Is this the World's MOST EXCLUSIVE Credit Card? (Dubai First Royale)

Learn more about the BEST credit cards: bit.ly/2LXR1PT
Credit Shifu Wallets: bit.ly/2wG0Glo
CLick "show more" for ad disclosure
Like Credit Shifu on FACEBOOK: / thecreditshifu
We look at the Dubai FIrst Royale card, which may actually be the world's most exclusive black card, rivaling the Amex Centurion.
MUSIC:
Track: Halcyon - Runaway (feat. Valentina Franco [NCS Release]
Music provided by NoCopyrightSounds.
Free Download / Stream: ncs.io/RunawayYO
Advertiser Disclosure: This site is part of an affiliate sales network and receives
compensation for sending traffic to partner sites, such as CreditCards.com. This
compensation may impact how and where links appear on this site. This site does not
include all financial companies or all available financial offers.

Пікірлер: 171

  • @TheCreditShifu
    @TheCreditShifu5 жыл бұрын

    This is the article I reference in the video about this card from The National: www.thenational.ae/business/money/the-dubai-first-royale-card-is-a-millionaire-s-best-friend-1.427231

  • @noralorenzo309

    @noralorenzo309

    4 жыл бұрын

    Mastercard

  • @noralorenzo309

    @noralorenzo309

    4 жыл бұрын

    .

  • @thejokerspeaks
    @thejokerspeaks5 жыл бұрын

    I'm with Chinese billionaire Liu Yiqian on this one, when he purchased that $170M painting, use the Black Card for the points. That's the difference between being self-made and a Royal with endless tax dollars.

  • @lenglain

    @lenglain

    5 жыл бұрын

    Haha yeah didn't he make enough points off of that purchase to fly first class for free for the rest of his life?

  • @joshuajoe1419

    @joshuajoe1419

    4 жыл бұрын

    If he sells it for a profit will he still get to keep his points. If so that’s rigged. Free first class tickets for life. And probably made million on that painting.

  • @vindiesel2820

    @vindiesel2820

    4 жыл бұрын

    Hello

  • @maggielara2360
    @maggielara23605 жыл бұрын

    if I didn't feel poor already, now its confirmed

  • @cobra2079

    @cobra2079

    5 жыл бұрын

    Lmao

  • @plokiju88

    @plokiju88

    5 жыл бұрын

    Maggie Lara lol, same

  • @makavali1983

    @makavali1983

    5 жыл бұрын

    😭😭😭

  • @Mr3344555

    @Mr3344555

    5 жыл бұрын

    With that mentality you will always be. We're you born being able to walk or talk? Same with money....

  • @volt_nightroleplayminecraf6998

    @volt_nightroleplayminecraf6998

    5 жыл бұрын

    Yep

  • @TechGeneral
    @TechGeneral5 жыл бұрын

    Gets Card and buys a yacht... Person Calls Dave Ramsey: "Hey Dave, I'm $21 Million Dollars in Debt" Dave Ramsey: "What!...So how did you get in this mess" Person: "Dubai First Royale..."

  • @samsunglg6671

    @samsunglg6671

    5 жыл бұрын

    Gotta go spend like good Americans

  • @splashgod653
    @splashgod6535 жыл бұрын

    I love your channel . Thank you for the motivation.

  • @slimjim77M
    @slimjim77M5 жыл бұрын

    Great content, as always, Shif! I can only imagine busting out one of these on someone!

  • @tla3420
    @tla34204 жыл бұрын

    So its the most exclusive credit card in the world, but wont work at costco. Nice 🤣

  • @gourmey9058

    @gourmey9058

    4 жыл бұрын

    They will in Canada. Everywhere else is a hard no lol

  • @azmannarvik7911

    @azmannarvik7911

    2 жыл бұрын

    They’ll buy a Costco when they need grocery 😜

  • @ndiko9946
    @ndiko99465 жыл бұрын

    After long time, I find really good video about the card, and how luxury lifestyle is explained. Thanks and good luck in the futher.

  • @qves30301
    @qves303015 жыл бұрын

    Who they hired to design the card ..🤔 they should fire him / her

  • @09NXN06

    @09NXN06

    5 жыл бұрын

    Agree! That's a ugly ass card

  • @preciousjose

    @preciousjose

    5 жыл бұрын

    True. Tacky af.

  • @fraserh7643

    @fraserh7643

    5 жыл бұрын

    Fools. This is a credit card for people who buy multiple gold plated super-cars, and diamond encrusted handbags. Their middle names are "tacky" and "vulgar". Of course they'll have a credit card that is disgustingly ostentatious, and not practical or aesthetically pleasing. What do you expect?

  • @pimpinisanoncontactsport2096

    @pimpinisanoncontactsport2096

    4 жыл бұрын

    Qves the royal family 😆😆😆😆😆😆

  • @SY-jh3tg

    @SY-jh3tg

    5 ай бұрын

    He/her/they/them

  • @RegM86
    @RegM865 жыл бұрын

    It’s not even a World Elite. Just the second tier World MasterCard.

  • @alexandermendez9013

    @alexandermendez9013

    5 жыл бұрын

    Reg M they probably wanted to make sure more merchants accepted it

  • @jsan5631

    @jsan5631

    3 жыл бұрын

    Reg m I'm curious y do it think this card is a second tier card?

  • @askhowiknow5527
    @askhowiknow55275 жыл бұрын

    The diamond makes it tacky to me. “bling culture” is just... gross to me. I like it plain and mindful.

  • @bodyloverz30
    @bodyloverz305 жыл бұрын

    If you buy First Class tickets, your in the lounges anyway.

  • @marcs8991
    @marcs89915 жыл бұрын

    Your the man! Keep up the awesome work!

  • @Dubaiplacesfaz3
    @Dubaiplacesfaz3 Жыл бұрын

    Thank you for letting the world know 🙏

  • @jaserskookie
    @jaserskookie5 жыл бұрын

    Could you make a video on how good or bad are the credit cards from UNFCU ?

  • @micomarinas2753
    @micomarinas27534 жыл бұрын

    what bank in dubai that issued dubai first royale credit card?

  • @normandea
    @normandea5 жыл бұрын

    AMEX Centurion Card..., the Dubai First Royale is a bit too gaudy with the gold and diamond.

  • @matthew8153

    @matthew8153

    5 жыл бұрын

    Norman Dea Persians have always been obsessed with gold jewelry.

  • @-SP.

    @-SP.

    5 жыл бұрын

    @@matthew8153 Most people in Dubai are Arabs not Persians

  • @kabloosh699

    @kabloosh699

    5 жыл бұрын

    That is kind of the point. We are talking about Arabic royalty here. Those people tend to have insanely stupid amount of money.

  • @northernchaotic7196

    @northernchaotic7196

    4 жыл бұрын

    More befitting to the Pablo Escobar, El Chapo Guzman" demographic. Lol

  • @se7enzee444
    @se7enzee4445 жыл бұрын

    The truly wealth people don't really need a credit card--Someone will do the paying for them. They also don't fly commericial.

  • @kathiesuper_star3825

    @kathiesuper_star3825

    2 жыл бұрын

    Hahahahah

  • @tomlee80
    @tomlee805 жыл бұрын

    Heck I'm not even Middle Class and I'm just slowly totting up my Amex Rewards so I can take a business class flight in 20 years... 😂

  • @pimpinisanoncontactsport2096

    @pimpinisanoncontactsport2096

    4 жыл бұрын

    Tom Lee 😆😆😆😆😆😆

  • @shaktischauhan
    @shaktischauhan5 жыл бұрын

    Nice video.

  • @gerardoramirez1195
    @gerardoramirez11955 жыл бұрын

    Honestly I don’t like the look of this card but who ever has it congrats. I will stay with my Amex centurion and black card even if I ever reach the status of the top 2%.

  • @La1930CosaNostra
    @La1930CosaNostra5 жыл бұрын

    Anyone watching this who have a Dubai First Royal... when your card expires, can I have the gold lining and the diamond before you destroy it?

  • @omarneaimi8852

    @omarneaimi8852

    4 жыл бұрын

    My dad has it and I really have no clue tbh

  • @JDushime

    @JDushime

    4 жыл бұрын

    omar neaimi 🧢

  • @nicholass5075
    @nicholass50752 жыл бұрын

    Met a guy with this card once and he had the centurion as well

  • @josephtaylor3857
    @josephtaylor3857 Жыл бұрын

    In France they call this card the "Dubai First Royale with Cheese."

  • @eddydelacruz2898
    @eddydelacruz28985 жыл бұрын

    I prefer the Centurion.

  • @G-y_m

    @G-y_m

    5 жыл бұрын

    Eddy De La Cruz you have the option?

  • @eddydelacruz2898

    @eddydelacruz2898

    5 жыл бұрын

    Gym S - Member since 2016, green card. 😊

  • @nomaanhusain
    @nomaanhusain5 жыл бұрын

    Its pronounced "Dih - rm" Credit Shifu rocks!!!

  • @andhikawijaya9731
    @andhikawijaya97315 жыл бұрын

    My question is ? why it's not a world elite mastercard ? world elite is the highest tier right ?

  • @DrewPicklesTheDark
    @DrewPicklesTheDark4 жыл бұрын

    The lack of symmetry on the gold lining makes it visually unappealing to me tbh. If it were thinner, but encompassed the entire edge, they it would look pretty awesome.

  • @johanjames4663

    @johanjames4663

    3 жыл бұрын

    It doesn’t matter you can spend any amount on the card and that’s what matter you could buy a US Senate seat with that card , or a ambassador’s appointment with a card like that

  • @rolandcasadine528
    @rolandcasadine5284 жыл бұрын

    I will stay with American Express centurion platinum

  • @thevoxdeus
    @thevoxdeus5 жыл бұрын

    It's weird that they charge such a high interest rate, considering it's Dubai. I thought Muslims had a very old school "no usury" religious stance. Obviously it would be very hard to run a bank without charging interest, but I figured they'd at least be discreet or restrict credit in order to keep the rates very conservative. I mean, 3% per month is payday loan or title loan territory. That's the kind of interest you charge (and can only get away with) when your clientele is almost guaranteed to be delinquent. How can you justify that when your clientele are most likely millionaires and billionaires? I guess people with oil money must be really dumb with it?

  • @preciousjose

    @preciousjose

    5 жыл бұрын

    thevoxdeus really common in India as well. 40-45% is the norm (yearly). My Amex here charges 41%, which is lowest among my cards.

  • @example917382
    @example9173825 жыл бұрын

    Bro...Do a " Whats in Captain Picard's wallet" video!!

  • @yacobgugsa2524
    @yacobgugsa25245 жыл бұрын

    "Heavily subsidized luxury airlines" *Air Canada liked this video*

  • @ktanner438

    @ktanner438

    5 жыл бұрын

    Underrated post

  • @1968harsh

    @1968harsh

    4 жыл бұрын

    Actually emirates is profitable and also not run like as an independent company

  • @jasontran81
    @jasontran815 жыл бұрын

    About how the card look, bare in mind that gold and diamonds are less expensive in Dubai because of cheaper labor than the US and more readily available.

  • @davidb3852
    @davidb38525 жыл бұрын

    Yeah I'll take a AMEX Platinum

  • @cbernier3

    @cbernier3

    5 жыл бұрын

    so get one?

  • @andrewsalazar98

    @andrewsalazar98

    5 жыл бұрын

    @@cbernier3 probably already foes

  • @kathiesuper_star3825
    @kathiesuper_star38252 жыл бұрын

    Is true we need but this royal card to can go to the palace and meet with the prince and marry with him right ?

  • @darvinray1783
    @darvinray17835 жыл бұрын

    The card seems tacky and gaudy looking. Yup the rich people, especially the Old Money, from the US would be less ostentatious.

  • @abranvalencia707
    @abranvalencia7075 жыл бұрын

    Who paused the vid and see if the card number would work me lol

  • @smedleybelkin19
    @smedleybelkin194 жыл бұрын

    If your main concern is what your card looks like over how it performs, you have it for the wrong reasons.

  • @Muzammil.S
    @Muzammil.S5 жыл бұрын

    You pronounced the Dirham correctly. --UAE Resident

  • @johanjames4663
    @johanjames46633 жыл бұрын

    Personally as long as it will never get declined that’s what matters you could spend one million a day for the whole year

  • @kathianaeugene
    @kathianaeugene5 жыл бұрын

    Cries in poor

  • @mathgasm8484

    @mathgasm8484

    5 жыл бұрын

    ah delicious tears.

  • @townautorental
    @townautorental5 жыл бұрын

    Which link do I click to apply for royal 👑 card

  • @BlueYT1107

    @BlueYT1107

    5 жыл бұрын

    Ravin new u need to be a part of the royal family or high net worth

  • @BlueYT1107

    @BlueYT1107

    5 жыл бұрын

    And invite only

  • @sunshine0282
    @sunshine02825 жыл бұрын

    Centurion it is for life.

  • @Toxicbell
    @Toxicbell5 жыл бұрын

    You really need to read The Millionaire Nextdoor.

  • @stantheman3480
    @stantheman34805 жыл бұрын

    I’ll take Amex centurion card. PS Amex Platinum holder

  • @yokoono1784

    @yokoono1784

    5 жыл бұрын

    stanley Laroche ps no one gives a shit

  • @stantheman3480

    @stantheman3480

    5 жыл бұрын

    Samuél vilichanti good to know

  • @matthew8153

    @matthew8153

    5 жыл бұрын

    stanley Laroche A lot of people turn down the Platinum just because they don’t fly enough to justify it.

  • @Richard-yy8tn

    @Richard-yy8tn

    5 жыл бұрын

    Yeeeeeaaaaa buddy!

  • @09NXN06
    @09NXN065 жыл бұрын

    Amex gold for me please!

  • @ducatirottie
    @ducatirottie5 жыл бұрын

    I think this card has been out for a few years now. I remember seeing it in one of those fancy smancy magazines.

  • @Johnnydazguy
    @Johnnydazguy5 жыл бұрын

    Yes, but do you sell a gold rimmed wallet with an encrusted diamond?

  • @ioanbota9397
    @ioanbota93973 жыл бұрын

    Realy I like this credit cards

  • @AppleCrider
    @AppleCrider5 жыл бұрын

    That is just absurd. Gold AND a diamond??

  • @gr8sujit
    @gr8sujit5 жыл бұрын

    The first is Mashreq Solitaire

  • @04passatbass
    @04passatbass5 жыл бұрын

    Amex centurion

  • @Isweartolucifer
    @Isweartolucifer5 жыл бұрын

    *I like it a lot*

  • @tristar236
    @tristar2365 жыл бұрын

    Why is it Mastercard though :/

  • @samsunglg6671
    @samsunglg66715 жыл бұрын

    I'm sticking with VISA, the world's first global currency :) hehe

  • @alexandercrush
    @alexandercrush5 жыл бұрын

    The MasterCard logo makes it look cheap as hell. Should have gone with Visa or no logo in the front.

  • @Dewi666

    @Dewi666

    5 жыл бұрын

    Of the logo made of plantium or something.

  • @marksantucci4230
    @marksantucci42305 жыл бұрын

    so they don't tell us what the annual fee is? He made a good point what if the Oscars are sold out? oops some wealthy person paid all that money for the annual fee and you can't get into the Oscars must be disappointing. so is this a tier 5 credit card or you only do tiers for Us cards?

  • @pahanin2480
    @pahanin24805 жыл бұрын

    I'd be happy to charge millions of dollars of spend on it and pay off the balance each month.

  • @Zoki4444
    @Zoki44445 жыл бұрын

    There's probably a secret Yu-Gi-Oh! card for it too.

  • @tinman7329
    @tinman73295 жыл бұрын

    Not even close

  • @BlueYT1107
    @BlueYT11075 жыл бұрын

    I feel so damn poor

  • @WhiteKitta
    @WhiteKitta5 жыл бұрын

    NO thanks!.... I don't want nothing from Dubai ever...,, and I am pretty sure almost no one has any desire to get this one...

  • @ThinIceOwl
    @ThinIceOwl5 жыл бұрын

    Personally, I love it. Bling all the way.

  • @jibeneyto91
    @jibeneyto915 жыл бұрын

    Say what you will but the card is absolutely horrendous. It's not a matter of having "different" taste. It's a matter of having "bad" taste.

  • @staceystory3695
    @staceystory36955 жыл бұрын

    If worst comes extract that diamond and sale it.

  • @aeroAdvocate
    @aeroAdvocate4 жыл бұрын

    Not even World Elite? What a joke. I'd laugh if that Diamond gets stuck in some card reader.

  • @Sergeant_Sparky
    @Sergeant_Sparky4 жыл бұрын

    Now I feel poor

  • @marthau89
    @marthau895 жыл бұрын

    I prefer videos about cards that are obtainable for middle class people in the U.S.

  • @Demiurge66

    @Demiurge66

    5 жыл бұрын

    I agree this is all useless dreamer stuff. I would prefer cards thats obtainable by the middle class or under(people establishing themselves)

  • @nasseralemadi2952
    @nasseralemadi29525 жыл бұрын

    The QNB private is way better

  • @dragonfi9123
    @dragonfi91233 жыл бұрын

    Lol 8:31

  • @isaacjordanmelis7248
    @isaacjordanmelis72485 жыл бұрын

    The 1% of the 1%

  • @DelfinaKS
    @DelfinaKS5 жыл бұрын

    The Dubai Royale looks like the most useless card anyone would want to get. If you have such an amount of money and cash to spend, you can get an exclusive personal assistant to take care of managing your transactions instead of getting this card and whatever personalized services it offers. I am not that rich, but if I ever become one, I wont' be so foolish to apply for an useless card like this. However, I do find your other videos useful and I am also trying to build my credit profile. Just that I am not in US and so sometimes your specific recommendations are not relevant to me but I am learning a lot about credit cards from you.

  • @dennismiller95
    @dennismiller954 жыл бұрын

    1. DENNIS J. MILLER JANUARY 20TH 1983 #1FOKUS #GHOSTWRITER

  • @jgonz1325
    @jgonz13255 жыл бұрын

    Imho this is overkill it just looks ugly there’s nothing like the subtle look of a black American Express.

  • @ifte4brishty
    @ifte4brishty5 жыл бұрын

    I will pass 😏

  • @xprozombieslayer
    @xprozombieslayer5 жыл бұрын

    The card is kinda ugly

  • @BryanAgapito
    @BryanAgapito5 жыл бұрын

    If I was Warren I’d collect points cause I’m a cheep ass

  • @ChesterFoster
    @ChesterFoster5 жыл бұрын

    That cards a joke. I bet it cant get you into a Centurian Lounge 😎

  • @Excalibur_86

    @Excalibur_86

    5 жыл бұрын

    Chester Foster card holders will probably fly first class or private so it doesnt really matter.

  • @akin242002

    @akin242002

    5 жыл бұрын

    As crazy as it sounds, they will get denied from the Centurion lounge.

  • @AnythingMike

    @AnythingMike

    5 жыл бұрын

    Chester Foster it’s gonna get you anywhere mate!

  • @Produde68rules

    @Produde68rules

    5 жыл бұрын

    that card could buy you the Centurian Lounge lmfao

  • @user-pu9pz6ff9l

    @user-pu9pz6ff9l

    5 жыл бұрын

    Chester Foster Lol. People with the Dubai First Royale can buy the Centurion Lounge. You are over-hyping a Lounge that is crowded and loud like 90% of the time, offer food that is similar to a 3 star buffet, and Costco-level wine. Have you ever been to a Centurion Lounge? Its not luxurious at all. Its quite cheap. Check the Point Guys Review on the world's more exclusive and luxury lounges; the Centurion Lounge is not on there. Which is funny because AMEX markets that lounge like it should be on there. The problem with the Centurion Lounge is that it lacks exclusivity. A poor scrub (myself included) can get into a Centurion Lounge, which is pretty insulting to Centurion users.

  • @suleiman3811
    @suleiman38115 жыл бұрын

    How are people hating on this card when they probably can’t even get the Gold AMEX lol

  • @user-pu9pz6ff9l

    @user-pu9pz6ff9l

    5 жыл бұрын

    Lol. Its so true. People are hating on the Dubai First Royale when they can't even qualify for the AMEX Gold. They are also over-hyping the AMEX Plat as well when the AMEX Plat is as common as a Toyota Corolla. I'm an AMEX Plat holder and the AMEX community have tons of fanboys. Quite a bit of them think the AMEX brand is luxury. I mean - check the Centurion Lounge. Its crowded like a zoo majority of them with Costco-level wine; definitely luxury. /sarcasm.

  • @aini9027

    @aini9027

    5 жыл бұрын

    Exactly

  • @Richard-yy8tn

    @Richard-yy8tn

    5 жыл бұрын

    @@user-pu9pz6ff9l lol chill out. People hate this card on the fact that just like Dubai and many Arab countries, they try to outdo the world by putting gold and diamonds on it. Look at the Lycan Hypersport supercar, sub par engineering but they put diamonds in the headlights... lol! And I disagree with you, the Amex platinum gives great value, get rid of yours if you dont agree.

  • @tomlee80

    @tomlee80

    5 жыл бұрын

    @@user-pu9pz6ff9l I own an AMEX Gold and drive a 2003 Toyota Corolla. I'm in the right bracket for the Gold I reckon.😂😂

  • @user-pu9pz6ff9l

    @user-pu9pz6ff9l

    5 жыл бұрын

    @@Richard-yy8tn That's a lame argument. They are trying to out do the world in terms of competition. More competition in the black card business is good. It makes benefits better and perks better for everyone. Dubai trying to outdo everything can make AMEX do the Centurion better. Are you against competition? Who said the AMEX Plat isn't good value? I never said that. I said the AMEX Plat is not an exclusive card like majority of the population makes it out to be. AMEX Plat can be give to anyone starting at an income of 25K+. My recent college graduate friend works at a grocery store has one.

  • @JoseTheRover
    @JoseTheRover5 жыл бұрын

    tasteless design

  • @kevinmolato692
    @kevinmolato6925 жыл бұрын

    It makes you look new-rich. Nobody wants that

  • @clemmie4
    @clemmie45 жыл бұрын

    If you had bought this already it would be useless already

  • @herefobeer
    @herefobeer5 жыл бұрын

    If there are few hundred members, it is on par with Centurion penetration in Dubai. Also, Cent concierge can do all this examples he mentioned. Heck, even Platinum cardmembers can get Oscar tickets. Another way to make fools part with their money.

  • @jared997
    @jared9975 жыл бұрын

    Obviously can't get the card but interestingly video

  • @G-y_m
    @G-y_m5 жыл бұрын

    Yuck... Mastercard

  • @xiaoranwang835
    @xiaoranwang8355 жыл бұрын

    it looks so ugly. Amex centurion looks much better

  • @kentonthelucario
    @kentonthelucario5 жыл бұрын

    Rich dirtbags >:v

  • @Yerfdog1
    @Yerfdog15 жыл бұрын

    Land built by slaves....

  • @ericechols5806
    @ericechols58065 жыл бұрын

    Dude, You are from from being "Middle Class"...Saying this as a 55 year old American..... I like your videos but you aren't the Middle Class. I'm posting this on 1/8/2019 So stop playing ツ

  • @thenumberonebeaner2211

    @thenumberonebeaner2211

    5 жыл бұрын

    That really depends on geographic location. In certain cities, lower middle class ends at $250k/year. For example, in San Francisco, some jobs pay $80-100k for a the exact job that only pays $40-50k in LA 😭😭😭

  • @jalabi99
    @jalabi995 жыл бұрын

    It's a Mastercard...I'll pass.

  • @chocobillysranch9205
    @chocobillysranch92055 жыл бұрын

    Credit warriors wtf is this channel about suicide?

  • @vnctmrn
    @vnctmrn4 жыл бұрын

    the card looks like utter shit

  • @dingmingzou9866
    @dingmingzou98665 жыл бұрын

    this card is ugly AF