How to Invest for Long-Term, Mid-Term & Short-Term Goals | Best Investment Plans

Тәжірибелік нұсқаулар және стиль

When it comes to investing for future goals, most people focus solely on returns. However, this is not the only factor to consider. Other important factors include your investment horizon, risk tolerance, and liquidity needs.
Investment horizon: This is the length of time you have before you need to access your investment. If you have a long investment horizon, you can afford to take on more risk in order to potentially achieve higher returns. However, if you have a short investment horizon, you may need to choose lower-risk investments that are less likely to fluctuate in value.
Risk tolerance: This is your willingness to accept losses in your investment portfolio. Some people are comfortable with taking on a lot of risk, while others prefer to play it safe. It is important to choose investments that align with your risk tolerance.
Liquidity needs: This is how quickly you need to be able to access your investment funds. If you need to be able to access your money quickly, you will need to choose investments that are liquid, meaning they can be easily sold without losing value.
Considering all these facts, the investment you should choose for short-term goal, mid-term goals and long-term goals should be different.
How to invest for a long-term goal will not to the same as how to invest for mid-term goal. It will be different for a short-term goal.
In this video I am giving a complete guide to choosing the right investment options for short, medium, and long-term goals.
00:00 Intro
00:47 Long Term Investment
08:02 Mid Term Investment
10:41 Short term investment
© Pishukkan Episode 119
#howtoinvest #goldinvestment #mutualfundinvestment #realestateinvesting #longterminvestment #shortterminvestment #midterm #bestinvestment #investmenttips #investforfuture #financialplanning

Пікірлер: 37

@pramodpramod55318 ай бұрын
Rrisk എടുക്കാതെ പണം ഉണ്ടാക്കാൻ പറ്റില്ല stock ൽ invest ചെയ്യുക ഉള്ള പണം മൊത്തം ഒരു time ൽ investment ചെയ്യാതെ 50 ശതമാനം invest ചെയ്യുക ഒരോ dip കളും അവസരമാക്കുക
@HiphopDhoni
8 ай бұрын
Sip vazhi invest cheythamathi
@godwinjohn33998 ай бұрын
Very true explanations. Thank you ❤
@njanarun
8 ай бұрын
Glad it was helpful!
@salinijobinse47108 күн бұрын
Is it better to put FD as short term (1 year) abroad (UAE) or long term ( 10 year) in India. What are the things to consider
@hameedkv46128 ай бұрын
I subscribe Boss good analysis
@njanarun
8 ай бұрын
Thank You 😊
@travelstoriesofjbr24178 ай бұрын
Zerodha coinsil Best SIP ethanu parayamo. Monthly 5k idaan pattiyath
@dayalkumarcb93308 ай бұрын
👍👍
@njanarun
8 ай бұрын
😍
@harshak44876 ай бұрын
Can you please explain about Demat account
@harshak44876 ай бұрын
Can you please do videos on trading
@anilnaik99938 ай бұрын
Hi, long term investment il ideal split enthavum between Equity MF and Sovereign Gold bond..
@njanarun
8 ай бұрын
10% to 20% of Total Investment in SGB seems ideal.
@AnanthapuriArunKumar8 ай бұрын
Can you explain the reverse mortgage loan ? If you have already done a video please share the details. Thanks
@njanarun
8 ай бұрын
Will do a video on that topic soon. Thank you for the suggestion
@littygeo54318 ай бұрын
Thank you.. Reverse mortgage loan നെ പറ്റി or video ഇടുമോ?
@njanarun
8 ай бұрын
Cheyyam 🙂
@yusufkp708 ай бұрын
വീടും സ്ഥലവും വാങ്ങുന്ന പൈസ mutual ഫണ്ടിൽ ലംസം ആയി ഇൻവെസ്റ്റ്‌ ചെയ്തൂടെ...അതല്ലേ നല്ലത് ????
@njanarun
8 ай бұрын
നല്ലത് എന്ന് പറയുന്നില്ല. അതും ഒരു ഓപ്ഷൻ ആണ്. പണ്ട് ആർക്കും വേണ്ടാതെ കിടന്ന സ്ഥലങ്ങൾ പൊന്നും വില ആയത്. അങ്ങനത്തെ സ്ഥലത്ത് പ്ലോട്ട് വാങ്ങിയാൽ ചിലപ്പോൾ mutual ഫണ്ടിനേക്കാൾ ലാഭം കിട്ടും. അതേപോലെ വർഷങ്ങളായിട്ടും തീരെ വില കൂടാത്ത ചില സ്ഥലങ്ങളുമുണ്ട്.
@trueindian35738 ай бұрын
Sir one doubt...is it better to invest in small cap fund than small cap index fund if period is greater than ten years?
@njanarun
8 ай бұрын
1. Index fund has lesser expense ratio. 2. Small-cap index funds have outperformed most small-cap funds over the long term. So, it is generally considered better to invest in small-cap index funds than small-cap funds over the long term. However, it is important to note that past performance is not necessarily indicative of future results.
@trueindian3573
8 ай бұрын
@@njanarun Thank u so much for reply sir..I am in my late 30s and started investing recently...I am doing sip in nifty50 index, Midcap index and small cap index...and also one Navi nadaq 100 index funds...10 yrs minimum I would like to do this...do you think this is fine to continue or any suggestion ?
@njanarun
8 ай бұрын
This portfolio looks good for this investment horizon, as per my understanding. All the best 👍
@trueindian3573
8 ай бұрын
@@njanarun Thank u 🙏
@praveen.74378 ай бұрын
Arun Etta cold anno
@njanarun
8 ай бұрын
Cheruthayittu
@saroopmv31567 ай бұрын
sip,lumpsum അല്ലാതെ വേറെ ഓപ്‌ഷൻസ് ഉണ്ടോ... അതായത് പൈസ ഉള്ളപ്പോൾ ഇടുന്ന ടൈപ്പ് ഈ മാസം പൈസ ഇടുന്നു.. പിന്നെ കുറച്ചു കഴിഞ്ഞു വീണ്ടും... അങ്ങനെ ഉള്ള mutual funds undo.?
@njanarun
7 ай бұрын
കയ്യിൽ പണം ഉള്ളപ്പോൾ lampsum ആയി ഇൻവെസ്റ്റ് ചെയ്താൽ മതി.
@saroopmv3156
7 ай бұрын
@@njanarun അങ്ങനെ പണം ഉള്ളപ്പോൾ ഒരേ ഫണ്ടിൽ തന്നെ ഇടുന്ന കാര്യം പറഞ്ഞു തരാമോ ? പ്ലാറ്റ്ഫോം.. ബെസ്റ്റ് funds.?
@njanarun
7 ай бұрын
ഇത് ഒന്ന് കണ്ട് നോക്കൂ: kzread.infoUpI3dE8VHJ0?si=19r7__ObcvqwOCmV
@Usertob18 ай бұрын
Risk ഒട്ടും എടുക്കാതെ സേഫ് ആയിട്ടുള്ള എല്ലാ investments നെയും കുറിച്ച് വിശദമായി ഒരു വിഡിയോ ചെയ്യാമോ?
@Anu16616
8 ай бұрын
All post office scheme
@njanarun
8 ай бұрын
ഈ 2 video കണ്ട് നോക്കൂ. kzread.info/dash/bejne/fmeXpcaEldzgXbg.html kzread.info/dash/bejne/ZWyp1M-ggcTfaMo.html
@Usertob1
8 ай бұрын
@@njanarun ok thank you
@manujohn998 ай бұрын
But isn't Debt Mutual Funds more riskier than growth Mutual funds for 3years investment???
@njanarun
8 ай бұрын
There are debt mutual funds which has maturity period less than 3 years. That is also an option to consider.