My Top 5 Cashback Credit Cards for 2024
Sponsor: 🐮 Moomoo SG hmsg.link/sgmoomoo
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💳 Card mentioned in video
- SCB Smart hmsg.link/scbsmart
- SCB Smart (Singsaver) hmsg.link/singsaversmart
- AMEX True Cashback hmsg.link/amextcb
- Citi Rewards hmsg.link/citirewards
- Citi SMRT hmsg.link/citismrt
- Maybank Family & Friends hmsg.link/maybankfnf
- Instarem Amaze Code: NhkWBH hmsg.link/amaze
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Our Dear friends, UOB EVOL and HSBC revolution are gone so I will update the list today. Don’t ask me why your card not inside, I choose top 5 only.
1. Standard Chartered Smart
* 6% cashback, no minimum spend
* Must-have card for Simplygo transport
* Fast Food, Coffee and Toast, Digital subscriptions
* Total of 19.2 points per S$1 spend on bonus merchants
* 3200 points can be exchanged for S$10 on SC Rewards portal
2. Citi Cashback
* 8% cashback on private commute & petrol spend
* 6% cashback on dining and grocery spend
* Up to 20.88% fuel savings at Esso and Shell
* $800 minimum spend in statement month
* Capped at $80 cashback
3. Citi SMRT
* 5% Cashback on eligible categories with no monthly cap
* Annual cap: Maximum of SMRT$600 during any 12-month period (S$12,000 spend)
* 0.3% Base cashback on qualifying retail spend
* 4.7% Bonus Cashback on the following categories:
* Groceries MCC 5411
* Online (excludes mobile wallet and travel-related transactions)
* SimplyGo Bus/MRT transactions MCC 4111
* Taxis (including private-hire rides) MCC 4121
* Minimum spend of S$500 per statement month
* ⭐️ Get S$300 Cashback with Citi SMRT ⭐️
* 🔸 Spend S$800 in the first 2 months of account opening
4. AMEX True Cashback
* 3% Cashback on S$5,000 spend in first 6 months for new card members
* 1.5% unlimited cashback on all subsequent eligible purchases with no minimum spending and no earn cap
* Use AMEX Pay QR for hawker store payments for cashback
* New offer on AMEX app e.g. Local activities 50% offer short video
5. Maybank Family & Friends
* 8% Cashback on 5 preferred cashback categories
* Cashback capped at $25 per category, total of S$125
* Additional bonus of 8% for spend in MYR for Eligible retail transactions in Malaysian Ringgit which are not transactions counted towards the five (5) Default Categories or Selected Categories (whichever applicable)
Bonus: Citi Rewards + Amaze
* 10x points per S$1 on eligible spend, capped at S$1000 spend
* Amaze converts physical transactions to online
* Usually converts to miles, but can still convert points to cashback at 2.27% or even higher rate for vouchers
What about HSBC Live+? I cover it in this video • The Next Best Cashback...
#Sponsoredby #Moomoo
Пікірлер: 30
Sponsor: 🐮 Moomoo SG hmsg.link/sgmoomoo Lock In 5%+YTM Stable Yields with US Treasury j.moomoo.com/00XzxN 💳 Card mentioned in video - SCB Smart hmsg.link/scbsmart - SCB Smart (Singsaver) hmsg.link/singsaversmart - AMEX True Cashback hmsg.link/amextcb - Citi Rewards hmsg.link/citirewards - Citi SMRT hmsg.link/citismrt - Maybank Family & Friends hmsg.link/maybankfnf - Instarem Amaze Code: NhkWBH hmsg.link/amaze _________________________________ 📈 Click hmsg.link/ibkr to see my preferred broker: 💹 Interactive Brokers 🌟 My referral codes: t.me/sgpromocode 📙 Advanced Credit Card Mastery Course: hmsg.link/accm ☕ Support me at Ko-Fi: hmsg.link/shop 🔭 Telegram Group: t.me/HoneyMoneySG 📷 Instagram @HoneyMoneySG instagram.com/honeymoneysg 🎵 TikTok www.tiktok.com/@honeymoneysg 📧 Email (Business only): sghoneymoney@gmail.com 🕸 My Website: hmsg.link/website
Would you be able to do a comparison on groceries purchase using trust card w/union member vs other cashback credit cards to know which is better?
@HoneyMoneySG
24 күн бұрын
Are you currently using Trust or considering to use Trust?
Any thoughts on the DCS master world platinum. 2% cashback! :))
@HoneyMoneySG
24 күн бұрын
Read about it but not suitable for my lifestyle
Hi Chris, can i check if Amex True Cashback card, are the annual fees easily waivable?
@HoneyMoneySG
24 күн бұрын
Quite easy if you spend on it often
cimb visa signature, spend on heymax vouchers considered as online spending? thanks
@HoneyMoneySG
11 күн бұрын
Yes, 5311 is listed as eligible in T&Cs www.cimb.com.sg/content/dam/cimbsg/personal/document/tnc/cards/credit-card/conventional/visa-signature.pdf
Any thoughts on Citi CB + since its Cashback is similar to AMEX TCB?
@HoneyMoneySG
18 күн бұрын
Most of these unlimited cashback cards are the same
Just to clarify for SMRT Citi card, will you only get the additional 4.7% from spend of over $500, or including the 1st 500?
@HoneyMoneySG
23 күн бұрын
Including the first $500
I love your contents, you're really trying, but do you know you can get better results with some strategies...?
@Bennett_Samuel
22 күн бұрын
@HoneyMoneySG Thank you for liking my comment! I'd be happy to share some strategies with you that could enhance your YT results. Check my channel description to get in touch with me. Looking forward to discussing this further with you!
Hi currently I spend roughly 3k a month on Facebook and KZread ads. Which card is best for me to maximise returns on this? These ads are classified under contact less spend? Or online shopping
@HoneyMoneySG
22 күн бұрын
Can ask in my telegram group t.me/honeymoneysg
Thoughts on Simply Cash Credit Card by SC?
@HoneyMoneySG
24 күн бұрын
One of the good unlimited cashback cards, reviewed here kzread.info/dash/bejne/oXuD3M5pgtG4ado.html
@kq3422
24 күн бұрын
@@HoneyMoneySG Simply Cash vs Amex True Cashback? Can't decide between these two; they seem very similiar
6% on BUS and MRT good lah for SC smart card.
@HoneyMoneySG
24 күн бұрын
No frills, simple cashback!
is there a reason why you always use the amaze card as a mic holder?😆
@HoneyMoneySG
24 күн бұрын
Because amaze is still loved (for now)
Not the Amaze mic holder 😂💀
@HoneyMoneySG
24 күн бұрын
Give me a better alternative
@weiltanaka3449
24 күн бұрын
@@HoneyMoneySG alternatives (from most to least useful): 1. Ez-link card 2. Timezone card 3. (Physical) Citi Rewards Card 4. (Physical) DBS Woman's World Card 5. Grabpay card (lol)