Some clarifications 1. Salary increment wmd inflation not included cause if salary increases, toh mehengai bhi badhegi so baat barabar hai 2. I should have included atleast 2 cars over 30 year period, so add that in ur calculations

@debo1302

9 ай бұрын

Hi dada, I want to ask those who are already finology one members do they need to register in Finology30 separately or it will be available by default for finology one members???Take love dada... Love and trust finology family❤❤❤

@irobot992

9 ай бұрын

Hi Pankaj, really impressed with your thought process. Thanks for this vid. Just wondering, can you offer a free trial for the finology subscription to checkout benefits?

@cmo

9 ай бұрын

bro inflation ke mukable salary jyada badti hai, insaan new skills new experience aquire krta hai, uski value badti hai over the years, or jo experienced professional hote hai wo acha khasa kamate hai, inflation to 7% - 8% hota hai, chalo 10% bhi maan lete hai, but promotions hote hai to 30% , 50% ya 100% bhi increments hote hai, yeh sab kon ginega????

@cmo

9 ай бұрын

and one more thing bro, savings rakh ke kya krna hai, jab aapne ghar, gadi, bachcho ki education, bachcho ki saadi, health insurance, life insurance , yeh sab le liya hai, or iske aage or paise bacha ke kya karoge??? aapke bachche to already europe me padhke kamane layak ho jaaenge , plus aapka liya hua ghar usko achchi khaasi value de dega, or wo bhi apni life me kaamaega... or savings krke kya bhagwaan ke paas le jaaoge?

@arjun3248

9 ай бұрын

You missed cost of divorce

I got married in second lockdown. So the government imposed guest limit was max. 50 people. No relative was disappointed for not being invited and I saved a ton on expenses 😂

@binayakgshankar9188

9 ай бұрын

Masterstroke, those 50 people were close ones or you choose through lottery?

@jagatsingh9970

9 ай бұрын

Same

@Buddha420ii

9 ай бұрын

​@@binayakgshankar9188obviously lottery😂😂😂😂

@ashishpawar2534

9 ай бұрын

I’m also beneficiary of this beautiful scheme 😅😂

@ZubairGaming-YT

8 ай бұрын

Same Here😂😂

My marriage income was less than my monthly salary. In all the functions I invited only close relatives. No neighbours. This helped me save a lot. The same savings I will use for my kids education.

@gulzarakhtar9383

9 ай бұрын

Aapke rishtedaar baat nhi banate

@chetanpratap8510

9 ай бұрын

​@@gulzarakhtar9383😂😂

@billionairespeech1165

9 ай бұрын

Bhai sabko mandir main shadi nii krni hoti

@mahendrakumargouda4130

9 ай бұрын

😂😂😂 I didn't pay Ganesh pooja chanda to save 1000(This year),which was necessary that time.. My friends are not talking with me 😢.

@vinaypsingh86

9 ай бұрын

u mean, your marriage expenses ?

That's why it's so important for each individual in a family to start earning as soon as possible. If there's a will, there will be a way.

@9669sumit

9 ай бұрын

Even a positive attitude of family members towards money helps. If the family itself starts saying you make this much amount of money can't you spend a portion of it on traveling, shopping, vacations, cars etc.

@rajeshkumarjha1536

9 ай бұрын

​@@_WhoAmI-is liye tmko latiyaya gaya hai😂

@deepakbisht4957

9 ай бұрын

It's not about earning as soon as possible 🤦. It's about investing in your career first then starting earning a good chunk of money...

90% people watching this video, who don’t even have job 😂

@dilipmehtabilu

9 ай бұрын

But I have😂😂

@kanisque

9 ай бұрын

Why would you say so?

@himanshufen

9 ай бұрын

Ha toh bhai abhi dekh lete h baadme kaam aajeyga 😂

@xyz_sonic

9 ай бұрын

90% and he is one of them 😂

@CHAHATKITCHEN

9 ай бұрын

Income sab ki hoti h

Yes, the entire game is of mindset, I have seen people earning 35k-50k and are living better settled than the ones earning 100k K per month. They buy gold, minimalistic house, no unnecessary show off.

@zade-wq9kb

5 ай бұрын

Agreed

@Baku-Dan

4 ай бұрын

Exactly

Words can't explain how difficult it is to see practical side and thanks to you for presenting to the world. Thanks is not enough but still best wishes for your life.

EMI is nothing less than a life partner this days😢

@ullaslr7961

8 ай бұрын

True.. Only life partner which everyone wants to give divorce to and get separated with ASAP 😂

@dude30997

5 ай бұрын

Very sad but true

" 2 days ko better banane ke liye, 98 days ko ordinary banaa dete hai " a very well placed thought ! Thank you for making such fact based insightful and relevant video...Sir !🙏🙏

Pranjal, this video is eye opening. I am earning and have just started my career, and I am in my third year of working. I have recently bought a car for myself which I feel happy everyday driving. And yes, it fit into the requirement of not being more than 2 years income. I too use iPhone and ave bought the latest model, and it also gives me immense happiness everyday. I don’t know for how long I will be on this earth, but I feel we can spend well to enhance the quality of our life. My car will be used as the primary one for our house, and I feel very happy to be able to afford it and provide the comfort to my aged parents.

@4myhome

9 ай бұрын

Amir aadmi koe kami nhi hai

@ytdesert3581

4 ай бұрын

If want to live happy, don't listen financial advisor

Me to bolta hun acche logon se dosti rakho jo financially Strong ho.. khud bhi wo log accha jiwan jite hain aur aapko bhi sahi guidence dete hain❤

I would like to add what my father advised me. Whatever job or work you do, whatever might be your monthly income. Still make sure to have another source of income from where you can make at least 25k extra each month. This 25k might sound very less but having it extra can reduce a lot of financial burden and stress. My father was a govt employee with 48k salary but he also ran a small Chemist shop in my grandmother's name, so he had a nice second source of income. I'm also going to follow him

@piyushsharma4068

9 ай бұрын

25k extra 🤣🤣🤣🤣 bhai etni to kitne logo ki primary bhi nahi hotii 🤣🤣🤣

@nabeelanashat2578

8 ай бұрын

@@piyushsharma4068 exactly!!

@GojoArc0

8 ай бұрын

25k p.m second income ??? And you called it sounds less ?? Brotha it's not even my primary income 😂😂😂

@tovikasho1367

8 ай бұрын

So your father earned money illegally. No gov employee can run or own another business.

@thunderbeast9831

7 ай бұрын

25k kam bolne wale ko kya gali du

Facts! I can relate to the house part! I feel a house is a 2-3 generation property. Many of us have lost a house due to partition and as we had to migrate to a new city for a job. I suggest investing in a plot though on the outskirts of the city and live close to the office & school to get more time in hand for focusing on career and children. If you have a remote option, then you can live in the outskirts to reduce expenses. Cities are expanding so every suburb will develop today or tomorrow. Not commenting on other things.

@anilparihar8342

9 ай бұрын

God bless you

सबसे अच्छा है की मोह माया छोड़कर बैरागी बन जाओ । कोई झंझट ही नहीं रहेगा ।

Pranjal ji, this comment comes from my heart. I watch many videos from many finfluencers. Being a banker, I too advise my customers to save and invest. I did find out these major expenses of our life too but most of the finfluencers say to live a frugal life. Many talk about financial freedom which has been in trend in recent days. I am an old school person and believe in simple ways of living, saving and investment. The bifurcation of salary and also person wise in a family is the reality. The presentation of this life upgradation is the reality and you have said it in very simple manner. Thank you for understanding the true middle class. Most of us are in the same boat. If you are reading my comment, I would request you to make a detailed video of savings, investment strategy and retirement of government employees as this is one of the most not spoken topic. Every finfluencers assume 10% incremental salary and calculate the returns. But we have totally different salary structure where 50:30:20 rule is a bit tricky too. Gross and net salary has huge differences. So, this is a request from a youtube friend to decode this confusion. Love from Sandipan. ❤

@ageless1003

9 ай бұрын

You make a video. Why depend on others ?

Very practical suggestions. What I liked is you didn’t give any magical formula to double one’s income, rather how to reformulate one’s financial priorities and manage within one’s limited income. I have a decent salary but I don’t have very good savings. This have changed my perspective to an extent 🙂

Why salaried people dont have savings? Marriage... It's the root cause of every problems. Wife's money will remain her, husbands money is family's money. So he will never save anything for himself. I m 38 divorced from mumbai. My wife used my body, my money n drained me emotionally. Daily arguments, no work at home, no respect, no financial contribution, no true love and threat me every day and doubts on me and had eye on my money and property. Best solution is to stop marriage, no kids and stay stress free life with lovely pets and parents and save money for ur self. kids after some age don't stay with parents to look after in old age.

@tushar7778

9 ай бұрын

It's because lack of experience with female nature I bet you never had a girlfriend before and it's arranged marriage. It's because you don't know how to deal with women. Don't blame marriage. Because you failed as a man. Just Making lot of money doesn't make you man.

@cursedapple6901

8 ай бұрын

So sorry to hear that brother. I hope you're doing alright... Stay strong man.

@jigargandhi1654

8 ай бұрын

@@cursedapple6901 Yes bro..I am doing fine and now happy to live for myself rather than someone else who may not be loyal.

@rahulr6381

8 ай бұрын

Mere papa ka salary 50k hai aur unhone shadi me dahej 35 lakh diya...jindagi bhar ka kamai khatam.

@jigargandhi1654

8 ай бұрын

@@rahulr6381 Dekha! Shaadi is root cause of all problems in our life. Can we love ourselves and live with pets? Imagine no stress, freedom and true love of pets.

Superb informative video🧡in Rich Dad Poor Dad when I read for the first time that “money can’t solve your problems”…it took me months to understand that how accurate the statement was…it all depends on the mind set..who earns 10k n have the habit of spending 12k ..will even spend more when the income will multiply. Thank you for sharing the valuable insights😊.

One of the finest and down to earth folks on yt... Following since his day 1...

Pranjal sir apki baat se maine 6 months se saving shuru kr di jo pehle kbhi nhi ki thanks to you sir

For marriage, both bride and groom should spend not more than their 6 months salary. Same goes with Car, car price (not down payment, but total cost) should not be more than 6 month of your annual household income.

@Banzybanz

9 ай бұрын

Bride and groom should spend 0% of their salary on their own wedding. They should save all of that for their actual married life. Marriage is a family affair and wedding expenses should be borne entirely by the parents.

@TheVikramJoshi

9 ай бұрын

@@Banzybanz lol, one should not dare to debauch his/her "Khandan ki Shaan", is it?

Baccho ki shaadi is one of the most vain expenses that people feel pressurised to incur. I am not taking about those who can easily afford it but the problem is with those who want to ape the super rich class. Give your children good education fund their college edu if you can, shaadi should be self funded which will also ensure that folks don't go over budget trying to get married. If you want to support during wedding then give the money to your children as an fd and let them decide how to invest it.

@rohitpatel656

8 ай бұрын

So agree we have fell in this trap

parentel generation was very much good at financial discussion because at that time there not much product available in the market and and buying power is not as much at that time . but when i see current generation people are very much materialistic the best example is iphone every year it launch people buy at crazy price . buy product which last long valuable people should create enough saving in fixed deposite .The best financial teacher is our parent we should understand the value of earning and saving .

realised that i am one of them jo ye sb already follow krta ara h from last 2-3 yrs jb se financially educate hua hu, credit goes to very good content creators like you who made us financially literate & me also for following the same. 😊

@swetasinha8419

5 ай бұрын

Same

I wish my parents could have gotten this kind of financial advice

@shishirkarkera7577

9 ай бұрын

Atleast you are able to watch youtube videos, be grateful for that.

What I believe is we Indians believe in saving, no one thinks about increasing income no one what's to work hard. Then come and see these kinds of videos. Live as you want and make sure if you spend well you make sure you have the guts to earn more

Could you please provide information about land purchase, corporate gala or koi bhi shop, to get additional income? I want your point of view on this topic. Thanks for your guidance, it always help me. 🙏

Thank God at the age of 33 and 8 years of my job ..I built new house , I got marriage , retirement plan investment. 👍🏾

@Godnoddy

9 ай бұрын

It's your fate . 😪

@ayeshasiddeqi5263

9 ай бұрын

​@@Godnoddyit's his hard work

@SamratCharvak

8 ай бұрын

Give me advice bro

@monoj14

8 ай бұрын

Simple living buy only necessary items, limit extra spending, focus to complete your goal

@Godnoddy

8 ай бұрын

@@monoj14 nice

It has been years since I am following Pranjal and by far the best and most sensible financial advisor. Thank you for your efforts. Always wait for your content.

@pranjalkamra

9 ай бұрын

Thanks a ton

@ashitnayak1912

9 ай бұрын

@@pranjalkamra ,,🙏

It's absolutely true ekdam relatable yearly my salary is increasing and my lifestyle also changing I am spending more than before

Me and my wife earn 70k per month living in Mumbai, and we are facing the same problem. Every month there is an unexpected expense and we couldn't save anything.

@bismeetsingh352

5 ай бұрын

U need an increase in income here

Pranjal motivates us not to do marriage.😂😂😂😂

@vivekvk45vk

9 ай бұрын

Also not to increase population 😅.

@rahulvasudeva9303

9 ай бұрын

Exactly, if u get the wrong partner , u have to pay maintenance and on divorce have to pay a heavy amount. Marriage becomes a curse.

@ageless1003

9 ай бұрын

​@@rahulvasudeva9303yes, I'd say stay alone n live your lyf the way you want.

@ashutosht10

9 ай бұрын

Good initiative. Population burst se bacho bhai

Sir as always very informative video , Would you consider creating a video comparing buying a flat versus villa or constructing a house, taking into account the financial aspect when we have enough funds or can manage with minimal borrowing/loan ?

Such an amazing analysis! Worth watching multiple times.

Amazing content! Please make a video on how to select an insurance policy if you have pre-existing medical conditions.

Once we understand the difference between assets and liabilities then all the financial problems will automatically get sort out. Like I follow simple rule that 75-80% of income/savings should go in building asset investments and rest in liabilities.

Great job pranjal. I have been following you since long time and all your videos are best over all other finfluencers . This video is the best video i have ever seen on internet , i always think about this but never thought you can hear or sense our thoughts too😂..I felt like my elder brother is just scolding me on the expenses and guiding me on savings. One item in my bucket list now to meet you sir 😊

Thanks for the valuable tips and insights shared in this video. 👍

Very accurate calculation. It is rather in lower side than higher.

Style hi alag hai Pranjal ki.... 😊 Salute boss

Dear pranjal mai apne father ko ye video dikauga aur mai apki video previous 2years seen and I agree this video ❤

That's a great video. In between I thought why would I need to save more when I can provide good education to my children, a comfortable house to my family, and required amount of money in need. This video gave a new perception of where to spend more and where not to. 👏👏👏🙌

Bahut khoob, PK bhai, kaafi gehri socch👌 I appreciate the simplicity in the assumption of maintaining a steady income, as inflation tends to offset any increments. Lifestyle inflation often surpasses the increase in wholesale prices. Some individuals may be overly optimistic about significant salary increases, but they should consider that these increments level off as they age. Therefore, it is wise to make conservative assumptions regarding salary growth when engaging in financial planning. Additionally, we have not factored in household expenses such as home maintenance, fuel, groceries, dining, holidays, insurance, and domestic help, which can sometimes add up to as much as 40% of take-home income.

Brilliantly analysed and dissected. I feel most of it applies to not just jobbers but to also business persons as well as professionals and freelancers as per their earning capacity and lifestyle

It’s seems you are a good friend of mine I’m always listening you very carefully, this video is a awesome, thanks Brother

If there is any video on: how to manage finances / how to built wealth / how to spend sensibly / how to manage long term - mid term finances that too without comrposmosing much on lifestyle and also how India can double its rising lakhpati and CrorepatI, then this is it. BRILLIANT. MUST WATCH. 👍👍👍

I really like the fact shared where the couple are earning. This is very true and point for car did not include ki car ab sirf 15 saal rakh sakte hai fir dusri khareedni padti hai

Thanks to God. I started saving from my first job itself 10 years back 😏

Bro 😭 this is harsh reality of all middle class family , one of best videos i have seen

This is why i have decided to educate my children from a govt school.. the teachers there are very educated and with proper training and salary

Thank you....🙏 The clouds of barrier is getting better and better as I can see a blue sky ahead.

Every video is unique, with full of leanings ❤ hats of to you Sir !! Keep posting videos on more financial topics, it helps us to improve our financial knowledge and brings confidence while making any financial decision!! Thank you finology and team ❤😊

@pranjalkamra

9 ай бұрын

Thank u so so much 🙏🏼

@prajwalwankhade4521

9 ай бұрын

❤

@InvestmentBankingConsultant

9 ай бұрын

@pranjal - would you please create one video for people who are in 40s bracket, we are the victims who got financial knowledge just last 3-4 years and struggling with financial issues

my 3 years savings went into car purchase 9lacs+1lac maintenance with loan. but i started doing investments during covid. i already have home from parents. marriage will try to do frugally.

@HarpreetSingh-xr6em

9 ай бұрын

Try I hope you succeeded todays girls are influenced by Instagram's brides

He is absolutely right.. I have seen this in my dad's case.

Very true. Usually i won't keep watsapp status. But i shared this video as watsapp. Thats proof how much i value this video

It would be very helpful if you cover tax saving strategies for every 5 LPA (10, 15, etc)category

@lakshmitejas1685

9 ай бұрын

For all choose new scheme

आप बिल्कुल सही कह रहे हैं सर मेरा दोस्त हसबैंड वाइफ दोनों जॉब करते हैं लेकिन उसके पास कभी पैसा नहीं रहता सालों की कमाई बड़ा सा घर बनाने में लगा दिया!

Truly an eye opening video. Thanks a lot for it

Thank you so much for this video. ♥️

I have been saving since 2015. Mostly by contributing in PF, NPS, SIP, SUKANYA SAMRIDDHI and RD. I don't want to touch my savings for any new purchase (like house and car) and build a separate corpus for such expenses. Don't know how far I will go, but I'm expecting to have a good tension free retirement.

@raunaqjuneja3533

9 ай бұрын

What is the saving amount from investment in 8 yrs if you May share

@ambitesh

9 ай бұрын

@@raunaqjuneja3533 avg. 25k/month excluding PF

@SM-ih3go

5 ай бұрын

You will see the result after 2035. Keep going dude! 👍

Instead of spending more money in marriage party give that money to kids to buy house or spend on items that will be useful in future. We also aware that in today's era divorce ratio is also very much high due to financial stress on new married couples. So it's better to give that money to married couples so they will live happily.

Nice presentation sir...u r right point of view... Today's inflation is very high... We middle class family failed to savings of money...bcoz salary increase 1000 but emi increase 4000...all kinds of loan is main enemy for us...

Thank you. Frankly speaking it's quite practical.

Conclusion is it’s only the mindset which can make you wealthier even with the salary

I understand your premise nicely but i do have some glaring omissions and simplifications that make this video less effective 1. Inflation not accounted for 2. Increment not accounted for. (For now i am assuming that increment is the same as inflation so they cancel each other out….but if this is the assumption then it should’ve been mentioned) 3. 1 car cant be used for 35 years of life. Government itself doesn’t allow a vehicle to run if its 10 years older in cities like delhi. Atleast in a period of 35 years 3 cars would be taken to sustain. These come out as glaring mistakes that are very obvious. But if i delve deeper there are a few more.

@pranjalkamra

9 ай бұрын

Yes, that was the idea that inflation and increment cancel each other, but yes, should have been mentioned. 3. Agreed, should have been 3 cars

@namanagarwal8341

9 ай бұрын

@@pranjalkamra thanks a lot pranjal for replying back to the comment. And you adding something similar in a pinned comment really does show that you are willing to accept small mistakes if any and your goal is really to improve the knowledge of people. I really appreciate the work you do and keep it up man. Your videos are a great source of learning

I really respect you bro... Keeping doing the nobel work you both are doing... Hats off to you guys.

Wow great video, we never think this way or any one tell this, thank you so much to show reality to us

Pranjal sir!, I have question regarding mutual funds investments.What percentage of distribution of my savings should i give to nifty 50 index,mid-cap,and small cap equity ? Sir please I need your answer...

@MrPraveenroyal

9 ай бұрын

It depends on your age.

Pranjal sir you don't know how you are making others life beautiful, big thanks to you.

Mai aapki video hamesha dekhta hu aur mujhe aapki har video mai kuch na kuch shikhne ko jarur milta hai.aapki video ke karan bahut baar planning change karna padta hai.Thank you Sir.

You are my favourite financial advisor 🙏

For Indian people, whether it is a house or a car, they are not buying it just for the sake of buying it. They are taking it to show the society how expensive our everything is. And unfortunately this thinking will never change. "MINDSET"

@ageless1003

9 ай бұрын

It will.

3 T shirt and 2 paint and 1 casual Mera Pura Year Nikal Jata hai and I also Feel Good 😊 and Decent "Simplicity is a key 🗝️ to success

Thank you so much for this knowledge video ❤

very nice video pranjal sir..we can reduce expenditure....great video bhai❤❤❤❤ great

16 lakh but no saving😢😢, this video is true...with this salary my budget did not allowed me to buy a new laptop which I need last few months because old laptop is 10 years old😢😢😢😢

@random_person_on_internet

9 ай бұрын

10 saal purani laptop aaj bhi chal rahi hai? 😲

@lakshmitejas1685

9 ай бұрын

​@@random_person_on_internetit will

@abvivek

9 ай бұрын

@@random_person_on_internet my laptop is also working fine bought it in 2011.i don't use it for work.

@rastemmilengephirchltechlte

9 ай бұрын

@@random_person_on_internet haan bro

@rohitrai739

4 ай бұрын

Good joke

Very insightful video ❤

Thank You For Upload This Video 🙏🏻

Kudos for raising mentality angle to expenses.

shadi hi na karo, 20 saal ki income bach gayi :) Best advise, Thank me later :))

@Daisy-lh5xk

9 ай бұрын

Thank u

@nabilhasan8043

9 ай бұрын

I am deciding 🙂

@focusonstudies8331

9 ай бұрын

A good decision when u r in ur 20's.. But not after 30's!

@AshishDiggi

9 ай бұрын

all we need is a financially educated partner jo faltu kharche na kre... baki shaadi bilkul nhi krna is not a wise decision in the long run.

@Upanishadicsaint

4 ай бұрын

Fir gf ke karch ka kya.

Sir jee you are the solution of finance issues keep posting more relevant content sir

@vickyAlways

9 ай бұрын

Your username 😅😅😅

Mere Dil ki baat, superb episode 👌👌

it's a very very important post, thanks a lot sir, for this video🧡🧡🧡🙏🙏

Back to basics. One addon: avoid use of credit cards.

Teen Age me aapke video dekh lia hai ab future ki chinta hi nhi bas ab achhi job ya koi business me set hojae or income chalu hojae bs😊

@ScaryBeats777_montage_creator

9 ай бұрын

Sure brother ....I wish you get what you want ......🙌🙌

@KoushikDas2005

3 ай бұрын

Bhai main v yahi sochta tha , but sirf sochne se nahi hoga Videos dekh k hum views unke badha rhe

काफी अच्छा video बनाया है प्रांजल सर आपने

great analysis. thank you for guidance.

My family income is 15 lakh per annum and we don't have a car or plan to have a car 😂😂😂

@ageless1003

9 ай бұрын

Good job dude

@rahulkarukonda8860

9 ай бұрын

Buy used car instead u can save on taxes

@ashutosht10

9 ай бұрын

Get a car man let the family enjoy.

@prashantdhawan7385

8 ай бұрын

​@@ashutosht10May be he and his family can still enjoy without a car.

@RajputfromMewar

8 ай бұрын

​@@ashutosht10my family income is 35 lakhs and we still dont have a car but we still enjoy. Not having Car does not mean no enjoyment.

In our culture we hardly spent 70k in marriage in Ladakh, but now external cultural influences are putting undue financial burden over people. Our financial burdens are showoffs and lifestyle imitation.

Good knowledge pranjal bhai🙏🙏🙏👍

Great demonstration pranjalji thank you. When can we expect Mutual funds for 2024 video?

Our home decides most of our expenses, if I would live in a poor neighbourhood, there will be less competition in cars, marriages, children education, etc. Show that you're living broke, eat good food and live stress free

@friendshiprocks8673

8 ай бұрын

Wonderful advice

My household income is 60lakh +... glad to know that I can buy some 1.2 Cr car😂 . Anyways, happy with my Honda City....great vdo Sir

@ganeshshinde570

9 ай бұрын

Kya krte ho bhai? Ham kaise banaye 60 lakh income

@udaysingh1066

9 ай бұрын

Bc ameeri

@soumsgaming238

9 ай бұрын

Kya buisness karte ho??

@GauravSharma-si8fg

9 ай бұрын

@@ganeshshinde570 my wife and I work as Management Consultants and make good money. I also have a small start-up. Thank you for asking!

@GauravSharma-si8fg

9 ай бұрын

@@soumsgaming238 bhai achi job hai, business nai. Bas ek chota sa start-up bhi hai khud ka to jindagi sukoon se nikal rahi hai

Great Tip and analysis Thank you bhai ❤🎉

Brilliant. Specially from 16-19 mins 👍

On the name of inflation, everything is becoming super expensive ...with no benefits to tax payers...infact tax payers being harassed digging old IT returns and being asked to pay refund with interest in salaried class...frustration at peak

Well, the better thumb rule for car is to keep a budget of 5 Months of your family income. I.e. 40% of your income.

@DrKallalPramanik

8 ай бұрын

5 months of net income se bahut logo ka Alto top model se jyada kuch nahi ayega😅

@kunalbanerjee5562

8 ай бұрын

​@@DrKallalPramanik😂 I bought Wagon R with my 3 months post tax salary

Very useful video for me! U earned a subscriber!

Sir good evening super knowledgable vidio sir KOTI KOTI NAMAN HAI aap ko ankhe kholdiya sir jeeeeed.

Nowdays only businessmen or other professionals are purchasing property Salary people are paying huge taxes

@vhcr720

8 ай бұрын

What kind professionals