HE LOST ALL HIS MONEY | Finance Mistakes in Credit Cards | Aaditya Iyengar | Mis-Sold Series | EP02
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In this video, I am with my best friend, my Appa, Shivkumar Parthasarathy.
We discuss his relationship with money growing up, and how he dealt with his finances through trial and error. Appa shared several negative experiences with mis-selling and misinformation particularly in the field of debt and banking.
Join our father-son duo for a real conversation about money that is sure to help you navigate your finances better, so that you don’t make the mistakes my dad did.
Link to create an episode with us : docs.google.com/forms/d/e/1FA...
#creditcards #creditcard #creditcardsforbeginners #finance #insurance #insuranceadvice
0:00 - Intro
1:35 - Common Financial Problems & Credit Card
2:25 - Mis-Sold on Gold
4:52 - Experience of Relationship Managers
7:28 - Threats associated with Relationship Managers
9:00 - Rules regarding RMs
10:02 - Home Loan Experience
10:55 - Bank Policy of Home Loans
14:22 - Fixed vs Floating Interest
15:38 - Health Insurance Experience
19:32 - Benefits of 1 Finance
21:10 - Outro
Come say hi :)
Instagram: / lordmoneyengar
Twitter: / lordmoneyengar
KZread: / lordmoneyengar
LinkedIn : / aaditya-iyengar-4683b6203
Пікірлер: 47
Its shocking to see your papa, Great contect bhai , always loves to see your videos, very knowledgeable and valuable content.
Thanks for Bringing your Appa brother , so great to see these kind ok Content and Knowledge Thank you so much and , Appa ko Namskaar
Thats a great serious Aaditya Bhai❤
Great concept!
The correct way to approach your bank (if not PSU) is to assume everyone who works there are scammers unless proven otherwise, and you still have to get your work done. Avoid talking to people and use the online services as much as possible.
Insightful video with first hand information😃😃
Appa vum payyanum! Nice.
GOOD VIDEO
Are Appa itne serious 😂
Did your Dad worked with Ashish Chanchalani in his big boss video?😂
@lordmoneyengar
3 ай бұрын
yes
@Aman-xo4yx
3 ай бұрын
Really 😮 @@lordmoneyengar
@knoharry
3 ай бұрын
Aur bahut hi umma kaam kiya hain
@atithiganguly1625
3 ай бұрын
Yes
I treat relationship manager as sales person. They are least bothered about "service" related to account and our technical issues. They always want us to buy something new or make new investments. I do not entertain them. I ignore them.
He worked so nicely in BYN video
Your dad also is quite comfortable in front of a camera :)
Bhaiya certified research analyst ke upper ek complete video bna do
What awesome conversation, Dad tested conversation 😁 Aditya do come up with more informative videos (saving, investment, taxes...)
@lordmoneyengar
3 ай бұрын
Will do brother
Bhaiya aagr koi cfa exam m fail hota h tho use exam fee $940 again Hume pay krrna padega ?
You said that RMs get commission on mutual fund investments, but what i had come to know is ikn mutual funds investment the governing body has removed the commission part..pls elaborate
@lordmoneyengar
3 ай бұрын
RMs get very little salary, their entire pay is tied to cross selling various products of the banks ranging from ULIPs, credit cards, demat accounts and mutual funds. Also, the RM do not get a commission for mutual funds fees but they definitely get bonuses from their employer. Mutual fund distributors get commissions from Mutual Fund fees. (Which is just as bad btw)
While I understand your point and that you have to advertise your sponsor, but I would rather buy my Insurance from an experienced full-time Insurance agent/agency who should be a phone call away during my need, don't have any issue in paying commissions if I get the service.
Aditya i have done mcom. Thinking to start CFA level 1...but one my friends from HSBC told that dont do CFA standalone...its a addon certification for degrees like ca, mba or people who are already working in relavent industry. Is it risky to prepare for CFA standalone?
@abboss2679
3 ай бұрын
Usually how long does it take to complete CFO?
Ultimately you sell 1 finance like others
How can you be serious 😂 with your dad😂 ❤
Bro can we start our own AMC or Investment Advisory and management firm after clearing CFA
@pawankr69
3 ай бұрын
you can start amc without any cfa just like me i have several count not many like Mutual funds bt yes basic skills and 12th is enough you just have to knowledgeable in stock market
6:55 not true brother I work in a icici bank we get only targets not commission on your investment 👎
@shivani1300
3 ай бұрын
What if you don't meet the targets??
Your surname is Iyengar or parthsarthy?
Sometimes Aditya looking like "Vijay" South Indian actor
Appa serious achcha nahin lagta 😂
AAP KAUN SA COMPANY KA TERM INSURANCE LIYE HEN?
Comedy left the chat 😅
"Appa n Aadi" Both are Cool guys...Rest all r shitss...!!!
He is the guy who advised fraudsters in one video😂😂
आप्पा ने एक भी गाली नहीं दि पुरे व्हिडिओ मे😂😂😂🔥🔥
People who are expecting to hear curse words from appa are going to disappoint😂
Neet aspirant?
I was thinking he is Marati…
@arijitmajumder407
2 ай бұрын
His surname is Iyenger, most Indians know that it's a South Indian surname..
Bro dp toh dhang ki laga leh thumbnail meh invest kar raha hai likin dp meh nahi youtube ki
thanks for this video! Banks loot people with credit cards