The dining credit is PER CALENDAR YEAR which means for a first time card holder you can use the $200 dining credit 2x once this year and once next year before you cancel next year

Cobalt Card remains supreme, not worth platinum or gold for Canada, only worth it in the USA!

@VirtousStoic

10 ай бұрын

It's called YMMV for a reason. Every human spending, needs, usage varies So if you can't utilize a platinum, great stick with your cobalt And an actual card guru uses multiple cards for diff earning Cobalt for groceries blah blah Mastercard for Costco Blah blah blah Ciao

@Athithan_2000

10 ай бұрын

@@VirtousStoic I don’t know what YMMV means, also I think you’re taking it too seriously🤔

@glawrence

10 ай бұрын

@@Athithan_2000 your mileage may vary

If only American Express brings back the income requirement to help the lounge crowding issues

Good to see these vids rolling out again!

It’s worth mentioning that the Dell credit is separated into 6 months. You can only get 100 credit each 6 months and total of 200. You won’t get the full 200 if you spend it in the first half or the second half only.

@florentz1255

10 ай бұрын

which means every 6 months you can spend something small, like a mouse, up to 100?😂

Amex REALLY doesn’t want to touch that sweet 2.5% FOREX fee cash cow

@VirtousStoic

10 ай бұрын

All cdn cards have it except the trash tier cards. Like Scotia passport or whatever card, some mbna card I think. Check Google But I wouldn't touch any of those trash cards for that 2.5% savings Just get cash before you travel But I agree it should be waived on platinum

@SACREDFlRE

6 ай бұрын

Hard to call yourself a premium travel card when you can't use the card outside the country for travel

@merc7paul

5 ай бұрын

💯

if you apply for the card before sep26 then does that mean we get it for 699 but we dont get the 200 dollar dining credit? also if for the 200dollar dining credit can it be used internationally or can it only be used in canada?

With the TD Infinite Privilege + Aeroplan 50K I don’t really see the value in keeping Amex. Likely just use the $200 dining credit x2 and switch to the Cobalt.

Do Amex business cards hit on your credit score when we apply ? In the US business cards Don’t show up in the credit report

Just for sanity check: this change only applies to Canadian card holders?

Just curious as personal how to use the indeed credit?🤔

Can I go dine on September 23rd? Since my statement will come after September 26th?

What about the Amex gold over this?

would love to know your stance on the new Diners Club Canada Corporate Card changes, and if you think Diners Club Canada might ever make a comeback.

I dont understand how this is going to decrease overcrowding because the people who are going keep it still find value in loubge access and benefits but keep it a sock drawer card. But people who dont care about points and spend everything on their card and dont always use the credits (cash cows for amex) will cancel the card due to fee increase, the problem is amex makes most of thier money by transaction fees

I wish we got these perks on credit cards in Denmark we get zero perks not even the Uber perks in the Marriott app

After these changes the Aeroplan Reserve + Cobalt combo seems like the way to go over the Platinum.

@lucky247365

10 ай бұрын

TD VIP + cobalt IMO

@danielsinger2337

10 ай бұрын

@@lucky247365that’s what I’m thinking as well.

@firastendek5778

10 ай бұрын

​@@lucky247365perfect combination.

@samdumcum

10 ай бұрын

Depends on how much you use the Amex lounge passes.

@danielsinger2337

10 ай бұрын

@@samdumcum there aren’t that many Amex lounges. I’ve actually only been to one in New York. So that’s not a huge perk for me as I already have access to lounges at every airport.

Got the notice about upcoming changes from Amex. It says the fees stays the same for Amex Platinum personal at $699. Only the fees for supplementary card goes up from $175 to $250. Please verify.

@ahberlowwol9825

10 ай бұрын

Personal plat annual fee is going up to $799 Sept 26th

is the gold business a metal card?

@PrinceofTravel

4 ай бұрын

Unfortunately no. Hopefully one day it will be

I have contacted Amex through the app chat, and they said that if I apply now, I would still pay the new annual fee since the annual fee is charged after the first statement which is usually after 1 month (which falls after september 26th). Can anyone confirm this?

@sebastiendion4587

10 ай бұрын

I would be surprise as you register now with actual price… O do not see how they could charge more than what you agree when you signed up…

@PKDN215

10 ай бұрын

Good thing my card closes on 9/24! 😂

@steven_tran

10 ай бұрын

This is what the customer service told me. This is why I was wondering if anyone have another response to that, because it all turns out in the wording of the condition : at next Card anniversary.

@brucewayne5921

10 ай бұрын

This is not what the app chat agent told me, told me I would only pay the $699. not the $799

It would be good if you pause and take a breath. Give us a chance to absorb. Then build on it.

Did anyone have try to reserve a room and cancel to keep the 200$ credit?

@LK_EBM

10 ай бұрын

2:10 use it on a refundable rate to "cash out" the credit

@electricrancid

10 ай бұрын

I don't think this works anymore. I booked a hotel room, had to cancel and they put it back on my account as useable in AMEX portal and took the credit away on my Platinum statement.

Here in Taiwan, we cost 1200USD for annual fee. Unfair lol

@merc7paul

5 ай бұрын

Yeah Canada is one of the cheapest especially the business platinum prior to the increase

I have been receiving 10x MR points for restaurants and geocery in the lasrtcouple of weeks. Similar to the welcome bonus I had last year. Any idea why?

@imma1221

10 ай бұрын

I've been getting the same thing too. I asked AMEX a few weeks back and they said it's a "system glitch"...but still getting the 10x points in the meantime

@didierfrechette2705

10 ай бұрын

@@imma1221 Did they say whether they will claw back the extra points?

@merc7paul

5 ай бұрын

Keep quiet bud lol

These changes are bad for me. Centurion lounges are over crowded. FHR "perk" is useless. Hilton and Marriott gold status doesnt help with upgrades regardless of the suite or sweet talking even when hotels are empty. I have stopped asking for upgrades. I'll ditch the platinum card and no looking back. Visa AP VIP plus the Cobalt cards offers the best combination.

OMG ❤ U I NEED A NEW CARD OFFER

AMEX could raise the fee to 1000$ people would still keep the card ..

@merc7paul

5 ай бұрын

They do in other countries in aus it's like 1400

Give me no FX fees!!

The business plat is already 699

Sorry I realized the Canadian and American cards must be different.

wow going from 3x to 2x is making it so unattractive

The platinum hotel status upgrade is only good for 1 year then you lose them

@CheerupA1

10 ай бұрын

[citation needed]

Where is this list of eligible restaurants?

@kevintran3364

10 ай бұрын

as of now, I think it's the Amex Top 100 Canadian restaurants.

@CheerupA1

10 ай бұрын

Canada's 100 Best Restaurants

I can't imagine spending $200 on a single restaurant visit, unless I was treating a large group.

@joshflood9274

10 ай бұрын

Lots of the eligible restaurants are very high end anyway so even with 3-4 people it would be very easy to reach that $200. Especially if you want a nice bottle of wine or other drinks to go with your dinner

@LK_EBM

10 ай бұрын

You're getting a $200 credit, with only a $100 annual fee increase. That $200 restaurant bill only cost you $100 "out of pocket"