I PASSED AN HOUR AGO 🔥 💯

@hqund7816

Ай бұрын

Congrats dude

@landonscott16

Ай бұрын

nice

@Sython6

Ай бұрын

Well done!

@zarovakalex9272

Ай бұрын

well done mate

@martinrazakazafy4970

Ай бұрын

LETSGOOO

£7084 to cover a 1.0 third party is just criminal. I would never agree to pay that amount, even if i could afford it. I would rather not drive. Just isn't worth it, period...

@AIDANPEREIRA

Ай бұрын

It's probably cheaper booking a taxi to everywhere you want to go at that point. Fully taking the piss. The fact min wage is lower too for 21 is just gaslighting at this point

@vadwvea7153

Ай бұрын

those arent real prices, its too push you away from insuring it

@PointNemo9

Ай бұрын

​@@AIDANPEREIRA Minimum wage is lower to give better chances at finding entry level jobs

@dtz1000

Ай бұрын

It literally is criminal. These companies are running a cartel. It is obvious.

@HPsawus

Ай бұрын

@@PointNemo9that’s just how they justify paying us less mate

Those prices are completely eye watering. As an auto driver, I do very much get the logic behind your thinking on the increased claims. They are insanely easy to drive. I've found trying to drive as economically as possible in my EV gets me thinking way ahead and driving very smoothly. If you're just hitting the gas and zooming off though, I can definitely see things getting missed and forgotten more than they should.

@slonkijippie

Ай бұрын

I'm not from the UK and I'm completly knocked out from these prices on insurance, how can anyone that is young afford to drive a car? Not only have the prices of all cars gone up since COVID, and the insurance alone costs alot more than what most people pay for their first car. Total insanity.

@Flaruwu

Ай бұрын

@@slonkijippie Bank of mum and dad, mostly.

@EmmanuellaUdofia

Ай бұрын

I'm 24 years old, i paid for my fiesta from.autotrader for £1495. However, my insurance is 4k a year. 😂 its manageable, but i had to seriously cut back on other luxuries like youtube premium and netflix etc. ​@@Flaruwu

@Emotional_Support_Twink

Ай бұрын

​@@slonkijippieYou have to shop for (used) cars with a

@dtz1000

Ай бұрын

The insurance companies are running a cartel, that's the real reason this is happening.

when I lived in the UK ,I told my driving instructor that only having an hour driving lesson was not working for me ,I said I needed a two hour lesson ,and that we should go on roads that I did not know ,so that I would read the road and conditions ,and be in the correct gear at all times .This worked for me and I passed first time . I got my sons to do the same thing when they had driving lessons ,they both passed first time .

@jdsummers1333

Ай бұрын

Same here. At the time, I didn’t love having 2 hour lessons (I live in a major city and driving through it can be super stressful). But it definitely paid off!

@kpopfan674

Ай бұрын

@@jdsummers1333 I had lessons - after I'd changed to a decent instructor - of 1 and 1/2 hours. The instructor said that it was because a one hour lesson wasn't long enough, but in a two hour lesson, people started to become unfocused by the last half hour. I passed first time.

@Logarithm906

Ай бұрын

my driving instructor had 2 hour lessons as standard. I think that extra time really helped.

I think its age . Pure and simple. I passed my automatic driving test in the last year. I'm in my 50's . Family circumstances meant I had to have access to a car . So my thought process was that it would actually be safer to go automatic seeing as being 'older I won't have muscle memory of decades of actual driving. I live in the NE of England. Have a decent job After passing I purchased a nearly new 2023 Small Hatchback 1Ltr 110hp auto , with all the gizmos. at 19k I was expecting some eye watering insurance .( fully comp ) . But to my surprise it wasn't bad at all. So much so I had to triple check all the information I provided to make sure I hadn't unwittingly made a balls up ..But no. My insurer informed me my age ( old ) meant even though I was an auto , a new driver the number was correct . my insurance came in under a grand. So yeah being a middle aged fart is the key apparently :D . Oh and I can't recommend this channel enough . It one of the best to use on your journey to passing your test ( as well as your instructor of course) .

@mario7027

Ай бұрын

Similar situation, just got auto licence in my 40s, getting insurance quotes for just under a grand, for a 10 years 2L saloon. I first thought, it's not cheap but I was fearing worse, but I absolutely had no idea about these 5-6k that young people get...

@benarme7107

Ай бұрын

@@mario7027 It's ridiculous! They're stopping a whole generation of people from driving for absolutely no reason, no other country has prices this bad for new drivers! Some of us live in places that we cannot get about affectively without a car and get shafted with silly quotes for insurance that makes driving inaccessible for many people, even with incredibly restrictive black boxes!

@catt9353

Ай бұрын

I'm in my 30s and an automatic driver. I was very fortunate with insurance prices too. I only learned this winter and passed in February, but had held my provisional licence since I was 20. I don't know if that makes a difference?

And Boomers say millennials whine to much when the average cost off lessons, test, first cheap car and insurance is your annual income

@thedragonbrawler9311

Ай бұрын

I think you mean Gen Z not Millennials. Most Millennials now are over 30...

@grahamherbert3612

Ай бұрын

Hilarious Isn't it? This Boomer is forced to pay a huge £129 a year, fully comp, on a 255bhp modified VXR.

@simoncrowe9716

Ай бұрын

It's horrendous the cost of insurance for teenagers these days. It was one of the reasons I put off learning until I was 23 and that was over 25 years ago.

@GeorgeFoot

Ай бұрын

I think it's still best to pass when you're 18, as you'll have held the license for longer by the time you do get insurance

@backgammonbacon

Ай бұрын

Boomers thing is a US problem not a UK one. UK boomers not rich like US ones. Millennials are over 30. Kids and Automatic drivers crash more often that's just the reality of it.

For those that don't mind taking an extra risk, getting a few years on the road on the 50 or 125cc motorbike or a moped could be a good way to save money on your first car insurance. I was able to move my 4 years NCB from the motorbike policy to insure a 12 year old Mercedes A150 for about £500. It was a bit of a hunt to find an insurer that would accept the NCB, but well worth it, as I've saved about £1000 on the first year of policy.

I passed this morning with only 2 faults! So pleased. These videos were a lifesaver to keep my brain in driving mode in between my weekly lessons :D Alas, I am an auto driver, so this video has come at a good time before I buy my first car...

@ConquerDriving

Ай бұрын

Thank you for watching and congratulations on passing!

@user-py3np4sn7i

Ай бұрын

www.youtube.com/@auto_ecole_messaoudi/playlists

@democracyforall

Ай бұрын

@@ConquerDriving I work as Electrical engineer and sometime as electrician etc but needs the licence too bad for my job and the automatic is fine for someone like me but later will do manual if needed and had time but right now I need automatic ASAP to keep my job...

I've just passed the other week, got an 2008 Audi A3 2.0 TDI its been remapped and is quick! Running 220 BHP, first car first year insurance is £1600 fully comp with all he extras included

I passed today (automatic) 😀. What a relief I can’t explain. This was my second attempt. Videos in this channel and others helped as I did not pay penny to any instructor or booking agents. I could drive for 12 months based on my international license.

@tomogochi2457

Ай бұрын

i did automatic with my mother with me. I driven for 1 month. I had a test few days after that month. I passed. I learned from multiple channels :) the rest was physical , getting use to the wheel. Anyone doing automatic, get a family member to physically help you, but make sure to study on youtube :)

Just paid £2000 annual for a manual 2011 ford ka 🤣, think the prices are screwed anyway.

@sirlagsalot1387

Ай бұрын

Best advice ive got to reduce the cost is to definitely add a named driver with lots of experience, and book insurance well in advance, up to 28days seems to get a decent discount. I did mine 6 days in advance and dropped it a couple hundred quid

@OlesSavluk

Ай бұрын

@@sirlagsalot1387 how old is the driver & for how long was driving in total?

@Eliteboss2004

Ай бұрын

That’s cheap, 4000 is my lowest quote

@monika3330

Ай бұрын

That’s what I pay for my 2017 Fiat 500. Thought it was expensive until I saw the prices in the video 🥲🥲

@KindredBrujah

Ай бұрын

Your age and profession make a huuge difference. As an engineer in my (at the time) late 30s, my premium was less than £1000.

I passed my test today. First attempt, absolutely buzzing. Only 2 minors. Your videos helped me a lot 👍🏻

@ConquerDriving

Ай бұрын

That's great to hear! Thank you for watching and congratulations on passing!

@Bartizzle739

Ай бұрын

@@ConquerDriving thank you good sir!

Utterly ridiculous insurance rates, how are ordinary young people supposed to afford to drive at all? It's a crazy situation that the government requires you to buy insurance, but does not regulate it in any meaningful way. One might almost suspect the goal is to prevent people from driving...

Thanks from Hong Kong 😃 i like your videos very much and therfore recommend your videos in hong kong learner driver group, they love watching your videos as well 👍🏼

great video. i passed almost 4 years ago in a manual, i am so glad i chose to stick out the learning process in a manual.

I passed my test within the last 2 weeks and managed to buy a 1.5L 112hp 2014 Mini Cooper D manual for £4300 and got an Admiral quote for £1500 comprehensive cover WITHOUT a black box. I live on the southern coast of the UK and both my parents were on the insurance. A lot of my friends are restricted by a black box so I feel super lucky to be able to do without one. Get the car in 3 days, super hyped!

@trapccountant

Ай бұрын

thats very good

@thedragonbrawler9311

Ай бұрын

Nice. How old are you?

@jessicawalton4690

Ай бұрын

Don't fear the black box - the one I have just measures your driving (I'm not a bad driver but certainly no expert) and penalises you for driving lots from I think 10pm-4am - no real restrictions at all, well worth the saving

@Lucas-dy4or

Ай бұрын

@@thedragonbrawler9311 19

@Lucas-dy4or

Ай бұрын

@@jessicawalton4690 funnily enough this admiral quote was only £100 more expensive than the cheapest black box quote. not much in it at all

Just passed my test!!! Great videos about some of the more awkward scenarios that can happen occasionally definitely helped keep me at ease during the test.

Great video Richard. Insurance prices are messed up even for us newer manual drivers😂😓 just have to firm it.

Thanks so much for your videos richard! Passed today with 4 minors, i really appreciate your help.

You have no idea who i am Richard, however in a week, a solid week of learning to drive i passed today! And i would like to thank you for years and years of videos that help me learn all the things one would need to aquire as a skill to drive, i passed with 0 minors and my examiner was so proud! Thank you for helping me with your content to conquer driving 💚

so glad i just pushed through and learnt how to drive in a manual. coming up to my 3rd year of insurance now and its looking like i may only have to pay about £600 a year which i dont think is too bad

@elonwong

Ай бұрын

O nice! How old are you tho?

@xnlyxn9862

Ай бұрын

What car do u have its so cheap for a 3rd year driver

@priceless073

Ай бұрын

@@elonwong 22 this year (not yet tho)

@priceless073

Ай бұрын

@@xnlyxn9862 late 90s honda (1.4L) i think there is some truth in classic cars being cheaper. I think eventually cars get so old they just think okay this person has to somewhat know what they are doing to want to commute in this thing

@elonwong

Ай бұрын

@@priceless073 gosh any tips and tricks? gonna get my license in about a month or 2.

You keep coming up such great videos Richard! Always so interesting to watch, and much to learn.

Thank you! This is the most useful and encouraging channel for driving out there.

Thanks 🙏 a lot. This was helpful. As a learner driver for a long time 😂 I’m so glad I’ve never driven an automatic transmission. People have told me to go automatic because it’s easier. But I thought it would be useful to do some research on pros and cons of driving automatic. So I’d remain a manual driver for now

I passed my driving test on the 26th of March yesterday…thanks to all your video I watched here… I have 8minors

@ConquerDriving

Ай бұрын

Thank you for watching and congratulations on passing!

Passed manuals with some minors yesterday in first attempt 🎉 your videos are great and easy to understand. Learnt what common mistakes are not to be done from your videos. Attended two classes only. Thanks for your videos🎉 keep rocking

@ConquerDriving

Ай бұрын

That's fantastic news! Thank you for watching and congratulations on passing!

@nviscallin3702

27 күн бұрын

How long did it take you

@arunkumar-xc3ms

26 күн бұрын

@@nviscallin3702 i already have experience in my country . So here just learnt road signs and roundabouts in 4 lessons thats it

Thumbnail is absolute class 😂

I passed last Thursday 18th in a manual 24 years after i first failed my test when i was 21. So glad i decided to do it again. I have watched your videos Richard and rhey have really helped me inbetween my weekly lessons so thank you for all the fantastic advice. Ive just bought myself a 67 plate Corsa and im buzzing cant wait to get it at the weekend. My partner put me as a named driver and its only costing me £66 per month fully comp 😊

@ConquerDriving

Ай бұрын

That's fantastic to hear! Thank you for watching and congratulations on passing!

I got my licence (manual) recently, the insurance for me was around £800 on a 6 yrs old automatic car. No other drivers named on the policy. I think the biggest factors are age and location, I'm in my 30s and in live in a small town. I bet insurance for under 20s in London is the most expensive. £3000+ is crazy though. I think the fact that fully comp is no difference or even cheaper is a big indicator how messed up is the situation. Your first car might only be worth a few thousand, but a lot of other cars around you are super expensive (especially in London). The insurance prices reflect the stupid high rate of increase in the cost of the average new car lately, but the underlying greed is double for the insurance as the insurance companies have to make the extra profit too despite the increased claim amounts.

for refrence me 20 male , passed 2 months ago, £2k a year for a 1.2l 2010 Corsa 5 door (£2955 61k mi) , Manual Full comp , Sdp & commuting . my mum is also a named driver (20+ years no claims)

@sadiqalam2815

Ай бұрын

Unfortunately that's actually a good quote

@user-py3np4sn7i

Ай бұрын

www.youtube.com/@auto_ecole_messaoudi/playlists

Its crazy how much age affects insurance price aswell. Im 23 and passed 2 months ago and got my self a 2008 aygo that i paid £1300 for just like in this video but a year older. I insured it with 2 named drivers, 8k miles, £150 excess, fully comp and paid £751 for insurance. Price of the car, driving lessons, insurance and cost to run the car are the main reason i didnt learn in a level and waited till after uni. Simply didnt hate the bus that much pay for all of that on £6 an hour.

@rexfoxoloughlin6033

Ай бұрын

Was that with a manual or automatic licence? I'm in a similar position and trying to decide which to learn in, leaning automatic but not if the insurance is crazy.

I finally passed today - I can't thank you enough for the videos Richard!

@ConquerDriving

Ай бұрын

That's fantastic news! Thank you for watching and congratulations on passing!

I’m 17 my birthday was March 10th I passed today 2 minors manual thanks to you

When I passed my test a few years ago, insuring a 2L engine Saab would cost me less than half of a 1L Corsa or equivalent small car. Also the total cost (car+insurance) would have been lower. I ended up with a different car somewhere in the middle. The car itself plays into the price as well. Because a lot of fresh drivers in the UK has Corsa or similar car, and those generate more claims, you end up in the same bracket instantly. Car, where you live, where you park, commuting and if you put down you're single.

@MichaelFlatman

Ай бұрын

Yeah I sometimes think I should marry a car friend so we can both get cheaper car insurance

I passed my automatic test last month at 22 and was so happy to see my insurance is only about £1100! That's with a brand new petrol automatic as well, just a really small one to keep the cost down (plus both parents as named drivers)

Another really interesting video Richard. Something you didn't talk about that I found out very recently when I was looking around at nearly new used cars is that many car manufacturers only produce cars with automatic transmission. This has happened very quickly within approximately the last two years. I can only assume that this is to prepare all of us for driving electric vehicles which are only ever automatic due to the way they work. This means that if you want to buy a very modern car you are likely to find you can only get it as an automatic now.

@kiradotee

Ай бұрын

I'm fully up for the change. I love automatic cars. This will slowly change the statistic for the better mind you. If 90% to all cars will be automatic then there's going to be minimum difference on insuring with a manual or automatic licence. It'll have to happen eventually, so better to start now!

@ConquerDriving

Ай бұрын

I think manufacturers are dropping manual due to a slight difference in emissions.

@yuchungman

Ай бұрын

​@@ConquerDriving Not to mention that hybrids are only efficient with it's unique drive chain, necessitating it to be classified as automatics

Passed in auto in Jan, late to party being 41. Insurance was around £1850 via darwin for a 2017 focus titanium x.

Counterpoint: Lots of 'older' drivers tend towards automatics, older drivers (we are talking like 70 - 80yr olds) are more likely to have an accident (scrapes and bumps - even if no one else is involved). So that does skew the figures of 'more claims for automatic cars'. All EVs are automatic with a big push towards phasing out ICE cars means more and more cars will be automatic, eventually all of them. Insurance prices have always been insane, even 10+ yrs ago Top Gear made a thing about it but it does seem to have gone through the roof in the last few years for sure.

@RJWhitmore

Ай бұрын

Possibly the rise of mass SUV uptake; they are themselves more expensive, plus they make for nasty collisions often totalling cars - the insurer probably has had to pay out a lot more on average within the last decade for this.

Excellent video and I agree with your findings entirely.

Absolutely astonishing prices! Brilliant video Richard, as always. What will this all do to folk passing their tests in electrics now and in the future? They're automatic aren't they? Or are they as they don't have 'gearboxes'? You only have to look at the internet videos of people crashing overseas and I bet 99% will be autos. Not in the UK obviously.

In my experience many indifferent drivers reverted to automatics after attempting to pass in manual vehicles.

Hi Richard, a great Video and thank you for sharing your thoughts, it's much appreciated. Cheers Peter :)

Forward planning took me the longest to learn, much to my instructors annoyance, I could do everything fine, but just wasn't doing it when I needed to. I figured it out with time, but this I definitely think it's crucial to think a few seconds ahead and figure out what COULD happen a few meters down the road

I'm so glad the days of being seventeen, in terms of driving are long behind me. I can't begin to imagine how hard it is to afford driving these days, for younger people. Back when I passed my driving test, I had nine points on my license. As I had a motorbike before. I paid around £1600 fully comp, for a two litre diesel Mondeo. These quotes are eye watering.

I’m 17, automatic license holder just passed last week and my car is ~£15,000 with insurance at £3500 which is weird and is a “very low price” compared to your quote for a considerably cheaper car

@AlexSwanson-rw7cv

Ай бұрын

It can vary based on a lot of factors, eg postcode.

@captide

Ай бұрын

@@AlexSwanson-rw7cvtrue, I’m also thinking having some safety features on the car might make it lower too?

@isabella6075

Ай бұрын

@@captideWhat car is it?

I was going to comment on the 67 horsepower Toyota Aygo. And I guess I still am, just in a different way. I have a '93 Geo Tracker, 1.6 L i4, makes 80 HP from factory. Only thing is, I live in Colorado, and I just looked up how much the power drop for a NA engine is at this altitude, and it turns out it's around 18%. Which means my car actually makes around 66 HP. I can agree with your assessment that it's about the minimum amount of power that's usable in a car. I basically drive full throttle all the time, and how fast I want to accelerate is determined by how much I let it rev out. The power drop also explains the atrocious 0-60 times. I did a test once and found it was around 21 seconds to 60 mph, substantially slower than the 14s numbers I'd found online.

This was one of the main reasons I learnt manual. I wanted cheaper cars and insurance but also I feel like I'm actively focusing more so I'm be safer. Just hit two years with my license and have no points, which if I was auto I think I would've

Great video Richard as always learn something.

I completely agree with what you’ve said in this video. I’ve learned in a manual but I’m taking my test in my own car, which is an electric, ie; automatic so I’ll have an auto license and it bugs me. I do plan ahead still but I know I don’t have to. But there are reasons and I think it is another reason why auto license holders might be more likely to claim. I’m disabled and struggle to change gear, an automatic car makes it easier for me to drive. It also makes me a higher risk driver. And so more likely to claim 🤷🏼‍♀️

I passed my test in december in a manual car now bearing in mind I was 22 at the time not 17 (also 23 now) when I was initially looking at insurance it was around £2000 for a fiesta adding both my parents to this brought it to less than £1200 INCLUDING optional paid upgrades

The reason I chose to learn in a manual is that, if I ever had to drive an automatic for some reason, I legally could, but I couldn't legally drive a manual if I'd learned in an automatic. I had no idea it made a difference to the cost of insurance.

When I got my 1st car, a 1.9 diesel Citroen Bx from 1987, many years ago, in Romania, my 3rd party insurrance was the equivalent of 50 Euro yearly. There was no option to get an automatic only license back then.

@brendanpells912

Ай бұрын

Does that provide unlimited 3rd party cover? Sometimes insurance is cheaper because the exposure to risk is reduced.

@10mbc

Ай бұрын

@@brendanpells912 It was not unlimited but something like (as far as I remember) 1 milion Euro for material damages and 4 milion Euro for personal injuries. Rest assured, you will not see 1 milion Euro cars on our roads that often.

@brendanpells912

Ай бұрын

@@10mbc My Romanian friends tell me the same, and that the insurance is for you personally to drive any car. But if you think about the fire at Luton Airport, if it was one person at fault and his insurance was limited liability, they have to pay for it. If you accidentally ran into a car with 4 passengers and all of them ended up needing personal care for the rest of their lives I think that would cost a lot more than 4 million Euro. But UK insurance is a rip-off.

@10mbc

Ай бұрын

@@brendanpells912 As stated before, the insurance is for the car but the owner's name is on the insurance. Anyone can drive the car with the owner's permission. You're stating some edge cases and you might be right but that is something that, statistically speaking, never happens. Regarding the UK, to ask 6000 GBP from a 17 / 18 that just got his driver's license is telling them that they don't need to drive and that is bad. Your freedoms are more and more fenced behind a paywall.and now you are salty about some 3rd word's contry prices. You need to talk to your politicians about this, not to me.

It's also possible auto sales are higher than stick shift, therefore more claims. In Australia, we get a lot " Autos for the price of a manual " this is because it's not worth it for the dealer to bring in manual. When I came to the UK, I paid a penalty on insurance as I held a Western Australian licence and not driven in UK. I have a manual heavy rigid licence. I understand your point of view on auto. Also one of my jobs ( not truck) because we drove between customers they rated our crash rate 9 times normal driving.

36 years old, Just over 2 years license holder. Insured 1.8 Honda Civic Type S for 580 quid while i just got renewal quote from hastings to pay 1800 lol. Total excess 600 quid, 10000 miles annualy. Manual license, manual car. 140 bhp

As a new driver I was looking to insure an old Corsa, on my solo policy the cheapest I was quoted was £3000+ fully comp per year. Decided to get it on my Mum's insurance and that's less that £1000 per year! It's absolute robbery 😮‍💨 so glad I was able to get it as a joint insurance account through my mum. I have a manual licence and have my own manual car now, glad I decided to do manual learning, I'd hate to not have the manual car experience.

@deezelfairy

Ай бұрын

What do you mean by 'joint insurance account'? If your mother was listed as the policy holder and main driver and you as a second driver you were 'fronting' which is technically fraud. In practice it's all fine until you have an accident, the insurer investigates and leaves you holding the bag for the cost of damage to the 3rd party's vehicle. I'm not trying to lecture, it's the advice from someone who did exactly the same and learnt the hard way when he was 18 in the early 2000's.

Man your insurace prices are absolutely crazy. I recently seen a video by a german channel about a BMW M3, which according to the video, cost around 2000 Euros per Year insurance and around 2500 Euros per year for a 20 year old, for a car that costs around 90 000 Euros.

@pseudoAndy

Ай бұрын

Sounds about right, I'm from Czechia and paid 1100 EUR for a fully comprehensive on my new MX-5 ND 2.0l whilst being a fairly young driver (early 30's) with no previous ownership history. A more "normal" car like the new Yaris would be around half of that I imagine. 6000 GBP for a 2009 Aygo automatic sounds ridiculous.

I passed last June and in October bought myself a 2010 Citroen C1 for £1295 (It was cheaper since it was a repaired CAT N) I paid £1375 for insurance with Ticker (With a black box too, but luckily they don't limit your driving hours or anything) living in the South West with my dad on the insurance too. Got quite lucky but looked at a newer age non categorised C1 (Think it was a 2013) which was only a little more expensive but it was so much more to insure. I really think I did get very lucky, a lot of cars I looked at were just not viable to insure

A major factor I found after doing 100s of quotes for all different types of cars (fully comp with parents as named drivers and 5000 miles) was what date you selected. If you look online, you’ll see a lot of sites that say about 3 weeks is optimal. This was not the case. Going through 30 days in advance, I found that about 8 or 9 days was the cheapest for some reason. Also, look to see if your parent’s car insurer has a multi car discount. This saved me an additional £200. Insurance will also go down a little bit once you’ve passed your test and you can actually input your driving license number, as well as decreasing some more when you own the vehicle.

Id say its a confidence thing,.. people i know who drive automatic and passed with that did it because it was less to worry about because they wasnt as confident with manual driving. also interms of insurance if you getting fully comp its like you care about your own car so will more likely to take care of it. it also matters about your occupation more than anything else.. followed by the type of area you live in. well at least that helps a ton.. coming from someone whos working in insurance

Love automatic cars ❤❤thank you 💖 conquer driving

CPC licence holder here, please do make a video about insurance for the youth. Despite my driving qualifications and being responsible for on average 70 passengers per trip driving 10 hours a day, I cannot afford insurance on a tiny 1 litre Toyota IQ eco box.

When I passed my test in November 2021 in a automatic (after failing in June in a manual) I finally got enough money to buy my first car in March 2022 and to insure it was crazy. Ok I was 54 at the time but insuring a 1.0 litre car was only £50 less than insuring a 2.0i with 149hp. It cost me £949 for SDP fully comp, 12 months later with 1 year no claims the same insurer wanted over £1,400. Going online for a comparison I got it for £749. This year we bought a newer car (2018 1.5T) with all the safety features you can think of,but insuring it even with 2 years no claims it cost us £1400. I guess it won’t be for a further three years before prices will start to drop

Passed in a manual 7 months ago (24), and just bought an automatic 2001 polo with 15k miles on the clock. Insurance was £1,300 which is incredibly lucky. For anyone whos looking for their first car, lookout for the older and smaller ones with low bhp.

This is 100% true. I sometimes reflect and imagine how quickly I would’ve passed if I drove auto? I was exam ready in 15 hours driving manual and watched countless KZread videos to become an expert with my clutch control but if I had automatic that learning curve would’ve been cut (8ish hours) and I would’ve passed way earlier

Some perspective from the other side of the pond from a former road examiner who had four years and four concussions: For reference, I was the strictest examiner in my office. Probably my state. Bosses gave me grief until one time I gave a full recap of an exam on an atrocious driver, who claimed I was biased, showing every major and minor fault of their operation from memory. I never failed a manual driver. Never. (I also noted on the application that it was done on a manual, though that was not necessary.) They were much more in tune with the vehicle, and far more confident in handling the vehicle. As far as automatic drivers: They tend to pay less attention to the vehicle and the road. It’s also easier to use all those distracting devices.

not sure if this will work for everyone but i recently passed and i insure with hastings insurance, if you put the date when the policy starts 13 days after when you pay it can lower it. in my case im driving a polo 1.0 but with TSI which would typically be very expensive however, putting the policy to start 13 days in advance saved me 1000 pounds for the exact same insurance. my insurance was 4.3 for 12000 miles but got put to 3.3 with the 13 day wait. why this is idk but you mentioned making a video about cheap insurance and if that could save some people money then i want people to know, also thanks ur videos helped me alot

Your reaction to the idea of a 607hp Aygo was the funniest thing I've seen in a long time! But those prices are extortion. It doesn't affect me in the slightest, but that really annoys me how expensive it is. And I thought 900 per year was expensive when I got my first car...

Now im glad i chose to do manual lessons! nice vid as always mate thanks!

@FoundationRingsTwice

Ай бұрын

Manual lessons do generally create better, more aware drivers, so you’ve definitely done yourself a favour

This is really interesting, I passed in an auto however I was 21 not 17. I drive a 2.0D Volvo v50 and that is about the same to insure for me as my girlfriend's manual passat which is in a lower insurance group so my feeling is that as you get older it evens out between the two licences or that's how it seems to me. great video !

Yeah it's gonna be the chap's age I reckon. For reference I passed in 2012. To insure my first car, an 89bhp 1.3 manual, cost me around £1850. I was 25 and passed with a manual licence. Congrats to everyone who passed recently.

Driving a hybrid car feels like driving a manual since you're always planning ahead to squeeze out more fuel. I am a manual driver but while I was on automatic I realised that I was less focused since the car just works whereas when I'm driving manual I am forced to pay attention otherwise the car will stall. An imperfect workaround that I found is the use the dual clutch gearbox manually so if I am not controlling the gears the car would sound like a tractor and notify me if I'm dozed off. Honestly dozing off doesn't happen often but in the manual it would never happen.

This is why I done my test in a manual not only that I enjoy driving manual.

My insurance came down over 50% this year. Life is good.

I've held a license for nearly 40 year and passed in a manual, but knew I could drive both when I passed. I prefer to drive Automatics. People are taking Auto tests as they're easier and quicker to pass, as you don't have to master gear changes and clutch control. No wonder they're paying more. Oh my first auto car was a Ford Granada 2.8i and the insurance was £275 circa 88. Which was a huge amount back then and equivalent to about £1K today

My son 19, passed a week ago or so, automatic only, and his insurance is 7k to 12k quotes. He is now on a 7k a year policy. And that is as a named driver. Fully comp 1.6 focus. Nightmare situation but had no choice but to get it.

I do think age plays a huge part in this. I passed backend of 2022 in auto and purchase a 1.4 Golf with 148bhp. Insurance for that was £650 for just me. Since then my wife has passed her test in an auto, I swapped the Golf for a 3.0l BMW with about 320bhp and the insurance is £1200 for the both of us. Both over 30.

I remember when I was younger and insuring my car. I tried adding my mother or father on and in all the quotes it never made it any cheaper and in some cases even made it more expensive. The only thing that brought it down was me joining the IAM and doing my advanced test.

When I last renewed my car insurance and I queried the increased premium I was told it was partly due to my age being over 75. I have held a full UK licence since age 17, I also passed a Met Police London taxi test on an automatic cab at age 46 and have 9+ years NCB. My premium was still an increase of nearly 30%. I drive a Mazda3 auto 19 plate and cover under 3,000 miles per year. There seems to be no credit for experience, only a charge for inexperience!

I recently passed my full driving test and bought a 2011 Nissan Qashqai for around £3300, my insurance was just under £2000, though i live in N.Ireland. I completely emphasise with the point that people who drive autos are not that vested in driving. The reason I learned manual was due to the fact that it was cheaper to ensure and, quite frankly, has the soul of driving.

I passed last year in a manual and insurance on my 14 year old Golf was £495 insurance, I’ve now swapped to a 22 plate automatic Hyundi i10 and insurance is £375. I thought both my insurance policies seemed low but know it’s about to hike up as just had a low impact/speed crash last week. I’m an older driver and park off road with cctv so maybe that helps with the price, think age must be the main factor.

I don’t believe my insurer ever asked me whether I have a manual or automatic driving licence- only how long I have had a full licence 🤷🏻‍♂️

@becomingfr33

Ай бұрын

They don’t need to, when you give them your license number they will get that information.

I think you conclusion on the why is fair, although I think it would have been good to touch on the manual test pass rate. I'd imagine this will be another factor for the insurers, although the failure rate is probably caused by the same reasons.

Just got fully comp'd with breakdown cover etc. for £930 on a 2009 Nissan Note at 21yrs old. I could have shopped around a bit more and played with the numbers (I just put 3k miles and left it at that) but £930 for my first insurance didn't seem awful.

As a AT driver from another country, I learned MT license in UK. AT and autopilot features just not work on Britain road (mostly roundabouts). Car market, insurance, driver's habit are pretty different.

@Alucard-gt1zf

Ай бұрын

Automatics most definitely work on british roads....

Hmmmm I think location plays a factor too, I got insured for 1400 on a 2016 308 without a box

I just passed with an auto license when I could have chosen manual as the majority of the population. I didn’t do manual because I find changing gears tedious and it made the experience less enjoyable. I didn’t have any issues changing gears and I didn’t find it difficult - I simply didn’t like it. My insurance quotes are between £2.1k - £2.5k for even a 1.25 i20 and are pretty much the same prices as if I were to choose a manual car. Even if I passed with a full license, I WOULD NOT have bought a manual car. Simply because I don’t enjoy it and I’m not willing to put so much money into something I don’t enjoy.

@hamdanali2036

Ай бұрын

bro. it’s a skill. there may come a day where there’s an emergency and you’ll need to drive a car that’s a manual. but you can’t. why would you deprive yourself of a skill and legal ability.

@lncc1667

Ай бұрын

@@hamdanali2036 this is always the argument - what if an emergency happens? If it’s that big an emergency, I’m sure plenty of people would risk driving the manual unlicensed or simply call emergency services. You can’t live life constantly in fear of ‘what if.’ Sorry but it’s not a big enough reason.

@AlexSwanson-rw7cv

Ай бұрын

Ok, but now you might be paying more for insurance even for the same (auto) car, and may find it harder to eg hire a van. I can see that an auto is nicer in busy city traffic but for normal driving, with practice, changing gear becomes effortless. But either way for the 20-30 or so hours of driving lessons I'd put up with it for the better licence, even if I intended to drive an auto afterwards.

@BoxFlyHaydn

Ай бұрын

And that's fine Incc. Everyone has different interests. Yours make you a motorist, but not a driver. They are different mindsets.

I'm not sure how accurate the headline of this video is. I have an automatic only license so I just checked prices using Compare The Markets and it made no difference to the quote when toggling between 'automatic only' and 'full license'. I think the takeaway from this video is don't use Admiral insurance!

Great video as always! Would it be possible to make a video on the different types of fuel (premium vs regular) and their advantages and disadvantages? Thanks Richard

@PointNemo9

Ай бұрын

It really depends on your car, if a car is designed for standard fuel then putting 98 Octane in it won't give any benefit.

Insurance has went up considerably in the last couple of years as when I passed my test 2 years ago in April 2022, My insurance was £717 for the year and that was me being a 17 year old male with a 2009 Fiat Panda 1.1 with my parents as named drivers and living in the north east of Scotland. Now with me being 19 now I bought a 2019 Toyota Aygo with the same cover as before was almost £900 for the year. That's with 2 years no claims too.

@matthewjenkins1161

Ай бұрын

Folk will always tell you insurance costs fall, with age and no claims, which if you look at what older people pay vs young drivers, looks at a glance to be true. However it has never been my experience and I pay today way more than I did upon passing in 1996, despite shopping around and 7 years no claims bonus. My first car was a 1976 Mini 1000, purchased a couple of days before my 17th birthday in 1992 for £450 and to insure myself on a provisional licence and 18 year old sister freshly passed named driver, £360 Third Party Fire and Theft. My insurance forever since has been between £450 and now about £750. admittedly that is on an automatic Jaguar XJ6, though at 21 years old it has little financial value and I paid just £1450 for it in 2019.

All I'm gonna say is that Wales seems to be much cheaper than England for new drivers insurance, have lots of friends who's first year premiums are between 600 and 900 without a blackbox driving manual cars like aygos and KA's. My fiesta is costing me 900 a year with a blackbox, with my friends here thinking that's expensive here. ( we are all aged between 19-20 when we started the first year of premiums).

On that note I'm curious about something. My daughter is 15 so will be old enough to start doing lessons soon. I've been thinking if cars are all going leccy and people are going to be priced out of diesel and petrol then, 1. What will new/young drivers be getting? Will it be cheaper for them to still buy a prehistoric manual or will they be better off in a brand new leccy? Which will be cheaper? But also to add on to that, is there a point in them learning manual anymore? Personally I'd always advise it just for the choice but if there's going to be a ban on new petrol and diesel then will this apply to leaner school cars? I know you can get rare manual leccy cars but it's something that I'm wondering

i first passed as auto only,then upgraded to manual.now i also have pcv and hgv, no claims but still paying very high prices.insurance companies just like to rip people off, as they know you cannot drive without insurance cover.

This is no way real. I got a friend got a manual driving license, and her insurance is £860, and mine was covered wife and myself, its only £835 as well !, and surprisingly, both of us drive the same car.

Here in Italy sadly enough the situation is the same, we have a bit of a different rules, for instance here you cannot have an only automatic license and you are considered a “new driver” up to 25 years old or 23 if you had your license for at least 2 years and also we have something kinda like a levee related to your ability to avoid crashed (don’t know if that makes sense to io but on our insurance you can find a class that goes from 1 (for the drivers who never had an incident up to 18, if you have a incident it goes up two classes viceversa if a year has passed and you didn’t have any crashes the classe goes down by only one) but the prices are insane, for example, I’m 21 and I’ve had my license for about 6 months and as per rules I’m in the classes 14, per rules every new license older is out in that class, if I were to insure a car (manual and around 150 k km or about 80 k mhl) older than 8 years with minimum coverage I woul need to pay up to 3500, just because I’m a new driver and the car is old, for example my fiance who’s 27 and has had his license for about 7 years and has a 2020 car with under 20 k miles used to pay just 700 and still he was in the 14 class! (When you got a new car usually you are out in that class no matter what) obviously when I finally got my license he needed to app my name on the license and now we pay more than 1200 and still he is the main older, if I were to be the main older we would pay 2000 and up, it’s insane and frankly quite sadly since I can see that owing a car by my self is getting more and more just a dream, sorry about the rant but it’s infuriating to see that things are this bad basically everywhere

I passed in February with automatic license and bought a 2020 Yaris hybrid and I got quoted 2.2k is that good or bad just curious?

67 bhp is a twice that of the vans I drove for many years.Longest journey was Somerset to Cumbria.

Look at a Honda Jazz (for example). Given the profile of people who typically buy them, it's no wonder they've dents all over the rear end and down the sides.

Adding a low risk named driver (especially with Admiral group) is absolutely transformative. Insuring my Fiancée only (26F, manual licence held 2 months) on a mk2 Prius would cost £3600. Add me (25M, 4+1yrs NCB on 2 vehicles, clean licence held 8yrs, no accidents ever) as a named driver - £890 (!!!)

I think age and time since passing definitely affect a lot, I was getting quoted between 3000-6000 for cheap, not powerful cars with small engines, then nearly 2 years after passing I paid 1200 for a 1.6 Diesel 90hp 2009 Fiesta, after driving it for 2 months, with my birthday in between, I switched to a 2.0 Diesel 130hp Insignia, and it ended up being nearly 200 cheaper than the Fiesta.

About to renew my insurance so a video about how to get it for cheaper would be amazing! 😂