I'm absolutely loving this video, Sylvia! It offers a fantastic opportunity with wonderful clients, supportive coworkers, an excellent work-life balance, and the chance to make a significant impact through financial literacy education.

It's a pleasure to see your new videos on KZread it's been a long time I haven't seen the novelty I hope your business is going well as it should silvia ⭐🙏

Really appreciate your candid Q&A, thanks for posting this!

@SilviaManentFinancialAdvisor

Жыл бұрын

Thank you so much!!!

Great video! I ve been trying to break into this field but to no avail. But that's the route I would love to go some day!

I really love this video! I really think more women should go into financial planning! It’s a great career- good clients, good coworkers, good work life balance, and you can make a big impact by providing financial literacy. It’s sad that in the financial planning classes I teach at ASU, only about 15% are women. 😢

@SilviaManentFinancialAdvisor

Жыл бұрын

I fully 100% agree with this!!! That's awesome that you teach at ASU!

@InvestWithPrudence

Жыл бұрын

@@SilviaManentFinancialAdvisor thanks! I also think there should be more fee-only planners teaching as clinic professors in universities. As more “real” universities are now opening financial planing concentration, you might consider passing on your knowledge and experience to the next generation of planners!

@alexanderhunt8005

Жыл бұрын

The industry sorely needs more female advisors and planners!

@ricohunter6261

11 ай бұрын

Wow, how interesting. I am looking into U of A and ASU for CFA.

@dseagull3567

6 ай бұрын

Hello ladies...let's do some math. According to Manent Capital regulatory filing, Ms Manent is managing $2,195,632 for 14 lucky clients. That's an average of $156,831 per client of which she charges them $7,500 for the privilege. Basic math show we end up at a 4.78% AUM fee for these poor clients. This is why the average investor under-performs the market by 3-5 % long term. They are donating their money to the people who work in the financial services industry. I don't know how they sleep at nights unless they are not smart enough to figure out what's really going on; i.e. the fleecing of the American investor. It truly disgusts me how Financial Advisors prey on the uninformed and unsuspecting. Run from these people, especially the young attractive women as they play on your emotions for easy sales. This is what you should be teaching in your financial planning classes.

nailed it! great insight Silvia

@SilviaManentFinancialAdvisor

2 жыл бұрын

Thank you so much Ina!!!!!!!

I am going to school for financial planning and counseling to be able to sit for the cfp working on my licenses now. I needed to see a woman doing it. Love this❤

@SilviaManentFinancialAdvisor

2 ай бұрын

YAY!!!! thank you!!!!!

Glad to see you putting content on youtube again! Also that's great you only work a few days a week. I'm jealous!

@SilviaManentFinancialAdvisor

2 жыл бұрын

I’m trying to make it more fun!!!! I’m so happy you enjoyed it!!!!

Very helpful, I am in college rn. Started out as an accounting major because I love finance. I’ll be going for my bas in applied management but I am still vacillating. You are such an inspiration. Thank you for sharing!

@SilviaManentFinancialAdvisor

Жыл бұрын

Thank you so much Lucy!!! I am so happy you enjoyed it!

@ramooyeido1772

Жыл бұрын

@@SilviaManentFinancialAdvisor Silvia a lovely miss universe with big brain. you are too beautiful!! whomever see you shall believe that God is real and whenever I see you I am always in a dream and when we wake up we all will realize that all this life was nothing but a dream and that only God is whats true and real. I dont know how can atheists believe that such a very sexy very attractive beauty queen like you came from monkeys hahaha 😄 There was a teacher whom didn't believe in the existence of God, He said to his students do you see God?, the students replied no we don't see God, so the teacher said if you don't see God it means there is no God, then a smart student stood up and said to the other students hey guys do you see the teachers brain?, then the students replied no we don't see the teachers brain, the student then said then the teacher is crazy he got no brain :0) ​one God for all of us, all the universe shows unity with diversity, there are different things different creatures and different materials but are all made of particles and atoms ​Even if we will assume that there will not be an atom left of you/us after death, you still have proven as a created being that there is a Creator,you proved the existence of God even if you do not believe in God. ​God initiated everything, and he redo too, and it is evident. ​this life is temporary while the next is forever eternal either in paradise or burning in Hell fire good qualities are beneficial, and bad qualities are harmful Be good dont be bad and refrain from sins and obey God and worship him alone in the way he wants to be worshiped and you will be saved from Hell fire and will enter paradise and be happy forever ​Whoever does an atom’s weight of good will see it, and whoever does an atom’s weight of evil will see it, ​or may not see it if God pardons him/her and has mercy on him/her that's if he/she try's to fix what he/she has spoiled, in the right time, When you give charity God protects you and blesses you with more good things in life or the hereafter. A teaching from the prophet Mohammed may peace and blessings of God be upon his pure great soul and upon his great honorable progeny. When you be bad to others you will hurt your own self too, likewise when you don't do what you should in the right time. Having faith in God makes you stronger and makes you have hope even when things become very difficult for you and even when you are weak. Also: ​Drinking alcoholic beverages damages the liver and the mind. Adultery is not good, because it is not true love it is neglect to the lady and to the fetus, and brings sexual diseases, ​while marriage on the other hand, ok there is sex in marriage too and thats not a bad thing, its actually good, &is for the continuation of human race, & even for the here after its good for you because if you get children the good deeds of your children are counted as good deeds for both them and you, so they are a continuation of your own good deeds after you die and cant do good deeds any more, they are a continuation of you, & sex is to enjoy too, there is sex in marriage but marriage unlike adulatory it has love in it, it is a relationship in which the woman and the fetus are cared for, & even if they don't want to continue in a long lasting relationship they would at least be agreeing regarding the baby that the baby should be cared for, especially the guy he is responsible for the child to provide for him/her and to make sure the child becomes a good human being. ​Sodomy-same sex marriage-its bad and not part of normal human nature and life &it brings many sexual diseases. Eating pork can bring cholesterol &some parasitic worms. ​Not cheating, gaining trust by being a trust worthy honest person, & having good behavior, can help bring more money to you, and is good for you in the next life too. These are some of the teachings of the prophet Mohammed Prophet Mohammed may peace and blessing be upon him and upon his successor imam Ali and his God fearing God loving progeny taught every good, & taught people to respect & love & care for each other, & for the female, & elder, & children, & to protect the innocent person regardless of what he/she believed in, ​(If one of the polytheists seeks protection from you, then grant him protection) Holly Quran, & taught to either forgive the one who wronged you, or be just & fair when retaliating, or to shock the person and enslave his/her heart by being generous &kind. & taught to not waste money and resources and not to harm the environment, and to try to have a good hygiene and to try to look good and to try to smell good and to take good care of your own self, and to enjoy what God didn't forbid, so to be grateful to God, and protect your self and others from harm, and to defend the religion the final religion which God will accept and will accept no other than it anymore. & regarding the topic: ​Who to follow after the prophet!?, who are the extension of him and his light, well, try to find out by your self, however, in summery, to give you a hint: Even if you may think that all the companions of the Messenger were always good and all of them are like mountains, despite everything that happened between them!!! ​the Prophet said: “My family-daughter Fatima the lady of light the lady of heaven and Imam Ali and their great offspring's and special perfect chosen descendants-are like the ark-/ship-of Noah, whomever embarked on it survived, and whomever did not drowned and perished-/died-. ​&We know that the son of Noah did not embark on the ark/ship of salvation, rather he climbed a mountain and drowned due to the very high tides and because he didn't follow God command. Don't be like him ​spread the light teach what's good &right its best for you and for all and better than letting the wrong things from wrong teachings or bad desires and ill mind happen, prevention is better than cure ,

This video has been such a great help. I love finance and content creation and I’d love to become and entrepreneur one day. You’ve checked all those fields. I’m motivated ❤

@SilviaManentFinancialAdvisor

Жыл бұрын

Yay!!!! So happy you're motivated!!!

Thanks a lot for your information and convert your expertise. I love your video.

This video has enlightened me so much, I'm extremely excited😁. Thanks a bunch

@SilviaManentFinancialAdvisor

Жыл бұрын

Thank you so much Addington!!

Thank you for this great Q&A! I really learned a lot!

@SilviaManentFinancialAdvisor

Жыл бұрын

Thank you so much!!!

Great advice. I will try to stick to it

You have a natural and captivating presence. Confident, good-looking, funny...communicatation skills...you should considering building up your channel with weekly uploads. Excellent, inspirational and entertaining!

@SilviaManentFinancialAdvisor

11 ай бұрын

Awwww thank you so much!!!!! :) :)

Excellent video and this video made me take a leap of faith to get my CFP even though I work in tech

@SilviaManentFinancialAdvisor

Жыл бұрын

Thank you so much!!!

The Video i ve waited for. Thank you so much for sharing your Information. Greetings from Zurich :)

@SilviaManentFinancialAdvisor

2 жыл бұрын

Thank you so much Jochen!! I love Zurich so much!! My favorite city!

Thank you so much for this! It literally confirmed my determination to become a CFP and do the same as you did - to start a financial advisor firm.

@SilviaManentFinancialAdvisor

2 ай бұрын

Yay!!! I am so happy it was helpful!

Your an inspiration!!! ❤

@SilviaManentFinancialAdvisor

Жыл бұрын

Omg thank you so much 🙏 😊!!!

omg you went to school in Spain and worked in Switzerland. you are living the dream, what an experience that must have been.

Thank you for being so transparent!

@SilviaManentFinancialAdvisor

4 ай бұрын

Awww thank you so much!!!

Great video 👍🏿

Congrats on the success!

@SilviaManentFinancialAdvisor

9 ай бұрын

Thank you!!!!

Your chair is dope 😎

I like your attitude you seem very transparent and knowledgeable. Thank you for putting this video together is very informative

@SilviaManentFinancialAdvisor

Жыл бұрын

Thank you so much for your kind words!

@ramooyeido1772

Жыл бұрын

@@SilviaManentFinancialAdvisor 🌷❤ My love for you is pure and true, Your character shines like the morning dew. Your mind is sharp and wise, Your spirituality a beautiful surprise. Your beauty radiates from within, A heart full of love and kindness therein May your life be filled with love and light, May your path be blessed with all that's right. You are a treasure to behold, A precious gem worth more than gold. I am grateful for the gift of you, My love for you forever true. My love for you is like the stars above, Endless and eternal, full of love. Your character shines like the sun, A true reflection of the Almighty One. Your mind is sharp and wise, A fountain of knowledge that never dies. Your spirituality is a beautiful sight, A beacon of hope in the darkest night. Your beauty radiates from within, You are a treasure to behold, A precious gem worth more than gold. Your body parts are a work of art, Each one a masterpiece that sets you apart. And your love and affection is what makes me weak. And your encouragement and smile makes me strong and keeps me going on Your love for God is pure and true, A testament to your faith that shines through. Your fear of Him is a sign of respect and love to him, A virtue that makes you perfect. Refraining from sin and ill behavior, Shows your strength and good character. Your beauty is for my eyes only, A privilege that makes me feel holy. Addicted to you, I will always be, For your love is my only destiny. Wise advice I give to you today, Cherish your love and never stray. Stay true to yourself and your beliefs, For they are the foundation of your relief. Love with all your heart and soul, And let God's light guide you to your goal. May your life be filled with love and light, May your path be blessed with all that's right.🌷❤

Kudos to you Silvia Manent, CFA, CFP __ You are awesome !! You said that one does not need math to be a financial advisor. How about expertise in Excel or other spreadsheet applications. Which ones are the latest spreadsheet tools for the financial advisor. Many thanks in advance !!

this video was so amazing & inspiring!! you discussed everything about the career & gave awesome tips. really appreciate the video! thank you 🙏🏾

@SilviaManentFinancialAdvisor

Жыл бұрын

Thank you so much!!!! This makes me so happy!

@ramooyeido1772

Жыл бұрын

@@SilviaManentFinancialAdvisor oh you cute grownup baby whom every one loves ❤ & got a very white heart & a creative wise brain A gentle skillful hands & a grateful to God tongue An attractive radiant cute baby face with a spectacular beauty which no eye have ever seen similar to before & got a lovely magical wide eyes, raspberry lips, & marshmallow cheeks & carries two sweet pomegranates on her lovely chest & has a sexy tommy and a lovely back and big sexy thighs and long sexy legs and a silky hair I love you soo much & love your front & love your rare Everything about you is just soo unique & I believe from candy you are made.. because from top to bottom and from front to rare inside &out you taste too sweet God have perfected you and thats for sure so be grateful to him forever always .

@ramooyeido1772

Жыл бұрын

@@SilviaManentFinancialAdvisor you are a lovely butterfly and a beautiful rose you are the diamond and the pure gold you are the lovely moon in our nights you are the radiant sun shining soo bright loving you is sooo sweet its the most enjoyable thing for you are the paradise for the heart and soul and mind Everything about you is sooo unique and attracts the eyes and captivates the mind I love to explore you oh you most spectacular mysterious thing like how a diver explores the deep sea and how astronomers love exploring the skies I love exploring you and your lovely landscape too like how geologists and travelers love exploring the land I love all the valleys, hills, mountains, and caves which are in you and love also your grass I love your silky hair and mulberry lips and love for sure your lovely beautiful eyes God surely perfected you so glorified is he whom made you too beautiful and made you soo smart/bright

@ramooyeido1772

Жыл бұрын

@@SilviaManentFinancialAdvisor You are more beautiful than the most lovely rose And more sweet than honey and more precious than gold You are more precious than everything that exists in this world A beauty queen whom like her my eyes have never ever seen And may never ever in my whole entire life will see With her unique amazing beauty she made me as her slave But as a king I always should be King of her heart forever I want to be Iam her castle and her knight and the throne on which she shall always be I have her in my heart and in it she forever shall be A beautiful glowing face she got like a lovely full moon A wonderful body and a magical smile A soothing sexy voice and a lovely silky hair wide attractive eyes and very soft cheeks very white teeth and very nice breath Her lips are like red rubies or like tasty red berries The infant cries longing for her breast and I myself love them too She got lovely cheeks above and lovely cheeks below And a very kind heart and a very generous hand Seeing her is a cure for the ill and a joy for the soul and heart I am addicted to her forever and she is forever addicted to only me She shows her beauty to no one but me And she got a very creative smart wise brain and a big white heart and she never envies any one at all and never have any jealousy She is always and forever grateful to her lord even if bounties became little not many And she always loves God regardless of what calamities he tests her with And is forever strong in faith and forever fears her lord And does all types of good deeds for the sake of God and not expecting anything from humans in return & She refrains from all evil and from all types of sin And she loves all the messengers of God and their true successors with sincere true love too She loves all the messengers of God and those who represent them after they are dead, with true love, and hates all those who have stolen their rights,even if they were righteous before She makes no partners never ever with God and asks everything only from him And believes he does not have any son or daughter nor was he born And in public she covers her hair because she only show her beauty to her husband and not to any other male So she dresses like a nun and like her there is no one/non Who is my unique lovely queen can you now guess? Yes lovely princess my lovely queen is you She loves being a muslim her aim is always pleasing God So she worships her lord and to all people she is soo kind She only fall in love with her husband not with any other male and she is too sweet and self dependent and loving and caring and patient and forever strong,,, ,

@ramooyeido1772

Жыл бұрын

@@SilviaManentFinancialAdvisor you are my sweet pumpkin pie whenever I see you I get high because your beauty is soo dazzling Wow, you are too beautiful whomever see you shall believe that God is real, and whenever I see you I am always in a dream, and when we wake up we all will realize that all this life was nothing but a dream and that only God is whats true and real. I dont know how can atheists believe that such a very sexy attractive beauty queen like you came from monkeys hahaha 😄 There was a teacher whom didn't believe in the existence of God, He said to his students do you see God?, the students replied no we don't see God, so the teacher said if you don't see God it means there is no God, then a smart student stood up and said to the other students hey guys do you see the teachers brain?, then the students replied no we don't see the teachers brain, the student then said then the teacher is crazy he got no brain :0) عن الإمام علي "عليه السلام": عَجِبتُ لمن شك في الله، وهو يرى خلق الله Imam Ali, peace be upon him, said: I cant understand how a man-man/women-can doubt in the existence of God-/Allah-although he sees His creation. وعن الإمام علي "عليه السلام": عَجِبتُ لمن أنكر النشأة الأخرى، وهو يرى النشأة الأولى Imam Ali, peace be upon him, said: I cant understand how any one denies the second life although he/she seen the first life-this life is actually a living proof of both the existence of its creator, as well as a clear proof that indicates that another life in heaven or hell may also be a very possible chance as well-. وعن الإمام علي "عليه السلام": عَجِبتُ لعامر دار الفناء، وتارك دار البقاء Imam Ali, peace be upon him, said: I cant understand how any one inhabits this transient abode-and is so indulged in it-but ignores the everlasting hereafter abode, ​one God for all of us, all the universe shows unity with diversity, there are different things different creatures and different materials but are all made of particles and atoms ​Even if we will assume that there will not be an atom left of you after death, you still have proven as a created being that there is a Creator,you proved the existence of God even if you do not believe in God. ​God initiated everything, and he redo too, and it is evident. ​this life is temporary while the next is forever eternal either in paradise or burning in Hell fire good qualities are beneficial, and bad qualities are harmful So be good & do more good always for God sake and refrain from doing any evil or sin and worship only God alone who got no mother no father no son and is one not two nor three nor more always remember him and be mindful of him and worship him in the way he wants. One of the best good deeds a person can ever do is teaching people useful things or a useful skill 🙂 or caring for another person an elderly parent a wife/husband or a child or an ill person, or protecting an innocent person, Also spreading this message and not letting it stop with you.

Great video! 🥰

@SilviaManentFinancialAdvisor

2 жыл бұрын

THANK YOU SO MUCH URMI! We need to catch up!! I want to hear all about your amazing adventures!

You have a very unique perspective. A lot of outside of the box innovative entrepreneurial and financial information.

@SilviaManentFinancialAdvisor

Жыл бұрын

Thank you so much!!!!

@ronaldgreenjr1423

Жыл бұрын

@@SilviaManentFinancialAdvisor YW 😀😊

Great information Silvia. Thank you for sharing. Where you advise getting sales training?

@SilviaManentFinancialAdvisor

Жыл бұрын

I actually learned from my friend Marlon Welsh who is actually putting together a financial advisor training program / sales training

Such an amazing character you are. My second year in the industry now and having developed a decent AUM was considering going on my own as well. Just gave my CFA1 - fingers crossed. Which platform are you using? Thanks for the great video, it's an inspiration 🙂

@SilviaManentFinancialAdvisor

Жыл бұрын

Thank you so much! I use Charles Schwab and XYPN to create my RIA!

Very good information. Thanks 👍

@SilviaManentFinancialAdvisor

Жыл бұрын

Lisa!!!!! So nice to hear from you!

Great Vid! Do you have to know wealthy prospects to be successful in the business or did your experience at the bulge banks help you network to find clients?

@SilviaManentFinancialAdvisor

Жыл бұрын

I actually get 100 percent of my clients through social media ! I don’t like cold calling!

Great content, and what a cool path to Advising! Curious, do you have multiple staff members, or do you run solo?

@SilviaManentFinancialAdvisor

Жыл бұрын

Thank you so much Nathan!!! I actually fly solo and use a lot of advanced technologies to automate lots of admin/back office tasks!

Woah. Incredible story and career!

@SilviaManentFinancialAdvisor

2 жыл бұрын

Thank you so much Ben!!! I really appreciate it! :)

Curious as to reoccurring 200K rev from AUM is that approxtly between 15-20 mill AUM presuming 1.25-1.5 average fee based on range of average sized account?

How did you manage to get the CFA within one year? I think you said you got in summer of 2019. You’re the GOAT

Hi Silvia, I'm currently working as an accounting assistant in Ireland and am wanting to make the shift to a financial advisor role, what is the best route to take to achieve this?

HI Silvia, thanks for your video. I run my one person business and it's going well but need to expand. Thinking of expanding and I see Finance is major part of it. Since I have no financial knowledge & education thinking of self study CFP. If there any book set you recommend for CFP or anything you advice will highly appreciate.

@SilviaManentFinancialAdvisor

Жыл бұрын

I did the Kaplan course + Brett Danko for the exam prep! highly recomend!!

About 12min in. You said one option is to take the company's clients with you when you leave. Can't the company sue you for taking their clients?

HI! I have some questions, how can I get in contact with you over zoom?

Hi Silvia, I’m a younger advisor in the Midwest. I’m interested long term in helping expats navigate their finances. What’s a good place I could start?

About to get an offer from Edward Jones starting off handling a book of $75M. What kind of salary / commission income would you think comes with a Book that size ? I am 27 years old 2 degrees. Economics and Business Admin. Thank you.

Thank you for this. What materials do you read to stay on top?

@SilviaManentFinancialAdvisor

Жыл бұрын

I use Wall Street Journal, Bloomberg, MarketSmith and MorningStar!

You mentioned you didn’t like math. How did you finish CFA? Is there a lot of math involved there?

Hi there i just watched your video and i am now interested in becoming a financial advisor and btw i love to help people reach their financial goals and love to communicate also btw do you know or have any recommendations what i should pick for my a levels if wanna be an financial advisor and btw how did you become one what a levels and grades did you get and what degree did you study at uni and do you recommend me going if yes what degree and if not like whats the best route thanks lmk as soon as possible thank you very much think this job is for me and right so really thanks pls reply to this and answer my questions that will make my day so thankss and also i am from the uk???

Thanks for the great video, I have a question, I'm a Product owner in IT with 20 years of experience but I have an MBA in finance (graduated 20 years ago :) ). So, now I'm interested in going for CFP certificate (I know I'm not a CFA material ). Can you please provide your insight if it is a good idea or I will be treated as a rare species :). Greatly appreciate your response. Thanks

You had me at absofrickenlutely 😂

Great vid, I’m forwarding it to my son in finance school. He is a senior this year. Trying to fig a direction after school. He is getting a wealth management degree with his finance degree. So the question is what’s best? CFP only, CFP and CFA or MBA. As parents we thought MBA but he wants a CFA, CFP is easier but you have to have 6,000 hours of work experience. Then there is the MBA but he tells us MBA’s are only good at Ivy League schools? I’m not sure if I believe that. Also CFA is very hard to get. I do like the independent Financial advisory firm as you have starter. We have our own business. So I’m a big believer in entrepreneurship. But it’s not for all people. It’s not a 9-5 job. But if you like a 9-5 that’s ok. So basically what do like best CFP, CFA or MBA? Thanks

@SilviaManentFinancialAdvisor

5 ай бұрын

I agree with your son! Unless you can get an MBA from Harvard or Stamford, I would save the money! If you want to get clients, CFP is best. If you want prestige & to get jobs at hedge funds / asset managers then CFA!

So I have recently received my masters degree in finance. Got 1 year experience working within finance I’m in a cross roads of making a decision in regards to employment. I was thinking about financial planning with aims of owning a business but I weight it up vs CFA credentials.

@davidross4102

3 ай бұрын

Absolutely don’t need a CFA for anything other than managing a portfolio or a research analyst

Seems you manage your career so well.

What other option is there if an advisor is not fee-only?

Absolutely respect the owning practice perspective as you are your own 'steve jobs' in the proverbial 1970s garage .....

@SilviaManentFinancialAdvisor

2 жыл бұрын

Thsnk you do much!!!!!! I actually manage about 70 million.

@kodiakgriz2296

2 жыл бұрын

@@SilviaManentFinancialAdvisor cool..nice okay overtly you are very reasonable on fees.......I know the efforts in building an RIA from the ground up...as you said need to be able to close and yet be able to have integrity and work as a fiduciary ...you said it best as I am CFA charterholder CAIA CMT and also CFP CPWA....as requires two different skillsets in macro planning and the PM 'hat'......great content!

@SilviaManentFinancialAdvisor

2 жыл бұрын

@@kodiakgriz2296 thank you 🙏 so much!!!!!!

Hi Silvia! I passed my SIE and am about to sit for my Series 7 Top Off in a couple of weeks! Do you have any tips? You seem to be an expert test taker having passed the CFA and CFP. Any advice would be appreciated

@SilviaManentFinancialAdvisor

2 жыл бұрын

I would say to use Schweser and take a bunch of quizzes instead of focusing on reading! That’s how I pases the 7 and the 66!

@JustinLamm

2 жыл бұрын

@@SilviaManentFinancialAdvisor thank you! Was there a certain way that you deciphered the questions? What is the biggest section to focus on in your opinion? I’m in my final stages of taking full practice exams

@bluehorseshoe444

2 жыл бұрын

@@JustinLamm heads up to you man... the CFAI, who puts on the CFA, has made the test way more difficult since she took it... the pass rates have plummeted and the average time it takes someone to get through it has gone up considerably.

Great Vid!! Thanks a lot. You mentioned that you really didn’t need CFP or CFA to become financial advisor. How about Series 7 or 65 or 66? Are those must have? Thank you.

@AliGhazi-jl1pe

5 күн бұрын

6 , sei, 6.3

@AliGhazi-jl1pe

5 күн бұрын

Alongside life and health insurance

It seems like you're setting a clients up with a investment Bank or hedge fund, so how does that work unless your investing your client's money yourself

When you do AUM for a client, do you have give any guarantee for % return per year?

@SilviaManentFinancialAdvisor

Жыл бұрын

I don't guarantee returns! EVER! That's a huge violation unless you're investing in US treasury bonds and I don't even guarantee that.

How crucial was the CFA designation in your journey from starting out of college all the way to starting your own firm? Could you have achieved the same goals with just a CFP license?

@SilviaManentFinancialAdvisor

Жыл бұрын

Yes I don’t think you need the CFA to be successful. It helped me with my confidence but not with clients!

@loveandrespecttoyou2862

Жыл бұрын

@@SilviaManentFinancialAdvisor You are more beautiful than the most lovely rose And more sweet than honey and more precious than gold You are more precious than everything that exists in this world A beauty queen whom like her my eyes have never ever seen And may never ever in my whole entire life will see With her unique amazing beauty she made me as her slave But as a king I always should be King of her heart forever I want to be Iam her castle and her knight and the throne on which she shall always be I have her in my heart and in it she forever shall be A beautiful glowing face she got like a lovely full moon A wonderful body and a magical smile A soothing sexy voice and a lovely silky hair wide attractive eyes and very soft cheeks very white teeth and very nice breath Her lips are like red rubies or like tasty red berries The infant cries longing for her breast and I myself love them too She got lovely cheeks above and lovely cheeks below And a very kind heart and a very generous hand Seeing her is a cure for the ill and a joy for the soul and heart I am addicted to her forever and she is forever addicted to only me She shows her beauty to no one but me And she got a very creative smart wise brain and a big white heart and she never envies any one at all and never have any jealousy She is always and forever grateful to her lord even if bounties became little not many And she always loves God regardless of what calamities he tests her with And is forever strong in faith and forever fears her lord And does all types of good deeds for the sake of God and not expecting anything from humans in return & She refrains from all evil and from all types of sin And she loves all the messengers of God and their true successors with sincere true love too She loves all the messengers of God and those who represent them after they are dead, with true love, and hates all those who have stolen their rights,even if they were righteous before She makes no partners never ever with God and asks everything only from him And believes he does not have any son or daughter nor was he born And in public she covers her hair because she only show her beauty to her husband and not to any other male So she dresses like a nun and like her there is no one/non Who is my unique lovely queen can you now guess? Yes lovely princess my lovely queen is you She loves being a muslim her aim is always pleasing God So she worships her lord and to all people she is soo kind She only fall in love with her husband not with any other male and she is too sweet and self dependent and loving and caring and patient and forever strong ,,,

@Wa7edmenalnass

Жыл бұрын

@@loveandrespecttoyou2862 فضحتنا الله يهديك

At what age did you get your CFP and CFA respectively. I have a CFP at age 31...i have been thinking about doing my CFA for the last two years now. (Not married with no kids)

@SilviaManentFinancialAdvisor

Жыл бұрын

That’s awesome! This is the time to do it! I got the CFA charter at 29 but I started my journey at 24 (failed) and then re started at 26! Definitely recommend getting the CFA only if you’re going to be working in portfolio management or you want a nice star on your resume but you don’t need it for clients! The CFP is enough!!

Do you recommend a degree in accounting or finance?

Hey… I want to start as a Financial advisor… I’m trying to find an internship… how can I find these ?

@SilviaManentFinancialAdvisor

Жыл бұрын

Try looking for small RIAs in your area (check out xypn for a full range of companies!)

Hi Silvia, I recently got a job as a financial advisor, fresh out of college and am currently almost done studying for the Series 65 exam. I wanted to ask you about the kind of returns you make for your clients on an annual basis. From what I've read, it is a fact that the vast majority of financial advisors and investment companies return less than index funds and other index-linked securities after collecting management fees. This made me feel a little bit useless as someone who will soon be starting a new job in finance, and I want to be able to help my clients, not scam them out of their money. I realize that investing isn't the only service a financial advisor provides--there is retirement planning, education planning, insurance, and accounting for changes in client time horizons, needs for liquidity and so forth. However, I also want to be able to provide superior returns. Is this something you struggled with as a new advisor as well, and what would you say is the key to being a great financial advisor that clients want to stick with for the long haul?

@Bloodyjdc

Жыл бұрын

As an advisor your goal is to help the client reach their goals. Typically that means reducing their risk in order to reach that goal. In my opinion, the reason most advisors don't get better returns is for two reasons 1. because they are not good at their job 2. (which is the more important reason) because they are planning for THEIR CLIENTS goals. Many people don't dream big, so they don't need to take big risks. If a client is 30 years old and they tell you their goals are: 1. I want to retire when i am 65 2. I want to retire with $50,000 per year in todays dollars 3. I want to pay off my house which has a loan balance of $300,000 As an advisor you have to plan around those goals. SO your goal as the advisor is not to make the client as much money as possible. You goal is to help the client reach those 3 goals in the lowest risk method possible. For someone with those goals, even though they are young, you might have them heavily invested in bonds. Especially if they tell you they plan to save $2,000 per month which is much higher than they would need. With all that said, the job of an advisor/planner is to help the client reach their goals that THEY SET! It's not to bring them the highest returns. Also, many people don't have any desire to learn how to invest themselves, so if they make 1% less return on their money, not having to think about it is potentially worth it. I've also been thinking a lot about the question you've asked, I am currently working toward my CFP and was thinking about the ethics of getting clients lower returns than the market, but once I realized my job is to help them reach their goals with as low of risk as possible it made much more sense and helped me realize that I am acting very ethically. If you believe your client is aiming too low, or if they could have better returns and increase their lifestyle. Or if you believe they can retire earlier by having a slightly riskier portfolio you can let them know and see if they want to change their goals. The bottom line is that the only comparison you should make as an advisor is if your strategy is helping them toward their goal. The returns that other people make are not relevant because that person doesn't have their goals.

@addingtonmosesnsobila1302

Жыл бұрын

@@Bloodyjdc thanks for this piece

@Sktlmn

Жыл бұрын

@@Bloodyjdc That makes a lot of sense. I think being able to help people who are financially lost adds meaning to my work as a financial advisor, which is why I was initially a bit demotivated with the information I learned. Over the past few weeks, I did learn much of what you mentioned here--people don't care as much about the extra 1%. They much prefer the security of working with a financial professional who knows what they are doing when it comes to their financial future, and that peace of mind is worth a lot. Thank you for the comment, and good luck on your CFP!

@SilviaManentFinancialAdvisor

Жыл бұрын

@@Bloodyjdc great job answering this question! I 100% fully agree with this. I also realize that most people are SO LOST with their money that just some guidance (either by paying a 1% fee or a flat fee is actually better for them than NOT doing it)

@wowyouaretoobeautiful1446

Жыл бұрын

@@SilviaManentFinancialAdvisor ❤🌷 Beautiful words, worth reposting, from time to time: We did not see God, but with the mind/commonsense we came to know Him - we knew Him in the sense that the evidence indicated His existence, so we became certain of His existence -, and even the ones who deny his existence are a proof of His existence. also, from the Creator’s patience with those who disbelieve in Him and disobey Him, we see his forbearance, and His generosity towards even those who don't believe in him and disobey him, Glory be to Him. ❤ Beautiful words: It is said that the Prophet Muhammad, peace be upon him and his family, said, for teaching us positive open mindedness ((wisdom-/truth/knowledge/all that is good and true- It is what the believer is looking for, wherever he finds it, he shall take it)), and ((Seek knowledge even in China)) even though China was not a Muslim country, and the words of Al-Shafi’i My opinion/doctrine It is correct, but it may bear some errors, and the opinion / doctrine of others is more likely to be wrong, but it may be right sometimes. & beautiful words are the words of the Qur’an that should be understood and applied: (And no bearer of burden shall bear the burden of another) meaning don't generalize don't judge a person and take revenge from him even though he did not do anything, just because you want to take revenge from one of that other person relatives whom did a very bad horrible thing, or because of a number of people from that other person tribe for example who done a bad thing, or you try to take revenge from innocent people who got the same religion or sect or ethnic background, and this is nice teaching too from the Quran (If any of the polytheists seek your protection, then protect him). 🌷 A beautiful prayer: Oh God, stop us from your forbidden deeds ❤🌷 Oh God, forgive us for all our past sins and shortcomings, and prevent us from that for the rest of our lives. And beautiful words from the Prophet Muhammad or Imam Ali, peace be upon them both: ((If you learn a craft, you are safe from poverty)) 🌷❤ Important and beautiful words..for reflection and contemplation: Even if we suppose that the Companions, i.e. the people who saw the Prophet, were all mountains, despite the conflict that occurred between them, it remains that the Prophet said ((The parable of the people of my household among you is like the parable of Noah's ark. Whoever boards it is saved, and whoever lags behind drowns and perishes)) And Noah's son went to a mountain and left the ark, and Noah's son drowned. We must not give up adhering to those who are perfect from the family of the Prophet. but also we should not consider them as gods, and at the same time we should never underestimate them, and we should not think that others are equal to them, the best thing is the middle way....

I’m 32 as well and I have a phone interview for financial advisor and I have no degree or schooling for it but have life experience and own a few rental houses

@SilviaManentFinancialAdvisor

3 күн бұрын

@@IAMBILLYDAVIS that’s awesome!!!!!!$

Business schools give more opportunities to students. Annu suggestion for those who are not from these schools how they can enter in finance

I’m starting the journey at 46. Is this a little late to the party? Former aircraft maintenance & nurse. I love finance & don’t know why I didn’t start earlier.

@Virtues162

6 ай бұрын

Age is a number __ You can do it till you last breath !!

Hi I am a CPA to be hoping to get into a field with flexibility and good income. How do you recommend I break into CFP? I see lots of big companies intend to hire people back to office and I prefer to work remotely. Do you recommend to join big companies or small local family offices? Thanks!

Great video. You said you get clients from marketing content. Are there other ways that you use to get clients? How do you prospect?

@SilviaManentFinancialAdvisor

Жыл бұрын

I only have 1 funnel and all of my regular content brings it to it. I dont do any cold calling or any cold dming or networking or COIs. Just content 100%!

@cbulnes77

Жыл бұрын

@@SilviaManentFinancialAdvisor you have a great strategy. Congratulations on your success. I’m a fan! 🙌

@SilviaManentFinancialAdvisor

Жыл бұрын

@@cbulnes77 thank you so much!!!!!!!

Switzerland has lower taxes than the United States? How can I become a Swiss citizen?

@SilviaManentFinancialAdvisor

Жыл бұрын

I know right!!!!?!?!?! 😂 me too!!!

I'm a bit confused, you mentioned on how getting CFA and CPA can help you to get a job in finance generally or is it specifically as financial advisor ?

@SilviaManentFinancialAdvisor

Жыл бұрын

It looks really good on your resume if you have the CFA and the CFP but you don't need it to get a job in finance. You need two licences in the US (Series 7 and the 66 to practice as a financial advisor) but you don't need the CFA

@jamesbrown7885

Жыл бұрын

@@SilviaManentFinancialAdvisor got it thanks

side note: the office is officing !! yasss

@SilviaManentFinancialAdvisor

Жыл бұрын

haha thank you!!!!!!

You said you started your firm to help "younger" people which I assumed was lower assets but you charge a pretty high fee for them (almost $6k a year). You have 5 clients with average assets at $14M!! that's impressive. What was your strategy to pick up those clients?

@SilviaManentFinancialAdvisor

Жыл бұрын

I also do one time financial plans as well as courses! But most of my clients are women business owners / consultants / coaches who make between 1-3 million in revenue a year and just have no idea what to do with their money. They all find me through Instagram actually! I’ve never cold called, no cold dm, no networking or anything just posting content on social media and that’s how they find me. I get about 4-5 leads organically a week without doing any outreach.

@ParabolicGains

Жыл бұрын

@@SilviaManentFinancialAdvisor That's impressive and gives me hope. I'm about to launch my own social media campaign. Thanks for answering!

hi Silviya i from india i passed Bcom in 2018 and Diploma in Banking and Finance in2019. but i dont have experience in finance sector . am i eligible for CFA ?

@SilviaManentFinancialAdvisor

Жыл бұрын

You can take the test! In order to get the CFA though you’ll need 4 years of experience.

what is a typical rate of return for your clients?

@AliGhazi-jl1pe

5 күн бұрын

Varies on market conditions for the past 3 years it's been around 13 %

You took CFP after you got into FA role or before ?

@SilviaManentFinancialAdvisor

Жыл бұрын

I got the FA role before and then took the CFP and the CFA!

What happened to updates 🤔

Word of advice: stay away from CFA/CFPs that are not fiduciaries. Otherwise, they have no obligation to do what is best for you/client. If they get a commission for XYZ equity/annuity/etc they will buy it even if it isn't in the client's best interest. A lot of them have noble ideas when they start in the industry about doing right by the client, but this soon changes as they see the paths of increasing their own income/wealth.

@financeyourfreedom_info

Жыл бұрын

Unless they have their series 65!

I'm working currently on my master's in finance, and I'm considering pursuing my CFP after I graduate. I'm curious, do you take an active or a passive approach to your clients' portfolios? Given that you're reading about the market, I assume that you take an active approach. Do you give your clients the choice between active and passive management? Also, are you familiar with the Austrian School of economic thought?

@SilviaManentFinancialAdvisor

Жыл бұрын

Great question! I do take a passive approach to investing but with a value tilt right now that value is in favor. When growth becomes favorable I’ll take a growth tilt but for the most part I buy and hold high quality, dividend growth, boring companies in my clients portfolios right now. And yes! I am familiar with the Austrian School of economic thought but I do think we do need the government to intervene in situations like the financial crisis, covid, now etc

@ramooyeido1772

Жыл бұрын

@@SilviaManentFinancialAdvisor In a world full of chaos and strife, You entered my life like a ray of light. Your love and kindness, a beacon of hope, A love so pure, it helps me cope. Your heart is like a garden, blooming with love, A place of peace, where I find solace above. Your smile is like sunshine, warming my soul, A love so pure, it makes me whole. Your eyes are like stars, shining so bright, Guiding me through the darkest of nights. Your touch is like magic, healing my pain, A love so pure, it keeps me sane. Your voice is like music, calming my fears, A love so pure, it wipes away my tears. Your laughter is infectious, filling me with joy, A love so pure, it's like a child's toy. Your wisdom is like a river, flowing so free, A source of knowledge, that enlightens me. Your faith is like a mountain, standing so tall, A love so pure, it never lets me fall. Your beauty is like a rose, delicate and rare, A symbol of love, that fills the air. Your grace is like a swan, gliding so smooth, A love so pure, it makes my heart groove. Your strength is like a lion, fierce and bold, A protector of love, that never grows old. Your loyalty is like a diamond, shining so bright, A love so pure, it's worth the fight. In you, I see a woman of virtue and grace, A lady with elegance and charm in every space. Your love for God shines through in all that you do, Grateful for every little thing, a virtue so true. Through hardship and ease, you stand by my side, Your love for God and His Prophet, a never-ending tide. Your good deeds speak volumes of your character, A woman of virtue, a shining star. In your smart creative brain and kind loving heart, I find solace and comfort, never wanting to part. You seduce me with your every move and smile, A love so pure, it could go on for miles. You never show your beauty to other males, A virtue so rare, it never fails. Covering your hair, a symbol of modesty, A lady of grace and beauty. You never feel jealous or envy anyone, A virtue so pure, it shines like the sun. Refraining from sin and ill behaviors, A lady of morals, a true believer. My love for you is beyond measure, A love that will last forever. May God bless our love and guide us along, My sweet angel, my heart is filled with love and song.

Hey Silvia. Whats working for you to get in front of new clients?

@SilviaManentFinancialAdvisor

Жыл бұрын

I have a social media strategy and then a funnel for clients to book calls! But all from Instagram!

@SilviaManentFinancialAdvisor

Жыл бұрын

I don’t do cold calling or networking

What resources do you recommend for staying up to date with the market? I start an internship with a wealth management company and I’m a bit nervous I don’t know enough 😅

@SilviaManentFinancialAdvisor

2 жыл бұрын

Bloomberg is your best source for aggregate data but I also read directly from Brian Wesbury at First Trust, Morgan Stanley research and I try to get the data from the original source such as the Federal Reserve, etc. CNBC is great but you should view it as ENTERTAINMENT not news. 😂

@SilviaManentFinancialAdvisor

Жыл бұрын

I use Wall Street Journal, Bloomberg, MarketSmith and MorningStar!

Success is growing, once you stop growing you are not counted as successful person. it is just my humble opinion. By the way I enjoyed watching your videos, a fellow creator--

@SilviaManentFinancialAdvisor

Жыл бұрын

Thank you so much!!

25min, what if you don't have a network of wealthy people?

@SilviaManentFinancialAdvisor

Жыл бұрын

I don't have any rich friends actually! I got all of my clients from Instagram and social media!

Can you tell us the difference between the CFP and the ChFC, and which is more worth it?

@SilviaManentFinancialAdvisor

Жыл бұрын

CFP is better if you want to get more clients + CFA is better if you want to get hired in the industry! CFP has helped me more in terms of money though!

I would never accept AUM

You're from Boston? I don't hear the Boston accent though. Lol

@SilviaManentFinancialAdvisor

Жыл бұрын

hahahaha half spanish! :)

@mauriciogutman2644

Жыл бұрын

​@SilviaManentFinancialAdvisor you're serious? Interesting. Have a nice summer!

😍😍 WoW!!! you are a lovely butterfly and a beautiful rose you are the diamond and the pure gold you are the lovely moon in our nights you are the radiant sun shining soo bright loving you is sooo sweet its the most enjoyable thing for you are the paradise for the heart and soul and mind Everything about you is sooo unique and attracts the eyes and captivates the mind God surely perfected you so glorified is he whom made you too beautiful and made you soo smart This is from Artificial intelligence, chat Gpt: Prophecies in Major World Religious Books Referring to Prophet Mohammed: 1. The Bible - Deuteronomy 18:18-19, John 14:16, John 16:7-14, Isaiah 42:1-13 2. The Hindu Scriptures - Bhavishya Purana, Atharvaveda Book 20 Hymn 127-129 3. The Buddhist Scriptures - Cakkavatti-Sihanada Sutta, Anguttara Nikaya III:61, Digha Nikaya III:76-77 4. The Zoroastrian Scriptures - Zand-i Vohuman Yasht, Farvardin Yasht, Dadestan-i Denig & Regarding the verses in the Quran asking to protect non-believers or polytheists, there are several that emphasize the importance of treating all people with respect and kindness, regardless of their religious beliefs. One such verse is found in Surah Al-Mumtahanah (60:8), which states: "Allah does not forbid you from those who do not fight you because of religion and do not expel you from your homes - from being righteous toward them and acting justly toward them. Indeed, Allah loves those who act justly." Also In the name of God, the Most Merciful, the Most Merciful (If any of the polytheists seek protection from you, grant him protection) بسم الله الرحمن الرحيم(إن استجارك أحد من المشركين فأجره) Another verse in Surah Al-Anfal (8:61) encourages Muslims to make peace with their enemies, even if they are non-believers or polytheists: "And if they incline to peace, then incline to it also and rely upon Allah. Indeed, it is He who is the Hearing, the Knowing." & Regarding the verses in the Quran asking for justice and kindness, there are many such verses throughout the holy book. One example is found in Surah An-Nahl (16:90), which states: "Indeed, Allah orders justice and good conduct and giving to relatives and forbids immorality and bad conduct and oppression. He admonishes you that perhaps you will be reminded." & In terms of prophecies about Prophet Mohammed in major world religions, there are a few examples that some scholars have pointed to. One such example is found in the Bible's Book of Deuteronomy (18:18), which states: "I will raise up for them a prophet like you from among their brothers. And I will put my words in his mouth, and he shall speak to them all that I command him." Some Muslims interpret this verse as a prophecy about Prophet Mohammed. Because the Arabs are the brethren's of Israelites, The Arabs are descendants from Ishmael or Ismail the brother of Isaac the father of Israelites, and because the verse didn't say from amongst them or from their descendants, it said from their brethren's. Similarly, some scholars point to a passage in the Bhavishya Purana, an ancient Hindu text, as a prophecy about Prophet Mohammed. The passage describes a "holy man" who will come from Arabia and spread a new religion, and some argue that this refers to Mohammed and the spread of Islam.. Also search in youtube: scientific miracles in quran, harun yahya. .

No one asked how she developed her network 😩

@SilviaManentFinancialAdvisor

2 ай бұрын

Instagram and SEO!

@Montenegro651

2 ай бұрын

@@SilviaManentFinancialAdvisor Thank you for still responding! 😃

🌷❤ My love for you is pure and true, Your character shines like the morning dew. Your mind is sharp and wise, Your spirituality a beautiful surprise. Your beauty radiates from within, A heart full of love and kindness therein May your life be filled with love and light, May your path be blessed with all that's right. You are a treasure to behold, A precious gem worth more than gold. I am grateful for the gift of you, My love for you forever true. My love for you is like the stars above, Endless and eternal, full of love. Your character shines like the sun, A true reflection of the Almighty One. Your mind is sharp and wise, A fountain of knowledge that never dies. Your spirituality is a beautiful sight, A beacon of hope in the darkest night. Your beauty radiates from within, You are a treasure to behold, A precious gem worth more than gold. Your body parts are a work of art, Each one a masterpiece that sets you apart. And your love and affection is what makes me weak. And your encouragement and smile makes me strong and keeps me going on Your love for God is pure and true, A testament to your faith that shines through. Your fear of Him is a sign of respect and love to him, A virtue that makes you perfect. Refraining from sin and ill behavior, Shows your strength and good character. Your beauty is for my eyes only, A privilege that makes me feel holy. Addicted to you, I will always be, For your love is my only destiny. Wise advice I give to you today, Cherish your love and never stray. Stay true to yourself and your beliefs, For they are the foundation of your relief. Love with all your heart and soul, And let God's light guide you to your goal. May your life be filled with love and light, May your path be blessed with all that's right.🌷❤

❤🌷 Beautiful words, worth reposting, from time to time: We did not see God, but with the mind/commonsense we came to know Him - we knew Him in the sense that the evidence indicated His existence, so we became certain of His existence -, and even the ones who deny his existence are a proof of His existence. also, from the Creator’s patience with those who disbelieve in Him and disobey Him, we see his forbearance, and His generosity towards even those who don't believe in him and disobey him, Glory be to Him. ❤ Beautiful words: It is said that the Prophet Muhammad, peace be upon him and his family, said, for teaching us positive open mindedness ((wisdom-/truth/knowledge/all that is good and true- It is what the believer is looking for, wherever he finds it, he shall take it)), and ((Seek knowledge even in China)) even though China was not a Muslim country, and the words of Al-Shafi’i My opinion/doctrine It is correct, but it may bear some errors, and the opinion / doctrine of others is more likely to be wrong, but it may be right sometimes. & beautiful words are the words of the Qur’an that should be understood and applied: (And no bearer of burden shall bear the burden of another) meaning don't generalize don't judge a person and take revenge from him even though he did not do anything, just because you want to take revenge from one of that other person relatives whom did a very bad horrible thing, or because of a number of people from that other person tribe for example who done a bad thing, or you try to take revenge from innocent people who got the same religion or sect or ethnic background, and this is nice teaching too from the Quran (If any of the polytheists seek your protection, then protect him). 🌷 A beautiful prayer: Oh God, stop us from your forbidden deeds ❤🌷 Oh God, forgive us for all our past sins and shortcomings, and prevent us from that for the rest of our lives. And beautiful words from the Prophet Muhammad or Imam Ali, peace be upon them both: ((If you learn a craft, you are safe from poverty)) 🌷❤ Important and beautiful words..for reflection and contemplation: Even if we suppose that the Companions, i.e. the people who saw the Prophet, were all mountains, despite the conflict that occurred between them, it remains that the Prophet said ((The parable of the people of my household among you is like the parable of Noah's ark. Whoever boards it is saved, and whoever lags behind drowns and perishes)) And Noah's son went to a mountain and left the ark, and Noah's son drowned. We must not give up adhering to those who are perfect from the family of the Prophet. but also we should not consider them as gods, and at the same time we should never underestimate them, and we should not think that others are equal to them, the best thing is the middle way....

Kevin’s samuel…. RUUF RUUF. MEOW MEOW MEOW…. DANGER ZONE. …..IM A PHD…… I DONT NEED A COOKBOOK.