Loan Against LIC Life Insurance Policy - Hindi
Тәжірибелік нұсқаулар және стиль
How to take loan against LIC policy or against Life Insurance from any other Bank?
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What are the interest rates charged in Loan against LIC Policy? What are eligibility requirements and documents required? How to calculate the loan amount that you can get on Surrender Value of your LIC policy or other Life Insurance Policy?
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एलआईसी पॉलिसी या किसी अन्य बैंक से लाइफ इंश्योरेंस के आधार पर ऋण कैसे लिया जा सकता है? ब्याज दरें क्या होती हैं? पालिसी के आधार पर लोन के लिए पात्रता नियम और आवश्यक दस्तावेज़ क्या होते हैं? अपनी एलआईसी पॉलिसी या अन्य लाइफ इंश्योरेंस पॉलिसी के सरेंडर वैल्यू पर ऋण की रकम की गणना कैसे की जा सकती है?
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In this video, we have explained:
How to take a loan against LIC policy?
How to take a loan against any life insurance policy from any other insurance company or bank?
How to take a personal loan against LIC policy or any other life insurance policy?
What type of insurance policy can be used to take a loan?
What are the purposes a loan can be taken against and LIC policy or any other life insurance policy?
What are ULIPs (Unit Linked Insurance Plan)?
Can you take a loan against ULIPs (Unit Linked Insurance Plan)?
What is the maximum loan tenure for the loan against life insurance policy?
What are the interest rates for the loan against LIC policy or any other life insurance policy?
How to calculate the loan amount for a loan against life insurance policy in India?
What are the eligibility criteria and documents required for the loan against LIC policy?
What is the loan repayment process for loan against life insurance policy?
एलआईसी पॉलिसी के आधार पर लोन कैसे लिया जा सकता है?
किसी भी अन्य बीमा कंपनी या बैंक से किसी भी जीवन बीमा पॉलिसी के आधार पर लोन कैसे ले सकते हैं?
एलआईसी पॉलिसी या किसी अन्य जीवन बीमा पॉलिसी के आधार पर पर्सनल लोन कैसे ले सकते हैं?
लोन लेने के लिए किस तरह की बीमा पॉलिसी का उपयोग किया जा सकता है?
एलआईसी पॉलिसी या किसी अन्य जीवन बीमा पॉलिसी के आधार पर लोन किन उद्देश्यों के लिए लिया जा सकता है?
यूआईएलआईपी (यूनिट लिंक्ड इंश्योरेंस प्लान) क्या हैं?
क्या आप यूएलआईपी (यूनिट लिंक्ड इंश्योरेंस प्लान) के आधार पर लोन ले सकते हैं?
जीवन बीमा पॉलिसी के आधार पर लोन लेने के लिए अधिकतम लोन टेन्योर कितनी होती है?
एलआईसी पॉलिसी या किसी अन्य जीवन बीमा पॉलिसी के आधार पर लोन के लिए ब्याज दरें क्या हैं?
इंडिया में जीवन बीमा पॉलिसी के आधार पर लोन लेने के लिए लोन अमाउंट की गणना कैसे करें?
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Hope you liked this video in Hindi on “Loan Against LIC Life Insurance Policy”.
Пікірлер: 229
Compare & Buy Term Life Insurance here: bit.ly/term-life-insurance-compare
@Cheetasi
11 ай бұрын
Agar hmara itr nhi bharte Toh kya mil jayega na hi salary ati hai mummy ki
Thank you for the information.. You saved me today. I just got a call from saying Bajaj Finance and asking me to buy Axa Life ins for the loan of 13 Lacs.
Mukul ji kay aap sbi life insurance ke baare me ek video banayenge aur uske against lone kese milega aur kay kay faida aur ghata hai. Please🙏🙏💓.
Amazing information ! Please upload more !
Very well defined.nice info as usual..
You done a very good job sir. All information in one video thank u so much sir
@AssetYogi
4 жыл бұрын
Keep learning Puneet :)
Hi Mukul I have been following your videos since long, they are very very informative and useful. Simple language and easy to understand. Just like you share market and mutual fund series can you please also make series on various LIC INVESTMENT SCHEMES for all kind of age group.
@rajratan6757
Жыл бұрын
Me v mem
Thank you for the informative video. May I know what's the effect on risk cover if I took a loan on policy ?
so thankful of you.. sir... your video help(financially) me much more..
@AssetYogi
3 жыл бұрын
Thanks Sharad 😊
You are great sir your explanation is superb
awesome knowledge sir...
Excellent information.
Good Video Thankuy Sir asa Ek Lic ka Vedio Thankuy Sir
Waao, Explained in simple language , It shows how much effort you have put to make this, Keep up the good work,
Lic Adrssproof ke liye pasport me use kar sakte hen
Very valuable video, thankyou sir for making this nice video
@AssetYogi
4 жыл бұрын
Thanks Keep supporting Sunny :)
mera old jeevan anand policy hay...8lakh ka sum assured hay ...kitna loan mil sakta hyay ?normal homeloan to lenge but o bhi kam ho raha hay .....plz suggest ..
Is LIC demand first installment cheque in advance? One of LIC adviser asking me to give 30k cheque in advance to apply for 3 lakh amount loan.
aur tab tak apka ye video aa gya thank.
@AssetYogi
6 жыл бұрын
That's great!
loved the video!
very informatic video, thnks
@AssetYogi
2 жыл бұрын
Thanks Sandeep.
Term plan and term insurance ekhi nahi hai kya apka home loan insurance me app term insurance leneku suggest ki hai. Kya mujhe term insurance policy se home loan mil sakt hai kya if yes how much interest?
i have a 5 year old lic policy which i wish to surrender, but my agent is saying if i'll surrender, i'll get lesser value and rather i should take loan which is of higher value due to inclusion of bonuses. he's saying simply dont repay the loan... policy will be forfieted...nothing else..no impact on cibil...can this be true??? PLEASE REPLY
Sir difference between lien and assignment par video bnao..
Bhai Saab pli police Jo Post office ki hoti hai usme bhi loan me sakte hai kya?
bahut accha hi.
the bank charge interest on compound basis or simple interest basis
sir please give me detail knowledge of tax on fixed deposite
Sir I want to take loan for mba through reuim as 7.5 lakh, my father is having SBI premium policy of 10 lakhs, sir what is interest rate from SBI premium
Aur kya loan lene per lic se milne wale bonus amount per kuch impact hota hain, surrender value me bonus amount ko calculate nahi karte , mere lic jeevan anand policy ko 8 saal hue hain July me
Seriously u r like guardian to all the learners ❣️❣️🌺
@AssetYogi
3 жыл бұрын
Thanks Prapti
Bhai 8 saal se life insurance me 6000 Wali bhar rha hn meezan bank ke zariye loan le Lia he abhi account me hi he to Mera irada badal gea he Agar me ise wapis krna chahon to kr skta hn? Or bhi 3 policyan khulwai hen Agar wo bhi band krwana chahen to band ho jae gi??
Kya ham apani premium or sum assured ko reduced kar sakte hain
Nice video ..sir
Thank you.
@AssetYogi
5 жыл бұрын
Hope it helps 😊
Sir ek sawal hai agar meina pehla loan hai LIC sa ek policy sa aur meina loan repayment nahi ki LiC mature hogayi aur policy seize hogai kya mujhe black list kar degi?
Hum lic bhopal . MP state me kiya tha or aabhi main west bengal me hoo to lic se loan ke liya kiya bhopal jana parega ya eadjar se hii hoo jaayeaga
Can nominted person (not the primary insured peson) apply for loan on Lic ?
how to calculate interest 10 -12 percent of principal value per year or 10 -12 percent per 6 month
Surrender value calculation app name please Thanks for sharing details in such a beautiful way
Thank you for your help
@AssetYogi
3 жыл бұрын
Always welcome
Salary slip mein koi criteria hai ki 25kke upar salary Hona chaiye
Malik Sahab, me 2011 se LIC ke New Endowment plan me every year approx 6000 invest kar rahahu. Abtak 8 years me 47040 invest kar chuka hu. Aur LIC ne abtak Gurrented addition 36,200 ka add kar diya he. To return kitna huva Sir ji... Please answer
The interest we paid against the loan, is possible LIC will add that amount to our policy maturity value or LIC will keep that amount. Please clarify. One of my friend said that the interest paid will be added to policy maturity value.
Who is the custodian of LIC policy in case of loan given by Bank and what indicates that policy is currently used in loan???
Thank u sir🍬🍬🍬
@09:45, great video, sir one request pls make a series on LIC and its policies also just like you have made a series for share market and Mutual funds! Lakhs of people are gonna love it in the way u explain things!
Dear sir, main single hu ,mene private bank se home loan liya h main PMAY subsidy ke liye kaise apply kar sakta hu
Thanks sir really nice video
@AssetYogi
3 жыл бұрын
Most welcome
Kya lic policy pe liya hua loan cibil me show karta hain , hala ki aapne bataya cibil check nahi hota hain?
Very nice described 👍👍🙏
@AssetYogi
3 жыл бұрын
Thanks 😊
Sir kya ham loan ke paiso ko matual fund le sakte hai.
agar koi salaried person nahi hai aur wo income tax ki return file karna chata hai to kyse kare. eg. professionals
Nice knowledge, Thanks
@AssetYogi
Жыл бұрын
Most welcome Hem
Very good video Mukul, these information are very helpful for Loan process
@AssetYogi
6 жыл бұрын
Thanks!
@VineetKumar-pr3li
5 жыл бұрын
Sakshi singhal
@subhambhai707
5 жыл бұрын
SUBHAM Bhai
Is it good to surrender lic policy to by home after paying 12 year policy
Whether Bonus will be added in during loan term?
sir mare pass Bhartiya Axa Life Insurance se call Aata hi vah Mujhe a 10 lakh life insurance karane ko bolate Hain aur aur use insurance ki base per Mujhe Citibank kee through 10 lakh ka loan provide karvane a ke liye Ye bolate Hain aur aur use lone ko pay karne ke liye 12 Sal Ka time Milta Hai Jiski EMI per year Jaati Hai vah 1 emi. advance Mang rahe hain uska incurenc krve ga fir 20 days ka under bank ka amount credit ho jae ga us policy ma nomani citi bank ho ga kya esaa ho skta hai sir plzz btaiya aap
How to change lic branch to others city online Please make a video
Nice very nice
Is this reducing rate or flat? Like car loan are reducing rate.
Hello sir very nice illustration
@AssetYogi
2 жыл бұрын
Thank you so much 😀
Hello sir kya koi aesa bhi plan hai LIC Policy mein ki aaj hamney LIC li or 15 Din baad hame lon milsakta hai kya hamare pas phone aatey hai ki agents policy lon 15 din me kya ye pocibal hai
Sir Surender valuy nikalne vali app konsi hai lic
Plot purchase pe video bnao sir
Sir surrender value kaise count kiya jaye iske baare me v kuch btaye & present aur 2-3 saal baad ka surrender value kya hoga iske baare me koi app ki baat aap bol rhe the, plz guide me
@AssetYogi
6 жыл бұрын
Please watch this video - kzread.info/dash/bejne/dod2ldSne7mqn7w.html
Pehel loan lic per liya to dusara additional loan mil sakat hai
Bhai muze ek bat samaz nahi ayi , ki lic ka loan amount bank account me ayega uska me trading aur speculation me use ki , ye lic ko kaise pata chalega ?
@AssetYogi
6 жыл бұрын
Normally, LIC doesnt track every loan it gives. Lekin just in case of default, agar aapke bank statement se pata chalta hai to aapki LIC policy forfeit ho sakti hai. So be careful.
Thank you sirji..You solved my problem. Keep it up
If a person had paid 2 year's premium of Lic jeevan Anand policy 815 and suddenly he felt that this not a good policy for him and he don't want to continue with this policy. what should he do to bear minimum loss - 1) continue up to 3 year then surrender and get surrender value. 2) continue up to 3 year and then stop paying premium and wait till the maturity get money. 3) discontinue the policy from 2 years onwards and the premium of the third year(only 3rd year) should invest in Fixed deposit or Mutual fund and leave it upto the maturity date of lic policy. which will be best option?
I had done mistakes by taking life insurance product Aditya birla and Hdfc sanchay par advantage what shoul i do can you suggest me🙏
Thank you sir
@AssetYogi
2 жыл бұрын
Welcome
Sir lic hamare paese se lone deke hamse hi enterest lete hai
Fantastic video
@AssetYogi
4 жыл бұрын
Thanks!
So good sir
@AssetYogi
3 жыл бұрын
Hope it's helpful 😊
Very nice sir
@priyankathakur1944
6 жыл бұрын
Rameshsingh Solanki yes info r correct but comparison is totally wrong
Kya policy surrender kisi Bhi city me ho sakta h
Thank u sir
@AssetYogi
Жыл бұрын
Most welcome Shivam
Sir surrender value kaise PTA chalegi policy ko 5year complete hai
Thank you
@AssetYogi
3 жыл бұрын
Keep learning 😊
online policy se loan kaise le usake upar video banaye plese.
Jo service me nahi hain usaka lone kaise milege lic pe
Sir mujhe apse ek help chahiye.... Sir mere papa Uttar Pradesh se hain... Lekin wo kafi sal se Kolkata mein reh Raha tha... Aur unhone Kolkata aur Uttar Pradesh mein lic ki policy li hain... Ab mere papa Uttar Pradesh mein rehte hain... Aur mere papa ki death Uttar Pradesh mein hui hain... Toh sir kya main Uttar Pradesh ki document se Kolkata mein lic ke liye death claim kar sakta hoon???? Plzzzz help me answer please......
Sir mujhe lic par total amount se sirf 60% loan mila maximum loan lene ke liye kya karna hoga
I recently got a call from HDFC Bank from Mumbai for loan against insurance policy ,is it authentic or not is what I want to know sir
Sir agr interest b naa diya jaaye too phir kya hoga
Sir LIC money back policy pr mil jayega LOAN??
February me liye gye loan ke 6 mahine kab poore hoge
One thing you missed!! Term plan don't pay if u are disabled or accidental death... You can but rider but then premium is so much.. So your advice to but term plan and traditional... Is not correct at all!!
Please try to explain AP RERA . 1.how any builder can charge a customer. 2.what are common areas 3.do builder need to register uds to customers or association under rera. 4.registration under rera
What is better option top up loan on home loan or loan against LIC policy
Sir i want to clear your opinion regarding Insurance products are not good Investment. Firstly you must be aware of Risk-Return Tradeoff that means in LIC or any Insurance company there is safety of your Principal amount & so the return are less Secondly these Insurances Product can be used to minimized your entire Portfolio Risk so if Market fall by 20 to 25% your entire Portfolio (ie. Insurance Product, Post Office Invt, Stocks, MFs & others) might fall to 10 to 15% And lastly Post Office & Insurance Product are slow contributor to your portfolio but are regular & can be use to manage your risk of Portfolio
Kya LIC Jeevan Anand ke against me home loan le sakte Hain?
@AssetYogi
6 жыл бұрын
Property ke liye aap proper home loan lenge to sasta padega aur amount bhi jyaada milega. Otherwise, LIC Jeevan Anand ke against aap limited loan le sakte hain.
great
@AssetYogi
6 жыл бұрын
Thank you 😊
Sir LIC home loan fainac Karti hai kya.
Nice
@AssetYogi
5 жыл бұрын
Thank you 😊
which one is good LIC vs PPF against loan ?
Mutual fund/Share me sabkuch hiden charge dekha jay to lakvak 3% brokerage charge hai a sbhi investor friend ko pata hona chahiye.
loan lene k bad accidental value milta hai ki nahi
Pnbmet life se loan mil jayega