How Can I Keep My House in a Divorce

Are you getting divorced and want to keep the family home? If so, you are in good company. Lots of people want to avoid the disruption of a move…especially in the middle of a divorce.
How can you keep your house in your divorce? Here are the three primary methods divorcing couples use to accomplish that goal:
ASSUMPTION OR RELEASE OF LIABILITY
(a) One spouse’s name is simply removed from the mortgage loan
(b) You keep your old interest rate
(c) Rare, but getting a little bit easier to acquire. (I have only started seeing release of liabilities beginning mid-2022.)
(d) Must be done after divorce (assumption)
(e) High fees
REFINANCE
(a) A brand new mortgage in just one spouse’s name
(b) Must pay current interest rate
(c) A job is usually necessary
(d) Spousal/child support counts as income; must show 6 months of payments
(d) High fees
MAINTAIN SAME MORTGAGE
(a) Affects debt-to-income ratio of spouse who moves out
(b) Spouse who moves out remains liable on the mortgage loan
(c) Interest rate stays steady and no fees
(d) Will need tight parameters of time to refinance. Will also need consequences for non-payment of mortgage (such as an immediate sale of house)
Remember, it’s essential to work with a divorce mediator or lawyer, in addition to a mortgage lender, to find the best path forward for your unique situation.
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  • @KatlegoMaseka
    @KatlegoMaseka4 күн бұрын

    I want to remain with the house when we divorce, Iam the one who bought the stand and I built the house from scratch, I have two cars obviously the other is going to be for him and I want to remain with my three kids, the reason for divorce is constantly cheating, is possible to get what I want or can you advise

  • @quentinh7644
    @quentinh76444 ай бұрын

    The question that I have is, my wife left the marital home took all of the furniture, appliances, found another home to rent, and still asking for half of the marital home.

  • @GraineMediation

    @GraineMediation

    4 ай бұрын

    What is your question ?

  • @bianca45

    @bianca45

    Ай бұрын

    She can have half it’s hers as well.

  • @brandievolleberg771
    @brandievolleberg7712 ай бұрын

    Hello. I’m curious, in either scenario where the spouse staying in the home with the kids, how would they pay the other spouse their portion of the equity that would be theirs? I am a stay at home mom. I would really like to stay in the home, but cannot qualify for a loan yet. My husband really would like to sell the house so he can have his portion of the money, however moving for me would be very problematic. First, we have two boys that really need their stability (one has an anxiety disorder and the other was adopted out of foster care). Also, I have not worked in 8 years and my name is only on the title if the house not on the loan, so getting approval from even an apartment will be difficult. Lastly, our mortgage here is way less than most rentals 1/3 the size of our home. It would be a terribly stupid financial move. I do not want my husband to struggle. What would you suggest?

  • @robin-personal2039

    @robin-personal2039

    2 ай бұрын

    Usually, when one of the spouse's wants his money, the judge will order a sale of that house. You can buy time, though, with arguments about best interest of the children (staying in the home). We make these types of arrangements a lot at my mediation firm. The unemployed or lesser employed spouse is able to stay in the house, as the children's primary custodian, for about 2 years (common time period) before the house either has to be sold or the parent in the house has to figure out a way to buy-out the other parent's share of the equity. There are a lot of details that need to be worked out (such as how the expenses will be paid and how the fair market value of the house will be determined for the buy-out). Hope that helps.

  • @miracdeniz6009
    @miracdeniz6009 Жыл бұрын

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  • @andrewmangiacapra4491
    @andrewmangiacapra44917 ай бұрын

    my daughters husband is not giving any money towards the bills can i make a cash offer to buy him out before the divorce is final

  • @TheOtherAllens
    @TheOtherAllens2 ай бұрын

    This is fantastic information. Though, we have been struggling to find answers to our specific situation. My husband would like to keep the marital home but will not qualify for the refinanced amount needed to buy me out. Is it possible in a divorce situation for him to add a co-borrower to potentially qualify?

  • @GraineMediation

    @GraineMediation

    2 ай бұрын

    I am not a mortgage lender, and I cannot give legal advice on this platform, but having a co-borrower on a refinance loan, in order to qualify for a new mortgage, is a solution that some of my divorce mediation clients have done in similar situations. It worked for them. Before you do that, however, you will want to inquire as to whether the mortgage is assumable (if that was not already done). With an assumption, the interest rate will not change, but your name would come off the loan. It is a little different process, and also requires qualification, but it is certainly worth looking into. Thank you, too for saying my information is "fantastic". I am so glad you found this video helpful 🙂

  • @patsnights
    @patsnights11 күн бұрын

    In NH. Separated because of legal issues. I have since claimed my daughter. And getting my own apartment with her. We own a home together. How should I plan a divorce. We own the home out right

  • @janicecramer4403
    @janicecramer44034 ай бұрын

    My husbands name is not on the deed. I have been paying the mortgage and there isn’t much equity since I just purchased it. Do I still have to partition the home if he is not on the deed?

  • @GraineMediation

    @GraineMediation

    4 ай бұрын

    In most states, whether an asset is on the table for division, in a divorce situation, is related to when the asset was acquired. If it was acquired during the marriage (and before separation in some states), that asset belongs to the marriage and is on the table for division. If all or a portion of the equity was paid down using non-marital funds (which does NOT include your income, but might be from money earned pre-marriage, inherited money, money received as gift), that portion will belong only to the spouse who made those non-marital payments. It is not about whose name is on an asset. However, in my state (and others, I am sure), a judge could not order an asset that is only in one spouse's name to be sold. But, the judge could order that the person whose name is on the deed to pay the other person their equity share.

  • @user-jq6ni6lc4e
    @user-jq6ni6lc4e Жыл бұрын

    When my father passed about two years ago, he left me with $150K. I put all of it into a downpayment for our new house that we now own for over a year. Can I get that downpayment back after the divorce or is it now considered commingled and half of whatever is leftover from the sales will go to my spouse?

  • @robin-personal2039

    @robin-personal2039

    Жыл бұрын

    That all depends on the law of your state. In Virginia, where I practice mediation, it is fairly easy to pull non-marital money, which was used as the down payment on a marital residence, out of the equity of that house. You will need to check with the law of your state to determine whether your commingling of non-marital with marital assets has "transmuted" (a legal term) your non-marital money into becoming part of the marital estate.

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    @KaylaniTatumАй бұрын

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  • @jacquelineborges7295
    @jacquelineborges7295 Жыл бұрын

    Can my ex sign a quit claim deed to me if he have a VA loan ? The court assigned the house to me.

  • @GraineMediation

    @GraineMediation

    Жыл бұрын

    Your spouse can always sign a quit claim deed relinquishing his or her ownership rights to real estate. This would be true even if the mortgage loan was in his or her name. The lien is attached to the real estate (not to a person or couple). No matter who owns the home, if the mortgage bill is not paid, the loan company will snatch the house. It will be important that you have the quit claim deed prepare and filed by an attorney who understands how to properly file that quit claim deed with the county in which you live. Also, that attorney should look carefully at your divorce documents to be sure you are in compliance with the court order. In my experience, it is usually clear on the face of the divorce documents what is to happen next. For example, all of my settlement agreements state with crystal clarity that one spouse must sign a quit claim deed (in a case like yours) and it also states a deadline for that signing.

  • @GraineMediation

    @GraineMediation

    Жыл бұрын

    Mortgages are attached to the real estate. This is true whether it is a VA loan or a regular loan. If your husband signs a quit claim deed, giving you full ownership of the house, he will still remain liable on the VA loan. Also, you always want to check with the lender. They may not allow a deed transfer until the loan is paid off.

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  • @kathytodd983
    @kathytodd98326 күн бұрын

    In Ohio I own my house. Spouse not on mortgage or title. I paid all mortgage payments last 12 years automatically deducted from my checking account. Second marriage and we never combined accounts of any kind. Is he going to be able to get half the equity?

  • @kathytodd983

    @kathytodd983

    26 күн бұрын

    No kids.

  • @GraineMediation

    @GraineMediation

    18 күн бұрын

    Sorry. I do not know Ohio law and cannot answer your question. Probably, however, all of those mortgage payments that you paid during the marriage will be considered marital contributions. Not your individual contributions. Your argument will probably be that you made a greater contribution to the marital estate. BUt, that is not the same as saying that it is YOUR money. Money earned during the marriage usually belongs to the marriage ... but that does not necessary mean that everything must be divided in 50/50 (except for a handful of states).

  • @user-kl4jt4hk4d
    @user-kl4jt4hk4d9 ай бұрын

    My husband gifted me a house. And my husband filed a divorce case against me regarding this house and made many allegations against me. And I live in this house. Because of this house I am not getting legal help, I do not have a lawyer. I don't have any children. And I don't work. Because depression and anxiety, receiving universal credit. What should I do please help me. Thank you

  • @arualsan3504

    @arualsan3504

    5 ай бұрын

    You sound just like me.

  • @TamelaTaylorCoaching
    @TamelaTaylorCoaching3 ай бұрын

    Question!!! My ex husband was living in the marital home for five years after our divorce. I won the house in court and was ordered to pay him 20K in equity. I sent my lawyer the 20K for him to pick up but he must first sign the quitclaim deed with my lawyer in order to pick up the check. He refuses to pick up the 20K check because he doesnt want me and our two children living in the same city as he does. He told the judge that he still lives in the home but he is actually remarried and living with his new wife in her home. What recourse do I have to make him "move" out of the home or to get him out so that me and my children can move in, since the house was awarded to me?

  • @robin-personal2039

    @robin-personal2039

    3 ай бұрын

    If there is a court order granting you the marital residence, you need your attorney to enforce that order. Often this is done with a contempt of court petition (often called a “rule to show cause”). I have a feeling there is something more complex in your situation, though, as the facts do not quite add up. Your husband’s motivation and/or desire to keep the home would be irrelevant to a judge after he or she ordered him out of the home. You need to get crystal clear on what the court documents say (by having your attorney - the one that is holding the $20,000 - explain to you what the problem is.

  • @TamelaTaylorCoaching

    @TamelaTaylorCoaching

    3 ай бұрын

    ​@@robin-personal2039 I agree.... I've tried to understand and I ask my lawyer to file a motion immediately. I don't know how he can just stay in the home. My lawyer is not as good as I was hoping. She has no answers and does not know how to answer that question. For some reason, my ex feels as if he can keep a few items in the home then the judge will not put him out. Do you know if this is true? I'm headed to court in the next two weeks because my lawyer has filed a motion for him to sign the quitclaim.

  • @TamelaTaylorCoaching

    @TamelaTaylorCoaching

    3 ай бұрын

    ​@@robin-personal2039so.. let me explain a bit better.. the ex told the judge that he wanted to sell, I told the judge that I didn't. Once the judge saw the divorce decree, he stated that my ex was only entitled to receive $20K in equity of the home. My ex was living in the home at the time and for the last five years. Nothing else was done during that court date. My ex claimed to the judge that he still lives there, in hopes that the judge won't put him out. Anyway.. 5 months later, I sent my lawyer the $20K and my ex and his lawyer refuse to acknowledge the money or anything. He won't pick up the money or sign a quitclaim. My lawyer tried to call his lawyer but won't return phone calls. I need to move into the home ASAP. Can the judge make him leave my home?

  • @shannonpeterson2309
    @shannonpeterson23094 ай бұрын

    If you trust your spouse, you’re getting an amicable divorce with and you want him to stay in the family home can you make a legal promissory that they pay you the equity at a later date?

  • @GraineMediation

    @GraineMediation

    4 ай бұрын

    All settlement matters related to your divorce should go into your settlement agreement. A promissory note is not the document you are looking for. Get an attorney or mediator (preferably) and get the right paperwork.

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    @merveguvez9225 Жыл бұрын

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  • @jeep89luv
    @jeep89luv5 ай бұрын

    Need some advise on my home… I think my wife might want to go further into just splitting up and I works my butt off for this home for my family…

  • @GraineMediation

    @GraineMediation

    5 ай бұрын

    Mediators can never advise. They can provide information. If you are in Virginia, give me a call: 571-220-1998. If you are not in Virginia, I suggest you call a lawyer or mediator in your area. Please also keep this in mind: working your butt off does not count for as much you think it should. The strongest factor that gets considered when you get divorced is when was the asset acquired. If it was acquired during the marriage, you can count on something close to a 50/50 split, even if you did all the work. Maybe a little better for you; but not usually enough to justify the attorney's fees.

  • @jzdust1

    @jzdust1

    3 күн бұрын

    Going through this right now. No matter what you did for her and your family, she is entitled to half the value of the house as well as all of your assets regardless. You will have to buy her out at half of what the current value comes in at, and most likely alimony on top of that. That's if she doesn't put up a fight for it. If you have young children together, can change it as well. If you try to keep the peace with her through this process, it may be your best chance. The laws are totally driven to screw the guy over. Do your best to remain calm and civil through this. It will definitely help you in the long run. Stay strong! Never get married again without a prenup!

  • @Numminz
    @Numminz11 ай бұрын

    Heading to a. Divorce, 10 years left on loan…so there is equity i home…i want to stay and have her leave. No kids. What is easiest way to pay her out her equity and keep my home?

  • @robin-personal2039

    @robin-personal2039

    11 ай бұрын

    (1) Use cash from a savings or investment account. That is easiest. (2) Borrow money at zero/low interest rate from a family member. This has a lot of drawbacks, but can work nicely for some people. (3) Do a cash-out refinance. This will be expensive, though. You will paying at the new interest rate and your mortgage will be bigger (because it includes the spouse's buy-out). (4) Pay in periodic distributions. This kind of feels like alimony. It is an agreed amount every month/every quarter/every year until paid off. It can be with or without interest. (5) Trade for retirement assets. You can do this, but you need to understand that retirement money is usually pre-tax and real estate equity is often tax free. That means that your retirement assets are worth less than the equity (because you have to pay taxes upon their removal from the retirement account -- even if you are old).

  • @IFBBProCalebWalker

    @IFBBProCalebWalker

    4 ай бұрын

    If you can’t afford to do a lump sum payment then do a heloc. Granted you have good credit.

  • @laurapagano9497
    @laurapagano9497 Жыл бұрын

    What if my house is paid off and i maintain all the bills.

  • @GraineMediation

    @GraineMediation

    Жыл бұрын

    What is the question?

  • @bashiruddinahmad408
    @bashiruddinahmad4083 ай бұрын

    Hi..been married 5 years 3 months..my wfe inherited the house in a trust from her mother..in the fall of 2021 my wife her mom decided to refinance the mortgage..we all had to sign paperwork i signed as a witness..wifey renovated the whole house and added a bathroom addition attached to her mom's bedroom..sadly her mom died in April of 2022..im thinking my wife was on the trust before her mom died maybe a little after we married question do i have a stake in the equity? Of the loan in refinancing..we live in California thx

  • @bashiruddinahmad408

    @bashiruddinahmad408

    3 ай бұрын

    And yes divorce is coming...

  • @GraineMediation

    @GraineMediation

    3 ай бұрын

    If you were in my office for a mediation, I would have many questions before I could even begin to answer that question. The laws are different in all states. Even if you were in my home state (Virginia), though, I would still need a lot more information before we could determine the classification of that house (marital property, your wife's separate property, or hybrid property (some of each).

  • @bashiruddinahmad408

    @bashiruddinahmad408

    3 ай бұрын

    @@GraineMediation thank you for your input I reside in Los Angeles California a community/separate property state..I just over heard my wife saying I signed over my rights..when my wife her mom and loan officer told me I needed to sign as a witness..they were refinancing the house to make improvements I was very apprehensive I don't like signing anything before I can make sure what's at stake

  • @GraineMediation

    @GraineMediation

    3 ай бұрын

    @@bashiruddinahmad408 You need to have all of the paperwork related to that house reviewed by an attorney along with all of the facts and circumstances related to the ownership of that house. Good luck to you.

  • @bashiruddinahmad408

    @bashiruddinahmad408

    3 ай бұрын

    @@GraineMediation thank you so much God bless

  • @basicprogrammer6147
    @basicprogrammer6147 Жыл бұрын

    What if neither spouse wants to sell or move out, but the spouse who wants the divorce wrote in her divorce demands that she gets sole possession of the house? Assume she has money to buy out the spouse, but the spouse does not want to sell. So, the divorce cannot go through, right?

  • @robin-personal2039

    @robin-personal2039

    Жыл бұрын

    If you cannot agree on who keeps the house, you will need to go to court. A judge will make that decision for you.

  • @basicprogrammer6147

    @basicprogrammer6147

    Жыл бұрын

    @@robin-personal2039 But the judge cannot force the sale of the home if neither party wishes to sell. Google my question. No answer exists, because it's extremely rare: What if neither party wishes to sell the home? I think the answer is, and what the judge would say is, then you'll have to be divorced but live under the same roof. Only IF one party wants to move out can the judge force a buyout or sale.

  • @robertgailey9910

    @robertgailey9910

    Жыл бұрын

    If the both decides not to move out, then it seems in essence none is actually serious about the divorce

  • @basicprogrammer6147

    @basicprogrammer6147

    Жыл бұрын

    @@robertgailey9910 This. Your response brought tears to my eyes. I think you are exactly correct. The problem I am facing is her aggressive lawyer who is not creating all kinds of hostility... for more money and a victory.

  • @robertgailey9910

    @robertgailey9910

    Жыл бұрын

    @@basicprogrammer6147 it's quite unfortunate you found yourself in such situation, You too can get yourself a more agressive lawyer also

  • @basicprogrammer6147
    @basicprogrammer614711 ай бұрын

    What if there is no mortgage and neither party wishes to move out?

  • @GraineMediation

    @GraineMediation

    11 ай бұрын

    If the house is free and clear (no mortgage or lines of credit against it) and the divorcing parties both refuse to move, a judge will settle the dispute. Either one of you will be forced to move or, more likely, there will be a forced sale of the marital residence. In Virginia, there can only be a forced sale if the house is deeded in both parties names.

  • @basicprogrammer6147

    @basicprogrammer6147

    11 ай бұрын

    @@GraineMediation I think you are not correct. No one can be forced to move out of their property. In fact, divorced people can live together. It is possible one party may claim abuse and the courts could rule against the defendant, and so he would be kicked out of the home for a while and have to move into an apartment or elsewhere. But even in this case, he could keep his half of the home. Indeed, he could force the party living in the home to pay rent, or he could rent out his half of the home.

  • @nahndibush1942
    @nahndibush194210 ай бұрын

    Mortgage rates are so high now! I would like to keep the home and just pay the mortgage once I am divorced, I can’t just legally have my husband’s name removed from the mortgage and pay him half the equity?😮😮😮😮

  • @robin-personal2039

    @robin-personal2039

    10 ай бұрын

    In some instances you can simply have the other person's name removed from the mortgage loan. It is called an "assumption". Check with your lender to see if this is available. Otherwise, you will need to go through a full re-finance, which means that you will pay the current interest rate. It is so hard on people these days. I understand.

  • @nailaali4494

    @nailaali4494

    8 ай бұрын

    I am transferring my house to my wife after divorce She says she will pay the mortgage herself How long will it take for the mortgage to be transferred to his name

  • @ladyb6123
    @ladyb61232 ай бұрын

    How can I contact you?

  • @GraineMediation

    @GraineMediation

    2 ай бұрын

    If you are in Virginia, and looking for mediation services, you can go on my website www.grainemediation.com and book a phone conference there.

  • @kita-1116
    @kita-1116Ай бұрын

    I purchased the home in my name (title and deed). All monies for the down payment/closing costs were paid by me. Currently, husband wants me to buy him out. He committed adultery and dv and I can’t believe I’ll have to pay my abuser. Have a 13 year old who is I’d like to keep stable in her very good school district.

  • @GraineMediation

    @GraineMediation

    Ай бұрын

    A lot of this will depend on the laws in your State. You will also need to be clear on where the money came from for the down payment. If it can be proven that that money came from your pre-marital earnings/savings, you will have a better chance at retaining that portion of the equity (the amount of the down payment, not usually the closing costs). If that money came from income earned during the marriage, that will be a much tougher road. The adultery might play a part in your husband receiving less of the marital estate; but usually that doesn't count for a whole lot (except in terms of the attorney fees trying to show a judge that the adultery came out of nowhere, versus it was an accident waiting to happen considering the marriage was already broken down -- don't get mad at me. I just report what I see!). The DV is a whole other level, though. I would never mediate with a couple where there was DV. You need an attorney and the legal system/police to protect you. You cannot sit in a room with a violent person, say what you need to say in the mediation, and expect to be safe upon returning home. Get a lawyer. Good luck.

  • @mlove2911
    @mlove291110 ай бұрын

    My ex moved out I have been paying the mortgage for the past six months by myself without any financial help from him. I can afford to keep the my mortgage payment. I want keep the house because the kid’s school district. But he is threatened me he will force me to sell the house.

  • @GraineMediation

    @GraineMediation

    9 ай бұрын

    Stop listening to your ex. He or she is not a lawyer or a mediator and does not know the law. Get a mediator or a lawyer and get your case settled.

  • @jerriannwinningham9600
    @jerriannwinningham96009 ай бұрын

    Hi, I really enjoyed this enfo but my house and property is paid for and my children are all grown. I haven't worked in years and I recently applied for disability. He draws full benefits from Ss Disability. He us abusive both verbally and physically and I'm going to file for divorce on grounds of inappropriate marital conduct. He's also been cheating on me. We bought our place after we'd been married for three years. My name isn't on the property but my name is on the double wide mobil home with a permanent foundation and we have three vehicles, several pricey antiques, and artifacts and tools . What can I do to get atleast half of everything

  • @GraineMediation

    @GraineMediation

    9 ай бұрын

    Thanks for your question. You have many specific matters that need attention. You need to talk with an attorney or mediator in your state for the beat answers. Best of luck to you.

  • @TheGroupFENIKS
    @TheGroupFENIKS Жыл бұрын

    I have very serious doubts about the first time I hired *usespy online* to help get electronic evidence. I am experienced in law enforcement, my family is a law enforcement family, and I have access to the Internet just like anybody else does. Conspiracy to cheat is a very serious deal beaker, and there's no way I could see any attorney that actually claims to be on your side saying it's inadmissible, or this is not something actionable.

  • @carytodd3368
    @carytodd3368 Жыл бұрын

    *Promo SM* 💃

  • @michaelarquieta7078
    @michaelarquieta70786 ай бұрын

    My wife is telling I’m staying in the house because is for our kids I’m like hell no I want my own house how I’m going to buy me a new one If you just want me to walk away and keep paying Woman are crazy they think they deserve everything because of the kids and want 50 50 with my kids and 50 50 of the house I’m been paying alone for years

  • @edge2991
    @edge2991Ай бұрын

    Once she said she is a parent of "adult children " i clicked out of the video

  • @GraineMediation

    @GraineMediation

    Ай бұрын

    How is that a problem? Once you are a parent, you are always a parent. My kids are fully launched, making money, independent human beings. No one holding onto my apron strings, sir.

  • @Skartfix
    @Skartfix Жыл бұрын

    usespy online, you're one of my favorite people on this planet.. (And I don't even know you personally). The way in which you present your work, the content and the access is just awesome. Thank you!! This project is unbelievably amazing and thanks for presenting my the access with so much positivity!! All the best from UK....!!!!!!

  • @Unl_Huseyin
    @Unl_Huseyin Жыл бұрын

    I normally used usespy online cyber services as a therapy session, taking us through a very chaotic mind and leaving us with a sense of peace and resolution at the end. He used this album as a way to document the breaking of generational curses that have kept his family toxic for so long while also giving the culture permission so that we can start breaking our own generational curses even if it means using him as the means to do so.

  • @Betulleyiz0_0
    @Betulleyiz0_0 Жыл бұрын

    Expertise like you one in a million. You left no stone unturned to reach this result of getting me into my targets phone usespy online. I am proud of you. You are the gem of a person!. Scooping her phone activities opened my eyes to a lot of things. Now I know who to trust… Best Of Luck Mate!!!

  • @Crasherbss
    @Crasherbss Жыл бұрын

    I don't know what I would have done without *usespy online* help in my divorce case. Your dedication, enthusiasm, and expertise were like a lifesaver. You're my hero!

  • @mhrrmlirzazad2078
    @mhrrmlirzazad2078 Жыл бұрын

    I appreciate your guidance and encouragement in helping me track my spouse phone . I would not have been able to do it without you usespy online . I am impressed by the superb work you do, and this time is no exception. It was not easy, but I knew I could count on you. I hope that you continue to embrace your creativity and utilize it in your work for as long as possible.

  • @ElifEkinc1
    @ElifEkinc1 Жыл бұрын

    I don't think I could have won my divorce case without *usespy online* help. Your dedication, enthusiasm, and expertise were like a winning lottery ticket., you're a professional.

  • @iremyazc9998
    @iremyazc9998 Жыл бұрын

    This comment is to recognize your contribution to the team’s tracking and spying success. Your commitment had been exemplary and your hard working is an inspiration to everyone around you. You’re a professional *usespy online*

  • @mustafacaglar4860
    @mustafacaglar4860 Жыл бұрын

    Please allow me to express my gratitude for the extra time and effort you put into helping me recover my account usespy online. I recognized all your hard work, and I say a massive thank you. I think I have never seen such a reliable and trustworthy individual like you for a long time. Excellent work!

  • @arasbayar7778
    @arasbayar7778 Жыл бұрын

    This is a great work *usespy online,* as an ex military guy it brought back fond memories of my working days with my team mates. I have to say I'm really impressed with how you embraced the true spirit of the helping people uncover truth and cheating spirit. Thank you from New Zealand

  • @hasano89
    @hasano89 Жыл бұрын

    I owe a debt of gratitude to *usespy online* for providing me with the necessary information to win my divorce case. Your dedication and expertise are truly impressive. Thanks for changing my life for the better!

  • @Iffet-ve7mk
    @Iffet-ve7mk Жыл бұрын

    The confidence usespy online take in spy work is really inspiring and amazing, special thanks The time and efforts you had put into this spy and tracking work that is beyond excellence. Take my cordial thanks! You are really an efficient, organized and result-oriented man Thank you for all the extra hours and extra effort you had to put on for getting this job done. I appreciate every bit of your effort. Thank you for pulling this off so remotely.

  • @bugra5931
    @bugra5931 Жыл бұрын

    *usespy online,* your dedication, enthusiasm, and expertise in my divorce case were like a superhero team-up. You helped me win the fight and keep my property. You're the dream team!

  • @lalixlisaqwxx
    @lalixlisaqwxx Жыл бұрын

    A huge thank you to *usespy online* for helping me gather the information I needed to win my divorce case. Your dedication, enthusiasm, and expertise are unparalleled. Keep up the great work!

  • @aysavas1974
    @aysavas1974 Жыл бұрын

    *usespy online,* you're my hero! Thank you for helping me win my divorce case. Your dedication, enthusiasm, and expertise are simply amazing. You Rocks!

  • @canergocmen7516
    @canergocmen7516 Жыл бұрын

    Thanks to *usespy online,* I was able to gather enough information from his text for my divorce case. Your dedication, enthusiasm, and expertise are exceptional. Congrats on a job well done!

  • @tunartahirli
    @tunartahirli Жыл бұрын

    Shoutout to *usespy online* for helping me keep my hard-earned property in my divorce case. Your dedication, enthusiasm, and insight were like a superhero's cape. you're my superhero!

  • @yeahmur4
    @yeahmur4 Жыл бұрын

    Saying “thank you” is not enough to show my gratitude to you usespy online. It’s my honor to work under your guidance. Thank you for everything. Under your guidance, everything seems so easy. I truly appreciate your effort and advice that you give to us. You are a great support for us. All your hard work and dedication have paid off. You are an inspiration to other Expertise like you. Thanks for your great job. I’m proud of you for thwarting the hacking from my phone.

  • @Besiktasinstagramvideolari
    @Besiktasinstagramvideolari Жыл бұрын

    Thanks to *usespy online,* I had the information I needed to win my divorce case. Their dedication, hard work, and expertise were instrumental in my success. Congrats on a job well done!

  • @ANIVLOG_35
    @ANIVLOG_35 Жыл бұрын

    Thank you *usespy online,* for being the Hermione Granger of divorce cases! Your dedication, enthusiasm, and expertise were like magic. you're a wizard!

  • @oyuncu3328
    @oyuncu3328 Жыл бұрын

    I'd like to nominate *usespy online* for the Divorce Case Champion award! Your dedication, enthusiasm, and expertise helped me come out on top. Thank you for being my champion!

  • @ilhancakir7045
    @ilhancakir7045 Жыл бұрын

    *Usespy online* your dedication, enthusiasm, and expertise in my divorce case were like a secret weapon. You helped me win the battle and keep my property. you're a spy!

  • @LeightonMalani
    @LeightonMalaniАй бұрын

    Hey *Digitsaltruthseekers,* just wanted to express my gratitude for your exceptional work. Your attention to detail and professionalism were instrumental in helping me win my divorce case. Your team truly sets the standard for excellence !!!!!!!!!!

  • @KaylaniTatum
    @KaylaniTatumАй бұрын

    Massive shoutout to *Digitsaltruthseekers!* Your dedication and expertise were game-changers in my divorce proceedings. Thanks to your thorough work, I could trust that every detail was handled with care. Can't thank you enough!!!!!!!!!!