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Thank you for having me sir 🙏🏻

The thing about west sun or not is a misperception. 1) facing of the unit is measured from the entrance door. You may not be west sun at this point. But all your bedrooms are sun baked most of the time in the day. Good luck to your aircon consumption and electricity bill. 2) West sun also means that your clothes can dry faster 3) West sun does not mean your rooms or the whole unit will be hot if it is windy. There are north and south facing units but there is no ventilation. As the flat is too close to another block of flats (you see more dense built ups in non-matured estate) 4) With technology, there is something called heat film/solar window film. I applied that to all the windows in my HDB flat in toa payoh. it has solved all the heat issues.

maybe you can also do a video on the costs of raising a child(-10 mths till graduation) in sg as this is a very important part for family planning financial consideration

Bought my resale flat in February and collecting my keys in May, no extension required. Looking forward to moving in July after renovation. Feeling blessed 🥰

@Jboihomes

3 ай бұрын

Woahh! Congrats! It's SO HARD to get a good unit that requires no extension in the market these days! Super happy for you! Congrats again! Happy New Home!

@christinaaugustine27

3 ай бұрын

@@Jboihomes..Thank you so much 🙏 Just 2 Saturdays of viewing and found it❤️.. high floor, corner unit, near MRT, Supermarket, Foodcourt and Polyclinic. There’s even a HAO mini mart at my block . 🥰

@Jboihomes

3 ай бұрын

@@christinaaugustine27 lucky!!! 🍀

@wwc7134

3 ай бұрын

@@christinaaugustine27poor beggars 😂 ur kids will continue to live in public housing.. so shameful

@christinaaugustine27

3 ай бұрын

@@wwc7134.. Hahaha 😂I don’t know what’s eating you but both my kids lived in private homes .. this is my retirement home! Don’t know the “full story “.. don’t give shameful remarks 🤫

Wonderful interview! Thanks Chris! 👍

@Jboihomes

3 ай бұрын

Heyy! Really glad you enjoyed our conversation! Hope to be sharing more with Chris Soon!

Location - and why ppl like CCR, RCR, nearer to CBD? it is not just about work place. Many government centres, courts, shopping malls, banks etc are all situated there. The closer you are to the CBD means more efficient for you to get things done. Of course CBD area is more commercial and there are lack of schools and other amenities like wet markets for instance.

Great video! Please do more discussions/conversations like this!

@Jboihomes

3 ай бұрын

Thanks for your feedback! Super happy to! Glad you found the video helpful!

All Rules n regulations depends on the MINISTER in charge ...so simple ..they can change rules overnight

@Jboihomes

3 ай бұрын

You are absolutely right! That's why we always plan for the now based on the current rules and not wait until the rules are stricter and tighter to make a move ◡̈

How is 14k monthly salary cap being calculated? Does it include allowance or 13 mth aws or bonus ?

@royng3259

3 ай бұрын

JJ , any advice?

@Longtermalwayswins

3 ай бұрын

Just basic monthly income

@Jboihomes

3 ай бұрын

@@Longtermalwayswins Thanks for helping to reply Roy! You're very kind! Basic monthly is an extremely good way to calculate certain things like HDB Loan amount though HDB does take Bonuses into consideration for certain criteria as well ◡̈ Best way is still to consult a professional to get them to help you calculate or just apply for a HFE which is free!

Lucky I don’t have to deal with such stress because I cannot afford a resale 😂

@WorldofMiscria

Ай бұрын

I don’t have to deal with such stress because I have no partner 😭

As a post secondary student, in the future houses will continue to increase. It’s impossible to cope, time to become Walter White

@Jboihomes

3 ай бұрын

That's probably why you are watching Chris' channel! If we all invest and DCA over time into the right assets, home ownership would be less of a worry because our money is growing with inflation ◡̈ Kudos to @honeymoneysg for the channel helping people achieve FIREEE! Im sure you will get there! Slow and steady!

@Jhin730

3 ай бұрын

@@Jboihomes I’m a pessimistic person, Sg has increasing birth rates, smart people n people migrating into Sg, competition is tough

Oh pr and pr cannot

Can you guys do a more in depth analysis and discussion for the “too rich to be poor and too poor to be rich” people? 🎉🎉

@Jboihomes

3 ай бұрын

Heyy Heyy! Thanks for the comment! Ooooo this seems to be something that people wanna know more about surprisingly! Got a bunch of messages asking this! haha!

@Longtermalwayswins

3 ай бұрын

@@Jboihomes we need recommendations. 14k income is surprisingly low by today's standards. a lot of people in this category whom have yet to buy a property is very perplexed by the limited options. resale hdb, resale condo or what else? and why?

Thanks for jioing jj. Very clear and in-depth sharing. Make this a series pls. Eg what to do after MOP? Stay put, upgrade, get 2nd prop

@Jboihomes

3 ай бұрын

Thank you for your comment! Appreciate you listening to our convo! If response is good enough I'm sure Chris will ring me up for another video! haha!

Haha I know JJ 😀

@Jboihomes

3 ай бұрын

Hellooo Hellooo Carol!

Plus and Prime model is not conducive for asset growth at all, especially for young couples who are looking for their first home. Counter-arguments that posit such models are meant for long-term stay also make no sense to me because I can't imagine being confined to one location my entire life, no matter how attractive it is. Even the allure of staying next to a place such as MBS would fade over time, and eventually people realize they rather live in quiet and peaceful neighborhoods rather than busy and gentrified places in the city-centre.

@Humorousguy64

3 ай бұрын

HDB game

@stephanieteo91

3 ай бұрын

Subsidised housing’s priority is not asset growth, but rather affordable basic accommodation for citizens. Nobody asked you to stay at a place for life, you can still sell after 10 years. From 30-80yo, you have 50 years for you to move around. Locking to a place for 10 years isn’t too much given the context right. Finally, nobody is forcing anyone to apply for plus and prime, there’s alway standard. For those with deeper pockets, there’s EC and condos as well. Singapore real estate is very affordable once you adjust for median income and are willing to live in non-prime areas, go look at sites such as numbeo that shows housing price to median income ratios for various countries, and one will realise Singapore is actually cheap for a developed country with scarce land.

@Longtermalwayswins

3 ай бұрын

Your right. However singapore is in a unique situation where that level of comfort you seek is for the privileged with options.

how come Chris's face not very comfortable when talking about parents in laws. lol

Great video! Please do more discussions/conversations like this!

@Jboihomes

3 ай бұрын

Thanks for your feedback! Super happy to! Glad you found the video helpful!