It doesn’t matter if you have an HDFC credit card to get Infinia. I was offered an Infinia card without any active credit card with Hdfc.

@ShubhamSainii

Жыл бұрын

Obviously. Getting the card through the upgrade route is just one of the ways. It’s not the only way ofcourse.

Not correct. Grievance redressal ID works perfectly fine for card upgrade. I wrote to them and they upgraded me from Regalia to Diners Club Black. Initially, I had asked my relationship manager also, but he said that I wasn't eligible. Somehow he sounded clueless when I asked for the reason. So I wrote to the grievance redressal ID directly. They just asked for a few details and then immediately upgraded. It actually works.

@ShubhamSainii

Жыл бұрын

Hi Sahil. It’s great that it worked for you. Grievance redressal hasn’t been created to upgrade cards. It’s not the right channel. You might’ve actually been eligible. Only then you’ll get upgraded. If you aren’t eligible they won’t upgrade, period. Grievance redressal does try to resolve the concerns of the customer but getting a card is totally dependent on your credit profile. People are approaching them thinking they will definitely be able to get the card. That’s the issue. Cos it won’t happen just by writing to them. The credit profile needs to be in line with the policies of the bank. And if it is, no need to reach out grievance units.

The sound quality was horrible, but very valuable information shared. Thank you. but I would request to kindly improve sound quality

@ShubhamSainii

Ай бұрын

Thank you. I do apologise, it was one of my initial videos. Thanks for bearing with it.

Thank you sir for guidance, now I can finally get a great card 🤩

I couldn't hear the part where you mentioned your first card. I am being offered moneyback+ card as my first card since I haven't made my primary hdfc account salaried account yet (and its joint with my father), should I reject the card and open a fresh account with HDFC to get a better card option? I really wanted the regalia or millenia atleast as my first card since my income is abov 10 lacs pa

@ShubhamSainii

Ай бұрын

Platinum Edge was my first card. Then it got upgraded to money back. If your income is above 10 lakhs, you could directly apply for Regalia/Millenia. You having a joint account with your father or having a separate one should not be a criteria for approval. They’ll look at your income and credit score. That’ll suffice.

@epictetus__

Ай бұрын

@@ShubhamSainii Wow that's truely an inspiring journey and also thanks for the prompt reply. ❤

Its more like motivational video 👍🏼

Lol.. he compares infinia card to a milestone in one's career. 😅 Work hard and one day you will get infinia!

@ShubhamSainii

3 ай бұрын

It indeed was a milestone for me. Work hard and one day it’ll happen. That’s exactly what I said in this video. 🙌🏼

Why have you added background music?

@ShubhamSainii

11 ай бұрын

I had just started out to make videos. Added it due to inexperience. Let me know if you have any questions. Will be happy to answer.

Why you've added irritating background music?

@ShubhamSainii

11 ай бұрын

Haha please bear with it. It was one of my initial videos.

@cb7762

11 ай бұрын

@@ShubhamSainii okay

Is HDFC bank account needed to get infinia?

@ShubhamSainii

6 ай бұрын

No it’s not.