It's great to have a wife who's keen with the budget...then you can work together as a team.

@davidschaack9036

2 жыл бұрын

You are Both employed?

All depends on whether you wish to live in the style you are accustomed to in the West or if you wish to live a humble lifestyle like the locals If it's the latter you will be more respected,make more friends and feel a part of the community.

@paengguin9381

3 жыл бұрын

True

@tintinzammit7153

2 жыл бұрын

True

@timst1966

2 жыл бұрын

Some of these comparisons are not apples to apples. Example is size of houses. I run my central air 24/7 in Ky in the summer months and my entire gas and electric bill is a little over $100. Mind you this is central air that is cooling the entire house! I think I’m trying to say that the quality between both countries is not the same. Water is cheaper there but I would not drink it. It’s polluted. Our phone service and utilities in the states is reliable, we seldom have brown outs. Ultimately I’m saying you get what you pay for.

@joedoe-sedoe7977

3 ай бұрын

@@timst1966Also think of the future ,we are on track to be a 3rd world country too, been going down hill all my life since the the 70s as is planned …IMO

This is my first time seeing & really enjoyed . I am from Alabama US man wish we had it cheap back here like the Philipines. Good luck guys.

This was super helpful! Thank you both for sharing. Looking forward to hearing what the new house budget looks like. Thank you for your service Brother.

Thank you for the details. Love how y’all work together!

Too honest idea i like the way your husband share his practical ideas on adapting lifestyle here in the PHILIPPINES..and the way he accept of giving allowance to our beloved parents which somehow sort of misunderstanding between foreigners having FILIPINO partner..too both of you keep vlogging and stay strong

It’s great to hear your real world expenses are so reasonable there. Also you both seem very happy!!! Congratulations 🎉 and I’ll look forward to seeing more of your videos. Thank you 🙏

This is incredible. The cost of living is 44% less then what I pay in Canada.

@michaelspencer6523

2 жыл бұрын

They did not say cost of food, trips, fuel and car or motorcycle payments, insurance, and that only rent not buying, it has taxes every year plus a/c if run most of time 1 window unit =4000 a month. Prepare black out with extra back up energy because can be off 4 hours to 4 days a time , etc.

@michaelspencer6523

2 жыл бұрын

Example i paid to have my house built with upstairs patios and it a big concrete tiled house with farm land for fruit orchard i have i gave $1.3 million for it in cash and thats usa $ not peso in iloilo philippines, house has 15 bedrooms and 5 full bathrooms and 2 kichens and 2 living rooms and a study office and a large outside concrete storage building and a concrete security fence with 2 large meadle gates.

Drinking water: Get a Gravity feed LifeStraw. Filter most any water or reg tap water. $14 to filter 1000 gallons (3780 liters).

@ultmiddle4991

3 жыл бұрын

Good idea, AND a person can purchase a countertop water distiller or create one with food grade tubing and a stainless steel covered pan. This may be a fun problem to solve

Very good informative video. Wow. That put everything into perspective.

You guys are getting a good handle of your expenses. Remember to make the most of things we take for granted i.e. weather, beaches, security, good neighbors, etc.

Thanks for sharing, your house building videos are awesome too. Take care guys

I am a Brit (single) currently in NewZealand, looking to retire in the Philippines, this kind of information is fabulously practical, just what I need to evaluate the practicality of my retirement plan. Thanks for the time and effort you put into this, it's very helpful for someone in my position, I am five years off implementing my plan but I want to make sure it's not a 'pipe dream'. I appreciate your efforts, thanks to you both (and the blokes a Yank but we won't hold that against him, lol)

@brendanhedges7591

4 жыл бұрын

61k a month is living quite well. I lived in Cebu for about 10 years on a budget of 40K a month and had a good life there with money left in the bank each month. I didn't have a car, but did have a motorcycle and my girlfriends family never asked us to help them out, so saved a bit there. I paid 8500 peso for a 2 bedroomed apparment in a middle class area of the city. If you're going to retire there look into the retirement visa as it works out cheaper than renewing a tourist visa as I did for all those years!

@JohnBotting

3 жыл бұрын

@@brendanhedges7591 yep no way would I budget for the family!!!

@elizabethmetteer2772

3 жыл бұрын

You can retire in my town

@aussieone3988

3 жыл бұрын

if u plan to live in the philippines open a bank account for one also careful how u spend u money also as it go quick if u dont

@aussieone3988

3 жыл бұрын

@@brendanhedges7591 40k a month u be living very comfy on this and a great life yes but hospitals are not free if u got sick cost 20l peso just to sign up

I’m retiring from the military this month after 20+ yrs of service, I’m considering this. If I can find a humble and down to earth Filipina with great family values, it will be the beginning of a happy life.

@retiredandhappyinphilippin3329

3 жыл бұрын

Im sure you can find

@peterhuang1431

3 жыл бұрын

how much is monthly after 20 year if you stop service?

@tommyb9529

3 жыл бұрын

I'm moving to the Philippines soon it's just what your looking for God bless you

@joecina559

3 жыл бұрын

@@peterhuang1431 It depends on rank. Look at the pay charts for E-6 AND ABOVE AT 20 YEARS. E-6 is the lowest rank to retire. Retirees receive 50% of pay monthly. Many retirees also receive some amount of VA Disability payment, between $250 to $3000+ depending on disability rating.

Serious the most important way to keep ur budget is marry or have the right GIRL! Focus abroad where they respect men as equal, good values, and not materialistic.

I was spending around 1000 euros per Month(60 thousand pesos at the time) when I lived in the Philippines for 3 yrs me and my wife. We also drank wine almost every day but we were living in the province and close to an amazing beach on a island. I will check more of your vids. this is the first one I came across. It was in the reccomendations

Nice to see you guys enjoying staying there in the Phils

This is for an area outside of Manila where the rent will be lower than other places. In Cebu, even Province, rent will be about 150-200% more but other expenses will be about the same. Electric power in Cebu is a bit less than Manila.

Hey guys, great channel. Ive just started my own recently. Wish you all the best

Greetings guys. Just started watching and enjoyed the video. Will look for more. ***US Veteran from Laguna.

Great info and thanks for the transparency. Many put outrageous numbers out there like $1500 minimum per month just to *survive* (not live) in the Ph as a single guy. Maybe all they do is chase bar girls day in and day out.

I've always wanted to live in the Philippines, somewhere along the ocean.

Thanks for sharing guys i’m also ready to go back home. our house almost done i’m excited. Congrats guys!

Excellent video guys. Thank you for your post, very helpful and informative. I think that you both have a great attitude and look forward to seeing more of your videos.

@retiredandhappyinphilippin3329

4 жыл бұрын

Thank you 😉

Right on target IMHO. I've been living here for 13 years and when people ask I tell them at the current P50/$1, $1,000 minimum plus $200 for each additional person. So $1,200 minimum for a couple and you can adjust it from there. We're a family of 3, 2 adults and a tween in private school, living just outside of Cebu City and our average monthly cost is around P70K. But after allowances for the 3 of us, P6,000 X 2 and P600, to spend as you please, it's about P83K. Quite a few Americans here seem to flip out when I tell them that we spend P80K to P85K a month. That's too much for the Philippines! But OMG!! That's cheap!!!

@daspicer1

4 жыл бұрын

@Kam Y I agree P90K is indeed cheap and a more practical number for a foreigner with kids would probably be P100K. We rented this house in late 2007 and the landlord has never raised the rent.

@desert4seat

4 жыл бұрын

@Kam Y huh? lol. 90k for a family of 3 in one month is a LOT of money. Most live comfortably on a third of that. A teachers salary is approx 400k a year.

My monthly expenses includes:(in Peso) 1.rent- 1,000 2.electricity-500 3.grocery-8000 4.Rice/25kg.-1000 6.internet-400 7.miscellaneous(snacks, i have a 10 yr old kid.) - 1000 11,900.... So thats roughly $254. And oh I live in the Province of Ifugao. Im a single parent. I do backyard gardening as well as my parents so we always get vegetables for free.

@jonarditi1647

3 жыл бұрын

Where do you live? I am planning to move in Philippine, but Makati was so expensive.

@myendlesslove5120

3 жыл бұрын

@@jonarditi1647 in Ifugao.

@myendlesslove5120

3 жыл бұрын

@@jonarditi1647 but when you oike luxury and everything within reach, better stay un Makati or in the cities. I cant afford to live there so im staying out of the cities.

IT'S so nice that you guys included your mum in your expenses. A whole monthly expenses of 1200. I can't believe that. I think that's my food bill here in the US.

Good for y’all. Working together and within a budget will guide you through your lives challenges. 👍💵

I’m from Canada,been to the Philippines 7 times over the last 8 years...it can’t be beat!! You can live in the province’s in Mindanao for under a grand a month and easily survive,nothing beats white sandy beaches ,it really is paradise and 95% speck descent English. I will be doing early retirement with my wife and daughter once our house is built.

@kennethwood2193

3 жыл бұрын

how much is the flight?

@FrankSouza-ss7cz

Жыл бұрын

Hey Im from Toronto Myself. Would love to have a chat with you as Im planning shortly to retire myself in the Philippines. Thanks

@davidcorkum6869

Жыл бұрын

@@FrankSouza-ss7cz you won’t regret living in Paradise

You’re living is so extravagant!

Thank you. This is very informative, and will help me and my wife what to expect and do when we come home for good in not so very distant future!

That is interesting, thanks guys for updated that is important for us b’cause we plan to move to PH soon. God bless!

Thanks for sharing your video great channel. we will be moving there soon from the USA Nice meeting other couples like us

@retiredandhappyinphilippin3329

4 жыл бұрын

Goodluck on your big move

The very poor filipino people , that Mark Nowhereman is showing on his youtube channel , will never be able to pay all those expenses . . That's why he give donations to those poor people . . Thanks to this video , I now know what the expenses are .

You both are great and both are not demanding of each other. A great team with understanding

Thank you for all the useful information, Al

For family of 4 I pay 18K in rent/month for 120 Sqm house, Electric bill varies from 8-11k/month, Water 1.5k, Internet Fiber 50Mbps 1.6k, Cable TV 600, Groceries is 10k/week 45k/month, Car Insurance w diesel reg and maint 6k. Medical Insurance 12k, Kids School including fares varies from 8-12, Motorbike 1k/month, and always something needed replacing, in Dec 2020 it was new TV, now in Jan AC in kids room died, About $2000-2500 USD is my monthly budget, and on that travel expenses, and some expenses for updating car/bike/computer/phone/bicycles and buying clothes and shoes.

@DigiMannen

3 жыл бұрын

@making the move by darren How much do you pay for rent, utilities, internet, groceries, medical insurance school, car/bike?

@DigiMannen

3 жыл бұрын

@making the move by darren So you do not have kids to pay food, school, medical, clothes, fares for, and no medical for you and your wife, and no transportation of your own, I have been living here for 10 Years. I do not think you know what what high roll means, I spent $6-8k month before, scuba diving, playing golf, dining out every day, not even that is high roll, just expensive activities.

@DigiMannen

3 жыл бұрын

@making the move by darren LOL.

Thanks for sharing your expenses in the Philippines. Keep safe.

Good job guys...thanks for sharing your experience with us 🙂

Wow I really appreciate this me and my wife plan to retire back in her hand country one day

You guys are amazing! some of the people that we know of that are having financial difficulties asking us for advice on how to save money and when we ask them how much is their monthly expenses they don't even know. The first step is to know your numbers like these guys are doing so you'll know if you are living beyond your means.

@retiredandhappyinphilippin3329

4 жыл бұрын

We have to monitor it specially were building our house

This is incredible!

Thank you for sharing. This was straight forward and to the point. So many other post drag it out

Thank you for this. Very informative

One of best thing in the philipines when you drive your car the signboards,cautions,warning signs are english. Advertisements areenglish, Fm radio musics most are english, every sundays you hear english oldies musics You even ask to little children they understand english. Even tough they dont speak english, but the children can understand english

That sounds good to me we also planing to go home sometime this year. Our house also ongoing construction right now.

@isabelringor7322

3 жыл бұрын

I am from Lipa City. We are happy for you and your family.Soon we will go home to Philippines too.

@janethbata6303

3 жыл бұрын

perhaps i can show you about Financial planning too...Estate planning

That’s very interesting! Thanks for sharing.

Thanks for a comprehensive accounts

Thank you for your reply. Keep up the good work. Don’t be bother for the negative comments. That’s a human nature. GOD bless you.

@susanakortemeyer9174

3 жыл бұрын

You can buy water and or you can buy there is a filter picture that you can buy in the base it's saved a lot of money the time to time you can use it it is a picture with the picture with water filter thank you

@susanakortemeyer9174

3 жыл бұрын

Pitchel. With. Filter

New Subscriber from Washington D.C USA.. im Semi Retired and im planning to go back to the Philippines thanks for the Info it helps me a lot where to stay for good ....

@moodd5917

4 жыл бұрын

I seen if your invest a place to retire pick a condo for foreigner and tour more around Philippines how do you like that?....let me know

We have 500-600 per month depending on food prices which is always going up. We have 3 dogs, own our own home ,own our truck. And live on the beach in the boonies.

Very interesting breakdown! I see many like this in the US - good to see in another country

Thank you so much for the breakdown. A lot of people talk about needing $2,000 USD per month but your budget looks better to me. I will be moving to Dumaguete as soon as this Covid ends.

@stevenolson6307

3 жыл бұрын

When I first moved Phil's 2004. My income was $800 a month, my Bill's $100, u can eat on ,300p a day $6. This is low end, high end a p.o end all u want

It really depends on the life style you want to live.

@elizabethmetteer2772

3 жыл бұрын

Simple lifestyle works for me... but I can also use extra money for travel 1-3x a year or monthly for short trips 1-7 hours .

@sunshineunez5723

3 жыл бұрын

Nice.....

First time watching I’m a new subscriber 🙋🏼‍♀️

@retiredandhappyinphilippin3329

3 жыл бұрын

Welcome po

Amazing and helpful vídeo. Can't wait for 2026, that's when I'll be stopping working at age of 50....and Philippines is in my list to visit and maybe ending up living there. Tks for all your help and support.

Thank you for sharing your e xpenses. I appreciate your effort breaking down everything. I am always curious how much it takes to live back home.

You are doing great! Most people don’t even have a budget. What is really important for your success is that you work together on it. Working together honestly regarding money will save lots of arguments and other problems. Enjoy.

@missilo-ilokabet4234

4 жыл бұрын

kzread.info/dash/bejne/gmGZvNmGca6phs4.html

You two look happy. Congrats!!

Thanks for the video and good luck!

For a single guy I am planning on either living in Cebu or Davao, this budget helps

@bisdakpinoy1017

4 жыл бұрын

You can even afford to have a housemaid

@SeriouSXXFireworks

4 жыл бұрын

@@bisdakpinoy1017 where do I find house maid

@bisdakpinoy1017

4 жыл бұрын

@@SeriouSXXFireworks here in general santos city we go to dxcp it is radio station were almost housemaid go there, wait there if there is employer to come to hire them.

@SeriouSXXFireworks

4 жыл бұрын

@@bisdakpinoy1017 are u housemaid?

@bisdakpinoy1017

4 жыл бұрын

@@SeriouSXXFireworks no, i am male, i am 49 i have 4kids my partner is 27 she was our housemaid before, after my mother died we live together, but im planning to marry her someday. If you live here in general santos city my wife or partner can help you find a housemaid, my is inidigent, she is elementary graduate, i am college level, but it doesn' matter to me coz i love her.

Kinda abstract but nice to share I like to keep it rounded off. for just a reference to exspence in Philippines it is one third of the states, just roughly figuring monetary exchange up and down but basically 4.50 to 50 to one actual spending power the usa is × 3 $ nice video thanks

Great video 👍 Thank you!!

Informative. We also skip the winter in the US and stay in the Phils 4-6 months a year. We’re both retired. Thnx for the info.

@PIAMUSA

3 жыл бұрын

@@garrylafferty100yep. i retired in health care settings too. we have tricare for life and a kaiser permanente where we enroll our medicare so we have both with HMO. great hearing from you.

That Is my goal move to Filipinas.Glad to now they have VA hospital in manila.Thank for the información.Hugs from PR

@retiredandhappyinphilippin3329

4 жыл бұрын

Sorry its not a hospital its a clinic

Thanks for sharing, planning on retirement before I hit the big 50. Or to be more precise, I will retire when I have saved up enough cash so that it will last until the pension kicks in(aiming for 300k $). The more clips I watch on the subject, 1k $ a month seems OK but abit more is way better. So 1500$ seems like a sweetspot, with room to travel and margin if shit goes south.

@rickshawphilippines

4 жыл бұрын

We go on $2500 per month and with 3 small children it's just fine...rickshawphilippines

Howdy! Filipino American from Texas here! $1200 really cheap and you can divide that by 2 that gives you $600 per person a month. Very informative and thanks!

@retiredandhappyinphilippin3329

4 жыл бұрын

We are actually 3 i have my sister too 😅

Great video! Thanks for sharing your budget.

Ok, so currently I am single, and plan on moving there as soon as travel restrictions are over. So judging by your main expenses, which of course are mandatory, and estimated food costs for myself, and since I have no animals, or girlfriend/wife. I came up with around 28,500P, or $608 USD. I am pretty sure that of course will change if I do add a girlfriend/wife, family, purchasing and care of a vehicle, dogs, cats, iguana's etc. Then that bill I'm sure will go up, however I did use your food costs as a basic idea. I can take some of that off because I do plan on doing a LOT of fishing and of course the occasional Ribeye but a really nice Ribeye here in the US will set you back $20 USD, at $7.00P that's a steal, so I'm not worried about that. I'm sure my food costs won't be near as high, so I can adjust where I need too but $600 is great for those who don't have a 2nd, or 3rd income, and still reasonable for those who are not getting a nice pension from SSI, SSD, or whatever. $800 to $1,200/mth seems to be a standard amount so even if your not rich, you can still afford to live there especially if you budget the way you are. If, you do happen to marry a Filipina and she does work, that would be even better of course. Any help is better than no help. Thank you so much for breaking it down like this, it makes it easier for planning.

You guys make me feel like moving to the Philippines now.

@tedsell1455

3 жыл бұрын

Im with you Bro , leave the rat Race 🏁

@Smitty-op4ld

3 жыл бұрын

KZread always make me want to move somewhere. Better be sure you have the blessings of CHRIST YESHUA GOD ALMIGHTY in advance wherever you do before you go.

@mawazoselemani614

3 жыл бұрын

@making the move by darren .you must be stranger to this world or may be you do ot know how world works.

@marymathurin7829

3 жыл бұрын

@making the move by darren Thank you

@marymathurin7829

3 жыл бұрын

@@Smitty-op4ld Let God direct your path , Amen . True vibes

Thank you for the reference point of expenses to be expected in Philippines. I also am planning on Batangas area. Thank you again.

thanks - this is very helpful!

I like the explanation of your monthly expenses and it is a little bit high for me if I decided to live there. I would minus some of the expenses like car, motor cycle and pets etc. I can live in a frugal system and I can happily survive with my retirement pension. I definitely decrease my grocery and eating out expense because I never like " red " meat in the first place. I am here in California, I could not wait the time when I am ready to jump off and I will be there. O by the way, thank you for sharing your personal expenses.

@nenitalindo6817

2 жыл бұрын

Do you have a budget/plan for health insurance/care that you can share?

@amorevirgil2849

Жыл бұрын

You can easi.y manage on 1000$ monthly.... not to worry. The only thing noone mentions is the e xtreme heat (if nott using air con), and also that after many months, you may be longing to be back in america...... so best thing is too do 6 months in phil when its winter in america.... n 6 months in america in su mmer. I been doing it 29 years

Living in NY is getting ridiculously expensive. My mother is ilocana and she taught me how to save. I bought farmlands in Zambales where my relatives plant vegetables and raise cattles.

@tejasoza5191

4 жыл бұрын

Hi m living in. New York USA country

@joey8526ny

4 жыл бұрын

I live in Manhattan so i know the feeling

Thank you so much! I actually enjoyed this!

Thank you. very nice how you share and help others plan. take care

Hello sis your vlog pop-up in my youtube so, I don't lose time to think but yes I watched your couple vlogs and it is very interesting this video of your expenses. Thank you for sharing. We just sold our house here in US because my husband is going to retire next year and we are moving for good in the Philippines next year. Currently we are renting a condo for a year . I am happy to know that you guys like it there in the Philippines. I hope this pandemic will end so that we could travel by then.

@retiredandhappyinphilippin3329

4 жыл бұрын

Perky Adventures hi sis, thank you . Congratulations for your future retirement .And yeah pandemic slow a bunch of stuff and pls take care.

Nice to see you again former shipmate. I did not know that you retired in PI for good.

@retiredandhappyinphilippin3329

4 жыл бұрын

Yes retired here for good!! Took us a couple of years after retirement to get everything settled back in the states but now this home!! Well soon to be once our house is done!!

I love these types of videos. Thanks very informative.

GREAT Detailed video!!! Thank you very much!!!!!

Thanks for the information, considering moving there with my Filipina wife and living off my retirement but need a VA close by.

@voltpormento5650

3 жыл бұрын

There’s a VA office in Manila.

God bless you guys,thinking about going to cebu, if everything with jesus blessings works out, im going to take my time,and find out stuff like, living, food, etc God bless you both

Thanks to both of you for posting these expenses. They all seem exact and to the point. I'm a single guy so I know my expenses would be much lower than yours. I would be interested in wanting to retire there one day, I just haven't decided yet on where that might be.

Good idea guys

Hello Ma'am, love your videos!We are all Batanguenos...& Batanguenas. We are from San Juan, Batangas

@retiredandhappyinphilippin3329

4 жыл бұрын

Hello from lipa

@janethbata6303

3 жыл бұрын

Hi Jeff,,id like to share with you too some concepts

Crypto currency is the future, investing in it now, will be the wisest thing to do especially with the current rise.

@georgesebastain5196

3 жыл бұрын

Stocks are good but crypto is better

@georgesebastain5196

3 жыл бұрын

Stock's are crashing, Bitcoin Investment right now will be at every wise individual list in a month you we be ecstatic with the decision you make today

@evidencejonathan1994

3 жыл бұрын

People are ignorant of the profitability in bitcoin Investment and that had been their major issues limiting their Investment

@goldenwealth7195

3 жыл бұрын

Nice words 👌

@goldenwealth7195

3 жыл бұрын

Fore real it's true this could be the wisest word I've heard, you got my point

Nice video. Thank you.dont count too much.live the life.

Thank you so much for this video. Very informative.

I like your content sis and so much foreigners to convince to live in the Philippines

@retiredandhappyinphilippin3329

4 жыл бұрын

Evelyn Dadula thank you sis

@iliepetcan1736

3 жыл бұрын

Yeah just retired people but for me as ukrainian its more better in europe so not thnk u ;)

Thank you both for the information, I'm thinking of retirement there, I'm trying to get an idea what I'll need. Your information is much appreciated.

@tedsell1455

3 жыл бұрын

Same here Bro , definitely have to visit and see for myself 🐧

Clear explanation! Thanks

Great and realistic budget👍 new subscriber

Looks like you have things under control, I was thinking i would be a little higher

@retiredandhappyinphilippin3329

4 жыл бұрын

It depends on your standard of living ...we try to keep it low profile

I praise you for letting your wife in on your budgeting, letting her talk. Men talk about western women and how pushy, money hungry we are. This people is what a man looks like! It’s called being equal in a relationship or marriage!

@zoltanl8056

3 жыл бұрын

eh, she admits no money, plus need helping her family....vs basically hubby IS the budget, his pension does cover all this...but it is somewhat a stretch to call this kinda equal contribution. what i give you: most western women do dream of these type of marriages (too)! spending someone elses money not working, that is. only they bring increasingly little to the table in exchange...

@Lollipop_Lexi

2 жыл бұрын

@@zoltanl8056 this is the most ridiculous comment I’ve ever seen. Where I come from, most of the women I know work full time. They also do most of the housework and child care. Bring little to the table? It is men that bring little to the table, thinking that all they need to do is work and take no responsibility for anything else. And all the women I know that work choose to work. Not one of them wishes to be “kept” by anyone. Are you time travelling from the 1950’s?

@zoltanl8056

2 жыл бұрын

@@Lollipop_Lexi if that is the most ridiculous ever, time to read more, get out more, experience more. Either you try to desperately exaggerate it to sound more, or I just feel sorry for your sad life, bcos there is countless lot more ridiculous things and comments around.

Good information HERE Thanks Greetings from Dublin Ireland brother and sisters

That´s is great for this information

Yes that’s true it’s very cheap leaving in the Philippines that’s why I’m planning to go back there after leaving here in japan for long years

@wolfthequarrelsome504

4 жыл бұрын

The 'cheap' part is rent. Supermarket food is as dear.

My God Lady, your husband looks like he is treating you right. You look like fulfilled and happy.

Thks for sharing.

Sounds good, very interesting and we plan to move soon🇵🇭❤️🇺🇸