Gazab collab🔥

@InvestAajForKal

2 жыл бұрын

Thanks brother

@InvestAajForKal

2 жыл бұрын

Hoping to soon a collab with you😊

@AbhishekKar

2 жыл бұрын

@@InvestAajForKal soon bhai

@pramodpoojary7529

2 жыл бұрын

Yes please. 👏

@shreejwaleshwarmahadev

2 жыл бұрын

Bht maja ayega❤️❤️❤️

NPS is a very good scheme except the huge lock in period. While PPF EPF will give around 7-7.5% returns NPS will give around 11-12%. This brings a huge difference in your retirement corpus if you keep investing till 60. ELSS is the best option and NPS is easily the second best return wise if one can live with the huge lock in period. And also tax wise NPS gives 2 lakhs tax saving opportunity (1.5 lakh from 80C and additional 50k), plus the lumpsum money you will get during retirement will also be tax free. 40% of your corpus will go into buying an annuity plan and only in that case you will have to pay tax on your monthly pension which you will get from the annuity plan. (The pension received after tax will be much higher than EPF pension)

@AdvYoganandPatil

2 жыл бұрын

For Business person or one who is not employee NPAs fabulous option for him. I mean to say premature exit option. In premature exit a person voluntary can end the investment immediately and receive gain.

@akashghosh509

2 жыл бұрын

@@AdvYoganandPatil There is no premature exit option I think in NPS

@AdvYoganandPatil

2 жыл бұрын

@@akashghosh509 please Google. After 10yr of investment non govt person without any reason can exit NPS.

@mrjj6887

2 жыл бұрын

What about 60:40 option.???

@yashwani209

2 жыл бұрын

Corpus pe 30% tax lagta hai

The major benefit of EPF is equal contribution from Employer as well, which although is a part of my CTC, I will receive only if I invest in EPF. So, one could see it as directly 100% returns from the very first day itself or one could see it as getting the max out of your CTC.

@rajatetn92

2 жыл бұрын

If an employee increases his contribution towards EPF through VPS, would the employer's contribution be increased? If yes, would that be deducted from our CTC?

@ishaanarora9113

2 жыл бұрын

@@rajatetn92 employer's contribution is capped at 12% of basic pay I think.

@manojsuyal8215

2 жыл бұрын

@@rajatetn92 Employer contribution won't increase.

@srijoygan

2 жыл бұрын

Employer contribution will be capped for a max basic salary of 15000. That is employer contribution will be max 1800.

ये जो आपने NPS की बात कही ना उसके लिए आप को एक लाइक बनता है। कही कही तो जबरदस्ती कंट्रीब्यूशन हो रहा है सिर्फ 60% निकलना कहा कि समझदारी है। थैंक्स लव यू

My opinion is that one should open ppf account even if one doesn't want to invest in it especially a person from middle income group. Contribute minimum amount needed to keep it running. It is something like 500 or 1000. Let some of the lock in period lapse. After say 8 to 12 years if it's return is still attractive compare to other fixed return product then invest according to his risk profile (debt portion which likely to increase with age). Get benefit of extending it by 5 year block if needed. In the extension case one can do once a year withdrawal which can be used in case of high fund requirement.

@mahesha6363

2 жыл бұрын

Can all amount be withdrawn at the end of 15 year ? If so money deposited in 14 th year will have lock in of only 1 year

@kushdesh

2 жыл бұрын

@@mahesha6363 Yes. But if not needed at that time extend it for another 5 year just before its maturity time. After that you have one withdrawal option every year where you can withdraw partial or fully.

@mahesha6363

2 жыл бұрын

@@kushdesh thanks for reply

@mahesha5148

2 жыл бұрын

In 16th or 17th year etc a person can deposit Rs 1.5 lakh get 80c benefit with practically no lock in. Am I right? U have already told that only one withdrawal per year is allowed

@kushdesh

2 жыл бұрын

@@mahesha5148 Yes as the rules says now.

Please also cover if NPS is not good, still additional 50k put helps to save the tax. What are the alternatives?

@heart93

Жыл бұрын

Elss fund ..

The best thing is you keep on learning and adding knowledge . In share market only person who succeed are the one who keep on learning.

Simple idea.... Invest in ITC..... Even nifty comes to 0...it'll stay in between 220-225 & you'll get fair enough dividend

@vamsikrishnavarmajampana2272

2 жыл бұрын

Now it's 275

Excellant job guys... plethora of knowledge and keep coming together 👌

Dear anant sir good discussion, but not a healthy one, Information about NPS is not explained properly, NPS is also one of the best scheme in current market. It has two sections Tier-1 & Tier-2. 1. Tier-1 is the best retirement plan & has provided 12% (approx) annual return on combined contributions of employee and employer in last five years which is far better than any of the retirement plans in India. 2. Tier-2 is section where employee can invest in equity, debt and bonds in percentage depending on their risk taking capacity and can invest and withdraw any time as per his requirements. Its has given more than 15% return in last 5 years, far better than EPF & PPF. So a investor who wants more return with low volatility can invest in NPS TIER-2 scheme. Thanks

@randomboi637

2 жыл бұрын

Only good if you gaurentee your life that you will live 60-70years 😂😂🤣🤣 Understand this point NPS maybe good for you but not for youngster's

Sir NPS is pension is pension scheme,so ovius till 60 year lockin,benifit we invest for long time,otherwise we withdraw money at time of need,30-35 year compounding,good wealth create for retirement,60% tax free,mendatory pension after retirement which is good

Super informative video with all T&Cs covered. Thank you to both the genius content creators!

Aap jo v knowledge dete hai . Hume bhut majaa aataa hai

NPS ka lock-in is not the con of it, it is the biggest advantage of it. Because, by design, it is meant to be only a pension fund, NOT ANYTHING ELSE AT ALL. The way it enforces discipline and kills the temptation of investors to destroy their pension fund by withdrawing early is the most beautiful aspect of it. For those who disagree, once again, I can only reiterate, it is meant by design to be a strict fund for your pension needs. Nothing more, nothing else.

NPS deductions are above 80C, good for those who come under 30% bracket

Very informative topic covered. And the way anant say bhaiya to Rishab 😁

Very helpful video 😍😍 Thank you so much Sir

PPF is actually a EEE model. Hence,it is not comparable with any other instrument. And because of its tax efficiency,PPF is a good wealth building tool rather than tax saving tool, as being frequently said....

Nice sir 👍 good knowledge plz sir 2023 best EPF PPF ELSS ka video banaye sir

Topic is very interesting..and helpful as well

Awesome Collab. Didn't expect that.

It was nice to see two of my best finance guru together from whom I have learnt a lot. Cheers!

Voluntary provident fund pe video banao For private employees

GPF means govt provi fund nahi yar general provident fund

EPF exempt exempt exempt upto 5L contribution only per year from 2021. Thank you Modiji PF pe tax lagane k kiye.

@vaibhavbamrara3106

2 жыл бұрын

@korrect Time 5l exempt is on gpf and for epf it is 2.5L

Sir what are government Bond's & it's advantage s please🙏 tell

Sir GPF ka Full form toh General Provident fund hei,(only for Government servant).EPF Government job or private job do Tara ki ho sakti hein

Sir ,ek video future stock par banao ,jo future mai multi stock bane

Very nice video , all concepts clears very easily 👌👌👌

Unexpected..great Collab. Do more plz 😊

If you add more than 1.5 lakh then perhaps instead of making it taxable govt. refund the extra amount without any interest.

I left my job voluntarily after working for 2 years, currently I'm jobless and want to withdraw money of EPF, if i withdraw it after two months of leaving job as sir said, what will be the tax criteria?? 🙏

Jiss hisaab se govt sarkari scheme mein return gir rahe hai and personal investment mein tax lag rahe..sarkar chaati hi nahi log saving kare..wo chaati hai ki log bas krche kare ya Bank mein rakkhe

After 80c is full, What is better 50k yearly in nps or 50k in mutual fund?

Hello Sir, This is great information. Just a quick question, I started the PPF account long back but now I am an NRI, can i still continue my contribution and keep my account active.? Please advise.

@sangeetharao6468

2 жыл бұрын

Yes you can contribute and account will be active

Thanks for a very informative discussion Anant! You discussed about clubbing of income in case of PF. Could you plz also elaborate the same (clubbing of income) in case of SSY. Thanks again!

@leemafashion6628

2 жыл бұрын

It means the income from minor PPF will clubbed with guardian income.Earlier it was not so.SSY the income is not clubbed under the parent or guardian name.Hence the tax benefit.

@prashantmudaliar7441

2 жыл бұрын

😅

@prashantmudaliar7441

2 жыл бұрын

@@leemafashion6628 y

@prashantmudaliar7441

2 жыл бұрын

Tu

@prashantmudaliar7441

2 жыл бұрын

Tu y

Sir, i have a question, if i invest in ELSS for say 20 years, what would b the taxation? Is it only on the profit of the 20 th year investment or for the whole redemption amount?🙏🙏🙏🙏🙏🙏

Excellent advice, invest in top location authority plots in tier 3 cities- huda/puda heart of the city Invest in BJP, B for Bathinda 40000/yard phase 4, Not in Mohali Gmada where 80000 J for Jind 40000/yard sector 7, not Hisar Rohtak where 80000/-yard P for Pataudi where 30000/yard Not Jhajjar Bahadurgarh as higher Panchkula extension 100000/-yard Not main Panchkula as to 180000/- Shift from DLF phases Gurgaon to Chandigarh central sectors as land boom yet to catch on due court stay regarding floor sales soon separately/ and additional fsi etc.

bro its pension so 60 is the correct age, and its just a part of d investment, Youngsters can invest their other funds in stocks or mutual funds.

Be clear and use simple words for those who are not aware of those tax things

Sir kya time pe video laye hai aap mai aj morning ko hi search kar rha tha PF ke bare mai😁😁

Absolutely awesome conversation ❤️❤️

Like in ppf account, one should invest between 1st and 5th of any month, is there any specific time to invest in nps for better returns??

But what's your opinion on extra rs. 50000/- deduction u/s 80CCD(1B) of NPS in tier-1 apart from 1.50 lakh u/s 80C of

@pshrutika

2 жыл бұрын

U definitely should claim that. And it's a good thing. Better than ppf

@adityasharma3526

2 жыл бұрын

15000 savings on 30% bracket and 15% return on 50% equity 25 bond govt 25 corporate bond hdfc nps tier 1

I'm NOR i think safest option is 30% SGB 70%Equity large&mid Agar profit zyada banra hai...tho tax pay karne me kya harz hai

If I want to get benefit on FY 2022-2023 .. which month should I invest and what should be the mode SIP or lumpsum?

two of my favorite financial literacy youtubers!

Rishab ji is good in equity but not like anant I think anant will be broker for Rishab which is good thing success of the first step I hope this will be helpful for us also

Anaant Ji, this video was like Sachin Tendulkar or Virat Kohly asking the batting tricks from the coach Ravi Sashtri. Everyone knows what Sashtri can teach Sachin Tendulkar or Virat Kohli about batting. lol

What are the best maximum tax saving schemes for Sr. citizens. Pl. Inform and help. Whether elss comes under tax saving of Rs. 1,50,000/- u/s 80c. Can we get additional tax rebate of Rs. 50,000/- under the scheme of nps. What is the annual return thereon and whether it's maturity amount is taxable. Is there any FDR for tax saving of Rs. 1,50,000/- .

What a Collab 😍

@suryahr307

2 жыл бұрын

My 2 most favourite channels in finance ❤️

Sir m pvt company m kaam krta hu to mera pf Kat ta h . Kya m pf account ki jagah per nps account de sakta hu kya please reply

1.2L in PPF 30k in ELSS Is this a good choice?

sir bank me ppf A/C safe hai yaa post office me???

Mera EPF aur ELSS main hain age 28 yrs salaried employee

sir mazaa aa gaya ... waiting for more collab with LLA in future

Thanks you Anant for another amazing content 😍🥰😘

@sureshbhaidodia5387

2 жыл бұрын

So compalicatad

PPF interest income is always tax free...so always invest even if 80C is full

Hi anant bhai ..mere nuvoco, aptus and car trade ka ipo lga tha but as you knw they are currently performing badly, so mjhe kya krna chahiye . Please pick my query

Everything is temporary but "Appan ne" is permanent 😅

pl add subtitle or mention lang in title

LLA team already knows epf se accha kuch nhi Nps se accha to mutual fund krlo Wrna direct equity to jindabaad h hi😅

What is withdrawal rule of ppf during 1st extension of 5 years with contribution ?

GPF : General provident fund not Government provident fund . Pl correct

Is NPS tier 2 auto conservative is good option of debt fund for more than 50 yrs 30% slab person

Not sure but in case of tax avoidance I guess court can attach PPF

Sir please compare these with some lic policies

If someone gets 10k salary who do not get PF from company where he is working.what should be done?

Regarding NPS i availed 30% Tax deduction on 50000 rs. 35000 rs. submitted in NPS Avg return 10% with no Post Tax.

Which is good option for international student(indian citizen but resident of XYZ country). Please explain this, and also, if someone is becoming a citizen shortly, then it’s good to take NPS where NRI is eligible. Also, I am confuse all the T&C follow when you open account or you have to change once you become another country citizen?

After maturity of SBI PPF A/c, Can I transfer amount to saving A/c with HDFC bank? When I went to SBI for partial withdrawal they said they can transfer the amount only to my SBI savings a/c & cannot be transferred to other bank saving bank a/c

GPF meansGeneral provident Fund not Government provident Fund

Wah, kya sound quality hai!

My age is 29, can i invest in 75 in equity and 25 in corporate bonds. Risk will be minimized after 31 years.

Kya hum apne EPF account me se pension ka pura Paisa nikal sktey h if we left job our job after 12-15 years ? Please reply sir

Sir nps is a retirement product . The whole idea will be depleted if lock in not allowed and people will start closing the account and will not be able to build the desired corpus for old age. However Pfrda has given partial withdrawal option also premature exit ia also there ratio is 80:20. Some rules have been relaxed

Sir ELSS MF Me mere name & wife ke name se hai to 80c me dono ka document de sakte hai .....? Over leaping to nahi hoga .....?

Thankyou for informative video sir😍😍🙏💯

Thanks You. For , being doing this

GPF : General Prov. Fund

A person who doesn't have a job in private and government sector can he really invest in ppf and epf

@saikat_saha_

21 күн бұрын

Yes

So adorable 🥳🥳🥳 anant sir smile 🙈😂 point to point 🤓 16000 chala gya 😂😝

Nps tier 2 is a gem

loved to see these gyys togetger

1 more ft. 👏👏👏 Great

Please tell the difference between nps tier 2 tax saver and normal nps tier 2

Shandaar 🙏🙏

Elss sai 2 lk PPF mai dale tho long term capital gain lagega

If a person of age 50 or 60 years opens ppf account will the lock in be 15 years?

Elss one Question miss ho gya ,1lakh lumsum kare ya sip?

Dear sir I want to buy ur future & options learners MEMBERSHIP, will I get access to ur private channel on telegram. And how will I get demo trades on telegram channel after joining ur future & options membership. Please reply soon so tht I can join ur channel at the earliest WAITING FOR UR REPLY.......... THNK U.

Kya EPF or PPF Dono accounts same person use Kar Sakta hai

Superb. 🎉 You may be vaccinated. Lakin yaar thoda door door baitho, corona ka time hai 😂

🤭😄😄🤓😛 sidhe batado kha invest kare 🤭🤭😂😂😂

Respected Sir I am a Stat Gov employee and my cpf contribution is deducted by nodel officer and invested WITH GOV SHARE in NPS, THAN I CAN ADD EXTRA 50,000/- THOUGH NPS APP IN SAME TIER 1 NPS ACCOUNT FOR GET BENIFIT OF 80 CCD (1B) If and is yes than how I can proof that for income tax exemption Regards

Good video

Sir what about Boy Kid?? Which option is Good.

Elss vs PF me kon sa choose Krna chahiye

50k ka matlab kya hai..ek sath Jana karna hai ya 4k per month

Epf all ready hai mere paas kya mai PPF v kara sakta hu ? 1.5 lakhs ka tax benifits milega . Or elss v kar skate hai . I mean 3no kar sakte hai ?

@onceajordan

2 жыл бұрын

But 1.5L is combined for all. Not individual 1.5L. If you have epf, doesn’t makes sense to ppf as it’s for those who are self employed.