Congrats to the five winners of "Rich Dad Poor Dad" 1.) Malthe Have Musaeus 2.) xXSparkJayXx 3.) Investing Hustler 4.) Ryan Scribner (LOL gotta be fair though) 5.) Levertis Brock

@johnm4854

6 жыл бұрын

What’s rich dad poor dad

@xXSparklyJayXx

6 жыл бұрын

Yay!

@NateOBrien

6 жыл бұрын

xXSparkJayXx send me an email! nateobrienofficial@gmail.com

@soundmoneystacker2787

5 жыл бұрын

@@johnm4854 it's a book that will change your life forever

@CanisoGaming

5 жыл бұрын

Lmao ryan scribner come ooon he probably has 10 already D: i need it lmao

You're pretty wise for your age. Most millionaire's are poor at first and use their money wisely. they also take big risks and think big picture while starting with little ideas and little money

@NateOBrien

6 жыл бұрын

Thank you!

@stevedomique9278

5 жыл бұрын

"Most millionaire's are poor at first" lol

My son is back from Army and I wanted to give him a BIG party for his birthday. I miss him so much that I wanted to show my love this way. He asked for an intimate dinner with his girlfriend and my husband and I. I spend $50 at Costco for a delicious steak dinner and gave him the rest in a Costco gas gift card. He was very thankful.

I quit smoking a month ago just to get starting in investing.

@NateOBrien

6 жыл бұрын

That may have been the smartest decision you've ever made! Congrats my friend!

@raven80nl13

6 жыл бұрын

Only have to pick great stocks now :) I am not out of the woods yet. They are called addictions for a reason.

@BeaverOwl

6 жыл бұрын

Great job buddy! It’s not easy. I used to smoke 40 cigs a day. It’s hard work. Just watch what you ate because I gained!

@moviecat7697

5 жыл бұрын

BR Investing what an smart idea, bravo😎

@abdrizakmohamud6164

3 жыл бұрын

@@BeaverOwl Have you stopped now?

When your wearing your new yeezys, watching this video on an iPhone x whilst drinking bottle water while eating out, smoking a thiccc cigar, getting vitamins and I'm about to call my financial adviser to see why I'm so poor.

@NateOBrien

5 жыл бұрын

HAHAHAH these are just some of my ideas! You do you!

@mulliganstew72

5 жыл бұрын

Casey LoL I’m sitting here nodding to some of these mentions in the video and knowing it’s only to justify my indulgence in high end hair products, skin care, salon services, and my weed habit.

@victorc8804

4 жыл бұрын

@@NateOBrien I agree with about 75% of your ideas

@melinabourne5954

4 жыл бұрын

Oh shit im weak lol🤣🤣🤣

@adamo1246

4 жыл бұрын

This guy 👌

an LG phone isnt a knock off its just an LG

@MxCP11

5 жыл бұрын

Yea, there’s just low-end, mid-end, and high-end smartphones. Unless you get a knockoff iPhone from China that runs Android lol

@rushilshah8930

5 жыл бұрын

Yeah, Apple (and arguably) Samsung have really skewed public perception of phones. Super interesting that non-iPhones are seen as knock-offs.

@binozia-old-2031

5 жыл бұрын

Asyris King yes xiaomis are great value do they have better processors and gpus then iphones absolutely not im no apple sheep but when it comes to processors apple has a clear advantage as it is optimised for iphone

@auntyuber5127

4 жыл бұрын

Has anyone else have problems with Verizon messenger plus? I have spent hours on phone with tech and been to the store back and forth. 6 weeks, no text

I love your videos. You are genuine and honest, and your advice is very relevant. I'm 37 and I have what many here in Canada would consider a good job. However, I was raised by parents with not much money, and I kept their savings habits. Here are some of my most effective ways to save or make money 1) I invested in my education and now have a very well paying job for my federal government with a pension and insurances. Also, being French-Canadian, learning English alone probably is responsible for half my professional success. My job in a Deputy Minister's Office requires bilingual employees. 2) Biking to work. All in all, the low maintenance bike I bought and used for 8 years of commuting (so far) saved me about $6k in monthly bus passes. 3) Keeping everything I buy until it's completely worn out. I do this for everything. Clothes, tech etc. 4) Having a small home or apartment near work. Insurance, maintenance and everything is cheaper when it's smaller. Also, being near work allows me to bike to work. Ok this is becoming a wall of text so I'll stop. But I could write forever about this.

@rodamohamoud236

4 жыл бұрын

Thank you very much for sharing my dear, I really appreciate it...

Addictive substances includes caffeine like soda and coffee as well. People spend an unbelievable amount of those things

@Eweyhen

4 жыл бұрын

Just make $.20 iced coffee. ;)

@dianer8881

2 жыл бұрын

Try a slice of lemon in water. It will flush your liver and gallbladder.

Hum. Your a pretty smart cookie. I bet your mother is proud. Enjoyed listening to this one as well as a couple of other videos you have on here. Great job!

No lottery tickets. Put your lottery money into investments instead. You will actually get a return on your investment instead of throwing your money in the garbage! Resist the Lottery

@NateOBrien

6 жыл бұрын

100% true. However, I must admit that I did purchase one (1) powerball ticket in 2016 in San Bernardino when the winnings were $1.6 billion!!!! It was the only lottery ticket I have ever bought and to be honest it was worth it because I had so much fun joking with my friends about what I would do if I had won. I gained $2 worth of entertainment from buying the ticket but I'll never buy one again!!!!

@canadude6401

5 жыл бұрын

YES, thank you. I am the only one at work who doesn't pay to the office lottery pool. Check out this math $4 per week for 52 weeks= $208 I've been avoiding it for 20 years. $208 x 20= So far I have saved $4,160....and counting

I don't drink coffee or pop. I don't spend money on snow removal or landscaping. I almost always get water at restaurants. Fix my cars and house myself if I can.

@78kurenai

4 жыл бұрын

I'm a coffee addict 😭 but at least i dont spend $3 a cup at starbuck since their coffee aint any better than using coffee maker to brew mine

@chuck1804

3 жыл бұрын

Wow you really seem like the life of the party....

@isabellarose6514

3 жыл бұрын

Get your water from your neighbors' garden hose.

@dianer8881

2 жыл бұрын

It helps if you live with a repair man. Electric, plumbing and household repairs are a big expense.

1.) Please share any of your own personal finance tips with other viewers! 2.) The five winners of "Rich Dad Poor Dad' will be chosen at 11:59 p.m. EST tonight!

@departfromevil2000

6 жыл бұрын

Nate O'Brien how do get entered in rich dad poor dad contest? Was this in another video, I would love to enter to win:-)

I’m planning not to have a gf till I’m 65. Right now I’m only 14. Save time and money.

@NateOBrien

6 жыл бұрын

51 years of being alone doesn't sound like too much fun!

@kurnygina

5 жыл бұрын

😂😂😂

@ramishamon4899

5 жыл бұрын

by the time you save money, a gf will be right at your door

@buster5283

5 жыл бұрын

Try to get a girlfriend when you are around 25-30 years old. If you are going to college, get a girlfriend then unless you don't want to have a girlfriend.

@TimeIdle

5 жыл бұрын

Why do gf's necessarily cost money? Are you sure you don't mean hookers?

One thing I do to save money is workout and also buy plain-color t-shirts for a really good price. Working out helps me look good in them. 😎

@dianer8881

2 жыл бұрын

I used buy t-shirts from JC Penney, because they lasted longer.

yeah bruh , I am really agreay with espically for phones and mulivitamines

@darnellmyers7621

4 жыл бұрын

maximum Big

I Nate, I just came across your posts. And I have learned so much in how to live simple. You're actually very smart. So much information, thank you. 😀

I tried avoiding your videos for a while as I know I have to correct so many stuffs in my life. The “recommended list ‘ did not leave me . Here Iam .. just subscribed to your channel , liking it and going to follow it to the T 😀 Thanks for all the practical suggestions

Yep! Simple life is great. You are never poor.

I'm a smoker and what you said about cigarettes really has me thinking if it's worth it haha...glad I found your channel dude I'm digging everything I've watched so far!

@canadude6401

5 жыл бұрын

Do the math on an annual basis. It will blow you away. A co-worker smokes 1/2 pack a day. She tells me one pack is about $16. That means she spends$2,920 each and every year to reach an early grave! Quit today! If you don't invest it, have a really nice annual vacation!

@bobgunner3086

4 жыл бұрын

You could also look into making your own cigs. You can save a ton of money with that. The down side is you are using pipe tobacco which sucks honestly. Made me want to quite the first day I tried it.

@CountrySingerWannabe

4 жыл бұрын

Even if you buy a carton and smoke a half pack a day that is a carton and a half per month. I don't know how much cartons are here in Dallas but lets say they are 60 bucks. 90 bucks a month for 12 months is 1080 bucks a year. When you stretch things out over a year small money adds up to big money.

@dianer8881

2 жыл бұрын

I'm a Registered Nurse. One of our emphysema patients could not pay for his inhalers, because he spent all his money on cigarettes. He was constantly being hospitalized. He died at a young age.

Make your own coffee... I don’t but I should start!

@Laffy1345

5 жыл бұрын

Get a kreg

@michaelharris5281

5 жыл бұрын

Just stop drinking coffee

@vanessaladolcetta6660

4 жыл бұрын

TPA tennis coffee is biggest waste of money make it at home. also agree about bottled water my tap at home tastes fine or get filter it's cheaper

@yogeshshidhaye7332

4 жыл бұрын

TPA tennis i have that bad habit

Good work men! keep going! wish you best

Totally agree with the first 6, I really good financial advisory can make you more money though however a bad one can cost you a ton of money. I'm huge fan of vanguard investments with there low fees so that is great place to put your money.

Great info Nate! I know about the bottled waters! All that plastic contaminating out Earth and having to dispose of it is expensive too when townships have to recycle it! 🌻

@NateOBrien

6 жыл бұрын

Thanks for leaving your thoughts Kathy! We only have one earth!

@Reggaeshark.

5 жыл бұрын

Only towns don’t really recycle much of it, generally. Most waste meant for recycling is sent to Asia and other third world places and the garbage just stays there.

Many goodwills and other thrift shops actually carry gently used (or brand new, especially if they’re located near big malls) name brand clothing for very low prices! It’s definitely worth checking out the selection before going to the mall or other more expensive stores.

Wow your my kind of guy. For someone like you , cant believe your saying snd giving us this incredible advices

You had me at the second comment, fortunate enough to work out most of this for myself, great vid! Liked and subbed.

@NateOBrien

6 жыл бұрын

Thank you Pat! Let me know if you have any videos you would like me to create!

Nate, you are wise beyond your years, good advise. Two more things to add : 1) don't pay for TV, digital is free, dvds from thrift stores, streaming is free etc; 2) depending on the condition and value of your paid for car, just carry liability insurance, that's all the laws say you must have.

Great video! I feel the same way bro. And I made a big mistake buying a newer smart phone for $356.00. Great advice very practical.

Great list! I especially agree with number 4!😉

@NateOBrien

6 жыл бұрын

Thanks for watching Venessa!!!!

When I lived in Missouri my family used to buy bottled water because the water in our town was absolute crap. Tasted like pool water. The running joke was that all the stupid/crazy people drank the tap.

@dianer8881

2 жыл бұрын

My Aunt drank the tap in Boston. She died from pancrearic Cancer.

Great video Keep up the good work

Nate, Thank you so very much for making these videos and helping people. Lots of love, respect, and admiration from Pakistan. I hope you get millions of subs. Thanks once again.

@NateOBrien

5 жыл бұрын

Thank you! Means the world to me!

Great video Nate!

Oh man a Financial advisor... I've had a bad experience a few years ago one.. Gotta share that story sometime.

@NateOBrien

6 жыл бұрын

Let's hear it haha

Man i absolutely love what you do , great advice for everything , i m glad i found you! I guess you have 100 likes on your videos from me alone :) . I ' d like you to make a video on the topic of perseverance ,discipline and what is it that keeps you motivated because i think it's definately one of the builduing blocks of wealth but i have a hard time with that.. Thank you for your post!

@dianer8881

2 жыл бұрын

So true. Perserverence, stamina, discipline and responsibility require a lot of patience. Logic and common sense are also rare.

Dude everything you said was spot on and most of these things i already do, good video.

@NateOBrien

6 жыл бұрын

Thank you!!!

Excellent advice! Well done! 👍

logical, straight to the point! great video bud! subscribed btw :)

@NateOBrien

5 жыл бұрын

Thank you!

I agree completely and I have practiced these rules since for over 20 years! 7. Expensive Phones (I have a low-end Samsung, still does a great job and my monthly plan is super low) Annual savings: $30x12= $360 6. Bottled Water (I have never bought bottled water from a supermarket. Ever! In extreme desperate cases or when it's offered for free and I am really thirsty, I'll have one) Annual savings: $100 5. Overpriced Food (Packing a lunch for work since I was 18, healthier, cheaper and easier than running out to buy lunch) I go out for dinner occasionally (no alcohol/desserts) Annual savings: $1,300 4. Addictive Substances (Cigarettes and illegal drugs are bad for you and incredibly expensive. Annual savings: $3,000 (a person I work with smokes a 1/2 pack a day which is about $8/half pack) Why people spend $3000 a year to get to an early grave is beyond my comprehension. 3. Multivitamins (I take these but infrequently) maybe they work, maybe their useless. Annual spend $-30 2. Full Price Clothes (I buy clothes inexpensively, buy on clearance, I stay away from name brands, and only buy some throughout the year.) Annual savings: $100 x 12 = $1,000 1. Financial Advisors (I do pay for this service, very smart guy who has served me well) Annual % spend $500 So in total, by following these tips, I save $5, 230 CAD every year. THAT is how you save money every year and repurpose it for other things (pay down mortgage, invest in stock market, etc). BONUS: -I also drive a reliable 10 year old car that has been paid off 6 years ago. I figure if I were to lease a new car, or always be financing a new one, it saves me $3600 annually as well! -I don't have a TV/cable bill. I use three home made HD antennas. (look it up how to build one on YT) I get 30 channels crystal clear. $360 per year savings (at minimum) -I don't buy movies or music, The internet and library has all I need for entertainment. -I avoid coffee shops, jewelry, and other unnecessary things

Mr. Nate, I agree with you on all the points, but believe me, I can easily go through a lot of spaghetti for dinner; instead of 75 cents (& to quote Chef's Dad)....more like "...Three-Fiddy..."! Keep up the great work Nate!

@NateOBrien

6 жыл бұрын

Haha thanks for leaving your thoughts as always! If you can't afford spaghetti you might have to settle for Ramen noodles which go for about $0.12 per pack!!!!!!

you are very knowledgeable. thank you for the video! :)

Best KZread channel ever I have seen, always the best videos 🇦🇫

@NateOBrien

6 жыл бұрын

Thanks so much! Your comment means the world to me!!!!!!

Totally agree with ya Nate.....glad I came across your channel, probably due to another entrepreneur who after seeing his video on how to make your own Kimchi, why pay so much for the ready made when you can DIY? Thanks man and more power to ya! :)

Very useful content to watch Keep on man

Thanks for this video. 👍 I'm trying to save more money for my sons college fund. 6 years old and 2 yrs.

Very good tips bro!!!

Love it.. You changed my mind with the phone... I never use half the stuff it has cause its just gimmicks

@NateOBrien

6 жыл бұрын

Thanks! There just isn't enough of a difference between the iphone x and my $140 Wal-Mart phone to warrant an $860 price difference

Committing to improving my cooking skills is saving me loads of money. Whatever your fave dish is when you go out, you can learn to make it!

@probablynotdad6553

5 жыл бұрын

If you can start growing food, theres loads of good channels about it and the benefits of it.

I’m here watching supporting you buddy

@NateOBrien

6 жыл бұрын

Thanks for the support! It means the world to me!

For short distances I use my bike or I walk.

@NateOBrien

6 жыл бұрын

Nice! Getting some exercise too!

@canadude6401

5 жыл бұрын

From age 18-24 I didn't own a car. I rode my bike to work every day and took the bus on snow days. I figure I saved about $3,000 a year (car insurance is very high at age 18-24) and car repairs and maintenance. I saved that money in a regular bank account and used it for a down payment on a house. I have never paid a landlord, since I moved away from home directly into my first house at 24! To this day, the best financial decision I made was not to buy a car when I was younger. I got into the real estate game 10 years ahead of my friends. HUGE advantage!

@fabioribeiro4627

5 жыл бұрын

@@canadude6401 How did you get into the real estate game so young in the first place? Is there a "guide" for that?

@canadude6401

5 жыл бұрын

@@fabioribeiro4627 best advice is to have a really good look at your finances. Where does your money go. What you spend money on. How much do you save? Where can you trim your spending (and still have a "life" and have fun. Just as this video says, little things all add up

5 Things I Don’t waste my money on! 1. Expensive pampers( hahahaha ) I have a kid and I use average pampers. We don’t use the really cheap ones but the ones in the middle. They work just as good. 2. Expensive Engine oil ( I use good quality oil but not the expensive ones my friends recommend or the car Manuel. 3. Haircuts!! I let this guy that’s the cheapest in town cut my hair but he does a good job and I try to go every two weeks instead of every week. 4. Fuel for my cars. I try my best to only drive my gas saver versus my car that burns a lot of fuel. Such as my truck 5. Last but not least! When I go somewhere I try to leave my lady at home 😂😂 She love spending freaking money!! If I leave her at home I’ll save a lot more!!

@Ruthlessbone

6 жыл бұрын

Tay&Jay 3x lmao! That last one is big facts! Women, I tell ya, will bleed you fuckinh dry haha!!!

@TayJay3x

6 жыл бұрын

Ruthless Bone you know I’m right haha!!

@NateOBrien

6 жыл бұрын

You had me laughing out loud on #5 HAHAHAHA I'm taking notes 👍

@Vertignasse82

5 жыл бұрын

I saved at least $2k on diapers here in Canada by using reusable cloth diapers. As an added benefit, my daughter was clean at one and a half years old. She was probably as sick of them as us parents!

@LivLearnsLife

5 жыл бұрын

I need to leave myself at home. 😂

Interesting video! I did buy an expensive phone but I have had it for like 5 years so I think that makes up for it somewhat.

@NateOBrien

6 жыл бұрын

That's great to hear!

Great video, totally agree with the bottled water, such a waste of money. At the end of the day, it comes down to priorities. Financial independence is not a huge priority for most people which is why most people in North America overall are broke and always will be. I’ve watched your other videos, you have some great content. Well done, you’ve earned yourself another subscriber!

Awesome video mate! So glad you mentioned Ferrari stock last year! I have nearly doubled my investment since then!

@NateOBrien

6 жыл бұрын

Thank you!

Same. How surprise. Now I can believe myself more that Im making progress for sure in financially. Nate. You are smart dude. Also you are really cute. Thanks for this content. This is informative.

I agree with the list especially with the eating out, I will say to save money is to make a list before and when you shop that helps, Thanks for vids, could you make some more vids on how to make money online, thanks

@NateOBrien

6 жыл бұрын

And NEVER go grocery shopping when you're hungry!!!!!!!!

@departfromevil2000

6 жыл бұрын

Nate O'Brien True

@NateOBrien

6 жыл бұрын

I always end up buying the Rotisserie chicken whenever I go to the store hungry!!!!

@tracy_cakkes

3 жыл бұрын

And when you DO go out to eat just get an appetizer instead of an entree saves me soooo much money

In my house we have a supposedly top of the range filter but the water just doesn't hit like bottled water

Great video! In Australia, cigarettes are $30- $40 a pack.... Imagine how much you could save over a lifetime

Man you just became my new favorite KZreadr

@NateOBrien

5 жыл бұрын

Wow thank you! Hope you enjoy my future videos

Such an excellent video!!!

great wisdom Nate

This is a very good video. Hope you will do another one pin pointing those points on where you can save money and invest the savings. Good Job.

another tip added on to the bottled water, is when you go to a fast food place for example, you get your food and then ask for a cup of water. they cant say no

Good stuff- just like all your videos. Keep them coming.

@NateOBrien

6 жыл бұрын

Thank you Dale! I will continue to make videos so long as you continue to watch them!

An old saying my grandmother used sometimes was, "A wise man builds his carriage in winter, and his sled in summer." (the horse-carriages and horse-pulled-sleds of long ago.) 😁 Your tip about buying clearance clothes reminded me of this saying. Also, if you read Charles Munger's thoughts about financial planners, you'll be reluctant to ever hire one. 😁 Good job with your video.

@NateOBrien

6 жыл бұрын

Thanks for sharing that quote! Very inspirational!

my vitamins are a MUST have but all the others I agree with you on. note- you can buy last year's newest nicest phone online for cheap, my whole wardrobe comes from thrift stores and clearance racks - i love the hunt- , and with a nice filter and a vacuum sealed cup (or a few) you have something MUCH better than bottled water

Hi Nate, i can resonate with you on some of the points, I wanted to get your opinion about investing in Wendy's will be doing my fundamental analysis this weekend to see if it would be a good purchase, thanks and as always enjoy your videos :)

u are my inspiration bro, greatings from brazil!

Great video man!

@NateOBrien

4 жыл бұрын

Thanks 🙏🏼

Yes, I drink tap water at my home, but less choices when went out I bought water bottle. However I bring my refill glass for soft drink.

Haha these are all the same things I don't waste my money on either! Good video, you've gotten better :) cheers!

@NateOBrien

6 жыл бұрын

Thank you for the support Sandra!!!!!

I got on every dollar app for budgeting and it works great. I literally felt like I got a raise. eating out is a huge waste save for a few special occasions. one thing I'll admit to is I smoke but only a pack a week, normally just 2 a night while I have a beer and watch some financial vids like yours! keep saving bro! Also a big one you dident mention is cars! worst waste of money ever. we have 2 cars paid about 5k for one cash and 7k for the other. both great. but I have a lot of friends paying 700+ a month in car payments. not me all that goes into the bank and occasionally I have to fix something but I doubt i spend 1500 a year on regular maintenance AND things that break unexpectedly. course I'm really handy with cars and do all my own work.

@NateOBrien

6 жыл бұрын

Budgeting is SOOOO important! Have you heard of Mint? I've heard great things about the app!!! Thanks for sharing Justin!!!!!

@hellcat320

6 жыл бұрын

Nate O'Brien yah I've looked at mint just a little hesitant to put all my bank info on a site lol

@NateOBrien

6 жыл бұрын

I agree. You can also find some budgeting templates on Excel

@hellcat320

6 жыл бұрын

for sure excell is soooooo useful

thanks for this video!

With phones it's usually the camera that attracts people these days. Especially filmmakers since you can have a camera with you all the time but I completely support you're opinion.

@dezx3531

4 жыл бұрын

I'm opinion? Cool.

@ingalaksafosssimonsen964

4 жыл бұрын

AFA Films stop being an asshole lmao

@lunachurro6411

4 жыл бұрын

No it's really the need to feel cool and up to date

@lunachurro6411

4 жыл бұрын

But yeah that too

Just love your advice

I also do not waste my own money on those lists you mentioned. I am in complete agreement with your list. Especially, as an extention to the food category, my pet peeve is never ever to buy a cup of coffee; I brew my own coffee. I also hate eating out and buying products with high taxes (usually addictive products). Yes, financial advisors are a complete waste of money.

Hey great vids. You are very intelligent. Do you have a suggested books list?

@NateOBrien

5 жыл бұрын

Thank you! "The Four Hour Work Week" is my bible

Thank you. How come you're so smart! thank you!!

Ok so i have a question for you... I work 100 plus hours a week, I have no time to meal prep like I used to... I'm a caregiver and I always have to have constant attention to my clients at all times... what would you suggest I do for food instead of ordering out when I cant leave there houses? Been trying to budget and having issues with my food budget.

I work at a Supermarket, and liquor and cigarettes sales would make up to close to 2/3 of weekly sales. Junk food and soft drink follow very closely behind. It’s crazy....and eye opening!

Magnesium supplements are one of few worth buying. Most Americans are deficient in magnesium.

@prittyugly86

4 жыл бұрын

I'm going to drink some calmag rn bc of this comment

I’m taking a Note 📝 for this one Big saving Alert thanks bro

Some savy saving hacks that I do is: -KZread DIY/Tutorials for repairs -Sew the holes on my clothes -Stopped buying makeup -Making my Breakfast/Lunch/Dinner/ Desserts (Prep. Meals saves on time) -Legumes is the way to go for healthy and cheap food alternatives -Go to the library to rent books/DVDs/CD's -Check out the FREE section on Craigslist -Before throwing out a soap bottle. I fill up with a bit of water and shake it. It will still have enough soap for a few more uses. -Sample items at the mall -Buying in bulk/Kirkland brand products a.k.a Costco -Brewing my own coffee -Thrift stores, especially on sale items I have more hacks but this is all I can come with at the time. After a while of getting in the habbit of saving it becomes easy and almost like a challenge of what can I cut out so I have save money to invest.

Also bottled H20 can be a great and convenient part of Your emergency supply kit if You reside in areas prone to earthquakes, hurricanes and floods. ...

Thank you Nate

Your mind is very good 👍🏻, keep it up

You can make a really good Angus Sirloin yourself in a hotplate for a fraction of what youd pay at a restaurant.

Dear your communication and life style..so nice...i love u

Ive gotten better with budgeting, mainly cause I wanna be healthier! I too, shop for clothing in the off seasons, like summer in the fall, winter in the spring, and vice versa! Saves me so much moolah! Im totally a fashionista too! Meijers has terrific deals on clearance! I can buy certain tops and bottoms, for $1-$3!! Sometimes even less! However, there are times, when I HAVE to buy the average priced, quality, fitting, jeans and pants. But, if your saving in all aspects of your life, you can afford the pricey things.

@-natmac

5 жыл бұрын

Christina Nelson and splurging on good quality pieces saves money long term since it won’t fall apart after four washes.

I used to want to be a financial advisor until i learned about the cost of expense ratios. I never felt good enough about them. Plus I wonder what that industry will look like in twenty years with all the indexes and robo advisors.

@NateOBrien

6 жыл бұрын

Your comment poses a very interesting question. Technology seems to continuously replace humans in the workplace. I wonder what the workplace will look like in 50 years!

@HonestFinance

6 жыл бұрын

We'll see what happens. A lot of good can happen from technology and bad. I'm excited for autonomous cars so that I can work while i commute :)

@JenniferGillespieNYC

6 жыл бұрын

Jason, hi ! Betterment and wealthfront have some serious skin in the game now, so I agree. I think both are good for the average investor.. I actually opened up a small a wealthfront act to see what they can do.. They mostly use Schwab and vanguard etf's ..

@HonestFinance

6 жыл бұрын

Thank you Jennifer. I’ll check em out

@JenniferGillespieNYC

6 жыл бұрын

You're welcome, it's a standard diversified portfolio allotment. By the way, I'll be finished with the book by tomorrow, scroll 2 is my favorite ❤️ followed by scroll 4 🙂

in germanz 1,5l water costs 19cents, and you pay an extra 25cent, which you get back when you bring the bottles to the super market, so they can recycle and reuse them

Nice video great advice

@NateOBrien

6 жыл бұрын

Thank you!!!

Since I was about 13 or 14, I learned to cut my own hair. I made plenty of mistakes, laughed at and so on. But my family couldn't afford weekly or biweekly haircuts. So I am pretty sure I have saved well over $5000 by cutting my own hair.

@solidnollid2932

5 жыл бұрын

I get a haircut basically every six months lol I have no idea why you'd need to get one every week or every other week

@CommandoMaster

5 жыл бұрын

Paying someone to cut your hair for $20+ is the biggest waste of money in the world.

@youtubemanswagroy212

5 жыл бұрын

When your black its a different story 😂😂

This is goood always be reminded of the basics

@NateOBrien

6 жыл бұрын

Thanks for always watching Daniel!

Good common sense. Appreciate the info.

I don't really spend much on other things but I feel that good food is an experience in itself. I like spending money on food and skincare products. Not much else.

Amazing so young & so smart about money already. Future millionaire for sure. This is the product of what a home life with a budget taught these kids. I was raised like that and I also know how to budget and spend correctly and be thrifty & happy.

I'm a teen and I spend a lot I buy my clothes,shoes, subscriptions, tech. I know I really shouldn't spend but I grew up with very little and cheap shit, so kinda makes happy and proud that I own nice things. I gotta start being smart with money now since I'm about to start college and my adult life

I asked mson to watch your videos he likes em and shared em. Keep goin

Thank you!