Money news - Dynamic pricing, HMRC u-turn, living wage & more | Cash Chats

Andy welcomes our new Deputy Editor, Amelia Murray, to look back on the big news stories from the last week and how they will affect you and your money.
W A T C H N E X T
How many ISAs can I have? New rules explained
• How many ISAs can I ha...
#yourmoney #moneynews #moneysaving
00:00 Welcome to our new Deputy Editor
01:15 Minimum wage rise still below living wage
04:50 Rise in ethical shopping despite current cost of living
09:33 13m adults have accidentally subscribed to something in 12 months
15:28 Metro bank to end 7-day trading and whistleblower concern
19:25 Latest Nationwide advert banned
23:30 HMRC U-turn
27:56 WASPI women pension compensation
31:50 Dynamic pricing coming to a number of attractions
37:27 1 year wait for airport liquid rule to be lifted
MORE
S U B S C R I B E / @becleverwithyourcash
N E W S L E T T E R - becleverwithyourcash.com/news...
(You'll also get a free Quidco bonus for signing up)
T W I T T E R - / beclevercash
I N S T A G R A M - / becleverwithyourcash
F A C E B O O K C O M M U N I T Y - / 2661970707423383
W E B S I T E - becleverwithyourcash.com
A B O U T A N D Y
Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.
DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.

Пікірлер: 44

  • @LawrenceTimme
    @LawrenceTimmeАй бұрын

    They should have dynamic prices on flights based on passenger weight too as well as the luggage. That would be a good idea.

  • @notwkrail

    @notwkrail

    Ай бұрын

    I agree Let's keep Americans in the land of the free

  • @LawrenceTimme
    @LawrenceTimmeАй бұрын

    Why doesn't one of the banks open 5-9pm or something rather than 10am till 4pm when everyone is at work

  • @seanwalsh168
    @seanwalsh168Ай бұрын

    I think it makes no sense to remove the human factor from the self assessment service. You are 100% right that for some things we just need the right answer from a verified source. Financial education is poor as it is. How can they expect people to report their taxes properly without the advice of a qualified person. Or even to have the information online communicated in an understandable form. Especially when improper tax self assessments can result in fines or more.

  • @hannah60000

    @hannah60000

    Ай бұрын

    Agreed. I’m part of the so-called “digital generation”, yet, when to a situation that is a bit more complex, I always prefer to speak to a human. There are things you can convey in speech that you cannot over text, let’s not even mention asking those bots with limited information that you’ve probably read on the website already.

  • @hannah60000
    @hannah60000Ай бұрын

    @32:25, Disneyland sort of does this dynamic pricing worldwide - I don’t know if they consider weather, but if a particular day is popular, the price usually goes up if you happen to buy! I understand that Amazon also does dynamic pricing for items (increases and decreases). It’s “interesting” to say the least.

  • @aileenhindley5964
    @aileenhindley5964Ай бұрын

    Hello Amelia - congrats on your new position.

  • @LawrenceTimme
    @LawrenceTimmeАй бұрын

    Signing up to news letters like clever with your cash is sensible.

  • @MrCybernick
    @MrCybernickАй бұрын

    I used a coin machine in my local Morrisons and it did not say anything clearly about it keeping a 20% commision...

  • @travellingtom6091
    @travellingtom6091Ай бұрын

    She sounds like a nice lady and a great communicator.

  • @hannah60000
    @hannah60000Ай бұрын

    @37:19, Now that would cause an uproar! Imagine you go into a shop in the morning and burgers are £3.50 a pack, then in the afternoon it’s £5 due to it being a hit BBQ day. The supermarkets might be weary to implement, but the smaller corner stores or off licences… 😅

  • @LawrenceTimme
    @LawrenceTimmeАй бұрын

    I never sign up to anything free trails. They are always a pain to cancel. They'd have to pay me to try them and use them 😂😂😂

  • @LawrenceTimme
    @LawrenceTimmeАй бұрын

    I like the idea of dynamic prices. That means on rainy days it will be really cheap.

  • @helengoodin3516
    @helengoodin3516Ай бұрын

    Nice to welcome Amelia to the podcast. Sound connection could be improved though

  • @LawrenceTimme
    @LawrenceTimmeАй бұрын

    I heard you get 10% of all flights using the Boeing 737 max if you bring your own tool to secure the panels on the plane before take off.

  • @KasiaZalucka
    @KasiaZaluckaАй бұрын

    Welcome Amelia, great content guys! Advice from a video editor - please get her some microphone / get rid off this noise cancellation (probably turned on by default on zoom/laptop) - it makes sound come and go, tad distracting

  • @stevenwoollard7266
    @stevenwoollard7266Ай бұрын

    I have a ISA question on how the interest rates work! I am very new to the savings game and trying my best to sort out my financials so hopefully someone can help! I see Moneybox has the 5.16% * AER (variable) offer. If I was to deposit say £500 a month into that account, every month for the year, would the interest be compounded and total up to a higher amount or would it work out to be just a 5.16% increase on top of what I have deposited total? Any help on what is most likely a silly question would be greatly appreciated!!

  • @tedlangton8667

    @tedlangton8667

    Ай бұрын

    AER includes compounding in it's percentage. But As you are depositing monthly the not all the money is in the account for the full year so it won't return the full 5.2%. Compared to if you say deposited £1000 at the start of the year at the end of the year you would get the full £52 in interest. Not a silly question, it is confusing

  • @Sun-ei4gi
    @Sun-ei4giАй бұрын

    Gym Membership direct debits. I know many people who pay for a membership and don't go to the gym. One friend hasn't been in over year.

  • @RyanEmmett
    @RyanEmmettАй бұрын

    Great video format and interesting discussion, thanks.

  • @davidbrough2822
    @davidbrough2822Ай бұрын

    Thank you to you both, a really good show.

  • @motiveintentionsincerity1925
    @motiveintentionsincerity1925Ай бұрын

    Dynamic pricing! Supply and Demand. Deal with it, and pay it ! I'm fine with dynamic pricing, why shouldn't taxi / uber drivers have some good moments of being rewarded for the work they do. Fin Air now have dynamic pricing for body weight, and about time !

  • @LawrenceTimme
    @LawrenceTimmeАй бұрын

    A minimum wagie isn't suppose to sustain you your whole life and have a car, holidays, new iphone, 15 sky packages and 12 kids. Its suppose to be a job to start off or just surviving on that's why its the minimum.

  • @kinggeoffrey3801

    @kinggeoffrey3801

    Ай бұрын

    Unfortunately a lot of skilled jobs are now minimum wage. Or 10p above it. It's a pittance either way.

  • @Arghans
    @ArghansАй бұрын

    The liquids thing really is just an issue at UK airports. It’s always a lot more relaxed abroad with many not even caring about laptops and tablets being out of the bag. It really does seem to just be a power play as even cabin crew get grief despite the nature of their job and needing a dozen mini items to keep themselves presentable.

  • @motiveintentionsincerity1925

    @motiveintentionsincerity1925

    Ай бұрын

    TSA in the US are extreme on Airport security, full on, and don't take no nonsense to some of their authoritarian 🐂 💩

  • @Naomi-zj2yf
    @Naomi-zj2yfАй бұрын

    Congratulations Amelia ✨

  • @notwkrail
    @notwkrailАй бұрын

    Hi A M where can i get the half a headphone ?

  • @skinnyfiuk
    @skinnyfiukАй бұрын

    Any news on Co.op merger with Coventry BSoc ?

  • @notwkrail
    @notwkrailАй бұрын

    HSBC are offering cash for matresses3

  • @motiveintentionsincerity1925
    @motiveintentionsincerity1925Ай бұрын

    Great isn't it, were is the compensation for us guys also ! Due to the historical past inequality of retirement status for men !!!

  • @motiveintentionsincerity1925
    @motiveintentionsincerity1925Ай бұрын

    Banks in Thailand can provide you with a new, a replacement debit card in branch. Simplicity at its best !

  • @mickd802
    @mickd802Ай бұрын

    Normal people can’t afford fair trade products,the richer buy this stuff so obviously it hasn’t gone down because there not feeling it yet

  • @sandrabalmer-bb5xq
    @sandrabalmer-bb5xqАй бұрын

    I wouldn’t want to accept information from a KZreadr as they are not tax experts.

  • @antonymcneillis
    @antonymcneillisАй бұрын

    👏🏻👏🏻👏🏻👍🏻🙏

  • @damianonana
    @damianonanaАй бұрын

    A bit of fresh air with Amelia's beautiful voice. However, I don't know if it is because of the connection or Amelia's microphone 🎤 either should be improved. Anyway, well done to you both.

  • @thisispw
    @thisispwАй бұрын

    Profiteering by so many industries, needs investigating. Retail prices v costs.

  • @sandrabalmer-bb5xq
    @sandrabalmer-bb5xqАй бұрын

    Sound quite poor on Amelia’s pieces.

  • @motiveintentionsincerity1925
    @motiveintentionsincerity1925Ай бұрын

    I despise the free trial by these unethical online subscription providers. They can and are able to provide a free trial without them making a demand that the person taking the free trial cancels. Utterly unethical by these capitalist rats, giving capitalism a poor reflection. I am all for capitalism, however 'ethical capitalism' ! No ethics in business then may karma have it's way on your business.

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