She’s a GEM…. Her energy will take a person out of Financial Mental depression ‼️‼️‼️

@user-zt6vs2up6w

15 күн бұрын

Facts. I'm motivated

When I was at 17, an old black man told me “I’m not rich, but I have good credit and I can buy whatever I want.” Changed my life

@Black____

4 ай бұрын

That’s a good thing?

@Options_Trader11

4 ай бұрын

Did he have a job

@tristan_the_blerd

4 ай бұрын

@@Options_Trader11he owned a car dealership

@tristan_the_blerd

4 ай бұрын

@@Black____you’re asking if having good credit is a good thing? 🤔

@tristan_the_blerd

4 ай бұрын

@@Options_Trader11of course he had a job. He was the manager of car dealership. How do you have good credit without a job?

im 21 turning 22 in 3 months and im proud of my 751! definitely going to be using the advice from this video to reach a 800!

@massiahali6160

2 ай бұрын

I can get you $50K in credit

@PDXenvy

2 ай бұрын

You should be!! 💪🏽 make sure to use your knowledge to help your friends and family.

@dreameryoung38

2 ай бұрын

way to go

@user-kd3ou7dg8c

Ай бұрын

Help a brotha out

@alexzapata8490

Ай бұрын

@@user-kd3ou7dg8cI can you help you man I’m 23 I got a 780 score tryna help as many people as I can with personal finance and credit

Once I got established with a house I paid off and closed every credit account built an emergency fund and borrow from myself..No debt other than my mortgage..

This lady here is full of gold. Pure gold. Protect her at all cost 😮‍💨😮‍💨

Great information. I added my children at 14 and my kids had a credit score of 700+ by the time they were 18. This information definitely needs to be shared

This was awesome! Thank you for having me!! 🙏🏾

@trevey16

4 ай бұрын

MAKE THE FACEBOOK GROUP ACTIVE AGAINNNN😭😭😭I understand the people who asked questions unrelated to credit but come onnn

@2zsatiaxw

4 ай бұрын

This was a blessing!!! May God continue to bless you!!!!

@JRUFF_CAROLINA

3 ай бұрын

You did Great!

@ThinkingLikeAVIRTUOUSWoman

3 ай бұрын

Hey Shonda! I loved the interview. I’ve done videos and workshops on how to build and maintain good credit and the correct way of using credit cards. I also help people individually. And I am so happy to know that a lot of what you said is what I teach. It confirmed for me that I’m giving correct information. I also learned some new things. I will definitely be following you 😊

@user-xm7cr5kw3h

2 ай бұрын

I love you Shonda such a smart woman ❤️‍🔥

This girl knows what she's talking about!!! Trust me!!! Listen to her!!!

My credit took a big hit a few years ago and I have been steady trying to get back on my feet , I am at 680 now and still going , I learnt a lot from your videos and would love to learn more !!!keep doing what you do boo !!

@natashadennisdickens399

4 ай бұрын

A good recommendation would be BUSINESS FUNDING USA ORG

@natashadennisdickens399

4 ай бұрын

A good recommendation would be BUSINESS FUNDING USA ORG

@natashadennisdickens399

4 ай бұрын

A good recommendation would be BUSINESS FUNDING USA ORG

@eleaserobertsonjoeyplumley5142

4 ай бұрын

I am familiar with one which is business funding usa org , they are the best to me

@eleaserobertsonjoeyplumley5142

4 ай бұрын

I am familiar with one which is business funding usa org , they are the best to me

Shonda did an amazing job explaining everything related to credit cards, credit score, and starting and rebuilding good credit. I love this interview so much!

12 minutes in and i am IMPRESSED she is giving knowledge, not vague responses, shes giving percentages, breakdowns, dates, actual numbers Very good

@kdp844

4 ай бұрын

Yea she does this on the daily on instagram live and TikTok live. That’s why I love listening to her she’s always giving free game.

Empowered people, empower people. Thank you for helping the black community not only survive but thrive 💫✊🏾💫

“Apply for a credit card BEFORE a loan” yesss. I’m bummed this information wasn’t available as I was growing up but sooo Grateful I can pass this to mine ❤

@Mollyisjolly

Ай бұрын

that one hit hard for me too. Definitely making sure my children don’t make that same mistake I made and was ACTUALLY TOLD TO DO by my mom lol. I don’t hold it against her tho because I now know that she just didn’t know either 🤷🏻‍♀️ Now, I am just so grateful that we are changing things for ourselves and our bloodline(s)! ❤ our kids gone be GOOD GOOD!!!

No gimmicks, no fillers, non nonsense! Just real information to help consumers better their financial situation/ decisions, daily !

God is sooo good. I have diverse credit on my prayer board and my goals for 2024. I'm setting myself up for financial freedom in the next couple of years. I'm geeked I came across this video. I'm on the right path, i learned a lot in this video. Thank you for sharing such vital information about credit reporting and history. Now I gotta send this to everybody I know. God bless 🙌🏾 🙏🏽

@Mollyisjolly

Ай бұрын

and I mean literally sending to everyone I know and love! 😂❤

High school seniors should watch this

Out of everybody I’ve ever heard speak on credit, the way she speaks is the most fluid out of them all. You can tell that she is a professional credit orator.

@aneshaelizabeth

4 ай бұрын

I noticed that too. You can tell she is very knowledgeable.

@marlarainer6397

Ай бұрын

I agreee!!!!

I want to start investing but don't know where to begin. Any advice or contacts for help?

@NallyBrown-rp4ou

4 ай бұрын

It's wise to seek professional guidance when building a strong financial portfolio due to its complexity

@PeruWilliams

4 ай бұрын

Talking to financial advisors like Naomi Dean to reshape your portfolio is a smart move.

@JohnNadcin

4 ай бұрын

Certainly! I diversified my $25k portfolio across different markets.

@andrealori8299

4 ай бұрын

I made a net profit of around $115k by investing in high dividend yield stocks, ETFs, and equity

@kathleenmarie9894

4 ай бұрын

That woman is a genius

In just 1 hour I learned about so much about credit that will last me a lifetime. You all touched on every question I had especially for the best time to establish credit for my children. I will be watching again to take notes and take action on improving my credit worthiness.❤🙏🏿

@deniserosas870

3 ай бұрын

Hi, Is there something specific you’re looking for?

@deniserosas870

3 ай бұрын

No worries! To find them website, just do a quick online search using their name. Easy peasy!

I’ve watched plenty of credit repair videos but what she just dropped was top tier gems mixed with gold!!

I need credit repair and business funding , please share recommendations ❤

@eleaserobertsonjoeyplumley5142

4 ай бұрын

I am familiar with one which is business funding usa org , they are the best to me

@eleaserobertsonjoeyplumley5142

4 ай бұрын

I am familiar with one which is business funding usa org , they are the best to me

@Naomikelseyisher

4 ай бұрын

business funding usa org work better than most of funding platform , no membership just straight to the point which i like and prefer

Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in last month 2023 ..... ..

@DrewRobinson-bz1mm

4 ай бұрын

I'm 37 and have been looking for ways to be successful, please how??

@RyanSheetz-rs

4 ай бұрын

Sincerely speaking. I will continue to trade and stick to expert gla dis daily signals and guides as long as it works well for me.

@DaleTerrell-hr

4 ай бұрын

Woah for real? I'm so excited. glad is john ny strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started

@RyanSheetz-rs

4 ай бұрын

she's mostly on Telegrams using the user name.

@RyanSheetz-rs

4 ай бұрын

gladisfx1 ..... that's it

This was amazing!!!!! And the guys asked great questions!

Pay your cards down EVERY PAYCHECK, EVERY 2 WEEKS

Been listening to Shonda for a few years. She’s very informative.

Following her two years ago is one of the reasons I’m a homeowner now. 😊

@drpsych3

17 күн бұрын

Handle? I couldn’t hear it well at the end

@aren8484

16 күн бұрын

@@drpsych3 shonda Martin

THE CREDIT QUEEN IS IN THE BUILDING!!! Thanks EYL for this one!! MS MARTIN KNOWS HER SH**

Anyone got any idea on how I can get a business funding or credit repair ??

@natashadennisdickens399

4 ай бұрын

A good recommendation would be BUSINESS FUNDING USA ORG

@natashadennisdickens399

4 ай бұрын

A good recommendation would be BUSINESS FUNDING USA ORG

@natashadennisdickens399

4 ай бұрын

A good recommendation would be BUSINESS FUNDING USA ORG

@eleaserobertsonjoeyplumley5142

4 ай бұрын

I am familiar with one which is business funding usa org , they are the best to me

@eleaserobertsonjoeyplumley5142

4 ай бұрын

I am familiar with one which is business funding usa org , they are the best to me

Shonda is amazing. She helped me understand credit better because she explains it in the way that you can understand.

I have learned today about credit an building credit 🙌 Well needed $$$

She hit every note. I like her style and thought process on building and rebuilding credit. Especially the part on not just concentrating on a score as opposed to focusing on your profile and the data breakdown. Thx Shonda.

I have watched many videos on this subject, but this is the first time that I've heard some of the specifics that she pointed out. 👏

A legit credit advisor! Happy for Shonda! 🎉

If there’s anyone here who knows a credit specialist I am in dire need of one , I am tired of constantly purchasing ebooks and memberships for something that never actually works it is extremely tiring 😢

@natashadennisdickens399

4 ай бұрын

A good recommendation would be BUSINESS FUNDING USA ORG

@natashadennisdickens399

4 ай бұрын

A good recommendation would be BUSINESS FUNDING USA ORG

@natashadennisdickens399

4 ай бұрын

A good recommendation would be BUSINESS FUNDING USA ORG

@eleaserobertsonjoeyplumley5142

4 ай бұрын

I am familiar with one which is business funding usa org , they are the best to me

@eleaserobertsonjoeyplumley5142

4 ай бұрын

I am familiar with one which is business funding usa org , they are the best to me

This was simply Awesome. I love the questions that were asked. Very down to earth with real life questions. Shonda was very thorough and informative. You guys were extremely helpful. Common sense approach with no one talking over your head. I will be looking for more to come.

mulitple gems dropped, this was very helpful. thank you, guys & Shonda !

You go Shonda! Your integrity in this interview is A1!

Thank you so much for providing much needed and very valuable information.

This episode is GOLD! ***SHARED***

Grammy award winning record and the mix is super simplistic, 🐐, he didn’t adjust much I love it man

Omg this was so good! She’s so educated and articulate, I was able to digest all of the information 👏🏾👏🏾

I had a Bank of America credit card my limit was 13800. I didn’t use it for 6 months and they dropped the limit to 800 for lack of use

Hello, I’m 47 with a credit of 655 , I am currently working on setting up a new business even got my Llc set up but I haven’t had any luck in getting a grant or business funding yet , any advice would help greatly

@natashadennisdickens399

4 ай бұрын

A good recommendation would be BUSINESS FUNDING USA ORG

@natashadennisdickens399

4 ай бұрын

A good recommendation would be BUSINESS FUNDING USA ORG

@eleaserobertsonjoeyplumley5142

4 ай бұрын

I am familiar with one which is business funding usa org , they are the best to me

@eleaserobertsonjoeyplumley5142

4 ай бұрын

I am familiar with one which is business funding usa org , they are the best to me

@Naomikelseyisher

4 ай бұрын

business funding usa org work better than most of funding platform , no membership just straight to the point which i like and prefer

Only 42 min into the video and I have learned sooo much thank you for sharing ❤

This was is by far my favorite credit teaching interview! I’ve seen different people come on the show but the way she broke this down was very digestible!

One of the most valuable episodes. This young lady is an absolute beast! So knowledgeable!!

This was amazing I took three pages of notes and I’m subscribing to all of this 🔥🔥🔥 Thank You

This is my third time watching this episode today and all day ive been taking notes while at work lol. Theres alot of gems here!!!

29 trying to get my credit in order, better late than never. Wish i was taught this in my teens

@hairpro1353

10 күн бұрын

I KNOW RIGHT! WELL YOU HAVE ARRIVED NOW AND THE OPPORTUNITY TO LEARN IS POSSIBLE. LISTEN TO MANY ....BUT MORE IMPORTANTLY RESEARCH FOR YOUR SELF ALSO. YOU WILL DEFINITELY "MASTER" CREDIT THAT WAY.......... ..DID SOMEBODY SAY....HEEEY SIRI.....LOL

The only thing I disagree on is leaving a small balance on your credit card. My credit score is well over 800 and I pay my balance off in full every month. Other than that, she’s on point 🔥🔥🔥

@trev5434

2 ай бұрын

She said only leave a balance for the statement date(reporting to credit bureaus)… but she pays off her balance in full by the due date.. she doesn’t like to leave a balance or carry a balance….

@jonathancokes4980

2 ай бұрын

I agree with you. The same here. And I get limit increases without asking when I leave them at $0 for a few months. I have pictures, statements, and emails to prove it

Shonda is the best! Thank you for sharing so many gems 💎

Long overdue! Shonda is awesome!

Amazing informative interview! Thank you, EYL... Keep up the great work!!!❤

This was super helpful! My credit took a hit when I was out of work for a while. I wasn’t able to make all my payments on time. I already pulled my credit reports from the three bureaus and I plan on going over them on my day off. I’m am definitely going to be making some phone calls for late payment forgiveness and work on my dispute letters. I really want to clean up my credit so I can buy a townhome in the next 5 years.

Thanks EYL for bringing Shonda back she broke it down dropped them nuggets so I appreciate it guys keep it up

This was phenomenal. Excellent breakdown for the credit score.

Gentlemen and Ladies. Learn how to invest, build up a high asset holding, and use that to get low interest rate loans fron the bank. Credit scores are for average earners.

I just turned 23 with a 780 score I have two cars loans paid both had less than 3 percent on interest, 2 installment loans paid, 3 revolving credit cars with nearly 20k in borrowing power and have never paid a dime on interest would love to walk thru as many people as I can to do the same I won’t even charge you I just hate to see people struggling with personal finance and credit

Thank you for sharing this! Very helpful!

Wow 😮Thank you!Thank you! 🎉🎉 U are speaking my language. I appreciate it for credit class.

Dam I remember when she was just in Facebook dropping gems this shit is crazy I’m so happy for her

THIS IS BY FAR THE BEST VIDEO TO WATCH ON CREDIT, CREDIT WORTHINES, CREDIT USAGE, AND CREDIT REPAIR!!!! THANK YALL!!! MAY GOD BLESS!!!❤

I appreciate that she is not one of those credit repair hack people. I work at a bank, and im so tired of seeing our people get scammed into thinking they can "repair" their credit in a short period of time. These types of people are bad for our community and leave people in bondage. I hope EYL stops bringing on the scammy people. It doesn't help your reputation.

Shonda Martin is the best teacher of credit, hands down

This is the first video that made 100% sense, even discussing having a short term loan and long term loan to aim for more borrowing power. I am literally going to set those up tomorrow. I didn't even know the tip of "just" putting a subscription on a card. I will go through her for my mortgage approval. This podcast was liquid gold!

Yesss Shonda !!!! Good to see you on here ❤❤❤

I have to go back through this and take some notes

Alot of great information! Thank you.

Love this so many pointers❤

Fire episode!! I will be rewatching and rewatching!!

Absolutely love Shonda!!! Been following her for YEARS ❤

@Superior_Lineage

4 ай бұрын

What is her IG handle?

I truly love her makeup ❤

She’s the TRUTH!💚💚💚

Been watching her for a while she’s awesome

She’s a gem 💎 dropping gems

She is excellent. All this free information. Definitely sharing ❤

She is speaking veryimpt I for taking notes and will share w the parents too. Credit is impt!

This is very helpful. Actually changed my perspective on credit as whole.

Thanks to shonda very informative The mistakes I made she pointed out clearly What really helped me was : Clearing any overdrafts and debts 1st. Calling the creditors on time telling them if i could or couldn't pay on time to reschedule on time Correcting any mis information Applying for less applications in a short time span Using credit builder cards via direct debit to pay and boost my points monthly by 40 points Linking my bank account to my credit links *staying in one house without bouncing place to place, shows stability and keeps your information on government electoral records accurate.

This video is so enlightening . I am so happy this came across my suggestions.

Such a beautiful and informed woman, very helpful information. Thanks for sharing!

Great Episode!!

Wow a lot of gems glad this came on my feed

The key with authorized users is to not give them a card. Their credit will still be boosted as long as the card holder isn’t negligent

This was such a good interview. I’ve done videos and workshops on how to build and maintain good credit and the correct way of using credit cards. I also help people individually. And I am so happy to know that a lot of what she said is also what I have said to people. Lets me know I’m giving correct information. I also learned some new things. I will definitely be following her 😊

Very very informative and confirms/denys good and bad information that I have heard!

Some of these things I already knew or heard before but she definitely explains it so much more clearly. Great information.

@earnyourIeisure246

4 ай бұрын

concerns with credit are to be directed to her there okay?

@earnyourIeisure246

4 ай бұрын

click on “newest comment” from the comment section to see this..

@earnyourIeisure246

4 ай бұрын

GmalL - Roadto750llc

I have been following her for yearsssss

Great episdoe!! 👍 thanks for that info

Thank you for this video 🙏🙏 y’all just blessed me with some knowledge ✅ sis was preaching

❤thank you for this interview

Yay Shonda!!! Love her!

This is amazing information. I am 65 and just know learning about this. I have 1 loan, 3 credit cards that is 120 days late. I am paying on a car that I purchased last year and I have been paying on time. I just started a real estate investment business (focusing on flipping residential land) I do still work a full time job. My question is, is it to late to build a good created history as well as increase my credit score? I have grandkids that I like for them to start off on the right track when it comes to credit.

thank you for all the gems keep up the great work guys

Love her, this was so needed. Thank you for this 😮 I got to now go apply it

Glad I tuned in 🎉

Amazing job 👏 breaking down this for us viewers.

Extremely happy this pocast showed up at the time of working on my credit. She is heaven sent for the way she provided knowledge. I knew some of the information but i learned alot and I am grateful. She is great at this. I wish all of you continued success.

Taking notes & saving this video. So informative and reassurance of the things I’m doing correct.

Love Shonda learned how to build my credit from her 4 years ago 🔥🔥🔥 great to see her here on this platform