I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my inherited portfolio of about $2.5m. I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.

@BridgetMiller-

12 күн бұрын

True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.

@nicolasbenson009

12 күн бұрын

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

@berniceburgos-

12 күн бұрын

My partner’s been considering going the same route, could you share more info please on the advisor that guides you?

@nicolasbenson009

12 күн бұрын

Finding financial advisors like Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

@Michaelparker12

12 күн бұрын

I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Melissa up and send her a message. You've truly motivated me. God's blessings on you.

You know it's bad when having a $0 net worth makes you above average

@TheIcedCoffeeHour

2 жыл бұрын

:O

@GrahamStephan

2 жыл бұрын

uh oh

@omegazeroINFI

2 жыл бұрын

i know the feeling. i myself probably have something resembling 0 if not slightly positive. cant really tell without tallying up everything.

@Remo1147

2 жыл бұрын

The youth has been robbed by the boomers

@BitsOfInterest

2 жыл бұрын

That actually made me curious if we've crossed 0 yet. Things are changing pretty quickly now that my wife and I are in our late 30's, student loans paid off in the next few years and saving a ton more than just a few years ago. I should really start doing an annual net worth statement...

I think schools should play your videos as I learn more about finances from you than I did in my entire school career!

@420

2 жыл бұрын

Should have kids opening Roth by age 21.

@chanjang9180

2 жыл бұрын

Instead of Bill Nye the Science Guy, Graham Stephan the Finance Guy

@frog2359

2 жыл бұрын

@@420 I opened mine at 18 and I invest 500 dollars a month so far

@morrisj23

2 жыл бұрын

@@frog2359 cap

@tadhgmurphy8620

2 жыл бұрын

@@morrisj23 why would that be cap that 100% believable

The best thing about Graham is he is always realistic and not pushing a bunch of hype stocks. Great video Graham!

@MaddoxMelton

2 жыл бұрын

Cause he’s a real investor

@livinincalifornia

2 жыл бұрын

Only problem I see is that if you save 3x your income, but that 3x income is only worth 1/2 it's original purchasing power, you're still in the hole.

@dpaetau

Жыл бұрын

This didn’t age well. FTX…

@edwardaldrich7213

Жыл бұрын

yeah this didn't age well - thanks for suggesting FTX....

I'm 19, have over 750 credit score, 3/4 of the way through getting an engineering degree, positive net worth after subtracting student loans. I have an excel sheet where I planned out every month what I need to invest to retire very comfortably, and I plan to stick to it unless the markets start to really shift. I've been watching Graham's videos for a few years now, and taking his advice - so far I can say that he is absolutely correct in what he says and the strategies he talks about work if you're willing to put in the effort. Thank you!

@holdencawffle626

Жыл бұрын

Teachers pet

@41052

Жыл бұрын

Do you have fun?

@ethanstechworld207

Жыл бұрын

So you went to college when you were 16? Or did you get your associates degree and finished your first year at university? And you have a job I presume?

I am so gratefull that this content is for free! I am 15 years old and one of my goals in life is to live a comfortable life and to take care of my parents ❤

@deekay6474

2 жыл бұрын

Good luck

@moisespablo251

2 жыл бұрын

That’s right man

@user-yf8gc3tl6o

2 жыл бұрын

Try computer science.

@ghouldragoon6436

2 жыл бұрын

@@user-yf8gc3tl6o how much does computer science make?

@georgeskhater487

2 жыл бұрын

@@ghouldragoon6436 depends on how good you are. 90% of people won't make more than 100k a year best case scenario but if you're really good at it then you can make more money

Playing back at 0.5 speed is taking up way too much of my time…but it’s worth it to hear drunk Graham.

@atronsammich

2 жыл бұрын

He sounds hammered! lol

@GrahamStephan

2 жыл бұрын

Drunk Sounding Graham is the best

@tradingtactics7541

2 жыл бұрын

Totally worth it 😂😂

@thechrishuynh

2 жыл бұрын

I prefer coked out Graham at 2x speed, and it saves time 😉

@fab.prodesign8712

2 жыл бұрын

Omfg 😂😂😂

I am a 24 year old making $15 a hour. Currently going back to school for nursing. So far I have about 45k in stocks. 17k in my Roth and 12k in my bank. The biggest thing is starting and I can’t wait to start seeing this snowball go!

@Ixamxthexcykox

2 жыл бұрын

Forgot to mention the only reason why I posted this was cause I stress about not making enough money, and not saving enough. But this video makes me feel a little better! Thumbs up

@UnorthodoxMasterOfGames

2 жыл бұрын

Nice, keep at it!

@brianfabian1531

2 жыл бұрын

I'm 24 making $21 an hour. Only 9k in my Roth and 2k in my checking acc 😔

@born2270

2 жыл бұрын

@@brianfabian1531 am 21 and 0$ just 0$ yeah everything is just 0$

@gageklein

2 жыл бұрын

Get into sales! I'm 24 making ~265k this year. ~30k in 401k and ~800k in real estate. The company i work for is always hiring. I live in South dakota and I work remotely.

Great video. We are all seeking for financial independence and a better way of life. This is not difficult to achieve with savvy investing, a frugal lifestyle, and cautious budgeting. I'm glad I learned early on to work hard for financial independence. As Warren Buffet said, he has seen this happen many times in his life. Not an investor, My husband and i never earned more than a middle class salary. We plan to get retired at 58 with a stock portfolio worth $4M. We have never sold so much as one share of stock.

@MIchaelGuzman737

Жыл бұрын

Most people do not understand the power of compound interest or are just impatient. However, for the average Joe, I think it's better to invest in the S&P 500 and wait, which is reliable, albeit extremely long: many years, or just use an investment advisor and speed up your wealth creation. Most people underestimate the power of the latter.

@sommersalt88

Жыл бұрын

@@MIchaelGuzman737 I agree with you. I started investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money with an investment advisor and in seven months raised almost $873,000.

@Americanpatriot723

Жыл бұрын

@@sommersalt88 Any chance you can recommend who you work with for those of us who want to make the right plays now and be better positioned for a healthy retirement?

@sommersalt88

Жыл бұрын

Do your due diligence and opt for one that has tactics to help your portfolio continue consistent and steady growth. "LISA ELLEN SHAW" is accountable for the success of my portfolio, and I believe she has the qualifications and expertise to accomplish your objectives.

@Americanpatriot723

Жыл бұрын

@@sommersalt88 I just checked her out and I have sent her an email. I hope she gets back to me soon.

we had invested money through Cynthia for nearly 30 years. The market had its ups and downs, but in the long run it did very well for us. With my pension, social security and investments we are able to live comfortably. We are now able to fully enjoy our hobbies, travel, family and making new acquaintances.

@Michelle_Sanders561

Ай бұрын

Do you guys know her too?? Her Success story is everywhere

@BEAUTIFULDIANAFRANCIS

Ай бұрын

Yes. Cynthia Mcclure Alexander is the licensed fiduciary my family use. Just research the name. You’ll find necessary details to work with a correspondence to set up an appointment.

@Pamcheryl

Ай бұрын

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

Thank you for recognizing that not everyone's situation is the same and reminding us that starting is important no matter our age.

This might be one of the most helpful videos I’ve ever watched! I’ve always been in a panic that I am behind or not doing what everyone else is doing. Your videos really explain things like this well and make me feel a little less stupid! Thank you Graham!

Was just talking to my best friend about this the other day! Glad to have this info. Makes me feel good. We need 2020/2021 adjusted numbers after the influx of new investors though

I’m 15, invested 400 dollars. I got really lucky and it’s now worth 1200. So I’m ahead of the game

Love these videos man, always so interesting seeing this data! And hearing how far ahead the 1%ers are haha

i’d just like to say, you guys are the chillest and nicest comment section i’ve seen. everyone give yourself a pat on the back.

When you stop learning , you get left behind . Never stop educating yourself

Feeling great being 36 years old and having $700,000 saved and invested, with only $100,000 mortgage left to pay and no other debt. Although FIRE is not around the corner yet - long way to go

I think what's more important than the actual amount is momentum. If you're on a positive trajectory you're doing something right.

Every Graham video should have a disclaimer in front of it, saying that everything he talks about references mostly the US - things can be very different in other parts of the world.

@hampuskarrlander7492

2 жыл бұрын

While I agree that most of the technical stuff (like alla finance channels in the US) is purely focused on the American financial system, a lot of the advice given is applicable to other countries. Take the 3-6 month emergency fund, totally relevant to everyone. Or paying off debt, also applicable. Investing as early as possible? You bet! But I get it that advice around credit scores, Roth IRA, 401k, tax deductions and so on are for American viewers. Personal finance is all about behavior and common sense, regardless of where you live (unless it's a third world, war-torn country) ;)

When I hear the generic “invest in a Roth IRA” it seems like good advice. But, it’s really important to hold the right investments in your Roth IRA. Most of the basic mathematics are based on general broad market index funds.

@SombraLocs

2 жыл бұрын

How do you figure which investments are the right ones? Most people lack knowledge in any of this. People just hear the word "invest", but don't understand what it really means.

@mizzmolly7649

2 жыл бұрын

@@SombraLocs Do your research. Watch CNBC religiously. Also, subscribing to the Motley Fool is well worth the money.

@shannonkirkpatrick6161

2 жыл бұрын

@@SombraLocs start with investing in index funds (anything that tracks the s&p 500 or one of those time funds with a year on it like 2060 if you’re going to retire at 2060). Hope that helps!

@SombraLocs

2 жыл бұрын

@@mizzmolly7649 I'm speaking in general. Ask 90% percent of the people what they know about investing and they will not be able to answer. Ask them if they have a 401k or an IRA, they will say yes. Then ask them what do they know about their 401k or or IRA and again you will get the deer in the headlights look. People need to start explaining this in layman's terms. I know the people doing the videos might think they're already dumming it down, but most still don't understand them.

@Mr_NB628

2 жыл бұрын

Instead of broad index funds wouldn’t you want growth stocks in your Roth IRA? Or even a portion of your Roth IRA be in growth stocks? All of the growth would be tax free

Everyone needs more than there basic salary to be financially secured. The best thing to do with your money is to invest. Money left in savings always end up used with no returns.

@clementhart760

2 жыл бұрын

True, I started investing in the financial market mid March, 2020 with the help of a well-known professional and the profits entirely funded my new home and care for my family.

@rebeccacreasy5969

2 жыл бұрын

Most new traders make the mistake of trying to trade on their own, without having the required skills to benefit from the market.

@tokigtarisson4982

2 жыл бұрын

Scam

@tokigtarisson4982

2 жыл бұрын

@DPG6 992 Yea haha, always mentioning the brokers name too many times^^

@marinmarinhola

2 жыл бұрын

@@tokigtarisson4982 It's the same fucking script everytime too. Pathetic.

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.

@GeorgeNN

9 ай бұрын

A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

@rickertcoles

9 ай бұрын

How do I Find this Lady?

@GeorgeNN

9 ай бұрын

I started out with an FA named Nicole Desiree Simon Her honest approach gives me complete ownership and control over my position, and her rates are incredibly affordable given my ROI.

@rickertcoles

9 ай бұрын

I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.

Some of the most sensible and sustainable financial investments advise on youtube. Will be joining the mentorship program very soon. Keep making these amazing vids!

Your 20's: Take a guess at the average net worth Me: It's Pikachu! Graham: It's -$39,015 Me:Fahhhhhhhh!

@dannywaider

2 жыл бұрын

Ah yes, the right type of comment.

@MichelleMarki

2 жыл бұрын

Some rare Pikachu cards could def offset that -39K easy

@patrickluc5703

2 жыл бұрын

Warren Buffett says Never depend on a single income, make an investment to create a second source."

@pauloliam1846

2 жыл бұрын

@@user-yg9wi1jf1u if you don't mind me asking, what would be this greatest inspiration of yours??

@inertiaforce7846

2 жыл бұрын

In his description, he wrote $39,000 not negative $39,000. I didn't watch the video did he say negative $39,000 in the video?

Watching your channel over the years has got me so much more ahead in life financially, I am 23 years old and I am able to pay rent and invest every month consecutively. I am a young real estate agent in Houston trying to learn more of it to go full time soon. I am thankful for Graham Stephan, I’ve been watching you since 2017!

The description has a typo, it says $39,915 instead of -$39,915 for average net worth of a 20 year old. Nearly had a heart attack lol.

After the like button was smashed I felt so much closer to my goal

Graham is in the top .001%

20% of your saved income could save you 20%of your car insurance, lol

Literally accidentally tried to smash button twice XD. Favorite channel by far for this genre of content!

Very interesting video! Just now learning about finance this year and I'm 31. After I went through some rough times in my 20's and ended up filing bankruptcy a year ago. I now have a credit card and rebuilding my credit since it took a hard crash from the bankruptcy. Around 670 score now and pretty much starting over from nothing. These videos really help! Thank you for all that you do Graham.

Its sad that school didn't teach us this we had to go learn it but thanks graham trying to learn more everyday.

"Time in the market" is one of THE most important factors. Start investing ASAP to see those returns compound!

@GrahamStephan

2 жыл бұрын

totally!

@Tazman55x

2 жыл бұрын

Time IN the market is far better than trying to time the market

@alexchampion58

2 жыл бұрын

What’s your favourite thing to invest in for compound returns?

@reflux1059

2 жыл бұрын

@@alexchampion58 index funds

Great video graham! I’ll be sitting down and planning my future investing in the coming days

great vid, your reef looked great by the way. lets have a full tour, pop the hood already.

Would love to see a part two on this video going in depth on how to set these kinds of things up for everyone who is new, im 21 and am so thrown off by how much there is to offer when it comes down to long term investments. Love the video, would of loved to have seen the average hourly wage and career options when it comes down to younger individuals say with student loan debt. It's so impractical to say roughly $400 a month for the rest of my life into a Roth, when I've got a $600 a month in loan payments, cost of living being well over $1500 a month. Car payments, insurance for all thing especially after you turn 26...... there just isn't many job opportunities even into your 30's that can support the normal cost of living and thats why everyone's in debt statistically until they are well into their 30's to early 40's which just isn't right in a life that's so short.

@donaldlyons17

Жыл бұрын

Cost to basics keeps rising how were the majority doing to not be in debt until their 30' and 40's?

I’ve been waiting for this ❤️

Graham teaching finance and also doing sign language for the deaf all at the same time

I’m 31 and this makes me feel way better about my life and also confirms my husband’s claim that I have nothing to worry about - thanks!

I was just thinking about this and here it is. Can you do a version for FIRE as well?

@iGimmie

2 жыл бұрын

Periodt

@truscorpio13

2 жыл бұрын

He already did. How to retire by 30 years old

Great Breakdown, Graham!

This is the type of Content I like Graham :). Not those clitbait titles and images. The 2-3 years ago Graham content = Best

When you watch a youtube video of something you do once a month and say "Hey, I've seen that webpage"!.

Im 18 started investing as soon as i turned used my bday money, money i get from reselling sneakers and that stim check my parents ended up giving me i could care less how my bank account looks im more on how my portfolio looks and how my bank account will look in the future

Grahams the only youtuber that can post the smae videos but updated and il watch em

This is how I break down my paycheck 50% invest - 25% save 10% pay credit card 15% whatever I want

“The point of this video isn’t to compare yourself.” Me comparing myself: “Preach it, brother.”

*panic scrolling* ... yo where are my boys who didnt/couldnt save up till mid 20's o.o'

Boomers: “ millennials are lazy” Millennials: *trying to dig out of a financial hole before they even start adulthood*

@MichelleMarki

2 жыл бұрын

Exactly Jonathan! 😭

@KristinaKage

2 жыл бұрын

Not sure Boomers are saying that much these days… sure, maybe 6-7 yrs ago. Not in 2021

@brandonjensen5292

2 жыл бұрын

Don’t get in the hole??

@rebeccacreasy5969

2 жыл бұрын

True, i know Tamara and have been adopting her trade signal since early last year, she made me my financial freedom.

@DavidEVogel

2 жыл бұрын

Hi Tamara. How have you been doing with this scam?

I'm feeling pretty good about myself now. I was thinking what I had might not be enough by my age.

Another awesome video Graham! It was very entertaining and informative. Keep up the great content!

This video is legit perfect timing, gonna be sending this to some friends that need it.

What are your thoughts about being 50 and having never owned a home. Now that time is not longer on my side to pay off the mortgage, do you recommend buying a home at all?

@bars2585

2 жыл бұрын

if you have kids then yes

Lol when he says to I actually pause the video and go like it no matter what platform I'm on. 😅😅

Awesome video for personal finance. It also vary slightly depending on the country you stay in, either way it makes perfect sense. Love your content Graham.

Liked and commented for the algorithm gods because it's the original intro.

I’m currently 19 and have been investing since I was 18. The ROI of hitting the like button has been paying off

I'm grinding to hit that 50 bench mark before 25 but lawd it ain't easy

Been a long time Subscriber and absolutely love the content!! Haven't been as active on KZread the last few months, but did Graham switch his editor?? Feels like there's 10x the amount of cuts and jumps that there used to be.. Still great content!! But definitely made me a bit nauseous

This guy has over 3.37M subscribers now. I have been watching Graham since he was under 1M subscribers. Wonder how much he makes now from youtube!

Thanks to you I saved up to 10 months of my salary amount.

I don't even give you a chance to tell me to hit the like button. Gets hit as soon as the video starts. Keep up the good work!

Completely off topic, but those gains you've made on your arms are looking pretty solid!

I always have a smile on my face when Graham Stephen posts

@TheIcedCoffeeHour

2 жыл бұрын

😃

@JohnnySins0

2 жыл бұрын

@@TheIcedCoffeeHour hi verified

@GrahamStephan

2 жыл бұрын

:D

I’m 30 and my net worth is 175k. it all started with living below my means and not being flashy.

As a nerd I love these type of videos

Happy monday!

@TheIcedCoffeeHour

2 жыл бұрын

Happy Monday!

@GrahamStephan

2 жыл бұрын

You too!

I love Graham but the problem with these types of videos is they do not take inflation into account. You're telling a 20-year-old how much they need saved to have a good retirement in today's dollars rather than in estimated future dollars in 40 years. That's going to be a huge difference that you should really account for in these types of videos that would make it a lot more useful.

@jessicaaprilshepherd5954

2 жыл бұрын

that's why he speaks in percentages most of the time in this video, not numbers. example, ''have saved 10% every month,'' or ''have 10x your income by the age of...''

You my biggest encouragement, I’ve been watching your videos since I was 16 I am now turning 19 next month. Thank you so much you have a huge impact in my life and many others!

Everyone watching this from Germany: "What's student debt?"

I remember I labeled a Ally Bank account as my Roth IRA before I even could open one. I was 14 when I start watching Graham videos

great video I really enjoyed it!

If you’re feeling discouraged bc you were like me, in your mid 30’s with nothing invested or saved for retirement. Even worse you’re still renting, had cc debt and student loans. There’s still hope. Invest in amc or GameStop. I made 10k this year, paid off my cc debt, then used 2.5k of that reinvested it into amc and have doubled my money again from one month ago. Amc changed my life and that’s just holding shares, and selling covered calls or cash secured puts. If I can do it you can do it. And that’s not even the short squeeze which is still on the table and hasn’t happened yet.

@VMYeahVN

2 жыл бұрын

That's an extremely risky thing to do though. You're basically telling people to gamble.

Me being 14 years old "Where me?"

I am in the top 5-10% in investments, age 19. This video is only telling me to do better, and I will achieve my goals.

I'd be curious how much each person is worth with out debt included, and then another number that shows their debt.

So I recently turned 18 and immediately hopped into the stock market. Started living like I was broke while having enough money to still invest. Grant has given me amazing advice on how to start saving and investing. My investments have helped me when times got a little tough taking care of me and my girlfriend. Honestly one of the best investment you tubers Ik.

You should get the Money Guy Show guys on your iced coffee hour. You both advocate for similar things and I think you would have a great discussion

I have learned more by watching this video than in the 12 years I wasted in school.

I'm 20 years old now and I'm actively investing about 500 dollars a month right now, it's like putting money aside but I'm actually profiting from it. Thank you for the awesome video :DDD

The Paul Brothers, streamers, tik tok celebs really skewed these numbers prop

I really enjoy your videos, this one was especially helpful!!

Always quality content Graham. Been subbed for a few years never disappointed.

Yo Graham, for future reference I'd recommend using the median rather than the average for most of the data points (such as income and amount invested). Based on the reference data in the video, the median numbers on that site are significantly lower, but also a far better indicator of how people are doing. (the average numbers are heavily skewed by the massive incomes of only a few people in those age brackets, whereas the median is a more true indicator) Was a great video though, great job on it.

@GrahamStephan

2 жыл бұрын

agreed!

@MichelleMarki

2 жыл бұрын

Agreed about going with median. The "average" investments might make "average" people seem like they're doing way better than is the common reality

Hey Graham, I was wondering if it is better to have a high credit score whilst having credit cards? Basically, in other words, is a high credit score useless without credit cards?

@peterjoseph9292

2 жыл бұрын

The reason you want a high credit score is that you will get better loan offers from banks, like lower interest rates and higher loan amounts. So I don’t think it matters if you have a credit card or not as long as you have a high credit score. But you do need a card at least till you get above the score you want, because closing an account will hurt your credit score. Hope this helps more than the bot reply

@CurrencyWatchersCoalition

2 жыл бұрын

@@peterjoseph9292 Thanks, but I already know how credit scores work and the benefits that come with having one. I was trying to figure something else out but I got it already lol, and again thank you for taking the time to explain.

I've seen this exact video before from Graham last year but I'll watch it again!

Just turned 20 and this video made me realize I'm doing a lot better than I actually thought

Thanks for covering this! I'm in my late 40s playing catch-up. I had no financial education until I was almost 40 and digging out of debt.

@grahamfan

2 жыл бұрын

Hi Kitty, Thank you for watching. Best future wishes!

@Plantation1984

2 жыл бұрын

Today is always the best day to get aggressive. Better late than never. You can do it, just be consistent and invest as much as you possibly can…if you retire at 65 you still have almost 25 years of compounding that can work for you.

@Davidsworldtravels

2 жыл бұрын

I’m starting frustratingly late as well. But now we are just that much more motivated and driven to succeed. I’m investing very aggressively now and will only increase it.

@spazzman90

2 жыл бұрын

Also in the late 40's club. Put myself on a 5 year spending moratorium because these earliest dollars I contribute will work the hardest for me. I want retire in 15 years. Cranking money into the market and my house. Wish me luck!

“Whats up you money, it’s taxes here”

@GrahamStephan

2 жыл бұрын

hey1

@jllarivee60

2 жыл бұрын

"Whats up taxes, its money laundering here."

@andresgalindo9588

2 жыл бұрын

The IRS has entered the chat

@musicpro7278

2 жыл бұрын

@@jllarivee60 "what's up money laundering, it's the biggest drug lord here"

I turn 36 later this year and feel much better about where I am after seeing those numbers for the 30s!

Because of you I've changed my financial life. I am forever grateful. 🙏

Graham: How do you compare? Also Graham: The point of this video is not to compare yourself? You wrinkled my brain on that one. I need some time to think.🤔 😂

@GrahamStephan

2 жыл бұрын

hahahha

@MichelleMarki

2 жыл бұрын

🤣 People are tribal and they'd like to be ahead of the pack, if possible

Time in the market beats timing the market. With enough time and patience, anybody can be rich, or retire very comfortably.

Graham, I'm 15, and it would be really cool if you could do your next video about setting some investing goals for teens. Thanks!

Love this type of videos!

The philosophy of the rich and the poor is this: "the rich invest their money and spend what is left. The poor spend their money and invest what is left".

@andrasbiro3007

2 жыл бұрын

Yes, but also you have to spend some money to stay alive, and if you are poor, that's likely most of your income. And if you have children, it's even harder to cut your expenses, and it's also harder to earn more money.

I always wanted to thank you for changing my mindset around and focussing on more income streams, saving and investing! Thanks for giving me a kick start! Feel like it caused more drive and direction in my life :)

@GrahamStephan

2 жыл бұрын

You're so welcome!

@MichelleMarki

2 жыл бұрын

Way to go Gideon!! :D

It takes drunk Graham to make a no annoying ads like back in the days... bring it on

This is the type of video that i like!!!