INTENSE! Citi Strata Premier vs Wells Fargo Autograph vs Amex Green Card
Тәжірибелік нұсқаулар және стиль
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🔗 Citi Strata Premier - Guide to Benefits: snamwpm.eccmp.com/wpm/617/Con...
🔗 Wells Fargo Autograph - Guide to Benefits:
www.wellsfargo.com/credit-car...
🔗 Amex Green Card - Guide to Benefits:
www.americanexpress.com/us/cr...
00:00 - Intro
00:33 - Welcome Offers and Annual Fees
2:14 - Earn Points
4:16 - Redeem Points
7:25 - Main Benefits
10:19 - Transfer Partners (Airline)
11:26 - Transfer Partners (Hotel)
12:20 - Insurance Protections (Travel)
13:27 - Insurance Protections (Retail)
13:53 - Final Score
14:30 - Which One to Get
The Citi Strata Premier, Wells Fargo Autograph, and Amex Green card are 3 travel credit cards that, when looked at from a high level, are VERY similar, especially with their rewards structure. Each one has a handful of 3X point categories that may cover things like travel, transit, restaurants, and more.
However, Citi ThankYou points, Amex Membership Rewards points, and Wells Fargo Rewards points can all have different values based on how you use them.
And now, all 3 cards have transfer partners!
Learn about the differences between each credit card’s signup bonus, reward earning rates, rewards redemption rates, main benefits, and more.
That way you’ll have a better understanding about which credit card may be right for you.
Disclosure: The thoughts, opinions, and information presented are those of the creator. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com, YourBestCreditCards.com, Biltrewards.com and others. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#creditcard #creditcards #americanexpress
Пікірлер: 83
💥 *CORRECTION:* At 13:30, the Amex Green Card DOES have purchase protection (Up to 90 days, $1K per claim, $50K max per calendar year). 🔐 AURA 2-Week Free Trial! aura.com/markreese 💳👇 VIEW CREDIT CARD OFFERS! markscreditcards.com/offers 🛍 RAKUTEN - Earn Cash Back! markscreditcards.com/rakuten ⬆ (More links in Description below video!)
Amex should dump all the credits on the Green card and make it a no AF card. And the Green card does have purchase protection.
@soapa4279
24 күн бұрын
This would be awesome. Especially Loungebuddy, I found that credit is extremely hard to get value out of. I do use the $189 CLEAR credit though, but yeah would prefer no AF.
@scarling9367
24 күн бұрын
💯. Or at least make it a general travel credit (hotels, rental cars, etc) instead of airfare related credits.
@ow5966
24 күн бұрын
Bro I agree!
@larryivey8118
24 күн бұрын
That could also be a good idea of keeping a customer who had the platinum or the gold but wants a fee free downgrade option vs just cancelling their existing card
@kingsamvisuals
24 күн бұрын
Amex only adds credits. AF only goes UP.
I had the Premier & Custom Cash. Travel portal shut down, downgraded Premier to Double Cash. Travel portal fixed, and travel protections added. Approved for new Strata Premier. Trifecta complete.
@Big_Jims_American_Dream
24 күн бұрын
Respect
@MarkReese
24 күн бұрын
Welcome back! 💯
I prefer my Amex Green solid travel card with solid travel rewards. Second option I’d go with would be the WF Autograph card no AF with excellent rewards categories and some travel value!
The Amex has the option for Primary coverage for a flat fee, which is much cheaper than going through a rental agency, and the coverage is pretty good
@MarkReese
24 күн бұрын
Correct 👍
In terms of Mastercard world elite, they may not list them but still have them. Bilt Mastercard doesn’t advertise the peacock credit but it is active on the card
Great comparison! Thanks for the info + video!
Great! Thanks for breaking down all 3 of these cards. I have the Citi card.
You’re also getting much better customer service in terms of AMEX. So, you get what you pay for.
The Autograph is I think a slept on card. It can easily be a major card in a setup. Me personally I’m probably gonna go for the Strata when my recent inquiries die off a bit in my credit score and rock the Citi trifecta. But the autograph is a very solid card
Great video and thanks for those visual comparisons
if the amex Green card offered 3x on Gas, that would make it super competitive.
As always, thank you for a great informational video. Very well thought-out and presented.
Citi Strata Premier 👑 is the better card💪
@VincentPascual
24 күн бұрын
Agreed. Citi bringing travel protections back to their cards is welcome.
Amex Green Card should have: - 2x On Everything - 3x Travel - No Credits - No Annual Fee
Totally awesome fact filled comparison. Really enjoyed this presentation. Kudos to you and your team.
@MarkReese
24 күн бұрын
Thank you!
I have the Citi Strata Premier and the AMEX Green Card. Great combo!
Why not use the WF Autograph journey instead? Wouldn't that have been a more fair comparison?
@getsugatenshoFTW
24 күн бұрын
I think cuz autograph has 3x across the board with categories whereas journey has some 4/5x
@RS-vs2lm
24 күн бұрын
@@getsugatenshoFTW that's exactly my point. For a similar annual fee, you get more with the Autograph Journey
@soapa4279
24 күн бұрын
Yeah I think the AJ is the better card, but the regular Autograph is the more balanced card for multipliers, which has 3X on transit, streaming services, and gas that the AJ doesn't. The Journey does offer more protections though, Baggage, Travel Accident, Trip Cancellation and $1000 for cell phone protection. Definitely better as a "travel" card. AND it has a better SUB at $600.
@minecakechase20
24 күн бұрын
Agreed, it's kinda odd to compare a no AF card against two other AF cards and expect an apples to apples comparison
@MarkReese
24 күн бұрын
That's a worthwhile comparison, too. I chose the no-AF Autograph due to the rewards structure (it has 3X Transit and 3X Travel in common with the Green Card).
Your presentations are so good. Thanks 😊
@MarkReese
24 күн бұрын
You're welcome + thank you!
Choice Hotels on AmEx only transfers 1:1, while Citi and Wells transfer at 1:2. Choice Hotels can make sense at 1:2. Marriott being 1:1 is pretty bad too. Hilton is basically the only hotel transfer that can make sense in my opinion.
@MarkReese
21 күн бұрын
That's right!
Your videos are always top notch. I especially appreciate your attention to detail (the information and its layout) and the fact you don't make videos on topics like everyone else.
@MarkReese
24 күн бұрын
Thank you!
Cool review 💯
This was a much needed video! 🌟
@MarkReese
24 күн бұрын
💯
Would like to see an Amex green refresh soon like the gold.
@curmudgeonextraordinaire1884
24 күн бұрын
A refresh, in Amex’s parlance, means a higher AF and more difficult to use credits. The actual value to the consumer is dubious at best.
I got the autograph this month. Im not a big flight taker. But i do take road trips and stay in hotels. Happy with the card so far
@MarkReese
24 күн бұрын
Congrats on the approval!
Hey Mark! Gonna be overseas for a year, what are a couple credit cards you recommend for international spending
@MarkReese
23 күн бұрын
What types of things do you anticipate spending on?
@BlackMambaFan124
23 күн бұрын
@@MarkReese mostly a mix of groceries,retail, food and bills
@BlackMambaFan124
23 күн бұрын
@@MarkReese fwiw I already have the citi double cash card
@MarkReese
23 күн бұрын
@@BlackMambaFan124 - In that case, I'd get the Citi Strata Premier. Strong welcome offer, great for supermarkets & restaurants, no FTFs, and works well with the Citi DC you have.
@BlackMambaFan124
23 күн бұрын
@@MarkReese thanks mark!! You’re the best!
Recently started following your content and you’re super knowledgeable on credit cards. I travel at least once a month to see my daughter in NY. Over the years I’ve only used my NavyFed platinum card. I’ve used this card for the past 5yrs and I have no points/miles whatsoever. I seriously need to get a better card/cards. I’m not loyal to any airline or hotel. Any suggestions?
@MarkReese
19 күн бұрын
What are your largest monthly expenses?
@_WillieB
19 күн бұрын
@@MarkReese thanks for reaching back. My biggest expense would be rent. Travel would be second
@MarkReese
19 күн бұрын
@@_WillieB - For rent, I'd look into the Bilt Mastercard. For travel, I'd look into the Chase Sapphire Preferred and Chase Sapphire Reserve. Review the benefits & rewards to see which one sounds like it fits in with your lifestyle.
Just wanted to add that my Citi Strata gets 3x at Travel Agencies…so it’s not just airline and hotels.
@MarkReese
24 күн бұрын
Correct 👍 What kinds of purchases have you made via travel agencies that were not airfare or hotels?
@alexarauz
24 күн бұрын
@@MarkReese Cruise packages
@MarkReese
23 күн бұрын
@@alexarauz - Awesome!
Has anyone had an issue actually receiving the Citi strata premier card. I was approved for the card but it is taking a very long time to arrive.
@fogrunr5075
24 күн бұрын
Better give them a call in case somebody snagged it in the mail.
@MarkReese
24 күн бұрын
Not for me. Call Citi & request a replacement.
@ezrielpollack558
24 күн бұрын
@@MarkReese I have been in touch with them. They haven’t been at all helpful.
@MarkReese
23 күн бұрын
@@ezrielpollack558 - Then keep calling until you get someone who can help.
@ezrielpollack558
23 күн бұрын
@@MarkReese I have seen online that this has happened to people and they just say they don’t know where the card is and they can send another. But I doubt that the replacement card would be any different.
👍🏻
Hey Mark , very good video . I can do better editing in your videos which can help you to get more engagement in your videos . Pls lmk what do you think ?
@MarkReese
21 күн бұрын
Thanks for the offer, but not at this time.
Yeah Mark you messed up this video by not putting in the journey card from Wells Fargo
@MarkReese
24 күн бұрын
I agree it should've been a 4-card comparison.