To maximize your tax savings, head to ClearTax - clr.tax/3LR84mfN Use CTPRANJAL to get an additional 10% discount on all the plans on ClearTax. Please Download the calculator, to use it at your convenience

@dibyajyotijana1461

24 күн бұрын

Finology 30 kab ayega sir ji.....😢??????

@manashprotimgogoi4273

24 күн бұрын

Sir I am not in tax slab, should I pay Long term capital gains tax. This comment is for everyone who read this, pranjal sir may not notice this comment. Is anyone aware of this please reply.

@priyankayadav-im7ev

24 күн бұрын

Very well explained. Covered All information🎉

@OnlyCritics

23 күн бұрын

​@@manashprotimgogoi4273If total income is below taxable limit = 2.5 L then no need to pay any capital gain tax. However you should always file returns every year and declare your capital gains.

@aniketcuteboy

23 күн бұрын

Summer series kab?

In 2015, investing ₹1,50,000 could get you 57.69 grams of gold. By 2024, the same ₹1,50,000 only buys 25 grams of gold. Despite the Section 80C limit staying the same, the purchasing power has significantly decreased due to the rise in gold prices. This effectively provides lesser real value in 2024 compared to 2015. Still no media talk about its 9 years no change in 1.5 lakh rebate only educated people may understand what I am talking about!

Please if possible make a video on filing ITR using ITR 2 even if the video is long

Unpopular opinion! If you have a proper investing habit you can profit more from the new tax regime. Consider section 80C where you can invest in FD, PPF, ELSS, LIC, ULIP etc. You invest 1.5 lakh. And best return consider 10%. After 30 years you get 2.8cr. Same amount consider you pay 30% tax and invest 1.05lakhs in an index fund with full discipline. At 12% you make 3.08cr. This I have excluded any tax benefit which you would get from the new tax regime due to a better slab rates, plus you can also increase the return by investing in a mix of madcap and small cap. The same goes for NPS also. However the old tax regime brings discipline. Had it not been to save tax I would have never started investing. I follow old only but if you have proper knowledge and plan theoretically New is better.

@meetme59

24 күн бұрын

It also bring in locking of investment which will discourage you to withdraw amount for leisure. ALSO amount invested in MF etc comes under LTCG and its not wise to predict next 30 years returns based on last 30 years.

@gouthamkatta

23 күн бұрын

True.. I was just filing my returns.. I paid advance tax on all my salary, cap gains, dividend and interest earlier in the year and when I chose to file in the new tax regime, I'm practically getting charged 2% lesser, compared to the old tax regime.

@bhuwanesh376

22 күн бұрын

LIC is for risk management, not for tax saving purpose. ULIP is a very unproductive marketed product which one should not opt just for tax saving. The fees and charges of ULIP with low returns will hurt a lot more than the tax saved

@soumakdutta7882

19 күн бұрын

Bhai wo 3.08cr me bhi LTCG lgta h

Question here on how rental security deposits are taxed - Who holds the legal right of use of any security deposit funds collected ? Does the ownership and tax responsibility move from leasee to leasor?

If ur salary is above 15 lac per year then go for new tax regime . If it is less then after all deductions plus home loan plus health insurance u will hv to pay lessthan new tax rules but after 15 lac nothing is of any value

I absolutely agree with you Sir. Thank you so much to clear my doubt.

Are tradind and income incompatible? I think you're not keeping up with the news. While you thought it was impossible, some enthusiasts from Eledator made ai copy trading tool. Everyone now can make money on trading. What do you say now?

@nishantkamboj5973

Күн бұрын

Spam comment

@vishweshmore9309

9 сағат бұрын

Eledator is a scammer. BEWARE ⚠️⚠️⚠️⚠️

Please consider another point :- Whether one person should try to invest and save taxes but mostly that invested amount has locking period and that cannot be used for short term or mid term goals. So is that investments worth or paying some more tax at cost of achieving mid term goals and short term goals. Approximately 20% needs to be invested and this 20% covers the tax benefit ones then how can one individual invest in mutual funds or other schemes other than this tax benefit to make wealth . I Expect your team will consider this point as many people are unaware about the same. Thank you. Regards, Hemant Takawale

can you make according to salary slip how we get effective calculation

Pranjal still your view on etf is same?if no kindly guide

Super and very essy explan 😊😊

i see your yt channel sir so helpful and knowledgeable

Ur videos r very helpful

@pranjalkamra at 7:35 mins you mentioned employer contribution in NPS is limited to 50k in NPS new regime, were as it's more than that in both new and old tax regime. If possible please make the corrections.

sorry to point this out, but the cell linking is currently wrong in the link shared by you for the excel

Kindly make a video on Home loan loopholes on Taxation part please

is Zerodha charges interest on intraday leverage???... please clarify

Can someone file ITR in old scheme though TDS deduction was based on new regime ?

Wait, do you think cryptocurrency will crash? I don't think so. I'm using Eledator, traders just do business instead of me :) I don't afraid even if crypto will crash

@VIKASSAINI007

23 күн бұрын

Ignore this crap, this is just a bot spamming

You definitely have my sub. This content is next level. For me Eledator was the turning point. Please keep doing what you do and keep being you, love it.

Sir I am not able to use your calculator as you have not provided the edit permission .we can only view the sheet and cannot edit with our income. Kindly slove this

Sir, in calculater m edit nhi ho rha only view show rha h.... Kese use kre?

Your worksheet is not usable. It is View Only. No inputs can be given. Even after requesting for Edit access, nothing moves forward. Kindly upload a new one.

Great video by you and that too in the simplest way. Not sure but I'm not able to download the exccel sheet given in the link - "Finology Free Income Tax Calculator" and the tabs are locked only having view access, am I missing something, please let me know how to access the excel sheet. Thanks in advance

Sir, after investing some amount in equity already, for tax saving and long term point of view, should i invest in PPF or ELSS?

Not an exhaustive calculator, eg payslip HRA, Sodexo, LTA is not there

If we have booked long term profit and losses in stocks and mutual funds during a financial year and we have net LTCG but below ₹1,00,000 do we need to show it in ITR 2 or can we still file using ITR 1 because anyways there are no taxes for LTCG gains below ₹1,00,000

@veeresh_22

24 күн бұрын

same question.. someone please reply

@sachinbawoor

24 күн бұрын

Even if u have one rupee LTCG you have to show it by filing ITR2 even though LTCG tax is zero

Sir please tell me I have purchased 4 years ago ulip policy from police bazaar how can I exit

Sir please suggest best mutual funds 2024 list

Aj evening m hi dekh rha tha isko m ,thanks guru

Not open your calculator through link. Not found in website

How is NPS related to EPF? there is a total cap of 50k for the 10% + 12% deduction from basic?!?!

80 ccd(2) employer NPS contribution limit is not 50k. It is 10% of basic upto 7.5 lakhs (this limit also includes employer PF etc)

@harsh_nandwani

24 күн бұрын

Yes right.

@SkhD14

22 күн бұрын

But u get benefits of 50000 only

@KaushikSahoo

22 күн бұрын

That is self contribution, 80ccd1(b)

Are you sure about the 50k limit on the employer NPS contribution in the new tax regime?

@klokesh5959

24 күн бұрын

There is no limit.. It just says Maximum 10% of (Basic+DA).. Pranjal might have got confused

i think the employer NPS deductin is missing the XLS , pls add tht too

What are the privacy policy if clear tax. Where are they using this data against you.

Not able to download your tax calculator excel

hello sir good evening 🙏 I am a student and i wants to do gov job but there is a craze of share market now a days so i wants to ask you sir that i should go to enroll in stock market yes or no sir and my annual income is 120000 ,every month money comes 20 k from also other sources only from my father bec only he works

Sir please Debt and Hybrid mutual funds recommendation pe bhi video banao.🙏

I didn't find your FINOLOGY calculator

Tax calculation, in hand salary pe hota hai ya CTC pe??

@syedrounaknishar4569

24 күн бұрын

Gross Salary

7:32 please elaborate on other allowances

Sir Can you please make a video on PLI (Postal Life Insurance)? I had taken PLI @ ₹2991/- per month in my initial days of job (2018). I didn't have any financial understanding at that time. Now it seems a loss to me and quitting is like a bigger loss (premium paid for 6 years as of now). My surrender value is 67k, I've paid 2.25 Lakh. If i don't surrender, I'll have to pay till 19/11/2055.

sir urgent ek help chahiye,,,,mera name pan card main sirname ke sath tha,,,,aur adhar card main sirf first name tha,,, uske baad govt ka ek order aya tha ki pan ko adhar se link karna hai maine online apply kiya but name difference ki wajah se nahi hua,,,,phir maine pan card main name adhar ke according karwaya only first name. phir dono ko link karwaya to ho gaya...ab recently kya hua ki mera zerodha main account hai usme pichle ek saal se bse share ki trading nahi hui,, to unhone bse segment deactivate kar diya...ab jab main usko activate karwane gaya to bole ki pichle ek saal se use nahi kiya to bse segment deactivate kar diya...wapas pan adhar bhejo aur form bhejo,,, jab main ye sab formalities puri ki to wo bol rahe hain ki pan card main jo name pahle diya tha aur jo ab pan card de rahe ho dono main name difference hai,,,,aur bole ki apne ye name change karwaya to newspaper main diya hoga uski cutting lao to update karenge nahi to nahi....kya karu muje paiso ki jarurat hai urgent.....please guide.

Waiting for summer series ...

Course link bhejo

Summer investment class series kab ayega sir ?

you were wrong in the NPS part .10% of basic is exempted not 50k

What happened to your 100Days reading Challenge! Please resume….I was motivated by you😅

Stock market tax details

No calculator available

unable to use calculator. Excel is in protected mode..

Great sir

Kamra jee parnam. Mai ek gov emp hoon, Aaj mere nps m 24 lakh hai, avi har mahina 18k credit ho raha hai Jo ki 12%/Y bahkar credit ho raha hai, Mera DOB 92 hai, aab aap batayen ki mera kitna pension banega, 2051 me..

Your video quality is good but it can be better, if possible please improve ❤

New is Best for people who is earning upto 12 lpa, i am already in new this year and last year as well.

Sir Aap Stock market for beginners ka series lane Wale the Sir upload kijiye videos ko hmlog wait kar rhe hn

Sir please 🙏 kam selari valo ke liye bhi koyi videos banaiye

Nice

Sir i also waiting for finology 30

Finology stock 30 kab batayega aap

jinke pass job na ho and salary hi na ho wo bechare kya Karen 😭

If one opt for New tax regime, on next year after making tex effective investment can he file return on old tax regime?

@amarkansal8151

24 күн бұрын

Never .

@user-pq2cp7eu9g

11 күн бұрын

Next year the old tax regime might not even exist😂

Calculator is in read only mode. Could you please approve edit request.

Abhi problem kya hai yeh video se aur bhi confuse hogya 😰 apne indirect cleartax pe chhod diya

Can we switch between old n new regime multiple times?

@pgcreation3249

10 күн бұрын

No only once in current financial year!

We are unable to access your Tax Calculator. Please advise how to access

@pranjalkamra

9 күн бұрын

Please Download the calculator, to use it as per your convenience

@deadlieastwarrior

9 күн бұрын

Pranjal Sir I already downloaded the same but unable input values in that.

Pls bring finology30 asap... lagta hai sab log vul i gaye hain...

@narender.k

24 күн бұрын

I'm also waiting desperately

Excel sheet is not correct. please update and pin it in comment section

Simple है, अगर कोई all eligible exemptions and deductions avail करता हैं तो Old regime benificial हैं ।

मैं एक gov employee हूँ mje tax return filing krna h shmj मे nh a rha h kya kaise hota hai tier 1,2,3 kya h or अभी tk tax return filing kaise krte h btaiyega

@Grvsnh96

23 күн бұрын

Form 1 fill Krna hota h

@user-pq2cp7eu9g

11 күн бұрын

Kya Sir, Government job hai aapki phir bhi CA ko 1000-1500 deneme hichkicha rahe ho? Koi bhi accha CA pakro 1000 rupay de do aur tension free tax file karo.

Please advise if we should stay invested in tax saving funds even after switching to New Tax Regime. Love your videos @pranjalkamra

calculator is not working

FIN 30 STOCKS sirrrrrrr...... waiting it from soooo long.

@ashujain1702

23 күн бұрын

I am also waiting

@ashujain1702

23 күн бұрын

Koi mes bhi nahi de rahe ayegi ya nahi ayegi

@ashujain1702

23 күн бұрын

Bahut baar mail bhi kar chuka hu no answer

80G sayad new me avilable nahi h

Pls daily video bnaya kro

your calculator is not working

The best regime is the new tax regime with the discipline of saving and investing

Tax calculator doesn't work

3:11 sir this is wrong on income above 10 lakh tax is 30% on that amount which becomes 150000 rupees . Shayd galati Ho gayi apke video editor se

KYA HUAA SIR AAP KA STOCK MARKET SERIES KA NAHI BANANA HAI HAI TO NAHI BATANA CHAHIE THA AAP KO😵

Bakwas hai new tax regime. Logo to motivate Krna chahiye insurance, investments and savings k liye. Old tax regime ka deductions and slab rates change krne chahiye

Hi everyone! I'm new to the world of cryptocurrency and would love to learn more about how to get started with crypto trading. Could anyone please share some tips on which cryptocurrencies to consider investing in and when might be a good time to make an investment? Any advice or insights would be greatly appreciated. Thank you all so much for your time and help

@CargoGams

24 күн бұрын

Congratulations on starting your crypto trading journey! I understand that you want to make a profitable investment, and that's a verv understandable goal. Get yourself someone who understands the market very well and is also professional in placing trades. Thats the key

@CargoGams

24 күн бұрын

Trading with a professional crypto broker helps a lot when you're into crypto investments

@DanielJames-347

24 күн бұрын

Well for me, I recently got into crypto trading and l'im already marveling over the profits I am making. I'm like, "how the hell have I been sleeping on this?

@SameerAmed10

24 күн бұрын

It's great that you're interested in making profitable investments in crypto trading. There are many factors to consider when making a successful investment, and l'd be happy to offer some guidance. Can you tell me a bit more about your current experience and knowledge level in crypto trading? That way, I can provide more specific advice

@KluivertPatrick-

24 күн бұрын

I have had a bad experience of losing a lot of money because I had no idea how the market works. That's why I am looking for a crypto broker to help me out with a good strategy

Eledator ki MKC

Bhaiyya yahi video pichle saal bana dete toh zyada acha hota.😢😮

Clear kr dun .. old tax unke liye hai jo loan le kr rakhe hai ... Baki new tax adopt kro

Sir I am not in tax slab, should I pay Long term capital gains tax. This comment is for everyone who read this, pranjal sir may not notice this comment. Is anyone aware of this please reply.

@user-pq2cp7eu9g

11 күн бұрын

If your long term gain is more than 1 lakh then you only you have to pay tax but only 10% on anything above that 1lakh amount. For example your profit is 1 lakh 20 thousand then you have to pay 10% of 20 thousand only which is ₹2000.

LOL... I am grateful to Pranjal and I give him full credit for what I have learnt about Stock Market....But this video too sounds like one that is aimed to promote clear tax.... Especially considering that returns filing due date is nearing..... There is nothing wrong in Promotions but these days Pranjal is doing videos with main motive of promotions.....See most of his recent videos...1 video he is promoting particular company credit card, in other he is promoting specific term insurance company etc.... Even if u promote something just do it as part of regular videos but don't Just do videos with main motive of promoting certain products & earn some money.....

@Pavankumar-sv5fo

24 күн бұрын

Also he dropped/ stopped value addition videos he used to do and doing promotional videos.... What happened to 100 days challenge, Finology 30.... My point is do a value add video and in between add promotion too making it very obvious that ur promoting that product... Instead of just designing a video just to promote a product....

@Pavankumar-sv5fo

24 күн бұрын

Plz don't say Pranjal didn't have those intentions.. if u think deeper anyone should clearly understand why he made this video... I am just disappointed that I am missing that honest, transparent, value adding Pranjal.... Don't loose ur hard earned credibility.... As saying goes "Rome isn't built in day but is destroyed in one".... It doesn't take much time to loose what u have earned over years especially people like me....

It seems the reach of this Channel is Dead 6 Million Subscribers. Views not even 100k

Govt must resolve this confusion among people and old and new tax regime must be removed. Only one simple tax calculation system must be there. Income upto 10 lakh must be exempted from tax.

@user-pq2cp7eu9g

11 күн бұрын

Ek saal wait karo Government old tax regime gayab kardegi. Sabko fir new tax regime me hi jana hoga.

Basically cleartax ka advertisement....kya soch ke aaya tha...

FB पर आपके नाम से ट्रेडिंग सिखाने वाले एड आ रहे हैं। क्या आप ये कर रहे हो? मुझे लगता है कोई फ्रॉड है

22 crore par kitna tax lagta hai and surcharge kitna lagega

@amarkansal8151

24 күн бұрын

Surcharge will be 25% of tax liability calculated on income other than dividend and stcg and ltcg . It will be 15% on capital gains and dividend income

Whenever this government does something new it's certain that they will be massively wrong.

@saansardar1215

24 күн бұрын

Absolutely.

Sir just only to promote cleartax you can't demean ca profession . Apko yeh bhi pata hona chahiye tha sir once we have selected new regime we can't go back to old regime.

@anweshamandal6058

21 күн бұрын

You can change your tax regime once in a financial year

अभी क्यों? Office में तो submit कर दिया।

@v.kapoor9367

24 күн бұрын

ITR ke time change kar sakte ho

Finology 30 ...... ???????

He is false claimers when i go to his discribed link.. it is view only and link to other paid website

Worst income tax laws for new regime, India can never be like USA where they have lots of adjustments to income, credits, stamdard deduction or itemized deduction, etc