Mortgage & Types of Mortgages - Explained in Hindi

Тәжірибелік нұсқаулар және стиль

What is Mortgage? What are the types of Mortgages in India? Explained in Hindi. Simple or Registered Mortgage, Mortgage by Conditional Sale, Usufructuary Mortgage, English Mortgage, Mortgage by deposit of Title Deeds (Equitable Mortgage), and Anomalous Mortgage are the 6 types of mortgages as per Section 58 of the Transfer of Property Act 1882.
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A mortgage is created when you take any secured loan against an immovable property for eg. the case of a home loan or housing loan, loan against property, etc.
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Pledge vs Hypothecation vs Mortgage: • Pledge vs Hypothecatio...
मॉर्गेज क्या है? इंडिया में मॉर्गेज के कितने प्रकार होते हैं? सिंपल या रजिस्टर्ड मॉर्गेज, मॉर्गेज by कंडीशनल सेल, यूज़्यूफ्रक्चरी मॉर्गेज, इंग्लिश मॉर्गेज, मॉर्गेज बय डिपाजिट ऑफ़ टाइटल डीड्स (इक्वीटाब्ले मॉर्गेज), अनोमलोउस मॉर्गेज, 6 प्रकार के मॉर्गेज होते हैं सेक्शन 58 के ट्रांसफर ऑफ़ प्रॉपर्टी एक्ट 1882 के अनुसार।
मॉर्गेज तब बनता है जब आप किसी इममोवबले प्रॉपर्टी के अगेंस्ट एक सिक्योर्ड लोन लेते हैं, उदहारण के लिए होम लोन या हाउसिंग लोन के मामले में लोन अगेंस्ट प्रॉपर्टी।
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In this video, we have explained:
What is a mortgage?
What is the definition of the mortgage in the Transfer of Property Act 1882?
What is the concept of a mortgage in India?
How to distinguish between different types of mortgages?
What are the various mortgage types?
How many types of mortgage loans are available in India?
What is the meaning of a simple or registered mortgage?
What is a mortgage deed?
What are the meaning of mortgage by conditional sale, usufructuary mortgage, English mortgage and equitable mortgage?
Whatan is anomalous mortgage and how it is different from other types of mortgages?
How mortgage is explained in the Transfer of Property Act 1882?
What happens in the case of any accession is made in the mortgaged property?
What are the important clauses related to the mortgage in India?
What kind of conditions are included in the Mortgage by Conditional Sale?
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Hope you liked this video in Hindi on “Mortgage & Types of Mortgages”.

Пікірлер: 510

  • @AssetYogi
    @AssetYogi10 ай бұрын

    Sign-up to our new app for discounts and early access: ✔ assetyogi.com/sign-up/

  • @dharamveersharma2720

    @dharamveersharma2720

    10 ай бұрын

    😊

  • @madhulodha5163
    @madhulodha51632 жыл бұрын

    Finally after going through 6 videos , it's here I got the proper and to the point explanation of definition 👍 👏

  • @AssetYogi

    @AssetYogi

    2 жыл бұрын

    Keep learning Madhu.

  • @tapandk4
    @tapandk4 Жыл бұрын

    I have come across many educators over the online the platform. You are the best. You are next level.

  • @lavverma2667
    @lavverma26675 жыл бұрын

    Thank you for lucid explanation. I love ur black board. Thank you for unlocking finance knowledge. Very useful for my jaiib preparation.

  • @AssetYogi

    @AssetYogi

    5 жыл бұрын

    Glad to know that and thanks for appreciating Lav v

  • @neerusharma7247

    @neerusharma7247

    3 жыл бұрын

    @@AssetYogi Sir plz tell me who is legally owner of mortgage property??? Plz Reply Sir🙏🙏🙏 it's really important

  • @abhishekkumr4665
    @abhishekkumr46654 жыл бұрын

    Thank you sir Sir all your videos are not only helpful for the general public but also for all the students of finance and banking and also for the people working in the financial sector. Sir you are giving a perfect explanation and definition. Thank you Please keep uploading

  • @brijeshraval4556
    @brijeshraval45565 жыл бұрын

    Sir really nice.. Very Good effort especially for Law Students.. Thank you so much 😊

  • @AssetYogi

    @AssetYogi

    5 жыл бұрын

    Hope it helps and thanks for apprecaition Brijesh 😊

  • @luckyhoneyandsmiley3050
    @luckyhoneyandsmiley30504 жыл бұрын

    Superb explanation with simple language,very useful for jaiib preparation. Thank u so much sir

  • @vishwasgupta2269
    @vishwasgupta2269 Жыл бұрын

    Sir, the quality and the way of your explanation is phenomenal, you explained everything in such a concised but accurate manner. Thank you for such infomational videos.

  • @ravikumarkothamasu
    @ravikumarkothamasu6 жыл бұрын

    Somany days onwards I want to know about mortgages.thank you for the video. Nice. Explaining with diagrams very nice.

  • @AssetYogi

    @AssetYogi

    6 жыл бұрын

    😊 Glad to know that the video turned out to be helpful for you

  • @Abhay_._
    @Abhay_._4 жыл бұрын

    The video provided all the necessary information and cleared all my doubts

  • @tranquilsupermartasifabad7583
    @tranquilsupermartasifabad75834 жыл бұрын

    Thanks for valuable info....we are requesting that please make videos on contract and Sub-contract business , structure, payment procedure and tax payments ....

  • @mukhtaradv2221
    @mukhtaradv22214 жыл бұрын

    Sir amazing videos are your's no words to say... thanks sir May Allah bless you... Sir kindly make a video upon difference between pledge and mortgage...

  • @DevendraKumar-lh6dk
    @DevendraKumar-lh6dk4 жыл бұрын

    Outstanding sir, everything has been cleared

  • @shreesadguru2515
    @shreesadguru25156 жыл бұрын

    one of the best my you tube channel , as CA student muje bahot sikhna milta hai

  • @AssetYogi

    @AssetYogi

    6 жыл бұрын

    Thank you so much for your kind words 😊

  • @advsunilshendgepatil4308
    @advsunilshendgepatil43084 жыл бұрын

    खुप छान माहीती सांगीतली आहे. धण्यवाद.

  • @rupali4197
    @rupali41975 жыл бұрын

    Thax to unlock finance knowlegde.....😘🤗

  • @sameerarora6043

    @sameerarora6043

    5 жыл бұрын

    😉

  • @gurjantsingh-vi2de

    @gurjantsingh-vi2de

    4 жыл бұрын

    Knowledge le ke kroge kya ?

  • @simraanjamadar1134

    @simraanjamadar1134

    4 жыл бұрын

    gurjant singh mortgage rakh ke paisa lenge.

  • @victor-ws1vo
    @victor-ws1vo4 жыл бұрын

    i really wish there was an English translation or subtitle to your videos the comments are so great, i am really missing out

  • @piyush3090
    @piyush30904 жыл бұрын

    Becoming fan of yours.. Your knowledge & explanation skills are remarkable.

  • @AssetYogi

    @AssetYogi

    4 жыл бұрын

    Thanks Piyush

  • @pardeep802
    @pardeep8022 жыл бұрын

    Bot bot dhanyawad Fiance Master ji for give us that so useful knowledge. 👍

  • @deepakchauhan3358
    @deepakchauhan33585 жыл бұрын

    Sir .... Without intervention of court in which type of mortgage as discussed above , sale of property can be done??

  • @amitab6084
    @amitab60845 жыл бұрын

    Good explanation.. Good information about mortgage Thanks and upload more videos of JAIIB preparation too

  • @AssetYogi

    @AssetYogi

    5 жыл бұрын

    Thank you for appreciation 😊

  • @RanjeetKumar-dp5tc
    @RanjeetKumar-dp5tc6 жыл бұрын

    Explain karne ka tarika jabarjast hai please make a video on assignment/lien/set-off

  • @khrishi84
    @khrishi845 жыл бұрын

    On point. Thank you.

  • @vandanapilkhwal4138
    @vandanapilkhwal41384 жыл бұрын

    Sir Please try to Prepare a video on Difference between Consortium lending and Syndication..

  • @kashifalikeerio9491
    @kashifalikeerio94915 жыл бұрын

    Nice way to deliver the lectures

  • @sainyamsharma1341
    @sainyamsharma13413 жыл бұрын

    Please explain the difference between debt refinancing and restructuring

  • @navinluniya
    @navinluniya5 жыл бұрын

    excellent video........sir there r many private moneylenders who will like to know the recovery process in mortgage lending.also pls throw extra light on conditional mortgage ,eng mortgage..............& also important things to be noted & implications from private moneylending point of view. also throw some light if a common man lend a friend by mortgaging his property. thanxxxx

  • @jaibhanushali_one8950
    @jaibhanushali_one89505 жыл бұрын

    Sir tysm fr this video it was awsome for getting understood 😊

  • @nvujhzz2381
    @nvujhzz23812 жыл бұрын

    Very nyc and easy explanation sir thanku so much🙏🙏🙏🙏🙏

  • @AssetYogi

    @AssetYogi

    2 жыл бұрын

    Thank you.

  • @Sundaycook
    @Sundaycook5 жыл бұрын

    Thanks for this beautiful explanations.....

  • @AssetYogi

    @AssetYogi

    5 жыл бұрын

    Hope it helps you saikia

  • @aamirjamal2357
    @aamirjamal23575 жыл бұрын

    Hello. Kindly share video over charter party and lien security. Thanks in advance.

  • @MrAshishxp
    @MrAshishxp6 жыл бұрын

    sir ...mere pass proprety h...uski valution 45 lakh aaye..ab mere ko businss m pese jrurat h so...so shi descion btao sir ki konsa loan lena shi rhga..mere liye.. cc limit morgatge loan home loan... best interest rate konsi shi rhgi sir...

  • @thebeautyoflife5323
    @thebeautyoflife53235 жыл бұрын

    You are fantastic with level of voice fluency of voice accuracy with voice boldness in voice cleverness in voice decency in voice

  • @awaiskhan9329
    @awaiskhan93296 жыл бұрын

    Sir in all the videos I have seen for mortgage, your's is the most best way to teach. And make a video on Rights of Mortgagee and mortgagor

  • @debolinaroy6228
    @debolinaroy62284 жыл бұрын

    Sir,loan wise kaunsa documents chahiye aur processing Kaise karenge us loan ko,aur hark ek terms ko achha se samjaya jaye ..to achha hoga...is pe sir ek video banta to achha hota

  • @nitinjoshi6877
    @nitinjoshi68775 жыл бұрын

    Your way to teaching is very simple.thanku sir.

  • @AssetYogi

    @AssetYogi

    5 жыл бұрын

    Hope it helps you Nitin

  • @Rohitsingh_16
    @Rohitsingh_162 жыл бұрын

    Thank you sir to clear my concept of mortgage and it's related term, Thank you your old student

  • @akshaymane8827
    @akshaymane88274 жыл бұрын

    Thanks sir for good explanation totally concept clear

  • @pallabichatterjee8805
    @pallabichatterjee88055 жыл бұрын

    You really teaches well.. very clear

  • @swarsaha5152
    @swarsaha51525 жыл бұрын

    Sir plsss aur v transfer of property act 1882 k andar jo v chapters include h sb ko basics se aisai explain kr dijiye na it's my humble request sir as i am a student of law ...itna acha explanation aaj tk shayad hi koi samjha paye ..Hat's off !!!

  • @4Pockets
    @4Pockets6 жыл бұрын

    apke sab videos dekhta hu knowledge gain hota hai. Sir kya aap muze Bata sakte ho ke Maine mere flat pe mortgage loan nikala dusri property construct karne me aur agar jis flat pe Maine mortgage loan nikala wo flat redevelopment ke liye jata hai to problem ho sakta hai Kya. bcz new builder ko papers chahiye rahenge aur mere papers bank me rahenge

  • @MyReeaction
    @MyReeaction6 жыл бұрын

    Best channel for finance knowledge Please make a video on commodities market

  • @AssetYogi

    @AssetYogi

    6 жыл бұрын

    Thank you so much 😊 and I've noted down your topic suggestion for future videos.

  • @abhnvbhmbi3772
    @abhnvbhmbi37724 жыл бұрын

    Wonderfully explained sir Hats off to u

  • @soumitradas5925
    @soumitradas59256 жыл бұрын

    Best youtube channel according to me.

  • @AssetYogi

    @AssetYogi

    6 жыл бұрын

    Thank you so much for the support Soumitra Das.

  • @RAHULALOORKAR
    @RAHULALOORKAR11 ай бұрын

    Very excellent

  • @cpsrecordschannel
    @cpsrecordschannel4 жыл бұрын

    बेहद खूबसूरत अंदाज़ है आपका शिक्षण का

  • @AssetYogi

    @AssetYogi

    4 жыл бұрын

    Dhanywaad :)

  • @cpsrecordschannel

    @cpsrecordschannel

    4 жыл бұрын

    जाटो की तो हर बात निराली है हमारा कर्तव्य सर जी

  • @madhurimapindi3672
    @madhurimapindi36724 жыл бұрын

    Sir, please advise me we have joint house loan in bank and my husband expired suggest how to come out of it

  • @krao7717
    @krao77173 жыл бұрын

    Thank you sir asap ka video mujhe +2 exam main bahut madat kiya tha

  • @AssetYogi

    @AssetYogi

    3 жыл бұрын

    Glad to hear that Rao :)

  • @sanjitbedse8913

    @sanjitbedse8913

    Жыл бұрын

    ​@@AssetYogi 😂🇦🇽

  • @kamalvarshney1119

    @kamalvarshney1119

    Жыл бұрын

    Nice explain

  • @Deepakyadav-cn6jy
    @Deepakyadav-cn6jy6 жыл бұрын

    Sir , is there any way in India to buy a investment property with no money down ?

  • @yogeshkarnik4557
    @yogeshkarnik45576 жыл бұрын

    Thanks for sharing,,, very important. Information

  • @AssetYogi

    @AssetYogi

    6 жыл бұрын

    😊 Thank you so much

  • @ayushikushwaha5276
    @ayushikushwaha52764 жыл бұрын

    Very lucid and comprehensive. Thank you so much.

  • @AssetYogi

    @AssetYogi

    4 жыл бұрын

    Hope this is useful Ayushi :)

  • @ayushikushwaha5276

    @ayushikushwaha5276

    4 жыл бұрын

    @@AssetYogi I actually referred this video to my students. 👌

  • @ashokkasana153
    @ashokkasana1535 жыл бұрын

    Excellent sir.. The exact solution within the minutes only.. Thanks

  • @AssetYogi

    @AssetYogi

    5 жыл бұрын

    Glad to know that it helped you.

  • @ashokkasana153

    @ashokkasana153

    5 жыл бұрын

    Welcome sir.. And if possible can you please send me the link or anything like that can help me about the topics Sale of immovable property and Leases of immovable property. Only your language. Thanks in advance.

  • @choudhurysangrammohapatra208
    @choudhurysangrammohapatra2083 жыл бұрын

    Sir could you please guide ? I and my uncle wishes to take home loan separately to buy a single plot and construct 2 storeyed building on it. And will occupy flat for residential

  • @sunnysunnysingh601
    @sunnysunnysingh6015 жыл бұрын

    Sir thanks for explanation .easy to understand

  • @BNJ47
    @BNJ474 жыл бұрын

    Dear sir your are great. Pls make video for loan against cidco property. What type of detailed documentation required.

  • @radhikajustclick
    @radhikajustclick3 жыл бұрын

    Extremely well explained thankyou 💕😊🙌🏻

  • @AssetYogi

    @AssetYogi

    3 жыл бұрын

    Keep learning 😊

  • @RadheShyam-jb7rx
    @RadheShyam-jb7rx5 жыл бұрын

    Sir plz diffrence b/w lease and licence..

  • @sahinabegum2659
    @sahinabegum26594 жыл бұрын

    Its really helpful for us sir. Thank u so much.

  • @AssetYogi

    @AssetYogi

    4 жыл бұрын

    I hope you like this video Sahina :)

  • @mahammaham5890
    @mahammaham5890 Жыл бұрын

    Thank u so much sir bahut achhese clear hogayi topic

  • @AssetYogi

    @AssetYogi

    Жыл бұрын

    Most welcome.

  • @shakilasad4674
    @shakilasad46745 жыл бұрын

    Sir kya mortgage by conditional sale mey possession and ownership lender ko transfer hoti hai..... kistara simple mortgage mey possession and ownership lender ko transfer nhi hoti...

  • @shahidhussainhaider
    @shahidhussainhaider6 жыл бұрын

    Please make a video on Deferred Tax ( Assets/Liability) in detail...

  • @AssetYogi

    @AssetYogi

    6 жыл бұрын

    Sure, I've noted down the topic suggestion for future videos.

  • @royalkhushilodhi9440
    @royalkhushilodhi94404 жыл бұрын

    Sir yeh mortgage property loan sahukari licence se bhi de skta h ya nhi.

  • @MHtrder
    @MHtrder4 жыл бұрын

    Thnks bhai .. Mai bank mai rahte b nai sikh paya 2 sal se u explain very nice

  • @AssetYogi

    @AssetYogi

    4 жыл бұрын

    Thank you :)

  • @PankajKumar-sl6lq
    @PankajKumar-sl6lq4 жыл бұрын

    Great work sir.... please upload some video for upcoming jaiib exam... it's my humble request.....

  • @vocabvid6227
    @vocabvid62275 жыл бұрын

    It really helped me.. Love from pakistan... . taqdees khan

  • @gauravshinde9783
    @gauravshinde97832 жыл бұрын

    I think most important channel for us sir... 🙏🙏👍👍👍

  • @BholaYadav-wl8pq
    @BholaYadav-wl8pq5 жыл бұрын

    sir .. please explain. implied contacts by mortgage ( sec-65)

  • @shikheragarwal5341
    @shikheragarwal53415 жыл бұрын

    Nice to listen to your videos before the exam on 4th Nov 😝

  • @tinku283

    @tinku283

    5 жыл бұрын

    sekhar Ji 4 ko kaun sa exam tha

  • @ksravan1937
    @ksravan19374 жыл бұрын

    Thanq sir superbly explained..

  • @savitanawariya9997
    @savitanawariya99975 жыл бұрын

    Sir, what is line credit agreement

  • @Tubelight8969
    @Tubelight89694 жыл бұрын

    Sir would you please give an example of anomalous mortgage...?

  • @siddharthtripathi6203
    @siddharthtripathi62035 жыл бұрын

    Great. Thanks for uploading

  • @AssetYogi

    @AssetYogi

    5 жыл бұрын

    Hope this is useful

  • @s4ukumar
    @s4ukumar2 жыл бұрын

    Nice clear and crisp video with exact information 👍

  • @AssetYogi

    @AssetYogi

    2 жыл бұрын

    Thank you 🙂

  • @harshvyas4433
    @harshvyas44333 жыл бұрын

    I watched most videos for my interview questions and answers, thank you so much for making every explanation easy and fast.

  • @AssetYogi

    @AssetYogi

    3 жыл бұрын

    Thanks Harsh 😊

  • @vinayakingawale8743
    @vinayakingawale8743 Жыл бұрын

    Thx sir for infirmatiin.... Mera 1 query he. Mera presently ownweship ka 1 flat he. Abhi me aur ek flat purchase karna chahata hu. To muze new flat ke liyee home loan to milega lekin mera existing flat se bhi muze mortgae mil saka he kya???plz reply

  • @prashantpawar223
    @prashantpawar2234 жыл бұрын

    As usual and always, u simplified the concept, hats off to u sir👏👏👏

  • @AssetYogi

    @AssetYogi

    4 жыл бұрын

    Thanks for appreciation Prashant 😊

  • @vinitkbagdai9291
    @vinitkbagdai92915 жыл бұрын

    wow awesome videos ! have you covered all the topics of TOPA?

  • @AssetYogi

    @AssetYogi

    5 жыл бұрын

    Thank you, I haven't covered all the topics but noted your suggestion.

  • @satieshkumar4433
    @satieshkumar44335 жыл бұрын

    deed 6500 sq ft ka hai.but 1300sqft hi mortgage karna hai. To proses kaya hoga. Replied please

  • @Ronakgohil
    @Ronakgohil2 жыл бұрын

    Thank you so much sir for detailed explanation of Mortgage loan. 😇

  • @AssetYogi

    @AssetYogi

    2 жыл бұрын

    Keep watching

  • @akshittaneja4260
    @akshittaneja42604 жыл бұрын

    Hats off to u sir , great explanation 👌

  • @AssetYogi

    @AssetYogi

    3 жыл бұрын

    Thanks Akshit

  • @SumitKumar-qf9um
    @SumitKumar-qf9um3 жыл бұрын

    Dear sir I like ur all video as well as ur teaching style So kindly upload a video for JAIIB EXAM because our exam is too close

  • @shafiashaan5236
    @shafiashaan52366 жыл бұрын

    Best lecture on mortgage....

  • @AssetYogi

    @AssetYogi

    6 жыл бұрын

    Thank you 😊

  • @prachidubey4745
    @prachidubey47454 жыл бұрын

    Sir l have a question agar mortgager apni property k paper lender ko deta hai or baad m wo unable hai loan ko pay karne m or sath m deed m hai ki bank or lender us property ko sale kar sakta hai lakin jab wo sale karta hai tab bhi usse uska P+I total amount nhi mil raha hai us property se ...........to kya condition hoga or kya ho skta hai next step for taking total amount from mortgager

  • @devendrasharma4197
    @devendrasharma41975 жыл бұрын

    Sir please make one video sir cash banane ke liye income proof Kay Kay document le sakte haie

  • @amitdhaka1026
    @amitdhaka10265 жыл бұрын

    Mortgage deed ka registered hona jaruri hai Mortgage agar notarised hai to kya case kar saktey hai Kitney time ke baad mortgage deed ka time khatam honey par suit file kar saktey hai

  • @girishchandrapandey1928
    @girishchandrapandey19282 жыл бұрын

    Sir, one suggestion, while explaining mortgage , please do mention about title deed i.e. by explaining "what will happen to title deed in different types of mortgage " the idea can be better inculcated.

  • @AssetYogi

    @AssetYogi

    2 жыл бұрын

    Noted.

  • @yadavvipin1990
    @yadavvipin19902 жыл бұрын

    Very informative lecture.

  • @pramiladevi9301
    @pramiladevi93015 жыл бұрын

    Very nice sir , thank you.

  • @PiyaMaheshwari
    @PiyaMaheshwari7 ай бұрын

    How can I get the old vides referred in the video ?

  • @kalusinghvaskle1620
    @kalusinghvaskle16204 жыл бұрын

    सर जिनके पास जमिन है गाव मै ओर उनके कोई नहीं है, वो रिवस मारगेज योजना का लाभ ले सकते है . सर plz batana

  • @yashfakashuf8781
    @yashfakashuf87812 жыл бұрын

    Subscribed your channel....so helpful video.....Allah bless you.... respect from Pakistan

  • @dhirajkumar2122
    @dhirajkumar21224 жыл бұрын

    Your explanation is very needful to me thank you

  • @AssetYogi

    @AssetYogi

    4 жыл бұрын

    Hope it's helpful 😊

  • @riujiu2290
    @riujiu22905 жыл бұрын

    Superb .... All simple to understand ....

  • @RAOROCKSTAR1990
    @RAOROCKSTAR19905 жыл бұрын

    SARFAESI mein to notice ke baad 60 days ka condition hota hai na? Aapne 3 months bataya

  • @JyotiPatil-ed2ul
    @JyotiPatil-ed2ul8 ай бұрын

    Excellent explanation

  • @karishmalohia6857
    @karishmalohia68575 жыл бұрын

    Hi sir! Please explain sweat equity in real estate.

  • @23ottentertainment90
    @23ottentertainment903 ай бұрын

    Hi, Any Cons. Of home loan from Nbfc like Bajaj finance vs Banks?

  • @kumudnarayan8928
    @kumudnarayan89282 жыл бұрын

    Assat yogi Bank me margej registrie kiske name se hota h sir bank mainejar ya fir bank ke name se hoga plzz sir just now ans

  • @Peary1234
    @Peary12342 ай бұрын

    Very nice explanation

  • @pranitponkshe4249
    @pranitponkshe42493 жыл бұрын

    Thanks sir. But one query:- what's the exact difference between English mortgage & mortgage by conditional sale ?

  • @indiangta5mods

    @indiangta5mods

    Жыл бұрын

    In English mortgage the borrower is also personally liable but not in case conditional sale. And the sale is absolute in case of English but not in case of conditional sale. Means the bank become owner in case of English mortgage with a condition thats the bank will transfer the ownership once the loan is paid. Whereas in conditional sale bank become owner if borrower become default i,e unable to pay the laon.

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