Loan Against LIC Life Insurance Policy - Hindi

Тәжірибелік нұсқаулар және стиль

How to take loan against LIC policy or against Life Insurance from any other Bank?
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What are the interest rates charged in Loan against LIC Policy? What are eligibility requirements and documents required? How to calculate the loan amount that you can get on Surrender Value of your LIC policy or other Life Insurance Policy?
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Term Insurance Plan: • Term Insurance Plan - ...
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एलआईसी पॉलिसी या किसी अन्य बैंक से लाइफ इंश्योरेंस के आधार पर ऋण कैसे लिया जा सकता है? ब्याज दरें क्या होती हैं? पालिसी के आधार पर लोन के लिए पात्रता नियम और आवश्यक दस्तावेज़ क्या होते हैं? अपनी एलआईसी पॉलिसी या अन्य लाइफ इंश्योरेंस पॉलिसी के सरेंडर वैल्यू पर ऋण की रकम की गणना कैसे की जा सकती है?
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In this video, we have explained:
How to take a loan against LIC policy?
How to take a loan against any life insurance policy from any other insurance company or bank?
How to take a personal loan against LIC policy or any other life insurance policy?
What type of insurance policy can be used to take a loan?
What are the purposes a loan can be taken against and LIC policy or any other life insurance policy?
What are ULIPs (Unit Linked Insurance Plan)?
Can you take a loan against ULIPs (Unit Linked Insurance Plan)?
What is the maximum loan tenure for the loan against life insurance policy?
What are the interest rates for the loan against LIC policy or any other life insurance policy?
How to calculate the loan amount for a loan against life insurance policy in India?
What are the eligibility criteria and documents required for the loan against LIC policy?
What is the loan repayment process for loan against life insurance policy?
एलआईसी पॉलिसी के आधार पर लोन कैसे लिया जा सकता है?
किसी भी अन्य बीमा कंपनी या बैंक से किसी भी जीवन बीमा पॉलिसी के आधार पर लोन कैसे ले सकते हैं?
एलआईसी पॉलिसी या किसी अन्य जीवन बीमा पॉलिसी के आधार पर पर्सनल लोन कैसे ले सकते हैं?
लोन लेने के लिए किस तरह की बीमा पॉलिसी का उपयोग किया जा सकता है?
एलआईसी पॉलिसी या किसी अन्य जीवन बीमा पॉलिसी के आधार पर लोन किन उद्देश्यों के लिए लिया जा सकता है?
यूआईएलआईपी (यूनिट लिंक्ड इंश्योरेंस प्लान) क्या हैं?
क्या आप यूएलआईपी (यूनिट लिंक्ड इंश्योरेंस प्लान) के आधार पर लोन ले सकते हैं?
जीवन बीमा पॉलिसी के आधार पर लोन लेने के लिए अधिकतम लोन टेन्योर कितनी होती है?
एलआईसी पॉलिसी या किसी अन्य जीवन बीमा पॉलिसी के आधार पर लोन के लिए ब्याज दरें क्या हैं?
इंडिया में जीवन बीमा पॉलिसी के आधार पर लोन लेने के लिए लोन अमाउंट की गणना कैसे करें?
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Hope you liked this video in Hindi on “Loan Against LIC Life Insurance Policy”.

Пікірлер: 229

  • @AssetYogi
    @AssetYogi Жыл бұрын

    Compare & Buy Term Life Insurance here: bit.ly/term-life-insurance-compare

  • @Cheetasi

    @Cheetasi

    11 ай бұрын

    Agar hmara itr nhi bharte Toh kya mil jayega na hi salary ati hai mummy ki

  • @mohitkapoor7024
    @mohitkapoor70243 жыл бұрын

    Thank you for the information.. You saved me today. I just got a call from saying Bajaj Finance and asking me to buy Axa Life ins for the loan of 13 Lacs.

  • @akshaychauvan8708
    @akshaychauvan87085 жыл бұрын

    Mukul ji kay aap sbi life insurance ke baare me ek video banayenge aur uske against lone kese milega aur kay kay faida aur ghata hai. Please🙏🙏💓.

  • @pratulmishra7317
    @pratulmishra73175 жыл бұрын

    Amazing information ! Please upload more !

  • @lomishkumar555
    @lomishkumar5555 жыл бұрын

    Very well defined.nice info as usual..

  • @puneetsahu7975
    @puneetsahu79754 жыл бұрын

    You done a very good job sir. All information in one video thank u so much sir

  • @AssetYogi

    @AssetYogi

    4 жыл бұрын

    Keep learning Puneet :)

  • @destiny1689
    @destiny16893 жыл бұрын

    Hi Mukul I have been following your videos since long, they are very very informative and useful. Simple language and easy to understand. Just like you share market and mutual fund series can you please also make series on various LIC INVESTMENT SCHEMES for all kind of age group.

  • @rajratan6757

    @rajratan6757

    Жыл бұрын

    Me v mem

  • @parmarprakash41
    @parmarprakash414 жыл бұрын

    Thank you for the informative video. May I know what's the effect on risk cover if I took a loan on policy ?

  • @sharadkamble1380
    @sharadkamble13803 жыл бұрын

    so thankful of you.. sir... your video help(financially) me much more..

  • @AssetYogi

    @AssetYogi

    3 жыл бұрын

    Thanks Sharad 😊

  • @ashishguide1280
    @ashishguide12803 жыл бұрын

    You are great sir your explanation is superb

  • @arjunvaid6034
    @arjunvaid60345 жыл бұрын

    awesome knowledge sir...

  • @aslamnawaz1857
    @aslamnawaz18576 жыл бұрын

    Excellent information.

  • @ashvinpatel-mj7qp
    @ashvinpatel-mj7qp3 жыл бұрын

    Good Video Thankuy Sir asa Ek Lic ka Vedio Thankuy Sir

  • @omarfar123
    @omarfar1232 жыл бұрын

    Waao, Explained in simple language , It shows how much effort you have put to make this, Keep up the good work,

  • @ahmedibraheem305
    @ahmedibraheem3054 жыл бұрын

    Lic Adrssproof ke liye pasport me use kar sakte hen

  • @sunnykurrey3705
    @sunnykurrey37054 жыл бұрын

    Very valuable video, thankyou sir for making this nice video

  • @AssetYogi

    @AssetYogi

    4 жыл бұрын

    Thanks Keep supporting Sunny :)

  • @souvikpal757
    @souvikpal7576 жыл бұрын

    mera old jeevan anand policy hay...8lakh ka sum assured hay ...kitna loan mil sakta hyay ?normal homeloan to lenge but o bhi kam ho raha hay .....plz suggest ..

  • @AnoopKumar-cs7jq
    @AnoopKumar-cs7jq6 жыл бұрын

    Is LIC demand first installment cheque in advance? One of LIC adviser asking me to give 30k cheque in advance to apply for 3 lakh amount loan.

  • @savivishwakarma2218
    @savivishwakarma22186 жыл бұрын

    aur tab tak apka ye video aa gya thank.

  • @AssetYogi

    @AssetYogi

    6 жыл бұрын

    That's great!

  • @navneet2649
    @navneet26494 жыл бұрын

    loved the video!

  • @Muffindiaries
    @Muffindiaries2 жыл бұрын

    very informatic video, thnks

  • @AssetYogi

    @AssetYogi

    2 жыл бұрын

    Thanks Sandeep.

  • @BhanuTejapolukonda
    @BhanuTejapolukonda4 жыл бұрын

    Term plan and term insurance ekhi nahi hai kya apka home loan insurance me app term insurance leneku suggest ki hai. Kya mujhe term insurance policy se home loan mil sakt hai kya if yes how much interest?

  • @nextgencupid
    @nextgencupid4 жыл бұрын

    i have a 5 year old lic policy which i wish to surrender, but my agent is saying if i'll surrender, i'll get lesser value and rather i should take loan which is of higher value due to inclusion of bonuses. he's saying simply dont repay the loan... policy will be forfieted...nothing else..no impact on cibil...can this be true??? PLEASE REPLY

  • @glamwithpriyanka559
    @glamwithpriyanka5595 жыл бұрын

    Sir difference between lien and assignment par video bnao..

  • @naveensuyal8113
    @naveensuyal81136 жыл бұрын

    Bhai Saab pli police Jo Post office ki hoti hai usme bhi loan me sakte hai kya?

  • @nagirirafiq8634
    @nagirirafiq86345 жыл бұрын

    bahut accha hi.

  • @akashsingh-pv6sm
    @akashsingh-pv6sm6 жыл бұрын

    the bank charge interest on compound basis or simple interest basis

  • @prasadkale9234
    @prasadkale92344 жыл бұрын

    sir please give me detail knowledge of tax on fixed deposite

  • @abhishekmisra733
    @abhishekmisra7335 жыл бұрын

    Sir I want to take loan for mba through reuim as 7.5 lakh, my father is having SBI premium policy of 10 lakhs, sir what is interest rate from SBI premium

  • @vijaygaikwad9199
    @vijaygaikwad9199 Жыл бұрын

    Aur kya loan lene per lic se milne wale bonus amount per kuch impact hota hain, surrender value me bonus amount ko calculate nahi karte , mere lic jeevan anand policy ko 8 saal hue hain July me

  • @praveenabhandari574
    @praveenabhandari5743 жыл бұрын

    Seriously u r like guardian to all the learners ❣️❣️🌺

  • @AssetYogi

    @AssetYogi

    3 жыл бұрын

    Thanks Prapti

  • @Ranawaqar936
    @Ranawaqar9365 жыл бұрын

    Bhai 8 saal se life insurance me 6000 Wali bhar rha hn meezan bank ke zariye loan le Lia he abhi account me hi he to Mera irada badal gea he Agar me ise wapis krna chahon to kr skta hn? Or bhi 3 policyan khulwai hen Agar wo bhi band krwana chahen to band ho jae gi??

  • @548647
    @5486473 жыл бұрын

    Kya ham apani premium or sum assured ko reduced kar sakte hain

  • @mrpravindhone6689
    @mrpravindhone66896 жыл бұрын

    Nice video ..sir

  • @tusharsaha7160
    @tusharsaha71605 жыл бұрын

    Thank you.

  • @AssetYogi

    @AssetYogi

    5 жыл бұрын

    Hope it helps 😊

  • @sagnikgupta4852
    @sagnikgupta48525 жыл бұрын

    Sir ek sawal hai agar meina pehla loan hai LIC sa ek policy sa aur meina loan repayment nahi ki LiC mature hogayi aur policy seize hogai kya mujhe black list kar degi?

  • @rakhipal3291
    @rakhipal3291 Жыл бұрын

    Hum lic bhopal . MP state me kiya tha or aabhi main west bengal me hoo to lic se loan ke liya kiya bhopal jana parega ya eadjar se hii hoo jaayeaga

  • @rakesh1993ful
    @rakesh1993ful4 жыл бұрын

    Can nominted person (not the primary insured peson) apply for loan on Lic ?

  • @neerajgupta8260
    @neerajgupta82605 жыл бұрын

    how to calculate interest 10 -12 percent of principal value per year or 10 -12 percent per 6 month

  • @sohanlalmoriya2835
    @sohanlalmoriya2835 Жыл бұрын

    Surrender value calculation app name please Thanks for sharing details in such a beautiful way

  • @kaushallmandaal4794
    @kaushallmandaal47943 жыл бұрын

    Thank you for your help

  • @AssetYogi

    @AssetYogi

    3 жыл бұрын

    Always welcome

  • @Newsnent
    @Newsnent5 жыл бұрын

    Salary slip mein koi criteria hai ki 25kke upar salary Hona chaiye

  • @ddmehta88
    @ddmehta885 жыл бұрын

    Malik Sahab, me 2011 se LIC ke New Endowment plan me every year approx 6000 invest kar rahahu. Abtak 8 years me 47040 invest kar chuka hu. Aur LIC ne abtak Gurrented addition 36,200 ka add kar diya he. To return kitna huva Sir ji... Please answer

  • @chinniravi999
    @chinniravi9992 жыл бұрын

    The interest we paid against the loan, is possible LIC will add that amount to our policy maturity value or LIC will keep that amount. Please clarify. One of my friend said that the interest paid will be added to policy maturity value.

  • @nileshgupta4623
    @nileshgupta46234 жыл бұрын

    Who is the custodian of LIC policy in case of loan given by Bank and what indicates that policy is currently used in loan???

  • @latadewangan2782
    @latadewangan2782 Жыл бұрын

    Thank u sir🍬🍬🍬

  • @navneet2649
    @navneet26494 жыл бұрын

    @09:45, great video, sir one request pls make a series on LIC and its policies also just like you have made a series for share market and Mutual funds! Lakhs of people are gonna love it in the way u explain things!

  • @madhavsharma2804
    @madhavsharma28045 жыл бұрын

    Dear sir, main single hu ,mene private bank se home loan liya h main PMAY subsidy ke liye kaise apply kar sakta hu

  • @gauravkashive3948
    @gauravkashive39483 жыл бұрын

    Thanks sir really nice video

  • @AssetYogi

    @AssetYogi

    3 жыл бұрын

    Most welcome

  • @vijaygaikwad9199
    @vijaygaikwad9199 Жыл бұрын

    Kya lic policy pe liya hua loan cibil me show karta hain , hala ki aapne bataya cibil check nahi hota hain?

  • @JPMahapatra
    @JPMahapatra3 жыл бұрын

    Very nice described 👍👍🙏

  • @AssetYogi

    @AssetYogi

    3 жыл бұрын

    Thanks 😊

  • @mahayodha_arjun
    @mahayodha_arjunАй бұрын

    Sir kya ham loan ke paiso ko matual fund le sakte hai.

  • @pritamkahali549
    @pritamkahali5495 жыл бұрын

    agar koi salaried person nahi hai aur wo income tax ki return file karna chata hai to kyse kare. eg. professionals

  • @hemuniyal7641
    @hemuniyal7641 Жыл бұрын

    Nice knowledge, Thanks

  • @AssetYogi

    @AssetYogi

    Жыл бұрын

    Most welcome Hem

  • @sakshisinghal6259
    @sakshisinghal62596 жыл бұрын

    Very good video Mukul, these information are very helpful for Loan process

  • @AssetYogi

    @AssetYogi

    6 жыл бұрын

    Thanks!

  • @VineetKumar-pr3li

    @VineetKumar-pr3li

    5 жыл бұрын

    Sakshi singhal

  • @subhambhai707

    @subhambhai707

    5 жыл бұрын

    SUBHAM Bhai

  • @ananddhaske3555
    @ananddhaske35552 жыл бұрын

    Is it good to surrender lic policy to by home after paying 12 year policy

  • @shashinashe34
    @shashinashe34 Жыл бұрын

    Whether Bonus will be added in during loan term?

  • @sourabhsingh7895
    @sourabhsingh78954 жыл бұрын

    sir mare pass Bhartiya Axa Life Insurance se call Aata hi vah Mujhe a 10 lakh life insurance karane ko bolate Hain aur aur use insurance ki base per Mujhe Citibank kee through 10 lakh ka loan provide karvane a ke liye Ye bolate Hain aur aur use lone ko pay karne ke liye 12 Sal Ka time Milta Hai Jiski EMI per year Jaati Hai vah 1 emi. advance Mang rahe hain uska incurenc krve ga fir 20 days ka under bank ka amount credit ho jae ga us policy ma nomani citi bank ho ga kya esaa ho skta hai sir plzz btaiya aap

  • @hemantchauhan4529
    @hemantchauhan45295 жыл бұрын

    How to change lic branch to others city online Please make a video

  • @panchalumed
    @panchalumed5 жыл бұрын

    Nice very nice

  • @gouravfromuk
    @gouravfromuk Жыл бұрын

    Is this reducing rate or flat? Like car loan are reducing rate.

  • @girishojha582
    @girishojha5822 жыл бұрын

    Hello sir very nice illustration

  • @AssetYogi

    @AssetYogi

    2 жыл бұрын

    Thank you so much 😀

  • @nizammohd1543
    @nizammohd1543 Жыл бұрын

    Hello sir kya koi aesa bhi plan hai LIC Policy mein ki aaj hamney LIC li or 15 Din baad hame lon milsakta hai kya hamare pas phone aatey hai ki agents policy lon 15 din me kya ye pocibal hai

  • @pb03gamingff28
    @pb03gamingff28 Жыл бұрын

    Sir Surender valuy nikalne vali app konsi hai lic

  • @ranjitvehniwal5166
    @ranjitvehniwal51663 жыл бұрын

    Plot purchase pe video bnao sir

  • @rajuprasad1366
    @rajuprasad13666 жыл бұрын

    Sir surrender value kaise count kiya jaye iske baare me v kuch btaye & present aur 2-3 saal baad ka surrender value kya hoga iske baare me koi app ki baat aap bol rhe the, plz guide me

  • @AssetYogi

    @AssetYogi

    6 жыл бұрын

    Please watch this video - kzread.info/dash/bejne/dod2ldSne7mqn7w.html

  • @sanjaykumargund3365
    @sanjaykumargund33655 жыл бұрын

    Pehel loan lic per liya to dusara additional loan mil sakat hai

  • @NikhilPatil-lj9pt
    @NikhilPatil-lj9pt6 жыл бұрын

    Bhai muze ek bat samaz nahi ayi , ki lic ka loan amount bank account me ayega uska me trading aur speculation me use ki , ye lic ko kaise pata chalega ?

  • @AssetYogi

    @AssetYogi

    6 жыл бұрын

    Normally, LIC doesnt track every loan it gives. Lekin just in case of default, agar aapke bank statement se pata chalta hai to aapki LIC policy forfeit ho sakti hai. So be careful.

  • @sushantkatekar2591
    @sushantkatekar25916 жыл бұрын

    Thank you sirji..You solved my problem. Keep it up

  • @gauravpatel8091
    @gauravpatel80914 жыл бұрын

    If a person had paid 2 year's premium of Lic jeevan Anand policy 815 and suddenly he felt that this not a good policy for him and he don't want to continue with this policy. what should he do to bear minimum loss - 1) continue up to 3 year then surrender and get surrender value. 2) continue up to 3 year and then stop paying premium and wait till the maturity get money. 3) discontinue the policy from 2 years onwards and the premium of the third year(only 3rd year) should invest in Fixed deposit or Mutual fund and leave it upto the maturity date of lic policy. which will be best option?

  • @tejasmakwana7083
    @tejasmakwana7083 Жыл бұрын

    I had done mistakes by taking life insurance product Aditya birla and Hdfc sanchay par advantage what shoul i do can you suggest me🙏

  • @user-rt2fm4cp1
    @user-rt2fm4cp12 жыл бұрын

    Thank you sir

  • @AssetYogi

    @AssetYogi

    2 жыл бұрын

    Welcome

  • @chummansahu1623
    @chummansahu16232 ай бұрын

    Sir lic hamare paese se lone deke hamse hi enterest lete hai

  • @PintuSingh-lj5be
    @PintuSingh-lj5be4 жыл бұрын

    Fantastic video

  • @AssetYogi

    @AssetYogi

    4 жыл бұрын

    Thanks!

  • @ganesh00055
    @ganesh000553 жыл бұрын

    So good sir

  • @AssetYogi

    @AssetYogi

    3 жыл бұрын

    Hope it's helpful 😊

  • @rameshsinghsolanki2857
    @rameshsinghsolanki28576 жыл бұрын

    Very nice sir

  • @priyankathakur1944

    @priyankathakur1944

    6 жыл бұрын

    Rameshsingh Solanki yes info r correct but comparison is totally wrong

  • @kanaksonker9701
    @kanaksonker97015 жыл бұрын

    Kya policy surrender kisi Bhi city me ho sakta h

  • @shivammodanwal7817
    @shivammodanwal7817 Жыл бұрын

    Thank u sir

  • @AssetYogi

    @AssetYogi

    Жыл бұрын

    Most welcome Shivam

  • @smartboylakhan2845
    @smartboylakhan284510 ай бұрын

    Sir surrender value kaise PTA chalegi policy ko 5year complete hai

  • @sachinambardekar7745
    @sachinambardekar77453 жыл бұрын

    Thank you

  • @AssetYogi

    @AssetYogi

    3 жыл бұрын

    Keep learning 😊

  • @jadavmaheshbhai964
    @jadavmaheshbhai964 Жыл бұрын

    online policy se loan kaise le usake upar video banaye plese.

  • @shaileshbansi
    @shaileshbansi6 жыл бұрын

    Jo service me nahi hain usaka lone kaise milege lic pe

  • @wbjobsalert602
    @wbjobsalert6024 жыл бұрын

    Sir mujhe apse ek help chahiye.... Sir mere papa Uttar Pradesh se hain... Lekin wo kafi sal se Kolkata mein reh Raha tha... Aur unhone Kolkata aur Uttar Pradesh mein lic ki policy li hain... Ab mere papa Uttar Pradesh mein rehte hain... Aur mere papa ki death Uttar Pradesh mein hui hain... Toh sir kya main Uttar Pradesh ki document se Kolkata mein lic ke liye death claim kar sakta hoon???? Plzzzz help me answer please......

  • @Akash_Sharma235
    @Akash_Sharma2356 ай бұрын

    Sir mujhe lic par total amount se sirf 60% loan mila maximum loan lene ke liye kya karna hoga

  • @anujchettri3727
    @anujchettri37275 жыл бұрын

    I recently got a call from HDFC Bank from Mumbai for loan against insurance policy ,is it authentic or not is what I want to know sir

  • @mr.perfectionist8567
    @mr.perfectionist85675 жыл бұрын

    Sir agr interest b naa diya jaaye too phir kya hoga

  • @rinkubhatnagar503
    @rinkubhatnagar5034 жыл бұрын

    Sir LIC money back policy pr mil jayega LOAN??

  • @sanjeetyadav7819
    @sanjeetyadav78196 жыл бұрын

    February me liye gye loan ke 6 mahine kab poore hoge

  • @imchess1
    @imchess15 жыл бұрын

    One thing you missed!! Term plan don't pay if u are disabled or accidental death... You can but rider but then premium is so much.. So your advice to but term plan and traditional... Is not correct at all!!

  • @gsrreddy5637
    @gsrreddy56376 жыл бұрын

    Please try to explain AP RERA . 1.how any builder can charge a customer. 2.what are common areas 3.do builder need to register uds to customers or association under rera. 4.registration under rera

  • @monil.joshi4
    @monil.joshi44 ай бұрын

    What is better option top up loan on home loan or loan against LIC policy

  • @maheshsawant6164
    @maheshsawant61645 жыл бұрын

    Sir i want to clear your opinion regarding Insurance products are not good Investment. Firstly you must be aware of Risk-Return Tradeoff that means in LIC or any Insurance company there is safety of your Principal amount & so the return are less Secondly these Insurances Product can be used to minimized your entire Portfolio Risk so if Market fall by 20 to 25% your entire Portfolio (ie. Insurance Product, Post Office Invt, Stocks, MFs & others) might fall to 10 to 15% And lastly Post Office & Insurance Product are slow contributor to your portfolio but are regular & can be use to manage your risk of Portfolio

  • @Mr99deepak
    @Mr99deepak6 жыл бұрын

    Kya LIC Jeevan Anand ke against me home loan le sakte Hain?

  • @AssetYogi

    @AssetYogi

    6 жыл бұрын

    Property ke liye aap proper home loan lenge to sasta padega aur amount bhi jyaada milega. Otherwise, LIC Jeevan Anand ke against aap limited loan le sakte hain.

  • @bharatsingh-mg7ls
    @bharatsingh-mg7ls6 жыл бұрын

    great

  • @AssetYogi

    @AssetYogi

    6 жыл бұрын

    Thank you 😊

  • @Babygirl00182
    @Babygirl001824 жыл бұрын

    Sir LIC home loan fainac Karti hai kya.

  • @neerajsen3606
    @neerajsen36065 жыл бұрын

    Nice

  • @AssetYogi

    @AssetYogi

    5 жыл бұрын

    Thank you 😊

  • @kuldeepruletiya3146
    @kuldeepruletiya31469 ай бұрын

    which one is good LIC vs PPF against loan ?

  • @som2921
    @som29214 жыл бұрын

    Mutual fund/Share me sabkuch hiden charge dekha jay to lakvak 3% brokerage charge hai a sbhi investor friend ko pata hona chahiye.

  • @sukharanjanbagchi5716
    @sukharanjanbagchi57166 жыл бұрын

    loan lene k bad accidental value milta hai ki nahi

  • @ayazahmed5212
    @ayazahmed52125 жыл бұрын

    Pnbmet life se loan mil jayega

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