This is what the governor should be working on instead of trying to be president, which he never will be.

@tiheshakp

Жыл бұрын

FACTS!

@dianecrowther581

Жыл бұрын

I agree 100%

@keithadams812

Жыл бұрын

Tell me you absolute pieces of garbage what was your favorite part of the inflation reduction act.... How about the infrastructure bill what did it do for you.... Do you imagine we still live in a free market society..... Please tell me

@keithadams812

Жыл бұрын

How many south american criminals are living at your house... Zero typical liberal

@timboc105

Жыл бұрын

He will be ur prez one day soon just not this upcoming term😁

Don’t worry even when you purchase that overpriced insurance they’ll still have an excuse not to pay the claim should you need it ☝🏾

@smfarrie2943

Жыл бұрын

Exactly happened during Hurricane Katrina. Refused to pay 100% of what was owed or nothing at all to thousands.

@jackalwaysfaded1374

Жыл бұрын

But they’ll surely cash your checks!

@user-ey9ww3wb8s

Жыл бұрын

Facts

@danielterry382

Жыл бұрын

People in West Florida still sorting things out from Last years Huge Hurricane.

@seriejohnson698

Жыл бұрын

Ain’t that the truth.

If flood water reaches his 10th-floor condo, everyone needs to look for an Ark, because insurance will be the last thought or consideration.

@thedude5040

Жыл бұрын

Lol, thats what I was thinking! Like what causes a 100ft storm surge, an asteroid?

@jimmywalters3071

Жыл бұрын

I was thinking if the building is located on the waterway .. if an extremely high tide occurs it will cause foundation damages etc .. in a condo bldg if you are on the 1st floor and never use the elevator , you still pay for it ... and if the first floor is flooded and you are in a higher. floor , you still have to pay for it.

@bargdaffy1535

Жыл бұрын

It doesn't have to reach the 10th Floor if the first 3 floors flood your property values plummet and to only have the first 3 floors carry the brunt of the insurance they took it up to the tenth floor, plus Hurricanes can blow out your windows and flood the Tenth Floor. He is being priced out, all his equity in the Condo and he can't find the money to pay the Property Tax anymore, he is blaming it on the Flood Insurance, but that is not what he is up against, he is up against the insane increase in downtown St. Pete property taxes because they are building all these Millionaire only high rises all over the downtown area. And yes I live in St. Pete.

@thedude5040

Жыл бұрын

@@bargdaffy1535 sounds like its time to move

@erich6860

Жыл бұрын

Another commenter pointed this out. The fees of the HOA are for the entire building, and you share them. That building needs flood insurance, 10th floor or not. Also, winds from hurricanes could blow his windows out, and then rain can damage his belongings inside.

The Surfside collapsed by lack of repairs, NOT a flood.

@Thommadura

Жыл бұрын

@@donovanlewis3053 GEtting off citizens may not be an option. But Citizens is poorly financed right now and in danger of collapse. I do not know if the State has to back up the policies.

@darcy5761

10 ай бұрын

The salt water also rusted out the underlying supports

@thomasallen6980

9 ай бұрын

Right. Buildings full of "get rich quick" real estate "flippers" dont want to hear about assessments. If a building has too many "units" for sale, I would seriously question the competency of the HOA. Short term rentals and cheezie whiz hoteliers should be absolutely banned. Who wants noisy tourists in a nice building?

And who helped pass all this?? Rhonda Santis… she’s in the pockets of the insurance industry

@thatoneguy94512

Жыл бұрын

So don't live here lol. 49 other states go there. Who cares, too many moving here anyways we don't need another Karen

@cp3allday28

Жыл бұрын

Blow me

@mimi1o8

Жыл бұрын

Some people call him Rhon Desastre

@GreggSagge-lt6le

5 ай бұрын

​@@mimi1o8but his favorite deathsentence

We're worried about property insurance rates and the governor is worried about drag shows

@HeroicRecaps

Жыл бұрын

property insurance on second homes - get lost

@seymourbutts4654

Жыл бұрын

@@HeroicRecapsInsurance is still a problem in Florida and the governor hasn't done squat about it. That's a fact.

@HeroicRecaps

Жыл бұрын

@@seymourbutts4654 the fact is people with second homes who want things cheaper can walk the plank or take a helicopter ride - your choice

@seymourbutts4654

Жыл бұрын

@@HeroicRecaps It about the tourism industry in Florida. A lot of those second homes are owned by Flordians. You don't know what you're talking about.

@HeroicRecaps

Жыл бұрын

@@seymourbutts4654 its so sad when rich people cant afford their second homes - maybe they should learn to code

I don't understand why people are coming? I'm outta here as soon as possible !!!🤬

@reglook1

2 ай бұрын

@@retromoto9456 I agree, Florida ain't the only place to live.

You have to be crazy to own a condo these days. Skyrocketing maintenance and insurance costs, constantly increasing government regulations, cluelessly operated HOA boards, etc.

@gavnonadoroge3092

Жыл бұрын

sleepy , so what is your solution?

@someguy4911

Жыл бұрын

Problem is newer single family homes have the same issues. As a home ages, it has skyrocketing maintenance costs, depending on location (and about the whole state of Florida is a flood zone), a single family home will also have skyrocketing insurance costs. Add to that many homeowner's insurance companies have left the state affecting BOTH condo and single family homeowners. Many single family homes are also in HOA governed developments. So it's not just condos.

@sleepy670

Жыл бұрын

@@gavnonadoroge3092 Either buy a house or a van down by the river. Or rent a condo and let the owner deal with the crazy

@sleepy670

Жыл бұрын

@@someguy4911 Agree but with a home you control what you want to do with it. In a condo your voice is just one of hundreds. So basically you have virtually no say in how the building is managed, operated and maintained. And government is far more likely to impose more regulations on a condo project because high density, high rise living introduces far more safety concerns than being in a house. Also house you can put solar and wipe out electric bill. In condo you're stuck paying electric forever.

@amgooder

Жыл бұрын

Near...water no thank you!

Paradise died in Florida 23 years ago....

@freetheworld12

Ай бұрын

they are targeting condo owners with this reserves, people are struggling to survive and pull this stunt, they are unfair

Home/condo/townhouse owners need to re-read their HOA contract given these organizations have the power to foreclose on one's property.

@marknewton6984

4 ай бұрын

Never HOA.

Built as government housing in '67 yet 5 years later they were able to buy it? Affordable housing doesnt go to those in need. They had an opportunity to build generational wealth...you'll have to deal w your financial problem, no sympathy here.

@xtrey19x

Жыл бұрын

​@Donovan Lewis $30,000 in 1972 is the equivalent of $214,000 in todays dollars. Please stop looking at the past with rose tinted glasses and don't forget to take inflation into consideration. Also, public records show that a two bedroom unit recently sold for $295,000, that's nearly half of the $500,000 value you assumed.

@xtrey19x

Жыл бұрын

@Donovan Lewis Well, as the building ages I expect the repair & maintenance bills to increase as well. Which is why you'll be a fool to buy one of these condos for $500k or more. This building is more than 50 years old. Just because someone listed one of these units for $435k doesn't means it's worth that much or will sell at that price. The buyer determines the actually value. The unit (3D) that recently sold for $295k was original listed for $390k in August 2022. They had to slash their asking price by about 24% before someone agreed to buy it.

@BrisLS1

Жыл бұрын

@Donovan Lewis Back in the Chubbock days of east Florida? I bet that thing was half of $30k or even less. I was in South Florida in the 90's and you would not believe how cheap rents and homes were even then. 1972, when people were still buying brand new VW Beetles. Just imagine the condo fees, like $15 a month, with a maid included.

@SL-lz9jr

Жыл бұрын

Curious why government housing converted to condominium units in such a short time period.

@karlabritfeld7104

Жыл бұрын

Agree

Unfortunately the political duoloply in Tallahassee protects the insurance rackets profits, over the benefits of the policy holder

@keithadams812

Жыл бұрын

And the evil people in every liberal city protect criminals and crime lords.... Please tell me you liberal piece of garbage what was your favorite part of the inflation reduction act.... Meanwhile your dear leader destroys all of us

@maxinesenn6531

Жыл бұрын

Duopoly? You mean monopoly. It's been one party (R) in control of the legislature and governership since 2000.

@karlabritfeld7104

Жыл бұрын

Of course. All corporations are protected in the USA. Not citizens.

@Aaron_R

Жыл бұрын

The insurance companies are not making money in Florida. They are going out of business. Hurricanes literally destroy their profitability. The legal climate and scams are also an issue. If they were making money, people wouldn't need government insurance.

@stephensdygert7600

Жыл бұрын

@@Aaron_R I was in the business for 13 years. They're making a ton of money, trust me. The goal of Insurance rackets is simple, collect as much money, as you can from the customer, fight them tooth and nail on any claim, drag out the process. Lie, deceive, the insurance rackets will always cry poverty to the insurance commissioner of Florida or any state they're in business.The state will always intervene on behalf of the insurance company. Insurance companies will always lie or hide their profits. State Farm is notorious for doing what I just described. The Federal government has sent 131 billion to the most corrupt government in the world, in a unwinnable proxy war aganst Russia. The US should have universal Healthcare and Universal home and car care. Get rid of the insurance rackets. The Federal government is spending close to 1 trillion dollars a year on its military budget. This insanity must stop.

Thank your beloved dear leader

Looks like I’m not moving to Florida for retirement. I can’t gamble it. In 5 or 10 years I might not be able to afford insurance or property taxes.

@rachelpatterson2327

Жыл бұрын

TN and GA are better

@BW-kv9wj

Жыл бұрын

@@rachelpatterson2327 I am thinking about Tn

@eleanormassaro5195

Жыл бұрын

@@rachelpatterson2327 I vacation up in the north Georgia mountains, and I love it up there!

@noreenebostick9593

11 ай бұрын

So many people are homeless nationwide but many Floridians bitching and complaining about money they have to pay for luxuries for material possessions they have abundance of. Homeless people are ignored so therefore Floridians are being ignored of their so-called money problems.

@eleanormassaro5195

11 ай бұрын

Oh, please! A lot of people that live in Florida are one step from losing their homes! Not everyone that lives in Florida is rich!

The painful effects of DumSantis doing nothing to fix the real problems in Florida!!!! He is too busy being vindictive for purely personal reasons!!!! Florida needs an adult for governor!!!

@MrRODNEY44

Жыл бұрын

YEAH THANX RON DISASTER 😂🎉😂

@turboredcart

Жыл бұрын

Yes- but climate change means a billion people all over the world will be flooded out of homes. This insurance is cheap because we only have one earth

@shirleysmith6850

Жыл бұрын

why is it somebodys else fault

@danpan001

Жыл бұрын

If he is doing a horrible job why would people leave California and moved to Florida?

@flashflame4952

Жыл бұрын

@@danpan001 NOT everyone is moving to Fascist fl-a-duh! DeathSantis doesn't give a shit about anyone but himself and his ego.

So it went from public housing, to privatized to cash-cow profit center, is that what you're saying?

@juju-xx5xn

Жыл бұрын

Yep! And only in a few years. Imagine that! $$$ talks.

@karlabritfeld7104

Жыл бұрын

Like engine in the usa

Florida, if you have to ask, you can't afford it.

@tiheshakp

Жыл бұрын

That part!

@naturelover2292

Жыл бұрын

Exactly just sell it and move on things want change because you can’t afford it.

@s99614

Жыл бұрын

That's everyplace now.

@steven4315

Жыл бұрын

@@s99614 There are areas that are a lot more affordable than Florida.

Imagine everyone in Florida is rich? A collapsing state because no workers

@Chicago_Clout

Жыл бұрын

Why work for free?

@timboc105

Жыл бұрын

It's becoming that way fast

@blue-xb1cq

Жыл бұрын

They say repair contract works are very expensive in Florida.

@eddycarpenter8989

Жыл бұрын

bring in more cubans lol

@timboc105

Жыл бұрын

@Eddy Carpenter and another million of dem illegals yuppers that's the ticket! 😁 America is Dying.....

The insurance lobby and real estate developers own the Florida legislature, and the people of Florida can expect to continue to get treated like crap. But that's the system we elected.

@seriejohnson698

Жыл бұрын

🍻 Cheers

HOA Fees are getting ridicules.

@calgary2800

Жыл бұрын

I know Some are more than a new car payment.

@pfunk2637

Жыл бұрын

thats what the Surfside condo said, and look what happened when they ignored repairs.

Requiring owners that live on higher floors to purchase flood insurance is pure greed.

@EX121

Жыл бұрын

Flood incurance is required not because of rising waters to 10th fl but when you have water utilities malfunctions that can lead to internal leaks from domestic water, sprinkler system , hydronic heating systems and etc...

@gavnonadoroge3092

Жыл бұрын

when lower floors get flooded, the whole building becomes unlivable due to mold and failure of systems, such as boiler, that are located on lower floors

@catherinep2034

Жыл бұрын

The lower floors support the higher floors, so if lobby, staircases, & carpark aren't repaired, the higher floors might end up being unliveable.

@crismcdonough2804

Жыл бұрын

Do you take your car upstairs? No it gets flooded and we all have to pay higher premiums.

@TuanTran-eu9gr

Жыл бұрын

It’s a way to lower premiums by spreading the risk across the population otherwise premiums are prohibitive. Personally the cost to own a property in FL doesn’t make sense.

Rising cost and insurance melt down.

The southern states will experience increasing storms and flooding for the foreseeable future and at the same time, their insurance will continue to climb. Florida is at the forefront of this problem.

@JanelleGodwin-zl8li

Жыл бұрын

Yes and that is due to climate change which is very real but yet Americans demand not to have to change their lifestyles or their ways of life like by recycling for example in order to lessen climate change and the real life consequences that come from climate change; so keep paying the higher prices, hopefully out of pocket 1 day‼️

@thomasallen6980

9 ай бұрын

Yup, talk to your financial advisor to find out how much money you can afford to flush into the Gulf of Mexico.

Live better, safer, and spend less doing so in South Carolina. Florida is ruined, and getting worse.

@SL-lz9jr

Жыл бұрын

Now you’re going to ruin SC luring everyone up there!

@MicroSBs

Жыл бұрын

yeah but then you need to live in South Carolina lol

@b4804514

Жыл бұрын

Nazi state by all sense of the word

@s99614

Жыл бұрын

Income taxes aren't cheap in South Carolina.

@thomasallen6980

9 ай бұрын

SC will be next, the way they have been trying to sucker people to live on the Murdoch low country area.

😂😂😂😂 we kept warning people on rent and cost of living increase and they called us poor

@smfarrie2943

Жыл бұрын

Going up even more with the bill DeSatan just signed.

"The bill is awaiting the governor's signature." Too bad DeSatan is busy taking taxpayer funded vacations and fighting with Mickey Mouse and drag queens.

I love how a state who gets flattened by hurricanes on the regular builds building over 50 feet. I hate to say it, that the flood insurance over 10 floors, is because the hurricane can blow out your window, and then rain blown into your apartment and ruin your stuff. If you want to live in Sunny Florida, you got to pay the price.

@SL-lz9jr

Жыл бұрын

@@jeremydean7423 Yup! Was going to say the same thing. Any byproduct or side-effect from a non-covered peril may be covered by a regular homeowner’s or condo policy. Same with flooding that backs up into the sewers, which then backs into the plumbing in your home. As long as the regular policy has backup of sewers and drains coverage. Most do where I’m from. And for those in earthquake-prone states, a fire created as a side-effect from an earthquake doesn’t need an EQ policy, because regular homeowners insurance covers fire damage as a peril. Ah, the complexity of insurance. Making our brains leap!

@philipdavid1357

Жыл бұрын

You have no idea what you are talking about

@philipdavid1357

Жыл бұрын

@@jeremydean7423 My reply wasn't directed at you. I was addressing ERIC H and his comment, he is stating something that vis incorrect.

I don’t care if people don’t buy insurance for their condos, but don’t expect a bailout.

@naturelover2292

Жыл бұрын

Exactly if you can’t afford it sell it to someone who can and stay inIndiana

@Bradimoose

Жыл бұрын

@@naturelover2292 They feel entitled to live by the beach and expect Floridians and medical professionals to care for them while they pay no income tax and drive up the cost of living. It's an unsustainable society.

@karlabritfeld7104

Жыл бұрын

They do anyway. Just like corporations getting bailouts

@toe-ray-she

Жыл бұрын

If there's a mortgage, there's no choice. The mortgage company will force place it.

Their governor needs to take the attention off himself, and get back to governing his state, that’s why they elected him, this guy has his eyes on a bigger prize of course and it’s all about him. He should step down, but of course he and his element conveniently just devised and passed a law that allows him to be governor and to run for president at the same time. How convenient, this guy is as conniving and cunning as it gets. And extremely dangerous ,

@hahahahaha7069

Жыл бұрын

The only smart comment on this!!!!! You rock! 💯

@raymccarty4612

Жыл бұрын

You sound like you live in California.

I wish the Governor & Florida Lawmakers put the same energy into tackling the issues with these insurance companies as they do into Disney, Books, CRT & Drag Queens. Anyone that has dealt with your Insurance company regardless of state or location knows how greedy these companies can be

@rack9458

Жыл бұрын

Your insurance rates are going up for building in dumb locations!

@biglou9776

Жыл бұрын

@@rack9458 Heritage Insurance Holdings Inc. CEO Bruce Lucas has nearly quadrupled his compensation in one year to a whopping $27.3 million according to records

@rack9458

Жыл бұрын

@@biglou9776 He averaged $10 million per yr since 2013. Next!

@johntjon5432

8 ай бұрын

If any holder of a public office wishes to seek another position, his income should be discontinued and not be reinstated regardless. All benefits accrued from his term should be written off.

And you talk about California and New York government overreach.

@Alex.smiffy

Жыл бұрын

I live in Rural New York and there is ZERO government overreach.

You're needing to pay flood insurance, even if you're 3 to 15 floors up, so that the insurance company can use that money for other people's payouts, too.

@eddycarpenter8989

Жыл бұрын

and dont come running to the government when that house of cards collapses lol

Bravo to the insurance company! You built them on water!

@erich6860

Жыл бұрын

LOL I was thinking that too. Who builds high rises in a state that gets slammed by hurricanes on the regular.

@paradise6606

Жыл бұрын

You mean quick sand.

@isaacscott1063

Жыл бұрын

Don’t let a natural disaster coke to your area

@karlabritfeld7104

Жыл бұрын

And it was government housing so the original buyers of the property got it for a song.

Florida stopped being a paradise long time ago…

🙄oh please don’t worry about this. Your local governor is not worried about it, so why should you? Your local governor(s) super busy focusing on canceling books. Furthermore, I do not feel sorry for the humans in the state of Florida. This is who they voted for. Cry me a river.🙄

@timboc105

Жыл бұрын

I do not feel sorry for humans in MY Florida either we are NOW infested with them!

how does his family owns it and he just purchased it??

@thebastardgift

Жыл бұрын

Someone else in the family owned it and he purchased it from them. THAT was a bad mistake as many people who retired in Florida can no longer afford to live there.

@AnberThe

Жыл бұрын

@@thebastardgift That’s sad , supposedly they pay no taxes there, idonno never been

@Thommadura

Жыл бұрын

@@AnberThe Of course the CONDO association MUST pay Property taxes - and that is part of the Association fees (HOA) that the condo owner pays. If the Condo owner does not pay their fees, they can be foreclosed on.

@Alex.smiffy

Жыл бұрын

@@AnberThe Everyone pays, one way or the other. Florida is expensive, the money that comes out of your pocket is just called something besides "income tax."

Why anyone would buy any type of residence that requires an HOA fee is beyond me.

@spp-ut1jw

Жыл бұрын

Because many people can't afford a single family home.

@cmjones222

Жыл бұрын

@@spp-ut1jw Singlr family homes, have HOA also... Depends on the Community. (CONDO fees, I think they mean) I live in a Single Family and we have HOA, most new developments have HOAs

@spp-ut1jw

Жыл бұрын

@@cmjones222 yeah, you're right about newer developments.

@rlsjunior797

11 ай бұрын

There’s not enough neighborhoods without HOA for everyone to avoid it. Not even remotely close.

@marknewton6984

4 ай бұрын

HOA never!

As condo owner you equally the common space and should be required to pay for flood regardless of the floor. Fair is fair.

@Amanda-zg9pz

Жыл бұрын

It should be covered under the master policy and shouldn’t be left to each individual owner. I know why he has to go with citizens though. It’s the only insurance company that will insure these old condo complexes. That’s why I sold my condo on the water in Florida. Our HOA fees increased 40% in one year!

@jeretso

Жыл бұрын

flooding will weaken the foundation. People on the bottom floors have to deal with all the leaks coming from the top floors. Also the elevator is used mostly by top floor but everyone pays for the elevator. No high-rise condo living for me.

@vickilindsey4499

Жыл бұрын

Water damages the structure, but also the wind damage can break windows and soak the units on any floor of a condo.

@wb1738

Жыл бұрын

@@Amanda-zg9pz True. but that would be the outside of the building. The owners will need flood insurance for the inside of the units. My HOA didn't provide flood insurance even though the bylaws for HOA stated flood insurance is required. We were not in a flood zone. Now citizens will not renew windstorm insurance without flood insurance if you have a mortgage.

@Amanda-zg9pz

Жыл бұрын

@@wb1738 yup exactly. People could get away with it before because HOAs didn’t need citizens but if you’re in a building from the 70s or 80s, you’re in trouble. Citizens is the only insurance carrier that will approve you. So that’s why the HOAs are increasing astronomically

People buy condos in an area where storms n hurricanes come on a regular basis, sorry no empathy from me

My family bought the condo and it is 50 years old. Our HOA fees went up from $300 to $750 due to insurance. Our board thought that we could go without it and if we had a catastrophic storm and lost the building, I could go homeless. So, as much as I hate the monthly increase on my budget. It’s something that we have to do. The lawyers said so. Also, you can’t sell your place without it. My condo insurance will go up a lot in January for the interior.

Unless people with low risk are forced into insurance pool, rates will continue to be unaffordable. Already about 40% of people with NO MORTGAGE requirement are foregoing insurance coverage, and as long as FEMA is covering a large portion of the loss, why would they get insurance??

@Thommadura

Жыл бұрын

Fema covers no more than $36,000 of loss per household but the average pay out is about $5,000. That amount will not restore a roof - much less the rest of the house. If you have no insurance, you foot the bill yourself.

@thomasallen6980

9 ай бұрын

I live on a hill by choice and am not paying for anyone else's flood problems. There have been empty building lots for years since I have moved here. Guess everyone wants in on the FEMA grift.

We got a condo for $260k and now can’t stand our $600 HOA it’s too much

Fighting flood insurance because you’re on the 10th floor? So, floors 11-15 don’t have piped-in water?

@eleventy-seven

Жыл бұрын

It's trickle down economics that confuse him.🤔

@jondavis70

Жыл бұрын

Flood insurance isn’t for broken pipes. 🙄

@genxx2724

Жыл бұрын

That would be a plumbing leak, not a flood.

@904-2A

Жыл бұрын

The world is full of dumbasses, and some of them believe that broken pipes can’t flood a condo. 🖕🏼

@seriejohnson698

Жыл бұрын

If the building floods and the electrical goes out, it affects the entire building. Failed electrical due to flood, you on the upper floors, you help, pay.

Element highrise apt downtown Tampa flooded and had to be evacuated...from a plumbing issue

It’s funny how low income housing units became somewhat luxury today. I’m hopeless for a better future for the average person.

@blue-xb1cq

Жыл бұрын

if you have talents, move to where the overall compensation is better.

@augustoliver2779

Жыл бұрын

@@blue-xb1cq I agree, but it's sad to see that not everyone has the means and that we are becoming more less equal than moving towards an equal opportunity country. I hope this makes sense. I guess I just wish the US was like it was in the past in terms of average people being able to afford to provide for their families.

@blue-xb1cq

Жыл бұрын

@@augustoliver2779 - "move" not just within the city, county, state or country but anywhere in the world. The best option for most Americans. You are not going to get social housing like the ones in some European countries or Singapore in the US.

It doesn't have to reach the 10th Floor if the first 3 floors flood your property values plummet and to only have the first 3 floors carry the brunt of the insurance they took it up to the tenth floor, plus Hurricanes can blow out your windows and flood the Tenth Floor. He is being priced out, all his equity in the Condo and he can't find the money to pay the Property Tax anymore, he is blaming it on the Flood Insurance, but that is not what he is up against, he is up against the insane increase in downtown St. Pete property taxes because they are building all these Millionaire only high rises all over the downtown area. And yes I live in St. Pete.

@nancysmith2389

Жыл бұрын

Could it have anything to do with the take over of Scientology. Lolololololololol.

So how much special assessment was needed and high much is the average HOA dues in the building ? Future buyers should be aware of the higher HOA fees and Assessments needed for all of these new mandates. Yes it will hurt sales and resale values but in the long run its needed.

An assessment byproduct becomes an eviction if condo owners cannot afford to pay it.

@Thommadura

Жыл бұрын

That is the result of HOA contracts that are part of your deed as well. These things have also gone through the roof because of the need to insure the common areas and service buildings.

@thomasallen6980

9 ай бұрын

You need more than selling your 40 acres and the family mule to live in Florida.

Flood insurance expensive in other parts of the country too. The cost of living in a Florida Condo has gone way up the Last 5 years for sure. It is all the fees that hurt someone's budget, like insurance fees, and assessments.

Those high rises are a pain in the a.. to keep up on the beach. The black mold gets in everything.

Ron DeFlood Insurance.

The rest of the country just doesn’t know how tough things are here. I’m glad it’s finally being covered. We need help!

@karlabritfeld7104

Жыл бұрын

Ha! Try Portland Oregon

@tmariethatsme8170

Жыл бұрын

THE REST OF THE COUNTRY?!? Did u really just say that.. I live in TX and my property insurance and taxes is ridiculous now

@gymdoc7549

Жыл бұрын

@@tmariethatsme8170 sorry I had no idea

If rising HOA fees and insurance increases are squeezing your budget. YOU SHOULD NOT BE LIVING THERE.

Basically shifting the responsibility to the tenant. The base of the property is what is to be insured and that should be a part of the HOA.

What kind of logic is that if there was a flood and only the people with damage has to pay to keep the entire building from falling and getting mold? I bet if his condo collapsed he would try and sue is neighbor above him for falling on him. (eyes rolling.).

@thomasallen6980

9 ай бұрын

Just desperation. Some people in Fl are up to their neck in debt and have barely an income beyond SSI. They really should leave.

Structurally, it makes perfect sense.

In 2006 was house shopping and doing the monthly cost numbers of ownership being east of the 95 flood hurricane insurance is mandatory the cost then was crazy add to that car insurance in Miami is ridiculous opted , condo hoa monthly weren’t bad compared to today fees is crazy needless to say opted out of buying in Florida.

Duh don't move into an HOA 🙄🙄🙄🙄

@juju-xx5xn

Жыл бұрын

Duh, do you realize most of Florida is HOA? There are so many of them in Florida. Too many!!

@katiesioux7757

Жыл бұрын

@@juju-xx5xn no, not most of it. I e lived there. Duh

@katiesioux7757

Жыл бұрын

@@juju-xx5xn only a dumbass buys a property that they actually have no control of lmfao like be babysat

@marknewton6984

4 ай бұрын

HOAs are a scammer.

I would not get the flood insurance for a condo 10th floor if water gets that far you're screwed anyway don't worry about it

@watcher9997

Жыл бұрын

Florida has passed a law requiring flood insurance for every property in the state, not just coastal and flood areas. It is being phased in at the highest property values first.

If you have a problem paying for insurance pay for your property in cash live up to your means not above it

Ronny needs to pullback from Iowa.

You couldn’t get me to buy a condo in Florida, not after that condo collapse, fees are ridiculously high…. No thanks!!!!

Desantimonious is too busy picking fights with drag shows and disney, than to do something about this.

People in Florida are really getting screwed.

@Thommadura

Жыл бұрын

Sorry, but people living in Florida are paying for the conditions and Perils of living there. The potential for flood or Hurricane damage is great and the reality is The average FEMA payout is $5000 so that will not cover major losses. While such damage has gotten worse over the years - insurance has had to either increase to cover potential losses or companies simply leave the state - reducing competition and also raising its cost. There is no other way for insurance companies to collect money except in rates and they have to allow for enough money to cover potential liability. This was bound to happen no matter who is in charge. Just a Californians in the areas pay high FIRE insurance costs where the Wildfires are.

They need to increase building code standards. Developers get away with the bear minimum.

@eddycarpenter8989

Жыл бұрын

too much government lol. who needs building code standards. we want freedom and the government to stay out of our personal lives

@CheCosaTesoro

Жыл бұрын

@@eddycarpenter8989 it not about government. It's about building quality and value for money for consumers. You have more protection over a toaster than a house/apartment. That's nuts.

Not worth buying a home in Florida unless you can pay cash and definitely, no CONDOS!!

~25% of Berkshire Hathaway's revenues come from the insurance industry.

@eccentricmma898

Жыл бұрын

Buffet may not be as innocent as he is portrayed as.

Flood Insurance REQUIRED on the 10th floor? All who "legislated" that need to be declared criminally insane, and barred permanently from ANY official posts. Maybe they can be allowed to do street sweeping if carefully supervised.

I think high rise condos were a terrible idea in the first place. I would be in favor of not allowing anymore to be constructed in the whole state of Florida.

@Bradimoose

Жыл бұрын

agreed, in parts of the state like pinellas county you can't see the water for 30 miles. It's a solid wall of condos.

@juju-xx5xn

Жыл бұрын

I would be a little nervous about living in that building. Built in 1967, and right at the water's edge? Another Surfside waiting to happen. Sell while you can!

@thebastardgift

Жыл бұрын

People are already leaving Florida given they simply can't afford to live there and that includes retirees who put their whole piggy bank into their "forever" homes that have turned into nightmares. Insurance companies are also leaving Florida so you may get your wish of fewer condos at least.

@ItsMrstoyouboo

Жыл бұрын

I absolutely agree

@twilitetide

Жыл бұрын

They are ugly anyway.

I had this argument with a carrier 15 years ago and won. I am on 5th floor. Coverage should depend on risk, per underwriting guidelines. Wind and wind-blown water are the water risks above the 3rd floor, not flood. Personal property is a risk, but coverage should depend on owner -assesed value. What is the legislature DOING? Is Citizens just spreading risk around to all of us preemptively?

@thomasallen6980

9 ай бұрын

I live in a state that does not flood. Dont be charging me because you decided to live where you did. It was a known fact that it floods regularly in Fl. It's on you, not me.

1:57 THIS! LOL

So basically if they already are in the process of amending the flood insurance what was the point of this??

Blame legislators and governor

Insurance companies are trying to cover themselves. I looked up some interesting facts about out changing climate... an example is the Insurance companies not covering new homes in California... there were 25,000 homes destroyed by wildfires in 2022... now, in 1989 there were 134, in 1990 there were 400. My point? Natural disasters are becoming far more severe and prevalent... areas of the country that are more prone to them will be noticing changes to the whole Insurance industry. Florida is prone to floods... hence, changes in flood coverage. It is an unfortunate result of the more severe storms we are experiencing from our warming plant. Warmer water causes more severe hurricanes. More severe storms causes more Insurance adjustments to your coverage.

It is called a shake down period.

If the bottom floor floods, the upper floors will need to replace damaged utilities, air conditioning, electric, elevators, water, etc. When hurricane debris smashes upper floor windows, the wind blown rain will cause considerable flood damage and mold. Yes, absolutely, the condo owners should be required to have flood insurance! Taxpayers from Florida and the rest of America should not have to bail condo owners out.

@rayfridley6649

10 ай бұрын

Water damage resulting from storm damage should be covered on homeowners policies. This includes homeowners-condo unit owners coverages, commonly known as HO-6 or form 6. Where flood insurance comes in is when water entering the insured premises that isn't from any storm damage, i.e., water from a body of water like a lake or creek. For a better inquiry, ask your insurance agent.

Oh, this guy is stuck the the Rich Man takeover of downtown St. Pete, his property value is skyrocketing so his property taxes are too, he is being Priced Out, simple as that. Also floods can happen by windows being blown out and massive rain damage during a hurricane, especially that far up.

That's so sad people work their butts off to retire in a place for it to come to this it's horrible

@thomasallen6980

9 ай бұрын

It is sad but it was not promised in the constitution or anything. You have to use your brains when making decisions. Lowlands next to a stem river or the ocean tend to flood during global warming. Duh. Your choice while there was plenty of evidence what would happen. I dont want to pay. Ridiculous. I paid extra to live on a hill away from flooding. I am not paying for fools.

Lol ain't jut condos! My HOA doubled $$ for my house. they built a stupid clubhouse and hired a full time worker there. So we are paying someone's salary to make a building that we will never go in

FLorida Is A Toilet.

@naturelover2292

Жыл бұрын

Yeah because of northerners flocking here ruining it.

@meemee5660

Жыл бұрын

Where's Buggs Bunny and his saw when you need him???

Wow that a lot of anthenas in hose buildings

I just paid $500 for a year of flood insurance on a 4th floor in Miami. Home is worth $270k tops

When you live in a state that protects predators, this is expected. Oh, btw, how’s the new CC law going for ya’all? Paradise reimagined…

Pay your bills and stop crying.... you bought a condo with HOA fees ... bad idea

@seriejohnson698

Жыл бұрын

Love it.

Witnessing greed not being as successful as many people thought, is causing more stress, diseases, traumas, deaths.

What about if his home water heater exploded and get flooded? Will insurance pay for his home flood damage?

What are your thoughts on HOA’s in Las Vegas?

Florida is about to hit a wall of infrastructure decay. The population has almost doubled in the last 30 years, and most of it sprawling low density. The replacement costs are coming due on everything built before the Golden Girls ended, and you haven't been taxing enough to even attempt replacement. One bad hurricane and it'll be impossible to pay to rebuild, especially with the artificially created construction labor shortage. That's even if your insurers don't immediately go bankrupt on the next hurricane. This entire state will be like Detroit within 20 years.

It's only gonna get worse

It must be a flood policy on the condo association. Which is kicked up to condo owners to chop in and pay up. So, 10th, 15th floor , it won’t matter. The policy is to cover common areas such as basement garage, if any, lobby, lawn, elevator shaft. Most likely.

@serafinacosta7118

Жыл бұрын

I meant to say , to chip in and pay up. Complain all you want, that comes with living in Florida.

WE'RE GONNA HAVE BAD HURRICANE/TORNADOES BACK TO BACK THIS YEAR LETS SEE IF ANYBODY WILL STAY IN FLOODED FLORIDA 😅🎉😅

@ItsMrstoyouboo

Жыл бұрын

Usually in the past I'd have something to say but honestly I agree. We gonna get hit and that's gonna scare these idiots so bad they're gonna leave in droves. People move here like we not gonna have a hurricane season anymore.

@kopper7509

Жыл бұрын

I’m always surprised at the number of people who move to Florida without thinking about the costs of natural disasters. But I guess it’s one thing to live their while you’re working versus going down for retirement.

Gee when you buy on property 6 inches above sea level what do you expect not to mention buying in a HOA , when we look at property anywhere my first question HOA ? if yes were out the door .

I had to buy flood insurance for a 37th floor condo in Miami. Pathetic!

But it's the same conversation: today we complain about insurance but if we didn't do it then tomorrow would complain about the cost of getting it repaired after a storm. . . BUT WITHOUT GOVERNMENT MONEY . . . YOU CAN'T AFFORD ANYTHING

Condos are a horrible investment ...regulations / Ins. cost / HOA fees makes them worthless , some people are paying more in HOA fees than their mortgage LMMFBO , what a joke.

Huge roaches, huge costs, huge heat/humidity levels. Shall I go on?

@chicksummer3578

Жыл бұрын

I hear those damn huge 🪳roaches also fly!🤭

@marknewton6984

4 ай бұрын

No snow.😮

Flood Insurance on the 10th floor! These poor folks are getting scammed ten ways to Sunday.

Citizens is the worst! Price gouging florida residents

Won’t be moving to Florida anytime soon

I dont get why even move to florida? weather is insane, a bunch of insects and animals all aover the place and the traffic blows.