Dishonest conversation. From the way this country is being run, 80% of today's youth will never be able to build in their lifetime on their salary. Stop suggesting mortgage and all that nonsense knowing very well that houses are being priced in dollars. Are you sure you people reside in this country?

I left Accra lands after I was chased by land guards from ma site.I relocated to The BA ,for peace of mind

@eushawadam6928

28 күн бұрын

😊😊😊😊😊😊

@honourablydishonourable5877

21 күн бұрын

How are things in BA? What's the least amount I could purchase a land for in BA?

Sky is just speaking legal phrases. I don't see the point of going to the Lands Commission to conduct a search. The information held by the Lands Commission should be available on the web. I should be able to sit in the comfort of my office and find out who owns any property in Ghana if I so wish.

@elomk3167

Ай бұрын

This is ghana 100 yrs from now

@enosenos185

29 күн бұрын

The result of the land search can be challenged and even changed before u even complete yr building

🚨I believe the building engineering and techniques and technology has to change , we are too focused on cement, blocks, iron rods, there are better and efficient ways to build. Way have also allowed foreigners to come and build and sell at dollar rates

I believe so many people can relate to Bernard's story regarding mortgage.

Not only the cement, iron rods, sand, water, stones, and then labor too. They are all rising. I bought sand at 1800 and now it is 2500 within 3 months

Pricing of building materials in Ghana is too arbitrary. I bought a ton of iron rods in March at Ghc6400, six weeks later it was Ghc7600. Today 21/5/24 it's Ghc8200. How can there be a price increase of nearly Ghc2000. We need serious price control reforms.

@franciskwofie6754

Ай бұрын

Are they producers prices controlled? Will the prices of houses, rents, land, be controlled too

@dabeko70

Ай бұрын

@@franciskwofie6754 the conversation needs to start. Any regulations should cover all areas including those you listed. We have allowed chaos in the market for far too long. Something along the lines of the UK'S competition watchdog to guide the market can be helpful.

@enosenos185

29 күн бұрын

@@dabeko70The government lacks the capacity to control prices of goods and services because they’re unable to manage the economy properly

@solomonpunobyin4066

29 күн бұрын

@@franciskwofie6754 I’m glad you get the problem. People think pushing for price controls is a solution forgetting that is what brought us to this crisis.

@estheresthers5050

28 күн бұрын

The traders are greedy. They enjoy inflating the prices to make more profits.

If u have money to buy a house outright, that's fine. Either than that it's better to build on your own. Cuz am not sure per Bernard's story he relied on only his salary. But with building you can go at your own pace. I started building immediately after national service. I was fortunate I did not encounter land litigation and was working with a tipper truck so materials like sand and stones I got pretty cheap

@Sarah-ib8ed

16 күн бұрын

He mentioned that he was an MC on the side

Seriously Benard u are not a real estate person but the way u question and also give responses to this real estate and building thing, is great. Am an estate management student and I understand u perfectly and share same views

Hmm can relate ...

Rich conversation

Having a mortgage is actually not a bad idea but the issue is the interest rate in Ghana which is too high only because your interest rate is not based on the growth of your economy but instead it is tied around the US dollar, for instance anytime the dollar shoots up the interest rates follow suit. Rates are meant to yo-yo only when the economy shrinks or grow. If you ask me with the type of economy you have in Ghana (dollar economy) whether you mortgage or build it ends up being the same because, at the end of the day, the cost of building materials again is based on the dollar. The only difference is that the builder takes the stress away when it comes to a mortgage whereas if you build you'd have to deal with land issues plus organise tradies (masons, carpenters, electricians, labrours, plumbers, etc.) Basically, it all boils down to your pocket. Great show!!!

All is about the dollar to cedi and until that is fixed nothing can be done Whether to built or buy all depends on your pocket. I will always advice beginners to built cos with the building one can start by building one or two bedroom and later expand. Mortgage is so risky in this our economy.

Very engaging discussion mixed with humor and laughter 😆

Maybe it’s time we look at alternative building materials that are more suitable to Ghana’s climate? Think rammed earth.

I love this discussion I wish you guys do this more, you will think the many establishments of the cements will bring more competition and decrease the price but it’s rather opposite, the corruption is from the top

If people stop buying cement for a year, watch the greedy people lower their prices because cement has a time limit. We need to do that

@enosenos185

29 күн бұрын

Impossible to stop buying essential building materials…..how are we going to live without housing

@missbee1330

29 күн бұрын

True paaa but we can’t do without it because it’s essential material

@flavorsofthecontinent7195

29 күн бұрын

@enosenos185 if we dont take care, very soon rent price will double because of these high costs. Just October last yr cement was 75 cedis. 8 months later, price ve almost doubled. It is not like the cement bags are imported. They get the materials right here in ghana .

The issue is always the exchange rate. Cement prices globally have remained relatively stable for decades, usually around $7 - $8. But when you have a currency like the cedi in free fall, you’ll definitely feel the pinch.

Ben eeeeh, ask Dela SKY the Lawyer if he still has covid19 ?..😅

It’s very clear Richard Sky has not bought a land. His mortgage delivered him from this knowledge.

Bernard Charlie, I dey feel your Ga. I am going to sponsor your snacks at the breakfast show to give us more of your Ga.

I prefer building to morgagi ng. You build to your taste and also at your phase.

Bernard, you have out of place country and corrupt leader in position who also benefits from these land guard practices. They do have the vested power to stop land guard practices in a single order to benefit their people.

Every body's circumstance is different. Depending on your circumstances you decide on building or buying.

Honestly average fellow Ghanaians can't build can't buy can't mortgage dollar cedi rental should be the way bed sitter one bed two bed max and developers should do not less than 3000 units to make economic sense And this calls for ppp But oboy starts work wants 5 bedrooms buys land in central region works lives in Accra litigation land guards theft poor workmanship 30 years to build moves in after pension by then the kids are all gone now he has uncompleted big house kids don't want it because it can't be shared out of town basaaa

To address the issue of land management and revenue generation, a comprehensive property tax system should be implemented. Under this system, all landowners would be required to pay an annual property tax based on the assessed value of their land. Failure to pay this tax within a specified period would result in the government having the authority to sell the property to recover the owed taxes. This approach ensures a fair contribution from landowners towards public services and infrastructure, while also providing a mechanism to prevent land hoarding and promote responsible land use.

This is a very good discussion.

The guy with the face mask doesn’t know the reality on the ground

@user-go7vz1we7e

Ай бұрын

He’s not being practical with what goes on. Of course what he’s saying is how it should be, but that is not what is done

I dont see anything in paying rent. Its better than starting the building and leaving it in the middle. You cant live in it and you have your capital locked up as well. The same with mortgage, you miss your payment and the house is taken away from you . What needs to be done is to abolish the 2 year rent advance payment

@michaelotu908

15 күн бұрын

Please, when you build a house, then you can decide to give it out for month to month rent. If only you knew how much it cost to pit up a structure 😢

This is serious -a military man was shot n killed in front of a police station broad daylight over a plot of land! That is serious… let it sink inn…. The country is really messed up…

Moorgate is better this days specially Ghana land problems

Simply do your land search at the lands commission (You don't really need a lawyer for this), figure out the real owner from the lands commission and approach them. Test the land by purchasing your chippings or sand on the land, and wait for a month or two, if no one comes complete your payments and move to build ASAP.

@enosenos185

29 күн бұрын

Half solution……there’s nothing you can do to be safe in Greater Accra and Eastern region when it comes to land security Land search will give u result that can be change in the future……..Land ownership keep changing through courts

@oliviamandel8969

29 күн бұрын

@enosenos185 Anyway, we all are free to do what works for us. Best wishes.

Is there hope for the youth in this country? How can we build as a 24-30year old in this country, not even thinking about marriage kraaaa

Last week l bought Katinka 52g for 99 ghana. Last week the same store owner called me and told me it is now 122 ghana. Isn’t it ridiculous. Ghana leaders are really sick as far as economic issues are concerned. It is crazy guys.

@EricAbankwa

27 күн бұрын

This is in Nyanyano near Kasoa.

Masa… sometimes you involve the elders and after chopping de money they pretend like they don’t remember

He said the system is basaa. True, there no formulas to owning a land in Ghana. If it works for you you just got lucky.

That land search thing at lands Commission .......... 10 years ago bought land at Amasaman . Did land search within 6 months ,with the same land site , and 2 different names popped up dated 20 &15 years back. Just took the risk , paid the chief and family that own the land. Build in stages ,and have not had any problems. Land guards ........ paid and paid and paid . Talking to people in the area ,they are complaining. If you want to paint tour house self ...land guard. What kind of nonsense is this .

@akuakesewaa9715

Ай бұрын

Hmmmm

I believe if you are abroad it is prudent to buy mortgage

@bilalabubakar1518

29 күн бұрын

I thought of it but I I don’t want to live under pressure. I’m building gradually at my own pace. It worked for me.

Does anyone know why Sky wears a face mask in the studio?

Let's use the Chinese Yuan to import goods in Ghana to reduce the pressure from shortage of the dollar 💰 on the Cedi ¢. It's just a simple common sense. Ghana must sign a bilateral currency exchange 💱 agreement with China and trade with our local currencies.

@Cybersammyasiedu

23 күн бұрын

Good submission

KT Harmond was showing off.

Bennard If one cheats and abuses people to build a house, does it make the person a man?

This discussion shows that Ghanaians have individual brilliance, but as a groups they are highly incompetent.

Don't buy any land that is not registered. If a family or stool wants to sell you land, let them register it first before you pay.

@denniscasely-hayford3245

28 күн бұрын

How can a stool, an inanimate object, sell me land? 😅😅.

Why is the man in mask behaving like Bawumia, Doing textbook economics. On paper de3 what he is saying is what is supposed to be, but the reality is what Bernard is discussing.

listening to RDS is not interesting anymore, everything law law ... lol

Why's the other guy covered with face mask? Naniama!

@kennykenny7293

29 күн бұрын

Somebody told him Covid was coming back lol

@denniscasely-hayford3245

28 күн бұрын

Evidently, he is hiding from something or someone. I have asked the same question. He's a wierdo.

You guys are seeing what is going on in the country and have hear what the two parties NDC and NPP leaders are saying and a business man who is a visioner and solutioner Nana Kwame bediako and instead of supporting him you guys media journalists are arguing him and asking him where did he got his money and even he is too young to rule Ghana because you guys think your so call English grammar can rule a country, because you have been brew washed in mind as a people, you guys don't want to say the truth and you think it's will affect only the villagers but you too, so you sit there and discuss the issues that will not change anything, so guys listen to the visioner and solutioner and business man in coming president Nana Kwame bediako

Please don't try kasoa

so what is wrong with this sky guy always in nose mask?

In conclusion, the country is in a mess. Thank you

If you have decent to rent and pay decent rents, do not build. Invest the money in businesses to yield profits and then build gradually

The most corrupt people in Ghana are not the politicians it's the Ghanaians. The government is the direct reflection of the people. This land matters is the testimony to that.

Richard Sky is so annoying with that mask. Does he have Halitosis or something?

@freddyfrimpong2475

Ай бұрын

Lol

@ImEli2215

Ай бұрын

🤣🤣🤣🤣 of all the possible things, halitosis you mention? Ah!🤣🤣🤣🤣🤣🤣 I laugh saaaaa

@ProudGh-dc4sl

Ай бұрын

OCD I guess

@denniscasely-hayford3245

28 күн бұрын

He's hiding from something or someone. He's a wierdo.

Your boss and his government have destroyed Ghana economy

Guy at the bottom right of the screen simply nods & regurgitates like a parrot...no original input whatsoever. Why is he on the panel?

@simonmensah3409

14 күн бұрын

Don't say what you don't know! He is the host. You wouldn't have had problem with him if you're a regular listener.

To be very honest I like Bernard very much. But to be honest again he can be very annoying especially with the way he likes to interrupt when answers or explanations to issues are being provided. It's often makes it difficult to get the import of what one will be saying on a subject. Please somebody should tell him to allow explanations to flow and not interrupt so that we can get the import wai. It can be very frustrating

@nyabinghi870

26 күн бұрын

Import man😢