeepak4284
    @mrdeepak4284 Жыл бұрын

    Which credit card working for card to card payment