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It's not What You Earn, It's What You Save That Matters ~ Dr Caroline Njoki

Dr. Caroline shares what she has been able to achieve after attending the nakuru program.
Call 0792 283 011 or email marylin@centonomy .com or click on this link centonomy.com/n... to get more information on the 13th July 2019 intake at the rift valley sports club

Пікірлер: 407

  • @joycekiboi4483
    @joycekiboi44832 жыл бұрын

    This is something I have to listen a million times, just realised how reckless I have been with my finances.. Thanks Doctor for such an excellent presentation. Learnt alot. Blessings.

  • @Centonomy101

    @Centonomy101

    2 жыл бұрын

    Hi Joyce. We are glad this has been of help.

  • @evekemboi2416
    @evekemboi24165 жыл бұрын

    She speaks and looks to have the best personality

  • @LIVELIHOOD_TALES
    @LIVELIHOOD_TALES4 жыл бұрын

    Nice presentation Dr. Bulk buying is not the secret. The secret is managing the stock you have bought in bulk. Failure to manage would result in wastage.

  • @Centonomy101

    @Centonomy101

    4 жыл бұрын

    Thanks for sharing

  • @terrykarey3553
    @terrykarey35535 жыл бұрын

    I will never despise my 5 shillings coin again, now I understand the value of every coin I have no matter how small it is. .just know how to budget it, kidogo kidogo hujaza kibaba.

  • @victornafwa2471
    @victornafwa24713 жыл бұрын

    Saving is not enough.Investing what you have earned is magical.What you earn matters alot.Infact it determines what you save.Good insight.

  • @eliciphanjuguna4605
    @eliciphanjuguna46054 жыл бұрын

    Dr. Njoki, I also wish to travel in and out of Kenya.still looking for ways to make money. You are very practical and inspiring!

  • @carolynemusolo6188
    @carolynemusolo61885 жыл бұрын

    Her level of brilliance is awesome.

  • @ronaldoriku5274
    @ronaldoriku52745 жыл бұрын

    I always read Saturday magazine because of you and your colleague Weceke Nduati ,infact since I started reading bit my life have changed complete .(if you don't plan earlier before you receive money ,money will come and pass like water on your hands .)

  • @Centonomy101

    @Centonomy101

    5 жыл бұрын

    hi Ronald. Thank you for this affirmation. Kindly share and subscribe to the youtube page.

  • @cafisdiamond1574
    @cafisdiamond15744 жыл бұрын

    Thank you Dr Njoki. I am in that bad debt and what you said hit hard. Thank you for the advise. I now have to figure out how to get out of this bad debt and get back on track.

  • @claireruthnguru731
    @claireruthnguru7315 жыл бұрын

    Girl... This talk is something else ..you are a great role model... Looking forward to more from you

  • @alexkingori6095
    @alexkingori60952 жыл бұрын

    2022 it's wen I get to listen to this🙄. Thank u. Still so relevant

  • @conrado.
    @conrado.3 жыл бұрын

    I watched ths clip a year ago. I am here to rewatch

  • @Centonomy101

    @Centonomy101

    3 жыл бұрын

    Thank you conrad. We appreciate

  • @matildamlaginga7732

    @matildamlaginga7732

    3 жыл бұрын

    Was this really news?

  • @goodluckmachangu5941
    @goodluckmachangu59415 жыл бұрын

    From Tanzania. Thank you very much for this video. I am learning a lot

  • @weareafrican4850
    @weareafrican48505 жыл бұрын

    This is the best clip I have watched on KZread for 2019. Thanks so much dr

  • @Centonomy101

    @Centonomy101

    5 жыл бұрын

    Hi prince. Kindly subscribe and share.

  • @mohammadswabir2092
    @mohammadswabir20925 жыл бұрын

    I never felt bored listern to you, i have listern every word you had uttered and it all makes sense to me. I like your presentation very interesting

  • @isabellmuya1523
    @isabellmuya15234 жыл бұрын

    The reason I became a financial advisor on money markets and life policies.They are the best investments.I do it passionately. The satisfaction of seeing a client receive their money after saving little by little is amazing That's my line of work.I take people through that.

  • @faithmasila6935

    @faithmasila6935

    4 жыл бұрын

    Hey.. I'm interested in starting to invest I'm 23 years can you advise me please

  • @magzdue
    @magzdue5 жыл бұрын

    Network and get out of your comfort zone. That is what i got. Thanks Daktari. Very informative

  • @cassandrakemmy3987
    @cassandrakemmy39875 жыл бұрын

    I real appreciate you Dr njoki,u have an inspiring message. Thumbs

  • @julius7546
    @julius75464 жыл бұрын

    Am just overwhelmed by this lecture, earning more than 70k and not been able to save alot thus is something I can't afford to miss

  • @silversilver3383
    @silversilver33835 жыл бұрын

    That's my lecturer .. Thank you Daktari

  • @georgeirungu6212
    @georgeirungu62125 жыл бұрын

    Asante Dr.Catherine,l have learnt soo much today, very educative and resourceful presentation, am also in health facility ( rehab).... Muranga, real estate & hardware business (wife).... Nairobi, l related so much, Godbless

  • @digitalstrategyandmarketing
    @digitalstrategyandmarketing2 жыл бұрын

    Like in improving personal finance, the greatest problem for people looking to incorporate technology at work is mentality. Not having a digital mindset. When you change your mind, you change your life

  • @wangarekieni7247
    @wangarekieni72475 жыл бұрын

    Our MPs need to go through this course

  • @Centonomy101

    @Centonomy101

    5 жыл бұрын

    true all need this course

  • @annnduku5548
    @annnduku55484 жыл бұрын

    Wow! What an insightful info? Women with brains. I always feel encouranged by these testmonies. The only challenge is money but no human is limited.

  • @nginakairu6667

    @nginakairu6667

    2 жыл бұрын

    Iiiiiiiiiiiiìiiiieiiiiiiiiiiiiiiiiiiiiiiiiiieieiiiiiiiie

  • @mbuukelly9434
    @mbuukelly94345 жыл бұрын

    This morning I am educated, thank you Dr.Njoki

  • @Centonomy101

    @Centonomy101

    5 жыл бұрын

    We are glad you are. Kindly share so that this impacts many.

  • @jamesouma4435
    @jamesouma44355 жыл бұрын

    Dr. Njoki, thanks for the insightful message. All the points hit home.

  • @samoramarchero1483
    @samoramarchero14834 жыл бұрын

    Very nice guide, I applied most of your basic advice before I made my first million and I made it, thanks a lot congorat

  • @fredadick460
    @fredadick4605 жыл бұрын

    I like daktari Beautiful and marvelous talk. she is a joyful mama

  • @clifferox2292
    @clifferox22925 жыл бұрын

    Just bounced on this channel and I should say am impressed and informed with your presentation Doctor.Keep it up.

  • @Centonomy101

    @Centonomy101

    5 жыл бұрын

    Hi cliffe. Thank you and welcome to our channel. Kindly subscribe for this and many more informative videos.

  • @carolwanjiru8385
    @carolwanjiru83854 жыл бұрын

    Relationships are gold. Thanks so much, I have learned that it's the key thing

  • @leria6282
    @leria62824 жыл бұрын

    Really such an empowering speach, I like it thanks so much

  • @josephkimanthi2273
    @josephkimanthi22735 жыл бұрын

    Its OK to talk about wealth. Very informative presentation. My lecturer in Anaesthesia.

  • @versitymuthoni2697
    @versitymuthoni26975 жыл бұрын

    Thanks to this Dr for the great message,, centonomy and above all God for giving us centonomy to those who love the world of business,, I'm 19 and in college,, can't wait that time I will land in centonomy class live but I thank God atleast for now i can reach you,, Im in love with business,, God expand your territories centonomy

  • @Centonomy101

    @Centonomy101

    5 жыл бұрын

    Hi, muthoni. Thank you for your wishes on us and that our message is reaching you. When we go online you'll be able to hear of it. for now, implement the lessons we share here on the youtube page by subscribing and sharing the word to others.

  • @LizikiJWells
    @LizikiJWells5 жыл бұрын

    I am Liziki Jim from Kampala; so inspired by Dr. Caroline's presentation. It's educative !

  • @gladysandsammy1382
    @gladysandsammy13822 жыл бұрын

    Thanks Dr Njoki, it's a nice presentation. Very helpful.

  • @Centonomy101

    @Centonomy101

    2 жыл бұрын

    Thank you sammy. We appreciate you.

  • @lynettembeyha2282
    @lynettembeyha22822 ай бұрын

    But thank God. I am enlightened. Centonomy classes here I come!

  • @nyauskobies5522
    @nyauskobies55225 жыл бұрын

    Look like Rosemary Odinga

  • @lucyvibesgermany

    @lucyvibesgermany

    5 жыл бұрын

    Switched sisters??!!

  • @ruthwambui6009

    @ruthwambui6009

    5 жыл бұрын

    Nyaus Kobies , ngai, Rosemary ondinga twin. She is an Ondinga

  • @tabbywaithera9112

    @tabbywaithera9112

    5 жыл бұрын

    By the spot on😃

  • 5 жыл бұрын

    Waaaaa...she seriously does

  • @palsonbett4869

    @palsonbett4869

    5 жыл бұрын

    Nice brief..op ll follow the footsteps.

  • @rhodahj7121
    @rhodahj71213 жыл бұрын

    Dont know where i have been what an educative bettee late than never actually i needed this be blssd .

  • @dawaiahmed6891
    @dawaiahmed68915 жыл бұрын

    Thank you very much Dr for the useful information about how to save money and make investments, actually we are in need for such precious information.

  • @lucywanjiru4218
    @lucywanjiru42185 жыл бұрын

    Thank you soo much Dr.Caroline you've really tought me alot on how to manage my expenditures and how to save my earnings.Be blesses together with the whole of Centonomy team.

  • @Centonomy101

    @Centonomy101

    5 жыл бұрын

    Hi Lucy. Thank for your commitment. Kindly subscribe and share this with others.

  • @samuelkarari6257
    @samuelkarari62575 жыл бұрын

    this education sounds much effective than the whole of 844 combined!!

  • @Centonomy101

    @Centonomy101

    5 жыл бұрын

    Hi Samuel. Yes here at centonomy all our programs are practical and taught by industry professionals.

  • @samuelkarari6257

    @samuelkarari6257

    5 жыл бұрын

    truly inspiring hope to be part of the program some day

  • @Centonomy101

    @Centonomy101

    5 жыл бұрын

    @@samuelkarari6257 we'll be glad to have you join us.

  • @lindakisero6106

    @lindakisero6106

    5 жыл бұрын

    Looks like Rossy Odinga'!! I like your presentations madam!!

  • @2005engineer
    @2005engineer4 жыл бұрын

    Thanks Dr. Njoki for the invaluable insight

  • @teche_
    @teche_3 жыл бұрын

    It is 2021 but this video remains informative. I have learnt a lot information is power

  • @Centonomy101

    @Centonomy101

    3 жыл бұрын

    Hi Tweens. We are glad this is helpful. Kindly share with others hers too and subscribe

  • @mollygambiza9186
    @mollygambiza91864 жыл бұрын

    Thank you so much! You have opened my eyes, stopped me from drowning

  • @zaidazainab2407
    @zaidazainab24075 жыл бұрын

    I thank God he landed me here in this insight....i have learned alot especially that point of tracking money...really that my weakness i never do the value of each coin i waste.... Thanks Dr. Njoki am grateful for your imformative advice...thumbs up... Looking forward for a good change Inshallah🙏

  • @Centonomy101

    @Centonomy101

    5 жыл бұрын

    hi Tinah. Thank you for your comment. Yes, all is achievable if you have discipline and have a target you want to achieve.

  • @dominickjoseph7667
    @dominickjoseph76673 жыл бұрын

    Asante Dr,umenibadirisha asubuhi ya leo

  • @faragfuraha
    @faragfuraha4 жыл бұрын

    Thanks for this my anaesthesia teacher at Egerton university, so inspiring.

  • @haronouma2394
    @haronouma23945 жыл бұрын

    This is a great lesson learned thank you very much

  • @patiencekibet
    @patiencekibet3 жыл бұрын

    I am there hapo kwa 'Dr. Njoki, I have this brand of drug....' I shall join centonomy because I have watched this

  • @Centonomy101

    @Centonomy101

    3 жыл бұрын

    Hi Patience . We are glad you have decided to join. Kindly email maureen@centonomy.com and she will give you all the details.

  • @patiencekibet

    @patiencekibet

    3 жыл бұрын

    @@Centonomy101 alright

  • @Centonomy101

    @Centonomy101

    3 жыл бұрын

    @@patiencekibet most welcome

  • @suzannemaina4773
    @suzannemaina47732 жыл бұрын

    This is such an eye opener! Great knowledge shared. Thank you so much for sharing.

  • @Centonomy101

    @Centonomy101

    2 жыл бұрын

    Glad it was helpful!

  • @batteanord1344
    @batteanord13445 жыл бұрын

    Waoow,so educative,greetings from Kampala Uganda, hope to attend centonomy one day,

  • @user-vm7tt4ru7d
    @user-vm7tt4ru7d2 ай бұрын

    Inspired...Obrigado 🇲🇿🇲🇿

  • @mohammadswabir2092
    @mohammadswabir20925 жыл бұрын

    Woooow i have learned alot here, thank you very much.

  • @janetkatiwanorman2567
    @janetkatiwanorman25675 жыл бұрын

    You are the reason I am attending centonomy!! September 2019 I am in!

  • @hannahwanguinjuguna8443
    @hannahwanguinjuguna84435 жыл бұрын

    Freedom flexibility is my definition of wealth and i want to achieve this with entrepreneurship in fashion although am an accountant,thanks for the lessons Daktari

  • @jiwekichwa2857
    @jiwekichwa28575 жыл бұрын

    Wow!!!this lady looks, speaks and acts like Rosemary Odinga.

  • @juliusmudome9883

    @juliusmudome9883

    5 жыл бұрын

    Yeah they look a like

  • @winniemildred5212

    @winniemildred5212

    5 жыл бұрын

    aki i thought she is Rosemary Odinga

  • @Carolowoko
    @Carolowoko3 жыл бұрын

    Watching in 2020 and inspired

  • @Centonomy101

    @Centonomy101

    3 жыл бұрын

    Welcome Carol. It's never late. Subscribe and share and implement

  • @switshie
    @switshie3 жыл бұрын

    Very very good and enlightening presentation. I've learnt alot. However, the fact that you confess to leave the theatre room to run to your business...very unethical!

  • @CoachCollo
    @CoachCollo5 жыл бұрын

    as the 147th viewer let me say thank you for this video and your story. I really want to join Centonomy, I will find away

  • @Centonomy101

    @Centonomy101

    5 жыл бұрын

    Hi Collins. Yes there is a way always. Just prioritize your money and you will join and from joining you will gain more wealth

  • @nanjalakenya8738
    @nanjalakenya87385 жыл бұрын

    Wow! This is the best video av watched! I have watched and got inspired. Would like to know more about this Centonomy. Watching from Sweden 🇸🇪

  • @Centonomy101

    @Centonomy101

    5 жыл бұрын

    Hi nanjala. Glad that this video has gone global. Kindly subscribe and share this video. Kindly go to centonomy.com to find out more about us.

  • @jackiemwikali2823
    @jackiemwikali28233 жыл бұрын

    Thanks for this powerful message. Mindset

  • @Centonomy101

    @Centonomy101

    3 жыл бұрын

    Glad you enjoyed it!

  • @mwalimumwanyumba9396
    @mwalimumwanyumba93964 жыл бұрын

    Dr. be blessed you have changed my way of life approach

  • @ndukachibundom
    @ndukachibundom4 жыл бұрын

    I love this presentation. I learnt a lot. it's simple and straight forward

  • @undisachahilu90
    @undisachahilu904 жыл бұрын

    Very inspiring Dr Njoki❤️❤️❤️

  • @okanivutivi4127
    @okanivutivi41274 жыл бұрын

    Thanks for the information.

  • @carolyne4c
    @carolyne4c5 жыл бұрын

    Very inspiring. Reminds me of reading Tony Robins book......mastering the money game.

  • @agapeshekinah4444
    @agapeshekinah44442 жыл бұрын

    I really needed this ❤️ thank you Dr. I have alot of work to do

  • @Centonomy101

    @Centonomy101

    2 жыл бұрын

    You are so welcome

  • @emileuwamahoro3820
    @emileuwamahoro38205 жыл бұрын

    Hi, wonderful and very educative programme

  • @lynettembeyha2282
    @lynettembeyha22822 ай бұрын

    I wish I came across this 4 years ago.

  • @Centonomy101

    @Centonomy101

    2 ай бұрын

    It's never too late Lynette . You can start implementing and changing your lifestyle now.

  • @fildasagal2555

    @fildasagal2555

    Ай бұрын

    Me I don't even have hope am at edge

  • @muhumuzadavid6270
    @muhumuzadavid62705 жыл бұрын

    Dr Carol thanks alot for that wonderful inspiration...kip it up

  • @monicahkinya4165

    @monicahkinya4165

    5 жыл бұрын

    Thank you Daktari this has really challenged me

  • @brucetayebwa5076
    @brucetayebwa50764 жыл бұрын

    Thx sister, so educative seminar. May God bless you 🙏🙏🙏

  • @zackowaga8152
    @zackowaga81525 жыл бұрын

    very important lesson. thanks Dr. Njoki

  • @happinessmosoti4101
    @happinessmosoti41014 жыл бұрын

    Wow am enlightened now no more silly mistakes

  • @Centonomy101

    @Centonomy101

    4 жыл бұрын

    thank you mosoti, we celebrate that you have learnt something . What we encourage you to do is to implement .

  • @morrisbusolo2171
    @morrisbusolo21714 жыл бұрын

    very inspiring teaching DR. MADAM NJOKI

  • @adenibrahim5603
    @adenibrahim56035 жыл бұрын

    Very educative program... You really saved me now and now hence you taught me how to save my small money.....

  • @Centonomy101

    @Centonomy101

    5 жыл бұрын

    Hi aden.we are glad that you have benefited from this video. Kindly subscribe and share so that others can benefit

  • @michaelngicho2139
    @michaelngicho21392 жыл бұрын

    Many thanks Njoki.

  • @igwemeshack4856
    @igwemeshack48565 жыл бұрын

    This is really nice. Of a truth, you can't solve a problem without identifying it

  • @MegaMurimi
    @MegaMurimi5 жыл бұрын

    Wow. What a powerful speaker. Thank you so much for your advice

  • @gilbertotieno5909
    @gilbertotieno59094 жыл бұрын

    Your intelligence is mind bogling. I would like to here more from you.

  • @sylviekemunto1749
    @sylviekemunto17495 жыл бұрын

    This information is timely. Thanks alot Dr. Njoki

  • @nomsamanomano1733
    @nomsamanomano17334 жыл бұрын

    Thank you DR Caroline

  • @Matriedge
    @Matriedge5 жыл бұрын

    Lovely Dr. Njoki

  • @mercychebet3074
    @mercychebet30744 жыл бұрын

    Wow so inspiring indeed ,now am totally changed ,must subscribed

  • @goldnwani3526
    @goldnwani35264 жыл бұрын

    Thank you madam.You simplified your teaching

  • @naigashakirah6172
    @naigashakirah61723 жыл бұрын

    Very helpful thank you

  • @Centonomy101

    @Centonomy101

    3 жыл бұрын

    Most welcome Naiga

  • @stevelumumba1824
    @stevelumumba18245 жыл бұрын

    Thank you Dr njoki I love this kind of talks

  • @wafulathadeus3980
    @wafulathadeus39805 жыл бұрын

    Hi Dr njoki you're smart i like it, thank you for being the light of kenya

  • @samkimani5426
    @samkimani54265 жыл бұрын

    Lots of beneficial financial information and guidelines from Dr Caroline Njoki.

  • @atukwasapromise9915
    @atukwasapromise99154 жыл бұрын

    Thank you so much for teaching me how to get save money 🙏🙏🙏🙏

  • @duncanoiro6582
    @duncanoiro65824 жыл бұрын

    So informative. .I really wish I could meet the centonomy advisers to help in proper investment

  • @GGM219
    @GGM2195 жыл бұрын

    Good Dr Njoki very educative speech also bring us how to buy bonds and shares

  • @Centonomy101

    @Centonomy101

    5 жыл бұрын

    Hi Ruth. thank you for your view and comment on this video. Buying bonds, bills, shares and all investment types are taught in our program by industry professionals.

  • @evelynbabirye4486
    @evelynbabirye4486 Жыл бұрын

    Centonomy class? It's just so amazing been miss using my ka little money

  • @titusmutungi1296
    @titusmutungi12965 жыл бұрын

    Powerful presentation!! I am indeed changed and have also learned something new in the business world!!

  • @Centonomy101

    @Centonomy101

    5 жыл бұрын

    Hi Titus. We are glad you have learned and gained. Kindly subscribe and share with others so that they grow as well

  • @25phyll
    @25phyll3 жыл бұрын

    If you waste ksh.5 out of every ksh.10, the day you earn 1M you wil not be able to account for ksh.500k, wow deep.

  • @nyashagrace11
    @nyashagrace115 жыл бұрын

    Very insightful thank you mum

  • @FranciscaKamau
    @FranciscaKamau5 жыл бұрын

    Thanks for a very objective opinion from your personal experience on which course to start, my question is answered.

  • @eliudmwangi703
    @eliudmwangi7035 жыл бұрын

    Great insight Dr. Njoki.

  • @robertmungai4055
    @robertmungai40555 жыл бұрын

    Good insight here. Thank you Centonomy

  • @ronaldongala399
    @ronaldongala3994 жыл бұрын

    Thanks for this very important information

  • @adammkane6706
    @adammkane67065 жыл бұрын

    I'm intrigued momma! Thank you for the wonderful food of the mind

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