Interesting and thought provoking Steve....it pays to be vigilant especially with potential insurance matters

@701Adventures

Ай бұрын

Hell yes it does. I always assumed that either my insurance would cover me and/or the ABR event would have something in place. I still took the bike but instead of doing the trails I went for a ride with Nigel and a couple of mates into Stratford Upon Avon for a pub lunch. 👍

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Thought provoking video. I will be honest and say I was aware of this on my bike insurance, as well as car insurance, as I had researched it a number of years ago for some events i had been involved with, but if it’s not something you are made aware of, you could be caught out.

@701Adventures

Ай бұрын

I was obviously a bit naive as I thought I would be covered or alternatively something would be in place by the ABR organisers. I think the ABR organisers should make us aware of this in the terms and conditions prior to purchasing a trail ticket. 👍👍

When I do races held under ACU, IOPD etc by having a race licence you’re covered under their insurance (not for own bike damage) for public liability. Surely ABr is held under such a system? If not maybe get competition insurance, try bemoto. Prob get cover on an event by event basis.

@701Adventures

Ай бұрын

Thanks for the info, I’ll get in touch with BeMoto and see what they say. 👍

A I've read the VNUK policies Steve were absolutely screwed as insurance goes and you may have to take extra policy out ,plus my insurance says claim as if the other person that hits you or knocks you off as an uninsured driver and claim that way .not sure if ragley hall are running an insurance policy themselves .

@701Adventures

Ай бұрын

Ragley Hall do not have a policy which covers us as riders. I rang my insurance company to see if I could purchase extra cover specifically for the event and they said NO. 👍

@cliff1551

Ай бұрын

@@701Adventures is it a sponsored event ,then they have to be insured for running a bike event ,plus liability insurance ,I thought it was like my old track days at Caldwell park were you pay for insurance on the day ye maybe .

@cliff1551

Ай бұрын

@@701Adventures is it a sponsored event ,then they have to be insured for running a bike event ,plus liability insurance ,I thought it was like my old track days at Caldwell park were you pay for insurance on the day ye maybe .

@701Adventures

Ай бұрын

@@cliff1551 The rider’s individual policy excludes these events. 👍

i thought your Scotland video was good mate. have a good time at the ABR

@701Adventures

Ай бұрын

That’s appreciated thanks, sorry for the late response but there is virtually no phone signal within the ABR grounds. 👍

@tonymarchant9083

Ай бұрын

@@701Adventures no probs Steve.....have a great weekend .

I doubt any insurance company would cover you so they will be a lot of people in this situation, maybe all of them! I’ll still be on the trails as I have been since 2019. Go careful out there!

@701Adventures

Ай бұрын

I don’t think any insurance company would provide cover for this type of event, if there is one out there maybe someone will leave a comment correcting me. Enjoy the trails, I’ll stick to the green lanes when I get back home. 👍

Re insurance on trackdays. Nothing new been like that for years. Interesting to see how that applies to ABR track - if that nullifies cover I bet ABR organisers will be really chuffed with him turning up and spreading the news 😂😂😂 I wonder if this is all covered on the disclaimer we all have to sign at booking in. I wonder if greenlaning is classed as “offroad activity” even though they are classed as roads? Can of worms I reckon. I’ll carry on in blissful ignorance. Will you be riding the track - I will ( I’ll look out and avoid you as you’re not insured 😂😂😂)

@701Adventures

Ай бұрын

😂😂 Yes I have no insurance, avoid me at all costs. The disclaimer frequently mentions all bikes must be road legal, insured etc and I don’t doubt all the bikes will be road legal but not for use on the man made track through the ABR grounds. Green lanes are a different ballgame as they are legal roads albeit not maintained by the local council. 👍

Lavi and Ollie is it

@701Adventures

Ай бұрын

Aye yes, that’s the couple. 👍

Better be safe than sorry, life is not black and white, but the risk is to high I enjoy your content well done

@701Adventures

Ай бұрын

That’s much appreciated, many thanks. As you say it’s not worth the risk so I’ve decided not to ride the trails this year. 👍

@nevillebroadbent1601

Ай бұрын

I don't get it. Surely if you have an off road motorcycle you would have insurance covering off road. Just go and do it

@701Adventures

Ай бұрын

@@nevillebroadbent1601 I have insurance which covers me for green lanes as they are simply roads but the trial routes at the ABR are a whole different matter. 👍

@nevillebroadbent1601

Ай бұрын

What are Green lanes ? Roads ? Are you saying your insurance doesn't covered off road ? If not , surely change insurance given you have an offroad bike

@701Adventures

Ай бұрын

@@nevillebroadbent1601 A green lane is what is legally defined as a B.O.A.T. Byway Open To All Traffic. A Byway is still legally classed as a road and my insurance covers me for riding green lanes however it would appear that insurance policies here in the UK appear to have an exclusion for an off road activity, i.e. trackdays, events such as the ABR, Enduro Pay & Play days etc, etc. 👍

Surely ABR has its own insurance policy in place, there’s no way something that big runs without being insured and it being on private land! But nice video and one to think about!

@701Adventures

Ай бұрын

I thought the ABR might have something in place too, but no, they don’t. It’s basically down to us as riders and the majority of insurance policies will exclude this activity.