I had given my Stimulus Check to my parents. My dad isn't working because of the shut down so he's rapidly continuing building the extension part of our home. Even though I don't live there . At least I can give them that check when most of the time my brother's has contributed during this project. I'm grateful I can WFH and still have a job but I'm looking for other ways of growing my brand. So I'm currently looking into Coding boot camp :D

@christengardner4780

4 жыл бұрын

That's the sweetest I had kinda the same idea my mom just had a baby and so I did want to give her a good amount of money and pay a few bills

@sarahsmith3682

4 жыл бұрын

You're so generous for doing that! Your parents must be overjoyed to have such a generous daughter

Being a youtuber is obviously a hugely privileged job, but I’m especially grateful for it right now. My payments come in 30-90 days later (after I do sponsorships) so I should be getting paid soon for work I did months ago, and it’s comforting to know that the work I do now will ensure I have money coming in in a few months. I’ve been donating pretty frequently, and buying some essentials to send to my family in CA. My biggest priority is building up my 3-month emergency fund!

@AjaDang

4 жыл бұрын

where are some of the places you've been donating to?

OK WAS ANYONE ELSE AFRAID FOR BRIAN WHEN AJA GOT OFF THE BED? LMAO. I heard the "sorry" and was like awww

Paid off home last year so on baby steps 7. Now, side hustle is life insurance agent and able to donate all my commissions and all the stimulus fund to pandemic charity. Keep up the good work Aja!

@AjaDang

4 жыл бұрын

wow, that's amazing. Thanks for your generosity

@davidkliu9220

4 жыл бұрын

Thank you Aja and I proved baby steps 7 is possible in California. Found you after baby steps 7 and like how you help others. Thank you for bringing me the continuous inspiration. Have a great one and stay safe.

I started laughing so hard when Brian started shouting and you had to go close the door. Gurrlll, you're not alone in this department. Hahahaaa

@anaruvalcaba993

4 жыл бұрын

I just sent the vid to my bf and went all "SEE HOW WE ALL FIND IT ANNOYING?!" ugh i swear if we're still together after this it means its real loveee🤣🤣

@saishap7315

4 жыл бұрын

ALL OF our men playing their video games ( eye rolls ) , I feel her Lol!

Its weird I feel like I'm more stable with money now than ever before. I think it's only temporary because of the stimulus check and my tax return. But since I am not going out at all anymore I am not spending as much or have the anxiety of spending. But I am worried about losing my job if this continues, so I am saving a lot more but it also worries me to not pay off my debt so I am still paying that off first and the rest is going into savings.

@little.dragon1246

4 жыл бұрын

Angeline Rodriguez I never had this happen to me before until had been scrammed by bad people that is why I use the money for

@christengardner4780

4 жыл бұрын

Same

@eunicemutuc9466

4 жыл бұрын

I said the same thing! I’m a nurse and I’ve been working a lot of hours. So the OT combined to with my stimulus check, my savings hasn’t been this much in years!!!!

@candy2325

4 жыл бұрын

Eunice Mutuc thank you for your service! ✨✨

I can't scream it enough, FedEx UPS, DHL, and USPS! We are absolutely swamped with work right now and we need able bodied people! Yes, the work is tiring but it's a good paycheck.

I'm a little more than half way done with my 6-months emergency funds. This time last year, I would've been in trouble if a pandemic was to hit. Thank you for all your tips! It's helped me so much and I feel like I can relax a bit more now that I was able to get some of my debt paid off on top of starting an emergency fund. I still have some debt to pay off but I'm on my way to being debt free!

I paid three credit cards

For folks who have a car, it may be worth looking into if your local newspaper needs delivery drivers. Its no contact, stable income, and you'll still probably qualify for unemployment.

I put it straight into my emergency fund! Who else?

@Jsbdhuwbxbks3

4 жыл бұрын

Same here! I'm still going to contribute to my fund as if I didn't get a check.

@seshy11

4 жыл бұрын

Savings for now, huge debt payment when this is all over!

@xlovemeharder1667

4 жыл бұрын

All of it. Right into savings!

@eunicemutuc9466

4 жыл бұрын

Me too!!!

@esmeraldalopezgarcia9484

4 жыл бұрын

me too : )

Good news: I'm on track to fully save for my emergency fund before this summer. I'm a teacher and I'm so grateful to still be working. The last few months, I wanted to give up on saving for 6 months of expenses (and just keep $1,000 as an emergency fund) and start paying back my student loans as soon as possible... but now that student loan payments and interest rates are on hold until September, I have time to focus on my goals and I know I'll be able to pay off my student debt when the time comes.

So refreshing to not hear "Invest in yourself, sign up for an MLM!" 🤦🏻‍♀️

@SL-lz9jr

4 жыл бұрын

HAHAHAHA that's sad but true

My emergency fund is keeping me so sane during this time! I'm a freelancer in Germany and I work with other expats and some of them are freaking out because they had no plan B and are already having to put their groceries on their credit cards because they're out of money. I'm SO glad I made the decision to get better with money because, even though I'm not working right now, I'm confident I can cover all of my expenses for the next couple of months. My good news: I adopted a kitten and I'm picking him up in two weeks!

I have enough to pay off my debt (finally, after a long journey - thanks Dave & Aja for the inspiration) and my payoff date is April 30th. I have an emergency fund, my job is stable and I'm actually able to pick up more hours. But I'm scared to send the funds! This video was helpful in validating my choice of paying off my debt despite the pandemic and being able to share this win. Hopefully I get the guts to press that 'pay' button next week. :)

@KayKayBayForever

4 жыл бұрын

Heather LeGuilloux Congrats! That is so cool. :)

@cutiepiemania45

4 жыл бұрын

I'm feeling this exactly. I haven't gotten the courage to send the funds. I'm holding it in high yield savings until august b/c the fed 0% interest expires in september

@AjaDang

4 жыл бұрын

congrats!!! Press PAY next week girl, you'll feel so amazing

@MissQueenOfDiamonds

4 жыл бұрын

cutiepiemania45 smart move

@heatherleguilloux2243

4 жыл бұрын

Update: I pressed the 'pay' button. :) BS2 done!

My husband and I woke up with a direct deposit into our account. We used a portion of it for bills, a portion to put into our emergency fund and the rest into our vanguard account. When my brother got his, he put majority of it into a savings account. It made me feel better because now, in case this goes on longer, we will still have a some sort of cushion and since i'm no longer working. I love your videos.

Same here - if this happened last year, I would have been screwed. Following you for a few years definitely kept me motivated and inspired last year to get a better paying job, pay off my loans, and reach my emergency savings goals all within six months. Right now money is tight, but I feel a lot more confident knowing how to manage my expenses and am finally working on my goal to work for myself. Thank you again for continuing to create content and being so transparent and awesome in general.

Preach it! I absolutely love how blunt you are. You say it like it is and I’m absolutely for it. Financial security is something many of us always have on our mind, but now is the time to review how to get there and stay there.

I was laid off and started doing Instacart and I would highly reccommend! It pays much much better than Shipt and is super easy to use!

@khymellis

4 жыл бұрын

How to you become a shopper ? How much is the pay

Regarding what you said about coming out of this pandemic with a plan. There's been so much pressure put on people to make this time "productive". We've all seen those memes about learning a new language, gaining a new skill, starting a side hustle. Some people suffer from mental health issues and in general everyone copes differently. It's importance to be compassionate with oneself and remind everyone that it's ok if all you want to do is curl up in bed and watch Netflix.

Everytime you wear the head band and the hoop earrings 🔥🔥🔥 knowledgeable content 🔥🔥🔥 keep on keeping on! you’re killing the game A+

Preach!!!! Swiss quote and your heart felt comments on money keeps me going! Stay strong...stay positive...keep the faith ppl! Support each other! Thank you, Aja.

Aja, you are so close to 500k. Please continue creating content and moving forward. After 500k you will reach 1 MILLION. Your followers and me believe in you! I know you are a human being just like us, but believe in yourself more. You are privileged and a successful woman. Thank you.

Watching in September from The Bahamas 🇧🇸- what you said about this thing not going away right now you are right. Premature reopening has cost us and we're still under curfew and the EO's.

I just want to say that I've been watching your videos for a while and have never commented. I really appreciate your practical and kind advice. I really look up to you.

@AjaDang

4 жыл бұрын

thank you!

I just watched your video where you said the government should either include everyone in the giving of the checks or give everyone more money and DAMN you are SO right.

Aja, can you please do a video on advice on how you and your spouse/partner/roommate would split the budget for cost of living? Maybe for partners who just moved in together or newlyweds especially?

Amazing! Thanks. I have been down and uninspired lately. I also can relate to the partner yelling at the video games, haha.

My kids have been yelling when playing Fortnite. Haha, definitely makes work calls challenging! I paid off my car yesterday! One car left to go and a little over 10,000 in student loans. Paying off my husband's car then eyeing up paying off student loans before payments restart in October. I might never have a student loan payment again! How cool would that be?! I place high value on traveling with my family but since that is off the table currently, it's allowed us to reroute money to debt payoff. Focusing on the gratitude of having that opportunity. We can go to Yellowstone next year with greater peace of mind knowing we made smart decisions during this time.

Thank you again for another great video! I'm currently in the process of paying down my debt and have almost cut it in half since the beginning of the year. My bills are so much more manageable now so I actually put most of my stimulus check into my emergency fund because really we don't know how long this will last. Since I've been out of work since March 14th, I'm not sure how long my unemployment benefits will last so being able to add an extra $1000 to that fund feels great. And since my small business was affected I've definitely been doing the same and trying to support local restaurants and even smaller local grocery stores. We're in this together, and together we can change the outcome. Stay safe! 🧡

Love you’re show, well said, good advice, you’re very smart

Donating to small local nonprofits in my area has helped me feel a little bit better! Going to do it again when I get paid again. :)

Hi Aja, thank you and I enjoyed this video. The look you had when Brian was shouting while he was playing video games is classic. I'm sure he knew you were giving him the death stare, hahaha. Stay safe and healthy!!

No debts and I've completed my 5 months emergency fund 👊💪🤙 The goal is 6 months tho

I paid off small credit card debts (~200 and under) and doing minimum payments on bigger debts. Holding onto as much cash as I can right now! I saved my stimulus check. I also bought more stocks with my vanguard IRA.

Can relate.. love my bf but can't stand when he yells at his video games.. lol

that was funny, with Brian, i think we can all relate! i feel like he was truly sorry, when he said sorry! 🤣🤣☺️ i love your channel!! angels sang for my parents, who received their stimulas check, yay for them!

Love you, thank you!

Hi Aja...Thanks for the reminder, to work on setting goals now, which are to be implemented once we are able move about again. I tend to make too many excuses.

Good news: I paid off my first student loan! I have 8 in my name, and another 5 in my fathers, and I have finally gotten one fully paid off! Hoping to have 3 paid off by the end of this month!

Thank you for this Aja Dang.

Thank you for this video. Super helpful content.

Hi Aja! Just wanted to remind you of how amazing and resourceful you are. I love you! I wish you were my friend IRL lol

I honestly think that i'm going to come out of this better financially... between tax refunds, the stimulus check, and my extra income from not going anywhere or doing anything, I've knocked out 3 out of my 6 debts and finished my emergency fund. I did the math and it saved me a lot of money to leave my student loans in forbearance and put that payment towards smaller snowball debts because I can completely knock them out before forbearance ends.

@KayKayBayForever

4 жыл бұрын

MyWayofEverything Yeah, it’s a bit like that for me, too! Not what I expected.

@AjaDang

4 жыл бұрын

wow. superstar

Thank you so much for this video. I am so fortunate enough to have an essential job so all of my stimulus went into my emergency fund!

I’ve definitely been a LOT better at saving, I had already started earlier in the year not expecting this occur. Thankfully I have about a year emergency fund and will have 2 years saved up by Sept/ October. I’ve been able to save quickly since I have no rent, very thankful to my parents letting me stay at home.

@opempem

4 жыл бұрын

To living with our parents🙌🏾

It is indeed a weird situation but we must do our best and stay calm and collected. This is indeed a great time to focus on ourselves, our dreams and plans and just start!

Thanks for the tips and motivation. I’m a gemstone cutter/seller, and I’ve been selling more stones than usual online :D . My emergency fund used to be money for my wedding. So hopefully I’ll keep selling stones and I can get married next year :)

I’m working on my emergency fund :)

I totally read the thumbnail as "How to stimulus : Use your check" 🤣

Watching this even though I’m not getting a check - love that graduating college but still technically dependent.

Literally this was a huge wake up call. My fund is not fully funded but it makes me feel that even couple dollars in saving is good. but I am on the boat where my debt is way above my head and I am pretty much anxious everyday... plus getting into a car accident was not ideal I need a chunk of my stimulus check to cover that... And have a s/o being around you playing videos games I feel you is not really helping with the anxiety or stress. Men are interesting creatures.

Today in Good News: I have a job interview next week for a job that is actually decent. Emergency fund is stacked. Everbody (friends and family) is financially stable. And I cannot wait to have some money coming in again so I can be less anxious.

definitely saving the money and put some towards retirement. Also during quarantine I have been like Brian..way too much call of duty in my life right now😂

LOL @ 5:40... me everyday at my husband when our baby goes to bed 😂😂😂😂 so relatable

@AjaDang

4 жыл бұрын

major eye roll moment

*Who else haven't gotten their check yet?* 🤔🤔🤔

@tidestacker4674

4 жыл бұрын

Lady Tina iffy you filed with account direct deposit, these will get first, mail will take weeks or more ,iffy y’all on social security will get same time as you’re SS check

@heyyitzhannuh

4 жыл бұрын

@@tidestacker4674 filed with direct deposit and still havent gotten mine 😕

I had literally just started this video and left the room because my husband was playing video games with a friend, just to hear you get annoyed by the same thing 😁 Couples everywhere, I swear

I still haven’t gotten my check yet. But my plan is to pay off a credit card with it. We also timed our home refinance to where for the next 2 months we won’t have to pay the mortgage so I’ll be taking those 2 months of mortgage payments to pay off my card as well leaving me only $5K left in cc debt. I am blessed to be able to pivot and work from home opposed to my office. So I have also cut out my insane commute and gas costs. I’m just throwing everything at the debt.

I used my stimulus check towards my car loan and put the rest towards my emergency savings. I also canceled a trip to Hawaii in September (which I shouldn’t have been saving for anyways) and used all the money I saved for it and allocating the money for all expenses, debts and savings. It feels so GOOD to have that happen. Plus, I still work on top of that, so I’m consistently budgeting and feel comfortable for the most part.

I’m simply holding onto cash. I think everyone should really think about life is going to be different specifically for you when “things go back to normal.” I work at a massage spa and due to its nature I’m afraid we won’t bounce back for a long time. Massage financially is considered a luxury for the average person and many won’t want that kind of physical contact for awhile. Luckily I have an emergency fund, but I’m going to be holding onto direct cash as much as possible because I don’t know what life’s going to be like for the next year.

@SL-lz9jr

4 жыл бұрын

Exactly! Gotta think long term now that our "new normal" will be different until there's a vaccine or a treatment.

Great video

Putting my check towards a medical bill. :)

I mean most people got it last week. It was supposed to be used for bills if you have them, but if you didn't then it's best to put it aside and save it honestly because we just have no idea what's going to happen in the next month.

Had to pay all of my mine to tuition which hurt physically lmao. Plus I have to pay rent to an apartment that the landlords won't let anyone stay because of the virus. Paid off my credit card and external debt though so yay. p.s. pls don't spend your check on big corporations to buy shit. I'm talking about that sephora sale ppl.

@AjaDang

4 жыл бұрын

wait - you still have to pay rent even though your landlord wont let you live in your apartment?! There's absolutely zero reason for you to still be paying rent. Talk to a lawyer.

@beamarie8041

4 жыл бұрын

@@AjaDang Ouu girl trust me I am (luckily I have a relative who's a lawyer) for the sake of all my university students who have the same problem. We were all dumb enough to sign a contract that literally allows them to do this :((

@SL-lz9jr

4 жыл бұрын

@@beamarie8041 Don't call yourself dumb. It's an expensive lesson but one that you will now forever remember and won't ever do again. Believe me, when you make a mistake signing something as important as a contract, you learn that lesson FOREVER. In the meantime, I hope your lawyer relative can help you get out of that pickle because it's not okay. I help my parents who are landlords and we would never ever do that to any tenant. Just unconscionable. Good luck!

I’m using mine purely for bills, groceries and rent ... whenever I get it. I still have no clue when that will be. *the payment status portal will not work for me. I have tried checking it every day and still cannot get any information. :(

One could also donate to their local food bank. The need has gone up 200%.

I used my stimulus check to pay off my car insurance for the next year. I have already paid my rent and health insurance in advance, and I have about $5000 in my emergency fund. For me, not having as many monthly bills will reduce my stress.

@AjaDang

4 жыл бұрын

I absolutely agree. I prepaid my health and car insurance as well for the year.

Everyone please consider helping family members!! So, so important

When/if I get mine I plan to put it in my emergency fund.

OMG 😱 !!! How did you fulfill your ER Fund sooo fast ?!?! I’m only half way there !! Can you please do a video on your ER Fund and how much you have now in your next May budget ??

I’m furloughed, so I’m using my stimulus check to pay my rent car and health insurance for June!

Anouncement to all the people who do not come out of the pandemic with an amazing life plan - yes, do the best you can with your "free time" during quarantine but also, don't feel bad if you're not being your best productive self, or if you want to just rest your mind from all your worries, or if you want to take care of your mental health rather than beat yourself down for not having it together. Its okay & take care of yourself. ❤

@AjaDang

4 жыл бұрын

yes absolutely. Take the time you need

Thumbnail: How to use your stimulus check my brain: How to stimulus Use your check 🥺🤘🤧

Do you think it's better to save 3-6 months emergency fund now or still follow the plan meaning fund baby step 1 then move to debt?

@AjaDang

4 жыл бұрын

emergency fund 100%

Omg I thought it was my brother who screamed lolol

I’m struggling I had been out of a job for a month and had just started part time when Coronavirus started and had laid me off. I didn’t qualify for unemployment and I didn’t qualify for the stimulus checks. I have a roof over my head but I’m running out of money to pay my bills.

@AjaDang

4 жыл бұрын

have you tried other jobs like Postmates or Instantcart?

@SL-lz9jr

4 жыл бұрын

That's terrible! I'm so sorry you're going through this. I don't know how unemployment works from state to state but it seems odd that you wouldn't qualify for unemployment if you've only had a one month gap between jobs. I know that in NY, they look to see if you have a work history for at least 2 quarters. I was laid off from my job last year so I was on unemployment and when this happened and I temporarily lost my job I was nervous I wouldn't qualify but thankfully my benefit year (as they call it) had expired before I applied. Have you looked at jobs in the essential businesses? I keep getting job alerts for grocery stores, at home customer service jobs, warehouse jobs, etc. I hope you can get one of those jobs. Good luck! PS. Again, I don't know where you live, but I'm in NYC, middle of the freaking COVID-19 storm, and I know there are tons of community organizations providing aid and relief too. I hope you have something similar in your community so you can stay afloat and pay your bills.

Good news: I finally finished baby step 1! I have also started baby step 2!

I try to put my personal information online as much, but I dont have an emergency fund. Not from the lack of creating one, but my funds vary. I live with my parents and on too of paying off my student loan debt, I provide my grocery money now that she has reach that age to receive money from the government. Most if not all of the money is going towards the utilities of the house. Anyway, I say all of that to say, with people decided to not work, I saw an opportunity to pick up more hours. That's my good news, and I am able to have a bunch left over to put into my savings and investment goals.

You really have a beautiful face, nice features, great cheek bones, beautiful lips, clear skin and a bright mind! Hope your boyfriend understand he's lucky you dare sharing your life with him

Hahaha I feel the same about my significant other “I love Brian but” haha my fiancée does the same thing to me while on a team meeting. I’m just like “really I just need an hour of silence”.

@AjaDang

4 жыл бұрын

I mean. you play 23 hours a day... can i get an hour?!

@irenezamora8566

4 жыл бұрын

Aja Dang my point exactly but in those exact moments they need to do something lol 🤔🤣

How to stimulus use your check HAHHAHAH

Another job opportunity for displaced students: there are many tutoring apps. Many high school and college students need assistance with their classes during virtual learning. Also, many universities are providing emergency funds for students as well so reach out!

@AjaDang

4 жыл бұрын

great tip!

Hmm... I don’t really agree about everyone having the time we’ve always been complaining about. Some of us are still working as much as always

4:45 Please do a budget :)

Literally all of this is crazy. My parents don't qualify cause they're not citizens and I don't qualify cause I'm dependent on their tax returns. 10k in debt and running out of money. One of the most exhausting things is living without earning money and running out of it. It feels like I have nothing left. UGHHH. oh well ur videos still give me hope. lol the day I get to start saving money I'm gonna be so so happy.

@AjaDang

4 жыл бұрын

are you able to do other jobs right now?

@ilanahmed4661

4 жыл бұрын

Aja Dang I really hope so. I’ve been applying to places even tho it’s risky. I hope something comes through :/

I’m in this weird position where I don’t have any debts to pay off and I KNOW I should put the check towards my emergency fund but another part of me wants to take some of the money towards one or two items that would be considered nonessential (specifically a nice PJ set and some books). I am so fortunate that I am still working but I don’t know if I should allow this compromise or if my priorities are completely misaligned.

@AjaDang

4 жыл бұрын

it's ok to treat yourself if you have the money to! I love me a high quality PJ set

I really don't spend on much other than my dog so I saved up a good amount😂😂 I'm lucky to not have to pay rent right now and have a couple years worth of an emergency fund. This is only because I've had $0 in savings before and never want to be in that situation ever again. Good luck everyone and stay safe, we'll get through this!

@AjaDang

4 жыл бұрын

a couple YEARS?!

@Stubby1031

4 жыл бұрын

@@AjaDang yeah I've been saving for awhile and i live in MN where there is nothing to do so easy to save 😂😂😂

I live in Japan and gov was only going to give ¥300,000 to ‘per household’ who are having less than a half of the income due to pandemic crisis and having very tight financial difficulty plus some more restriction policy . But they have changed their mind due to excessive negative feedbacks they are now going to give ¥100,000 to every single Japanese citizen including some foreigners. Check will be released by early May.

i just threw mine to my savings.

1) Pay bills. That Amazon purchase you want. No. Pay your bills. Think like you'll never see a cheque from the government again or as if you'll get laid off this year. Yes you the person working at home. You are not safe. 2) Don't have any bills? Donate! Help some people out. 3) Invest any left over in mutual funds, stock market, etc. Not right now. Things will crash again.

Honestly I'm using my left over income to pay off all my student loans and if they approve more money that's going half to savings and half to debt

Catch me getting my credit on my 2020 taxes bc I was a dependent in 2019 😭

Would you still put money for retirement into savings or investments?

@AjaDang

4 жыл бұрын

I'll still put retirement into investing. I did it last month

@MissQueenOfDiamonds

4 жыл бұрын

Yes yes yes! You’re buying really low rn, great for long term investments

I don’t qualify for a check but the stimulus checks are intended to stimulate the economy. Meaning - spend it for products or services to support and stimulate your local businesses. We are helping each other if everybody is doing it. However, save it for the minimum essentials if you are in financial trouble.

Omg what headband is that?

@AjaDang

4 жыл бұрын

Gucci girl.

I put it all in my emergency fund and will use it to help pay for my classes... they're so expensive.

Great info! Why don't you get a stimulus check, if you don't mind my asking? And how much should you be putting toward an emergency fund before you start donating to your community?

@MsAsb-zx4sr

4 жыл бұрын

skandar123keynes stimulus was only given to single people making less than 99,000 or Head of household making less than 137,000

@skandar123keynes

4 жыл бұрын

@@MsAsb-zx4sr oh okay, thank you!

Aja, I love you but I had to stop watching at around 10:16. While obviously coming out of this pandemic having done all the things we always made excuses about is ideal, we aren't just at home with all the time in the world like you said. We are at home constantly worrying about our safety and the world at large. So I don't blame anyone who just has to focus on surviving the day to day, materially and/or mentally.

I'm so shocked to hear you say that things might start going back to normal by the end of May. The US is still seeing 2,000 deaths per day. Australia is down to 1,500 current cases and 76 TOTAL deaths, and we're not seeing any hope of coming out of lockdown by then. I know our population is smaller, but that also means our risk is lower and we are still locked down. It's really sad to hear that your welfare payment is a measly $1200 but I really don't understand how twisted America's perception of this is. Don't listen to a word that comes out of your government's mouth.

@mysticfox1563

4 жыл бұрын

It is only $1200 for most tax payers. If you are out of work you are likely getting additional money. So I am still working, but my husband is not for now. This means we both get the stimulus but he is also eligible for more than that because he has been ordered to not work. Does that make sense?