No video

Caroline & Waceke: Vision 2022 - Money 35-40

Between 35 and 40, you best believe you will need to rethink your money and your money priorities.
1. Pay off non-mortgage debt
2. Increase your emergency fund
3. Diversify and rebalance your investments
4. Advance your career aggressively
Above all, MAKE.BIG.MOVES.

Пікірлер: 77

  • @cikumainone
    @cikumainone5 жыл бұрын

    Good info with lots of truths...but these ladies shouldn’t tell people that they can’t start at 40. People should not lose hope. Lots of people began their success stories after 40. Everybody has their time. Let’s not get boxed by these age ranges. Live your own life. I hope I have helped someone out there who had lost hope after watching this video.

  • @carrinahwambo5674
    @carrinahwambo56746 жыл бұрын

    If its doesn't make you better ,if it's doesn't make you money or if doesn't make you happier ,it's not worth your time !Always make friendship with people's who values your time and multiply your life and time ,I wish I can like this thousands times . I can confess ever since I started to follow you ,my life has really changed . I bless the day I met you Caroline .

  • @TheNaisenya
    @TheNaisenya6 жыл бұрын

    I'll watch this everyday, then weekly, and then monthly for the rest of the year. This is a gem. Thank you Caroline

  • @jeffECDmedia
    @jeffECDmedia6 жыл бұрын

    Its people like you who speak the truth without mincing words.I am glad i follwed your advice...

  • @NasraSheekh
    @NasraSheekh6 жыл бұрын

    I needed this about 8yrs ago. I guess, it is never too late to sort myself out.

  • @lizzie3724

    @lizzie3724

    4 жыл бұрын

    It isn’t How are you?

  • @xgenerationtrends5435
    @xgenerationtrends54355 жыл бұрын

    These 2 gorgeous ladies here talking about their 40s yet they look like they are still in their early 30s. THANKS!!

  • @donnakariuki9616
    @donnakariuki96166 жыл бұрын

    Caroline thank you. I have followed this series am in my early 30's and am woke!

  • @mbayawetu
    @mbayawetu6 жыл бұрын

    awesome series. Am 23 and I appreciate this, I hope to walk in your steps. Waceke your hair is amazing

  • @holylady1000
    @holylady10005 жыл бұрын

    If it doesn't make me better, if it doesn't make me happy, if it doesn't make me money....I haven't got time for it!!!!! Powerful statement 👊🤛

  • @StandUpPhilosopher254
    @StandUpPhilosopher2544 жыл бұрын

    Everyone in Kenya should watch this video.

  • @nofacenocase7648
    @nofacenocase76486 жыл бұрын

    In my early 20's and this is Woking me up!!! 😊

  • @wairimumosha9655
    @wairimumosha96555 жыл бұрын

    Thank you Carol, we need these conversations as youths. Thanks

  • @karihe8150
    @karihe81506 жыл бұрын

    I am @my late 20's thank God I came across this.Now is the tym God help me💕💖✌️

  • @maryjuliet2985
    @maryjuliet29856 жыл бұрын

    @Caroline, it will interest you to know, that in the times we are living in, at 30 yrs of age most graduates are still struggling to find employment. for most the pay ranges between 25-45K so in as much as you mean well, we gotta be realistic. The average 35yr old Kenyan, is probably earning 150k in this times we are living in so by the time they start earning what you were making at 35-40 they'll probably not even be able to afford these homes you are talking about

  • @flexwithlaura

    @flexwithlaura

    5 жыл бұрын

    Very true. But I think we can always; start small, avoid unnecessary debt, live below your means, budget. You don't have to buy 1 acre or a house worth 50 million shillings. You can start with an 1/8, and if you can't do that on your own, partner with like minded people(friends/people you trust) and take the leap. I just graduated last year and it is hard getting a job. But I have hope and somehow things will work out.

  • @wirasworld.2413

    @wirasworld.2413

    5 жыл бұрын

    Am in this age blanket and even 10k salo it's a problem

  • @Andrew513ful

    @Andrew513ful

    4 жыл бұрын

    It's the principle being shared here that matters.

  • @muriithimuchiri416
    @muriithimuchiri4162 жыл бұрын

    Amazing, It's 2022 and still waiting for the 40-45 episode. Hope it's coming 😁

  • @angelmwai8406
    @angelmwai84065 жыл бұрын

    I reasonate with you ladies. I have had my 2012 Honda CRV going 7yrs this July. I will drive it next 4yrs till i pass it on to my daughter. Carnote $$ is going straight to my investments. I said no to Flossets. #Needs vs Wants.

  • @sparklewine
    @sparklewine2 жыл бұрын

    And 2022 is here...

  • @gkalisa1
    @gkalisa16 жыл бұрын

    Caroline and Waceke, Thank you for the Great Knowledge and advice. Both awesome teachers of life!

  • @petermugo9752
    @petermugo97524 жыл бұрын

    Be blessed Caroline and waceke for opening our eyes

  • @kitupoa1
    @kitupoa16 жыл бұрын

    Was waiting for this segment (now you know my age😉😉😁) thanks Caroline and Waceke😘👍👌😊

  • @KleithKyatuhaire
    @KleithKyatuhaire6 жыл бұрын

    I love you, your my model😍 and listening to this now...at this age. I appreciate you.

  • @kethiwangeciwacira8464
    @kethiwangeciwacira84646 жыл бұрын

    Thankyou so much Caroline. I'm just entering this bracket and I love the advice. Be blessed.

  • @estahadassah9470
    @estahadassah94706 жыл бұрын

    Great advice Ladies👍! Waceke, your hair rocks🌋

  • @kylealex3804
    @kylealex38046 жыл бұрын

    This is what I needed to 👂 so timely...bless you

  • @mosesmukuna
    @mosesmukuna6 жыл бұрын

    We need policies that are beneficial for the whole country,in order to narrow the gap between rich and poor,so everyone can feel comfortable.

  • @MoniqueFamilyLifestylevlogs
    @MoniqueFamilyLifestylevlogs6 жыл бұрын

    Best Series ever its an Eye Opener Thank God for you Ladies you are both a Blessing.

  • @esthermutahi2811
    @esthermutahi28115 жыл бұрын

    I love this

  • @naisolanellius9849
    @naisolanellius98496 жыл бұрын

    Thnx girls didn't do big tyme celebration at 40 but I thank God for this nimeona niko poa God guided me me he continue guiding. I have saved all this for my Profs hakunakuchanganyikiwa kama mummy

  • @shikuhadassah6550
    @shikuhadassah65506 жыл бұрын

    Am at early 30's and need to arrive at my 40s like a gangster too. You laddies are amazing. Listened to all the three episodes and am just looking forward to the 4th,5th, 11th aki.

  • @rahabmuriuki7719

    @rahabmuriuki7719

    6 жыл бұрын

    hahahaha...eyes opened..

  • @essymuthama8710
    @essymuthama87103 жыл бұрын

    Such vibez make me stay woke👍

  • @petermwas9890
    @petermwas98906 жыл бұрын

    Thenx caroline i love the series

  • @Brenda-ii4fn
    @Brenda-ii4fn6 жыл бұрын

    Wow, these ladies are life itself 😀

  • @josephinekoki5376
    @josephinekoki53765 жыл бұрын

    Thank you Caroline n waceke. Eye opener.

  • @baskolinamuhati9322
    @baskolinamuhati93225 жыл бұрын

    Thanks a lot of this

  • @zipwangui
    @zipwangui5 жыл бұрын

    My thumbs were up by the end of this coz i knew what i need to do!

  • @MwendeSchwinn
    @MwendeSchwinn6 жыл бұрын

    Great points. time to make big moves!

  • @nboyd7084
    @nboyd70846 жыл бұрын

    The poverty support group? love it.

  • @marymbaka
    @marymbaka6 жыл бұрын

    Thank you ladies. This is it.

  • @malkoashaali5430
    @malkoashaali54306 жыл бұрын

    THANKS OF THE SHOW

  • @suzzmile82
    @suzzmile826 жыл бұрын

    so enlightened thanks Carol for sharing this

  • @TRENDINGISHUMIKENYA
    @TRENDINGISHUMIKENYA6 жыл бұрын

    SO INSPIRING

  • @doreenaluoch3697
    @doreenaluoch36976 жыл бұрын

    Thank you caroline and waceke wao

  • @margarethpretty9609
    @margarethpretty96095 жыл бұрын

    very insightful. Thank you

  • @TheKilwake
    @TheKilwake6 жыл бұрын

    Excellent clip, learning so much.

  • @janicenyokabi5374
    @janicenyokabi53746 жыл бұрын

    so timely...

  • @FranciscaKamau
    @FranciscaKamau5 жыл бұрын

    multiplication of time, the value of time so help me God Centonomy ama do this course this yr. 40 is neigh!

  • @tushiyakey9677
    @tushiyakey96776 жыл бұрын

    This is pressuring me up.

  • @njokimuthoni3127
    @njokimuthoni31272 жыл бұрын

    Am here.It's 2022😱😱

  • @lydianyawira3827
    @lydianyawira38276 жыл бұрын

    Thank you Caroline!it's going to be a woke 2018

  • @graciakinyanjui6937
    @graciakinyanjui69375 жыл бұрын

    Pls do 40-45yrs i feel am doing bad financial need a jumpstart, ideals on how to take off

  • @simonmunyiri6532

    @simonmunyiri6532

    Жыл бұрын

    It never late to start...kfc 65 started...oprah 40

  • @Everydreamdeservesachance
    @Everydreamdeservesachance6 жыл бұрын

    Waceke I love your hair...

  • @lynettemotari6303
    @lynettemotari63033 жыл бұрын

    40 is almost calling my name, i need heeeelp!!

  • @catemwai8918
    @catemwai89186 жыл бұрын

    Forty celebrations in Vegas.Goals

  • @lucymwikali1770
    @lucymwikali17706 жыл бұрын

    I'm woke!!!

  • @Mwanayera
    @Mwanayera6 жыл бұрын

    A billoin likes, I am learning so much. Thank you @caroline Mutoko..

  • @gracenyoro1311
    @gracenyoro13112 жыл бұрын

    And hear we are….

  • @felixmaina9592
    @felixmaina95926 жыл бұрын

    Carol and waceke .. salaam aleikum Am I qatar the realities you tell me ..age, time and money.. I'm working hard on...

  • @apriliacess8053
    @apriliacess80533 жыл бұрын

    Most people want to impress ,The goal is to be rich not to look rich.l got my coins together😎

  • @torijohn581
    @torijohn5816 жыл бұрын

    What do I do now that I was never conscious at all those seasons? Is it all lost? Can I redeem myself?

  • @trishtrish2349

    @trishtrish2349

    6 жыл бұрын

    yes you can you have to start changing the way you think and the best way to start doing this is by getting yourself and reading a copy of 'rich dad poor dad 'by Robert Kiyosaki

  • @Abebo21

    @Abebo21

    6 жыл бұрын

    All is never lost,start now”n i mean literally now”i also was never cautious with my future plans etc but am turning 30 this year n i am woke like never before,i have completely cut off unnecessary expenses (until i meet my goals)n am now saving n investing as much as i can,as long as u start making those moves n working towards achieving those goals,then u can never be too late🙏🏾

  • @betinansi201
    @betinansi2014 жыл бұрын

    "You cant be starting in your forties"? scam. Be realistic to the world around you ladies even if you were blessed enough ti start early.You can plan by 20 but if no opportunities come your way you are doomed.Start when you start getting the slightest opportunity with the least that you have.Hii maneno ya age brackets can make some people commit suicide. Kindly be realistic to the Kenya where the majority cant even afford a meal a day. Thanks for the video but i hope you read our feedback too.

  • @trishtrish2349
    @trishtrish23496 жыл бұрын

    nice one

  • @malkoashaali5430
    @malkoashaali54306 жыл бұрын

    were is 40-45 we need it

  • @jacklynenyongesa4357
    @jacklynenyongesa43575 жыл бұрын

    Learning in my 20s

  • @charlottechelangat6360
    @charlottechelangat63606 жыл бұрын

    is waceke 40+ good advice there i need to multiply time....

  • @cashjoyze
    @cashjoyze6 жыл бұрын

    What about those people who are educated but can't get a job anywhere?

  • @betinansi201
    @betinansi2014 жыл бұрын

    Unfortunately these are not possible for majority of Kenyans. Many are struggling to land a first proper job even over 40 despite having good education.Unless this is a different Kenya.Of course some of you were very lucky and had good connections and started earning very early. Lets keep it real with the current Kenya .

  • @felixmaina9592
    @felixmaina95926 жыл бұрын

    What about 20 to 28 will you do

  • @rosenjeri2218

    @rosenjeri2218

    6 жыл бұрын

    felix maina they have already done it. It's called Money in our 20s.

  • @tandile2930
    @tandile29304 жыл бұрын

    Lmao at poverty support group