Successful people don't become that way overnight. What most people see at a glance-wealth, a great career, purpose-is the result of hard work and hustle over time.

@peterbedley2719

3 жыл бұрын

Yeah! I agree with you sir.

@peterbedley2719

3 жыл бұрын

If you want to be successful have the mindset of the rich, spend less and invest More. Don't give up your dreams.

@michealdouglas8206

3 жыл бұрын

@@peterbedley2719 People come here with the aim of chasing money more than knowledge and that will damage your progress, trust me. Chase knowledge first and I promise! The money will follow you just like it's following some of us now.

@christophercook7170

3 жыл бұрын

@@michealdouglas8206 That's very correct sir!! And that is why most of them end up losing they money to scammers.

@christophercook7170

3 жыл бұрын

Don't be in a haste to invest. Know what and who you are investing to and be sure that the person will deliver before investing.

1. Bank fees 2. Gambling 3. Credit card fees 4. Cable 5. Gym membership 6. Extended warranty 7. Trying to impress people

@siddiquenadir44

4 жыл бұрын

Thanks bruh.

@narong1204

4 жыл бұрын

The last minute and only thing that caught my attention. Really was the only part that needed to be in the video. Liked & subscribed for that last minute.

@PiggyPickem

4 жыл бұрын

Thank you

@jungeunji1428

4 жыл бұрын

Thanks for timestamps

@faishalirfan9604

4 жыл бұрын

@Jim Davis but you can workout in home man

When the sales person asks me if I want the extended warranty, I tell them that if it can’t last 5 years I’ll never buy that brand ever again.

@cyphrinfinity9992

3 жыл бұрын

I don't buy the extended warranty either lol. I keep things longer than the average person. I don't throw them out until they absolutely do not work (function) anymore.

@ZanesFacebook

3 жыл бұрын

yet you probably get the lowest deductible on your home/auto/health insurance

@kv1815

2 жыл бұрын

Ooooo.... that is clever!

When u respect Money...it will Respect u back! Let that sink in.

@richardperry5400

3 жыл бұрын

Fantastic inspirational words, thank you 😊

@nicocielo565

3 жыл бұрын

This is a very educative and inspiring video. I wish i was taught financial education back in my 20s, I would have achieved much more without having to learn the HARD WAY.

@anniesocial5119

3 жыл бұрын

This video just reminds me of when i was so broke that i could not pay my bills. I remembered the most important step in my life when i invested my last income with a reputable crypto and forex Expert which was recommended to me by a friend. It seems a bit difficult, but it took courage to know that investing was the right thing to do at that time. Today my small investment of just $300 generated over $70,000,After i kept investing and reinvesting. To be successful, you must take a big step. It all starts here.

@mrb5422

3 жыл бұрын

Life situations will seem to be painful and draining most times, but throwing in the towel so easily is never the mindset of any successful champion.

@thenavigator8052

3 жыл бұрын

@@anniesocial5119 I had a similar experience with you. My investments in crypto trading saved me from financial strain and being broke after my expensive messy divorce. I lost almost everything, but my earlier investment in crypto and Stocks made things easier for me.

It's common sense, as Long as you know the difference between needing something and wanting somthing. Don't be reckless with your money save for a raining day.

@ZanesFacebook

3 жыл бұрын

I agree with the "don't be reckless" part but everything else is opinion. I never thought I'd have a robot vacuum because they're crazy expensive - but I have one now and it makes perfect sense. Do I need it? Absolutely not. I could buy 30 regular vacuums for the same price. But I wanted it. I've wanted it for ten years. And finally, they reached a level of autonomy and a price that I deemed affordable. So... Now I have it. Same with cameras. I always wanted motorized cameras that can spin 360 degrees and tilt. But they were always too expensive and lacked features. But now, I have cameras that spin, tilt, track motion, recognize faces and communicate between each other and record to a local network drive. The world has changed. My wants haven't, but they're now accessible for a reasonable price. Again.. I don't need it. I have all my needs covered with about 30% of my income. But the other 70%, well, I most definitely do indulge.

Back then I used to shop at thrift markets for new cheap clothes, then I realised I dont need those. Not wasted coz I gave it my relatives. Now I buy clothes only when I need it and if I can use it many times for a long time. I also cut coffee like 20%, bring packed lunch to work and use the same shoes everyday (I have 4 pairs)

@StopGoTV

4 жыл бұрын

Coffee Lover 👍👍👍

@danae5578

Жыл бұрын

Same. Although I just dropped 450 bucks on good work shoes with insoles, for my poor flat feet 😢

You forgot: Liquor Expensive restaurants Weekly take outs Daily groceries instead of weekly Etc

@bootsarmstrong8421

3 жыл бұрын

And SMOKING!!!!

@doriswhite1348

3 жыл бұрын

Liquor can be a huge waste of money. I seldom drink alcohol, but am tempted to buy a bottle of something I've just recently heard about: Kraken Black Spiced Rum

@ZanesFacebook

3 жыл бұрын

@@doriswhite1348 Kraken is nice. But if you want to drink for the sake of drinking, buy vodka and go as low as you can go. (price wise) I've had Belvidere and I've had one I can't even remember (some off brand at a friend's house) and they taste almost exactly the same. Only difference is one is $120 a bottle and the other is $8.99 Vodka is Vodka, don't let the name fool you.

@doriswhite1348

3 жыл бұрын

@@ZanesFacebook Thanks for mentioning. You are right that vodka is vodka. I'm not much of a drinker. Just wanted the Kraken for the nam. One bottle will last me two -- three years.

@UNDERDOG18UNDERDOG18

4 ай бұрын

Daily groceries might actually save you money if you waste less.

Just in time this video. with the pandemic I ´ve learned my lesson, without casino, without the brothels, without discos, without dating, without eating out, without having to use my car, bike, or gym subscription. I´ve saved a ton of money.. Now I only buy books.. A new man emerging from this global crisis.. What a wake-up call.. That´d be foolish to go back to the way we were or most of was were squandering our lifes away.. Great Video.. Thank you very much.

@olawaleesan4672

4 жыл бұрын

Me to when I look at my bank balance I find it hard to believe that I have managed to save up all that money.

@a.j.queenhealer4523

3 жыл бұрын

Good 4 u! I'm sure u miss it...but now that you see ur wallet. Im sure u enjoy your $$$.... more! Congrats!

Not being able to cook costs you more than money, your health

@realreviews4102

3 жыл бұрын

There’s many healthy options when eating out these days.

@andrefecteau

3 жыл бұрын

@@realreviews4102 that's true, how many actually engage in it? ZERO...I go to 7-11 everyday...they have fruit, peanut butter, and such...you know how many times I've seen someone buy it? ZERO...they live on coffee, nicotine, giant sodas and lottery tickets...you cant vaxx your way outta stupid

@realreviews4102

3 жыл бұрын

@@andrefecteau I ate fruit and hash browns today at chick fil a just because you don’t see people choosing to eat healthy doesn’t mean it doesn’t happen. Just because people eat at home doesn’t make that healthy. They buy junk food groceries and it shows because they are obese and lazy.

@fortitudevalance8424

3 жыл бұрын

I agree. Some people waste their lives and money buying BS food.

@andrefecteau

3 жыл бұрын

@@fortitudevalance8424 check out "Cooking with the Blues" videos....chef Jack does all the great dishes, easy to follow

Abercrombie T-Shirt, 100% cotton: $49 Polo T-Shirt, 100% cotton: $45 Hanes T-Shirt, 100% cotton: $15.99 for a pack of 7

@hmpz36911

3 жыл бұрын

I haven't paid for t-shirts in years. It's so easy to get free ones.

@ZanesFacebook

3 жыл бұрын

I bought a pair of shorts from Target in 2006. I left the house in jeans and it got hot, on my way to see a date, so I got the shorts. I'm wearing those shorts right now.

@DobyDuke

3 жыл бұрын

you know spending a little extra on clothes and proper shoes will usually pay you back in the long run. i spend a little extra for wool socks, higher quality jeans and a good pair of boots and shoes as well as bedding. all well worth the extra $$

@jdlfpr

3 жыл бұрын

@@DobyDuke I agree with spending a little extra on boots, dress shoes, wools socks, some bedding, ties, and jeans. But some tennis shoes, t-shirts, underwear, running socks, running shorts, just to have a name brand is a waste of money.

@petereinert7581

3 жыл бұрын

I buy all of my designer clothes at Goodwill.

Let me share with you some things I don't waste money on: I do my own cooking and never eat outside, so I don't need to pay tips; I never watch TV, only search what I want to see on KZread or other platforms; I don't pay for apps or software, only use free ones. and I use my phones and laptops until they are completely dead, that's at least for five years.

@PInk77W1

4 жыл бұрын

Nice. I don’t even own a car. I just ride bicycles.

@jkairi4

4 жыл бұрын

@@PInk77W1 unfortunately groceries are just as high eating out these days. If I purchased a week of groceries its going to about the same as eating out these days if out ate out 7 days.

@PInk77W1

4 жыл бұрын

Amad Zee ???? I skip breakfast everyday and eat oatmeal and raisins for lunch. $1. For dinner I have either an egg sandwich $2. or a large plate of brown rice and veggies. $3. I don’t believe eating out is cheap. I love eating out. LoL

@jkairi4

4 жыл бұрын

@@PInk77W1 it used to be that buying groceries was cheaper than eating out but not anymore. When and I say that, I speaking for the types of foods I like to eat. I don't want to just have a diet of rice, beans, oatmeal, water and bread.

@karljo8064

4 жыл бұрын

@@PInk77W1 If everyone were like us, the economy would tumble.

Quitting alcohol saves a ton of money

@robertwegner7993

4 жыл бұрын

GaylordFocker and a ton of fun

@BuddhaSunn

4 жыл бұрын

I used to think the same!

@ToquzOghuzKhaganatekhan

4 жыл бұрын

Yas , I really hate local pub in my town , cant even get girls there when I sent them tons of money 🤙🤙🤙

@ToquzOghuzKhaganatekhan

4 жыл бұрын

I need to get em all back soon 💪💪💪

@incisor78

4 жыл бұрын

having a drink or 2 at home cost peanuts. Quitting clubs and bars will save tons of money already

Most apartments will offer gym use at no extra cost, also my entertainment budget is $0 until I can make a budget for it and cook every day. TV dinners are also cheaper than takeout if you don’t know how to cook.

Moral of the story is "Earn more and save even more".

Stop going to the coffee shop and spending a fortune there for something you could easily make at home.

@darelljackson6023

4 жыл бұрын

Why you coming at me like that!?! LMAO.

@ToquzOghuzKhaganatekhan

4 жыл бұрын

Gut gut ♥️

@ToquzOghuzKhaganatekhan

4 жыл бұрын

I even brew coffee myself now

@petaranicic7199

4 жыл бұрын

But you dont go there for coffee,it is just a socializing tool

@ToquzOghuzKhaganatekhan

4 жыл бұрын

Sometimes coffee sometimes homemade lol

The first step to start saving money is to figure out how much you spend. Keep track of all your expenses-that means every coffee, household item and cash tip.

@shardthemaincharacter9745

2 жыл бұрын

Exactly thank you for this tip you are appreciated

Repeat this mantra: *"A portion of everything I make is Mine to keep."* Then consistently Save at *Lest 10%* off the top; you won't miss it and it will grow your wealth.

I cut the cable cord ten years ago when I realized I was paying $100 a month to watch "Eveybody Loves Raymond" reruns.

@brianbaird8809

3 жыл бұрын

Lol, Andy Griffith

@thesuccessfulfamily8178

3 жыл бұрын

🤣🤣🤣🤣

@josezaragoza3188

3 жыл бұрын

Thats a good show, tho

@marybetheby5184

3 жыл бұрын

@@josezaragoza3188 That's true...

Casinos claim a 97% payout rate. Thing is you spin $1 and you "win" 5 cents they count that 5 cents as a winning payout. Yes even though you're out 95 cents.

@WonToTwee

4 жыл бұрын

wat

Dave Ramsey 5 rules • have a written budget • get out of debt • live below your means • save • invest

@manoj81478

4 жыл бұрын

Investment should be No.1

@PInk77W1

4 жыл бұрын

Manoj Kumar If u have debt and try to invest u will spend millions on interest during a lifetime. If u pay off the debt quickly u can invest those millions. Dave has helped millions pay off debt.

@PInk77W1

4 жыл бұрын

Gim Paul I don’t own a car. I just ride bicycles

@wolfthequarrelsome504

4 жыл бұрын

Investing is gambling

@PInk77W1

4 жыл бұрын

Pat Aherne breathing is gambling

*Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.*

@cyphrinfinity9992

3 жыл бұрын

Food lol. (grocery store) and toilet paper hahaha!

@nonplayercharacterbot155

3 жыл бұрын

Amazon prime

@nancybennani2925

3 жыл бұрын

@@cyphrinfinity9992 l

@countrylivingtv8505

3 жыл бұрын

That’s smart

@ADKflex

3 жыл бұрын

That's an awesome quote! -James W. Frick quoted that one I think...It is so freaking true!

Be broke until you are not and then - *be broke some more, meanwhile investing*

@Suren5

4 жыл бұрын

O'SSÉIN - Master Your Mind With Me sometimes the coments are better than the video itself.

@maromorostar6621

4 жыл бұрын

..And then lose everything and be broke again from scratch.

@williamthrower6235

4 жыл бұрын

You'll get a perverse pleasure out of it after a while. I love living below my means and accumulating assets. It never took a lot to make me happy either. I don't give a damn abot a big house and fancy car. I like rare coins, income investments, freedom, peace of mind, and a fat juicy steak on the table. That is heaven on earth.

@user-MeMe20

4 жыл бұрын

O'SSÉIN - Master Your Mind With Me I see you everywhere, especially by Jay Shetty!!!

@cyrusthegreat1345

4 жыл бұрын

Hey dude, you're back stalking and piggy-backing on others' content?? 😄

When I first moved out of my parent's home I needed things so I bought a brand new refrigerator (Frigidaire). I wanted to be safe so I purchased the extended warranty too. The fridge died about three months after the extended warranty expired. I had the fridge a total of three years, I believe. Lesson learned.

Unfortunately, I can't avoid bank charges with any of my banks in South Africa but there is an 8th option too. Use public transportation instead of owning a vehicle as all the costs related to it becomes the company's problem. Or if you can use public transportation while owning a car, do so because you wouldn't need to maintain it as much. Keeping it for longer and adding little mileage.

@PracticalWisdom

4 жыл бұрын

Awesome tip. I love SA btw 😀

@chrisbaker2669

4 жыл бұрын

Have you made a phone call to your bank on how you can avoid bank fees? A lot of the time you can avoid bank fees by keeping a minimum balance.

@marvsville

4 жыл бұрын

@@chrisbaker2669 withdrawals and transfers will still incur fees, that's the main issue i think most people deal with.

All of the tips I have been already doing for years. The credit card can be a problem once in a while due to life changes such as lower hours at work, or major purchase but I try to get back in order as soon as possible.

Just paid of my high interest credit card in full after watching this video.

@leonjonesuk3521

3 жыл бұрын

A small outlay of $300 will return $100k in six years, with a passive income of 1-1.5% a day, by reaching your next contract (legally binding) your return becomes greater! There are two options to this: 1. A simple return on your outlay! 2. A team building option which will see your return grow substantially! Its a one time payment and will be the only outlay you ever have to make! We have a great team of 2000+ in the company itself and a telegram group of 350+ and growing daily. NOBODY LOSES MONEY! 100% FACT! Please just ask for more info? Curiosity cost nothing!

0:47 - Item 1 - banking fees 1:46 - Item 2 - gambling 2:51 - Item 3 - credit card interest charges 4:29 - Item 4 - cable 5:29 - Item 5 - Expensive Gym Memberships 6:35 - Item 6 - Extended Warranties 7:43 - Item 7 - Trying to impress people

@patriodiames9715

4 жыл бұрын

Freedom Ring thanks man!

@reneecollins9681

3 жыл бұрын

I went into a lotto store and bought two bottles and 150 thousand I spend $10 a ticket I guess I'll save my money number one don't have too many friends and family especially the ones who told you that was a waste of money man I can invest and enjoying some of my life without debt my house was already paid off don't need a car I know how to take a bus and a cab now now and then I always bought what I need before I bought what I want that's why I only bought two tickets when I won that hundred and fifty after taxes I don't need much but I do need to enjoy my life cuz when I die I'm not taking nothing with me

Credit card interests. Don't pay the minimum pay the full amount. Been doing this and I'm almost to 800 mark

After I got rid of my credit cards, there was always money to spare. I wish I had done that years ago.

@PInk77W1

4 жыл бұрын

Me too. 2 years ago I had a $11,000 cc balance Now I have $14,000 in savings

@superaa6779

4 жыл бұрын

Cut up all cards but one, then pay full balance every month.

@richardsmith748

4 жыл бұрын

Credit cards and christmas - the evil duo.

@cholabulanon4360

4 жыл бұрын

7 i got myself a personal uniform -t shirt and denims daily/save me time

@adrian3747_

4 жыл бұрын

Him Bike inspiring. i’ve been working extra hours to pay off my credit cards lol

My only waste is credit card interest debt, which I'm working on paying down asap.

Thank you for talking about extended warranties....I was starting to believe I was crazy

I am free of all seven - feeling so much richer already :-)

Stop spending 20-30 a day on cigarettes and coffees.

@raynatha4450

2 жыл бұрын

Wish I can tell my bf this. 😓

I don't do any of these things and I'm still broke! 😂😭😭

@napoleonbonaparte7204

4 жыл бұрын

I feel your pain!!

@jmm1817

4 жыл бұрын

You're just not making enough money. It's great that you're applying all of these. Now focus on earning more money that will solve being broke. That changed my life.

@katherinefernandez4547

4 жыл бұрын

Hahahaha 😂

@ericnnamdi3062

4 жыл бұрын

I thought this was a joke but on seeing the response I feel I once found myself in the shoe... Not late bro.

@ThorTyrker

4 жыл бұрын

Same here, even though my earnings is considered average in this area :D (except the calling the bank for leaving my fees-part: they would laugh even for a year after they happily closed my account)

All of these lessons I learned years ago and already know but thank you for something to keep reminding me

This is an amazing content. Everything you said in this video is true. Credit card interest is a wealth destroyer. Thank you for this great video.

Pay yourself first and live with the rest

Only buy what you need, do not buy what you dont need and do not need what you can't afford to buy. Lol

@americancitizen748

4 жыл бұрын

Good luck getting a date if you ask the woman to buy her own dinner...

Love the style of your videos - Cutting the cable this one saved me over $150 monthly. Great list.... Some of these made my video list of the 10 biggest wastes of money.

I don’t do any of the items on your list. Still living that middle-class life....l

@leealberto4139

4 жыл бұрын

Woggin Ind. It is just suggestion, probably not always work

@Coryraisa

4 жыл бұрын

Middle-income life can be nice.

To add to your cable cutting, Locast is a growing service offering local channels on their app for a donation of 5$ . I've been using this for almost a year now, mirroring the app to my tv, and it does have hiccups, but I can watch a football with no problem in Chicago for a service that's very well put together.

Hi U missed one #8: spend 40k for a bachelor’s degree just to meet the lowest standard/limit of this society.

@st3v3nb915

4 жыл бұрын

Lol good one

@PInk77W1

4 жыл бұрын

I’m a high school drop out and worked hard labor all my life. I have no debt and 2 incomes. I have no car by choice and I travel the world.

@JenniferManifests

4 жыл бұрын

Him Bike same here!

@SuperDobieGirl

4 жыл бұрын

Yep

@justdriftingthroughlife9378

3 жыл бұрын

The military took care of my tuition costs up to my masters, but my economics degree is pretty useless. Although, it did allow me to retire as an officer, with a pretty nice pension.

Thanks a lot man !!!!! I'm going to make a lot of effort to change my habits !

The most expensive thing in life: being on a relationship.

@p.s.8949

4 жыл бұрын

How? You save money by sharing an apartment...

@MR.ALFE95

4 жыл бұрын

@@p.s.8949 I already save it living with my friends and I don't need to waste it going out to lunch or dinner, and with presents, excursions, flowers, lover's day, and so on. On my last relationship that lasted for almost 3 years, I spent more than 2000€ extra just because of the relationship

@p.s.8949

4 жыл бұрын

@@MR.ALFE95 Just because you're in a relationship doesn't mean you have to eat out... and the occasional flowers really aren't that bat. Not sure why people feel like they have to literally spend money on a relationship, maybe it's different for others. And 2000 in 3 years isn't really that bad, others spend more on coffee to go each year :D

@olawaleesan4672

4 жыл бұрын

@@MR.ALFE95 Clever guy - I'm clapping 4 u.

@doriswhite1348

3 жыл бұрын

Works both ways. "Relationships/Marriages" can cost $$$ for men or women. Looking back, they cost me; some $$$; and/or others big emotional toll. Not one (not that many; I learned early on) was worth it.

I got extended warrenty on my car. One month before the warranty expired. The transmission and timing chain went out. They paid about 3,800 for it to be fixed. The warrenty was like 700. Well worth it.

Great tips, Donatello! Thank you!! 🐢

This is a good list. Some of them apply to me for sure. Other that apply to me were not included. For example, eating fast food. I recently decided to start cooking again not only for health benefits but also cost. 1 fast food meal is ~$10 plus the gas and time to drive there. Now, I eat cereal, eggs with bacon, juicy instead of sodas, etc. I feel better and save money! But really I like focusing in "abundant mindset" instead of "scarcity mindset". Like uncle GC says, "if you're worried about baby money, you wont make big money!" Focus on working twice as hard so you get promoted/commission/ raises/bonuses etc.

I was a gambling addict for 13 years I'm 3 weeks clean and doing so much better ❤

I can happily say that I don't spend money in any of these ways--I've always considered myself to be the world's worst gambler, so will not throw money away in that manner!--but I also had to go through bankruptcy in order to learn my lesson the hard way. You might want to change one word in your video; that last part, where you've posed the question, "Can I pay this off without creating financial DURESS..." You want the word DISTRESS, not duress. Duress is being forced to do something against one's will, and typically one would not be paying off a credit card or bill under duress.

When I kick out a money waster, I dont find something cheaper, I pay bills on interest bearing bills first. I got rid of cable and we paid off my husband's truck. Paying off my car means paying off credit card debt which means paying off the mortgage faster.

"Those who find me find life, and the Lord will be pleased with them."_ Proverbs 8: 35

@martink.o8729

3 жыл бұрын

Religion is for the uneducated,,

This is video is very helpful. I just started my journey in becoming financially free and I am definitely going to add these tips in my to do list!

Hello Mrs Lora is legit and her method works like magic I keep on earning every single week with her new strategies

@rusielisabeth3884

2 жыл бұрын

Through her wat's app👇

@rusielisabeth3884

2 жыл бұрын

†𝟜𝟜𝟟𝟛𝟞𝟘𝟝𝟙𝟝𝟛𝟠𝟛▇ ▆ ▅◽❤️🌍🇬🇧

@rusielisabeth3884

2 жыл бұрын

You can tell her I referred you🔝

@damietegillis9267

2 жыл бұрын

I lost $1200 carelessly trading on a platform then I was referred to expert Mrs Lora she recovered the loss and made an extra profit of $4600

@grgoivica

2 жыл бұрын

It's not about watching videos and wasting your time on strategies, I was ignorant doing so. So I decided to try Mrs Lora and ever since then she's has made about $14,000 for on every $5,000 I invested just. She's the key to crypto

Always trying to impress people is the biggest one right for all people out there

I'm at 3/7 but I'm working on correcting this problem..I'm in baby steps working towards it💯💯 Great post...-Trusno🖤🗡

Your appearance Is very important because people Do judge a book by ITS cover, and up to 70% of any relationship Will be based on it; I agree in not dressing to impress people, but dressing​ well will open whole new doors with different kind of people. Have you seen men in expensive suits hangging around guys in pijama?

@mekon1971

4 жыл бұрын

Yes, yes I have. So have you. Hugh Hefner.

@jazrealpretty9383

4 жыл бұрын

Arturo Garcia the thrift store has nice pre owned professional clothing

@arunkk004

4 жыл бұрын

That is a myth all together. Only the people who wants to project themself rich needs to do these things. Dressing up neat is more than sufficient. You don't need to purchase an expensive suit, watch and a phone to impress a girl. If that is what the girl is looking for ... Well you know what they are called as

@johnfortes2171

4 жыл бұрын

If you are so "shallow" that I need to over spend on clothes I don't want you around me let alone be your friend!

@mcleanblades9234

4 жыл бұрын

@@johnfortes2171 Why would someone want to be your friend?

Vices. Whether its recreational drugs, tobacco, or alcohol, you don't need it. The addiction and medical bills you'd eventually have to pay for abusing your body with chemical substances will bankrupt you in one way or another.

It was so hard for me to refuse the sewer clog "insurance" for $155 per year. $63 for the first year then automatic renewal at "regular price." AVOID SEWER or WATER PIPE REPAIR INSURANCE touted by your local water company. BTW my sewer did back up between my line and the street. The city unclogged it in 10 minutes for free.

I see other channels talk about money most talk about the same thing this guys handpick topics that are different and I like that

Nice and crisp content

Never afraid of taking risk, if you believe and are eager in claiming of something, you probably in your way to that. Be inspired

I hate bank fees. They make enough damn money off us. Banking should be free.

@SuperDobieGirl

4 жыл бұрын

Oh no. Another snowflake. Do YOU work for free? Don't like bank fees? Save up the minimum balance fee, put it in a savings account, most banks will give you a free checking account. Duh.

@meinhina

4 жыл бұрын

My bank told me if I have direct deposit then they won't charge any fee. So I set up direct deposit from my work

@Justinian21c

4 жыл бұрын

Switch to a good credit union. They have lower fees, often free checking accounts and higher interest rates on savings accounts than banks.

I never watch the drawings, for they hurt my eyes, but i do listen. Great advice.

Need to pay off my cards. Canceling my cable is going to help me financially with that goal. In case you out there, don't know, some stores, regularly upgrade your department store cards to a major credit card. In 30 years, I applied for 2, but ended up with 5. One was canceled finally, for lack of activity, but I was stuck with it for many years. Canceling a card for any reason will cost points on your credit score. Two more dept. cards have also been canceled on me. One store closed permanently, the other one I had stopped using. I have welcomed those hits on my score, I will make them up soon enough. Incidently, I never use an ATM for cash. I refuse to pay for the service. Great video. Thank you.

base your life on getting what you need before getting what you want

I hate to say this but instead of telling viewers to save, encourage them to turn that money into assets. Inflation is real and saving money will never help and that's why no matter how much you save you'll be still stuck financially 😕😕

@greenearthblueskies8556

4 жыл бұрын

Why don’t u make a video telling us how.

Learn to cook from scratch. Learn to sew, and make repairs to clothing. Go for a 2 mile walk each day. Plant a garden. Dry your clothes outside. Learn to play an instrument instead of buying so much of other people's music. Write in a Journal. Don't maintain any collections of things. Just get the one piece you really like and pass on the rest. Be grateful for what you have. Volunteer your time instead of hanging out in bars. Volunteering is just as social and can be very rewarding and it brings up your mood better than alcohol, which is ultimately a depressant. Every now and then, watch the sunrise, and the sunset.

The only thing I do on this list is pay for cable. It's $1200 a year but I love it! Other than that I am doing real good with my money management 😁

@grahamsmith9541

4 жыл бұрын

Am I interpreting your comment correctly? I'm in the UK and $1,200 a year just for cable TV sounds extremely expensive. Over here cable TV is distributed through the fibre optic internet connection. We have got a mid range package. As we don't need really fast internet. It costs us £1,118 ($1,411) per year. For that we get internet at 73.8 mb/second. Unlimited usage. 79 t.v. channels. Not counting shopping, sports, and duplicates where the same channel is in both standard and high definition. 27 radio channels. Plus Netflix. Record up to 500 hours of TV programs. Watch any program from the previous 7 days by selecting it from the TV guide. Landline telephone including evening and weekend calls up to 1 hour in length. 2 Mobile (cell) phones. Unlimited minutes of calls, 12 GB of 4G data, at 38.8 mb/second, unlimited texts for both phones. Each month. Free access to about 5 million wi-fi hotspots. 1,000 GB of cloud storage.

I haven't paid a bank fee in 13 years. Anyone who doesn't know that gambling is a sucker move has been living in a cave. And the term is minimum PAYMENT, not balance.

Love this

Blessings to you and yours

The only one of these I do and that's a gym membership. However, I use it 4-6 days a week, so it's well worth it, plus it's important to stay healthy to avoid certain health problems. Other things I can think of that people waste money on: 1. Outfits they wear once - (for a party, Halloween, weddings, etc) 2. Bottled water, soda, etc. - water is next to free from the tap and you can filter it and take it with you. 3. Tech - ie. Having a perfectly good working iPhone that's "last year's model" and upgrading. 4. Subscriptions they don't use - Amazon prime ( if you use it, it's definitely worth it) Other streaming services Magazines Monthly clothes boxes, wine subscriptions, etc

Name brand clothing, expensive vegan 🌱 restaurants & Uber’s 😔 . The fight must go on. I will save 🏦.

The cost of cable is insane, yes let’s pay 100+ month for channels I don’t even watch

6:10 If your local gym is ripping you off, fine, cancel it and just work out at home, if not, the real problem isn’t the loss of money being spent on the membership, the problem is with you: get your asses in the gym folks. Don’t use money as another excuse-never compare your health to money. Trust me, you’ll feel better, be more motivated and inspired, think clearer, and be healthier… and swoler. Actual waste of money is TV, buying things you don’t need, and eating out. “You’re born small and weak, and you’ll die small and weak-the rest is up to you.” -RobertFrank615

Thankyou . 😊🌟

My wife loves to spend money on those items from the list.

@wturner777

4 жыл бұрын

ka10k As with any woman, it's her emotions that are controlling her.

@doriswhite1348

3 жыл бұрын

@@wturner777 That's bullcr@p!

Also ,, please don’t waste money on the so called expensive skin care and personal care items.. most of them are loaded with chemicals anyway .. I have been using coconut oil as a body moisturiser and castor oil as night time facial moisturiser.. try to wash my hair with chick pea flour n use good sunscreen .. and this has paid off .. pamper yourself and indulge when it comes to personal care but be mindful as you don’t have to spend a fortune on that .. just don’t get carried away by marketing .. stay blessed

@littleprincesshezal8905

3 жыл бұрын

I have been thinking of trying chickpea flour for hair, but wasn't sure if it works well and washes out of hair easily. Would you be kind enough to share your experience. Also did you see any difference in quality of your hair ?

Awesome. TY ❤👏⭐

Try banking with a credit union. My checking is free and they print as many checks as I need - for free. Their other fees are less than a banks as well.

I know of someone who says it's important to buy a house even if it's going to take 60% of your income and leave you with saving barely 1% of your income everyday. Is that normal???the car takes about 5% of the income.

@Newlinjim

3 жыл бұрын

It used to be important but @ the prices today,including upkeep,property taxes and insurance I’m not so sure given the government can state that you are nonessential and destroy your ability to make the mortgage payments. Any equity you had would be forfeit in foreclosure and your credit rating shot to hell.

I love seeing my money in my bank/portfolios rather than seeing my money put into overpriced consumerist garbage. Don't become your purchase!!

Leaving the lights on, transfer fees , Target -just stopping in fees- this is cute for my baby fees , etc

We have cable due to my husband work for one and we get a discount. We live our DVR.

The warranty idea is something I’ve always said and I can add to it. By the time the item dies there might be more suitable product available. So you might have an item fixed or replaced that actually isn’t relevant any more.

Keeping up with the Jones'es is a Mugs Game, Save your money for yourself, Nevermind the Jones'es 😃

Perfect continue very useful thanks

One point on extended warranties you didn't mention is a lot of credit cards will provide warranty on items you purchase with the card. Just make sure you don't carry a balance.

Anyone else literally not buy any of these 7 things anyway bc they’re already tight?

@daveriley6310

4 жыл бұрын

Also, soft drinks, new cars, junk food, tobacco, Starbucks, video games, new iPhones, fast food. I know some people will think spending on those things give meaning or worthwhile pleasure to their lives . . . until they quit that rat race, and learn the sweet taste of financial freedom.

@Newlinjim

3 жыл бұрын

More and more people are falling down the rabbit hole in the U.S.

My only vice is food, i just love good food

@ka10k

4 жыл бұрын

Marky Mark u must be very fat

@johnschroeder7845

4 жыл бұрын

Reasonable priced food.

@jmm1817

4 жыл бұрын

Me too but only try to go out only once a week.

@rickcoona

4 жыл бұрын

learn to cook

@mariar9755

4 жыл бұрын

Me2 ✌🏼

I gave a like for that recap at the end. What's the point of watching a video if I don't remember anything from it?

I do all these 7 tips already -I am Proud of myself. The quicker we apply them the faster you will get financial freedom. Tip- How to benefit from credit cards- Get cash back from using them and paying the full balance at the end of the week. Build your credit score by using less than 10% at any given time. Keep winning. Great video.

I go to the gym all the time i love my gym!!!

@Jaceymg42

4 жыл бұрын

Every last penny spent at the gym is worth it. What're you all spending your time and money on folks? TV? Video Games? Eating out? General crap you don't need? Come on people, you know you can afford a gym membership and make the time to go everyday-no more excuses!

@olawaleesan4672

4 жыл бұрын

Thats money well spent. Keep fit my friend!!

Anyone summed them up in the comments? Cba watching the entire vid

Paid off my house 🏠....which is the biggest cost....definitely following this list helped.

Life’s more exciting when there’s money on the line.

What extended warranty costs 50% of the purchase price?

I lost money due to my addiction to newer tech,i admit when the note line or galaxy line comes out..i literally queue up for them,fastforward 5years later i literally feel stupid😂😂..just buy urself a midrange Chinese phone like xiaomi, literally gets the job done

@daveriley6310

4 жыл бұрын

I like tech for its usefulness, but not to the level of needing the very latest and greatest. I buy 2 or 3 year old refurbished things like iPhone and iPad. I paid $160 for my current refurbished iPhone, and less than that for iPads. In the past I did use many of the lesser known cell phone brands, seldom spending more than $50 on a new phone.

@HuntaKiller91

4 жыл бұрын

@@daveriley6310 ipads are gem though..just buy those onsale for $99 gets the job done aswell

@StopGoTV

4 жыл бұрын

Dave Riley you have a point 👍

i still learning to be good in manage my financial

The only thing that shouldn't be on here is gym membership. If you're going at least 5 days a week it's doing you more good than harm. If you're going less than 4 times a week you're just wasting your time and money. Just buy weights at Walmart.