Started at 29 years old and already achieved most of my goals at 36 years old! Rating - 10 out of 10 ! Greetings from Tokyo Japan! This process is applicable for each individual! Any one can do it ! Pro Tip- start side hustle guys and don’t depend on one income source! ❤

@rashmigpt8361

Жыл бұрын

Thanks I'm also started right now

@DeepakAdhav

Жыл бұрын

@@rashmigpt8361 you can do it! Focus on specific skills and learn it !

@DeepakAdhav

Жыл бұрын

@@rashmigpt8361 that’s good! It’s never late!

@swapnilk...4147

11 ай бұрын

how can i do that no idea man....?

@purnendudas4502

8 ай бұрын

Thanks sir your tips are very good I'll implement on it

Started following this approach at 24. Now achieved a lot in 10 years. Honest review 10 out of 10.

Well, I am 27 and investing in the stock market and mutual funds from the last 4 years, though irregularly. But I never thought of investing in sovereign gold bonds and NPS. Other than that, I never felt that Life insurance and Health insurance could be so important. Thank you so much for enlightening me. ❤

@Sahil_raja786

4 ай бұрын

Sir agr aap exercise fitness related content banate ho? Agr ha toh reels zyada banaye aur useful short tips jinhe aap khud se ya kahi aur se bhi copy kr sakte ho jise chennel ki reach badhne me help hogi.

This is what should be called a real informative video. Kudus to you Pranjal for keeping it simple and clear.

When you actually start to understand how the life really works... The creators like Pranjal Kamra are the mentors we need to sustain at-least a happy, healthy and wealthy life. Thanks a lot Pranjal

@RMIIII

11 ай бұрын

wife also

@omeeonly7097

9 ай бұрын

Usko puchho 500 me Kaun de raha hai 1 cr ka term insurance wo bhi 20k salary wale ko .khaali fekneka kaam hai inka

@lavatr8322

8 ай бұрын

Can you say it in short, _how life works in India_ ?

@shyamsonarkhane5664

4 ай бұрын

​@@RMIIII😊

@soloflick6579

22 күн бұрын

@@omeeonly7097 true.

Finally someone in India is talking about financial planning rather than the investment. It is a major factor why I still see content from other creator in USA as they talk about the planning, emergency fund, health insurance, term insurance etc. "Investing is simple but not easy"

@sagarjain1339

Жыл бұрын

Any foreign KZreadr you know?? Any suggestions?

@AkshayS2909

Жыл бұрын

@@sagarjain1339 2 KZreadrs that I follow heavily 1. Money guy show - CPA by profession, their content is worth it but sometimes you have to match their govt. schemes to your Indian schemes. 2. Dave Ramsey - Heavy proponent of no credit card / debt free. Give advice on people on how to get out of debt. Even though these 2 are the most accurate advice giver out of the bunch. I agree to some of the things and disagree others. That is why it's called personal finance. Even both of these channel says the same thing. But they give genuine advice (No get rich quick scheme) & they have the experience of time.

@lays_boy

Жыл бұрын

​@@AkshayS2909 brother please tell me some good Indian finance youtube channels like this one 🙏

@AkshayS2909

Жыл бұрын

@@lays_boy LLA is the best one till Date. Wint wealth, and anshuman series on fix my finances are good.

@shubham_M7777

Жыл бұрын

@@AkshayS2909 bro which is the right time to invest, share market, trading etc? Is commerce (mathematical ) background required for it? Because I don't think share market is get rich quick scheme. It's hard and you need to be smart to invest. So which is best?

I'm 33 and will follow this rule immediately. Very Thanks

First of all thanks to you sir. I watched your video in the early morning at the end day of 2023. It gave me boost to plan my 2024 and rest all things. Im really thankful to you for the content you shared. It is 10 out of 10 from my side. From when i started seeing your videos i developed confidence in me. Your doing a great work for society and upliftment of the people. Best wishes for your new content and whatever you suggested, surely im going to implement. Thank you sir Happy New Year 2024

Felt like a big brother who genuinely cares about you has sat in front of you and is teaching everything he can to make you successful and rich. Thanks a lot, sir ❤

My dividend journey began when I realized that two particular expenses in my budget were always going to go up and never go down. The two expenses were taxes and insurance. I realized that the dramatic rise in both will need some added income. So, I started buying shares paying dividends. I can now see that this will be the path I need to take to make sure those two expenses will not overtake my future income.

@ChristopherHoward-kf7yk

8 ай бұрын

As a beginner, educate yourself, Learn the basics of investing and the stock market. There are many resources available online, including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research.

@SethDonald-mf4vm

8 ай бұрын

Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k

@benjaminsmith3469

8 ай бұрын

@@SethDonald-mf4vm How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

@SethDonald-mf4vm

8 ай бұрын

credits to *Christine Ann Podgorny* one of the best portfolio managers out there. shes well known, you should look her up

@benjaminsmith3469

8 ай бұрын

I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

Pranjal sir, first of all many thanks for creating such informational videos for the people. And secondly this is one of the best video every young individual should watch after starting a job. This is the basic guide on how to plan your future being financially secured. I wish someone would have shown me this video earlier in my life. But it's never too late to learn, I'm glad I came across this video and learned some very important things. I mean this is how you teach finance to an individual with simple terms without confusing. Thank you is a very small thing for the good deed you have done for the society by creating this video.

Undoubtedly 10/10 ! Thank you so much Pranjal !

Sir , I would give you 10/10 for this purely rich content. You have decoded most complex of a person's life problems in this extremely simplified manner. I'm grateful for all of your efforts towards making these videos.

Some points that weren't considered in this video: 1. Wants will also increase with increase in salary. Everyone wants to improve the standard of their living with time. You can't expect people to live at the same standard for 20 years. 2. There will be some inevitable expenses that you will have in 20 years for which you may have to break your investments. These can include house renovation, marriage, child education, foreign trip etc. Thus 15-20 percent step up investment is very very difficult especially when your salary is high. Focus on increasing your salary. You can get 100% increment by learning the right skills and switching at right times in right companies.

@vinayakdev9246

11 ай бұрын

1. "wants will increase" that totally depends upon you, surely needs will increase though. That leads you to the point that what ARE your needs and what WILL be your need in the near future or so. Going out for dinner sometimes can be counted as a need. As you mentioned courses for skilling up shall also be counted as a need. That's why we spent more on needs. Needs do change as you age, some are dropped off some are added on. I want to express that understanding the needs as a variable of time will benefit me greatly in life. 2. That's why we keep our portfolio diverse and keep on adding from time to time, it can happen that you might need to break those investments may be all at once, but thats life! Start again! Starting again puts you as a differentiator. 100 % to your third point.

@alkagupta8594

4 ай бұрын

For child education you can opt for SSY. Foreign trips Kaun roj roj jata hai saal do saal main ek baar jate hai saal bhar main itna toh collect ho hi jayega ki choti foreign trip ho jaaye. Aur agar nahin bhi hoti tabhi bhi badi baat nahin hain

@user-si3mf1ys9u

4 ай бұрын

If wants will increase u should increase ur salary

@abdulmunshi167

4 ай бұрын

Sir plz Koi content writing aap link boliye sir

@anamikarao9475

3 ай бұрын

Tax nam ki chiz suni hain

being a student, I found this video very fantastic. Thank you so much Sir! for sharing such a good information. I would rate this video 10/10

Absolutely tremendous content and the information...Thanks a lot !!

0% Ego 0%Attitude 100% Hardwork 100%honest❤

@biotutun

Жыл бұрын

जहांपना तुसी ग्रेट हो, तोहफा कबूल करो।...❤❤❤

@greatsquarebee

Жыл бұрын

Kuch places pe calculation bohot galat ki hai inhone

@sanjaipanday771

10 ай бұрын

True for success

@statusinsta8060

9 ай бұрын

​@@greatsquarebeejaise Ki Sir

@SD-ov7wq

9 ай бұрын

@@greatsquarebee Please furnish details, so that we can understand.

Pranjal, you covered the basics beautifully. These kind of videos should be part of college education as financial literacy course.

One of the best video i have ever seen in my life. Best video for youngsters or who want to become rich.

Bahut achhe tarike se samjhaya aapne. ek aam aadmi bhi ise aasani se samajh jayega. Aur vaise bhi aam aadmi ko hi aisi knowledge chahiye. baki to sare rich bhi hai or samajhdaar bhi. Thank you for this simple explanation.

Investing in various sources of income that are independent of the government should be the most essential thing on everyone's mind right now. especially in light of the global economic crisis at the moment. I have $560,000 sitting in savings searching for the best method to enter these markets. This is still an excellent moment to invest in equities, gold, silver, and digital currencies.

@geraldantonio3160

Жыл бұрын

Something I’ve learned from my first bear market: You don’t have to outperform, just survive. If you can survive and let your competitors blow up you’ll be the only one left and in a better position than before.

@marcorocci-ct7kw

Жыл бұрын

@@geraldantonio3160 Building a good financial-portfolio is more complex so I would recommend you seek professional support. This way you can get strategies designed to address your unique long-term goals and financial dreams.

@KingDavid-jj7tk

Жыл бұрын

@@marcorocci-ct7kw Working with a professional to develop a well-structured investing portfolio is a wonderful approach to get started. That's why I've been working on my dealings with “STACIE KRISTAL WEBER”. Because most traders enter the market with the intention of making a quick 10% to 20% profit, I've learnt to remain patient with the market. They miss out on the massive gains since it trades at a P/E ratio of 40-50.

10 out of 10.... I am 40 and I wish that there was someone like You in our 20's to tell us this

🎉 That’s a smart move! More friends on board means more fun and extra bonuses to go around. Let’s spread the word

Thankyou, bahut kuch seekhne mila. Bahut kuch naya pata chala.

For college students/ young people, (assuming, you are living at your parents house and they take care of your needs) you can reverse it. 50/30/20 50% = Savings, 30% = Needs, 20% = Wants

4:25 "woh achha hein, jo apko raat ko chend ki neend sone de" what a statement 👏👏🔥🔥 9/10 👌

"Haare ka shara ... baba shyam hmara" .... esa feel ho rha hai sir .... thank-you sir realy... esa lgta hai ki kuchh to ho jayega jugad budape me

Beautifully explained .there was no you tube or financial influencer when I started my first job but I saved from 1 st salary.Every salaried person today should save from day one as this can be a planned strategy from job layoff as this is on the rise since Covid .Happy Investing and you can become rich easily only if you plan and are disciplined.

Thank you so much for teaching the most valuable lessons that our school never taught us ‘How to manage our finances’

Now I am 29 years old and I started by this month and your information is to genuine thanks alot thanks you so mu

@satlatagelabeta206

2 ай бұрын

Hi

Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject ..... Thanks to Georgina Lucas the lady you recommended.....

@silvaloenanda

4 ай бұрын

That is true my dear, Investment is the best idea presently and without it, human struggles are worthless.

@pearlsstephen

4 ай бұрын

No doubt!! I never knew Georgina Lucas had gone viral. I decided to back up my assets and property with her when we met at a conference in New Jersey for the first time.

@CindyGanzalez

4 ай бұрын

Please I'm new to this, how can I get her assistance?

@sandiecarlos

4 ай бұрын

SHE'S MOSTLY ON TELEGRAMS WITH THE BELOW NAME

@sandiecarlos

4 ай бұрын

@ms geocas

Without pen or paper. It's easy to understand with 100%clarity

1st of all, Thank you Sir! And don't ask about rating, it's a 10 on 10 video.. This is the most easy and effective way to make people understand what they need to do in terms of their financial career. You have almost covered everything in this video.. Thanks for making non biased , purely educational content.

10/10 - Brilliant!! Will re-emphasize 1 point which is to start early, as early as possible.

10/10 Thanks for clearing my doubts for investment....

Out of 8/10 Told in very simple language. Information about financial literacy is given. Very important points have been mentioned in terms of financial planning. I liked the information very much and will start financial planning soon. Thank you so much! 🙏❤

I don't have the audacity to give you a rating. Still if I were that much worthy, I would have given you 100 on 10. Hats off to you, your integrity and your simplicity 🙏🙏

10 out of 10 best given knowledge. Specifically term insurance

This is why....I never skip a single min video. he always gives a valuable information for middle class peoples

Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.

Video has been released in a great time. I am joining a job next month.😊 Stay humble, keep growing🎉

Excellent video for today's youth who have just started their carrier. Important lesson to be learnt here about saving & investing even though you income may not be much. I'd give a 9/10 for this video. Good job PK.

Sahi bataaye bhaia aap...best video I have ever watched....full data wise video...I liked the way u presented everything❤❤❤❤

Hi Pranjal!! Great content!! One Suggestion: When you are explaining such awesome concepts and ideas, please use numbers in the screen to make the point more visual. Keep up the good work

explained in a very simple and easy way, taking the minimum salary as example 👍 it would really help a lot of people who are worried about the future but are well disciplined and ready to take such learning for their betterment 😊

Thanks you so much sir for making this taking time for such gr8 efforts ....10/10

10/10, I need to start investment, I am 27 now.. the way you explained it in simple way is awesome.

Absolute 10/10.. There are so many so called finance influencers out there, but never have I ever saw a person with so humbleness and down to earth thinking. No si-fi numbers or gyaan. Absolute to the point reality. I feel guilty of not knowing Pranjal Kamra before and stuck with hi-fi showoff influencers. From now on Pranjal sir, is the go to guy!!

Thank you Pranjal... Great view...really appreciate your efforts. No one teaches such things in life

Superb video Pranjal you resolved my no. Of problems 😊

10 out of 10 sirji. Amazing content for wealth creation

10 on 10 with ❤️ I have learnt a lot from you and which I like most is your HONESTY. You are different from other financial influencers. Most of them intend to sell their products but you intend to make the people aware of their financial freedom. Love you.

@musicaljourney5138

Жыл бұрын

I would like to sell you financial freedom. Pay me 100 k only.

I don't usually comment But, The Topic, The pattern, the clarity, The explanation, The consideration of all factors is unmatchable... Thanks for making such kind of videos for us Making it so simple for us Thanks alot @pranjal kamra❤

100/10 BHAIYA YOU MADE ME REALISE THAT JOBS ARE NOT THAT WORST

10/10. I am 47, but it is good educational stuff ,I shared with my son's.who are more than happy to follow. Thanks alot for such small details.

Great content! I absolutely loved the way you covered the basics. Just something i would like to point out regarding NPS - so NPS scheme has a really long lock in period and as the name suggests its a pension scheme, which means when we attain the age of 60, we only get 60% in lumpsum and the remaining 40% is given to us as monthly pension over the comin years ( i guess roughly 20+ years) and this monthly pension is taxable too... In my opinion Post Office Monthly Income Scheme is far better than NPS

@kailashkadara5898

11 ай бұрын

When you turn 60 you may not fall in the tax bracket at that time.

@harini7481

6 ай бұрын

Nps can be used for additional tax deduction of 50k on top of 1.5lakh frm 80c

@rahulbansode1537

6 ай бұрын

It's changed now

@Oyabu...

5 ай бұрын

​@@harini7481 i think i read that that addition is if you keep not for 60 but instead 75 that is the maximum tenure

Thanks Pranjal for making this simple and clean video- that didn't contain the complexity of shares and boosts the confidence of a layman too.

Most wonderful advice I've ever seen 🙂 Thank you so much 🙏

Best one video no Chik no jhik jhik... Thanks bro 10 out of 10

Take a bow,Sir. Golden rules explained!!! You r such an inspiring person!! May God bless you. 🙏

Sir in a city like hyderabad with 20000 salary, 50% towards needs that is 10000 is not practical But still i have learnt a lot of financial things from pranjal sir thank you

@suryakanta8711

Жыл бұрын

You can earn more than 20000 in small cities and your expenses will also decrease. Plus, you can live your life in less crowd. Moveout from Bangalore now.

@sarthak_7

Жыл бұрын

Don't worry. Start with Rs 500 or 1000 per month. Saving and investing a small amount is a healthy practice.

@ayushmantripathi9396

Жыл бұрын

Increase your income

@udiyanasaikumar3066

Жыл бұрын

@@suryakanta8711 i respect that but as a software engineer i cant do a job where ever i want right, because we cant find offices in small cities

@CAHarshitPandey

Жыл бұрын

​@@udiyanasaikumar3066bro is engineers also paid that much low in high cowded and developed cities?

sir thank you so much genuinely ap ek elder brother ya friend ki tarah advice karte ho different criteria ko dhyan me rkh kar thank you so much. 1000+/100

Absolutely 10 on 10! Top class!

My age 32 and monthly salary 26000 ..this video is very informative for me ….sir yours marks 10/10

though I am 24 and not earning right now but your concepts and the power of explaining shows me so much to manage my future money. I am feeling very lucky that I born in this era of free education and knowledge. The content is 10 on 10

@ArvindKumar-jw3rl

8 ай бұрын

nice learning dear😊😊

@sanjayshimpi1026

2 ай бұрын

At your 24 you can't earn.. And my 21 I have been doing Job ....😢

Will start this from 2024 Jan only. Thanks for sharing these insights

Rating 10 - great idea shared - noted points & will be implemented - definitely will work out 🙏🙏🙏

This is the first time i am commenting on your video sir, today i really felt that your content is way more better than any one else as of my knowledge 👍😃you explains every little doubt in detail so that at the end of the video we don't have any more doubts left 😂❤ and the motive of your video is definitely fulfilled by giving us your knowledge.😊love your work sir, may you do more work like this and you get healthy and wealthy with it 🎉😇

10/10 Boss, love you as an ideal person for helping and spreading financial awareness, Also thanks a lot for upgrading my relationship with money Loved your video with sandeep Maheshwari as well… Especially the word that to see the market only on weekends…

10/10 The most valuable statement that one should always try to earn more. Thank you sir for this valuable video

Thank you dear!!! For our well wishes!

Hey, Im 23 and this was a very well created video. Thank you for handing out different options and choices in investing the amount of income and most importantly busting the idea you cant get rich with salary

This is the best financial planning video I have ever seen...thank u so much to solve the puzzle of saving and investment of most of middle class people...I would like to give u 10/10...

Thank you for creating such an informative video. It's exactly what I needed to grasp the concepts of saving and investing simultaneously. Mentors like you are needed to simplify financial concepts.

You've taught us the whole life planning.. A long time follower of you sir. My life is getting better day by day because of you. You've a healthy life ahead ❤

In india having sound finnacial knowledge is supremly important. Countries can collapse overnight cuz of this. Great job Pranjal.

9/10, a simple way to manage money ,sir only you can explain this .....

Thanks for advice 10/10. Respect for you ❤

Thank you so much sir, It was a complete investment strategy I was looking for❤

Would rate this 10+ for your explanation and making it easy to understand. Unfortunately these concepts are not taught at a vital time. And not everyone gets the right information online. Will try this out and pay you thr well deserved commission😊

One of the finest Video.. I just wish this was taught us in our basic education. Thanks Pranjal!

Thank you most genuine video and clear investment plan ❤

Very well explained. Need more financial planning videos like these 👌 10/10 for this one.

The most genuine and trustworthy content. Thank you Pranjal. 10 out of 10

It really motivating for someone who comes from middle class and has lots of dreams in eyes

Thank you bhai sahab to change our thoughts process god bless you more

Very well explained as always. However, our expenses do not just increase by 6%, as 6% is the inflation based on the basket Govt. has chosen to track it. Actual inflation for most us are 10-15%.

@ppmoney01

Жыл бұрын

Yes, inflation varies 10 to 15, like medical expenses and many more

@rpradhan500

Жыл бұрын

Its 20%actually😅

@manidipganguly

Жыл бұрын

@@rpradhan500 Very much possible based on what purchases make up your expenses. Also it is genrally very high for people who are taking care of elderly people mainly due to medical costs where the inflation may even cross the 25%.

@AkshayS2909

Жыл бұрын

Inflation is just the mean of all the inflation in every sectors which comes out to be 6%. What to say is true depends on your expense.

@ramyasri6093

Жыл бұрын

​@@manidipganguly true

Your videos are always 10/10 buddy... Thanks for sharing all this important financial lesson with all of us for free ❤️✨

Thank you so much Sir for sharing ur knowledge❤

Thank you sir. Great Insights 🙏 20/10 sir double of the max 🎉

Your content is very informative and practical. Also it touches upon the solutions of everyday problems of ours. It is so much relatable. Thank you so much Sir ❤

I would rate video 10/10 It covered all the bases. Pranjal, How would you teach patience to be invested for 20 to 30 years? It looks easy but still not many could do it.

Good information sir thanks असेही सलाह दिया करो 👍

Very informative for me and youngsters out there. Thanks Bhai ❤

9.8/10 thank you so much PK Sir, credit goes to your family, friends, teachers, mentor for gives you a educational assistance. Thanks again 🙏.

Huge respect for u sir, no one talks about in depth financial planning for avg salaried people, u r doing excellent job sir, god bless u!!! 10/10

🃏 The live casino games are my favorite. The blackjack tables especially. Feels like the dealer is right there with you

Great Video as always! I have seen multiple similar videos with same strategy which nice and begineer friendly. Most lacking thing that I have seen that on screen numbers and calculations, I am not saying that You should bring a high quality animations, but some ppt slide show will help a lot to see this information in pictures. by the way great effort and keep doing it. Thanks.

Thank you so much sir for giving the financial knowledge to us, as an youth I feel so much motivated for financial planning in the correct way 🙏❤️❤️.

Thank you sir for the amazing video ❤ Just wana add one thing that even if country's inflation increases by 5/6% yearly but the cost of day-to-day needs increses way more then that.