Mutual Fund GROWTH Plan vs IDCW (Dividend) Plan - Which is Better ?
Тәжірибелік нұсқаулар және стиль
Mutual fund schemes offer two primary options for the investors: the Growth Plan and the Dividend Plan. Although both plans share the same underlying portfolio, the key distinction lies in how the returns generated by the mutual fund are utilized. In April 2021, SEBI replaced the term "Dividend Option" with "IDCW."
In this video I am explaining the Mutual Fund Growth plan and Dividend Plan (now IDCW) in detail. This includes, how mutual fund returns are taxed and how the taxation is different in both Growth plan and IDCW (Dividend) Plan. This video contains returns calculations of both plans so that you can understand the difference clearly. The benefits and drawbacks of both plans are explained in detail so that you can choose the best plan according to your needs.
Disclaimer
The mutual fund mentioned in this video is for illustration purpose only. This should not be considered as an actual investment recommendation. The information in this video is for educational purposes only and does not constitute financial advice. Mutual fund investments are subjected to market risk, and there is no guarantee of profits. Any investments you make based on the information in this video are entirely at your own risk.
© Pishukkan Episode 121
#mutualfundinvestment #dividend #idcw #dividendpayingstocks #howtoinvestinmutualfund #mutualfundtips #mutualfundforbeginners #bestmutualfund
Пікірлер: 101
Most of the channels keep the content repeating and many are just basics about mutual funds, sip , long term investing , compounding etc which are already known to the people who invest in MF . But this is something not known to many that how % return is calculated for dividend or growth MFs. Good one !
@njanarun
7 ай бұрын
Thank You ❤️
Useful information.. thanks
A very useful video with understanding explanation. ❤. Expecting like this useful videos again.
@njanarun
7 ай бұрын
Sure 😊
Thanks for the mutual fund playlist.. ❤
@njanarun
7 ай бұрын
You are welcome! 😊
Very useful information..,keep going .,really appreciate you ❤
@njanarun
7 ай бұрын
Thank you 💕
Good presentation keep going ❤
@njanarun
7 ай бұрын
Thank you 😊
Useful content
Nalla avatharanam. Clear explanation
@njanarun
20 күн бұрын
Thank You
Really this video very useful for investors like me... Thanks to choose this topic for us ❤
@njanarun
7 ай бұрын
Glad to hear that
Enterley different from other channels.. Keep going pishukkaaaaa..😻 Let the million reach happen soon..
@njanarun
5 ай бұрын
Thank you so much 😀
Good information bro. Thanks
@njanarun
Ай бұрын
🥰🥰
Useful information 👍🏻
@njanarun
7 ай бұрын
Thanks a lot
Really good bro thanks alot
@njanarun
7 ай бұрын
😊
Very informative message for beginners Thanks ❤
@njanarun
3 ай бұрын
My pleasure 😊
Thank you for this useful information
@njanarun
4 ай бұрын
😊
Valuable tips😊😊😊
@njanarun
7 ай бұрын
Glad you liked it
Good one....❤
@njanarun
7 ай бұрын
Thank You
well explained
@njanarun
7 ай бұрын
Thank You ☺️
Good information....❤
@njanarun
5 ай бұрын
Thanks
Thank you ❤
Very useful information thanks 🙏😍
@njanarun
3 ай бұрын
So nice of you
താങ്ക്യൂ ബ്രോ.
@njanarun
Ай бұрын
☺️
Good one 😊
@njanarun
Ай бұрын
Thanks 😊
Very useful
@njanarun
3 ай бұрын
Thanks a lot
Enik esaf bank il aanu account ullath. Innu anweshichappol RD interest rate 8% undenn arinju. Post office il 6.7% aanennanu arinjath. Esaf il RD idunnath safe aano ?
Thanks ❤
@njanarun
6 ай бұрын
🥰
Nice
@njanarun
5 ай бұрын
Thanks
one question to this : If a person is choosing IDCW payout , the return will be paid automatically to the account or only on redemption ?
good
@njanarun
2 ай бұрын
Thanks
Please do a video about tax harvesting in mutual fund if we using sip instalment how to do and Ath compounding ne effect aakkumo ennum ❤good content aanith
@njanarun
7 ай бұрын
നല്ല ടോപ്പിക്ക് ആണ്. Thank you for the suggestion.
informative
@njanarun
7 ай бұрын
Thanks
Useful 😂😂🎉🎉
Use full video
@njanarun
4 ай бұрын
Thanks
useful
@njanarun
7 ай бұрын
Glad you like it
👍👍
👍🏼
@njanarun
7 ай бұрын
😊❤️
👌👌👌
@njanarun
5 ай бұрын
🥰
👍👍😊 good
@njanarun
6 ай бұрын
🥰
Chetta 1 doubt. Njn monthly 3K sip vazhi equity small cap il 3 company il ettal ano nalladh. Ado 3k um 1company il edunna ano nalladh? For 5yrs
@njanarun
7 ай бұрын
അത് ഓരോ ഫണ്ട് അനുസരിച്ച് ഇരിക്കും. എന്നാലും 3 small cap ഫണ്ട് എടുത്താൽ മൂന്നിലും ഉള്ള സ്റ്റോക്കുകൾ ഭൂരിഭാഗവും similar ആയിരിക്കും. അതുകൊണ്ട് ഒരേ സെഗ്മെൻ്റിൽ പല ഫണ്ടിൽ നിക്ഷേപിക്കുന്നതും ഒറ്റ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നതും ഏകദേശം ഒരുപോലെ തന്നെ ആണ്. Diversify ചെയ്യാൻ വേണ്ടി പല മാർക്കറ്റ് ക്യാപ്പിൽ ഉള്ള ഫണ്ടുകളിൽ നിക്ഷേപിക്കണം. പിന്നെ ഇക്വറ്റി ക്ക് പുറമെ debt, gold, etc. ഒക്കെ നിക്ഷേപിക്കണം.
Then what about Dividend yield growth plan?? The name has both Dividend and growth. Please reply
HDFC defence idcw reinvestment plan Pls explain
Thank you.. Reverse mortgage loan നെ പറ്റി ഒരു video ചെയ്യുമോ? Pls...
@njanarun
7 ай бұрын
ചെയ്യാം. ഞാൻ അതിനുള്ള data collection ചെയ്തുകൊണ്ട് ഇരിക്കുകയാണ്.
❤️🔥
@njanarun
4 ай бұрын
🥰
❤😊
@njanarun
7 ай бұрын
😊
Hai sir Dividend option choose cheytha aalkku growth optionilekku change akaan pattumo
@njanarun
7 ай бұрын
IDCW to Growth plan Switch ചെയ്യാൻ പറ്റും. അങ്ങനെ ചെയ്താൽ Exit load & Capital gain tax അടക്കേണ്ടി വരും.
@96561371352
5 ай бұрын
Switch ചെയ്യുന്നത് എങ്ങനെ ആണ്
Supper 😅
@njanarun
4 ай бұрын
Thank you 🤗
Thanx for the video Mr.Arun...i have a mutual fund with IDCW in Axis I don't know what is IDCW..I receive 1000 rupees dividend last year... actually I invest this fund for long term...I have totally 6MF now I accidentally done in Axis IDCW MF because of my lack of knowledge...can I change to growth same Axis MF..is it possible..I invest through groww app... Last 15 months I am investing sip this fund.. what is your suggestions..
@njanarun
7 ай бұрын
IDCW to Growth plan Switch ചെയ്യാൻ പറ്റും. അങ്ങനെ ചെയ്താൽ Exit load & Capital gain tax അടക്കേണ്ടി വരും. അതുകൊണ്ട് ഈ SIP തുടരുക. എന്നിട്ട് ഡിവിഡൻ്റ് കിട്ടുമ്പോൾ ആ പണം ഇതേ സ്കീമിൽ lumpsum ആയി നിക്ഷേപിക്കുക. ലാഭം ആണല്ലോ വീണ്ടും നിക്ഷേപിക്കുന്നത്. അതുകൊണ്ട് പവർ ഓഫ് compounding nte ഒരു ഇഫക്ട് കിട്ടും. ഇത് എൻ്റെ അഭിപ്രായം ആണ്. ഫിനാൻഷ്യൽ advise ആയി എടുക്കരുത്. ഒരു certified mutual fund advisor ആയി സംസാരിച്ച ശേഷം തീരുമാനം എടുക്കുക.
@anugeorge4806
7 ай бұрын
@@njanarun okay got it.. Thanks 👍
✌️
@njanarun
7 ай бұрын
😊
സാർ ഞാൻ അഞ്ചുവർഷമായി റെഗുലർ ഗ്രോത്ത് ഓപ്ഷനിൽ എസ്ഐപി ചെയ്യുന്ന വ്യക്തിയാണ് എനിക്ക് ഇതുവരെ നിങ്ങൾ പറഞ്ഞ പ്രകാരം യൂണിറ്റ് പർച്ചേസ് ചെയ്തതായി കാണുന്നില്ല പക്ഷേ എന്നെ വി ഉയർച്ച ഉണ്ടായിട്ടുണ്ട് ഒന്ന് വിശദീകരിക്കാമോ
@pt2343
7 ай бұрын
Arun pls answer this question 🙏
@njanarun
7 ай бұрын
ലാഭം കിട്ടുന്ന തുക Reinvest ആകുന്നു എന്നത് എളുപ്പത്തിൽ മനസിലാക്കാൻ വേണ്ടിയാണ് അങ്ങനെ പറഞ്ഞത്. ലാഭം ഉണ്ടാകുമ്പോൾ താങ്കൾ പറഞ്ഞത് പോലെ NAV ആണ് കൂടുക. NAV കൂടുന്നത് വീഡിയോയിൽ ഉള്ള sample calculation ഇൽ പറയുന്നുണ്ട്.
Bro 3 small cap fundil 500 vech sip cheyyunnath ano atho 1500 vech ethelum oru small cap fund il invest cheyyunnath ano nallath? Small cap il invest cheyyan 1500 rs mattivekkanam ennund..ithil eth eth reethiyil cheyyunnath anu nallath ?diversify cheyyano?
ഞാൻ ഒരു പുതിയ Investor ആണ്. SIP ചെയ്യുന്നുണ്ട്. Lumpsum എപ്പോഴാണ് choose ചെയ്യാൻ നല്ലത് NAV കൂടിയ സമയത്ത് Invest ചെയ്യുന്നത് Growthനെ ബാധിക്കില്ലേ.
@njanarun
7 ай бұрын
ഇത് ഒന്ന് കണ്ടു നോക്കൂ: kzread.info/dash/bejne/apZ8xLSjZKq8gdY.html
...
IDCW is a nonsensical abbreviation 🤷
Useful information.. thanks
@njanarun
7 ай бұрын
😊😊
Useful information.. thanks
@njanarun
7 ай бұрын
Welcome