I disagree because of some reasons: 1. It creates a habit of saving. 2. You learn to value business. 3. If you can't manage 1L then you can't manage 1 crore. And stop tracking returns daily and live a peaceful life and focus on your life.

@shyamnbarai

15 күн бұрын

He's not saying to stop doing sip... He's saying that focus on yourself... Invest in yourself... He's right!!!

बिलकुल सही बात कही है sir आपने, youngstars को अपनी value, Skills को increase करने पर focus करना चाहिए। ओर पैसे को अपनी value, Skills को increase करने पर खर्च karna चाहिए।

I started sip’s quite early and felt few benefits:- 1.Learned discipline of saving and pulling down unnecessary expenses 2.Kept away from scam schemes like multi level marketing,investing in a franchise which were putched aggressively to me 3.Saved income tax because of elss 4.Liquidate mfs to fund my foreign trips every year 5.Used MF to buy my car 6.People splurge their bonuses while doing sips from their monthly salaries I always used to put all my bonuses into the Mf world

Keep Investing in index fund nifty50 that's enough. Even 10% return is enough. Don't think much. Do your job, improve skills.

@mohammedshoebatar4857

2 ай бұрын

Best part is you hardly have any expense cost in 10 years . I calculated for 10k sip for 10 yrs it's expense ratio came out to be 28k only

The most important thing one should understand that Mutual fund is always subjected to Market Risk and there ends the responsibility of Fund Managers. Fund Managers are earning their bread from your money , you are paying them huge amount without their having any slightest responsibility. It is nothing but another form of participation in share market without having any control over one's hard earned money other than safe exit that too may be paying hefty penalty if it happens within stated period.

Sir purpose of early SIPs is not to create wealth but to create discipline required to generate good wealth.

@bejoyk

Жыл бұрын

But at what cost is what sir is asking. The main aim is to increase your salary by using the money for productive things initially. If one is earning a salary of 10k and he is able to increase it to 20k in one year it is 100 percent return over many years not adjusting to inflation.

@ilovemygrandma.

11 ай бұрын

​​@@bejoyk Agree that we should focus on increasing our salary but remember that increasing or doubling the salary every now and then is not a piece of cake. It totally depends on various factors. What kind of job you are into, how is your your personal life and your health. Working at a double salary also comes at a cost of sacrifice in personal life and mental peace. There are many people in this world who want to stay balanced in their professional career and want to invest systematically from time to time with whatever capital they have. The video is good and gives a different perspective but again such frameworks doesn't hold true for all kinds of people. Every body has their own difficult situation which they need to fight against. Don't over focus on increasing your salary. Neither over focus on savings and investments. Mix it up. Have some balance.

@ujaspatel7

9 ай бұрын

@@ilovemygrandma. Bs yehi nahi hota ("mix it up") Job hai and sip sip krna hai to... Fully frugal ho jate hai. Business me dhyaan do and kuch expenses aaye to lagta hai business ke liye hi hai.. kr dete hai and sip gets ignored.

@Ghiohfg

9 ай бұрын

Yes.

Awesome. I'm also one of such person who started SIP late. Rather was focusing on increasing my income. Today I can invest 10 times more. But I'm still focusing on making passive income more.

@mrankitpopli

2 ай бұрын

You have lost the biggest thing in investment brother. That is time.

Absolutely new perspective, Thx a lot Sir

This series is going great Sir! A request to you for a video on how to read an annual report of a company, your perspective!

Most of the time i agree with Sango Sir, but here i disagree partially. Every investment tool has its own pros and con, individual need to assess time period.

Great, that you had the guts to hint at the truth. Even SIP is a massive myth, which has been created over the years. It is only the concerned AMC which is gaining more rather than individual investors. They are getting cash inflows without any effort!!

For the past 1 year I have been investing in Mutual Funds after doing proper research. 1. Don't do calculation in MF calculator, it's a trap if you are greedy. 2. Return is not fixed. 3. Only invest if don't want to see your portfolio for min 10yrs. past 1 year my portfolio has 0 return few are in negative. 4. He is right keep as low up to 4 MF in Portfolio that to from different fund. house . BEST THING IS YOU EARN & INVEST ACCORDING TO YOUR GOAL & ENJOY LIFE.

@prafullsharma

Жыл бұрын

Thanks sir

@naveenjose7710

Жыл бұрын

2022 was stagnant for Nifty.......whereas Sp500 and ftse were in recession

@tousifahmed6931

Жыл бұрын

@PM S You will have so many overlaps , paying more expense ratios, less growth also. Please stop sip's in unnecessary MF consultant your financial advisor ( trustable person). Don't just start buying MF by its performance or any one suggestion,do your own research. few points to keep in mind are 1. if your investment horizon is 5 yrs then don't invest in MF go for bank fd , post office saving etc. 2. if investing for 10 yrs then go for LARGE CAP & FLEXI CAP thats it. 3. if time horizon is more than 15yrs then 1 MF from each category is enough i e LARGE CAP , MID CAP , FLEXI CAP , SMALL CAP . Do your own research & allocation.

Great advise...🙏 Thank soo much sir❤️

As a leaner of stock market for a year, I can say it's not easy. people saw big returns in pandemic but now they are loosing on every trades or investment. If someone wants to make big in the market then educate yourself. It is a time taking process and not a get rich quickly scheme. I hope people stop losing money in market.

@pingpong9005

Жыл бұрын

It is long term affair...8 to 9 years are required to make good wealth....

Sir you told all the problems . Hope you come up with suggestion . That a reason please have a Financial adviser . 1) Invest in skills which will help you in earning more . 2) Have a goal settings and invest accordingly considering inflation. You explain like elder member of family . Really sweet .

You are right We (young) people should invest in ourselves and improve our skill set first. Instead of wasting too much time on the stock market.

@ashitmukherjee5934

Жыл бұрын

Right .Paise kamaane mein jyaada dhyaan do.

awesome sir for giving this perspective👌👌👌😀😀😀

Bhohot hii achi eye opener video hai sir 😇……tv internet pe literally itna spam kaarte hai yee sip vala concept ….pareshan hoo jataa hu sir itee sari ads dekh kee 😅…

Ankur warikoo ki la liii bhai sheb na...

@crazydancer011

Жыл бұрын

Kaun Epic Shit wala??😃

@shivramchandani6457

Жыл бұрын

@@crazydancer011 wo hi chaman.. excel wala bhai

Thank you sir ji.🌹

Brutal truth. Perfectly summed up!

Long-term is a relative word and depends on which side of the market you are.

Sirjee is right i see many youngsters earning 30k and then spending hours daily on intraday during office hours doing intraday of 200-500/- they make 100-200 rupees a day and feel happy at what cost? Neither they are focusing on work nor skill development nor living a good life its just people like zerodha Indmoney PaytmMoney etc who are profiting through this young workforce

I got it you’re saying to focus on your skills set and not on savings although you must save

Mutual fund agents try to sell Mutual fund portfolio where they can get maximum commission.

Aapka sahi hai income source pe dhyan Dena bhi imp hai. Income nhi to kya mutual funds or stocks

🙏🙏thanks guru ji 🙏🙏

Muthal fund are always right sir. Initially i started with rs 1000in 2011. Now i have a corpus of 53 lakh. But you r right i m still continuously learning stock market.

Ability to create wealth is real wealth. Spend on urself to earn more.

Then where do we invest? please suggest or make some video

Best clarity giver.

Helpful

Uncle ji you are ocean of knowledge.

Very well explain

The way I see your explanation of the Fund Manager's 2.5% fees for managing the mutual fund is analogous to the situation where if I make a lumpsum payment to buy a residential real estate, the fund managers will keep all the rental incomes from the real estate which in many big cities in India ranges between 2.5% to 3% of the ongoing price. Understanding it this way really drives the point home. Thoughts?

@sourabhpatel2391

11 ай бұрын

but direct funds dont charge more than 1.5%

Bahut sahi bole.

Chacha apun bi bada chalak hai 😂😂 Hum to sala index fund hi liya hai wo bi 0.15% exp. Ratio pr😂😂😂only 1 index fund

Good explain sir 🙏

Aap sab lo MF ko khud se Analysis kijie ......tab pta chlega MF sahi hai .... Nh to esse may koi v kuch v bolkar nikl jaega....

New insight to think beyond MF👏🏻👏🏻👏🏻💐... After watching many videos and investing in different funds... Only 4 NEEDED for COMMON, SIMPLE, LAZY INVESTOR like me... NIFTY50/NEXT 50/MIDCAP 150/SMALLCAP 250 ETF/INDEX...BUY MONTHLY FOREVER...EXIT when emergency fund erased/Goal reached.

Superb eye opening video.

Excellent explained Sir ❤

Excellent video

Very good advice sirji , your best asset is ones skill and more the skill more the annual increment and job opportunities which can give better returns than any MF and Stock annualised .

@Rcddk-Z

3 ай бұрын

Bhai skill or saving dono parallel chlti hai...agr koi insan agr 500 rps ki v saving krta h to burai kya hai....ysa is dharti par koi v insaan nhi hai jo savings nhi krta ho ....

Guruji...guruji...guruji... ❤️❤️❤️❤️❤️❤️❤️❤️

Great sir

Nice

Please Share your thoughts on REIT's

Loved it

Nice Video..sir

Which is sahi then FDR, GOLD, PROPERTY ???

Sir plz make video on Direct Equity Vs Mutual Fund

Sir mutual fund ma kasa Saba best investment ka tarika kya hai pl

sir aap bilkul sahi ho

The most important point here is invest in your skills

Sir ji aap MF matter ko divert kar die............ Paisse kamana aur paisse ko save karke, grow karna ......dono alag2 matter hai....... Ap mix kar die....... MF v goal orientated hota hai......waha v sab skill grow ke bare may he bolte hai......

I agree

Mutual fund hi hai jo market ko balance kia hai.mutual fund for middle class salaried peoples. Power of compounding.

🙏🙏👍👍 aap sahi kaha rahai hai

You have to drink....that was awesome

Aaj ke tarikh me agar banks apna interest rate badha de na, log SIP band kar denge...

Right advise to youngesters

V good sir 👍

But sir thik hai mutul fund me carodpati nahi banenge, par atlist pese to save ho raha hai aur nahi kuch to atlist bank ki fd se kuch to zada aa hi jayega

I accidently bought HDFC Mid-Cap Opportunities Fund -Growth in 2007, it was just to show investment for tax saving to the company's accounts department at the end of financial year. Invested 20K (2007) at the initial offering , now its 200K . What is your say on it ?

@IndiaIndia203

Жыл бұрын

Keep invested if you don't need it urgently. Long term compounding is always good.

@silversurferablaze1

Жыл бұрын

phir toh mutual funds sahi nikla without any tension leke 😂

@aks96666

11 ай бұрын

Which app is best for Mutual Fund investing......???

@dhirubhai6980

11 ай бұрын

Indmoney

@You_Only_LiveOnce

11 ай бұрын

You were just lucky 🍀 you can't replicate this!

Sirji Absolutely right !! One question : How to make own stock portfolio by stocks like a MF. Also how to average them..upward or downward going

Excel sheet is the worst thing that could have happened to your youth. People feel they will get rich by doing a 20k SIP per month. The only one getting rich are the mutual fund managers. Nobody is focussing on improving their earnings. If you improve your earnings, your savings go up automatically.

@saviourofworld

5 ай бұрын

how to increase earning what kind of skills he his talking about is it like learning a new software or something like that

100 % true

It took me time to realize this. I want crores when I'm under 40 and mutual funds with my 5 figure package will be too slow.

@ashitmukherjee5934

Жыл бұрын

Sirf paisa kamaaoge ya jiyoge bhi.

5K SIP at one company stock without diversification, reliance, tcs, infosys nifty 20 companies but only 1 stock.

English subtitles would've been great

👏

MF is for discipline investing.....

Thank God, I haven't started yet😅😅😅😂

Radhe Krishna

Great advice

It is hard to create content, many people talk of finance as it has lot of topics to talk about and thus content gets created and they can earn money from these videos.

Investing in mf is good option to increase wealth without doing anything

🥀🥀🥀

To kya kare ?..sturbucks ki coffee piyen?

@saviourofworld

5 ай бұрын

tapri pe jakar chai pi lo u will save 200 easily

Mutual fund sahi hai Ye aadmi hum youngster ko Ameer nhi Dekhna chahta hai 😂😂😂.

@AAMINVESTORofficial

24 күн бұрын

You got the trick... 😂

To kya jo bhi calculate karke amount dikhaye jaate hey jhooth hey? Kindly reply!

@nikhilbhatia2706

Жыл бұрын

Nahi

Sir vedio main english thodi c cum use karo tan ke aam admi bhi apki vedio ko samajh sake

Front running by Axis mutualfund

MAG

Good

time machine leke jao 1980s mein MRF ke 10000 shares lelo Phir 2020 mein vapis aao karood Patti Karona ka pehle Holding sell karlo phir bottom pe buy karlo phir ambani ko khareed lo

@AAMINVESTORofficial

24 күн бұрын

nice BTW

Sirf mutual fund nahi karna hai. Income bhadana fir ultimately mutual fund mein hi dalna hai na ?😂 What should we actually do after increasing income and then investing in mutual fund????

@Rcddk-Z

3 ай бұрын

Ye pgl hai Bhai ye khud ko perfect Manta hai or pkaaa iske Ghar walle iski nhi sunte hoge . Ye khud mutual fund me invest krta aa ra hai

Sir kaha kare investment phir

@parveenbishnoi1560

3 ай бұрын

Invest in yourself first

With all due respect, I couldn't connect the element of investing in MF and investing in self, both are different things. Yes, I too believe pay yourself first and improve capacity. Either do not invest at all & invest in self only, or one should majorly invest in MF at a younger age, to multiply their money through equities. Why to invest to get 6-7% returns only. Disc: investing in MFs for over a decade.

@ClarityForYouth

Жыл бұрын

Pls see video again. You got it wrong

Sir paisa wale hi sip karenge....hum to kheti me sip karenge

@saviourofworld

5 ай бұрын

suppose you are having a salary of 50k instead of doing 20k sip use that money to improve skills so that your salary increases to say eg 60k and then instead of saving 30k use it to upskill again and increase salary to 70k keep on focusing on education and skills let savings and sip go to hell , so that all these corporate trainers can get more rich

Kehna kya chahte ho. Sir

@parveenbishnoi1560

3 ай бұрын

Invest in yourself before investing

Iss liyee Index fund lee loo

Do investments in MF. It’s good.

बूंद बूंद से ही गड़ा भरता है।।। जितनी चादर उतनी ही पैर फैलाओ।

@ashishsajwan8666

11 ай бұрын

Sir kehte hai chaadar badha karo. 😊 Skill seekho. Invest b karo aur zindgi b jio.

So starbucks earning is fine, but Fund manager earning out of management fees is not fine. Common uncle...!!!

@pingpong9005

Жыл бұрын

He is only explaining people how it works...narrating things in deep..not criticizing..

@sukantasahoo4278

Жыл бұрын

Anything more than Bank rate of interest carries proportionate risk. Even deposit in Banks is also involves risk. Hence investment in mutual fund and sip depends on market conditions and the time when you encash MF

but sir g mutual fund me aap kam amount me expensive stocks bhi buy kr sakte ho hai on other hand etf r yet not giving diversifiction like MF ,they r limited

😀 कचर पचर life 🧬।

Sahi bat hai amc aur aejant ke liye mfand sahi hai

You should learn from raju choudhary