💳👇 VIEW CREDIT CARD OFFERS! markscreditcards.com/offers 🛍 RAKUTEN - Earn More Cash Back! markscreditcards.com/rakuten ⬆ (More links in Description below video!) ------------ ⚠ A Note About the $300 Travel Credit & My Anniversary Date... 1. The anniversary date changed after the product change. It was originally in April, but since I product changed in late January and the current billing cycle ends on Feb. 04, my NEW Anniversary Date was changed to Feb. 05. 2. The $300 Annual Travel Credit will become available after my current statement closes post conversion. Since my statement closes on Feb. 04, the $300 credit can be used starting Feb. 05. ^ Based on this, it seems like the anniversary date will change to 1 day after the billing cycle closes in which you made the conversion. I can't guarantee that's always the case, but it was for me.

@Creditcardnerd

5 ай бұрын

Mark! Amex delta plat has a new benefit! Can you confirm pls?! I was a resy $10 a month credit, $10 a month rideshare credit and $150 delta stay credit. Thx

@MarkReese

5 ай бұрын

@@Creditcardnerd - Confirmed! The Delta SkyMiles Gold, Platinum, and Reserve all have new benefits & higher annual fees. I'm considering a video on this.

@Creditcardnerd

5 ай бұрын

@@MarkReese thx!

@MarkReese

5 ай бұрын

@@Creditcardnerd - New video posted just now!

@Creditcardnerd

5 ай бұрын

@@MarkReese my man! Love your videos!

Absolutely! Let's see the new *Ritz* card unboxing.

@MarkReese

5 ай бұрын

💯

crazy i got mines today too! and i love it, might use it more now

@MarkReese

5 ай бұрын

Enjoy! 💳

4 months into having the CSR and I’ve really enjoyed it! The 1.5 CPP in the portal has been great for renting cars on our vacations this year. Definitely going to be a year by year card though since I’m paying $625 to have my wife as an AU

@MarkReese

5 ай бұрын

Well done! I've done those 1.5 cpp rental car redemptions, too 💯

@RSquared-travel-rewards

5 ай бұрын

I definitely think of the card as a $250 card because I gobble us the $300 travel credit just from using the subway and parking in NYC and BOSTON, which are my 2 home cities. However, to be honest, it really is just a lounge card for me in 2024. The Logan Sapphire Lounge is a destination. Will be trying on the NY Sapphire lounges in Mar/April.

@docsays

5 ай бұрын

thinking about doing the same, but my misses is a current free AU on CSP. Going from $95 to $625 is a big change.

I was hesitant about doing the product change, but after your video, I am really considering the card. Thank you as always for your great content. 😊

@MarkReese

5 ай бұрын

Go for it if the benefits make sense for your earn / redeem goals 👍

@Thecreditcardconnection

5 ай бұрын

I really appreciate it Mark!! Thanks!@@MarkReese

Great video! Thank you for the info!

@MarkReese

5 ай бұрын

Thanks + you're welcome!

Great info , mine CSR is set to expire around 12/24 so I should get updated card replacement , do you know which priority pass card version do I have ? It came with CSR but I guess there is like 4 or 5 different ones out there lol

@MarkReese

5 ай бұрын

You can learn about the CSR's Priority Pass membership here: kzread.info/dash/bejne/YquFpc2EqLfRm5M.htmlsi=ofSWvlTX8ufDLcqT&t=174

Thanks for the in depth comparison. I had no idea they made subtle design changes. Got me tempted to product change my CSP to a CSR!

@MarkReese

5 ай бұрын

😁👍

Hey Mark. Great video. I have the CSP. When you PC to the CSR, does your card anniversary year stay the same or is it reset? With the $300 annual credit, I wondered if you have a full year to use it or do you retain your CSP anniversary date and you have until then to use it. Thanks!

@MarkReese

5 ай бұрын

1. The anniversary date changed. It was originally in April, but since I product changed in late January and the current billing cycle ends on Feb. 04, my new anniversary date was changed to Feb. 05. 2. The $300 Annual Travel Credit will become available after my current statement closes post conversion. Since my statement closes on Feb. 04, the $300 credit can be used starting Feb. 05. ^ Based on this, it seems like the anniversary date will change to 1 day after the billing cycle closes in which you made the conversion. I can't guarantee that's always the case, but it was for me.

Thank you for all you do Sir!

@MarkReese

5 ай бұрын

You bet!

Just got my CSR this past December and didn't realize it was the newer version. I must say, I absolutely LOVE the newer design over the older, especially with the laser engraved logo/text and name. Makes the card feel much more premium. CSR has quickly become my most favorite card to date!

@MarkReese

4 ай бұрын

Congrats on getting your CSR! Glad to hear you like it 💯

The ultimate setup for me is Chase Sapphire Reserve Chase Freedom Flex Chase Ink Unlimited Chase Ink Cash I love knowing I have a redemption floor of 1.5C per point without doing any work really. Or for example, I don't have to fly to Dubai in January just because I have to be flexible because that's when an available redemption exists when in reality I want to go in June. The Chase system is the best hands down. It has the highest floor of any ecosystem.

@MarkReese

5 ай бұрын

Glad you're liking the value Chase offers!

@docsays

5 ай бұрын

I am real tempted to pc my CSP to a CSR & run that exact set-up! Already have the Flex & Ink unlimited. I would just need to add the Ink Cash later done the line. I also agree that the elevated portal redemption is super easy!

@jacobfain6504

5 ай бұрын

@@docsays I love the Ink Cash for 5X on cable, internet, and cell phone bill. I don't use cable but having 5X on the other 2 things are pretty sweet. And then any points earned I can pool them together with the CSR for added value. Love it!

The new design looks great

@MarkReese

5 ай бұрын

Agreed 💯

Mark!!! Did you see the new delta reserve credit card changes ??! Changes came out this morning. I think your the best in the business when it comes to credit card so posting here first don’t know how else to get in contact with you new benefits are interesting!!!!!

@MarkReese

5 ай бұрын

I did just now! In fact, the Gold, Platinum, and Reserve Cards all got new benefits & increased annual fees 😬 I'm considering a video on it. Thank you for the tip!

The change definitely happened after April 2023. I got mine in April 2023. My card looks exactly like the new one you showed, design images and all. However, it is somewhat very bendable compared to the Amex Platinum.

@MarkReese

5 ай бұрын

It may have been 2 phases. Design first, then more metal later. I think a family member of mine had the new design with the same construction at one point.

They need to redo the inks and freedoms . My cards are pulling apart and separating.

@MarkReese

5 ай бұрын

And put the #s on the backs of the cards 👍

Coming up on my CSP year 2, would it be worth to request product change to CSR? Still 2 years out for a sapphire sub.

@MarkReese

5 ай бұрын

Totally up to you. It comes down to the rewards & benefits. If you value them, go for it. If not, then pass.

Hopefully they’ll update the CSP the same way.

@MarkReese

5 ай бұрын

💯👍

@naveenthemachine

5 ай бұрын

It needs some more benefits like global entry credit or some form of lounge access

@jameltanderson

5 ай бұрын

@@naveenthemachine they should raise the annual fee a little and add lounge access

@docsays

5 ай бұрын

- unlikely since it got a complete redesign a few years ago.

Hi mark I have AAdvantage miles up card and I want product change to Citi custom cash. If I do that am I gone lose my aa miles that I have? Thanks

@MarkReese

5 ай бұрын

No, you'll keep the miles. Miles earned from your AA MileUp card are not stored on your card. Rather, they're sent to your AA account itself.

I had my CSR few years back as I have new design but no engraving of “Sapphire Reserve” and still 13g. My renewal is 11/24, so I hope I can get upgrade one 😊.

@MarkReese

5 ай бұрын

The new one should be on its way later this year then!

@atsawinthongsumak57

5 ай бұрын

@@MarkReese can’t wait to feel the heavier card, thank you for your update 😊

I just got mine last week. I would have liked the visa infinite logo on the front. I don't know yet my statement date since I just got it last week. Just the due date. Is there a way to know my statement date before it's posted?

@MarkReese

5 ай бұрын

I'd just call Chase and they'd be able to tell you 👍

1 month into the CSR and I've enjoyed the card! Easily hit the SUB with a $4k long-haul business-class airfare purchase, which triggered the $300 travel credit as well. Lyft Pink is super useful to me, and I have made use of the Doordash & Instacart credits as well! I am not sure if I will keep the card or downgrade to the CSP after the Lyft Pink discounted membership expires in Year 3 (it is free in the first 2 years, $99 in Year 3), but it is very useful to me now!

@MarkReese

5 ай бұрын

Great to hear! 💯

Got the new design a few months ago and love it. Has anyone gotten a new Freedom Unlimited? Do they still have raised lettering? I ask because chase sent me a new business debit card and it didn’t have raised lettering on it.

@MarkReese

4 ай бұрын

Glad you like it! I got the same business debit card w/ printed numbers & letters. Not aware of any change to the CFU.

We love our CSR! However, our lovely baby is due in March and we’re not sure how much traveling we’ll be doing in the next year even though we love the card. Our card anniversary is in May so the AF + AU fee will be forthcoming. Do you think Chase would give any type of retention bonus to offset the AF upon asking? My wife has this and 2 other chase cards with high limits plus a business account for our rental property business, so I believe Chase loves her and may grant it if they offer it lol. The other option would be to downgrade to the CSP or another Freedom Flex and wait out the next sub, as I think we’ll be heading into our 3rd year of ownership after May.

@MarkReese

5 ай бұрын

You're smart to consider your expenses with a baby on the way 💯 Chase may give retention offers on occasion, but historically they've been underwhelming (e.g. small statement credit). Definitely worth a call. However, more meaningful cost cutting will come in the form of a downgrade.

makes me wish i signed up for the CSR instead of the CSP. I guess I'll have to wait a year to do a product change.

@MarkReese

2 ай бұрын

👍

Cool cool. Look forward to the follow up

@MarkReese

5 ай бұрын

💯💯

Hey Mark, they raised the AF for the Delta Reserve and Delta Platinum. Hope to see a vid from you about that .

@MarkReese

5 ай бұрын

Posted now ✈

Do you not hid the CVV like other KZreadrs? lol. Great video mark❤

@MarkReese

5 ай бұрын

It varies, but it doesn't bother me if exposed because those 3-4 digits have no meaning apart from the account 15-16 digit account number.

I got the new one back in August 2023. I definitely love the new design over the old. 😎

@MarkReese

5 ай бұрын

Awesome! I wonder when the change occurred.

@Leoprieto74

5 ай бұрын

@@MarkReese not sure when but I got my new design CSR the first week of August 2023.

@MattClausen

5 ай бұрын

At least Q2 of ‘23. I got this version of the card in March of ‘23.

@Leoprieto74

5 ай бұрын

@@MattClausen👍

@MarkReese

5 ай бұрын

@@MattClausen - Dang! Thanks for the data point 👍

Great video let’s see the ritz unboxing

@MarkReese

5 ай бұрын

💯

Mark? Now that American Express has announced that their a refresh coming in 2024, will you be creating a video discussion what you think the changes will “possibly” look like, along with your strategies on if you’ll keep certain credit cards, would you downgrade a card (if that option is available), or would you look to possibly cancel an AmEx card if you own one that was changing. It could be based on hypothetical scenarios too. I’m just asking for a friend. Thank you and keep up the great work you’re doing!

@MarkReese

5 ай бұрын

No plans for that. There are tons of Amex cards outside of the U.S., so their announcement that "40" will be refreshed doesn't mean those are all U.S. cards. And with 0 data or insight, I don't plan to make a speculation video (right now) since I have no direction to go off of. Perhaps I'll reconsider if more info gets released. Meanwhile, I base my strategy on what is real 😁

@c50grand2

5 ай бұрын

Your explanation definitely make sense. Thank you for your response! 😊

I hope the CSP gets a redesign too, I like the old design of that one better

@MarkReese

5 ай бұрын

💯👍

Are you going to do a video on the new metal Ritz Carlton card

@MarkReese

5 ай бұрын

See 11:31. Maybe.

@charleswheat3251

5 ай бұрын

@@MarkReese thanks

RITZ - have you heard if it’s like the original RC card or if it’s similar to the Platinum (17-18 grams)? Was hoping it would be the original the way the announcement is phrased. Thanks for sharing!

@MarkReese

5 ай бұрын

Not sure at this point. Someone said it's less than the old Ritz, but I have yet to see it myself ✌

I applied for it today along with the Venture X not thinking I’d get either. Got both. Now trying to plan the spend.

@MarkReese

5 ай бұрын

Congrats on the double approval! 💯💯

@mauricejoshua3474

5 ай бұрын

Thank you and of course thank you for your tips, advice and guidance. It’s much appreciated.

Hi Mark Do you know the change of DELTA PLATINUM? What do you think?

@MarkReese

5 ай бұрын

New video posted just now! Some stuff is ok, other parts are not great. Depends on what your lifestyle is like though.

Sheesh looks CLEANNN 🧼

@MarkReese

5 ай бұрын

🫧💳

i need this on the chase sapphire preferred

@MarkReese

3 ай бұрын

💯

You should do an update of your credit card collection.

@MarkReese

5 ай бұрын

I'm considering it!

@docsays

5 ай бұрын

-yup i would like to see that also because mark has all the credit cards! @@MarkReese

Everyone here talking about the CSR, while I'm here like nice audemars piguet

@MarkReese

5 ай бұрын

AP 'placeholder' 😄👌 It's actually a Pagani Design. Absolutely love how it resembles an AP though.

For me that Ritz card looks a lot more appealing. Both in card design and benefits / credits.

@MarkReese

5 ай бұрын

But...not in the rewards currency earned...right? 😁

@ChaseYokoyama

5 ай бұрын

@@MarkReese u got that right

Mark why did you product change instead of getting the welcome offer? Do you just love the Sapphire 😅

@MarkReese

5 ай бұрын

I'm not eligible for the welcome offer. You need to wait 48 months from the last Sapphire-branded bonus you got. My last Sapphire bonus was ~ 22 months years ago. I'm also well above the 5/24 Rule.

Was just told by a rep at Chase that there is no redesign, no heavier metal or any changes whatsoever. Strange because I see it in your hand! I wonder how I can get my hands on this mystery card!

@MarkReese

5 ай бұрын

There's a reason why I don't always believe everything I hear (from reps or others) 😄

@JosephWheelerF4WealthAdvisors

5 ай бұрын

@@MarkReese It just so happens that the magnetic strip on my CSR stopped working! I shall request a replacement and report back.

@JosephWheelerF4WealthAdvisors

5 ай бұрын

Can confirm: Replacement card arrived and it is in fact slightly heavier, noticeably more rigid and overall feels more premium. But does it complete with the Amex Plat? No.

The CSR seems to be the hot CC nowadays. Cool design for sure. Thanks for the info + video!

@MarkReese

5 ай бұрын

🔥

The card is on my radar once I am under Chase 5/24.

@MarkReese

5 ай бұрын

💯💯

May have missed this but how can current card holders request a new card?

@MarkReese

5 ай бұрын

Yep 👍

Looks like I’ll need to call chase and tell them my CSR tragically got damaged

@MarkReese

5 ай бұрын

😁👍

Waiting for the preferred 80k bonus. No news about it. I wonder if I should wait or apply?

@michaelgrayson409

5 ай бұрын

I wouldn't burn the 5/24 spot and lock myself out of the Sapphire bonus for 2 years for 60k. Not when it's been as high as 100k.

@trave7644

5 ай бұрын

@@michaelgrayson409 Yeah, I waited for 4 years to get the bonus, and I want to wait for the 80k or higher. I am not sure what to do. Go for the 60 K or wait?

@MarkReese

5 ай бұрын

No info on if / when the 80K offer will return yet.

@trave7644

5 ай бұрын

@@MarkReese Should apply for it now or wait?

@MarkReese

5 ай бұрын

@@trave7644 - If I needed the points for an upcoming trip not far away, and if the points could make the trip happen, I'd go for the 60K now. If I didn't have plans & there were no rush, then I'd wait.

Give me that *ritz* unboxing asap 😤

@MarkReese

5 ай бұрын

💯

i wish they could do the full metal like the Ritz Carlton, but that’s kinda unfair to its bigger brother JPMR

@MarkReese

5 ай бұрын

😬🏆

I only get cards based on how heavy they are

@MarkReese

5 ай бұрын

😂

@shawn.credit

5 ай бұрын

Barclays Luxury Gold! 🤣🤣🤣🤣

@JakeVanderPloeg

5 ай бұрын

@@shawn.credit Say no more. Just applied

Still will keep it with PPR gone?

@MarkReese

3 ай бұрын

I already got rid of it before the announcement 😬 Downgraded to the CFU.

@n_0__

2 ай бұрын

what made u decide to immediately downgrade to cfu?

@MarkReese

2 ай бұрын

@@n_0__ - I only keep the CSR or CSP for their redemption options. Lately I've been on a point accumulation phase (i.e. I'm not redeeming).

@MarkReese

2 ай бұрын

@@n_0__ - I only keep the CSP or CSR for their elevated redemption values / options. Right now, I'm only accumulating points, so it didn't make sense to pay annual fees.

The Apple Card Titanium Card should be the benchmark for metal cards

@MarkReese

5 ай бұрын

🏆

@ToboeKey309

5 ай бұрын

🙄 🤦‍♂️

@supereldian

5 ай бұрын

@@ToboeKey309 The Apple Card Titanium Card is fully made of metal. The only plastic part is the magnetic strip. The Amex Platinum and Chase Sapphire card are plastic coated

It's gone from black and blue to...wait....black and blue.

@MarkReese

4 ай бұрын

😂

this design was released years ago

@MarkReese

5 ай бұрын

I think so too 👍 If I recall correctly, a family member of mine had the new design awhile back (perhaps 2021 or earlier), but it had the same construction as the original CSR. The heavier construction definitely came later on (likely 2023).

Why did you say about moving for the ten thousand? Is this a requirement

@MarkReese

5 ай бұрын

The CSR is a Visa Infinite card, and those typically require a minimum line of $10K.

@Brianpeckin

5 ай бұрын

@@MarkReese require for? Like let's say I have 3 chase cards not with 5k each. But if this doesn't approve for ten I don't get it? Lol I'm confused I'm sorry Or do you mean u must have at least ten issued prior to getting it?

@naveenthemachine

5 ай бұрын

The United club infinite card has a minimum credit limit of $15,000

@Brianpeckin

5 ай бұрын

@@naveenthemachine that doesn't make sense if you got approved for it why does it matter? Makes zero sense maybe I don't understand

@naveenthemachine

5 ай бұрын

@@Brianpeckin I think what he was saying is that when you apply for a reserve card the minimum limit chase can give you is 10k. Any limit less than that they won’t approve you

My future card!

@MarkReese

5 ай бұрын

🏆

Drop into a stainless pan

@MarkReese

Ай бұрын

😄

Ritz!

@MarkReese

5 ай бұрын

💯

Hi

@MarkReese

5 ай бұрын

Hey!

Ritz

@MarkReese

5 ай бұрын

💯

Looks plain like Venture X, Amex is still the best design, and Bilt.

@shawn.credit

5 ай бұрын

Amex is niche imo, their cards stand out even the plastic ones. Amex Green looks like no other card out there, of course Amex Gold and Amex Platinum stand out! I was impressed with my Amex Business Plum card as well. ✊

@MarkReese

5 ай бұрын

It's a nice improvement, but yes, the Amex Platinum Card still has a better overall design to my eye.

😊 Ritz

@MarkReese

5 ай бұрын

💯

RITZ 😁

@MarkReese

5 ай бұрын

💯

👍🏻

@MarkReese

5 ай бұрын

👍

So if we can’t shred metal cards how are we supposed to dispose of them so none of our information can be stolen?

@jollama

5 ай бұрын

Tell me you’ve never heard of Google without telling me you’ve never heard of Google

@Brianpeckin

5 ай бұрын

​@@jollamalol I just did multiple options

@MarkReese

5 ай бұрын

In the past it's been common for bank to send an envelope to mail the old one back. Didn't get one this time, though I suppose you could call Chase & request one.

@shawn.credit

5 ай бұрын

Wouldn’t a Chase location take them and discard them for you?

@naveenthemachine

5 ай бұрын

I just keep and collect them haha

🍀✊

@MarkReese

5 ай бұрын

💯

🤤 Ritz

@MarkReese

5 ай бұрын

💯

RITZ

@MarkReese

5 ай бұрын

💯

ritz

@MarkReese

5 ай бұрын

💯

I have the ink business card my credit limit is $100k. Why is this card only at $10k ?

@MarkReese

Ай бұрын

Impressive! Cards don't have a specific limit given to everyone. They vary based on credit score, debt levels, payment history, income, and more.

RITZZZZZZ

@MarkReese

5 ай бұрын

💯

Wow, 10 mins on something tbat literally doesnt mattwr hahaha. Impressive

@MarkReese

5 ай бұрын

😂👍

Hey Mark, I've gotten heavier, and thicker recently. Want to weigh and drop me?

@MarkReese

5 ай бұрын

Lmao. If that's muscle, well done. If that's fat, you're in for a warmer & more comfortable winter 😂

@LukeCampbellATL

3 ай бұрын

Wow this comment is wild

Chase debit cards designs are HORRIBLES ! Disney designs ? Not everybody wants Disney designs ! Sorry… But, PNC Bank debit cards have better presentation than chase debits cards !

It’s ugly

@MarkReese

4 ай бұрын

😬

Ritz

@MarkReese

5 ай бұрын

💯

RITZ

@MarkReese

5 ай бұрын

💯

Ritz

@MarkReese

5 ай бұрын

💯

Ritz

@MarkReese

5 ай бұрын

💯

Ritz

@MarkReese

5 ай бұрын

💯

Ritz

@MarkReese

5 ай бұрын

💯

Ritz

@MarkReese

5 ай бұрын

💯