Check out Ocho: www.asksebby.com/ocho FREE Independent Money Summit by Ocho: www.asksebby.com/independentmoney Sebby's Card Picks: www.asksebby.com/credit-cards High-Yield Savings Accounts: www.asksebby.com/go/savings

@ricksunderland1421

Жыл бұрын

Interesting vid. Insert chicken hete. 😂

@grantsmith637

Жыл бұрын

Did you actually interview him? Or did you just edit clips of you into the video to make it seem like you were talking to him? This was a trainwreck.

Love interviews like this to hear real stories of success!

His logic for not pursuing the centurion card is so reasonable. What a genuine guy. Great video.

I admire people who made it big financially and still managed to be grounded. Thumbs up for Ankur.

You should make this a series and interview more people

Need more interviews like this, very informative and I think we can all learn a lot from them, thank you !

Great video! Do more of these please!!!

Keep up the good work! More interviews like this!

Such a great episode! Learned a lot! 🐔 thanks Sebby!

This was a phenomenal interview and provided great insight.. Thank you to you both.

His take on billionaires running to low cost, tax areas is on point.

@henryzhang7873

Жыл бұрын

100%. Money should buy freedom and optionality, giving up optionality for money is the exact opposite

Great Discussion! 🐔 Thank you for the continued great content

Loved the format of this. Would be great to see more of longform interviews in the style.

@AskSebby

Жыл бұрын

Glad you liked it :)

Great interview

I really liked this video. Great interview Sebby. Would love to see more videos like this. Keep up the great work.

Really cool interview

This guy was so down-to-earth. Great interview and great video. Truly inspiring.

Love this

Great video:) you did a great job with the interview🐔

Would love to see more of these this is the content I've been bothering you for 😂

Absolutely loved this! Thank you so much for having him on your channel for this wonderful advice!

@AskSebby

Жыл бұрын

Glad you enjoyed it!

Ankur is so inspirational. His father sounds like a fantastic person- always pushing him to dream bigger!

Great video Sebby

Great content! Q&A editing felt a little weird but great video nonetheless.

Liked and very interesting.

@AskSebby

Жыл бұрын

Thanks for watching! :)

🍗 great video. definitely would like to see more of this type of content.

Such an interesting and genuine interview! 🐔

@AskSebby

Жыл бұрын

Thanks for watching! :)

Great interview Sebby - would love to see more of these types of videos!🐔🍗

@AskSebby

Жыл бұрын

More to come!

Very inspirational piece Sebby!

@AskSebby

Жыл бұрын

Glad you think so!

What an amazing interview! This guy is mature beyond his years and a genius.🐓

🐓 Brilliantly done, you are both great role models.

So interesting!

@AskSebby

Жыл бұрын

Thanks for watching! :)

🐓 the amount of knowledge he had was insane and so down to earth as a “does it make sense for me” decision making process was so logical.

The title is for the current sub base yet I can definitely see this as you grow as, "The Truth Behind the CEO Who's Taught 10 Million+ People"/similar haha :) Wonderful interview and supremely informative - looking forward to more content like this! 😁😁

Love this guys mindset of success

Love his outlook. 🐔

None related question, but I have Amex business bonvey that i received a bonus with a while back. Can I get the regular bonvey with chase and receive the new 5 night bonus?

He seems so down to earth, just like the rest of us!!!

One of your best videos. 🐓

room service absolutely equals joy!

Great conversation! thanks.🐔🐤🐣🐥

I just loved this video! First of all it is hilarious. I enjoyed Ankur talking about his parents. Interesting the similarities of philosophies of Rich Dad Poor Dad 🐔

Interesting especially his reason for not getting the Centurion card. Great video

Great Interview Sebby and a very Real gentlemen. Keep these interviews coming. As a 30 plus year old school Entrepreneur his values are spot on ! D

“Everyone I know that is worth eight or nine figures” is a sentence that has never come out of my mouth. Good on you Sebby! It is great to see people doing well in life. It must be more expensive to live in San Francisco than I realized!!

@AskSebby

Жыл бұрын

To be fair, lots of paper ones as well! i.e., you're a co-founder of a startup that's been doing well and raised a Series B that valued the company at $100m. You still own 35% after dilution so TECHNICALLY worth $35m on paper or if it sold today BUT haven't locked it in yet :)

One of the few uber rich I’d actually enjoy having a beer with. Great interview. He seems like a cross between Warren Buffet and Mr Money Mustache.

$1 million at 21?! Very impressive!

Great video thanks right now I use the united airlines explorer card the best buy card the city rewards plus card and the m life las vegas card from the bank of Omaha I am not sure what amrican express credit card to get yet.

Around the 11:00 mark…spot on.

🐓 I like this chicken emoji the most haha. Great interview and I like his advice for having a small business and the benefits of it.

🐔🐓Terrific interview! What a nice, grounded young man! (you are as well, Sebastian). So so nice to see young people that truly love and respect their parents and family. 🐔🐧🐧🐧🐧You both each have a GREAT head on your shoulders! I am learning SO much from you Sebby!! Thank you!

🐓. This was really interesting!

Ethnic parents are literally the same 🤦🏾‍♂️😂 Loved the interview💯👍🏾👍🏾

Hey Sebby, do you have any insider tips on what I should do when I travel to Hong Kong?

@AskSebby

Жыл бұрын

Probably not right now; it's a mess with availability. Otherwise, it's mostly just food + sightseeing :) 1) Octopus card and take subway (also works for small things like 7/11) 2) If you go out, taxis are pretty cheap 3) If you go out (i.e., clubbing) it doesn't really get busy until 12:30/1am and goes til like 4am -- if you go at 11am, it's more like a bar for a bit.

As soon as I started making good money I moved just over the border from MA to NH, a state with no income and no sales taxes. Nothing in my life changed other than tens of thousands of dollars staying in my pocket. Why pay more if you can pay less?

I love New Jersey and enjoy the coastal life

🐔 Love this type of content

Different style of video but I liked it

@AskSebby

Жыл бұрын

Thanks Kevin :) Wasn't sure if it would be too weird haha

I need to learn more about venture capital. I'm curious about what he said about some businesses should not go the VC route....that interests me.

@AskSebby

Жыл бұрын

1) Many businesses are better off with slow growth vs. rapid scaling 2) VC's goal is high returns and clear exits (IPO/acquisition); tons of great businesses are more passive or cash cows 3) Lots of pressure to "go big or go home" which isn't suited for all businesses :) also note that VC is dramatically different from shark tank which is closer to private equity: twitter.com/nic_detommaso/status/1646896089948364802

@kathyoliva6966

Жыл бұрын

@@AskSebby I Enjoyed the reality show "The Restaurant" a few years back but it CLEARLY showed how 'investors' can RUIN a lovely business. Rocco DiSpirito is a wonderful talented chef and a lovely human being who cared about his staff and people/ customers. Those 'ugly' investors were pushing him and the business in the wrong direction. Restaurant failed...Barf my two cents worth...🪙

🍗 Although I'm not able to get any of these invite-only cards right now, this is still super intriguing to me. It's an entirely different world in that upper echelon, even with the credit card game. But to hear him talk about deciding to not get the Centurion card because he isn't a status seeker was actually really refreshing to hear. The Centurion card is really just there for that exact purpose... Yes, it has some crazy concierge perks, but it's mainly a status symbol. Hopefully some of us can make the decision to accept or turn down that card one day too! I really enjoyed this one Sebby. Great work on it!

@AskSebby

Жыл бұрын

Agree!

Wow, what he had to say about being in your 20s saving so much of your income when you make the least, but instead take the risk and put in the money to learn a skill or pursue something is so helpful to me. I’m 24 and just got a new role at Chase (funny enough) and I’m making a decent amount for a single person, but I want to take the risk and it’s kind of emboldened me to take the risk and not get complacent. Great video!

@leeyah3696

Жыл бұрын

@@CheekyBird790 thank you! are you a banker too?

@AskSebby

Жыл бұрын

@@CheekyBird790 just seeing this interaction and loving it :)

Entrepreneurship…the taste of freedom

🐔awesome honest video

Dang, Ankur has his act together! Although if he frequently loses credit cards, he may want to start a wallet company. 😳 Enjoyed it Sebastian! 🐔🍗

🐔🐓🍗 Love the new style of content!

im playing the credit card game just for fun and I will still do it even if im get multimillionaire. Thanks Sebby.

@luogl

Жыл бұрын

Then you probably never will

Great video! I liked getting an honest opinion from someone that’s not over the top. 🐔 Also I would be a 4/5 on the chicken 🍗. 😆

Really nice video. Super helpful practical tips and very thoughtful. If this is the sensibility of Ocho I’m very excited to try it. (Also, I don’t get the chicken wing scale - but I live a good wing. 🐔)

@AskSebby

Жыл бұрын

Chicken wing scale = how much meat you leave on a wing after you finish eating it. The joke is that you can’t trust ppl who leave 50%+ of the meat on there

@PerfectRodo

Жыл бұрын

@@AskSebby LOL, thank you! Yes - those wings will never know what hit them.

@PerfectRodo

Жыл бұрын

@@CheekyBird790 Thank you! I wonder what percent of us grew up in immigrant households. I didn’t even know this was a thing- if someone goes out and takes a bite out of each wing before discarding it that’s straight up provocation.

Liked

@AskSebby

Жыл бұрын

:)

Do zurp credit card

🐔I gave 100% watch-time. The most impressive part was his level of restraint and self-respect by not getting a centurion card at 10:50. Ankur definitely seems like he has it in him to grow the next truly trusted financial institution, like Schwab from the 80s. Such a genuine-seeming and grounded person!

@AskSebby

Жыл бұрын

Agree! Thanks for watching! :)

🐔 another asksebby W

The most valuable advice given on this video has nothing to do with money or credit cards.... " My parents are aging, and I want to have the opportunity to spend more time with them... No matter how much time I spend with them at this point, I'm not going to regret it!"

As a 23 year old who failed a start-up (or rather didnt take a pre-seed deal), I think it comes off bit tonedeaf to say “avoid taking venture money”. Because like, ofc u dont wanna give away a quarter or more of your business idea immideatly. If I even had 50k graduating out of college I would have tried to bootstrap my way. Maybe this is really only applicable if ur doing a start-up and not an etsy type business or something that is less scalable, but I always found it to be a common denominator between wealthy founders that they were able to bootstrap when I wasnt Not that im so frugal with money, but im in my early 20’s and want the freedom, so I do think saving that extra 10% could help me reach a point where I could bootstrap an idea and hire a dev. And also id less fear of signing a term sheet or two and getting replaced after an A round bc im 23 or 24 years olds lol. Love this type of content though 🐓🐔🍗

🍗 this was a really good interview as someone that started late in getting my finances in order and didn't grow up with much. I appreciate the insight. I agree that now that I have a chance to treat my family to better things with the use of points, it makes the experience so much sweeter than if we were rich to begin with.

5 🐓 for me, maybe even 6, depending on how hungry I am

Terrific interview. As Ankur and you indicate, most high-net-worth individuals are very modest. The Instagram culture is toxic. The Angel Capital Association is having its annual conference in Las Vegas this year, and you would never know the folks in the room are high net worth. 🐔

@AskSebby

Жыл бұрын

Glad you can see behind the smoke Bob :)

Nice interview, but the headline is 1% of the the convo

How'd he have $1M by 21?? That's impressive!

@AskSebby

Жыл бұрын

Probably a good follow-up series on business ideas that's worked and what he would do if he was starting again :)

New Jerseyan here lol I'm not offended

🐔 It's not my goal to become 8 figure stupid wealthy, but if I ever became stupid wealthy I've decided Black Card is totally something I'd do not for status, but as a 'trophy' My goal is to hit the 7 figures by my 50s and then just peace out with 'not having to worry about room service' Also Boneless Wings > Bone-in Wings..... I said what I said.

Multiple millionaire thinks the platinum and reserve are almost two much . Teachable moment.

@AskSebby

Жыл бұрын

I think keeping long-term, that can definitely be the case. Testing it out (intro bonus paying for Year 1) still seems fine in my book given the downgrade pathing on the Chase side.

I really like his comment about having moving to Pouto Rico to just make marginally more money. I can imagine Peter Schiff wouldn't be too happy about that comment, he moved from CT to Pouto Rico so he could avoid pay taxes and pay his employees less, even though he has a net worth 70 million dollars.

Chamaths kid cousin lol

I live in nj

@AskSebby

Жыл бұрын

I feel like there's certain parts that are still pretty convenient via PATH * shrug :) *

Owning your house outright is a waste of wealth potential. Obviously it caters to one’s emotional security.

@AskSebby

Жыл бұрын

Agreed for normal people who are still working towards long-term wealth. AFAIK it's a small % of his net worth and he already has a lot of "at-risk" capital (50% venture + running another startup). For normal people, especially people who have >50% of their net worth in their home, it feels like it's a weight on your shoulder that makes it hard to be nimble (i.e., move on a whim to NYC or LA or Singapore because a better work opportunity or business came up)

10:06

Chicken 🐔 🐥 🍗

I should have gotten a credit card when I turn 18. But I had a motto. If you’re dumb and ignorant be safe. Start taking on risk when your smart.

@AskSebby

Жыл бұрын

"If you don't feel comfortable using a knife, you probably shouldn't use a knife" -- probably someone smart

I agree with him as far as the math and the Centurion making sense. If the math and the over all general purpose of the card and why you want it and if you can get the most out of it do not add up then don't get it. Although I do disagree with him and when he says that "rich people can become a parody" by having a card like that as if rich people are suppose to have cards like that. The thing is there are Quite a few rich people in the World but believe only 100 plus K with the Centurion so just because you are rich does not mean you can get it. You should have asked if he ever got a invite. Again most people with money still do not get invites. It goes to some language in another one of your vids about the Centurion I will comment on. But its not for everyone which is why everyone does not have it. I am sure despite the High AF and upfront fee. Different cards for different people.

The guy is giving advice from a 10 bull run lol.

Title misleading; not really a video about credit cards

@AskSebby

Жыл бұрын

Yeah, probably could have asked about favorite redemptions, etc. I think I was mostly asking questions for my own sake / what I was interested in.

🐥

🐔

🍗

🐔 🍗

🐓

🐣🐤🐥🐔

Step 1: start as 21 year old millionaire

@AskSebby

Жыл бұрын

To be fair, it was earned :) If it was inherited or something, then I would be more concerned.

🐔🐣🐤🐥