Blue Business vs Platinum Card - Which is Really Better?

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Video Outline
0:00 Intro
0:59 Blue Business Card
4:41 Blue Platinum Card
10:07 Comparing the Two Cards
14:32 How to Choose
15:57 Outro
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Пікірлер: 106

  • @JohnFerrier
    @JohnFerrier Жыл бұрын

    “37 years in being in the points and miles game” Bro… you can’t count your childhood towards that. 😭😭😭

  • @michaelthurman4247

    @michaelthurman4247

    3 ай бұрын

    😂

  • @dav2hemi274
    @dav2hemi274 Жыл бұрын

    Drops the video right when I needed it 🙏🏽👏🏽👏🏽

  • @PierceJordan
    @PierceJordan Жыл бұрын

    Bro has been in the points and miles game for 37 years lol

  • @joshua.butler

    @joshua.butler

    Жыл бұрын

    When I found out dude was 53 years old I almost pooped my pants.

  • @Jungernaut

    @Jungernaut

    Жыл бұрын

    Been in the game since before I was a cell

  • @Jungernaut

    @Jungernaut

    Жыл бұрын

    @@joshua.butler hahaha

  • @kazi1

    @kazi1

    Жыл бұрын

    @@Jungernautlol

  • @landonpierron8716

    @landonpierron8716

    Жыл бұрын

    Idk how this guys looks 25-30

  • @clutchfitness8309
    @clutchfitness8309 Жыл бұрын

    Great video Brian! Also, massive respect to you for taking care of your family as you continue to accumulate wealth!

  • @Jungernaut

    @Jungernaut

    Жыл бұрын

    I appreciate that!

  • @alejandromorales5822
    @alejandromorales582211 ай бұрын

    Awesome video and info, thank you 🤙🏼🤙🏼

  • @Jungernaut

    @Jungernaut

    11 ай бұрын

    You bet!

  • @chucalissa9231
    @chucalissa9231 Жыл бұрын

    I'm waiting for next year to apply as many inquiries will be dropping from my credit report🎉👏🏼

  • @packmangulag658
    @packmangulag658 Жыл бұрын

    Brian always bringing the value 🔥

  • @nuprotocol
    @nuprotocol Жыл бұрын

    Greatly appreciate you spelling out the breakeven point for the Reserve over the Preferred.

  • @Jungernaut

    @Jungernaut

    Жыл бұрын

    You bet!

  • @ghgnj
    @ghgnj Жыл бұрын

    Reserve is 100% worth it. In the ny metro area, lyft premium, free citi bikes, instacart credits, precheck?? Practical benefits, plat is overkill

  • @phanylanderos3679
    @phanylanderos3679 Жыл бұрын

    I NEEDED THIS VIDEO!! THANK YOUU!! 🎉

  • @Jungernaut

    @Jungernaut

    Жыл бұрын

    You're so welcome!

  • @TheBiohazardBlaze
    @TheBiohazardBlaze Жыл бұрын

    Good Video. Very informative. Keep the content coming @Brian Jung

  • @Jungernaut

    @Jungernaut

    Жыл бұрын

    You got it!

  • @hannibalbjerregaard2322
    @hannibalbjerregaard2322 Жыл бұрын

    bro i love your vids, keep the grind up bro

  • @Jungernaut

    @Jungernaut

    Жыл бұрын

    Thanks, will do!

  • @JazzyMarineVet
    @JazzyMarineVet4 ай бұрын

    That was an EXCELLENT explination of a Loss Leader. I always wondered about pushing points to just loose when people down grade their AF cards

  • @J.0.E.
    @J.0.E. Жыл бұрын

    I upgraded to the reserve after having the preferred for a year. I absolutely love the reserve. I used the travel credit beginning of July and now it’s ready to use again.

  • @wilsoncaravantes4033

    @wilsoncaravantes4033

    Жыл бұрын

    Do they offer anything for upgrading it?

  • @xaviermoreno6479

    @xaviermoreno6479

    Жыл бұрын

    @@wilsoncaravantes4033 usually no

  • @DrSarge37

    @DrSarge37

    11 ай бұрын

    @@wilsoncaravantes4033nope I just asked this question to Chase because I was curious and they said no they don’t give any bonus or anything like that for upgrading.

  • @J.0.E.

    @J.0.E.

    11 ай бұрын

    @@wilsoncaravantes4033 No you have to wait 48 months to get another welcome package

  • @willm3027

    @willm3027

    9 ай бұрын

    Did you get the bonuses for the reserve?

  • @Surf4lyfe
    @Surf4lyfe10 ай бұрын

    The card calculator sheet isn’t in the description, please add. Very helpful video

  • @zBMatt
    @zBMatt7 ай бұрын

    It’s a pretty easy question to answer I think. If you actually find the extras useful then the value the reserve gives you becomes worth it, otherwise get the preferred.

  • @Bloodybutterfly888
    @Bloodybutterfly888 Жыл бұрын

    Thank you

  • @tel5690
    @tel56907 ай бұрын

    Been deciding on which one to choose

  • @mrschristywu
    @mrschristywu11 ай бұрын

    This video is very informative, THANK YOU!!! Does the RESERVE also include the 10% point bonus at anniversary?

  • @firekiller1435

    @firekiller1435

    10 ай бұрын

    yes

  • @Vic13207

    @Vic13207

    6 ай бұрын

    no, the other person is misinformed.

  • @AdamTrejo-tw7zx
    @AdamTrejo-tw7zx11 ай бұрын

    Hey Brian how do you check your credit score before you apply?

  • @asdasddas100
    @asdasddas100 Жыл бұрын

    37 years????? I thought you were in your early 20s

  • @EpiphanyEntertainment1
    @EpiphanyEntertainment111 ай бұрын

    May we have the card excel calculator, please?

  • @divanshume
    @divanshume Жыл бұрын

    its also good technique for data collection how people are spending money and train there AI model to showcase those products on the feed so they spend even more

  • @cindyfern
    @cindyfern11 ай бұрын

    I got approved for the Preferred today 😅

  • @tonylollis895
    @tonylollis89510 ай бұрын

    We have the same pocket organizer. Lol

  • @flightboi9
    @flightboi9 Жыл бұрын

    37 years

  • @Jungernaut

    @Jungernaut

    Жыл бұрын

    lolol

  • @jiminisbae69
    @jiminisbae69 Жыл бұрын

    How do you double dip on benefits?

  • @jonathanfactor6688
    @jonathanfactor66886 ай бұрын

    I just updated my united airlines explorer card to the united airlines quest card because I feel that you can get better states on the quest card over the explorer card.

  • @TaliaGrace589
    @TaliaGrace5898 ай бұрын

    If I can’t justify the Amex platinum do you think the reserved is a good alternative?

  • @JohnSmithCo.
    @JohnSmithCo. Жыл бұрын

    Nice

  • @MahoneyBadger
    @MahoneyBadger9 ай бұрын

    Where is the spreadsheet?

  • @jc7741
    @jc774111 ай бұрын

    Are these cards worth it while living overseas?

  • @Abulls33
    @Abulls33 Жыл бұрын

    “Not tooo-DAY!!” 😂😂

  • @jamesyu613
    @jamesyu613 Жыл бұрын

    I love my CSP

  • @trave7644
    @trave764411 ай бұрын

    Downgraded to to the preferred and kept and got Venture X. Venture X for lounge access but preferred for better travel insurance.

  • @firekiller1435

    @firekiller1435

    10 ай бұрын

    smart

  • @MrHrisk

    @MrHrisk

    9 ай бұрын

    Best combination. Effective AF of $50.

  • @naruto41793
    @naruto41793 Жыл бұрын

    I Have had the chase Sapphire preferred for over 4 years now instead of upgrading can I downgrade to another freedom? then apply for the reserve and get the bonus.

  • @chrisoverbey5937

    @chrisoverbey5937

    10 ай бұрын

    I have read knowledgeable people say yes

  • @MrColombia12
    @MrColombia12 Жыл бұрын

    Do a vid on regular chase sapphire

  • @fogrunr5075
    @fogrunr50755 ай бұрын

    The Reserve turns the Freedom Unlimited into essentially a 2.25X card. Or better...

  • @armytruth6860
    @armytruth6860 Жыл бұрын

    If you actually use the CSR card then you will come out on top

  • @freytheviking
    @freytheviking Жыл бұрын

    Yea, but it gets more complicated if you want to double dip on the Amex Trifecta! In that scenario, I don't see any benefit of the Reserve!

  • @ev2322
    @ev23229 ай бұрын

    Where is the drive link?

  • @aryckrussell4174
    @aryckrussell417410 ай бұрын

    Is it best to get the CSP & CSR for the SUB and then downgrade the CSP to the standard sapphire to avoid the fee and keep your credit history? Ideally, you could get both within a year or two and get the points without having to wait 48 months, right?

  • @MrHrisk

    @MrHrisk

    9 ай бұрын

    You would have to do a Modified double dip, look it up.

  • @bzarate001
    @bzarate00111 ай бұрын

    What type of wallet is that ?

  • @oneup8
    @oneup811 ай бұрын

    Can I apply for both cards? Whether at the same time or at a later time?

  • @chrisoverbey5937

    @chrisoverbey5937

    10 ай бұрын

    My understanding is that Chase will only allow a cardholder to hold only one Sapphire card at a time

  • @ladygadventures4144
    @ladygadventures41448 ай бұрын

    so i kept on clicking the link for cards and i cannot see the capital one venture x, only business.

  • @Jungernaut

    @Jungernaut

    8 ай бұрын

    we're working on this now! Check back tomorrow and it should be fixed :)

  • @Matthew-or4yc
    @Matthew-or4yc Жыл бұрын

    Where is the card excel calculator?

  • @EpiphanyEntertainment1

    @EpiphanyEntertainment1

    11 ай бұрын

    I was looking for it too.

  • @melvina4998
    @melvina4998 Жыл бұрын

    if I want to get the CSR Bonus, but I have the CSP. Should I cancel first the CSP, then apply for the CSR?

  • @cantmakethishitup17

    @cantmakethishitup17

    Жыл бұрын

    Downgrade

  • @jjeffery129

    @jjeffery129

    Жыл бұрын

    24 months rule apply, you don’t get bonus if a current customer of sapphire family

  • @justjojo1666
    @justjojo1666 Жыл бұрын

    Ok

  • @AldotskRX
    @AldotskRX Жыл бұрын

    If I was to get Reserve and cancel my Preferred, would I lose all of my Chase reward points that I’ve earned from preferred ?

  • @naichoysaeteurn6363

    @naichoysaeteurn6363

    Жыл бұрын

    I’d say request to upgrade instead of canceling it.

  • @willthekiller1
    @willthekiller110 ай бұрын

    will canceling the preferred after 48 months to upgrade to the reserve drop your credit score?

  • @EmmKitty

    @EmmKitty

    10 ай бұрын

    you don't cancel, you downgrade.

  • @katbax55

    @katbax55

    9 ай бұрын

    Score will drop for max 30 days, then recalculate as long as other accts are paid on time. Hope this helps.

  • @user-se4qi6xz6e
    @user-se4qi6xz6e Жыл бұрын

    good👍👍👍👍👍👏👏👏👏👏

  • @MrHrisk
    @MrHrisk9 ай бұрын

    CSR was only worth it when it was at $450 AF

  • @Tinyzkid
    @Tinyzkid Жыл бұрын

    10x dining tho, but i probably won’t ever use my amex gold if i get the reserved

  • @kodyvanpelt6895

    @kodyvanpelt6895

    Жыл бұрын

    That’s dining booked through the chase portal, very limited in use case. Better to figure the 3x for standard dining

  • @willm3027
    @willm30279 ай бұрын

    Can I get sapphire reserve and downgrade to preferred and still get the bonuses?

  • @therealobvert7237

    @therealobvert7237

    8 ай бұрын

    You would not get the Sapphire preferred bonus. Plus Chase wants you to have the card for at least one year before upgrading or downgrading. You would qualify for the Sapphire preferred benefits two years after you got one of the cards.

  • @willm3027

    @willm3027

    8 ай бұрын

    thanks bro!@@therealobvert7237

  • @MrTierhog774
    @MrTierhog7748 ай бұрын

    CSR. All day.

  • @thevarsitymd6521
    @thevarsitymd65217 ай бұрын

    37 years????

  • @danimaljjmnhj4308
    @danimaljjmnhj4308 Жыл бұрын

    Tried using chases travel portal though my phone and it was awful. Amex def got a Dub there

  • @prevaloir5362

    @prevaloir5362

    Жыл бұрын

    Chase's cashback is better

  • @prettybrwneyez7757

    @prettybrwneyez7757

    Жыл бұрын

    Yes. Chase Travel sucks

  • @bencastro921

    @bencastro921

    11 ай бұрын

    Complaints of a Karen

  • @a.l.8469
    @a.l.8469 Жыл бұрын

    why so many creditcard videos ? really wondering

  • @BuiltNutritionFitness

    @BuiltNutritionFitness

    Жыл бұрын

    Because crypto took a nose dive

  • @chrisvela5462

    @chrisvela5462

    Жыл бұрын

    Go back in his vids, He's done them before. Plus the credit landscape does change every now and then

  • @taboriscook4286

    @taboriscook4286

    Жыл бұрын

    @@BuiltNutritionFitnessLmao

  • @Jungernaut

    @Jungernaut

    Жыл бұрын

    Explanation here from 6 months ago: kzread.info/dash/bejne/X3qmmblrf5zViLg.html

  • @Jungernaut

    @Jungernaut

    Жыл бұрын

    TLDR: Im bullish on crypto still. It's true views on crypto aren't that high but it will come back and we'll be ready. We have 3 crypto videos actually in the pipeline coming up in the next 2 weeks, but right now we have content planned out for the next 6 months and we have some exciting things we've been working around the clock on. It'll all make sense by the end of Q1!