Cost of living in Canada l Our monthly expenses in Canada l 1st year vs 3rd year in Canada l Budget
Lot of people have asked us “How much we spend on our expenses monthly”. Well, we have observed that our expenses keep increasing and decreasing based on various factors like if our kid is going to daycare, what phone plan we are using or if both of us have our own cars.
We have tried to break down our expenses based on our current situation and have also explained the expenses new immigrants in Canada can do or save…
This is the estimate of our Monthly budget we are spending right now and along with that, we have explained how much more or less we were spending during our first year in Canada as new immigrant.
So, you can say this is our Monthly budget comparison of our First Year Vs Third Year in Canada.
Do hit the like button and don’t forget to subscribe if you like the Video..
Join me on Insta: shilpa.nagpal27
Love,
Shilpa
Пікірлер: 284
This is the best video on this topic which doesnt look boring at all
Great going A&S..keep rocking guys!
Hi Shilpa. Nice video. I have watched 100s of monthly budget videos, but I still found this video interesting. Good work 👍
@chitchatwithshilpa
3 жыл бұрын
Glad you liked it
Really ma'am, u will have to achieve your goal, your way of presenting is amazing
Nice video, fairly accurate in assuming those numbers. I have couple of qns though, if monthly expense around 6.5 k then how much u have to earn pre tax. Further didn’t mention anything about saving / investments, would love to hear something on that side as well if possible.
Congratulations to you both guys for 1k subscribers, and try to make same kind of informative videos more and more.
@chitchatwithshilpa
3 жыл бұрын
Thank u so much...
Hahaha..loved the start of ur video....I saw shilpa on ravish s vlogs...u r super cool...great going...keep it up...and keep adding ur humor...that's what makes me see ur vlogs...each time.
@chitchatwithshilpa
3 жыл бұрын
Thank u so much.. 😀😀
Great details, as always. Love the way u 2 start up a topic and build it further as a main content. Definitely made for You tube . Wishing u 2 major success ahead. Tc
@chitchatwithshilpa
3 жыл бұрын
Much appreciated!
Shilpaji and amitji bohot mast video...
Super! Congratulations Guys. Next target is 10K Subscribers ✌
I really like how accurate the video is, like the bus charges from Brampton to Vaughan. Very focused!!
Hello Shilpa - you guys are good and have natural talent of engaging audience. Also nice to see both of you are sharing personal financial details without any hesitation.
Downtown condo rent is not $1700, are you guys crazy. One bedroom is minimum around $2000 excluding utilities
Well done Shilpa . Congratulations 👍👍👍
@chitchatwithshilpa
3 жыл бұрын
Thank u 😀
Very nice, thanks for details .Very useful for new emergent. Best of luck.
Great video guys. Not very far from 2k subscribers
Very nice and informative videos guys. Started following your channel from today 😀
@chitchatwithshilpa
3 жыл бұрын
Welcome aboard!
informative video, keep glowing you smiling girl
Congratulations for 1.3k N yes u r born to KZread Thx to ravish vlog to making this amazing KZreadr
Your channel has better content...keep improving guys and most importantly I liked the honesty..
@chitchatwithshilpa
3 жыл бұрын
Thanks a ton
Yeh expense sheet purani ho gai...💃💃waiting for new vlog with expenses with current inflation 💃💃happy vlogging💕💕
Can you guys elaborate a little about the job roles/prospects for HRM in Canada? It would be great if you could make a video.
Such a nice wat to differentiate between both condition, very impressive , 😍
That's true that shilpa mam is only born for youtube.... And that's important information for me, because after 2 or 3 years i'll be in canada or US as a student😊😊🙏🙏🙏
Hi shilpa, your videos are so detailed it helps me a lot
Ravish vlogs fan reporting and your new subscriber ✋🏻 The way you deliver the content is amazing and so awesome to see such a good growth on your channel. Hoping to learn from you as I start my own vlogs journey in US. Cheers!!
@chitchatwithshilpa
3 жыл бұрын
Welcome aboard! Thanks for Subbing!
Nice information...thanks for the details. One of friends also got home insurance for $150/month but we suggested he shop around and he got same coverage from Belair for $50/month for the same property.
Very helpful videos...keep it up folks..soon you will see million subscribers 😊
@chitchatwithshilpa
3 жыл бұрын
Thank you so much 😀
Thank you sis🙂 very informative vlog😊
Mam your videos gives very clear information and understanding... very well filmed...
U guys r awsm stay blessed keep growing✌🥂
You guys are providing such great information to us, it really helps us in making good decisions. Thanks a lot! Since you've come from Dubai, can you please advise if it makes sense for new migrants from Dubai to export their existing cars to Canada? Of course, with a couple of changes like winter tires and anti-freeze coolant. I ask because, both the countries drive on the same side of the road, and it might help save some money to buy a new car initially in Canada. And if the info is too much to cover in a comment, you could probably make a video about it. Keep up the good work!
@chitchatwithshilpa
3 жыл бұрын
I think exporting the car from dubai and then making it canadian weather ready will be too costly...other than that, insurance companies here might charge u very high premium for insuring such modified cars.. better buy it from here only..
@afrinkazi4814
3 жыл бұрын
@@chitchatwithshilpa thank you 💕
0:24 I also think that you guys are made for KZread . You, Amit bro and Amy all of you are so easy on eyes and ears, stay together and live long!!
Detailed one.. cool video guys..
Congratulations! All the best
I m happy to see both of you after a long time, saw u both at Ravish vlog. I m sure about u both, will surpass ravish channel and hit 1 million by 2021 end. The way u speak, its awesome😊😊😊😊
@chitchatwithshilpa
3 жыл бұрын
Thank you so much 😊 Not wishing to surpass our Prime channel but if attains half that love and quality, will be happy..Appreciated ur comment..
I just love you both.amazing
Nicely managed and explained 👏
Thank you for this ibuad infact requested Ravish for rhis but you explained very well this gives an idea of we should estimate 👍
@chitchatwithshilpa
3 жыл бұрын
Thank u 🙂
Very reasonable budget.. well explained
Shilpa ji very informative video for new commer 👍
Congratulations guys 👍 for 1.3k sub. Hope you get more and more. Love from Germany 🇩🇪
@chitchatwithshilpa
3 жыл бұрын
Thanks so much!
@sagardedhia7606
3 жыл бұрын
@@chitchatwithshilpa if you can connect on email
@chitchatwithshilpa
3 жыл бұрын
@@sagardedhia7606 connect with me on Insta: shilpa.nagpal27
Shilpa you are very interactive very beautiful and apt youtuber I like your video's cause you are excellent in communicating
Such a nice chemistry of both of you
Valued information and thanks
I like the way you guys explains, have you made any video about taxes.
after 12th grade in advanced diploma of 2 in accounting and finance so guide me it's better to move Toronto take admission in college then after study move to Saskatchewan or directly move to Saskatchewan take admission there because after study pr not easy in Ontario i think pls suggest what i do because during studying part time job and living cost can earn in Saskatchewan
Congratulations Shilpa and Amit!! You *are* born for youtube!!!
@Harish_thakur777
3 жыл бұрын
Hlo
Very Systematically explained
Wowoo really like ur vlog Yaar canada to cafii kostly hay bhii eitna zada kharcha Mager yee achi baat hay kay wahaan ager app new bhi ho home buy karsakte hain but yahaan germany may home buy karne may tora time lagta hay.
Hi mam Your information is very useful. Thanks for sharing your experience
Shilpa i love your noodles curls ..please lemme know how you manage them?
Wow well explained
I am sure ...you will soon be 10k as well 👍
@chitchatwithshilpa
3 жыл бұрын
Thank you so much 😀
you r such a combination of intelligent and beautiful woman.....love you Shilpa from Punjab💜
Hi Shilpa. Love watching your videos. Can you please make an updated video as per 2022?
Please make a video on how much you basically save, most people talk about expenses and salaries. But what do you save at the end of the day, that is what matters?
Best KZread channel ever come across
@chitchatwithshilpa
3 жыл бұрын
Hey Thanks 😀😀
Very informative.... you didn't mention taxes in your expenses...or it is exempted due to loans... kindly reply it will be helpful 😊
Hey shilpa, that was a very informative video, but you said you can carry you own device and come to Canada. Can you carry electronic devices, like phone, I pad etc for Dubai. As I have heard there is some voltage difference and charging the device is a problem
@chitchatwithshilpa
3 жыл бұрын
I used my dubai phone here for more than an year before buying a new one....ppl who come from India or Dubai or from any other country as tourists or visitors keep their own phones n just change the charging plugs....with no issues...
Please make a video from students point of view.. That how they can manage there expenses...
Waoooo love this couple .
Nice informative Vlog👩🏻💻🥰
Please make a video on how to do savings in canada ? Thank you!
Shilpa bhut cute h❤️
Impressive. Informative and honest opinion. Shilpa we can't hear you properly. Could you please work on that. We think it's because microphone.💖💖💖
@chitchatwithshilpa
3 жыл бұрын
This is one of the starting videos of the channel...we sorted out the issue in new videos..Thank u 🙂
Thank you for sharing your monthly expenses guys. I hope that mortgage price you mentioned is for the home that you are living in. I remember you mentioning in previous videos that you bought another house which you have rented out.
@chitchatwithshilpa
3 жыл бұрын
Yes, this is for the house we live in..
Watching you huys because my parents are awful eigh money I have started sending them your videos because they're one of the few ones that are good and actually useful in Hindi/Urdu
@Shilpa, thanks for these informations, I know these are ever growing expenses due to inflation so just a suggestion to all to add inflation factor of 2% growth per year
@chitchatwithshilpa
Жыл бұрын
Great suggestion! Making it soon
Wow the videos are superb especially shilpa👍🏻👍🏻 please translate the rupees in indian currency.
car monthly insurance is too high, i am confused why ?
Shilpa plz hmin kuch information chaeye. Hm canada shift hona chahty hn. Now we are in abu dhabi. Mery hsbnd busines man hn. Aur wahn bhi busines e continue krna chahty hn. Yhn se wahn shift hny k lie kia procedure hn. How we can apply
Perfect information for new immigrants
nice couple good information
Thanks alot lovely guidance
Very informative video
Excellent video keep it up
God blessed dear
Pls suggest in Toronto,Saskatchewan or nova Scotia or new brunswick if choose for diploma in accounting and finance than which options is better have better advantage in job opportunities and pr policies for my son coming after 12th is it possible to get pr after 12th do diploma
@chitchatwithshilpa
3 жыл бұрын
If anybody comes on a student visa in Canada, he/she will get work permit after completing the studies. After the person can apply for PR in Canadian experienced class category. All these provinces have different rules in giving provincial nomination for PR. After 12th, only based on Diploma, it is difficult to get PR in Ontario (toronto), but other provinces might have some special programmes based on how many years somebody has worked there after studies.. P.S.I am not a certified immigration consultant, just suggesting based on my knowledge
Very nice dear Sir 👍
Content 💯
How you make your thumbnail i wanted to know please tell me
Do u guys hv life insurance? If not must get
Good to see u on utube channel... Jatin Batra
Video is superb.. Little sound issue maam.. Can you please do something about it..
@chitchatwithshilpa
3 жыл бұрын
Hi Shrey, We have changed the mic..you won't face this issue in the future....sorry for the inconvenience..
Make more videos with amy plzzz Luv mamu mami you guys are doing a great job keep it up 😘👍
@chitchatwithshilpa
3 жыл бұрын
u only tell her, doesn't listen to us..
Hi, as a foreigner if I purchase house in canada, you said in last video 15% tax is applicable, but this applies if I buy only in certain area like GTA Toronto, what if I buy in Kitchener or an rural area or outskirts?
@chitchatwithshilpa
3 жыл бұрын
In that video, I was talking abt our case because we bought both our homes in GTA. You don't need to pay 15% tax if you buy property in rural area or outskirts...
@alexparx1501
3 жыл бұрын
@@chitchatwithshilpa thank you for a quick reply.
I'm from Punjab people here dying to immigrate Canada even though 99% don't know the name of Canadian capital city..
@rohanutep81
3 жыл бұрын
Craze hain
@blackxdeft5791
2 жыл бұрын
Noo pls stop them !
Bhut vdiya way mei samjaya tuc .thanks
@chitchatwithshilpa
2 жыл бұрын
Thank you 😊
Shilpa jii ek video day care valo k liye bnao .....canada me day care kaise suru kr skte h ...for business
@chitchatwithshilpa
2 жыл бұрын
Good topic but needs a lot of research. I will work on it. Thanks
1st viewer, 1st Comment ,1st Like ❤️. And congratulations for hitting 1.3K 🎉💐👏🏽😍
@chitchatwithshilpa
3 жыл бұрын
Thank you....😀😀
What’s the approximate income you guys make in your jobs and what’s your job profiles? I am a asking this cause I know u guys came here from Dubai. But I know few people who left n leaving Canada and settling in other countries mostly Dubai. Cause it pays more and income is tax free. Pls share why u end up doing opposite. Especially when living expenses in Canada is through the roof since 2019
@chitchatfamily
3 жыл бұрын
Hi J J, that's a good topic to cover. Though many things comparing Dubai and Canada were covered in a video featuring us in Ravish Vlogs but we will try to make another video soon answering your questions and clarifying your doubts.
Madam u give to the point info which is relatable. If u continue, in the next one year u may reach 250k. Genuinely 😀😀
@chitchatwithshilpa
2 жыл бұрын
🙏🏻🙏🏻
What about health insurance? I think it's compulsory for every individual in canada.
@chitchatwithshilpa
3 жыл бұрын
We have Govt provided OHIP for which we don't need to pay anything extra..OHIP is covered from the taxes we pay to the Govt..
@arpitap4859
3 жыл бұрын
@@chitchatwithshilpa that's great. I didn't know it before. Thank You.
What if I do not take insurance?
Soon i am coming to Canada i will meet you guys...
@immigrationbyrenusharma5176
3 жыл бұрын
😀
Hi Shilpa, can you please create a video on Super Visa, incase of parents or inlaws ? That would be biggest help in my case.
Very helpful video..
@chitchatwithshilpa
3 жыл бұрын
Thanks a lot
@samvlogs4335
3 жыл бұрын
@@chitchatwithshilpa hm log Canada move krna chahty hy but dnt know k how to apply nd plz guide krain k study visa py aa KR Kia Kia benefits hu sakty hy nd disadvantages b, plz
@chitchatwithshilpa
3 жыл бұрын
@@samvlogs4335 connect me on Insta please..
Hello Dear Friend 😊 Nice Sharing Watching You From Switzerland 🇨🇭 Stay Connected Dear Good Job Ma Sha Allah See You Soon Big Like 👍
Namaste Shilpaji. Location 00:14 "1300 subscribers hain mere". That was on 03.19.2021. Aaj hai 07.26.2022 aur aapke subcribers ho gaye hain 42,800. Matlab 494 days mein aapke subscriber count mein 41,500 ki badhotari hui hai. That equates to more than 84 subscribers a day. Wow! Maan gaye!! 👍🍻🎉🎊