Chris @HoneyMoneySG

Chris @HoneyMoneySG

🔭 Telegram Group: t.me/HoneyMoneySG
📙 Advanced Credit Card Mastery Course: hmsg.link/accm
☕️ Support me at Ko-Fi: hmsg.link/shop
📷 Instagram @HoneyMoneySG instagram.com/honeymoneysg
🎵 TikTok www.tiktok.com/@honeymoneysg
📧 Email (Business only): [email protected]

Milestones:
1st Video: Jan 18, 2021
100 subscribers: Mar 9, 2021
1,000 subscribers: Jul 6, 2021
10,000 subscribers: Apr 1, 2022

Disclaimer: I am NOT a licensed Financial Advisor, Real Estate Agent, Legal Consultant, Tax Accountant or any other professional who is qualified to give advice.
All my content is based on my own personal opinion/experience for 100% ENTERTAINMENT purposes only and not professional advice for any actions that you may take, so do your own due diligence.

Пікірлер

  • @ahnana833
    @ahnana833Сағат бұрын

    It's also due to showing your kids a good example of nurturing good work ethics smh

  • @tinhwee30
    @tinhwee30Сағат бұрын

    Well said

  • @laiyinquan8355
    @laiyinquan83552 сағат бұрын

    Chris, what is you opinion on rewards cards, where you earn points which can be redeemed for either cashback, miles or even vouchers etc.? IMO, seems like that is really a one-size-fits-all, jack of all trades solution, since you have the flexibility to choose whichever depending on your needs and wants. I won't deny the earn rate may be poorer conpared to specialised cashback/miles card, but if you're willing to trade that for flexibility, I think it might be worht considering.

  • @isaacng315
    @isaacng3153 сағат бұрын

    wise words

  • @HoneyMoneySG
    @HoneyMoneySG4 сағат бұрын

    Sponsor: 🐂 Webull Singapore hmsg.link/sgwebull 🔗 Products mentioned in video: - DBS yuu hmsg.link/dbsyuu - HSBC Live+ (SingSaver) 🔗 hmsg.link/hsbcliveplus - OCBC Rewards hmsg.link/ocbcrewards - UOB Lady hmsg.link/uoblady - See all 🏦 CREDIT CARDS 💳 🔗 hmsg.link/creditcard _________________________________ 📈 Click hmsg.link/ibkr to see my preferred broker: 💹 Interactive Brokers 🌟 My referral codes: t.me/sgpromocode 📙 Advanced Credit Card Mastery Course: hmsg.link/accm ☕ Buy my Spreadsheets at Ko-Fi: hmsg.link/shop 🔭 Telegram Group: t.me/HoneyMoneySG 📷 Instagram @HoneyMoneySG instagram.com/honeymoneysg 🎵 TikTok www.tiktok.com/@honeymoneysg 📧 Email (Business only): [email protected] 🕸 My Website: hmsg.link/website

  • @Marty-gv4nv
    @Marty-gv4nv10 сағат бұрын

    as a former ocbc 360 customer , I won’t recommend it. The save category doesn’t mean every 1st of the month save $500. It means u need to check via the web portal if u meet the criteria not available on the app. U need to top up slightly more even up to $600 to meet the save category and this is repeated every month. Uob one I feel is super easy with just spend $500 end of last week of month. Use a one card strategy. With 150k balance .

  • @shuminchua5972
    @shuminchua597222 сағат бұрын

    Hello! Can I do a lump sum $10k and OCBC will recognise it as $500 incremental for 20 months? If not the salary credit can be recognised as $500 incremental? Thank you.

  • @divyanshukushwaha3897
    @divyanshukushwaha3897Күн бұрын

    Kindly share your krisflyer membership number, I am signing up. It is asking the same.

  • @oskigonzalez4228
    @oskigonzalez4228Күн бұрын

    Puedo comprar desde argentina?

  • @charlesjudeumahi689
    @charlesjudeumahi689Күн бұрын

    Great vid mate Do you have a discord channel?

  • @HoneyMoneySG
    @HoneyMoneySGКүн бұрын

    Only telegram at t.me/honeymoneysg

  • @andreashinsg
    @andreashinsgКүн бұрын

    Thanks for this

  • @eeyonglin7889
    @eeyonglin78892 күн бұрын

    hi chris i went to find out more on how to sign up for the uob nation saver promotion after watching ur video and realised that the 150k must be fresh fund. 😅.

  • @HoneyMoneySG
    @HoneyMoneySG2 күн бұрын

    Correct

  • @ribofen
    @ribofen2 күн бұрын

    If you hit 100k in ocbc already, still need to increment $500 per month after that to get the bonus? Then that extra over 100k is kinda wasted right, just to hit the increment criteria?

  • @HoneyMoneySG
    @HoneyMoneySG2 күн бұрын

    Correct

  • @dave6892
    @dave68922 күн бұрын

    Don't forget you will have to consider opportunity costs from resetting ocbc 360 account when hitting $100k. It is not 4.65% flat all the way

  • @HoneyMoneySG
    @HoneyMoneySG2 күн бұрын

    Correct

  • @unideath32
    @unideath322 күн бұрын

    OCBC 360

  • @eeyonglin7889
    @eeyonglin78892 күн бұрын

    thanks for sharing Chris

  • @AlanSoph
    @AlanSoph2 күн бұрын

    The comparison is not accurate, if u take away the incremental 500 monthly, the clear winner is UOB one. UOB one needs 2 conditions and OCBC needs 3.

  • @HoneyMoneySG
    @HoneyMoneySG2 күн бұрын

    You just gave me a new video idea

  • @adssmartsystem1683
    @adssmartsystem1683Күн бұрын

    Yes it's hard to keep track average balance. Once we are busy not hitting, it's much lower interest for ocbc

  • @Norrieey
    @Norrieey2 күн бұрын

    Just do something that will earn you money while you sleep, no matter how little. A pandemic is the perfect way to open your eyes to really see what life could be like without your usual income stream, when everyone had to stay home. Well I didn’t really get affected because I invested in a trading company where I earn 4 digits per week Thanks to my FA. The best thing you can do for yourself is invest more and spend less.

  • @eeyonglin7889
    @eeyonglin78893 күн бұрын

    hi chris thanks for sharing but i think abit confusing. at first u say u r self employed. then u say u pay urself a salary and no longer considered self employed. but company still under ur name what. u mean u dun need to pay corporate tax for the income of the company?

  • @HoneyMoneySG
    @HoneyMoneySG3 күн бұрын

    2022 was self employed. 2023 onwards is full time employee. Corporate tax is one whole separate matter Edit: spelling

  • @eeyonglin7889
    @eeyonglin78893 күн бұрын

    @@HoneyMoneySG thanks for clarification Chris.

  • @thewitcheralive
    @thewitcheralive3 күн бұрын

    The $150k for the nation of savers needs to be fresh funds, right ?

  • @HoneyMoneySG
    @HoneyMoneySG3 күн бұрын

    Yes

  • @HoneyMoneySG
    @HoneyMoneySG3 күн бұрын

    OCBC 360 account comparison is here: kzread.info/dash/bejne/k3yszo-Lqa2fgNI.html

  • @patricksng9427
    @patricksng94273 күн бұрын

    Salary credit for ocbc can use paynow or fast payment? I don't think so...

  • @HoneyMoneySG
    @HoneyMoneySG3 күн бұрын

    01:18

  • @harryyeo7010
    @harryyeo70102 күн бұрын

    If stack with 500 spend of uob one card and ocbc debit card still ocbc win?

  • @HoneyMoneySG
    @HoneyMoneySG3 күн бұрын

    Sponsor: 🐂 Webull Singapore hmsg.link/sgwebull 🔗 Products mentioned in video: - OCBC 360 Account R6U9FDOS - 🏦 CREDIT CARDS 💳 🔗 hmsg.link/creditcard - SCB Bonus$aver hmsg.link/scofficial _________________________________ 📈 Click hmsg.link/ibkr to see my preferred broker: 💹 Interactive Brokers 🌟 My referral codes: t.me/sgpromocode 📙 Advanced Credit Card Mastery Course: hmsg.link/accm ☕ Buy my Spreadsheets at Ko-Fi: hmsg.link/shop 🔭 Telegram Group: t.me/HoneyMoneySG 📷 Instagram @HoneyMoneySG instagram.com/honeymoneysg 🎵 TikTok www.tiktok.com/@honeymoneysg 📧 Email (Business only): [email protected] 🕸 My Website: hmsg.link/website

  • @sharonwong2073
    @sharonwong20733 күн бұрын

    ocbc 360

  • @ngzhansheng7713
    @ngzhansheng77133 күн бұрын

    Does it include online shopping, i.e. shopee ot lazada?

  • @HoneyMoneySG
    @HoneyMoneySG3 күн бұрын

    As long as within the MCC

  • @clemayk
    @clemayk3 күн бұрын

    Oh same welcome offer for existing HSBC card holders as well right

  • @clarenceanviro4132
    @clarenceanviro41323 күн бұрын

    Pse be prudent when recommending...

  • @junji19921223
    @junji199212234 күн бұрын

    UOB ppv , HSBC Revo , Citi rewards & prestige unable to set statement date . Only manage to do it for my UOB lady eh

  • @zell2867
    @zell28674 күн бұрын

    would this work well with cardup?

  • @asisatan3731
    @asisatan37315 күн бұрын

    please compile into excel thanks

  • @pratikdam2804
    @pratikdam28045 күн бұрын

    Hey Chris, you mention abt ur upcoming BTO shopping and reno. Can do a vid on how u plan to earn cc rewards for the same, thanks

  • @HoneyMoneySG
    @HoneyMoneySG4 күн бұрын

    Ok!

  • @fmy317
    @fmy3175 күн бұрын

    My rough calculation your income tax rate hit 15% so annual income around 120k to 160k in that year sia 😅

  • @taybk1900
    @taybk19005 күн бұрын

    Plus relief 😅=???

  • @taybk1900
    @taybk19005 күн бұрын

    Plus relief 😅

  • @holypunk12
    @holypunk126 күн бұрын

    Then your YT income ?! Not taxable ?!

  • @HoneyMoneySG
    @HoneyMoneySG6 күн бұрын

    Already mentioned paid through the company

  • @holypunk12
    @holypunk126 күн бұрын

    @@HoneyMoneySG sure bro ! My bad !

  • @HoneyMoneySG
    @HoneyMoneySG6 күн бұрын

    Sponsor: 🐮 Moomoo SG hmsg.link/sgmoomoo 💳 CardUp new user Code: HONEYMONEY app.cardup.co/users/sign_up For existing users, use HMTAX24 for 1.75% fee 💰 iPayMy hmsg.link/ipaymy Code: HONEYMONEY 💳 Best Cards for CardUp/iPayMy - UOB PRVI VISA hmsg.link/prvivisa - DBS Vantage hmsg.link/dbsvantage - Maybank Platinum VISA hmsg.link/maybankplatinum _________________________________ 📈 Click hmsg.link/ibkr to see my preferred broker: 💹 Interactive Brokers 🌟 My referral codes: t.me/sgpromocode 📙 Advanced Credit Card Mastery Course: hmsg.link/accm ☕ Buy my Spreadsheets at Ko-Fi: hmsg.link/shop 🔭 Telegram Group: t.me/HoneyMoneySG 📷 Instagram @HoneyMoneySG instagram.com/honeymoneysg 🎵 TikTok www.tiktok.com/@honeymoneysg 📧 Email (Business only): [email protected] 🕸 My Website: hmsg.link/website

  • @XxCrazyCrazy
    @XxCrazyCrazy6 күн бұрын

    Maybank family and friends is pretty good tbh

  • @chenyuwang6770
    @chenyuwang67707 күн бұрын

    Can you give you opinion on the pair of Amaze+ Citi Rewards vs. Amaze + Citi Cash Back?

  • @pshenanigan4820
    @pshenanigan48207 күн бұрын

    Fake news! Amaze can be used on Apple pay

  • @JasonStathamOffical
    @JasonStathamOffical7 күн бұрын

    I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

  • @boredscientist5756
    @boredscientist57567 күн бұрын

    In my field, fresh graduates get 7K+.....in physics (as a foreigner)

  • @Csienloo
    @Csienloo7 күн бұрын

    He is a good teacher?

  • @xiaojiehung
    @xiaojiehung7 күн бұрын

    What do they meant by qualifying spend?

  • @andrew871124
    @andrew8711248 күн бұрын

    Does cba work on option?

  • @HoneyMoneySG
    @HoneyMoneySG8 күн бұрын

    Tried but can only trade options on Prime account