*DONALD NATHAN SCOTT.*

“You’re not eating the entire pack of bacon in one meal.” Challenge accepted.

@arh1234

13 күн бұрын

😂

@davidbrooks8809

13 күн бұрын

😂😢😅😊love it

@benb6691

11 күн бұрын

Who doesn’t eat the whole pack of bacon in one meal

@martywilliard

10 күн бұрын

@@benb6691LOL

@fernleafmedia

10 күн бұрын

Yes I am!

I grew up poor with food stamp sources of food supply. My sibling, and I saw how my parents treated money with no savings. They never taught us how to save. We all go to community college and transfer to state schools while working part-time. We learned the concept of stocks, bonds, and savings from community collage. Fast forward now. We broke the cycle of poverty. We live half from our income, and the rest goes to investment. with no debt, house paid off, and we are in our late 30's .

@leytonfortnite4724

16 күн бұрын

Great job 👏!!!

@user-wy2ud4xx5q

13 күн бұрын

Determination to be different from what life offered you is what leads to your success. Nice!

I didn’t know you could sing 😭 you literally had me watch an ad read because it was so damn entertaining! THAT’S how you do an ad read!! 👏🏼👏🏼👏🏼

@knowen87

6 күн бұрын

Agreed, they should have paid him more for that banger

I think George underestimates my willingness to eat an entire pack of bacon. Still sound financial advice regardless.

@pdyches

16 күн бұрын

😂😂

@wastelanddan7388

14 күн бұрын

Calls in to the show. "I'm in crippling debt cause of bacon." 😂

@davidbrooks8809

13 күн бұрын

I think I can eat half the pack right😊

@NYTripletMommy

12 күн бұрын

🤣 best comment! 😆

Yeah, no one is saying a 15 year mortgage at 25% of your income isn't sound financial advice, it's just unrealistic...

My last wheels cost $3000. Six years later it's still worth $1000. No loan. Repair expenses so far about $500 total (alternator and 2 tires). Cost of ownership for me is $417/year or $34.75/month. Take that car payment!!!! I only insure for liability which is $30/month. I have no plans to trade up. I'm going to drive till it can't go no more, then find a cliff to push it off. I have this superpower called being 75 years old and no women to spend $$ on. My net worth is about $500K and growing. I cook everything I eat also. My total budget is less than $800/month and I haven't spent all of it yet.

@cherrypieforbreakfast1499

16 күн бұрын

Yeah. It's tough to find a cheap set of wheels but it can be done with some looking around. My current daily driver cost 200 bucks (yes, 200 bucks). A 25-year old pickup I bought out of a guy's back yard. I did have to do some fixin' on it but all in I'm still less than 2000 bucks and I've been driving it for three years.

@Enki1013

16 күн бұрын

Aw, don't push it off a cliff! Call up one of those junk car buyers instead. At least you could get some money for it when you are done with it.

@peace-a

14 күн бұрын

Hmmm, you just gave me an idea to remove full coverage on my 9 1/2 yr old paid off car and just get PIP (required in FL) and liability. 👍🏼

It doesn’t matter what you say, people will always have a problem with it. Especially when you start talking about taking responsibility for your actions/ decisions.

My favorites are the "I'm going to die if I buy a $5000 car" people. Wahhh.

@paulstandaert5709

15 күн бұрын

What would they say if they bought a $500 car? I must be a cat because I would need to have 9 lives with my jalopies.

@Evan_Horvath

15 күн бұрын

I would die if I ever spent that much on a vehicle. The most I've ever spent on a vehicle is $1500, the last one I bought I got for $700. I own 4 vehicles, and I have never sold one.

@twashington9983

15 күн бұрын

"But I need a reliable car!"

@paulstandaert5709

15 күн бұрын

With all these people and their "life hacks", they seem to totally overlook the hack of becoming knowledgeable in automotive stuff. Then driving $700 clunkers saves them a LOT of money.

@nicholebryant7359

14 күн бұрын

Til the wheels fall off!

Can’t agree more with everything. I meal prep to save money. My husband travels for work and he complained about feeling horrible eating out, so I make meals and keep them in the freezer. He takes a cooler with him and goes shopping in the freezer to decide on what meals he wants for the week. Saves A TON of money!

2:24 Don't forget: cooking at home is generally healthier. You know what you put into your food. Restaurants and prepared meals usually use a lot of butter, salt, etc. How come everyone is health conscious with gyms, yoga, etc. except when it comes to food? Like putting salt water in your gas tank but waxing it every weekend.

@cherrypieforbreakfast1499

16 күн бұрын

Yep. Unless you're intentionally eating garbage at home, eating at home is much cheaper and healthier.

@ultra91790

16 күн бұрын

Salt and butter on a steak. Yum!

@norawoods3263

16 күн бұрын

Today I bulk prepped breakfast sausage patties and chicken nuggets that I made 100% from scratch with some fresh meat, seasonings, and my food processor. It’s good knowing that my kids will be eating the food they love without the added ingredients! And it costs less overall after the initial investment of buying the seasoning

@workinprogress-ye5or

16 күн бұрын

That's true to a degree, but we have to figure out what is in some of the meat and other things we buy too. ; ) I did lose weight more eating the same foods home since mine didn't have the same additives and salt and sugar.

@janecusicscheller9784

4 күн бұрын

George!! I didn't know you could sing so well!! ❤❤❤

Ever since downloading every dollar and watching more Ramsey content my husband and I have cut back a lot in n eating out or picking up coffees.

@happycook6737

6 күн бұрын

For fun, get your calculator and see how much you will save in 1 year, 10 years, 50 years. Most people pay close attention to their big purchases but let the small money slide through their fingers which adds up big over time.

I mostly agree. But I do sympathize with those complaining about cost of living. I live very frugally and there’s no way I’d have a house if I didn’t buy one before prices doubled. And I have a good income.

The real reason people don't think cooking at home is worth it is that they don't know how. Spent $10 and 20 minutes on dinner for 4 last night.

@happycook6737

6 күн бұрын

Exactly or people think they need to eat "exotic" food.

When I was in my twenties, I was so poor. Investing advice seemed like a cruel joke when Wells Fargo was fining me $35 per transaction that I was over on my bank account. That comedy bit about being poor by Lewis CK really resonates with me. But now that I’m more advanced in my career and I bought a house when they were still cheap, I’m finally able to save and invest. I’m even excited about it because I’m seeing my investments grow. I just hope I’m not too late.

@lindabaker667

16 күн бұрын

It's never too late to get on the right track!! Just keep moving forward.

How in the HELL does anyone think eating out is cheaper than cooking at home????

@happycook6737

6 күн бұрын

ALL the young teachers that work with me SWEAR eating out is cheaper! Even when I show them an easy menu plan they refuse to believe. They think discounts on restaurant apps are a good deal. They also can't cook! Sigh.

@rightsaidmatt2632

10 сағат бұрын

I don't think anyone really does think this. Pretty sure they just cherry pick out a couple comments for this example to get everyone on their side and shield from all the other absurd takes they are trying to defend

Aldi had bacon on sale for $4/lb last week and it's 9.50 for 2 pounds at publix right now, no thrift store needed!

Um I couldn't afford to decorate for almost 8 years... and then I could only afford goodwill, yard sales, or thrifts.

@leechburglights

13 күн бұрын

😂 I moved to my new to me home and had no decorations at all. Got free paintings and wall art after the neighbor across the street passed away. Just started sprucing up the landscaping and got 10 bags of $2 mulch. Used some free landscaping lights that needed new batteries. Just gotta pick your battles. I want a new garage installed by the end of the year do I'm saving every penny i can 😂

Four years into a 15-year mortgage at 2.375% and I couldn't be happier. I'll have my primary residence paid off by the time I'm 46 and then we're 100% debt free.

@Snesboy09

16 күн бұрын

I'm 3 years into a 30 but once I'm done with baby step 2 (3 weeks!), I'm gonna make payments to my mortgage to make it a 15 year. Instead of refinancing and losing my low interest rate (2.875)

@greenlantern1986

16 күн бұрын

How's retirement looking?

@MBergyman

15 күн бұрын

This is the way to do it :)

@DaveM-FFB

15 күн бұрын

@@Snesboy09 This retired MBA says if it was me, I would invest the extra money that you're planning on using to pay down your mortgage balance. I would max out my 401K and then fund a Roth, an HSA, and/or a 529 for students in the household. If there's still extra money, I would invest that in a taxable index fund. I've never made accelerated mortgage payments because you don't receive any compounding on your home equity, and those extra payments won't help your cashflow until the day that your mortgage is completely paid off, which could be years, or never.

@jimroscovius

15 күн бұрын

​@DaveM-FFB Wrong!! Pay off the house fast, then you'll have lots more money to invest. The key is to pay off the house fast and not drag it out. The longer you drag it out, the more money you will lose.

The only thing I have an issue with is the 25% of your income & 15 year mortgage. It really is highly dependent on your job opportunities + income vs. where you live. And the ditching credit cards.

@BLdontM

14 күн бұрын

That advise is designed to keep people renting for most of their life. Ramsey has a large rental portfolio.

I never understood the "You can eat out cheaper than you can cook" argument. Like by definition for the restaurant to make any kind of money whatsoever the food has to be more expensive than what you can buy the ingredients for

@samanthat7553

16 күн бұрын

It's just people's excuse to justify the convenience of eating out.

@jennifferflowers

16 күн бұрын

Probably bcuz they can't cook or too lazy and they probably do need that excuse. It's sad. There are so many easy and cheap things to make our there ​@@samanthat7553

@chrisdavis3055

16 күн бұрын

That excuse only works for people that have never been taught to shop for groceries, or to keep a well-stocked pantry, or to cook. Their parents let them down (probably because their parents were too busy being terrible at life).

@weldon9254

16 күн бұрын

Stop the logic

@alqoshgirl

16 күн бұрын

Right! Makes no sense! Are people that stupid they think restaurants can run without making a profit? Do they not get the restaurant also has to buy the same food at a higher cost? It clearly shows people don’t know how to cook anymore

We did a 15 year mortgage as advised by my in-laws. We saved, waited and put more down, compromised what type of house we still live in (1800 sq feet not 3000+ sq ft). But, in our early 40's it was paid for. It's a fantastic feeling. We got picked on by family members, don't care. It was a great feeling as our kids were graduating to not have a mortgage, so we could help with college. Now we focus on retirement savings and fun projects inside and outside the house all with CASH. Rock on George!!! People gonna hate and whine.

@lunallena5594

16 күн бұрын

1800 sq feet is a nice sized house in Florida. I guess in other areas, it's teeny. Congratulations on getting ahead despite peer pressure!

@IrisP989

16 күн бұрын

What state do you live in? I am in CA and there is no way we would want to do 15 years on our mortgages instead of 30 (we also have kids). The mortgage on our primary residence is $2,630 a month (not including property tax and insurance). Double that? No, thank you.

@kariforgie457

15 күн бұрын

​@IrisP989 it doesn't double by taking a 15 year mortgage. You pay less interest and pay for off principle faster 😂

@IrisP989

15 күн бұрын

@@kariforgie457 Regardless, we absolutely don't want to be obligated to rush and pay off 2.99% and 3% interest rates. If it works for someone else, then great. They obviously don't live in my expensive county in CA, don't have high property taxes, don't have kids to take care of and raise etc.

One excuse for not buying used cars is they’ll need repairs. No $10,000 car will cost you as much to repair as the depreciation on a new car. You could replace the engine and transmission for less than the first year’s depreciation. People scoffed when my brother bought a 100k-mile Camry, but he drove it another 150k miles.

Aldi is the goat for saving money

@trebmaster

16 күн бұрын

Trader Joe's is slightly behind it and generally healthier.

@Shelly_B

16 күн бұрын

Lidl is awesome, too! I do all of my shopping there!!!

@frederickdekock244

16 күн бұрын

Yes, but also buy second hands😎

@kathrynp7595

13 күн бұрын

Aldi’s produce and meat are not good. Canned food , dairy and frozen food is good though

Thanks for the elaborations, George! People need to stop being victims and do the stuff.

I took out a car loan for my first car. I put half of my net income into paying off that 12% interest rate. I made 3 payments per month for 18 months and the car was paid off. Then I had an extra 823/month to put into the next car which I purchased 12 years later. During that investment time, I put away $98K into investments then I paid ~$19,500 for my next new car. That car lasted 11 years and I invested another $108K, before buying my next car for ~33,000. That was 12 years ago and I am planning on buying another ~33K car as soon as this one breaks. Yes, I do average about 12% per year investing in the S&P500 fund.

If your gig with Dave Ramsey doesn’t work out, you can always become a singer songwriter! 😂

People come up with all kinds of excuse to be poor. Stop eating out, drive a 10 year old car, don't buy coffee, blah, blah blah. But you know the one thing people refuse to do? Make more money. If you have to forgo life to save money, you are in denial about your income. And living like shit to save isn't the same thing as being wealthy. You go to to both. Live and invest. And now I'm going to piss off 80% of you. Here it goes. 100k a year isn't middle class. So, stop making excuses and go make more money. You only live once. I think I'll dine out tonight.

They act as if you arent just spouting the same advice EVERYONE has been saying forever

George, I'm glad there are level-headed, common Sense investment teachers like yourself and Dave out there. You teach in a fun way too!

@5:37 "Laurel Road take me home" best sponsor shoutout haha

Reading "hate" comments is a fun part of having a KZread channel, in my opinion. It means people are passionate about the topics you cover. I think you should make the "I Triggered People..." a recurring topic. I bet you'll get a lot of views and some laughs. 😀

Somebody ought to check on boo boo bear 😂😂

Last night spent $300 on a meal that was so-so. Sometimes it's terrible to be great home chefs.

Thankfully, I'm one of those rare birds who cooks better than what I can find in restaurants. If it weren't for my feet limiting how long I can stand, I'd probably have my own restaurant or food truck. As it is, my family eats better dining in than my neighbors do eating out, all while saving money and exercising my creativity.

Love your advice and love the humor too.

Thanks for your videos, George. :)

George!! You are a phenomenal singer. Honestly- that was one of my favorite parts of the video. Well done!

the people who complain about your advice are lazy, entitled, and want instant results. ignore them. they want things handed to them. they dont want to work for things. they think by merely existing, they deserve things.

@cdevidal

16 күн бұрын

Same kinds of people are protesting on college campuses while they rack up $100k in student loan debt then tomorrow are whining for debt forgiveness. We live in an age when math and facts and reasonable thinking are hated.

George, thank you!! ❤

Well explained George. I personally know so many people like this

You are spot on with every topic discussed but a lot times the lack of knowledge application and discipline are the main reasons we don’t achieve most goals. Great video

Great wisdom here George. And good natured.

Solid. Cover. George. I have seen the tele on the wall behind you, and thought..."nah." I was wrong. Fun fact, every time I heard "Laurel Road" I immediately started singing "Country Road" in my head.

Experiencing your musical charms made every second of this vlog absolutely worth it! 💚

It shows how detached from the truth Americans have become that they actually believe it’s cheaper to pay someone to cook for you, than to cook for yourself.

@Izzy_Gtz

16 күн бұрын

Detached from reality or just plain stupid 🤣

@deb9806

15 күн бұрын

I think most want convenience and if you live alone or have long days, want food you don't have to cook. That's why the (awful to me) food delivery services like Home Chef etc became popular. I like a salad but for one day. I'm not eating greens 3 days sitting in fridge and I know that about myself. Grabbing a 6.00 salad with all the trimmings is cheaper than wasting food. Americans throw out so much food trying to "save money".

@martywilliard

10 күн бұрын

Helloooooo metabolic health syndrome!!!

@happycook6737

6 күн бұрын

​@@deb9806I live alone. I hate to cook so I focus on making food that freezes well. I double batch and freeze in portions. Example: pasta (undercook by 2 minutes, drain, put into ziplock), ground beef brown and crumble put in 1 ziplock and freeze use for pizza toppings, tacos, spaghetti sauce, bbq beef, etc. I basically cook for 1 week and eat off frozen portions the rest of the week. Sounds like a lot of work but it's easy and faster than drive thru. Key is a menu. I take last night's planned leftovers for lunch next day. My emergency meal is an omelette. I also Keep shredded cheese in my freezer.I spend $60/week on food, mainly because I love Asian food which can be cheap and fast to make.

@deb9806

5 күн бұрын

@@happycook6737 yes my daughter actually said "you have to learn to freeze more" but I never think it tastes as good. I will try though . I never do fast food but like deli's in my area. Some Italian ones will make portions to grab and go or have 2cutlets you can buy but again, it's going to be more money than buying them and freezing some. My mom did what you did as a widow and it worked but she also had to toss things that she kept for too long.

You Shouldn’t be in a restaurant unless you’re working there.

Great video as always.

I'm so impressed by your musical talent!!!! Btw, you're my favorite nerd! Keep it up!

LOVE your common sense, George!

I am learning a bunch from your videos and like the way you present them. Thanks

Lmfao the thumbnail love it

Hey George loving the vids. Given that it’s grad season and some people tend to travel, would love a vid on travel trips for saving money for recent graduates like me. I’m currently traveling Europe and have been buying sandwich supplies from grocery stores for my lunches and can definitely confirm it’s cheaper than eating out.

I love you George!!

People will work so hard to find excuses.

I am 65 now and we were taught in school that housing should be no more than 25% of your income. I do know today that would be quite difficult in most parts of this country, but doable in other parts of the country.

@TH0KH

13 күн бұрын

That's still the standard advice. Def hard to do a lot of places now so some people will stretch it to say 30 or even 40% is OK, but it makes the other parts of those budgets VERY hard to live within

We got a 30 year fixed rate mortgage with the intention of paying it off early. The goal being 18 years, ie when our daughter was college age. So whenever we had extra money we made extra payments. Paid it off in just over 16 years, but had that freedom to control when we paid more and when the budget was a little tight we just made the normal payments. That might not work for most people, but worked for us. You do save on the interest rate on a 15 year mortgage, but it is a higher monthly payment.

George, you are so right, down the middle right!

I love this episode, it is so funny to watch answers of ignorant people.😂😂😂

The system has these people by the balls just hit every day goal and it didn't take that long

It’s ridiculous how excited I got when George started playing 😂🎉❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤

Keep up these awesome videos. The stuff this man teaches is not easy but will build you wealth 100 percent.

George, thanks for another hilarious (but accurate!) episode...not to mention an uncanny John Denver spoof for your bank sponsor!

You’re amazing at your meme game. Also your point about not eating the whole pack of bacon is a good point. I never thought about it that way.

I have taught all my children how to cook from a young age, very good parenting advice. They save so much money from eating at home. Fast food is pure garbage and restaurant quality has gone way down.

@leechburglights

13 күн бұрын

Mom taught me in the early 80s how the sink, stove and dishwasher worked. She had us trained 😂 for when she beeped the horn we had to bring in the groceries 😏 Worked food service for 20 years, I never eat out unless we are on a trip.

My wife and I went out to a homemade Italian restaurant (homemade noodles etc..) she got soup, lasagna and cake. I got soup chicken Parm and cannoli. The bill was $78 I almost choked. We haven't been out to eat like this since COVID. We will do Mexican food and that's under 20.00 for both of us once in a blue moon. It's way to expensive to eat out.

@happycook6737

6 күн бұрын

That's cheap for Italian IMHO. Such a meal would be $150 where I live. We eat at home.

I’m 17 and bought my a $9000 car in cash. Also have another $10,000:) I’ve not been given any of that!! I work full time and do school online simultaneously:) No excuses if I can do it you can to Love the advice George😃😃

These videos are too entertaining 😂

Finally, somebody roasting and speaking facts to the commentators lol this is platinum!

George, much respect but people aren't triggered by your math, they're triggered by how unrealistic your advice is. You might as well be telling people to get a house for free or win the lottery. Everyone wants a 15-year fixed rate mortgage where payments are no more than 25% of after-tax take home pay. But who can realistically find a deal like that? Just like telling an insomniac to "sleep more" or someone with depression to "just be happy"; the logic is sound but the advice is barely realistic or actionable.

"Breaking Free from Bread," 😅😅

Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Putting our time and effort in activities and investments that will yield a profitable return in the future is what we should be aiming for. Success depends on the actions or steps you take to achieve it, "I pray that anyone who reads this will be successful in life

@KathyGardner761

14 күн бұрын

speaking of forex trading I know I am blessed if not I wouldn't have met someone who is as spectacular as expert Eugene Murphy

@KathyGardner761

14 күн бұрын

The very first time i tried, i invested $2000 and after a week, i received $19000. That really helps me a lot to pay up bills

@Henry_y665

14 күн бұрын

As a beginner investor, it's essential for you to have a mentor to keep you accountable. Myself, I'm guided by Eugene Murphy. A widely known crypto consultant

@AntonSommer-

14 күн бұрын

Mr Eugene Murphy is obviously the best,

@AntonSommer-

14 күн бұрын

After I raised up to 325k trading with him I bought a new House and a car here in the states also paid for my son's surgery (Oscar). Glory to God.

Love the song!

They expect everything to happen right now...with time the rewards will come. Yes prices now are bonkers but if we are intentional and strategic with our money, we will be fine

Ohhh George, love your singing!!!

I’ve learned an awful lot from you, so I just don’t even worry about it if I don’t happen to agree with something you’re saying. You’re just so darn entertaining it doesn’t even matter!

Most entertaining video George has ever made. 😂👍🏻

lol. love the country roads reference.

Good stuff George

I just turned 23, I have 15k in my TSP. Moved into my 2nd house granted it's on a 30 year mortage. But it's small and doesn't kill me month to month. I'm proud of where I am only making 60k a year with no college degree working for tbe government. I have 2 kids they were a big wake up call and I've built all of this within 3 years.

I thought this video was going to address the one where he suggests saving $100K in 3 years, while making Gross $75K a year, but actually really suggested you need to make $100K a year, and even telling people to stop investing in their retirement. Nope.

Your videos are so funny, George!

When i heard you talking about the fact that once you are ‘off the clock’ your time is worth nothing, it reminded me of a micro economics concept, called ‘ opportunity cost’, which considered the best alternative use of scarce resources, be they time, money, etc. If cooking at home is cheaper than eating out or ordering a delivery, when the extra effort to cook will impact you negatively, then it is the best choice. Ordering doordash, might save you effort, but are you earning in the time you save?

The bit about food prices are true. My wife and I gathered the actual cost of the ingredients we use in all the meals make on the regular. They ranged from about $4 (for an instant pot macaroni) to about $22 (for French dip slider), with most around $8, and that's for the whole meal for a family of 4, and many of those leave leftovers. Our conclusion was that the only place you can eat out and not lose huge is at Costco/Sams's Club, and that's only 'cause they take a loss on the food since it's part of marketing.

1:48 people flagging Dave Ramsey on this 30 years so should, theoretically, have their mortgage paid off

@leechburglights

13 күн бұрын

I followed the 25% payment advice when I bought my new-to-me home in 2022. Home was $160k and I had saved $60k to put down. Been paying an extra 1/2 payment each month and I'm 2 years in. Home will be paid off in around 6 years or so. No other debt and I have a 6 - 8 month emergency fund. I've saved up enough now to start construction on a 2 car garage, and paying in cash. These babby steps are awesome 🎉

Some people are too stupid to save.

Hmm, I leased a car before(back when I didn't know better), it's interesting that person says they do not pay for any repair or maintenance, because that was definitely not my experience with leasing. In fact I paid for everything.

I’m here for this 😂🎉

I thought this would be him talking about Britney Spears LOL

You'll soon become CTO (Chief Triggering Officer) in Ramsey Solutions

Just saying. Other day our local grocery store had bacon on sale for $.99. We bought 35 packs and froze them. They should be good for about a year

@tech9force

16 күн бұрын

Maybe a month ;)

@pearlescobar9449

16 күн бұрын

WOW!! That’s amazing!! Plus, you can reuse the bacon grease for other dishes you cook, that’s really good!

@ryjoph89

16 күн бұрын

My arteries ache for you lol

@ThePolypam

16 күн бұрын

But how are fpu followers going to make that Uber eats side "hustle" money if no one's ordering out?

@cherrypieforbreakfast1499

16 күн бұрын

​@ThePolypam they'll hafta find a different side hustle

When the vast majority of the masses tell you that you're doing something wrong and your gut tells you that you're not hurting anyone, then that's when you know you're truly doing something right with your life

Kamel Kamel Kamel!!! Well you have to explain these simple things in a video makes me believe there isn't much financially intelligent life in US 😓

Oh George I love your videos, people get triggered so easily it's not even funny! Please do a video of you cooking one of your favorite foods! George's Cook Bock, I love that!

Not eating the entire pack of bacon? You underestimate my ability to eat bacon.

@janecusicscheller9784

4 күн бұрын

Same here...unfortunately, my hubby and I can eat an entire package of bacon for Sunday brunch!! Since we only eat bacon on Sundays, I buy 4 pkgs/month and freeze them.

coffee in kureg at work about 30 cents a cup well i use the cups twice though cause why waste coffee if i add creamer and splenda closer to 40 cents coffe shop in my town same coffee 3-8 bucks depending were you buy it.

George, regarding the power of compounding…. One thing that may be confusing folks is you use the term compound interest when you really mean compound growth. Investing in the stock market provides returns based on the growth of the particular equity not interest. By using the term compound interest you’re unintentionally referring to savings accounts, money markets accounts, and other financial instruments that grow by paying interest. In those instances your reference to 10% average returns is inaccurate.

I'm pretty sure your biggest hater was Dave when he heard you mentioned the 4% rule.

A few years ago I bought a used car (checked by my mechanic, and with a transferrable factory warranty) for under the KBB with a loan at 1.49%. Paid it off. Still worth 7/12 of what I paid for it. I feel like I won that. But at TODAY's interest? No. Can't do it. So I used to disagree with you, George, but not any more. Under the current conditions, a loan is untenable.

You can’t buy a car for 6000.00 anymore. Probably 10-15k now, unless you are really lucky.