How to Open a US Bank Account as a Non-Resident Without SSN (2024)

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Timestamps:
How to choose - 00:00
Offshore US banks - 02:20
Low fee transfers - 05:09
Business banks - 06:52
Personal account ONLINE - 09:57
Top 5 US banks - 13:06
Credit cards - 17:04

Пікірлер: 285

  • @MylesDunphy
    @MylesDunphy2 ай бұрын

    BTW Ocean Bank (www.oceanbank.com) confirmed they open accounts remotely for international clients. As they're FDIC insured (largest independent bank in Florida) this could be a great option. Hope this was useful!

  • @Theprodator

    @Theprodator

    Ай бұрын

    You should put a link to the Ocean Bank, I just googled and the first result is a scam.

  • @EasyDeutsch

    @EasyDeutsch

    Ай бұрын

    Remotely means if you call? Because Online on their website they don´t do it!

  • @gmailuser699

    @gmailuser699

    Ай бұрын

    Wrong information. This is the error i get: In order to qualify to open an online account you must: Be a U.S. citizen or resident and reside in the U.S. Have a valid SSN Be 18 years or older and Have a valid U.S. ID

  • @RichWayGlobal

    @RichWayGlobal

    Ай бұрын

    with the charlse schwab brokerage, how do i get the one i can open remotely?

  • @humphreydickson9391

    @humphreydickson9391

    26 күн бұрын

    You mean ocean bank can open saving account for international customers? and is it the same amount 25k or less?

  • @magdycomics
    @magdycomics20 күн бұрын

    One of the best advices I ever encountered in KZread. Great job pal. Keep it up

  • @Begraceson
    @BegracesonАй бұрын

    Why am I just finding you Myles? This is completely of great gain. Thank you so much 😍

  • @R10avion
    @R10avion6 күн бұрын

    Thank you so much. I really needed this information because I live and work in china for almost 8 years now and I am from Morocco. Opening a bank account in USD would solve a lot of problems for me and save me a lot of hassle!

  • @stephencobb8243
    @stephencobb8243Ай бұрын

    This is grate i was looking for my grand nephew in Grenada WEST INDIES / the Caribbean who wants to open a Bank Account in the u s a you are a breath of fresh air you are a God sent person many people lives will be improved because of you.Thank you Thank you and let me say i hit the like shared and Subscribed, once again thank .

  • @DoctorRiggz
    @DoctorRiggzАй бұрын

    Thank u for the info you provided. Extremely helpful!!

  • @Maerque
    @Maerque2 ай бұрын

    Brilliant. Was just looking how to do that and your video popped up. Keep up the good work!

  • @JohnAung.ATSN2312

    @JohnAung.ATSN2312

    Ай бұрын

    I also wanted to know that.

  • @riazm5850
    @riazm5850Ай бұрын

    I love your video man i also know allot but the way you summerized was owesome

  • @rrezartakrasniqi2960
    @rrezartakrasniqi296029 күн бұрын

    Great and valuable information, Myles!

  • @Expertslaunch
    @ExpertslaunchАй бұрын

    Thanks, super helpful. Mercury did just recently opened a Personal account offer but the fee is quite high!

  • @gcraigw
    @gcraigw2 ай бұрын

    This info was extremely useful. Thanks a lot!

  • @mehmetarat5366
    @mehmetarat53667 күн бұрын

    Great Video Myles! Thanks for putting out all for free for the banks, credit card, ITIN you explained all!

  • @jamilaktar5472
    @jamilaktar5472Ай бұрын

    Your info is very useful! Thank you so much

  • @micas290
    @micas290Ай бұрын

    Very helpfull, was really looking for this. Thanks

  • @user-gk9ye1mb3u
    @user-gk9ye1mb3u24 күн бұрын

    Myles, outstanding research, thank you for that!

  • @gamebm
    @gamebm5 күн бұрын

    Thank you so much for the extremely valuable information you provided!

  • @kadmosti9884
    @kadmosti98842 ай бұрын

    Myles, always a pleasure to see you and your great, detailed, structured content. Exceptional work like you have always got us used to. I still remember when I discovered your channel back around 2018. I didn’t miss one video since then. Thank you for the valuable knowledge you share with us. Best wishes

  • @MylesDunphy

    @MylesDunphy

    Ай бұрын

    Wow - thanks! Appreciate you sticking around all this time :)

  • @erikyoung3890
    @erikyoung3890Күн бұрын

    This information is wonderful Myles, instantly subs to you. big thanks and love from Indonesia!

  • @burakdilsel6384
    @burakdilsel63847 күн бұрын

    Hahah loved the ending of the ending of the video that Illinois jersey fire! Your content is gem, I need ITIN, thanks for sharing the company who does it.

  • @uchun
    @uchun26 күн бұрын

    Very clear and concise information. Thank you.

  • @jvvicr
    @jvvicrАй бұрын

    Great video man. Thanks

  • @femifasusi453
    @femifasusi45329 күн бұрын

    This is very informative. Thank you for sharing this.

  • @Zennntopia
    @ZennntopiaАй бұрын

    Really great info, Super helpful. Thanks!

  • @monicaconorquie5942
    @monicaconorquie594219 күн бұрын

    Thank you for the information. Really appreciate it.

  • 28 күн бұрын

    Finally, a detailed and well balanced explanation for potential foreign investors, who want stable future planning options. Will pass this video onwards....

  • @therelaxedgirl8562
    @therelaxedgirl856213 күн бұрын

    Thanks for this! So informative and helpful

  • @skpassegna
    @skpassegna20 күн бұрын

    Formidable, very good and detailed video. Thank you

  • @dawielieb
    @dawielieb25 күн бұрын

    Thx Myles! Would also appretiate a video on Swiss bank accounts for foreigners

  • @satinderbank4607
    @satinderbank460724 күн бұрын

    Thanks for a well researched content. Appreciate the effort.

  • @okhaledtamimi
    @okhaledtamimi16 күн бұрын

    You haven't come across many recent updates about Mercury bank. However, the new requirements concerning proof of residential address and the need for non-US residents to sign a W9 form seem to suggest that operating a single-person LLC might no longer be feasible. These changes potentially pose challenges for non-US residents seeking to use Mercury bank's services.

  • @marvinrodgers3693
    @marvinrodgers369327 күн бұрын

    Thanks for the information

  • @andaoninao
    @andaoninao5 күн бұрын

    Thank you! Great value here!

  • @MiriamWalcott
    @MiriamWalcott16 күн бұрын

    Thanks for sharing this information.

  • @ashishahujaindia
    @ashishahujaindia24 күн бұрын

    Super informative. Great research 👍

  • @voiceofugur6115
    @voiceofugur61157 күн бұрын

    Greatly explained Myles, thank you! Many new US bank options, would love to hear from anyone who try the Dominican ones! For the physical ones in the Mainland, in order to get less rejection especially if it's personal, having ITIN for a non-resident is essential I believe.

  • @marvinespina5208
    @marvinespina520826 күн бұрын

    Super helpful video. Thanks!

  • @amiralovesart
    @amiralovesartАй бұрын

    Thank you for this 👏

  • @RenatoML
    @RenatoML14 күн бұрын

    Excellent work. Liked and subscribed.

  • @someoneunknown295
    @someoneunknown2955 күн бұрын

    great information bro Thanks alot from all over the WORLD❤❤

  • @conradlawlam8947
    @conradlawlam894719 күн бұрын

    Amazing! Thank you!

  • @Weltykvd
    @WeltykvdАй бұрын

    Awesome vid💯

  • @ekrembugradilsel6233
    @ekrembugradilsel62337 күн бұрын

    Thanks a lot, i want to try the Dominican banks but looks bit catchy, i think the safest is just visiting the US and applying personally, as I heard SSN and ITIN is a must even opening the bank itself not just the credit card

  • @Zii73
    @Zii732 ай бұрын

    THANK YOU SO MUCH!!

  • @divisioSystem
    @divisioSystemАй бұрын

    Great Video !!! And I honestly not make comments but this one deserves it Great Job

  • @helloawan
    @helloawan23 күн бұрын

    thats good information .. thanks

  • @supra4style
    @supra4style16 күн бұрын

    🤯🤯🤯 Craaaazy bro how much value and structure you bring in this video! Thank you so much. 👊😎

  • @supra4style

    @supra4style

    15 күн бұрын

    @@MikelNeigh Nah, I'm fine, thx. But nice try

  • @evilasiotenorio7753
    @evilasiotenorio77534 күн бұрын

    Congratulations on the excellent video.

  • @CloudExpatTax
    @CloudExpatTax5 күн бұрын

    Great Video. We have helped many entrepreneurs with ITIN to support their US businesses.

  • @kenabartholomew5777
    @kenabartholomew577724 күн бұрын

    Appreciate this video. Been looking for this over a year. Earn my sub.

  • @Smarthellhound
    @Smarthellhound9 күн бұрын

    Awsome bro thx a lot informative video ❤

  • @mobernou3917
    @mobernou391724 күн бұрын

    Legend ! Thanks

  • @hamzarachid823
    @hamzarachid823Ай бұрын

    Thanks man 🙏

  • @prhasn
    @prhasnАй бұрын

    Brilliant breakdown

  • @modarhabbal9898
    @modarhabbal989817 күн бұрын

    thanks man!

  • @SurenPapanyan
    @SurenPapanyan7 күн бұрын

    Thank you so much 🔥🔥🔥

  • @eddierios2834
    @eddierios283410 күн бұрын

    Thx dude!

  • @fishitube
    @fishitube22 күн бұрын

    Great tips!!!!

  • @OpenAGI
    @OpenAGIАй бұрын

    Good info

  • @0xdevin
    @0xdevinАй бұрын

    Thanks man

  • @leroymanning9297
    @leroymanning92972 ай бұрын

    Great video! US Credit card has been a real stumbling block for me. Thanks

  • @MylesDunphy

    @MylesDunphy

    Ай бұрын

    Glad it was helpful Leroy 🤝

  • @user-oi5yj8sl1k
    @user-oi5yj8sl1k29 күн бұрын

    great information and transparency thanks. any websites recommendations for opening LLC?

  • @erdemcc
    @erdemcc9 күн бұрын

    Great video

  • @rondamon4408
    @rondamon440829 күн бұрын

    Very useful

  • @LeaTex
    @LeaTex15 күн бұрын

    great info!! and thank you for sharing the document. In Latinamerica is also famous Facebank from PR, similar to the others. Another option can be HSBC, if you have a Premier account in your local country, yo can request a similar account in HSBC USA for free and online.

  • @MylesDunphy

    @MylesDunphy

    13 күн бұрын

    Great tip about HSBC.

  • @jcc6356
    @jcc635628 күн бұрын

    Thank you for the video!! Excellent work! Can you please do the same for Italy banks. Cheers!!!

  • @hafidmohadi8811
    @hafidmohadi881111 күн бұрын

    This is good. Thanks

  • @aakarshagemhouse3696
    @aakarshagemhouse369624 күн бұрын

    good work

  • @josannelochan
    @josannelochan28 күн бұрын

    Myles sometimes we the viewers watch videos on KZread and we're a bit sceptical. I don't know what made me try but I did. Well I opened a Charles Schwab account from Trinidad and Tobago! This is so awesome, thanks for this amazing content!

  • @ricardowhyte7594

    @ricardowhyte7594

    15 күн бұрын

    Hello, did you have to deposit the $25k to proceed? If you did not, what was the alternative? I'm noticing in other comments that this still being raised as a gray area.

  • @princemehra12
    @princemehra1214 күн бұрын

    Thank you it is really useufll

  • @ibrolambo6247
    @ibrolambo624726 күн бұрын

    Very helpful 👌🏻👌🏻👌🏻

  • @murphaph
    @murphaph24 күн бұрын

    Thanks a million for this video Myles. As you rightly point out there are many people looking for money for this information so you have more than earned a like and subscribe from anyone watching this! A good Irish surname as well ;-)

  • @mervynmontague1811
    @mervynmontague18116 күн бұрын

    Interesting and informative 🇯🇲

  • @kagi95
    @kagi952 ай бұрын

    Wow super informative, btw I heard Mercury bank is closing business accounts for non resident people who have no ties to the US other than their LLC.

  • @kagi95

    @kagi95

    2 ай бұрын

    Oh I see you mentioned it haha. Btw Mercury IS launching a new personal bank account option!

  • @MsMalunga

    @MsMalunga

    Ай бұрын

    Hi, we are actually in a situation right now, we have an LLC but we don't have any operations in the USA and now Mercury has restricted our account. We can't receive funds nor make payments and its affecting our business. We have tried to explain our situation but nothing seems to help at the moment. The organization we use for virtual address isn't helping either Any suggestions on how resolve this will help us a lot.

  • @ariy7712

    @ariy7712

    Ай бұрын

    Did you find any solution? Same situation.. ​@@MsMalunga

  • @The70sCarIsMine

    @The70sCarIsMine

    29 күн бұрын

    @@MsMalunga you can rent a physical address . There are companies that offers real address instead of virtual

  • @genesisgx4614

    @genesisgx4614

    26 күн бұрын

    @@MsMalungayou could check out another alternative for online banks such as Relay

  • @tazimulalam
    @tazimulalamАй бұрын

    I am Enjoying it

  • @MacChew008
    @MacChew0088 күн бұрын

    Thank you

  • @marcr27
    @marcr2716 күн бұрын

    thank you so much! I opened a schwab account from spain!

  • @HoldMySoda

    @HoldMySoda

    9 күн бұрын

    Did you deposit the 25k?

  • @melanthios1189
    @melanthios11898 күн бұрын

    love it

  • @saudwarsi9522
    @saudwarsi9522Ай бұрын

    Amazing video, thanks a lot. One question. Is it possible to put the link in the comments for Charles Schwab bank. I got confused in the web pages

  • @alveeey.alveeey
    @alveeey.alveeey2 ай бұрын

    Great informative and detailed video. Thanks brother. I have a question, What about Payoneer?

  • @E.E.
    @E.E.Ай бұрын

    Great video. What is your opinion on wise vs revolute vs Skrill and there are probably more alternatives.

  • @Takeshisan19921
    @Takeshisan19921Ай бұрын

    Some crazy value here

  • @gizemucar2059
    @gizemucar20597 күн бұрын

    I needed ITIN when applying for PayPal, also without SSN to open any physical bank, business or personal account, if have ITIN it's smoother, and less chances of rejection.

  • @Johann75
    @Johann757 күн бұрын

    Good video

  • @djspin1025
    @djspin10256 күн бұрын

    Great content.. Also if you are a non-resident alien.. State National, use the ss4 form from the IRS and get an EIN to use instead of SSN, cheers!

  • @nathanvaughan2029
    @nathanvaughan202920 сағат бұрын

    Great presentation so much information, any ideas to open a South African bank account from Australia cheers

  • @EduardoSilva-xg5gu
    @EduardoSilva-xg5gu29 күн бұрын

    FANTASTIC INFORMATION. THANKS. YOU EARN A SUBSCRIBER ;)

  • @tiny_favourites
    @tiny_favourites8 күн бұрын

    very good

  • @user-es3vg9mn5e
    @user-es3vg9mn5e5 күн бұрын

    Hi, Apparently you can have a HSBC premier account overseas and remote open a US HSBC account. FYI

  • @danielolusesi808
    @danielolusesi808Ай бұрын

    This is the best video I've ever watched on KZread

  • @ERIKsONLINE
    @ERIKsONLINE18 күн бұрын

    Hi there, Schwab mentions on their website: Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value You say that there is a coverage of 250,000 USD on the brokerage account. So how does that work out ??

  • @jojobergberg8837
    @jojobergberg883710 күн бұрын

    FDIC doesn't mean your money will be instantly reimbursed. There are multiple cases of banks going under and small creditors being hung and dry. And don't forget the Yotta debacle. Also, Relay for instance isn't insured it is Thread Bank that is their backbone.

  • @RRTVEntertainmentPH
    @RRTVEntertainmentPHАй бұрын

    I would like to share my experience too, because with Bank of America, the fact that I don’t have an SSN or even ITIN, I still got approved for my credit card with BofA, as long as I had an existing bank account with them.

  • @Elias-yx9gx

    @Elias-yx9gx

    26 күн бұрын

    Did they ask for a US address?

  • @wagnerlucidorio1606
    @wagnerlucidorio160624 күн бұрын

    Thanks so much for the video!!! With so many order cancels from Australia I think I need to open a us bank account. With ITIN can I get a Credicard in any bank even at the Citibank? Thanks 🙏🏼

  • @CharlesMartel829
    @CharlesMartel8293 күн бұрын

    Greetings from Argentina my friend.

  • @shaunkhan409
    @shaunkhan409Ай бұрын

    The best video on KZread regarding US bank accounts Awesome and thank you. Can you make a video on building US credit for non-resident in 2024 please. Amazing video and informative 👍🏼

  • @user-fg1eb8pc7v
    @user-fg1eb8pc7v22 күн бұрын

    Ur the best

  • @DanielaOropeza-d7v
    @DanielaOropeza-d7v7 күн бұрын

    Necesité ITIN cuando aplique para abrir una cuenta en PayPal, incluso sin SSN para abrir una cuenta bancaria en bancos físicos, ya sea para cuentas personales o corporativas. Si hubiese tenido ITIN hubieses sido muuuuucho mas fácil y con menos chances de rechazo

  • @ClivesEnglishCorner
    @ClivesEnglishCornerАй бұрын

    Great post, myles!

  • @MylesDunphy

    @MylesDunphy

    29 күн бұрын

    Thanks Clive!

  • @wagnerlucidorio1606
    @wagnerlucidorio160618 күн бұрын

    Thanks so much for your video, it’s been so hard to buy in America from Australia. I have all orders cancelled like Walmart, acme, Nike, etc.. I tried the Shwabs and they were out of service 🤷‍♂️ Do you think opening a bank account in USA would really stop order cancels even buying from Australia? Some retailers don’t accept VPN 🤯 Thank you!

  • @danishnazeer2244
    @danishnazeer2244Ай бұрын

    This was super helpful thank you for making this video. I would appreciate if you can do a little video for US LLC owners from south Asia; Pakistan, India, Bangladesh etc. I just formed an LLC and I am just stuck and overwhelmed by the overflow of information and contradiction on the internet about opening a business bank account in the US from Pakistan

  • @hamzakhurram525

    @hamzakhurram525

    Ай бұрын

    Did you open one? im stuck with the same issue.