I Finally RECEIVED HDFC Biz Black Credit Card (My Honest Review)
In this video, I unbox and provide a brutally honest review of the HDFC Biz Black Credit Card. Join me as I share my initial impressions, explore the card's features and benefits, and compare it to other credit cards in the market. I delve into the rewards, perks, and any potential drawbacks, giving you a comprehensive look at what the HDFC Biz Black Credit Card has to offer. Whether you're considering applying for this card or just curious about its performance, this review will give you the insights you need. Don't miss my personal opinion and recommendation at the end!
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#creditcardrewards #hdfcbizblack
![What Credit Cards You Should Have by INCOME? [Detailed Review]](/img/d.gif)
Пікірлер: 98
Hdfc credit card section is the worst. I think they are taking over from Axis
@dugarniraj
Ай бұрын
Hahah
hey... ..have a few doubts..can we pay property tax, be, gst on this card? for example, if I pay 10000 GST in this card 1. do they charge any convenience fee? if I pay electricity in a normal card, and they charge 1.5% 2. if so how much % do they charge? 3. if there is a charge we can pay the same with a normal credit card right what's the use of the card then?
@dugarniraj
26 күн бұрын
Yes for property tax and gst I have not yet paid gst yet so no idea about extras yet I wouldn’t bother about extras. Returns are much higher
Hi can you make videos on high limit corporate credit cards such a HDFC regalia corporate, Amex platinum corporate for maximum points generation and utilisation
Correction: Infinia limit is 15k per month i guess
Please make video on experience of this card
Brother, I'm currently using Infinia, kindly tell me how do i apply for this card as there is no Apply now button for this.
@dugarniraj
Ай бұрын
Write to hdfc
@punjabijattful
Ай бұрын
@@dugarniraj email please. Thanks!
@MaxxWealth24
Ай бұрын
Help me too as I own an infinia and the bank denied me to own a second card
@nitinchavan5743
Ай бұрын
@@MaxxWealth24 me too
Hope we don't have to pay any extra charges while paying gst,TDS, advance tax if paid through this credit card
@dugarniraj
Ай бұрын
Now
@rishavgupta6868
Ай бұрын
@@dugarniraj? Are there any extra charges for paying Tax Tds or Gst when paying by this credit card
GST payment is to be done via GST portal itself for 5X
Eligibility : Annual ITR above ₹ 21 Lakhs
Will these tax and gst payemmts will impact on our PAN or company pan. As i have read so many articles where people say that high spends above the ITR has made them receive IT notices. Pls share details if u can on this.
@dugarniraj
5 күн бұрын
as long as its your tax I dont think there will be issue
I also got approved for this card.. looking forward for the skip the line at the airport... If you have any information about this feature please let me know
@dugarniraj
Ай бұрын
Certainly
@nitinchavan5743
Ай бұрын
@@dugarniraj bank said we can’t offer 2 card to one person I have dcb and tata
@rajeevmahawar7097
Ай бұрын
@@dugarniraj just got to know that international skip the line costs 250usd and 6000rs for domestic that is very strange for a person who is used to magnus benefits....
Are there any ICICI cards in similar category as HDFC biz black
@dugarniraj
21 күн бұрын
No
Can you make a video on the redemption options we get for biz black ? Like if we can use the smartbuy portal like infinia and DCB and the miles transfer partner this card has. It'd be very useful information because that information isn't available anywhere..Thanks
@dugarniraj
15 күн бұрын
yes this will be in pipeline
@kunalpawar3175
14 күн бұрын
@@dugarniraj thank you!! I'll be waiting for it!
Can you please tell the miles transfer partners of biz black card
I already own a infinia card, can I get this card alongside infinia from the same number?
@dugarniraj
Ай бұрын
Yes ask for a shared limit card
Hey Niraj great content. I wanted to clear a doubt. Suppose tax payments of 1L is done in one month on this card. For the Rs. 45000 we get 7500 Rp(Monthly 5x points cap). for the rest 55000 will we get the normal Rp rate of 5 point per 150.
@dugarniraj
21 күн бұрын
yes correct
Infinia benefits like buying amazon voucher is not on biz black right ?
Swiftie is not active yet, can’t make vendor payments, also, the gst portal doesn’t show the option for credit card.. makes no sense I guess
@ashishshah9829
6 күн бұрын
GST Payment by credit card is not live in all states. In few states, it is available. In Gujarat, it is available.
what about journey for biz first to biz black ... please let us know
@dugarniraj
Ай бұрын
There is no journey Sir. Never used first
M business owner and my major spend is on electricity bill which is around 2lac pm...which card is most suitable for the same...
@dugarniraj
Ай бұрын
Same card
@agnizing
Ай бұрын
@@dugarniraj how much points, i will get by paying 2lac electricity bill
Could you please send me the referral link for American express platinum travel card. The one you sent yesterday got expired.
@dugarniraj
Ай бұрын
americanexpress.com/en-in/referral/platinum-travel?ref=nEHAJ5tuo&XL=MIMNS
@gibranmakandar5772
Ай бұрын
@@dugarniraj It says "We’re having trouble finding the page you’re looking for."
This is metal card?
@dugarniraj
21 күн бұрын
Yes
which is better to apply if from? as a business owner or personal spends - which i anyways show as a business expense
@dugarniraj
Ай бұрын
business owner
@Saloni1802
Ай бұрын
@@dugarniraj okay thanks
Make best bussiness credit card top 3 in India
Can we apply two credit cards in the span of two months ?
@dugarniraj
Ай бұрын
Why not
@dharmatejaalla4915
Ай бұрын
Last month I got a new credit card and yesterday I have applied for a new one and it’s rejected
I am a partner in 3 firms can pay all 3 firm gst from this card & earn gst points. Or I have to pay for only one firm gst from this??
@dugarniraj
Ай бұрын
all can pay
Does it makes sense to get this for an individual , not business owner and already infinia user?
@dugarniraj
Ай бұрын
don't think so
Without having business can we get this card ?
@dugarniraj
Ай бұрын
A lot of people got it
While paying for Income Tax and GST is there any credit card payment charges? Supposed if I pay Tax ₹100 then do I need to pay only 100 or 100+any credit card payment charges?
@dugarniraj
Ай бұрын
no charges
@ashishshah9829
6 күн бұрын
Payment Gateway Charges will be there on both IT and GST portals. They are approx. 0.7 % plus GST. So, on Rs 100 tax payment, your credit card will be charged for approx Rs 100.80.
Sir, have u tried paying up GST from this card and can u plz share details as to how it's done?
@dugarniraj
12 күн бұрын
not paid yet
@himanshutapsi5185
12 күн бұрын
@@dugarniraj thnks sir
How much time it takes to approve??
What about vendor payments? How will I pay them without a charges/fees?
@dugarniraj
23 күн бұрын
sir why should everything be free? Ask your vendor to set up Razorpay
@sujithsurendran2294
23 күн бұрын
@@dugarniraj Good point Sir. Also please tell us about the Hdfc Swifti vendor payment. Is this a way of avoiding the charges/fee?
How you get this card ??
How did you apply for this?
Do we get reward points on payment of tax via Infinia
@m.s.rehill
29 күн бұрын
No
Hello How to get upgraded from regalia to hdfc biz Black
@aryanjayswal123
17 күн бұрын
regailia is the best card as it offers similar benefits with a very low anual fees
what business are you running Mr.Dugar? How did you get this card?
@dugarniraj
Ай бұрын
financial advisory business, Mr. Kragi
@user-qu9xo1lq3i
4 күн бұрын
U mean KZread
I got this card on my personal account Should I apply for it for my personal use
@harinath9356
9 күн бұрын
Same . Even I’m getting this for my personal account not on my business account ( separate pan cards) Should i apply for this?
Sir my monthly spend on electricity bill for factory is 5 lakhs, plz suggest a good card.
@dugarniraj
Ай бұрын
same card
@naimikshah4403
Ай бұрын
@@dugarniraj Thank you for spontaneous reply👍
Please share your journey to get this card and how to get it if one does not meet the income criteria
you can not say how to make it lifetime free. also not show how card is looks.
@dugarniraj
Ай бұрын
Why do you think it’s lifetime free for me
Icici or sbi is bast
@dugarniraj
Ай бұрын
Not bast