Thank you Steve and Monica for this interesting concept for whole life insurance. Can you have life insurance for non US citizens or is this insurance for US citizens only? Also if you have this life insurance concept and you can’t make the full payments after a few years of having the policy and you only can afford the premium base payments and small amount of PUA payments but not enough to pay the full amount as planned on the design of the policy can the policy be readjusted or modified? Is there a deadline to get the modification done during the life of the policy if so when and how often can a policy be adjusted? Thank you for your time and value.

Damn. This is almost like an interview for promotion. He knows his stuff and he’s “testing “ her knowledge 😮

@IBCGlobalInc

2 ай бұрын

We would definitely promote Monica. She's great!

@futuredev8828

2 ай бұрын

@@IBCGlobalInc been watching you guys a lot lately. Always educative and informative

@IBCGlobalInc

2 ай бұрын

@@futuredev8828 Thank you! Appreciate the kind words 🙏

You guys should do a video about the different companies and their products and who those Co./products would be the best for what people look for. Not specifics but just overall, it feels like there are so many choices, it's overwelming!

@davidirwin4478

2 ай бұрын

Steve likes Guardian and Mass Mutual. You can add Lafayette Life and Penn Mutual to that. Foresters is another possiblity. Steve also mentions New York Life and Northwestern Mutual. NYL maybe. NM, I would say no.

@IBCGlobalInc

2 ай бұрын

Thanks David! Thanks for the comment! :) We haven't added the companies you mentioned to our preferred list due to a lack of historical proof of performance Proof of Performance = Policies that have lived the test of time and actually delivered an IRR of 4% or greater (Not just displayed a good-looking illustration). We've still only seen this with the 4 Major Mutuals.

@IBCGlobalInc

2 ай бұрын

We can do this! :)