I'm a simple man, I see an Asian guy talking about saving money... I click to watch every time

@BeatTheBush

5 жыл бұрын

Right on. =D

@tman32

4 жыл бұрын

Or just a guy like me and you :)

@bboss7874

4 жыл бұрын

Me too🤦🏿‍♂️🤷🏿‍♂️😭

@bboss7874

4 жыл бұрын

I actually seen "my $37 car insurance" and then an Asian Guy.. So yeah click🤔👀

@jenng7509

4 жыл бұрын

I thought I was the only one 😂

after 15 years of hearing the commercial... i may actually switch to geico to save 15% or more on car insurance

@tdot7084

5 жыл бұрын

Investing With Wesley Amen

@jhonpasquez6145

5 жыл бұрын

Geico is a rip off!! You'll pay for their ridiculous TV ads. Lol

@justinrodriguez8920

5 жыл бұрын

Why did i laugh to this lol

@katierose1893

4 жыл бұрын

Wesley Smith when I lived In the US, Farmers was the way to go

@Daniel-rw2gy

4 жыл бұрын

Geico gave me one of the most expensive quotes.. it’s BS

EXCELLENT! I have many of these discounts including AARP defensive driving. Cost $15 for members, $20 for non-members.

Your videos are amazing man! Probably one of the most helpful real finance channels on youtube

@BeatTheBush

7 жыл бұрын

Thanks much! I try. =D

@billwashinski4961

6 жыл бұрын

This guy makes has made me decide to make a channel. I'll give real finance tips that work, not misrepresentation and omitting information. Saying you are a member of a group, buying a share of stock (not counting the transaction fee to do so) nor mentioning rate evasion and misrepresentation of miles actually driven -- and for what use -- he could get his policy cancelled if Gieco witnessed his actual data. They'd send a letter and if returned -- realize he doesn't live in that zip code where you have to drive 20 miles to get milk and cancel him.

This has got to be one of the most actionable videos on youtube. Thanks btb!

Love the video! Another tip if you have State Farm: if you graduated from college (with your AA or your Bachelor's) with a 3.0+ GPA, you can get the "good student" discount permanently.

@BeatTheBush

7 жыл бұрын

Oh yes... the good grades discount. =D

@billwashinski4961

6 жыл бұрын

Hint; So does every other insurance company that is not non-standard. State Farm does not care about Auto Insurance. They are like checking accounts to a bank, they start a relationship and want to get the higher ticket items; annuities, life insurance, commercial policies, homeowners, etc. They also have an internal proprietary rating score based not just on how long you've had insurance, but how long you've carried say: 100/300 bodily injury coverage -- among other factors they don't share.

@slicklizardchamp

6 жыл бұрын

Depends what you mean by permanently. It stays on your policy until you’re 25 and no longer a youthful operator, then it comes off. But yes if you graduate college at 21 it stays on there until you’re 25, regardless of gpa.

@stevef4010

5 жыл бұрын

@@billwashinski4961 I was with State farm for like 15 years....never tried to get any more discounts...when online companies came along, I save 50% and dropped them like a hot potato. When I moved to another state I shopped around...been back and forth with Geico/Progressive/Geico/Libertymutual. I have an impeccable driving record and if they don't give me a good deal, I move on. I had similar problem insuring my home. Travelers first year....shopped around and saved at least 50%. what a rip off that was. They used the excuse of having dogs ( fucking beagle and Shih Tzu who stay indoors mostly....real liability there!)

@leaveleague3491

5 жыл бұрын

im in highschool have a 3.5 gpa going to college does that count lol. ($752 (kia car), $1012.69 (hyundai), $869.66(mercedas) monthly + $165~250 monthly for the car) So..bascially...my insurance cost more than the car. I might just never buy a car now lol I cant get a quota from statefarm but basing it off from progessive

Thank you so much! I feel like you're my life guru. I've been really learning a lot from you. Thanks!!! Shared to my friends!

@BeatTheBush

7 жыл бұрын

I do enjoy that label. Thanks! =D Glad to be of help. =D

$37 a month is good, but I bet you can do better. The issue with staying with one insurer and being a "loyal customer" is that they almost always raise your rates when it comes time to renew. Kind of like how your landlord increases your rent every year. I like to shop around and get a cheaper rate whenever that happens. This year I'm paying $25/month (thru Insurance Panda), but my auto policy is about to expire so it's time to start looking around for better rates. Any suggestions?

@xavierreyes2051

2 жыл бұрын

excellent information I love it

@subhdayal8073

2 жыл бұрын

THIS IS AWESOME DUDE

@rituparnachandradey8655

2 жыл бұрын

Awesome

good video. I pay about $50 a month for my car. never thought about getting stock in the company to reduce my rate. thanks for the tip!

@BeatTheBush

7 жыл бұрын

Yup! Comb through all the possible discounts and get in on some of those nice discounts. =D

@southkake

6 жыл бұрын

Mr Trench how much did your insurance drop after buying a share?

@DonRobertson82

6 жыл бұрын

You have to own at least 1 BRK.B share.... you get an 8% discount

@Crunch_Buttsteak

6 жыл бұрын

Don Robertson How much is a share?

@scottyhaines4226

5 жыл бұрын

Crunch Buttsteak a Berkshire Hathaway share is like 10k lol

My rates with AAA went up by about 40% so I remembered watching this video and switched to Geico. Thought for sure it would be expensive considering its one of the big companies with tons of marketing campaigns, but they gave me a good rate. Almost as low as yours. Thanks BTB!

man i love your channel. The credit card/scores one helped me out!

@BeatTheBush

7 жыл бұрын

Thanks! So how many points did your score go up and how long did it take? I enjoy hearing about the jump. =D

Stumbled upon your channel, and bang. Loved the video and subscribed. Definitely looking forward to see the latest updates too.

Very sensible, particularly because in the event of an accident the money you have been saving can easily be applied to the purchase of another Porsche for a very reasonable price tag. Not a Porsche guy myself, but I think the Boxster's of that era go for $6-7k. Based on what you used to pay, $2-3 hundred more per 6-month cycle or $4-6 hundred more per year, you are saving up to 11.6% of the car's value per year. In other words, in less than ten years you could buy another Boxster with the savings alone, regardless of if you had an accident or not. Well played, well played.

@BeatTheBush

6 жыл бұрын

Exactly my thought. I worked it out to be around 8-10 years of not buying two way insurance. Of course, it's a moving target since the car depreciates every year. They say the price of my car has hit the bottom already and might be going up after a while, lol.

@nickg3665

2 жыл бұрын

A porsche 944 would be a much classier option for that price tag...boxsters are the sort of like the tv dinner of porsches..

Great tips.. buying share, worked perfectly as I already own few. Thanks , appreciated.. keep up the great work

@BeatTheBush

7 жыл бұрын

=D Glad it worked for you! =D

@rivalconsultants7556

7 жыл бұрын

so I could buy a few shares of geico to get that discount.

@southkake

6 жыл бұрын

rajasekar ganapathy how much did your rate go down from just buying a share of stock?

@aksmahesvar

5 жыл бұрын

How to buy the geico share as it is not listed in the stock market.

@nothing-wp9ti

5 жыл бұрын

berkshire hathaway class b shares

Amazing video. Great job. Very helpful! Thank you!

@BeatTheBush

7 жыл бұрын

Thanks! You're welcome! =D

I just now found your Chanel & love it! New sub 👍

Got a love the insurance companies doesn’t matter about your driving skills but if you own anything you get a discount

@nonamenolastname8600

4 жыл бұрын

If you don't have anything you can get screw

I pay 180.00 a month for a full cover and the reason these insurances are so expensive is because no one is policing them. Also you’re forced to pay them by law. If the government don’t regulate them they will continue to give the same sad story every six months about how much money they are losing and how sad life is for them while their shares get more and more valuable which means they are lying to your face. I hate them and for that, and also for the ridiculous high price of rent lately (due to foreigners buying homes be remote control and jacking the prices up) I am moving out of the states. My own country has failed me. Good bye USA.

@wanilimbe

3 жыл бұрын

Let me guess, your still in the US

Did you ever get the extra discount for the (1) Anti lock brake system & (2) Anti thef .

Great video dude, I learn a lot from you

@BeatTheBush

7 жыл бұрын

You're welcome! =D

Don’t forget they give discounts for safe driving every month . I have Esurance and they give up to 25 % discount a month for safe driving . Plus the discount if you take the defensive course is another 10%.

We just switched to Geico.. Amazed me how much we saved

@BeatTheBush

7 жыл бұрын

Oh yeah? I think it really depends on your background if its cheaper or not. Good to at least get a quote.

@DjlolitaNY

7 жыл бұрын

We switched a few days ago.. I am going tomorrow to get my car checked out with them.. I'm going to find out if we have the seat belt added

@JesusGodHolySpirit3

7 жыл бұрын

this is only 1 person with gieco and with a clean record I am assuming and a student and bla bla bla dont be to impressed look at how you, yourself is treated call gieco and see whta you get

@Lovelytalkstotheworld

6 жыл бұрын

can't wait to give a try。I pay 18O$ every month now😤😤😤😤😤

@stevef4010

5 жыл бұрын

Sounds like one of the commercials....haha...worked for me too.

thank you for your video, i just finished my month testing, and they offered me $36 bucks a month as well. was very happy to see such a cheap price. so thank you cause i seen this video and downloaded the app.

My problem is, is there a downside to having lower insurance. Like is there an hidden fee you'll have to pay sometime? Or something might come up?

Awesome, I just got off the phone with Geico and now I have an "affiliate membership discount" - $20.40 (for 6 months). I just mentioned the policy discount thing like having a share of Geico and/or Berkshire Hathaway B. (without having to provide any additional information) and it worked! I have a ton of discounts in affiliation with Geico already, but I didn't know owning a share of Warren Buffet's company would give me an actual discount! Like I graduated college with an honor society National Society of Collegiate that kept spamming us with Geico membership discounts, and they didn't even accept it because I already had like 5 discounts going for me! BUT WOW, just mentioning you own a share of GEICO or BERKSHIRE HATHAWAY B paves the wave!

@BeatTheBush

6 жыл бұрын

Nice! Glad you are able to get some money off! You should've been able to add that since the Geico share is similar to the Honer society thing. They grouped it together.

I haven't gotten my insurance yet but I'm glad I seen this 1st

Thanks this is a informative video. Could you do a run down of USAA Discounts? Or does these discounts apply to other agencies

Thank you you're an excellent speaker God-bless you

My car is valued at $3,500 and I have full coverage. I thought of dropping coverage to liability but I not sure if its a good idea. So how much do you recommend saving monthly to cover for the missing coverage?

@BeatTheBush

7 жыл бұрын

You really need to have the cash now in case something happens tomorrow. Its the difference between self insuring and having a company insure for you.

The only companies in america, where it's a LAW to give them business! LMAO When is it going to be a law for me to fix your computer every month, for the rest of your life,...just in case something happens!

@foreva5450

3 жыл бұрын

they spend the most money lobbying the government same with pharmaceutical companies

Awesome video. I now have a better understanding of auto insurance which in turn making a better decision on which coverage to buy! Thank you, mentor!

@BeatTheBush

6 жыл бұрын

You're welcome. =D

I hope that life gets better for myself/everyone for the better of living right, and also to the fullest to offer that makes it amazing!!

Sadly it doesn’t help when you have two speeding tickets 😂😂😂

We are paying like 112 per month for our two cars. I just called them (progressive) yesterday and asked if they had anymore discounts. They just told me that I should try to use my husband as primary and just list myself as spouse probably his record is better than mine😒 Our new quote is 359 for six months! 😊 Keep up the great content!👍🏽

@BeatTheBush

4 жыл бұрын

Yeah... sometimes, you won’t get a better deal but good to comparison shop.

Does Geico still issue a discount if you’re holding Berkshire Hathaway within a 401k fund?

This is very interesting video.i just love it and it's method thanks for sharing this amazing video

@BeatTheBush

2 жыл бұрын

Most welcome 😊

I pay around $80 for full coverage.. That is for 100/300/100, 25k medical, 25k umpd, $500 comprehensive deduc and $1000 collision deduc. I tested your coverage for me and I was at $37.6/$232 for 6 months.

@bevans4822

4 жыл бұрын

With what ins company?

@Daniel-rw2gy

4 жыл бұрын

Yeah he’s not doing anything special he just has the bare minimum coverage

@florcedillo7964

4 жыл бұрын

What company

@distortedsteeve2980

4 жыл бұрын

@@florcedillo7964 hes not going to say, probably lying

@florcedillo7964

4 жыл бұрын

@@distortedsteeve2980 yeah...i paid $69 for liability for 1 vehicle. Everyone else wanted over $100 up to $189 per 1 vehicle and liability. It's not even a sports car, no tickets, no accidents, 2011 truck. Should qualify for almost all discounts. It's ridiculous. I'm looking for a lower cost liability insurance. If anyone has a suggestion of one let me know.

So what changed from your previous video when you showed that you paid $412 for 6 month with Geico?

@BeatTheBush

7 жыл бұрын

It's one way insured now rather than comprehensive.

@JesusGodHolySpirit3

7 жыл бұрын

You were paying $412 for 6 months? What the f is one way insured?

@MattHumanPizza

5 жыл бұрын

Liability. Insurance will only pay if he is not to blame for an accident.

What happened if u got into an accident at fault in the last 5 years will the other discount be reject?

👍Terrific info. Thank you. 😁

@BeatTheBush

6 жыл бұрын

=D

Coincidentally this was my next thing to work on after dumping my storage unit. I just figured out my car is worth only a few thousand- so why am I paying $180 month with no accidents afrer 'discounts'?!

@sirajmohammed913

3 жыл бұрын

What company are you with?

I'm just curious, what was your major in college and what is your profession now? Thanks for all the great advice!

@BeatTheBush

7 жыл бұрын

Engineering. =D

@oleopathic

5 жыл бұрын

@@BeatTheBush Which engineering?

@Anjanya1948

4 жыл бұрын

@@oleopathic economic engineering of course,, isn't it obvious?

@oleopathic

4 жыл бұрын

@@Anjanya1948 nope. Econ engineering doesn't exist? Isn't that called banking or finance? ;)

@Anjanya1948

4 жыл бұрын

@@oleopathic was joking

Where to obtain a list of insurance company's discounts?

If I own a car in u.s.a. , when will I go to pay yealy tax, How much is the cheapest insurance fee?

I have a question: Is it a one time thing that you do in order to qualify for a discount when you buy a share from one of the membership affiliation groups?

@BeatTheBush

7 жыл бұрын

Yes, it's one time.

@SergGutta

7 жыл бұрын

BeatTheBush thanks

Just curious, what bike do you have?

@BeatTheBush

7 жыл бұрын

That will be a mystery for now. =D

2:50 Any update on that? I don't see it in the description

@BeatTheBush

3 жыл бұрын

Since this video, I sold the old car and do not have insurance with them anymore.

Hello, What does the Subclass Factor mean on your Insurance Discounts?

I'd never recommend having liability only for most people! It's really for those with really trash and old cars ready to throw away! Even then when there is a need for medicals...

@BeatTheBush

7 жыл бұрын

I do not either as it takes a some level of financial backing to do so. It also depends on the driver if they are prone to accidents or is a defensive driver. My car is much cheaper than you thank it is, I think its valued at $7k right now?

@BaconBePropane

6 жыл бұрын

Even a 2006 Acura or Lexus will be $6000 if you play your cards right. I’m actually saving my money to buy a 2004 Acura outright for less than $5000.

You can lower your coverage even more by dropping Medpay coverage. Assuming you carry health insurance that would cover you for any injuries sustained in an accident. Same goes for uninsured motorist injury coverage.

@susang1205

7 жыл бұрын

Not a good idea at all to ever drop Medpay coverage. And if you don't have it, be sure you get it and think of it as it protects you and everyone inside the vehicle. Depending on the policy, insurances offer various amounts of coverage from anywhere of $2500 - $100K. I tend to go for the highest coverage because one ride in an ambulance and an E.R. visit or hospital stay can reach up over $50K FAST. Medpay covers that 100% without a Deductable. Medpay is not only for the driver but for EVERYONE who rides in your car. Should there ever be an accident and your passengers are injured, THE DRIVER'S PERSONAL HEALTH INSURANCE DOES NOT COVER YOUR PASSENGERS. I've had several cases where the driver did not have Medpay, and the passengers (who were relatives) had to sue the driver's insurance for all medical bills. There were FOUR passengers. Now, had she had the Medpay insurance, which costs very little btw, the Medpay would have covered each person in the car including the driver up to $10K / person, which is what she originally had on her policy before she canceled to 'save money'. It was a very dumb move to try and save pennies when it came to serious injuries not only for herself but her family. In fact, it ended up costing the driver much much more; then, to make matters worse, that insurance co. canceled her policy! And no, I do not sell insurance.

@annietasker214

7 жыл бұрын

Bodily injury coverage (which is still on his policy) would cover injuries to his passengers.

@susang1205

7 жыл бұрын

No, not necessarily. On most basic liability car insurance policies, a passenger is not covered. Many people mistakenly think that bodily injury limits coverage will cover passengers in their vehicles. However, bodily injury limits only cover passengers in a different car than the insured. You really need to ask your ins. agent to explain your auto ins. disclosures to you IN DETAIL, because the lack of knowledge may end up costing you or those you love in your vehicle much more either financially or physically if you have an accident. You also need to take into consideration that you will pay your deductible for use of bodily injury liability portion because you are paying for others outside your car and are a risk to the insurance company that you may have caused the accident. Note on your Medpay, unlike some personal healthcare insurances, there is NO deductible and immediate 100% coverage towards your and your passengers' healthcare providers or health related services such as hospital or ambulance costs. With auto injuries, use the Medpay first and when it is maxed out, THEN you use the personal healthcare insurance to cover the difference.

@annietasker214

7 жыл бұрын

False. Bodily injury coverage covers injuries for which you are liable regardless if where they are. .. passengers in your car, someone else's car or even pedestrians. The only exception would be for relatives that live with you (spouse/kids). Maybe you need a new agent if they are not correctly explaining how your coverages work. And there is no deductible on bodily injury coverage.

@susang1205

7 жыл бұрын

LOL... don't worry about me Annie. You just do you. I'm not here to argue.

So i never had a car or licence but im planning on changing that ..... If i want it cheap shall i go with the bare minimal? And possibly have all the discounts possible ?? What can i do...

Thanks BTB! We lowered our progressive bill $31 dollars less by taking your advice and paying 6 months in advance. Plus we'll get a 10% discount by taking the defensive driving course.

Good driver course I dont take it in case you get a speeding ticket you can knock off some points.

@BeatTheBush

7 жыл бұрын

Can you really? I though traffic school keeps you from getting the point.

@CJ-wc6lf

7 жыл бұрын

BeatTheBush I have been through traffic school so many times and it really does help. These days it is harder to keep off record just by being across county lines in Tennessee. I noticed my car insurance went up $100 and something for a year. I thought it was a speeding ticket. Apparently, I negotiated with the judge well to keep it off record by saying I just got married and taking responsibility for it. She said it would go on my record as the courtroom was laughing and sighing at the unbelievable amount of tickets I've gotten. I think she was embarrassed to say out loud it was not going on my record by the courtroom response. It could have been too that I said I felt I was harassed by the police. Either way, it appears the reason it went up to me is they claimed on my insurance statement that everyone's insurance was going up because of new laws (sounds like an excuse to go up). I have been accident free and was really good at staying out of at fault accidents. That is why I am here is to save money. My experience with a speeding ticket is you want traffic school if you can't somehow prove not at fault, lime a picture of the speed limit sign.

@JesusGodHolySpirit3

7 жыл бұрын

no this does not work good driver course gieco states to me ws not an option

@Veganphobic

6 жыл бұрын

Jessica Lugo id just get a lawyer to get the case dismissed $250 well spent Eff it I got my dude on speed dial

@thelegendkillersshittyduff1335

4 жыл бұрын

@@CJ-wc6lf you got married god that was fucking stupid

I pay roughly the same amount for comprehensive coverage for a Lexus suv. 250k. :D. I agree. I always pay the full amount.

@BeatTheBush

7 жыл бұрын

That's pretty darn good! =D =D

Is there something with a cheap bundle for home and car insurance??

What a great channel! Just found you today~followed a link from popsugar for a gift wrapping video and here I am=) Looking forward to catching up on your posts~we also love to challenge ourselves with living frugally and enjoying life, as they seem to go together nicely=)=)=)

@BeatTheBush

6 жыл бұрын

Oh! You saw that one huh? That's a very popular video. My main videos are finance related now.

Excellent video! One thing you have to be careful of is too much reduction in liability. We both have Boxsters. By some awful stroke of luck you or I hit a pedestrian or some child that runs in the street to get a ball, you can rest assure that that person's lawyer is going to go after every dime you have. $500,000/$1,000,000 coverage will motivate the insurance company to fight for you. $100,000 the insurance company will roll over and pay and let you absorb the massive excess costs, which the other guy's lawyer is going to aim very high on, partly because he knows you will never win sympathy in court (if it goes that far) with a Boxster.

@BeatTheBush

7 жыл бұрын

You have a point there. That almost makes driving too scary and just not drive at all, lol.

@JesusGodHolySpirit3

7 жыл бұрын

BeattheBush sorry, but I am way to curious on this and I hope you get into an accident so that you can make a video of the after math :). Sorry for the hoping i ma very curiios how geiog will protect you

@PaulbylPaulbyl

7 жыл бұрын

JesusGodHolySpirit3 GEICO is the absolute WORST insurance company. They arm-twist body repair shops to do things on the cheap, ultimately resulting in a shoddy repair. But GEICO does make some good tv commercials!

@JesusGodHolySpirit3

7 жыл бұрын

Baupylypuab which car insurance company isn't the worst? Ive gone through many of them! How dare they bill me or anyone for that fact $70 + per month for liability only on a 22 + year old car! All of them are scumbags; i never want to have car insurance!!! something is bs here for shure my car is not worth anything why i have to pay 70+ $'s every month for shit?

@hannah5552

7 жыл бұрын

JesusGodHolySpirit3 Don't say that. Don't wish that on anybody. Wow. You're a total douche

I pay $49.00 a month for 2 cars.... I have liability only too.... in the long run all that saved money is worth it

@BeatTheBush

7 жыл бұрын

Wow, that's really low, good for you!

@TWDxKILL3R

7 жыл бұрын

Prince LT ... I know... but I'm just taking the chance

@vivalacarlo

7 жыл бұрын

how were you able to get it that low? do i have to call instead of online? Which company do you have?

@TWDxKILL3R

7 жыл бұрын

vivalacarlo ... I have geico

@vivalacarlo

7 жыл бұрын

thanks! How would I ask them for liability only?

Of I purchase 1 share of Berkshire Hathaway how much of a discount am I getting? Does the discount increase if I purchase more than 1 share?

I tried telling Geico that I was affiliated with them since I'm a Berkshire Hathaway shareholder. However, they gave me some kind of response stating my policy was already rated as one of the best, and that the affiliation discount does not apply. Any thoughts on this?

I get a discount for driving a small amount of miles every year. I send them my odometer reading and they drop off about 5$ a month.

@fungustooth9082

4 жыл бұрын

Wow !! A whole 5dollers. That A amazing!! So it isn't

@Utsukushi91

4 жыл бұрын

It adds up.

@thelegendkillersshittyduff1335

4 жыл бұрын

@@fungustooth9082 dollars trying too be sarcastic are we

If i own a mutual fund that in turn holds Berkshire Hathaway can i claim the affiliate discount?

@tubejim101

7 жыл бұрын

When you own enough shares to have voting rights, you get letters inviting you to meetings and such. If you have s&p500, you don't get letters from all those companies. You buy shares of the mutual fund, not of the companies.

@emarin2006ftw

7 жыл бұрын

yeah, looks like these offers are also regional i don't even have these discounts available after checking my online account.

@BeatTheBush

7 жыл бұрын

Probably. A fraction of a share is still a share.

@BeatTheBush

7 жыл бұрын

B shares of BRK does not have voting rights while A shares does. You can own B shares and still claim the affiliate discount.

@Fear.of.the.Dark.

7 жыл бұрын

actually you dont even need to own. Just call them and say you own Berkshire and how will you get the discount. They will give the discount right away. I got it that way.

Im planning on buying the car in Connecticut, I live in New York. Im doing it because the insurance is cheaper because my sister live there and i got her address, so do i need proof of residency in CT to register the car there?

Well done!

+BeatTheBush I live in the state of Michigan, which BTW is the state with the highest car insurance rates. My agent from my insurance company, says, there are no additional discounts offered. You got a nice video, however, Michiganders are stuck with the highest insurance rates. Is there anything you like to add to this?

@BeatTheBush

7 жыл бұрын

Who is your provider. You might want to do research outside of asking your agent as they do not get an incentive for doing so.

@manojt4938

7 жыл бұрын

AAA. I have asked other insurance companies about the rates. Believe it or not, they are more expensive than AAA, based on my profile!

@BeatTheBush

7 жыл бұрын

Yeah not a single insurance company will be best for all people. Some have lower rates for certain people so you never know. Sometimes you have to specifically ask for a certain discount, sorta like a secret hand shake.

@manojt4938

7 жыл бұрын

The problem is I have already milked out all the possible discounts, with the exception of the seat belt discount. I will ask for that, later on, and see if I can get that discount. I'll let you know!

@BeatTheBush

7 жыл бұрын

You can only squeeze is so far and when you cannot, maybe there are a few more tricks still. Then you can stop, lol.

Impossible to get in Canada...

@BeatTheBush

7 жыл бұрын

Is it much more expensive there?

@Jside68

7 жыл бұрын

BeatTheBush way more than in US...just liability on a 2010 ford escape is $700 with good driving record

@navijar8782

7 жыл бұрын

right. im about to pay near 500 a month for 2012 ford escape. im 23 and this my first vehicle... but i think its worth avoiding the crowded crazy animal like bus rush after work.

@MAGNUM3X

7 жыл бұрын

I pay 360$ a month in Vancouver.. I was paying 27$ a month in Quebec lol I am moving back to Montreal next year for sure.

@bluesaphire5229

6 жыл бұрын

Yes, if you live in Montreal :) $70/month with good driving history :)

wow!!! just did a quote for Geico and my estimate is a little less than 50 a month!! I'm currently paying around 117 a month for my full coverage insurance but paid my truck off 4 years ago. Thank you very much for pointing this out. I did get an accident in 2012, but the guy hit me when he was falling asleep on the wheel when I was changing a flat tire ( I know...insane that I survive it). It really helped me, thank you.

@BeatTheBush

4 жыл бұрын

Works for some and not others. They way they quote depends on their own proprietary methods so it’s good to get multiple quotes.

God bless you! thank you!

Drive a Audi a1 at 17 in Scotland insurance is 388 a month

@thelegendkillersshittyduff1335

4 жыл бұрын

God that's fucking stupid

Pretty self explanatory: good driving record+ only liability + not covered for uninsured motorist= cheap insurance. Geico maybe the lowest for you but with the way you have your insurance set up I'm sure your insurance would be low with anybody. Only suggestion I have is I was in the car business for years and Geico was generally not the least expensive insurance out there so you even though you have a great price you may still be able to get it lower.

@BeatTheBush

7 жыл бұрын

The cheapest insurance for any given person may be at a different company so you really have to compare rates. I have compared 3 different places so far and stopped there at Geico. At least half a dozen have reported getting cheaper rates switching to geico in this comment section.

Help! Am I getting ripped off? I am paying $3850 per year for AAA insurance. I am 22 years old with zero accidents and a Masters degree from UCLA. I have used my moms car for 5 years already and I just bought a new car. I have almost all the discounts too like good driver and loyalty blah blah... What should I do? Is the high cost because I live in LA and my deductible is $1000?

which stock were you buying to get a membership? I think one Berkshire Hathaway share cost more than 200k usd

@BeatTheBush

7 жыл бұрын

Fractional share of that BRK.B

Mine is $160/month for basic liability. Guess I'm a pretty shitty driver.

@BeatTheBush

6 жыл бұрын

It depends on a lot of factors though.

@Simply.Vantastic

5 жыл бұрын

Same!! But keep in mind they do take your credit score into acount

I pay 74 a month just for liability in california. I have been driving for almost 3 years, with one speeding ticket 2 years ago, 1 parking violation of less than $60 2 years ago. but I have a insurance gap ,cuz I cancelled my car insurance while I was deployed. I have USAA 😕 how can I bring mine down? I have 2006 corolla paid off, credit score of 794 equifax

@BeatTheBush

7 жыл бұрын

You can try the methods I outlined in this video or another video I did a while back here: kzread.info/dash/bejne/qoKk0at6gq-uhaw.html

@MsNeelamma

7 жыл бұрын

BeatTheBush thank you. . I will try that

@Breezy84312

6 жыл бұрын

I hate USAA

@darkapothecary4116

6 жыл бұрын

I notice with them they pay just enough on min. Payment to have some role over into next renewal cycle. They charge about 450 for the renewal. I am about to snip that little interest carry over I am just glad I caught it.

A discount for anti-lock brakes? Could you add another discount for Electronic Stability Program? The IIHS has been a fan of the technology.

I have full coverage for $50/month for my 2006 GMC pickup and 2015 Subaru Forester. It may be false economy to have only liability as accidents can easily run several thousands of dollars. A few years ago during a storm a tree fell on my truck at my home and caused $3k in damage...my insurance covered it in full.

I was driving my car when I had a permit and I was about to get my license. This woman that was talking on the phone didnt take her stop sign and crushed the car I saved up for. Later on the police said its my fault cause i didnt have license. In reality I did everything right. Now I pay 325 each month for car insurance. I always wish that bitch the worst cause she did me dirty. But thank you helps alot.

@BeatTheBush

4 жыл бұрын

Having a permit is considered a licence I think. Fault shouldn't be determined by what license you have but on the situation. Sometimes, the determination is based on what you do or say at the accident site. So without experience, you could get yourself into trouble even when it isn't your fault.

@volitiveclover

4 жыл бұрын

So she ran a stop sign? Sue her.

@betterthanemril988

2 жыл бұрын

That cop deserves hell too

1:35 FALSE. you have a scooter

Great video bro

@BeatTheBush

6 жыл бұрын

=D Thanks!

Here in the uk insurance is different. We have to have at minimum 3rd party which covers the other person in a crash Because of this prices are higher than America. Also in USA you insure the car, and anyone can drive the car with permission. In the uk each person has to be insured. So if I was insured on a car, my brother would also need his own insurance on the same car, under the same policy. My car insurance on a very cheap, old car was £3000 (when ex’s he rate was £1:$1.64) which means I paid just under $5,000 for the year

I can't get lower than $88/mth with progressive in fl...

@BeatTheBush

7 жыл бұрын

It's also related to your driving record and a lot of other factors. Did you try shopping around other insurance companies?

@JesusGodHolySpirit3

7 жыл бұрын

Dont worry jenp27 all car insurance are the same they will charge you depending on that 1 ticket that you have on yoru record and it will be an fing steep price for liablity crappy coverage! don't bother shopping around just to save pennies! ive shopped around and they are all the same. my advise don't get car insurance because in the end its a scam at a high price and they will not even protect you in the end. look it up into it.

@maxsam6397

7 жыл бұрын

depends on the car you drive

@FriendlyCleaningKC

6 жыл бұрын

Your credit score plays a part in your rate too, my wife is an insurance agent and as I’ve applied Beat the Bush’s ideas and our credit increases our rate has gone down

@theguywhorarelylies5454

6 жыл бұрын

Your age, driving record and car model are probably the biggest factors. When I was a kid I had a lot of Camaros..and Cavaliers...you would think a Camaro would be more expensive...nope the cavalier was because of crash test ratings........I assume lol.

this is impossible in nyc

@BeatTheBush

7 жыл бұрын

Not sure if its that much higher there. Just make sure you get all the discounts or raise deductibles as you see fit.

@brandell4638

7 жыл бұрын

If you own a car in nyc, you are missing the point of frugality and saving.

@bruh-fn5dh

5 жыл бұрын

@@BeatTheBush it is indeed, the average 6 month premium is $150-350. Lower than $100 is an outlier

amazing video because in the event of an accident the money you have been saving can easily be applied to the purchase of another Porsche for a very reasonable price tag

Wat Software for self insurance

My six month payment is $206.00 and I've been convicted of 3 DUI's over the last 16 years. And I'm being completely serious.

@tcmspirit

6 жыл бұрын

Lol what

@utuber6097

6 жыл бұрын

What state are you in. That is sweet

@malisatep9008

6 жыл бұрын

How do you do that?!

@ronmexico79

6 жыл бұрын

No fucking way. Hook me up tell me how

@JoseFlores-xp9jp

6 жыл бұрын

Bro I have 2 accidents and I'm paying $245 for full coverage for a 2008 acuda tl. I got no DUIs, haha damn.

I did it BY THE Grace of God🙏AMEN AND AMEN

@BeatTheBush

5 жыл бұрын

=D

The discounts only apply in certain states

Make sure you have uninsured motorist coverage and medpay. Protects you from drivers who have no insurance or not enough coverage. Absolute must haves.

Thank you sm. I did the math on mine (progressive) and it is FIVE HUNDRED a MONTH. I did have a small at-fault (I live in FL and I rear ended a guy who braked suddenly) but 3000 per 6 months? What the fuck.

@SuperEman500

2 жыл бұрын

Yeah, $6,000 a year.

So, he's lying about Discounts he doesn't truly qualify for. He's also in CA - the Good Driver Discount is a CA discount and is lost with certain driving activities. Also, CA is based on mileage -- which he is likely lying about how much he's driving and zip code which is not his actually garaging zip code. To truly get a real low rate legitimate, there is a formula for being preferred and he isn't even close to the real factors

I want to thank you for some very helpful information. I was able to add a discount with my geico that I didn’t know it was available to me. I was able to get additional ~$150 discount every 6 month. Wife works for university and it qualifies for a discount. Before discount I was at $3085 for 7 cars. So thank you again!!!!

@BeatTheBush

6 жыл бұрын

HA HA HA HA!!! NICE NICE NICE! Wait.... 7 cars!?!? Ahhh, I guess you really enjoy cars and those registration fees must add up.

@Jie1478

6 жыл бұрын

We are in a big family plan in a way. Mom/Dad and brother are all in it, we just pay our portion.

@BeatTheBush

6 жыл бұрын

Ahhh no wonder, but glad you saved so much! =D

A large part of your rate is also based on your credit score. Additionally, insurance is regulated bt the state you are in and not federal so this means many things are not offered in all the states. For instance, in the state of PA where I am a licensed insurance agent defensive driver discount is primarily only offered to the 55 or older folks. Also because rating factors per person are never identical from person to person two people will almost never have the same rate. He is always good to speak with an agent or your insurance carrier to go over and get a few review to make sure you are getting all the discounts that are offered.

$37 per month is not low sorry if you said $19 a month for liability that would be low, but $37 is not fing low! Oh f gieco lol they charged me * were charing me $71 per MONTH on fing liability which I did pay in FULL! Why! Why were they charging me for liability $71 ? um ... lets see what happens when you are in an accident! I have air bag, anti-theft system, 5 year no accident, seat belt use, anti lock brake system, and ON TOP OF THAT SHT I have a 22 year old car! So fing tell me how this institues a $71 per fing month of car insuracne for liability and fing low coverage!

@BeatTheBush

7 жыл бұрын

The cost really depends on your driving history and the car and mileage you do every year. Plus other things too.

@mamabear1088

5 жыл бұрын

Do you even understand the cost of insurance in other states? I live in Detroit Michigan, it costs us around 300-400 a month just for liability insurance for a 20 year old car... we would all be jumping for joy to even pay $100 a month..

@jinxi423

5 жыл бұрын

He drives a Porsche, that is very low in California for the type of car he drives.

@GametimeSlime

5 жыл бұрын

@@mamabear1088 you're a dumb ass if youre paying 300 a month for liability 😂

@angelbluerider9588

5 жыл бұрын

37 dollars is low to me, in new york I pay 150 per car a month so that's low. try living in new york lol. and that 150 per car not even full coverage lol I'm 40yrs old no accidents,with driving classes. so go figure. lmfao

So you're a rich kid. Congratulations.

@ledomc2007

5 жыл бұрын

jealous losers.

Since you live in the bay area, what do you think SF should do to lower the cost of property/ rent? I live in SC and nothing cost nearly as much here as it does in SF or California in general.

@BeatTheBush

7 жыл бұрын

I'm terrible at public policy as I have zero experience in it. But the cost of property is high only due to restricting housing developments. How to reduce it? Allow massive new building of high rise property to satisfy the demand. Maybe capitalize on the minimalism movement by having a mix of tiny apartments with the normal sized ones as well.

When I called up Geico to find out about the airbag and self belt I was told that it's included in the safety features and it's different in all states.. Still the savings we got when we stitched to Geico from Liberty

@BeatTheBush

7 жыл бұрын

Huh, makes sense different states have different insurance laws. Glad you're able to get a lower rate. It's generally good to just compare 3-4 places if you have the time. I think I did 3 place before settling on Geico.

Hey, what do you think of getting a car share membership from like zipcar? I've been thinking about joining zipcar so that I won't actually have to own the car and just use it when I need. Or should I just get my own car. I'm interested to know what you think. Thanks!

@BeatTheBush

7 жыл бұрын

I think this requires a pretty detailed analysis based on your usage. Less you use it, the more in favor of zipcar. Then you figure out cost per mile in each case. Don't forget to factor in insurance, parking spot fees, maintenance. Generally, for a normal car, you can just double the cost of gas for maintenance.

Do these discounts apply to all states? I used their app and the only discount advertised is multi-line.

@BeatTheBush

7 жыл бұрын

You might have to call in to ask specifically for each one. No one is going to make sure you get all the discounts.

Which of these ideas/discounts did u actually get to work for you?

I live in Florida, Insurance here is crazy High. I spend 200 per month for ok coverage on my 2 personal vehicles, and another 400 per month for commercial auto insurance on an older box truck(1 million dollar required coverage). Ive shopped around and used every discount I can.