Girl sis, throw some dang ads in this video ! We dont mind ! Collect your coins and pay off that debt 😘❤️

@alexiaetcetera

4 жыл бұрын

Yassss!!

@sp500-steph7

4 жыл бұрын

Roxan Smith seriously

@PenniesNotPerfection

4 жыл бұрын

Seriously! I'd watch them in full!

@anahu6762

4 жыл бұрын

Yes do it aja!!!

@isaackid09

4 жыл бұрын

Yes Aja! We don't mind!

Aja...Aja...Aja. Do you realize what you have done over the past almost 2 years? I mean, stop for one moment. Step outside yourself and objectively review what you have done with your finances. You have single handedly done, what I would imagine, few people have done (that aren't already independently wealthy). You've nearly paid off a sum that is equivalent to some people's 30 year home mortgages...IN 2 YEARS! That's effing AMAZING! And along the way, you've inspired so many people to get off their asses and take control of their finances, which in turn, helps them to take control of their lives. YOU'VE done that...YOU'VE provided that inspiration for others. And you'll continue to help others by sharing your journey. So don't give up. Don't lose faith in the process that has served you well and has gotten you where you are. You're nearly there and once you've enjoyed your debt-free scream, you can then start a new chapter of your life and the $$$ you spend will be on TANGIBLE things that you can finally enjoy. And as far as getting a mortgage, you'll feel differently about the $ you spend on your home. It is a debt that won't feel the same as educational debt. Trust me. You've said that you made the decision to put your life on hold because of your school debt. Well Girl, it's almost time to start really living the life that you want...unencumbered by the invisible yoke you've been wearing. And I can't wait to see what happens next.

@nancytsai4724

4 жыл бұрын

Ack, this was such a sweet and thoughtful message... I def got teary eyed!!

You should make a video called "my financial successes" I think it'd be good for you and us 💕

@mwehpakonne

4 жыл бұрын

This is an amazing idea and I think would help to put into perspective for her just how far she's come!

@ryn5027

4 жыл бұрын

Yes! Please make this. I fee like it will be beneficial to all to see how far you've come and how hard you've worked!

@AjaDang

4 жыл бұрын

that's a great idea. Thank you

@Practice_Kindness-1st

4 жыл бұрын

Go for it Aja!

@melaniesmith1928

4 жыл бұрын

Aja Dang I wanna like this 20 times!!

You got this, Aja!!! You used to have over $150k in debt and hearing that you now have only $32k left is freaking amazing to me. You’re doing an awesome job and really so inspiring. You WILL be debt free in the near future and honey I’ll be celebrating and cheering you on through the whole journey ❤️ Also, I LOVE Dave Ramsey and follow most of his advice. But I do have a credit card I use and check the balance on consistently and frequently. I pay it off the same time every month and it honestly is so much easier for me than paying cash for things. AND I get cash back (free money basically) from my purchases! If you’re good with monitoring your spending and responsible with money then a credit card is worth it. As long as you pay it off every month there’s no interest and you can get rewards!

@cherrytung

4 жыл бұрын

Yes! and also credit card churning! I got over $1000 of free money just from signing up for new credit cards :D

@CP12350

4 жыл бұрын

I second this. If you’re responsible with money then a credit card with cash back, like Bank Of America Cash Rewards, is totally worth it. Every month I spend around $800-1,000 and pay it off every month to avoid interest. I use it for gas, groceries, and anything I buy. Each month I get at least $30 back. Not bad!

Honestly if you’re not seeing a therapist already I highly recommend it. You are working so hard and putting so much pressure on yourself. Take care ❤️

@TheUnicornonthecob

4 жыл бұрын

tinybeast can’t help but think of her health insurance issues. Makes you realize how broken the system is

@sophia_megan

4 жыл бұрын

@@TheUnicornonthecob Yup. and its scary because even as an overall healthy person health issues can pop up out of no where and leave you in desperate need of a doctor (happened to me)

@AjaDang

4 жыл бұрын

I've been looking for one but haven't really clicked with anyone. Had a great therapist when I lived in SF but haven't found that some connection with anyone in LA. thanks for looking out for my mental health.

@unbreakable_kimmy

4 жыл бұрын

@@AjaDang why not reach out to that doctor in SF and see if they can either do a Skype session or a recommendation? Good luck babe? Xx

@charliemac7557

4 жыл бұрын

@@AjaDang Could you maybe do video/skype with the therapist that you had in SF? Or even have sessions over the phone? If you already have a good connection with them it seems a shame to let that go. Anyway, just a thought. Also joint account that each person pays an amount into for joint bills etc, works well for me & my partner.🌻

Just by seeing the title and the tumbnail I immediatly watched the whole advertisement

@LIVEINPEACE2023

4 жыл бұрын

Me too!!!!!

@SomethingAboutVintage

4 жыл бұрын

lady Az me too!

@XProShopperX

4 жыл бұрын

girl same

@AjaDang

4 жыл бұрын

omg haha. maybe I should cry and ask for pity more in my videos! (jk)

@theprincessnat635

4 жыл бұрын

When I saw this comment I did the same :D

Like I told you I would, I paid my student loans off last month. It was over 200k (undergrad and law school combined). It took 7 years which is actually pretty good compared to some other folks. Just keep your eyes on the prize. 30k will go by so quickly. You’re doing a great job and while you have had to make sacrifices, it will be worth getting out of the misery of debt. Plan something awesome for when your loans are paid off. It’ll be something to look forward to because trust me, just paying the loans off won’t be enough.

@JK20239

4 жыл бұрын

Did u end up in law? To pay of 200k in loans. U probably had a 100k salary

@brandilovesbeauty

4 жыл бұрын

Josh yes, I did. I spent 5 years making between $50k-90k in different jobs. Then the last two years went to a large law firm. It was the only way I could pay my loans quickly.

@brandilovesbeauty

4 жыл бұрын

Teddy James that’s pretty good if it’s starting salary. I could have made quicker progress if I didn’t start out making 50k.

@cherrytung

4 жыл бұрын

@Teddy James That avg CPA salary is super high 0.0 I'm in the same industry, just in LA, and I didn't think the avg salary is this high

@Bae_mackx

4 жыл бұрын

brandilovesbeauty wow congrats girl!

Aja. Go rewatch your first budget video. You will feel motivated and accomplished to see how far you have come. Keep putting one foot in front of another and move forward. You got this.

@AjaDang

4 жыл бұрын

that's a good idea

@lr50plus54

4 жыл бұрын

Great idea!

Not to ruin the moment... but imagine looking pretty crying

@kisalovesjb

4 жыл бұрын

i'm saying though!!!

@cherrytung

4 жыл бұрын

exactly my thoughts... I cry so ugly I don't even wanna look in the mirror and watch myself cry :(

@Chuchutrain806

4 жыл бұрын

I do. I look gorgeous crying

@IvyPlans

4 жыл бұрын

Yeah, Aja cries the prettiest

So, with the family budgeting thing. Why not just have a joint checking account and use a debit card instead of credit card. Then you completely avoid the whole credit card thing and the risks associated with it. At the beginning of every month you and Brian can go over your budget and transfer the agreed upon amount to your joint checking account (say $6000 spending money for the whole month). Then you follow your budget and never have to worry about charging more than you can pay back at the end of the month! You’ve come so far don’t get discouraged!

@C_Beaty

4 жыл бұрын

This is very similar to what my husband and I do. We have our own separate credit cards and a joint checking account with debit cards, and use that account for our joint expenses like rent, food, internet, etc. It works very well for us!

@justmekatiec

4 жыл бұрын

I'm actually quite pro credit card, but I LOVE THIS IDEA!

@visualk382

4 жыл бұрын

In France credit cards don’t even exist and this is the system me and my boyfriend use on a daily basis (debit card on a joint checking account and equal money transfer at the beginning of each month)

@user-lu6si3kg1d

4 жыл бұрын

I can totally vouch for this! I do this with my boyfriend and we each put in the same amount and if we go over budget we top up but it's conscious and then we check the budget or re-adjust next month. It's honestly surprisingly easy this way!

@mbs949

4 жыл бұрын

This is a really good idea. I was going to add that certain places (like my utilities) either don’t accept a credit card and payment or add a giant fee which wouldn’t make it worth it in the long run for you guys anyways. A joint credit account with debit cards is a much better idea

Girl this video is so raw and honest and I’m here for it! I’m in the same boat and I felt every emotion you described! Thank you for being so vulnerable because this shit is hard!!

@cherrytung

4 жыл бұрын

It's definitely hard. I've also felt quite deprived when I first started living more frugally (I was even living in my car to save money!), but now I finally found a balance :D

Hi Aja. Couple things: 1) Credit cards are fine to use when used responsibly. I use them for earning miles. As a frequent flyer, it has truly made a difference. As long as you pay the balance by the due date, no harm, no foul; 2) As a subscriber, I appreciate your concern for your influence, but if your viewers make poor choices with their finances after viewing your content, that's on them. I think you "disclaim" enough and are real enough about your personal finances that people should know better than to blame a KZreadr for possibly making an irresponsible choice with their own finances; and 3) if you change your mind about something you felt so strongly about before (i.e., not having a credit card), that's fine! We're human, we change our minds all the time. It doesn't make you hypocritical. You're evolving and learning and I'm thankful for your candidness because we're learning right along with you. This just goes to show how money can be bondage and controlling and how it CANNOT buy happiness. I encourage you to find other areas in your life where you can draw positive energy and happiness to keep you going through the hard times. For me, it's just spending time with myself and the people I love. No money needed, just time. Keep your chin up.

@cherrytung

4 жыл бұрын

This, 100%. Credit cards are not inherently evil, as long as the user knows what he or she is doing. I've gotten thousands of dollars of free money just from signing up for new credit cards, and getting credit card rewards from normal usage. :D

Girl this kind of video makes me SO hopeful!! im about to face $260k of student debt coming this May. I am already nearing my 30s. I already know that I wont be buying real estate for a long time (or ever). But watching you go through this in such an organized and systematic way gives me such encouragement! I will have a long road ahead of me, but you have cracked the code for me with your persistence so don't let this crush you yet! Final stretch!

At 19:00, I felt that Aja. Literally in the same ocean with you but our boats are so far apart it feels like we're alone. I got your back girl.

@AjaDang

4 жыл бұрын

and I got yours!

There is something called “debt fatigue” and I suspect you might have it. This is the first video of yours that I’ve watched, but I really think that’s what’s happening to you. I’m in Canada, but I am a finance professional with a specialization in personal finance. I’ve listened to Dave Ramsey and while I like most of what he says, some I don’t agree with. I think his advice about not moving in until. You get married is rooted in his own personal religious beliefs more than sound financial advice - and there is no such thing as a one size fits all approach and I think that’s where people get into traps with his teaching, thinking he’s the gospel of debt repayment. You need to go easy on yourself. It sounds like your debt was mostly a result of education, not running around spending money you don’t have. Relax a little on yourself. Student loan debt is ok, if it gets you a career with a good earning potential. I live in Canada and our education is much cheaper so I can’t imagine what you’re going through. Bottom line: debt fatigue is ok, the feeling will pass, continue to spend a little money on yourself, it will help you stay the course (in my opinion). I look forward to watching more of your videos!

❤️ this is so relatable. I’m feeling the burn out a bit too. I have to say these videos you started over a year ago have been so helpful. There was a buzzfeed video recently on women and financial literacy and it feels so powerful to have so many other females in these comments supporting each other. You’ve got this, and we are in this together!

I wouldn’t use a credit card. A joint bank account is more safe in my opinion. Both parties add a certain amount and spend out of that like one would with a credit card.

@roxannecowlesrosado3449

4 жыл бұрын

I agree with you, Jessica.

AJA YOU GOT THIS!!!! The finish line is soooo close and I know it feels like the more you reach out for it the more it’s running away, but you have done an AMAZING job at putting so much into this. Frustration is there and when it’s all done, you have something to look back on and see how you were feeling. This is growth for you at the same time. You got this babe!

Sorry to see you so frustrated-but, holy shit, you’re really out here doing what feels impossible, and it’s inspiring. You have every right to feel so deeply disturbed, because this whole system is unfair, and having to put so much of your energy into this is exhausting. Please remind yourself that you’re a beast at crushing your goals, and sooner than later you’re going to be debt free.

You're not alone, Aja. Thank you for inspiring us with your vulnerability and constant/amazing strength. We love you

You are a budget warrior!!!! I would caution you to keep paying your insurance until you find a new one. Although you “feel” healthy one minor/major health issue could jeopardize all your hard work. It’s far better to pay $500+ for insurance than $5k for doctor’s fees, lab, Xray, etc.

@JennayaElizondo

4 жыл бұрын

ISITVAINTOSAYIMPRETTY agree! The moment you don’t have it is the exact moment a big health thing happens 😬

@AjaDang

4 жыл бұрын

this is true

Aja, you’ve done amazing at paying off your debt, your income level is top 5 percent in the nation. You will be done with your debt in a few months and then you will have enough for a down payment of a house in a few years max. Nothing to be upset about!

@eunicesantiago8223

4 жыл бұрын

Hayden Hsu This is true!!

girl! YOU'VE DONE SO WELL, youve done most of it already. stay strong and focused.your almost done.

Hi Aja! I finally started on my debt free journey about 14 months ago. If I had seen this video before I started, I probably would think you are crazy for crying when you’ve paid off so much debt and in comparison to where you started that you are so close to finishing. However, now that I am on my own debt free journey, I can completely relate. Even though our financial situations are completely different as far as income & bills, we both have the same goal of being debt free. While I do understand your frustration, please remember what a blessing it is that you’ve been able to pay off so much so quickly. You’ve worked really hard and you will feel so good when you are done! Looking forward to seeing you become debt free!

Aja, You are doing a great job of working on your debt. The frustration is real but keep working on enjoying the journey because that's all you have today. It's not about the destination, it's about the journey. You are so open and honest. Helping so many others to not ignore finances. You. Are. Awesome!!!!

YOU GOT THIS AJA! You work so hard, it will come back to you, don't give up. You're almost there. We're all so proud of you!! 💕💕

You've come so far! You're doing great, and you're helping people like me along the way! That's amazing! ❤️

Oh Aja! You've come such a long way. I'm so proud of you! I'm feeling that way to but I just remind myself that what I am doing now, future me will thank this me! You are getting so close to financial freedom. You got this girl!!!💪

Aw wish I could have given you a big hug!! I hope you know how inspiring you are and how many people you've motivated to make BIG changes in their lives for the better. Myself included! I'm so grateful for these video updates. It makes me feel like 1. I'm not alone in this and 2. it's like having someone to talk to/learn from about money and debt management because I don't have a lot of people in my life that I can discuss this stuff with. You're not only doing amazing things for yourself by becoming debt free, you're helping other people set themselves free, and that is such a gift. Hope knowing that brings you some comfort. You're so close to your goal, don't give up girly!

I love the perseverance tears, cry to keep going! You've come a looooonnng way! I've been paying off my student loan debt for close to 4 years and still have $6,800 to go. Your goal is definitely lofty but you can and will crush it! I believe in you Aja! 😊🏁

Thank you for your raw honesty ❤️ you have GOT THIS! You are allowed to feel this way. Feel it, breathe, and keep going!!

I empathize with you sooo much Aja. I appreciate the realness and vulnerability you allow us to see in videos like this. It is easy to post and talk about the successes in our journies but it is rare to have that same transparency when we're going through the real, rough shitty parts. Just know that this journey of yours has inspired so many of us to look into our debt and finances. I stumbled across one of your finance vids late one night. Fast forward about two months later and because of YOU I've started tracking my spending and assessing my student loans and even copying your debt flow chart into my bullet journal. Who knows how many others who know nothing about finances will come across your videos in the midst of your last 30k? $150K paid off in less than three years???! WHO DOES THAT? You are a badass and an inspiration. Lifting you up, Aja.

Sometimes a little bit of shopping therapy is much needed! And I'll be definitely listening to your podcast! ♥️

this may be odd but your frustration gives me comfort as i feel like someone actually understands me. thank you for being real so publicly like this.

I'm so sorry, you seem overwhelmed :(. You are sooo close to your goal and doing great. Keep on keeping on!!!

You got this! I finally paid off all my debt in July and it was a HUGE feeling of relief and a wave of joy! You’ve come a long way and you are PAVING the way for folks to get their justice for when payment is not delivered! Thank YOU!

I find it interesting that you have been fighting debt for two years or so, because I burned out after 2 and a half years of college. My degree was in computers, and even 4 years later, I don't want to use them often. I burned out badly, and did nothing with my degree. That being said, if I could give you and my past self advice, it's to get out of your own head. By which I mean, take your eyes off the goal, at least for a little while. I know it might seem wrong to spend on yourself when you think you should put that money toward a different cause, but I think you shopping was a way of coping with extremes. Think of yourself as managing a balance scale. On the left, you want fun (shopping, hobbies). On the right, you want responsibility (debt release/savings). Your shopping spree might have been to keep you from neglecting the left (fun) side before it's too late and you go back to that extreme. It's all a balancing act. Therefore, *within reason,* go have some fricken fun. Balance out that scale. Then when you're recharged enough, approach your debt with a fresh mind. Hope that made sense. Good luck!

"I don't like this feeling of not being satisfied." Has been my motto for nearly 2 years. I love your videos, they give me so much insight into my own financial struggles. Between school debt and the expenses I'm accumulating just to get by every month. It's so hard, and frustrating and I just want to live in a box somewhere. Thank you for putting out your own struggles, they help me feel like I have help ❤️

I did the debt snowball. You can do this. My husband and I are 31 and we are completely debt free. All the sacrifice pays off ,keep your eyes on the goal. You’re money frees up to do those projects and things you’ve always wanted to do. We weren’t always so strict in our budget because it can feel like you’re not living sometimes. Now that we’re debt free we stopped using credit cards we just use cash flow.This has helped us not get tempted to be back in debt. We learned to live within our means and as our income increase so does the freedom to do more things. Don’t lose heart girl, if we did it you can to !

keep your head up Aja your journey is incredible and you have come a long way! Happy to see u treat yo self. All the good energy for all the work you have coming ur way in Sept!

Just found you and this is my 2nd video of the day. I can’t even tell you how amazing it is to find someone going through the same thing!! And to be so real and transparent. Thank you so much!

you’re almost done aja!!! i know this was hard but we’re all rooting for you :)

Hang in there, we are all cheering you on. You have encouraged so many with your journey.

Thank you for being so open and honest about the true struggles of paying off debt. It takes a mentally tough person to tackle something like that. You’re truly an inspiration to me to keep at it, even when I’m feeling frustrated too.

Aja, I can't even imagine how stressful, frustrating and mentally exhausting and draining it must be. Thank you, you really are amazing and working so hard, it's incredibly motivating. Take heart and keep going.

Girl, Just know you're not alone and I struggle with my debt all the time. Your financial videos have inspired me and I'm working towards being debt free. I do it for my daughter and my future. You're doing great Aja!!

I feel your struggle so much. I respect your ability to be honest and vulnerable. The road to becoming debt free is hell! It's so easy to feel alone and hopeless. But know that your videos are inspiring so many of us who are also trekking along to get out of our own financial messes. You're so close to the finish the line and you have so many people rooting for you. My cheering you on helps me feel motivated to keep going as I also struggle to pay off my debt. So thank you for sharing your journey. We got this!

You're so close, you've got this! Power on girl. Your honesty is so refreshing and inspiring, YOU CAN DO IT!

I appreciate your honesty, and having followed your channel for awhile now I know you’ll get there

I am SO excited for your debt free scream. Struggles like this will make the achievement so much sweeter. You got this! It’s a mental battle. Stay strong. 💪🏻

Keep going! Whenever I get frustrated (I’ve been on this debt journey 6 years, slowly getting closer), I re think my why and visualize what it will be like when I’m out of debt! Then I rewrite what my budget will look like without debt payments and it always reminds me why I’m doing this. You’ve got this!

This is so real. I paid off my undergrad student loan last year and that's how I felt too. There was an initial burst of pride but then the realization that I still had $230k in law school loans. It is such a slow process and the guilt can be overwhelming. You are so close. I am rooting for you!!

Aja, thank you so much for being open and honest with all of us. Debt is for the birds, but you are killing it! I hope you are so proud of yourself. This journey is long, but you’re journey is inspiring me to do better and know that we all get frustrated. I found your channel last week and have caught up on your experience. Wow! You’ve come so far. You’re almost there!

You are so inspiring and relatable Aja! Please dont feel discouraged you've come so far and have grown so much from this journey. I look forward to seeing your budget videos you are so real with the situation, thank you for sharing the ups and downs of trying to be debt free. You are amazing

Aja, hang in there!! You've made so much progress and I understand it's really frustrating. But you've got this. It's good you're treating yourself to something. Thank you for always being so transparent with us and for always pushing through the hard times. You'll get to the end.

Hi Aja...my husband and i have used the same credit card for years and years and its the only thing that enabled us to really keep our spending in check and be accountable to one another. Same goes for joint checking and savings etc. Its all one pot for us. But we didn't do it until we got married and it solved a lot of money stress for us just by changing the yours and mine mentality to the ours mentality.You are doing great...hang in there! The finish line is so close.....debt free is going to be so worth it!

Good for you being so close and TREATING YOURSELF! It’ll help you continue on your journey.

Be grateful for the amazing income you have and what you’ve accomplished. There aren’t many people who could have done this as quickly. Go get it!!!!!!

"Get your shit together." - agreed! 👏🏻 We all have to take responsibility for our finances and can't wait around for someone to fix everything for us.

you're so amazing, Aja. keep fighting! keep your eyes on your goal! freedom will be soooo worth it!

Aja you’re so close and you’ll get there very soon. You’ve been doing amazing on this journey. Hang in there!!

I thank you for the realness! Everyone focuses on the paying off debt but not enough on the emotions and reality of the journey. It is truly a journey. It's more about setting up a way of living that does not include debt in your life. If you only focus on the paying off of debt and not on the building management skills of dealing with money, you'll just end up right back where you were. I just started this journey again for the second time. Last time failed because I went all gungho and didn't leave room for any fun and it was extremely rigid. Again thank you for being real and letting us see all sides.

Watching this after all your financial success now shows me how strong you are during this journey. Thank you for showing this raw footage & real emotion during this time. It aspires me to budget the same!

I’ve just signed up for an education loan to fund my degree and you’ve been the #1 motivator as I work, Budget and calculate my finances! You go girl!!!!!

Give us ads girl! Everyone else does it, we still gonna watch

You've got this girl! You are so close! Don't get down on yourself, just be proud of how far you have come xx

You're amazing! $32,000 is the amount I started with and that number for me seemed overwhelming at the time as a recently graduated college student with no job prospects. It took me six years (with a year of help) to pay off my unsubsidized debt in full, which was a feat. Yet, you've paid off that debt amount 4x over in just two years!! And you're on track to be debt free in a few short months. Be so proud, so so proud of yourself. You've done so amazingly thus far and you're continuing to strive for greatness even now.

I never comment on videos but I feel for you! You have accomplished so much with paying off your debt and need to keep positive! You got this!

I'm crying watching this because I know exactly how you feel. We just finished paying off our debt. It took us 4 years and a lot of sacrifices. KEEP GOING! Keep rewarding yourself. It will get better once you are at 10k and you can see that light. In terms of the family shared finances: we didn't start to make a dent in our dept until we got a shared credit card (which I was COMPLETELY against). It was so hard to give up my independence but once I did, and we started to work toward a common goal, it made a world of difference. We sat down once a month to understand what was going on and hold each other accountable. For the first time ever (we had been together for 11 years at that point) we started to unify and align our personal goals with our family goals and started to work toward a debt-free future. If you are both up for it (and up for the responsibility) I would say to do it! I understand your hesitation because you do not want to be a hypocrite but think of it this way.. you can show your followers what it is like to have a HEALTHY relationship with A credit card. We don't pay interest in our house because we pay our credit card off each month. That shows restraint and responsibility. Also, we have a card that allows us to accumulate points to use for travel so its a win-win. You can share your journey with your followers and show them that you can have a credit card and not be in credit card debt. Thank you so much for sharing! xx

You are completely in control and allowed to feel however you feel. I am constantly amazed by you and I talk to social platform about you all the time. Thanks for being you.

You deserve to treat yourself, don’t feel guilty for spending a little. Your story is inspiring, you are on the home straight. It is ok to slow down and take paying down your debt slowly. Keep it up girl we are all behind you.

Cry it out Aja! Cry it out. It is frustrating, but you are doing so well! You still have the rest of your life to enjoy the benefits of your hard work!

Hi Aja, I never comment on YT videos although I watch so many every day for so many years. I feel for you, I can only imagine how frustrating and overwhelming and crushing the amount of debt has been and continues to feel. However, please know and remember this. From the moment you bravely chose to embark on your journey AND publicly and openly share with us such an emotionally challenging and difficult endeavor each step of the way, you have changed not only my life but countless others who have followed your journey. You have helped so many people Aja. Know that you have affected so many lives for the better by continuing to tackle your debt, as we are too. Please go easy on yourself. You have done an INCREDIBLE job so far eliminating so much debt in what I (and I'm sure many here) would consider an astonishing rate!!! I feel you that it must still feel like you have a long way to go, but from my perspective as an outsider you have come so far and have reduced the pile tremendously to a point the you 3-4 years ago could never have fathomed. I recently heard a quote that happiness from obtaining a goal can be fleeting. We are "happy" for 5 min when we reach a goal we set for ourselves, be it salary or monetarily or weight loss or debt paid, and then we are unhappy again because we have to reach the next thing. It's far easier said than done, but I also tell myself that I need to also appreciate the journey, however hard, in getting there, not just the milestones. Thank you for your vulnerability and your strength. We love you and can't wait to celebrate with you when you get there! ❤️

I've been watching your WHOLE journey... You're almost there! I'm so proud of you...and I do n even know you! You'll get there!!

Aja! Girl, you are so close to your goal!!! Stay on track, we're on this journey together. I've been following you for a while as I pay off my loans too. Just remember why you decided to pursue this journey in the first place. You got this!

You have been such an inspiration to me, you have shown so much courage in talking and sharing about such an uncomfortable journey. Thank you for this

Keep Going Aja!! I can’t wait to see your video ‘IM FINALLY DEBT FREE!!’ You’re gonna get through this!!!

You are so close to your goal be strong and stay strong, you are doing so great 💪🏽💃🏽

Aja, you are inspirational and I admire your honesty and courage to be so vulnerable. Hang in there! Remember your wins, big or little. You have done so well thus far. Hugs to you!!

Girl you’ve done SOOO WELL from $200,000 to 30,000 is amazing, some clothes wouldn’t hurt for once!! You deserve it :)

You are so brave and honest to be sharing this whole journey. Keep going! I am excited for you!

I feel really dumbfounded seeing you go through this and I think it’s because I’m still in school and I haven’t had to be in your position yet.... you are SUCH an inspiration to me it hurts me to see you broken up about this but know these videos will be such a tool for me in 5 years when I’m going through the same discouraging process. Love you Aja❤️❤️

I love watching these debt videos from you!

Don’t give up Aja. Look at where you are now compared to 2 years ago. You are doing an amazing job and you have inspired many along your journey.

You’ve paid off an incredible amount. I get it feels never ending at times. You speaking out about it and being so damn honest is refreshing. We need more discussion in schools about being sensible with money and what bills are, it’s far too easy to get into debt without even really understanding how it happened before you’ve really even started to make a living or career. Thanks for sharing your financial journey you’ve certainly inspired me and I’m sure a lot of others. You’ve got this 🌟

Love you Aja!! You're crushing it girl!!

Keep going, girl! I'm on the journey with you and also planning to be debt free by the end of the year. I feel the same lack of joy every time I submit a payment but we've come so far. Home stretch! You're keeping us motivated!!

❤️❤️❤️ sending you a big hug Aja. You are on the right track and it's okay to feel like you're still "far away" but remember, you're ONLY 30K away from the thousands you had to start. You got this girl! ❤️

Aja, don't cry.. You've come so far and you can't get frustrated now. You have so much to be proud of!!! I admire that you've tackled this head on. There are so many people that would and do stick their head in the sand and act as if it doesn't exist. Hang in there, it's almost over and you will be stronger for it.

I can’t tell you how much I understand and relate to this video. First I’d like to say that I admire your tenacity and authenticity in tackling your financial challenges in the way that you do. You should feel very proud of yourself for what you have accomplished and you are using your knowledge and learning to pay it forward to others by being so open and sharing so freely. I’ve been there/done that. So I understand what it feels like to to be so close yet so far. Right in this place is where the most difficult test lies. This is where our trust and resilience truly lets us know who we are and what we’re made of. So, please keep on keeping on and sharing and paying it forward. I’ve learned to live with the anxiety all of this creates without letting it stop me. It pushes me foreword. I’ve reduced my credit card debt substantially and I keep it only for “dire” emergencies. In our society today we need credit especially when we’re young. Credit really becomes necessary every now and then for keeping our credit rating healthy and for major purchases like a home we may need to finance one day. No credit in our society is as bad as bad credit. It’s just the way it is in our day and time. Thank you again. I’m so pleased I happened up on your channel. I am now a happy subscriber 👍💕

You dont realise how bloody amazing you've done. You literally are keeping me motivated on my journey too. Love from London xx

Your going to be fine Aja. You have hustle like no one I’ve seen. I watch you and think “damn! This girl is pretty, intelligent and a hustler” I started my journey listening to Dave Ramsey, then I found you on KZread. You motivated me. I thought “ ok cool, us girls weir gonna pay off our debt” I only had $10,000 to pay but when I was down to my last $3,000 I Remember feeling more and more anxious because it seemed like that little $3,000 was just mocking me. It felt so close but so far. I know how you feel Aja. You’re going to be ok. Thank you for being so transparent with us. You’re doing good work.

You got this Aja! Things will turn around sooner than you realize, stay strong

You’ve got this, Aja! I totally know how you feel about the debt. My first year of my debt free journey(2018), I felt the debt needle moving so drastically. Now in year two, I’m on my last debt and girl I’ll tell you, it’s moving so slow. I guess if it were easy, everyone would get out of debt. We need to keep at it. One day, we both will be debt free!

Thank you for continuing to make these videos and for being honest with us. It's so brave of you to put yourself and your dirty laundry out there. I am on my own debt free journey and it is really frustrating. I keep a "year to date progress" in my spreadsheet to show how far I've come when how far I have yet to go gets too overwhelming. I know the feeling. It's hard to relate to others that aren't paying down debt and who can just spend their money at will. Thank you for being someone I can relate to. Hang in there, and be proud of how far you have come.

Aja you are so amazing- Honestly, I've felt so alone in my debt payoff process because my partner and my friends aren't going through the same tight budgeting as me and don't have the amount of debt I do. So even though I don't wish this experience on anyone, I'm so grateful for you because you've made me feel so much less lonely in this process. Thank you for continually inspiring us!

11.14-11.17 so sassy I love it! You're doing a great job Aja - go back and watch your first I'm broke video - you have come so far.

Aja...please remember we’re in this together. Your budget videos always resonate with me, but this is the one that resonates with me the most. I paid off my school loans, but I still have about 10% of my car loans to go. Health and moving finances got in the way recently and I’m doing exactly what you are doing. I feel extremely burnt out and I spent on myself as well because FUCK IT. It feels like it never ends, but the thing is, we all are human (not machines) and don’t need to beat ourselves up when we’re not as “efficient” as we should be. At least I’m telling myself that. We still have our overall goals in mind (which is most important) and I am hoping to end my debt journey by the end of this year too. Bumps on the roads aren’t indications of failures, right? And this bump right now isn’t either. I can’t wait to celebrate our journey once it’s over. And no BS...each day that’s going is one day closer to that day. And that realization is really encouraging to me. Hope it is for you. ♥️♥️♥️

Baby you're killing it! Even if it doesn't feel that way. I am blown away by how quickly you have been smashing your debt. I wish I could make the huge strides you are making right now. Keep going babe. You got this.

Girlie it will be okay😊 every day you move closer to Financial Freedom. I dont have debt but i am currently living paycheck to paycheck we eat out to much etc so we have been eating at home to save more money and not buying a crap ton of stuff. Its been hard but this month I have finally been able to not have the urge to go shopping everyday and buy everything in site and feel peace like i have everything i pretty much need. I never thought not shopping would make me happy and ive been donating things i havent opened or wore or giving it away feels great also makes you see you bought so much stuff you cant enjoy what you have. Watching you be real and so happy and nice has helped me declutter start saving money eat at home more. Just see stuff is stuff and you dont need it to be happy. Love ya girlie hope you feel better💗