EASY BUDGETING FOR BEGINNERS | BUDGETING AND SAVING MONEY IN 2023!! | THE SIMPLIFIED SAVER
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Hey guys! In today's video I am sharing with you how my husband and I budget every month! This is easy budgeting for beginners! You can take these principles and apply them yourself or purchase this download below and get started on your 2023 budget today! Grab the budgeting template while it's $5 OFF!!
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❤️❤️ This is so desperately needed to be taught in school again! It used to be taught in basic math classes, business math, home economics, etc... Thank you for doing this!
@Montereina_
Жыл бұрын
For people to be successful and able to save money and a home, I strongly agree with you. This needs to be prioritized in school.
@Jminard4030
11 ай бұрын
What’s really messed up is this is still taught as a whole class in itself. My school called it consumer mathematics. The problem is that it’s used as a last resort math class for kids who are “going nowhere”.
I'd love to see more budgeting videos! We watch your videos often in my house and it's inspired us to do better at meal planning and being intentional.
@thesimplifiedsaver7052
Жыл бұрын
You got it! Thank you for watching!
Dollar General has a nice monthly budget binder for $4 that I've used for the last ten years.
@thesimplifiedsaver7052
Жыл бұрын
That's awesome!
I love seeing how people budget! I make an excel sheet and budget by paycheck that way. Thanks for sharing Abby!
@thesimplifiedsaver7052
Жыл бұрын
You are so welcome!
I still use your old way of grocery planning with the little book where your meal plan is on one side and the grocery list is on the other side. It's been a game changer for me! Love your videos!!! I also love your budgeting tips. We don't have debt except our house, but we have a lot of things to save for this year so this budgeting will still help us out a lot. ❤️
@thesimplifiedsaver7052
Жыл бұрын
Love to hear that!! Keep it up!
@NewlyWedz06
Жыл бұрын
This is something I suffer with. My idea of meal planning is "check the fridge and make something' I'd love to learn efficiency in this area. I usually just buy what's on sale or BOGO and then go from there... but sometimes we throw away fruit & veggies. UGH. Anyway.. I Guess I need the title of that video or the link. Thanks in advance!!!
Budget, plan and LIVE LIFE. Love that!
@thesimplifiedsaver7052
Жыл бұрын
Hope you enjoy!!
great advice. I paid off credit card debt going from smallest one and once I paid that off then that money went towards the next credit card. In 1 1/2 years I paid off 7 credit cards. My husband has an extra savings for emergencies.
@thesimplifiedsaver7052
Жыл бұрын
That is awesome!
@Huskyzilla
Жыл бұрын
In case no one else has told you, I'm proud of you! Debt is NEVER easy so getting rid of it is a BIG thing!
this is so goated. watched with while cleaning and made me feel hope! also shout out to tithing! blessings on you and your family
Yay so excited for you to do this ! Keeps me motivated and accountable !
@thesimplifiedsaver7052
Жыл бұрын
Hope you enjoy it!
I buy for Christmas all through the year whenever hubby or sons mention what they need or would like to have I earn gift cards using my apps that you take pics of receipts and use those for most of my Christmas gifts
@thesimplifiedsaver7052
Жыл бұрын
Love that!
Love this so much, thank you for sharing! Placed my order yesterday, hubby and I are starting out the new year with new financial goals and this is going to be so helpful. So much easier and to the point than the budget books I looked at in stores, and so much less intimidating!
@thesimplifiedsaver7052
Жыл бұрын
You got this!
Thanks for all you do to help us budget❤ Happy New Year!🎉🎉🎉
@thesimplifiedsaver7052
Жыл бұрын
Happy new year!!
Thank you for such a thorough video!!! This was very helpful!!
@thesimplifiedsaver7052
Жыл бұрын
You are so welcome!
Been waiting lol! Thank you
@thesimplifiedsaver7052
Жыл бұрын
Hope you like it!
This has been so helpful! Thanks so much!
@thesimplifiedsaver7052
Жыл бұрын
I'm so glad!
Happy new year thank for sharing
@thesimplifiedsaver7052
Жыл бұрын
Happy new year!
Thank you for sharing I love your videos ❤️
@thesimplifiedsaver7052
Жыл бұрын
Thanks for watching!
Thank you so much Abby for this video! I had asked you about this last week. So thank you for listening! I ordered it and can't wait to print it! As far as how you can go further with it I can only think of Etsy.
@thesimplifiedsaver7052
Жыл бұрын
I'm so glad! Hope you enjoy!
You had shared on a previous you tube session on the challenge you are having with heartburn. I have found that when I chew on papaya enzyme tablets, that I ordered from Amazon, the heartburn is so much easier. It’s much healthier than the Tums. I chew maybe 4 at a time to relieve the burning feeling. I hope this will make you feel much better. You are helping us all stay on our food budget. Thank you for the time you share with us!!! Dixie Milander
@thesimplifiedsaver7052
Жыл бұрын
Thank you so much for sharing Dixie!
Thank you for sharing ❤️
@thesimplifiedsaver7052
Жыл бұрын
You are so welcome!
Hi Abby! FedEx stores do printing and binding of materials. Also create binders or spiral ringed presentation of documents.
@thesimplifiedsaver7052
Жыл бұрын
Thanks for the tip!!
Thank you! This was so helpful. I have student loan debt and credit card debt I need to really focus on. I just ordered it!
@thesimplifiedsaver7052
Жыл бұрын
You got this!
I love this! I especially love the password page because I am typically the one that gets online to pay the bills, and my husband never knows passwords for when he wants to log on and look at something. So this would be beneficial for sure!
@thesimplifiedsaver7052
Жыл бұрын
I'm so glad you found that helpful!
Great budget 👍 Thanks 🙏
@thesimplifiedsaver7052
Жыл бұрын
Thanks for watching!
Here is my budgeting planner that I created! $5 OFF right now! the-simplified-saver.mailchimpsites.com/ *make sure to turn your phone view sideways to see the cart!* make sure to check your spam after purchasing for an email to download!
Try Barnes and Noble press for printing. I use it for my son’s workbooks ❤
@thesimplifiedsaver7052
Жыл бұрын
Oh good idea! Thank you for sharing!
Hello and Happy New Year 🥳 Our library offers 20 free prints a day. That may be useful for someone printing this 🌝
@thesimplifiedsaver7052
Жыл бұрын
That's a great idea!
We are broke. Short on rent this month. We watch every single dime. We decided to go from CA to AZ to see my dad with Alzheimer's & stayed at my cousin for 3 nights & 2 days. Broke as a result. Hubby started a small business in March of 2020 & we lost everything-no loans or assistance. Prayers. He works part time at church & I work as a teacher aide at a high school. I have great health insurance. At a loss of what to do.
@thesimplifiedsaver7052
Жыл бұрын
I'm so sorry. Sending prayers your way.
Thank you
@thesimplifiedsaver7052
Жыл бұрын
You're welcome!
Friend of mine over in GC taught me a little electricity, a little plumbing, a little of several useful things. One of them was just because there's 10, 15 grand cash sitting in the bank doesn't mean you should find something to spend it on. The first time we went to Springfield to the RR retirement office I found out his retirement check was a little over 1800 a month. That was 1994. He married another friend of mine and she thought they should spend the money on this and that. He resisted because he was covering the food, the mortgage, the cars, the maintenance, etc. Bought her a 91 Cadillac Eldorado w/27,000 miles in 97. I remember how much it was. So anyway he kept a set of books and compared month to month finances and also yearly. Sometimes we'd "practice" resisting want. I practice it a lot and so does my mother. Just because you have or just because you can get the money doesn't mean you should. It takes awhile to get it back. But now unlike Congress who waits until the last moment possible and then threatens not to pay their bills that's not what I mean. I have fired off some letters to some congressmen and have asked them to refuse to pay their bills in the coming months. Just throw a damn tantrum and refuse to pay their obligations. Just stupid. (But if it's something they want and something they obviously get big kickbacks from they say kick it out of gear, spend!. An argument can easily be made either way also helps the economy. But if you don't pay, if you threaten not to pay, in order to not spend 4 trillion it'll end up causing about 7 trillion. How do I know? Simple. Just look back in history and the aggregate expenses in order to try to get it going again. ) I'm having ham, bologna, salami.. and if I don't change a dirt nap.
Simple easy and affordable! Thank you so much!
@thesimplifiedsaver7052
Жыл бұрын
You're so welcome!
You should put this on Teachers Pay Teachers, cuzzzz all of us are broke as a joke! 😂😂😂
@thesimplifiedsaver7052
Жыл бұрын
😂 not a bad idea!
This may be random but where do you keep the binder? Like where would be a good place to keep it to remind you to use it?
@thesimplifiedsaver7052
Жыл бұрын
I would suggest keeping it in a location you frequent often, like bed side table, kitchen area, office, etc. :)
Contact she's in her apron. She made her own planner. She might be able to help you
@thesimplifiedsaver7052
Жыл бұрын
Thank you!
@jolong9703
Жыл бұрын
Her planner is $65. Not a very budget-friendly price for most right now. I looked into it and had to pass.
The Budget Mom (kumiko love) might be able to help or have some resources for you. Hope you have a happy new year 😊
@thesimplifiedsaver7052
Жыл бұрын
Yes! Thank you!
I’ve heard you do publishing through Amazon. Not sure how it works but I know you don’t have to keep inventory
@thesimplifiedsaver7052
Жыл бұрын
I've heard that too!
Google docs ❤
@thesimplifiedsaver7052
Жыл бұрын
❤
Wowser how I would love to make 7,500 a month with 2 incomes
It will not let me go to cart to buy the planner
@thesimplifiedsaver7052
Жыл бұрын
the-simplified-saver.mailchimpsites.com/store
@thesimplifiedsaver7052
Жыл бұрын
make sure to turn your phone sideways to see the cart
Emergency fund?
@thesimplifiedsaver7052
Жыл бұрын
Yes!
I’m not seeing the planner to buy
@thesimplifiedsaver7052
Жыл бұрын
the-simplified-saver.mailchimpsites.com/store
@thesimplifiedsaver7052
Жыл бұрын
make sure to turn your phone sideways to see the cart
@jolong9703
Жыл бұрын
Was this a limited time $5 offer? I haven't been able to watch the video as the hubs has been watching football all day.
@thesimplifiedsaver7052
Жыл бұрын
@@jolong9703 it’s 19.99 instead of 25 right now
@jolong9703
Жыл бұрын
@TheSimplifiedSaver oh ok. Thought I saw where ut was $5 or I looked at it wrong. Lol I'm sooooo tired and not feeling good.
These are some excellent budgeting tips I found helpful. A little long but lots of gems throughout the video: kzread.info/dash/bejne/Z6WFlNmmqpe2ZZs.html
Quick question, Is it still download only? Just because it’s giving a shipping option as well, didn’t know if by the time you made this video ( I know it was a little while ago) if you where shipping or not, or just ignore that part? I’m trying to purchase now and that came up 😉🫶🏼
@thesimplifiedsaver7052
Жыл бұрын
Still download only for now!! Just ignore that part :)
@whitneytucker1224
Жыл бұрын
@@thesimplifiedsaver7052 Thank you for responding! 💕