I live in a senior housing complex in Reno, my 535 sqft studio is $541, I pay for electric, about $30 monthly, WiFi internet is $35. Everything else is included in the rent. It is owned by the Reno Housing Authority. My rent is based off my monthly income which is about $2200. As a senior I am allowed to have assets as in my retirement account, savings and checking. I am allowed to earn $78,000 a year to qualify for the apt. I have $0 debt so I'm living good in my olden years.

@steveinpalmspringsca

Жыл бұрын

That's awesome to hear West! Sounds ideal. Congrats and enjoy. Thanks for sharing that with us. I'm sure it will be inspriational for other retirees and soon to be retirees!

@pegschwalbach2500

Жыл бұрын

That is very good to hear! It's good to know what's available in other places.

@karensparks2509

Жыл бұрын

Awesome! Really affordable!

@RealBradMiller

Ай бұрын

That's awesome! Hope all is well for you, my friend!

Palm Springs is really reasonably priced, lots of great options

UK's price for petrol (Gasoline) is almost $7. It's around $6.70 on average. We are having a tough time over here compared to the USA. I love all of your content, by the way!

@steveinpalmspringsca

Жыл бұрын

OMG, I guess I need to stop complaining. That's really high! :-O Thanks Knightowl!

thanks for sharing I love me some Steve and Jim have a beautiful weekend

@steveinpalmspringsca

Жыл бұрын

LOL, thanks and you too MsJuly!

Marvelous Steve and Jim...very helpful information. Thank you!

@steveinpalmspringsca

Жыл бұрын

Glad you enjoyed it David! :-)

Hi Steve and Jim. Thanks for the video and the information.

@steveinpalmspringsca

Жыл бұрын

Thanks for watching Darlene!

Thanks Steve , I thought Palm Springs was very expensive. I didn't know there are low budget options. Thanks for the info . Another great video 🎯

@steveinpalmspringsca

Жыл бұрын

I know. It is pretty surprising. Thanks Thomas!

Love you guys! I really enjoy your videos!

@steveinpalmspringsca

Жыл бұрын

Thanks Karen, that's nice to hear. :-)

Hi Jim! Hi Steve! Hope y’all are having a good weekend!! I’m doing okay today. I was recently diagnosed with a rare blood cancer and type 2 diabetes. I’m on two metformin pills a day and a 10 units of insulin once a day. It’s been a lot to take in. So your videos are keeping me sane. Lol ❤🌈

@RaeAnn_1202

Жыл бұрын

I am so sorry for your health problems. It is lovely to have Steve’s videos to help deal with things. My husband had diabetes and went all in with the book Mastering Diabetes. He had great results so his mom tried it with positive results as well. Dr. Barnard with PCRM and Dr McDougall have lots of great recipes and info that they use as well since they are so similar. Take care.

@steveinpalmspringsca

Жыл бұрын

OMG Jaymie, so sorry to hear that. I hope your treatments are successful. Thank goodness for modern medicine. Sending positive thoughts your way!

@jaymiedeville2808

Жыл бұрын

@@steveinpalmspringsca thank you friend!

@warriorempathshealingfromn5625

Жыл бұрын

Hi Jaymie, I'm sorry to hear about your health issues, but type II diabetes can be easily managed. I too, have type II diabetes and I take metformin, 2 tabs twice a day. I've never been on insulin. You should be able to get your diabetes under control and not have to take insulin. The trick with this disease is it's 50% activity level and 50% what you eat. With people like us, carbohydrates will raise our blood sugar, far more than sugar. If you haven't met with a nutritionist , ask your doctor to set up an appointment for you. They will explain things like carb choices and how many you should have per meal. Read your food labels and you will be focusing on the carbs, no need to worry about the other values. Once you do this for awhile, you will get to know what foods are good for you and what are not. With metformin, people typically lose between 5 to 10lbs and that is very helpful. I became healthier after my diabetes type II diagnosis and it can be the same for you and anyone else who have this diagnosis. I just want to empathize it just takes a little more awareness in food and activity level.

@lauralombardo9605

Жыл бұрын

@@RaeAnn_1202 Àààßß see 1 see see in no kop

Very interesting, Steve!❤️

@steveinpalmspringsca

Жыл бұрын

Thanks Palma!

Hi Steve,hi Jim 😌 hope you had a wonderful shopping trip,and please stay safe 💓

@steveinpalmspringsca

Жыл бұрын

Thank you! You too Galaxy!

Hi Jim & Steve, Happy Valentine’s everyone ❤

@steveinpalmspringsca

Жыл бұрын

Happy Valentine's Day Thomas!

Thanks for the wonderful depth, Steve and Jim! Need an old pool boy???

@steveinpalmspringsca

Жыл бұрын

LOL, that's what Jim call me. :-)

Wow that sounds ds kinda reasonable for such a beautiful place love you and jim

@steveinpalmspringsca

Жыл бұрын

Thanks Debbrraa!

You take care Steve you and Jim and God bless

@steveinpalmspringsca

Жыл бұрын

Thanks Sherron!

@sherroncunningham7845

Жыл бұрын

@@steveinpalmspringsca you're entirely welcome take care

Hi Steve and Jim. Yes, Palm Springs can be very affordable. I have seen very little difference in prices here, except for electricity and gas. I know gas has always been higher in CA due to taxes. Electricity is about 3 to 4 times higher than Minneapolis/St Paul. I pay my electric to the association here as they read the meters and charge us for what we used. This is a co-op and they also pay for the water. My monthly space charge is $155 per month, which is very reasonable and fair. As far as gas goes, I' don't pay much more here. I usually put in $50 in my tank every 2 weeks and I am driving more here as stores and shops are farther away for me, I have to drive into Palm Springs or the other communities as Desert Hot Springs does not offer too much. For groceries, I've been shopping Von's in DHS and the prices are usually about the same with a few things higher and even a few things lower, so it all balances out. Any ways, I am very happy here and have a better quality of life here due to the weather and so many affordable activities here. If I was back in Minnesota, right now, I'd be sitting on the couch, every single day as I no longer find it fun to fight the elements, therefor, I'm much more active here.

@steveinpalmspringsca

Жыл бұрын

Hi Amy, thanks for sharing that. I'm glad the move has been a positive one. You were very financial smart to find one of the most affordable communities in the desert, or anywhere in the country, for that matter. I think you are an inspiration to a lot of other retirees!

i know eggs here in texas are about 4.99 to up, depending on the brand, gas where i live is about 2.87 to 3.09, where i rent at, my aparrtment is 699 for one bedroom, so not to bad. and its nice.

@steveinpalmspringsca

Жыл бұрын

I think eggs are high everywhere now. One of the late night shows just joked about it the other night. $699 a month is great. You would be lucky to find a room to rent in someone elses house for that in PS. Thanks for sharing John!

Palm Springs prices seem much cheaper than San Francisco and Sillycon Valley... In Sillycon Valley homes start at $1m In a nicer area $1.5 - $2 m. My Water is around $150 a month and I live alone with no pool. Pacific Gas & Electric is very expensive...

@steveinpalmspringsca

Жыл бұрын

Hi Bazerkly, you are right, the cost of living in Palm Springs is much lower than all the other areas in the state like LA, SF and SD. That's why everyone from those coastal areas usually end up moving here. Or at least is seems that way, lol. :-)

The cost of mobile homes/park models have pretty much doubled here in Arizona but they're still fairly reasonable. I live on a beautiful street lined with palm trees. Monthly rents are about half of what you'd pay for an apartment. Older units that are single wides are the best deal because many have a covered roof deck on one side and a car port on the other. They run around $35K to $45. On an older street they might be less. One cost here is air conditioning during those hotter months.

@steveinpalmspringsca

Жыл бұрын

Wow, that sounds super affordable. It's nice to hear that there are still affordable options out there. Thanks for sharing this with us Europa!

great video guys

@steveinpalmspringsca

Жыл бұрын

Thanks Guillory!

Thank you very much for that report Steve. I could retire out there. But the move ...

@steveinpalmspringsca

Жыл бұрын

Yeah, moving is no fun!

Hi Steve, We have found, so far, that expenses seem to "cancel" each other out between here and Florida. Gas is horrendous here as are utilities when comparing to Florida. Taxes are more here as well as car registration and car insurance. However, the cost of homeowners insurance in Florida has gotten so expensive;. Not to mention, many insurance companies are cancelling policies so it's also hard to get. All in all it's about the same to live here as it was in Florida. Since my family is still there, we are kept apprised of current costs.

@steveinpalmspringsca

Жыл бұрын

Hi Gary and Phil, that's interesting to hear. I didn't know our taxes were more. Thanks for sharing this with us! Hope you guys are enjoying your retirement here.

Have fun

Hello Steve. You haven’t popped up on my site lately and my bell is on. I’m impressed with the manufacturer home price. I date the nephew of the Hicks Trailer homes from the 1950’s. Have you ever seen those? I’m in Houston, lots of house but no fun. Lol. Vegas prices are crazy now. Wish I would of jumped on the prices back in 2000. 👍😻

@steveinpalmspringsca

Жыл бұрын

No, I haven't heard of them. Timing is everything, isn't it? I'm guessing prices will crash again in the near future. They've been going up, up, up for more than a decade and, as they say, what goes up usually comes down too.

I use to visit weekends in Palm Springs when I was living in Phoenix and LA in my younger days and that was nice, but I think I'll be staying with my large studio apartment in Cambodia with a pool that costs less than $300 a month including utilities. Best wishes.

@steveinpalmspringsca

Жыл бұрын

OMG that is awesome User. Now that's what I call affordable, lol! :-) Congrats!

Hi Steve and Jim! I think I’ll stay in Colorado! I live in a controlled apartment complex where they go by your income. My rent is roughly about $600/a month. Groceries are ridiculous and gas prices are around $2.85/a gallon. It’s a little cheaper, but with people from other states moving here it starting to drive housing prices up and wages lower, because people sell their houses for a large profit and by the housing here for a steal. Because people have bought and paid cash for their homes, they can afford to take a lower paying job. It’s a never ending cycle! Thanks for letting me vent!😊 Thank You for sharing this video with us. Steve and Jim, Blessings to You Both. ❤️

@steveinpalmspringsca

Жыл бұрын

It sounds like you have a great deal there Nancy! And feel free to vent any time. That's what I do in most of my videos, lol. :-) Thanks for sharing!

Hello Steve and Jim! This is a really great topic! Yes....in many cases, affordability comes from the perspective of location and/or that persons economic status. So yes, there are some components of Palm Springs that are definitely more expensive than other parts of the country. But....if one were to look carefully, they could make it happen in Palm Springs. Our condo in Palm Springs was more expensive than my Colorado home in a resort mountain town and the previous house in North Carolina combined. But, those both had been purchased pre-pandemic/crazy house price skyrocket times. So, it is kind of relative. In the 35 days to close though, there were somewhat like condos (admittedly, slight bigger, but the same bedroom/bath count) that were being listed for 17% more than ours (and there is no other condo in that complex that has the view as ours). So, ultimately, we are getting instant equity. I've only been coming to SoCal for the last 5 years; which started in my current job. As a business traveler/pleasure traveler to SoCal, I haven't felt my hotel and restaurant life there to be significantly more expense. And when I template those costs over the weather and beauty and number of things to do in SoCal, the price per smile can be cheaper in SoCal. And yes...I have felt Palm Springs to be more affordable than the western side of the mountains of SoCal such as over in the L.A. basin. Great video !! I loved the examples of utilities and such that you shared. Have a great day. PS. I live in Ouray, Colorado. If I were to use a mobile home for comparison; which truth in lending, that is what we originally planned to get in Palm Springs, there is not a mobile home in Ouray that is cheaper than $300k. I felt we could get a mid 100k-ish mobile home in Palm Springs that would have been completely remodeled and furnished. I consider these stats when advising my daughter, who is a music teacher in Ouray; and they really really struggle to make ends meet due to housing and such.

@steveinpalmspringsca

Жыл бұрын

This is really interesting Alan. Thank you for sharing all this information with all of us. You have definitely done your homework and it sounds like it’s paid off. 😊👍

@campingalan

Жыл бұрын

@@steveinpalmspringsca Hi there! Something I thought of while eating dinner tonight was that it probably wasn't fair to make the comment about the Palm Springs condo being more expensive than my current Colorado mountain resort house and previous NC house combined when a mobile home in my CO mountain resort town now is almost as expensive as my house in the same town a few years ago. $300k + for a mobile home is insane! And that does not include the lot rent.

Thanks guys. All good info. We live in a very nice mobile home park in Las Vegas. We own the home and pay space rent. That is becoming more of an issue. We have been living here for 71/2 years. Space rent was 600 the first year but now with trash and water costs is pretty close to a thousand. Hard on a fixed income. Friends here thought of selling and renting but that was going to be close to 1500 to 2000 a month in a nice area. What do you do. Happy that you guys have a nice home there🙂

@steveinpalmspringsca

Жыл бұрын

Wow, sorry to hear about the increase Debrah. That seems like a big increase in such a short time period. Like you say, still reasonable compared to the alternatives. Thanks for sharing with us!

Smart idea get there when they 1st open and avoid the crowds. On the other hand geeze you get up early!! haha 😀 Hey I have an idea!! I know Jim call me Mr Drysdale is a bit of a penny pincher lol Why not get yourself a payphone ! You could put it in the kitchen that way you will save on calls and save a few quarters too..

@steveinpalmspringsca

Жыл бұрын

I know right! For retiree we get up way too early :-O.And I like your payphone idea. I'll pass that on to Jim! :-)

They are in Congress addressing the Price Gauging and fixing by Walmart and Kroger and a couple of other retail stores right this moment.

@steveinpalmspringsca

11 күн бұрын

Awesome. Thanks for the heads up. 👍

Hi ! Your groceries are way cheaper than ours ! Your gas is more expensive ! Houses are more expensive than us , depends on where you live and size of home !my house a 2 bedroom , 1 bathroom, is about 1000 sq. Ft. Is worth about $220,000 . 33 ft. By 100 ft. Lot ! Thanks for all your great vlogs! Deborah 🇨🇦

@steveinpalmspringsca

Жыл бұрын

Thanks for sharing this with us Deborah. It's interesting to compare with other areas!

I live in a little beach town in Washington and our gas for regular 4.40 a gallon. I also agree with you about the cost of food. I shop at Walmart which is 45 minutes away. The prices seem to have doubled.

@steveinpalmspringsca

Жыл бұрын

A beach town sounds perfect Maureen. To be on the coast that actually sounds pretty affordable. Thanks for sharing.

My son rented a cute apartment In San Fran for several years. It was $3,300 a months. Then, he & his fiancé bought a home in San Fran & it was $1.8 million. Wow!! We moved here from Pittsburgh PA. last Sept. We couldn’t find anything even near a half million dollars. (we are both near your age.) The gas was $2.45 when we left PA. Love your videos!! Great job!❤

@steveinpalmspringsca

Жыл бұрын

Wow, everything is relative, isn't it. We watch House Hunters every week and what's really sad is how little a million dollars will buy you in most cities these days. Hope your son lucked out and got something nice for that price tag. Thanks for sharing Carol!

Inflation is happening worldwide right now. . It's not just our country. Anyway, Palm Springs is definately beautiful and inviting. That condo for 175K seemed like a great deal. I hope to retire within the next several years. I want to live in Vietnam. I visited there and fell in love with it.

@steveinpalmspringsca

Жыл бұрын

Wow, Vietnam. I assume it's very affordable. My younger brother retired two years ago and moved next door to Thailand. He loves it. Lives right on the beach and it's super affordable. Thanks for sharing with us S and hope you enjoy Vietnam, when the time comes!

Thanks for mentioning me im famous now lol. I forgot about the question i sent in. Renting and ownership seem high to me no matter where u go

@steveinpalmspringsca

Жыл бұрын

Thanks for being a part of this video Scott. :-) And I agree!

THANKS for this! I was going to contact you to ask that question (about the cost to retire in PS)! I’ve been looking at condos; the prices aren’t THAT bad, but the HOA fees are kind of pricey!

@steveinpalmspringsca

Жыл бұрын

Hi Cary, are you guys thinking of retiring to Palm Springs? That would be awesome. Prices have been going up, up, up for more than a decade now, so my guess is that they will be going down soon. That's what usually happens every decade or so, but I don't have a crystal ball. So true about the HOA fees and Indian Lease land fees too. They can really add and they never go down. Hope all is well. Hope you are planning to make more videos in the future. Maybe you will have more time after you retire.

@sidetrippingwithcary

Жыл бұрын

@@steveinpalmspringsca Yes, we’re thinking either Palm Springs area (maybe as far as Indio; I’ve got a cousin that retired there, and she and her husband love it), Southern Arizona, or maybe the Sacramento area. Southern Arizona has a bit of an advantage in that it’s a little cheaper + I’d still have the ability to practice law after I retire (without having to take the California bar exam.) I’ve been slacking a bit lately with my videos! I’ve been kind of busy with my job and family stuff, but I plan to go out and film a new video next week/weekend. Stay tuned! I’ll rap to you about possibly moving and retirement in general, soon! My wife and I will probably be out to PS again this summer, so maybe if I can get my logistics right, my wife and I can meet up with you and Jim at your favorite Mexican restaurant, my treat! Thanks again for this informative video!

@steveinpalmspringsca

Жыл бұрын

Hi Cary, all of those options sounds good and it's smart that you're thinking about it ahead of time. If you guys do come to PS this summer let's definitely try, once again, to meet. And we can try a different restaurant. There are so many we've been wanting to try. It doesn't have to be Mexican unless you just prefer it. But you definitely can NOT pay. We can split it. :-)

@sidetrippingwithcary

Жыл бұрын

@@steveinpalmspringsca Sounds like a plan, Steve!

Thank You, great info here. I'm in "unaffordable" Seattle, cold here June 14th, 2023. I need the sun & looking to move to the greater PSP area! A tiny house would be PERFECT! FRUGAL is the way to be!

@steveinpalmspringsca

Жыл бұрын

I agree Barbara. Good luck with your search!

@barbarateresarhiannonsreal1756

Жыл бұрын

@@steveinpalmspringsca Thanks! You guys are awesome!

I love your videos Steve ! HI JIm and Steve and how are you two doing ? I rent a senior independent apartment for 884 a month starting March first ! Feb 27th itll be two years I moved from the trailer to my senior apartment but am on my own so far anyway ! Pray for me as I hope I dont have cancer as I have sotting or blood when I wipe front and back end but its not all the time but 3 to 6 days a week for a few nminutes at a time no bad pain though so hoping its not the start of cancer ! Seeing Dr LIly about it !

@steveinpalmspringsca

Жыл бұрын

Hi Patti, that sounds very reasonable for rent Patti. I'm glad you are seeing your doctor. Hopefully it's something else. Fingers crossed and sending positive thoughts your way!

Good morning Steve and Jim That shopping week comes around every week faster it seems. Hahaha. I was watching a program the other day and an economist said it should start reversing (cost of living) before the end of this year he said there is a cap on it. Apparently it can only go up so much. I hope he's right. I'm not much of an egg eater,but I'm seeing $8.00 dozen on some brands @ Walmart,but I did find a dozen for $5.34 free range and organic. The thing that's high I noticed are your meat products. So I make a lot of pots of soups with beans,rice. I love orzo. I make various kinds of pasta dishes. Hot and cold. You can still add lots of veggies to them. You have to watch Walmart they do price gouging on lots of things. I think they take advantage of it especially on food items. As Jim stated on the grapes 🍇 I bought 2 lbs and when the delivery came . I went to put the away the bag was ripped and 90% of the grapes(which were the purple grapes) were rotten . No kidding looked like someone took them out of the garbage. I immediately called them and got a credit. They don't check their dates on items also I've gotten so many expired dates. The bakery items are fairly priced and decent. I get their sliced Italian bakery bread,but I noticed it gets moldy quick. So I started to keep it in refrigerator,it stays a bit longer. Once again yes watch your expiration dates on things. Butter is high I was using Walmart brand,but I don't use it a lot it's now $8.58 got a twin pack I started to get land o lakes with olive oil and low sea salt it's actually very good and I make a tomato sandwich with regular olive oil and garlic I rub on my Italian bread and add sliced beefsteak tomatoes on it. Yum 😋 it's so good. If you get the chiabotta bread,toast it rub garlic and olive oil you can add sliced peppers green red or yellow. The green ones are the cheapest .83 cents each. Sautee them and put them on the bread really good 👍🏻😊. You say you don't drive a lot,but what about on your road 🛣️ trips you still do the grave sights. Do you just budget, cost of meals,food, hotel expenses. Have a wonderful day you two:⁠-⁠)

@steveinpalmspringsca

Жыл бұрын

Hi Kitty, thanks for sharing all of this with us. It's very interesting to compare notes. I think last year's road trip was my last big trip. I'm not traveling to cemeteries as much any more. I have over 100 gravesite visits that I haven't even edited and shared yet, so those should hold me for a while. :-)

@discokitty3375

Жыл бұрын

@@steveinpalmspringsca I don't blame you,you did a grand job on the gravesites too! At least you keep busy being retired . Your enjoying and sharing and it's great. Btw I saw a program the other day he showed the least expensive places to live in California, I think it was from 2 years ago. Here's list of towns if your curious about it. Enjoy! The you tube site is called World according to Briggs 10 best cheapest places to live in California.. 29 palms Blythe Chowchilla Gustine Firebaugh El Centro Atwater Rosemond Susanville Alturos

I would say both of you have invested well in your house. If I buy a house, I would evaluate my lifestyle and what I need in a house and found a house that fit my need. For example, as I live in a colder country, I am not interested in a pool that will be unused for 3/4 of the year. You have a great pool by the way and I am sure it is a must have in Palm Spring!

@steveinpalmspringsca

Жыл бұрын

Exactly Annik, every person and every area is different. A pool is definitely worth the cost, here in the desert. :-)

🙏👍

Hi Steve and Jim, I hope you're well. I know retirement is not easy, with bills etc. I will be 65 in December and hope to get my SS benefits then,I'm not sure tough. Have a blessed weekend 💞

@steveinpalmspringsca

Жыл бұрын

Congrats Monika, you are almost there! :-)

@monikameza4107

Жыл бұрын

@@steveinpalmspringsca yes 💞 my husband has to wait tough, he's only 56 😒

Hi Steve, great info in this video. We’re also planning on retiring in the desert but I’m told a pool is a must. Can you ask Jim how much it costs to run the pool pump and also to heat the pool/jacuzzi? Have you guys had any unexpected costs with the pool that a potential new pool owner like myself should know about? Thanks!

@steveinpalmspringsca

Жыл бұрын

Hi Marc, I wouldn't live in the desert without a pool. We don't heat the pool because it's exhorbitantly expensive. The spa only takes a half hour to heat up and we usually aren't in for more than an hour or two, so the cost of gas to heat it isn't really that much. It really depends on how often you use it. Until recently, gas has been super cheap, but for whatever reason, the gas company has started to price gauge like everyone else. You might be able to check for info about heating the pool, online. It's windy here and the wind sucks the heat right out of the pool. For a few years we put a solar panel over the pool. It lays flat on the water and really works well to heat the pool, but it's a real hassle to put on and take off. And once it's off, if it's windy the wind wind will cool the pool down from 90 degrees to 70 degrees in just a few hours. If you live in South Palm Springs where there is very little wind your pool will get so warm in the summer that you can't use it. In the summer our pool usually stays at around 80 degrees, even when it's 120 degrees out. Again, the wind. Springs and summer, is our windy season. Pool pumps are very efficient now and don't increase the cost of electricity much. Ours runs around 8 hoiurs a day on low and our electric bill is around $200 in the winter and $400-500 in the summer, but most of that is from the AC. If you go with a plaster pool, like ours, it needs to be replastered every 10 years or so. Prices vary. Probably $5k-10k for ours. And pool pumps need to be replaced every 5-10 years for a few thousand dollars. Hope that helps. There are so many variable that's it's difficult to give general pool price info. Like everything else, you go find affordable ways to install and maintain your pool or you can go luxury and spend endless amounts of money. There's something for almost every budget. Good luck!

@TheOCMarc

Жыл бұрын

@@steveinpalmspringsca OMG thank you so much for the detailed info. I had absolutely no idea about the wind cooling off the pool. I also didn’t know about South PS (pools) getting so warm in summer. This was really interesting info. I already checked about the variable speed pumps, etc. so it helps to know that the cost of gas isn’t a huge issue for pools out there. Our gas bill this month is over $160 (that’s super high for us) and we don’t even have a pool or fireplace. So I was starting to get a little nervous thinking about having to heat a pool plus heating the house and possibly even running a fireplace. Thanks again so much.

I'm in Eastern Iowa. Our house is paid off. We are on 0.19 acre. Our house is worth almost $130k according to last assessment, 1300 sqft, 3 bd, 1 bath. Property tax around $2k a year. I have vegetable and flower gardens , I find it ridiculous to water grass 😆 we do save a lot on groceries when the garden is in full swing, I do catch rain water to water gardens. Water is around $65 a month, electricity/gas averages $130 mo dips around $100 in Spring and Summer. The governor is trying to eliminate state income tax in the next 3 years, that will be a plus when that happens. She is eliminating tax on retirement income currently. Hope that's the case still when we retire.

@steveinpalmspringsca

Жыл бұрын

Wow, Iowa sounds very affordable. I had no idea. And I thought our property taxes were low. Your are super low. Congrats on paying off your home. Sounds like you are financially set. And that's neat that you can grow your own vegetables. Thanks for sharing with us Sardar!

@sardar5150

Жыл бұрын

@@steveinpalmspringsca i love tour Channel. You allow me to travel virtually ❤

Hi Jim and Steve I live in Australia Sydney 🇦🇺 and it's very expensive here

@steveinpalmspringsca

Жыл бұрын

Hi Amanda, we love Sydney. It's so beautiful. No surprise that it's so expensive.

Your guys back yard is a perfect size in my opinion

@steveinpalmspringsca

Жыл бұрын

Thanks ohioguy. We think so too!

Fresh meat and fish, and prepared snacks and cereals are very expensive. I buy those less now. I find that cooking at home, and rotating in a lot of plant based and vegetarian meals, keeps my food budget very reasonable and I feel very well fed and healthy

@steveinpalmspringsca

4 ай бұрын

Good advice Callen. Thanks for sharing with us! 😊👍

I meant dated..oops. Back in high school. They had huge pictures of the trailers all over the house. Lol. Luv your house 👍😻

@steveinpalmspringsca

Жыл бұрын

LOL, thanks Tex! :-)

Me and my husband both on the pension

The prices in Australia for food has gone up to

It's important to calculate your costs during retirement. Limited income and/or savings will determine your ability to live the lifestyle you want or more accurately need. If you're poor, don't even think of a place like Palm Springs. Think of Needles or perhaps some of the desert communities in AZ. Cold states require big outlays for heating during the winter. Plan ahead.

@steveinpalmspringsca

4 ай бұрын

👍

Thanks for sharing! We are moving from Cleveland to Charleston WV, purchased an all electric condo (natural gas is getting expensive) and taxes are lower there. My husband is retiring and we paid cash for house & are debt free. We are planning on a budget of $3k a month, so life looks good. PS Charleston is very 🏳️‍🌈 friendly.

@steveinpalmspringsca

Жыл бұрын

That sounds perfect Rick. Thanks for sharing this with us and congrats on find a great deal!

Alright Steve I might have retired down there

@steveinpalmspringsca

Жыл бұрын

:-)

I live in CA, the bay area. Your grocery costs are lower. I own my home-mortgage about $800. Utils have been brutal this winter-$300 a month. Internet /RokuTv $60. Smartphone $35, Property Tax $7000 annual. Water $30. We still pay Income Tax though I'm 70 and retired-_Some states have no income tax. I don't eat out much, basically a homebody. I love the desert area like Palm Springs, it's just the high heat I can't tolerate and living with air conditioning most of the time. My sister wants me to move where she lives bNew Hampshire but thats too snowy and cold. So even though I live alone, for now it's ok. And also I'm gay and I like our Democratic majority government as opposed to what I see happening in states with Republican majority government. (like Florida, Tx. Az).

@steveinpalmspringsca

Жыл бұрын

Hi Andy, the bay area is one of the most beautiful places on earth. Next to Palm Springs, that is, lol. :-) My heart goes out to all the gay people living in Fl, Tx, Az, what a nightmare! :-( BTW, it's only really hot here about three months out of the year. And we only need the AC on half of the year, but that is a lot for most people. The other six months it's in the 70s-80s which is pretty ideal. Thanks for sharing prices with us. Sounds like you are financially set right where you are. Congrats!

I was surprised at how reasonable your water bill is, especially since you live in the desert. Where do you get your water from? I live in Southern Ohio and my March water bill is $71. That is water and sewer. We don't have a pool, but we did have to let the faucets drip to keep the pipes from freezing. Also, my area is above the Great Miami Buried Valley Aquifer, of one of the largest underground reservoirs in the Midwest,

@steveinpalmspringsca

Жыл бұрын

We have an underground Aquifer here too. It surprises me too, but I'm not complaining. Thanks for sharing Ellen!

Enjoyed again Steve, how does it feel being chauffeur 😊

@steveinpalmspringsca

5 ай бұрын

It’s nice for a change lol 😎👍

Boy you two are early risers!! It really is scary what’s going on around the country and world now. Seems like we’re in an alternate universe since Covid.

@steveinpalmspringsca

Жыл бұрын

It sure does Sandy! :-O

It's expensive everywhere. Even here in Canada. $5.00 for a 3 quart bag. The provincial government just have people of low income like myself an extra $234.00 towards groceries that's just a one time thing. (WHICH SHOULD BE ALL THE TIME.) I live in a tent geared to income apartment my rent is very cheap $135.00 a month but others pay full market value for their apartment at just about $1000.00 a month. Other buildings they pay much, much more across the street the rent there is $2500.00 a month. Many other people pay near $5000.00. But then you have to take a look at if there is anything added on like heat and hydro. The building I love in everything is included. Other buildings they have to pay extras. I live in a disability benefits and would never be able to pay for rent in palm springs its beautiful there. I'd like to because of the weather. The rent is to expensive for me. Even though I'm Canadian I hate the snow ❄ too cold. I would like to see some of the grocery stores you have there in California come here. We do have Wal-Mart, Amazon and Costco. And there are other stores. But for me somethings I order through Amazon websites.

@steveinpalmspringsca

Жыл бұрын

Hi Diane, wow, you are right. It's high everywhere. :-O Glad to hear you have found a way to make it work. Thanks for sharing with us.

If I could ever afford to move there I’d love a house like y’all’s but I love growing my own organic garden so I’m not sure how I could afford to live the way I do in Tennessee!

@steveinpalmspringsca

Жыл бұрын

The desert definitely isn't real garden friendly. Unless you like to eat cactus, lol. :-O

Steve, if Palm Springs is too expensive for your viewers point them towards Quartzsite AZ, a place I believe you're familiar with.

@steveinpalmspringsca

Жыл бұрын

Absolutely Bill. Even more affordable! Thanks for mentioning that!

Jim ans Steve, I moved from San Diego to live in the Atlanta, Ga area and it is much less to live!!!

@steveinpalmspringsca

Жыл бұрын

That sounds smart of you Diane. I loved visiting Atlanta on my road trip. Seems like a great area!

Oh wow, Palm Springs rentals are way more reasonable than I thought. I live in Portland Maine, which I don't think people think of as a super expensive city, but the average price of a 1br apartment is about $1800, and if your budget is under $2.5k you're probably going to be fighting with 100 other people for each apartment you apply for. I've talked to a lot of people trying to move here for jobs they've been offered but they can't find a place to live so they have to turn the job down. I'm lucky that rent control is saving my butt and I'm only paying $1200 for the tiny apartment I've lived in for 8 years. I've been looking at more affordable places to move to, and California wasn't on my list but maybe Palm Springs should be.

@steveinpalmspringsca

Жыл бұрын

You're right Shannon, I would have guessed Portland, Maine was super affordable. But I guess it is more remote and with a shortage of places, prices rise. Glad to hear you have rent control. Thanks for sharing with us and good luck with the search!

You can live cheaply in the desert, there's Walmart, Target and the Dollar tree

@steveinpalmspringsca

4 ай бұрын

😄👍

My husband shops at 6am too 😂

@steveinpalmspringsca

Жыл бұрын

LOL, my kind of shopper. We early birds definitely beat the crowds! :-)

I live in a 1BR, with a den, apartment. I pay $1900 a month. That includes, pet rent. It's about 918 square feet.

@steveinpalmspringsca

Жыл бұрын

That doesn't sound too bad CF!

Check out farmer's markets too! You might find cheaper veggies and fruits.

@steveinpalmspringsca

Жыл бұрын

For some reason ours are super expensive! :-O

@rustylee9861

Жыл бұрын

@@steveinpalmspringsca aww =(

Thank you for mentioning me and correcting my name. As you know I'm in Pennsylvania. . The California cities you mentioned are uninhabitable do to the crime and homeless issues. San Francisco and Los Angeles have more homeless than most cities or states have people. Your costs sound OK for the month. However I don't have regular cable television. Internet only. I've had Amazon Prime forever so I get television from there. My internet is $60 a month. My water is $19. Taxes are $3000 a year. The food issue is insane. You all grow avocado, strawberry and blueberry. I pay less than you all do for those items. A trick I have for gasoline is I get it cheaper in New Jersey.

@steveinpalmspringsca

Жыл бұрын

So true James. The homeless situation here is unbelievable! Even in Palm Springs! It does seem like I hear about crimes every single day. I thought that was everywhere. Maybe it's just here. :-( I wouldn't have thought of PA or NJ as affordable, but sounds like you're spending a lot less than us. Thanks for sharing with us James!

The 2 bed bungalow i'm in which is new and in a small quiet village cost in your money $422,205 tv and internet $38.60 Monthly and this place is all electric and costs $193.02 monthly Mobile phone $9.65 Water $60.32

@steveinpalmspringsca

Жыл бұрын

That sounds very affordable Fred. Thanks for being a part of this video! :-)

@fredstraw

Жыл бұрын

@@steveinpalmspringsca Yes i think i'm luvky to be honest. just the weather is not good until summer.

Okay, give it to me straight, Steve. I'm 33, gay, slightly broke, introvert, and I have the chance to stay between Indio and Palm Springs in a paid for condo. I'm goofy, I love nature, art, relaxing, don't always want to be around people, do not mind the heat at all.... Is this the area for me?!

@steveinpalmspringsca

Ай бұрын

Hi Brad, being able to stay in a free condo anywhere here in the desert sounds pretty ideal to me lol! 😎👍

@RealBradMiller

Ай бұрын

@@steveinpalmspringsca That's what everyone is saying. Well, see ya soon enough!! Thanks, Steve. 🥂😁

May we know how much your utilities are (electric) during the summer? With the high temps and air conditioning it must be much higher than the winter.

@steveinpalmspringsca

Жыл бұрын

Hi John, yes, in the summer months our electric bill is about $400-500 a month, but the natural gas bill goes down to just about nothing. Because our home is newer, with great insulation and smaller, our AC bill isn't as high as it could be. For many, with older, larger homes it can be very pricy! I should have mentioned that. Thanks!

@johnmelville8944

Жыл бұрын

@@steveinpalmspringsca Thanks!

You have nice eyes, Steve!

@steveinpalmspringsca

Жыл бұрын

Thanks Alex

I actually looked at a 1bdr & 1bath in Palo Alto, close to my mom (who she helps care for) and me, it was $2,895.00 a month, and you pay for garbage, water and power. Good grief! Plus the cost of food has gone up here too, like it has pretty much everywhere.

@steveinpalmspringsca

Жыл бұрын

Sorry to hear that Derek, much of Calif. can be pretty expensive!

@derekwalters4980

Жыл бұрын

@@steveinpalmspringsca After 12yrs in the military, from a military family, I'm real clear there is no other place I'd rather live. I even lived in San Diego for a couple of years, spent some time at El Toro, and I just needed seasonal changes, and more green trees. Sure it's cheaper to live other places, but really we don't have to spend much time here inside to escape the cold or the heat. I was stationed at NAS Fallon NV, my first duty station, for a couple of years and the heat was horrible. The winters were very cold, and I got frostbite my first week there. I came from Florida (an armpit of a place to live, imo) to the desert and didn't have time to get winter gear together, and in just my light summer jacket walking to the control tower where I was working at the time, not a long walk from the barracks, but I was lucky I didn't lose parts of my ears and nose (they had started turning black)! The desert can be very misleading, I didn't realize how freaking cold it can get! SoCal has always been cheaper to live than NorCal. When I lived there I was always able to rent a house that I shared with a shipmate because it was so affordable, at least to me. If you love where you live, it's always worth the $ (or $$$$ if you will). Even though we're in two different parts of California, we're a pretty spoiled group. Although I'm not sure I could handle the heat where you are, you can only take off so many clothes before you're either arrested or burnt to a crisp.

Palm springs looks nice place to retire. Florida is not like it use to be.

@steveinpalmspringsca

Жыл бұрын

It is great. Florida is too humid for me, but Palm Springs summers seem to be getting more humid every year too. :-(

My house is under 175000 for 1700 square feet and I own the land in south west new Mexico.

@steveinpalmspringsca

Жыл бұрын

That's amazing! Sounds like you got a fantastic deal DJ. Congrats!

Ireland is just as expensive on food stuffs and fuels, don't get me started on housing it's a Nightmare 🇮🇪

@steveinpalmspringsca

Жыл бұрын

We watch House Hunters International and I know what you mean. The price of housing all over the world has gone insane. I'm surprised that most of the world population isn't homeless. Very sad. Thanks for sharing MrBernard!

Did you watch the Super Bowl. I just wanted to see the half time show

@steveinpalmspringsca

Жыл бұрын

LOL, I usually just watch the half time show, but this year I didn't even do that. Jim loves sports, but for some reason, not football. Hope it was good Leeann!

"I've been splurging on grapes." There is so much wrong with that statement. A "splurge" used to be a Porsche, damn it. I just completed my weekly shopping, and this week I splurged on a small box of. Frosted Flakes. I plan to make that splurge again in 2025.

@steveinpalmspringsca

Жыл бұрын

LOL, so true Debi. Thanks for the laugh! :-O

You must have "People of Walmart" moments there also.

@steveinpalmspringsca

Жыл бұрын

LOL :-)

I'm in Penna. Very pricey Steve I pay 1250 a month

@steveinpalmspringsca

Жыл бұрын

That sounds pretty reasonable Alex. Thanks for sharing with us!

Hi Steve and Jim, nothing personal but you couldn’t pay me to live in California or anywhere other than Texas ☮️

@steveinpalmspringsca

Жыл бұрын

LOL, that's how I feel about California. I guess most of us get very attached to where we live. From my experience, there's something good about almost every city in the world. They're all just different, which is awesome. On my road trip around the country last year I visited at least 100 cities that I fell in love with, including some in Texas. :-)

@peaceworld5393

Жыл бұрын

@@steveinpalmspringsca 😄☮️🥰

Subsidized housing is only cheap thing these days sad to say

What's your electric bill in the summer months?

@steveinpalmspringsca

4 ай бұрын

This past year was the first time we got up to $500 a month during the summer. Before that it was always three to $400 a month. It’s about $150 a month in the winter.

@hollygunderson6571

4 ай бұрын

@@steveinpalmspringsca thank you! one more question--is that for central AC or do you have mini-splits?

Steve, how long have you and Jim been together as a couple?

@steveinpalmspringsca

4 ай бұрын

Hi MrButch, this year will be 34 years! 😄 each year we do an anniversary video on this channel! 😎👍

I'm so happy I live in West Virginia. It is way cheaper to live here in West Virginia. You know what they say West Virginia almost heaven.

@steveinpalmspringsca

Жыл бұрын

You are very lucky USA! And my favorite John Denver song, lol. :-)

HOA's are ridiculous.

@steveinpalmspringsca

Жыл бұрын

Agreed!

Hey update this year in 2024. The rents are out of control! The cost of living has changed in 2024!

@steveinpalmspringsca

2 ай бұрын

Thanks for the suggestion Randy. I’m just in the middle of editing a similar video that will be posted in a few days. 👍

Jim you have a good mind do you love to play chess you act like a chess player in your thinking

@steveinpalmspringsca

Жыл бұрын

Jim loves games, but I don't think he's ever played chess, for some reason.

@donaldmcauliffe3120

Жыл бұрын

@@steveinpalmspringsca god blessing upon you both

Gavin Newsom…..no thanks.

@nikitanemov1646

2 ай бұрын

Love Gavin!

150th heyy steve.... seems a Lot of seniors are also retiring to other countries.....

@steveinpalmspringsca

Жыл бұрын

Hi Rex, yes, they are even more affordable. My brother retired to Thailand as is living like a king for a few dollars a day! :-)

@rextrek

Жыл бұрын

@@steveinpalmspringsca well depending on How 2024 goes... my hubby and I may be moving the Hell out of this country if Republicans get back in power... I dont wanna spend my last 20yrs statistically that I have left on this Rock in a Hateful Racist Anti-LGBTQ+ Fascist Republican Dystopian HELLSCAPE

My wife and I are almost to our mid 70's [ I'll be 75 and she'll be 73 ] I didn't here any mention of this from either you or Jim Steve but we HAVE had to go on equal monthly payments for our utilities, etc. because prices vary so much during the year. Send me an email address and I can break it down to show difference.

@steveinpalmspringsca

Жыл бұрын

Hi Ted, our electricity is very high in summer, but low in winter and the opposite for natural gas. We just pay whatever it happens to be each month. My mom used to do the equal monthly payments. That worked better for her. We are ok the other way. I don't use email on my KZread channels. I just communicate here in the comments section. It just gets to be too much doing both. Thanks for sharing Ted!