There are many financial investments to pick from.

@princeholgate9325

10 күн бұрын

Common financial investments and accounts to save up for future investments in education, retirement and other financial goals are the best.

@rosannaconstil571

10 күн бұрын

It is important to know when to invest and how to open an account or buy a financial investment.

@durhammiller8817

10 күн бұрын

According to TIMOTHY ERIC MEEK an expert, there are many smart financial investments to make your money grow. Depending on your financial goals, how much money you could invest and how long you can hold an investment, you will have to consider different levels of risk and returns when combining assets into your portfolio.

@theresaquiera7412

10 күн бұрын

I believe he acquires great tools to save up for future investments in retirement and education.

@christianrode8316

10 күн бұрын

The easiest way to buy stocks is through such a reliable financial advisor.

Early 40's I was worth nothing. Now early 60's, and debt free and worth about $1.6 million. If I can do it, anyone can do it.

@15KHPCLUB

Жыл бұрын

Anecdotal.

@earlgarcia2736

Жыл бұрын

@@15KHPCLUB Nope

@phillipbyrnes2885

Жыл бұрын

That’s what I have tried to tell people at my work,they don’t really listen or have discipline to change

@donaldlyons17

Жыл бұрын

@@15KHPCLUB Yeah they never mention cost, income, if they have another source of income...... All those factors matter because people who make too little just don't end up millionaires with too little nor no income.... If what this person wrote is true is very likely an exception and not repeatable without certain conditions.....

@15KHPCLUB

Жыл бұрын

@@donaldlyons17 Yeah I just did the TVM calculator for that scenario to even make sense. In order to achieve that $1.6M number in 20 years, you need to be contributing an average of $40k/year earning historical average returns of 7-10% without factoring inflation. Which means you need to be at least a 6-figure earner and live EXTREMELY frugally which very few people earn and even fewer will actually do since living that way is boring and miserable.

Creating wealth entails establishing positive routines, I had only $78k to my name at 42 when I first woke up to this reality. I chose the stock market as a medium of growth, got an excellent financial advisor, Financial management is a vital subject that many avoid, often leading to future regrets.

@alexyoung3126

Ай бұрын

Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%, adding over $500K in profits. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.

@bobbymainz1160

Ай бұрын

No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.

@johnlennon232

Ай бұрын

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

@bobbymainz1160

Ай бұрын

Rachel Sarah Parrish is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@johnlennon232

Ай бұрын

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

@Robertgriffinne

20 күн бұрын

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

@Alejandracamacho357

20 күн бұрын

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

@Patriciacraig599

20 күн бұрын

One of my goals is to employ the service of one this year. I've seen some off LinkedIn but wasn't able to get a response. Could you recommend who it is you work with?

@Alejandracamacho357

20 күн бұрын

Linda Aretha Reeves is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment

@PhilipMurray251

20 күн бұрын

i looked her up out of curiosity and she seem so proficient, thanks for sharing

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

@Alejandracamacho357

Ай бұрын

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

@Robertgriffinne

Ай бұрын

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

@Patriciacraig599

Ай бұрын

One of my goals is to employ the service of one this year. I've seen some off LinkedIn but wasn't able to get a response. Could you recommend who it is you work with?

@Robertgriffinne

Ай бұрын

Linda Aretha Reeves is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment

@Patriciacraig599

Ай бұрын

I just checked her out and I have sent her an email. I hope she gets back to me soon

I am 27 and i just started my ROTH IRA and deposited the max for 2024! I feel stupid for how long it took to get my life straight. The problem here is, what is the best way to invest the money to grow to $1 million for retirement?

@MasonKalair

Ай бұрын

I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.

@SoundsofNature862

Ай бұрын

Research vti or Voo

@johnolson3673

11 күн бұрын

Snowballed the stock /by dividend stock

I think the stock market will do well in 2024, so I'm thinking of putting $220,000 into stocks for my retirement. Any advice on doing this safely? Also, any important tips for the current financial situation?

@RomeroCarmen-4

2 ай бұрын

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.

@mayalucia-

2 ай бұрын

Keeping money in the bank is like paying banks and the Govemment. Here's how it works: The bank gives out your money as loan, and charge interest obviously higher than inflation rate, and then give you, the depositor, interest lower than inflation rate. That means net loss for you. That is why I prefer to invest, and on average, my advisor makes returns that always beats inflation!

@SofiaDiego-

2 ай бұрын

Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

@mayalucia-

2 ай бұрын

Svetlana Sarkisian Chowdhury a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

@Mariagreta-gv9le

2 ай бұрын

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

Just paid off my house two days ago…I’m debt free!!! Finally!!!

@Ink30

Жыл бұрын

Congratulations

@lewisjeffreys9175

5 ай бұрын

Feels good doesn't it!

@crazyhorse901

5 ай бұрын

@@lewisjeffreys9175 feels really good

@RobertBeedle

2 ай бұрын

🎉congratulations. You've removed the debt ball and chains.

@truthseeker3376

16 күн бұрын

Playfully I will pay my house off Dec 2024😊

Learn to cook, stop eating out all the time, saves a ton of money. underrated skill

@tdgdbs1

Жыл бұрын

Learn to fix your car and do basic maintenance, basic plumbing, electrical, flooring, painting...are also within the ability of most folks. We are just too lazy and that is the downfall.

@500sparty

Жыл бұрын

Just started developing this skill about a month ago and not only are my pockets more full, so is my stomach and my happiness

@lolmock25

Жыл бұрын

Then when u save a bunch of money instead of going out you go to a nice grocery store get some high quality ingredients and it will taste better then a restaurant

@kylemanske9682

Жыл бұрын

Agreed. This saved me a lot of money, and helped me lose 140 pounds

@derekhayter4879

Жыл бұрын

Nah. Eating is only expensive in western countries.

You make an excellent case! . I’ll add 1 more point… Seeing my monthly dividend income grow is EXTREMELY motivating to continue investing . Buying growth makes sense intellectually, but during a bear market, watching my growth portfolio shrink…the motivation isn’t as high as it is for dividend investing. A lot of this is psychological!

@alexyoung3126

4 ай бұрын

It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.

@jessicamoore3093

4 ай бұрын

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

@jessicamoore3093

4 ай бұрын

I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.

I’ve noticed irrespective of the economy up and downs, inflation, and a host of others, the fin market still accounts for a lot of individuals becoming millionaires, its crazy because I know a lot of dedication is required, I’m wondering are there any shortcuts to it or perhaps smarter approach.

@diegoa3991

4 ай бұрын

You’ve got to become a life long learner else you won’t make any profit. Study more it really does require dedication as you said.

@houstonbella2871

4 ай бұрын

Shortcuts NO, smart ways I’d say yes, you should know experience and skill has a lot to do as regards remunerative returns, I employ the services of an FA, saves me the time and ensures my portfolio positive growth, After I surpassed a $million I realized I should have gotten on it sooner.

@bnmyron4225

4 ай бұрын

Any possible way of getting with your fa, would appreciate.

@houstonbella2871

4 ай бұрын

I’d say do your due diligence on Kevin Mikan, he’s top notch.

@jackieuriah8425

4 ай бұрын

had to check google to be sure, great resume he’s got.

Started with $73k in debt in October, by next month will be down to $42k 🥳 it sucks in the moment and life is not fun right now, but you can do it!

@superblump87

Жыл бұрын

You might be done this year!

@wealthbytes

Жыл бұрын

Great work!

@daystar73

Жыл бұрын

Well done

@vchafab

Жыл бұрын

Wow amazing! I have $96k and I’ve been afraid to start but your progress had motivated me ❤

@ashyelbos

Жыл бұрын

That's what's up. Keep going😊

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.

@MiaDavis001

3 ай бұрын

I believe that diversifying your investments is the safest way to handle it. One way to lessen the effects of a market crisis is to distribute investments over a variety of asset classes, such as international equities, bonds, and real estate. It's critical to look for expert advice.

@GraceHarris305

3 ай бұрын

I believe that diversifying your investments is the safest way to handle it. One way to lessen the effects of a market crisis is to distribute investments over a variety of asset classes, such as international equities, bonds, and real estate. It's critical to look for expert advice.

@JanAlston-kd6yl

3 ай бұрын

I need help rebuilding my portfolio and coming up with more effective strategies because of the big drops. where I can find this coach.

@GraceHarris305

3 ай бұрын

NYCOLE CHRISTINA VANNATA is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@CarterHall-re5fu

3 ай бұрын

I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a caII with her.

Overall, 51% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead of retirement by 2025

@BerryRyan-gl3sm

2 ай бұрын

Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire

@yeslahykcim

2 ай бұрын

I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.

@lucaswilliams9992

2 ай бұрын

impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

@yeslahykcim

2 ай бұрын

Laila artine kassardjian' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

@Jadechurch-ql3do

2 ай бұрын

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

@olganmarten8109

2 ай бұрын

@MercyLisa-qi1rl However, if you do not have access to a professional like JUDITH ANN PEACE, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments

@olganmarten8109

2 ай бұрын

@MercyLisa-qi1rl Judith Ann peace is her name

@olganmarten8109

2 ай бұрын

Lookup with her name on the webpage.

@olganmarten8109

2 ай бұрын

@MercyLisa-qi1rl You are welcome

Real estate investment losing money is music to my ears. They are a major reason why the real estate market is the way that it is now

@graywilliams_77.

4 ай бұрын

I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

@sarahmark979

4 ай бұрын

Thanks for the efforts you put in these. I found her and i leave her a message i awit a respons.

Jade’s energy is contagious!! ❤. Uncle Dave finally got his match 😂.

Jade is the best personality they've added in a really long time.

Its quiet interesting how we reject the reality of our situation and expect to be able to observe it, control it and even change it. I used to be financially depressed until I read a book that made me realized that the secret to making a million is making better investments.

@Lemariecooper

9 ай бұрын

May I ask which investments are good? I've been looking at a few different ones but want others' opinions as well

@patrickbrussels4454

9 ай бұрын

What I think everyone need is an adviser, who can help you get in and out of any investment at any time and you'd sure be in Profit. With this I feel anyone can basically achieve financial freedom

@patrickbrussels4454

9 ай бұрын

*STEPHANIE KOPP MEEKS* , That's whom i work with

@patrickbrussels4454

9 ай бұрын

You can glance her name up on the internet and verify her yourself. she has years of financial market experience

@Lemariecooper

9 ай бұрын

Thanks so much I was able to find her page and I already leave her a message

Even though I am aware that investing for the long term is the best strategy, I have come across many people who have discovered a technique to manipulate the market right now and make up to $350,000 in profit in a matter of months. What strategies may I employ to get this level of profit?

@CrystalJoy-32

11 ай бұрын

Your stock investing strategy is excellent. I've been hesitant to enter this market since knowing about a man who made over a million dollars from just $300k since the epidemic, but I now believe the moment is perfect. I'm now interested in the strategy and techniques he used to achieve such a huge profit.

@Blitcliffe

11 ай бұрын

@@CrystalJoy-32 Since I have a variety of jobs, I don't have a particular fund that I invest in. I don't act like that at all. I take cues from seasoned financial advisor Julie Anne Hoover, who is registered with the US Securities and Exchange Commission, in how I conduct myself (SEC). Since then, in contrast to the IRA's slow growth, my returns have increased quickly. What I have is used just by her trades, not by a small number of highly specialized companies.

@Harperrr.99

11 ай бұрын

@@Blitcliffe That's incredible! If she is this talented and has A-list talents, I want to speak with her. I also use a MAM account to duplicate transactions, yet I continue to lose 20% of the time. Where can I get her contact information?

@Blitcliffe

11 ай бұрын

@@Harperrr.99 I was able to comprehend profit creation better thanks to my instructor Mariam Sandra Milner'. By searching for her online and going to her page, you may contact her.

@Harperrr.99

11 ай бұрын

@@Blitcliffe Mariam Sandra Milner' to be very knowledgeable. I discovered her online profile and read through her resume, educational background, and qualifications, which were all very impressive. She is a fiduciary, which means she will act in my best interests. So I scheduled a session with her.

For everyone thinking “being a millionaire isn’t enough these days” It’s better than the alternative. Good luck people!

@blackworldtraveler3711

Жыл бұрын

@@Austenfan177 Yup. Ask any Millionaire Next Door.

@scarpfish

Жыл бұрын

Yep, you gotta love people with fatalistic attitudes, because they certainly don't love themselves.

@zoeevans543

Жыл бұрын

That depends on the alternative. I am thinking about the alternative of being a decamillionare. Obviously it is better than being broke.

@deltapromasterlauj4848

Жыл бұрын

“i wanna to be a billionaire so fuking bad, buy all the things I never had”

@zoeevans543

Жыл бұрын

@@deltapromasterlauj4848 Well yeah, so does everyone. I hope to get there at some point. But that is called a dream, not a goal.

A godly man is who leaves inheritance for his children's children. That's a good goal, thanks Dave.

My wife and I love the energy of Dave saying "YOUR BROKE" - we hear it in our heads every time we're making purchases 👌

I modified step one. As a single mom, I didn’t feel comfortable with only $1000 for emergencies. I felt more comfortable with $2500. After that, I paid off ALL of my debt. I’m working on step 3a and b. I’m building my emergency fund and saving for a down payment for a home. I surprised my coworkers a while back. We were talking about living paycheck to paycheck. I told them that I didn’t live paycheck to paycheck. They were surprised. The woman with one income is better off financially than her friends who have two incomes. I inspired one of my friends to get rid of her debt. She’s working on it now. BTW, I don’t receive spousal support or child support. I want my daughter to see that women can be financially independent and responsible.

@cdbf98

Жыл бұрын

You’re setting an amazing example for her!

@2012PAMS

Жыл бұрын

So proud of you!

@tspencer661

Жыл бұрын

@@2012PAMS Thanks.

@cjhoward409

Жыл бұрын

Yes, given inflation, $1,000 would barely cover most small emergencies. $2500 is a good starting point emergency fund 👍🏻

@14elvira14

11 ай бұрын

Keep it up! Best of luck to you ❤ Great mom right here!

Started really taking Dave's plan seriously around 2017. It's happening. Trust the process. The minor delay in gratification will be amazing when I am where I want to be. My future will be so much better than what it would have been if I just "YOLO'd" or whatever. So thankful for Dave.

@ihateallyall

4 ай бұрын

can I actually do this plan only making $50k a year? dave has said in previous videos that my kind of income is “making no money”. I can’t go out and get a 6 figure job tomorrow. so is this even possible making $50k annually?

@ThatGuyOnYoutube2

4 ай бұрын

@@ihateallyall yes. Adjust expenses to your reality

I started stacking to SAVE wealth. I've always been the type of person to spend my entire paycheck. I hate having money just sit in the bank. I am under pressure to grow my reserve of $450k. before I turn 40, I would appreciate any advice on potential investments.

@Americanpatriot723

10 ай бұрын

Focus on two main goals. First, protect yourself by knowing when to enter the market to limit losses and maximize profits. Second, get ready to capitalize on market shifts. I recommend asking a professional for advice.

@84gaynor

10 ай бұрын

@@Americanpatriot723 Yes true, I have been in touch with a financial advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.

@MIchaelGuzman737

10 ай бұрын

@@84gaynor I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

@84gaynor

10 ай бұрын

There are many independent financial advisėr that you might consider. But I've worked with "JILL MARIE CARROLL" for almost four years and she's proficient. You could proceed with her if she satisfies your discretion.

@MIchaelGuzman737

10 ай бұрын

This is useful information; I copied her entire name and pasted it into my browser; her website appeared immediately, thanks for sharing.

I'm. Personal trainer and often tell my clients "it's discipline you need and motivation is the byproduct". Pretty darn confident I'm a flame 🔥. Love it guys 🙏

You guys were on fire in this segment. Very inspirational stuff. 👊

I spent the last 10 years NOT doing Dave Ramsey and look at me now! I'm in debt and have no emergency fund. We're starting the Baby Steps because wtf am I doing with my life?!?! I'll update later👍🏼

@naminakata182

5 ай бұрын

Any update?

@p.shermanfortytwowallabyla9488

5 ай бұрын

@naminakata182 Honestly? Haven't gotten anymore debt.. but haven't saved jack squat. I did not do the Dave Ramsey. Lol Inflation, incredibly expensive health insurance bc i have cancer check ups every 6 months now (from every 3 months Thank you God) and an increase in property taxes due to me not knowing how to protest tax appraisals (we bought a home in 2020 when I first got diagnosed so it was an impulse.. I didn't want to die in a rental) came at the same time several raises at work came so at the very least we are in the same place financially as we were 7 months ago. However.. We fixed our own roof leaks. We built a new massive chicken coop bc I'm starting a market garden to make money from home. We built a huge chicken "shelter" that cools them in the horrible summers we have and keeps them warm in the winter. (Less stress means more eggs.. more eggs more money) We took a senior dog to the vet and found out he has Cushing's and that was pricey. His meds are pricey but he still had a good quality of life an he we aren't putting him down until that changes... We did not in fact do the Dave Ramsey. Lol However... We don't add to our $6k debt. Our debt is small but we needed that money to get through the rest of the year instead of paying off debt. Good news is that we are primed to do better in 2024. (God willing) *I protested my tax appraisal and got it lowered. Which lowers property taxes *I am cutting this awful health insurance and it saves us $700 a month. Gonna shop around. *In Texas the Homestead Exemption went up from $40k to $100k so that will help A LOT *the raises at work were only in the last few months of the year so it will reflect more next (this) year. I still believe in the Dave Ramsey plan. It helped us buy our home in 2020 lol we did Dave ish lol We just went thru some emotional mess and chose comfort instead of doing the right thing financially. But 2024 is different. Building a small business and paying off debt and saving for the 3 to 6 month emergency fund is my goal for 2024. And that's my life story... Will update later lol

@contact2001

5 ай бұрын

How are you getting on…..

@cheeseballs3825

4 ай бұрын

Any news?

@p.shermanfortytwowallabyla9488

4 ай бұрын

I literally posted my whole life story and it's just not showing up lol So here goes again.. Long story short I did not do the Dave Ramsey... but I didn't get onany more debt. Cancer bills and bouts of depression made me just comfort myself. Spent money on farm animals bc I'm just comforting myself. Husband had some amazing raises.. at the same time inflation kicked in. So we broken even. Vet bills for a dog with Cushings disease.. not cheap but I joined a Cushing group on fb and it saved us thousands..paid cash no credit Fixed our leaking roof ourselves.. Fixed plumbing issues ourselves. Built a massive chicken coop... cash no credit cards.. Built a goat house from scraps.. no credit cards.. Fixed cars with cash.. Husband and I actually did the Dave Ramsey 1 year before I was diagnosed in 2020 (am in remission so I thank God for that) and I was given a poor prognosis at the time so I said let's hurry and buy a house bc i don't want to die in a rental.. so we rushed into a house without an emergency fund so that was smart...(it wasn't but we have a house that was priced before the spike.. so thank God for that) We went back $6k in debt again when we first moved into the new house I was 2 months out of surgery and still healing.. so many things went on the credit card. Unfortunately Do not recommend lol And all of this on my husband's job alone as I do not work.. I should be working but we have one reliable vehicle We have farm animals.. just goats and chickens.. so my hobby will be making us money. I sell eggs and I'm going to be building my garden this year hopefully and turn it into a market garden. A lot of bad financial decisions on my part bc if I'm honest.. I'm still emotionally healing from cancer 2021 and what it did to me. But I just thank God that im alive So I'm slowly coming out of that funk and finding hope again With that hope I'm going to be job hunting or putting more work into the homestead to create a business. That and actually doing the Dave Ramsey baby steps now that we ate in a better frame of mind

Jade is an awesome addition to the team 🙏

For novice investors, it's crucial to understand that successful investing and trading go beyond technical analysis skills. Discipline and emotional maturity also play substantial roles in achieving positive outcomes. It is wise to embrace the mindset of "time in the market vs. timing the market," as it can assist in navigating market volatility. With the guidance of *STEPHANIE KOPP MEEKS* and my dedication to continuous learning and personal development, I have witnessed a notable increase in my earnings within a few months. Let's continue to progress and excel in our endeavors!

@Erikkurilla01

11 ай бұрын

Her name is *STEPHANIE KOPP MEEKS* , and you can easily find more information about her by conducting a web search.

@jessicasquire

11 ай бұрын

I have observed various individuals discussing diverse trading strategies, with some experiencing losses on a daily and weekly basis. However, it is widely acknowledged that BTC (Bitcoin) is currently one of the most valuable assets to possess. Engaging the services of a proficient trading expert like *STEPHANIE KOPP MEEKS* can help minimize losses in each trading session. I sincerely hope that everyone reading this achieves success in life.

@Lemariecooper

11 ай бұрын

The program of expertise offered by STEPHANIE KOPP MEEKS can be found extensively across the internet.

@Erikkurilla01

11 ай бұрын

Many individuals who have achieved success often acknowledge the importance of seeking knowledge and expertise from professionals in the field of wealth management and growth. However, some may claim to have attained success solely on their own, without acknowledging the assistance they received.

@patrickbrussels4454

11 ай бұрын

I also came across her information on the website, which led me to connect with her. I appreciate you sharing this valuable insight here.

This is the best combination, love these two together.

Another great content. You and Gary Joe Wilde are highly recommendable investing pros every investor who wants to get rich investing must know or work with Unfortunately, don't know why Gary deleted his video channels. He is very advanced and experienced in the field.

@polinaivanova6610

10 ай бұрын

In all honesty I prefer Gary's trading method exactly what i wanted

@pizzaguy7998

10 ай бұрын

Chris and many other older advisors often talked about him in their early vids. Got to know he mentored many of them.

If you wanna be successful, you must take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.

@selenapearl2187

6 ай бұрын

My financial life has completely changed all thanks to Mrs Amanda awesome trading strategies!!!

@raymondbrian5019

6 ай бұрын

Mrs Amanda The Bitcoin Trader is legit and her method works like magic I keep on earning every week with her new strategy

@user-hr6xw1rf4o

6 ай бұрын

Wow I'm iust shock someone mentioned expert Mrs Amanda thought I'm the only one trading with her

@JaneBilly-hk9ju

6 ай бұрын

She's really amazing with her skills...she changed my 0.5btc to 2.1btc

@JaneBilly-hk9ju

6 ай бұрын

She helped me recover what I lost trying to trade my self.

Don't forget that Charlie Munger and Warren Buffett invented the idea of investing and buying at both market highs and lows. As Warren Buffet noted, he has witnessed this occur frequently during his life. I'm not a trader. Never did my husband and I make more money than others in the middle class. With a $4 million stock portfolio, we intend to retire at age 58. Never have we ever sold even one share of stock...

@McElvinn

Жыл бұрын

I have not written this sort of comment before but I feel compelled to. From the your comment, I instantly knew that you have good technical understanding, and experience of investing!

@corrySledd

Жыл бұрын

It really isn’t about how much you save, it’s about how you manage your money. Whether you work to earn income or invest, it still boils down to income vs expenses, so yeah you may look into financial advisors for a strategy that suits your timing....

@AUstinnesc

Жыл бұрын

@@corrySledd The fact that the market has been on its longest bull run ever makes the widespread anxiety and excitement comprehensible. There are opportunities if you know where to go, as you noted that it wasn't difficult for me to earn more than $780k in the previous 10 months. Since I was aware that I would need a reliable and strong plan to get through these tough times, I engaged a portfolio advisor.

@Harperrr.99

Жыл бұрын

@@AUstinnesc Do you mind sharing info on the adviser who assisted you? been saving for pension since age 34 - company scheme. along the way I hit higher tax, so I added to my company pension with a SIPP (tax benefits) I'm 46 now and would love to grow my finance more aggressively.

@Harperrr.99

Жыл бұрын

@@AUstinnesc Thank you. I just checked her out now on the web and I've sent an email. I hope she gets back to me soon. I've been thinking of doing this for a long time now, and I've procrastinated enough already.

Investing in alternative income streams that are independent of the government should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. Stocks, gold, silver, and virtual currencies are still attractive investments at the moment.

@belljoe

4 ай бұрын

My spouse and I are adding a variety of stocks/ETF to my present holdings for the long term, We've set aside $250k to start following inflation-indexed bonds and stocks of companies with solid cash flows, I believe it is a good time to capitalize on the market for long-term gains

@Alejandracamacho357

4 ай бұрын

Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.

@rannyorton

4 ай бұрын

Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $121k ROI, and this does not include capital gain.

@smithlenn

4 ай бұрын

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.

@rannyorton

4 ай бұрын

thanks, was guided tho..Julia Hope Marble.walked me through the ropes majestically i'ts my ultimate pleasure.

Dave's plan is more psychological then monetary ... and that's what people need

@Bulletno

6 ай бұрын

you can have more money, but if your mind is out of place you'll still going broke at the end.

@hansnvt7858

5 ай бұрын

This indeed

I love flame vs spark analogy. I shared this video with my kids. Told them this is the best advice when you are on your own.

Listing your debt amount and watching it reduce is effective. Excitement as you check off each debt is exhilarating. Paying off all debt is amazing... Joy and freedom!!!

@paulc3749

Жыл бұрын

💯

@derick3482

Жыл бұрын

wrong you need to play lottery and gamble

@s1234pro

Жыл бұрын

You are 100% RIGHT! It is an amazing feeling and I love it!

Jade is telling the facts. And Dave is loving it. Lol.

They’re absolutely right. It’s difficult, but what’s even more difficult is knowing that my parents don’t even have enough money to be properly buried when they pass. I will never leave that burden on my own kids, never. It’s heart-wrenching.

@genxx2724

Жыл бұрын

Consider that fewer and fewer people are choosing burial and a traditional funeral. Cremation and a lovely reception at home, a hall, or a restaurant banquet room is a respectful tribute.

@diggernash1

Жыл бұрын

You have no responsibility to bury your parents, so there is no reason to feel burdened. You can choose to burry them, as I would, but there is no requirement to do so. People get responsibility and charity mixed up emotionally. If I didn't have the financial means to bury my parents, I wouldn't; and I wouldn't feel bad about it.

@lala-cl2gn

Жыл бұрын

@@diggernash1 Bible does say: honor your father and mother.. so that would be honoring them.

@diggernash1

Жыл бұрын

@@lala-cl2gn You are conflating Biblical principles with secular law.

@ralphholiman7401

Жыл бұрын

My two brothers and my sister and I contributed to my mother's income from the time my father passed until she passed away, over twenty years. I was happy to do it, but we all had good jobs and were pretty good with personal finances so it wasn't that hard for us. If you can't do it, you can't do it.

I like her energy! Reminds me of some of the best coaches I played for

@geekroute

Жыл бұрын

cause she's been there, done that

@trdhue8121

Жыл бұрын

AND AND AN AN AND AN AND

Jade is the best personality to grace this show after Dave himself. What a remarkable woman!

@kayleeempey

Жыл бұрын

💯 %

@MyFunSizeBudget

Жыл бұрын

Yes!!! Feel her passion

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Veronica Hoy.

@sanchezlopez2020

4 ай бұрын

I'm surprised that you just mentioned Veronica Hoy here. I met her at a conference in 2018 and we have been working together ever since.

@BirgitAliyev-tys62

4 ай бұрын

The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.

@HenryP.-ji5eb

4 ай бұрын

Hoy's expertise in customizing investment portfolios based on changing market conditions and personal risk profiles is exceptional. It's not a one-size-fits-all approach, which is crucial in crypto investing.

@Ryanrodriguez770

4 ай бұрын

You trade with Veronica Hoy too? Wow that woman has been a blessing to me and my family.

@bigthelma1

4 ай бұрын

I'm new at this, please how can I reach her?

I started over in 1997 at 47 years old and $387,000.00 in debt. (That’s four hundred thousand in round figures.) I’m not a doctor. I have an associates degree in drafting technology. I retired in 2014 at 63 years old with a net worth of just over 1.5 million. That’s not 12 years but it was just 16 years. Incidentally, now, at 73 years old I am still retired and my IRA is worth more than it was in 2014. These simple principles work folks. Do FPU. Just follow the instructions.

Jade is quite possibly the Ramsey "personality" that most represents the Ramsey brand. She carries Dave's message as well as he does. She was an amazing addition to the team.

@KENTUCKYUSA1

Жыл бұрын

Like Dave, she has been down the hard road. It shows.

@Happiness379

Жыл бұрын

Was? She’s no longer with the team?

@acruzro95

11 ай бұрын

​@@Happiness379I guess he meant she's now longer an addition but a member. That's like calling the Doctor in psychology in 2023 the he is a great addition

@nikevabrown6614

9 ай бұрын

I love Jade!❤

@mycupoverflows7811

8 ай бұрын

First time I've seen her and I'm impressed! She scolds like boomer Dave does and I love it.😂

Listen to this young woman! She has it going on. We did it only working blue collar jobs. If we can do it, anyone can. We are now “The Millionaire Next Door.”

I’m tired Dave 😂 but determined… single mama of 4…a night pediatric nurse… a career coach.. and have a clothing boutique whew! But determined! 💪🏾💪🏾💪🏾

@midkort

Жыл бұрын

Ride on, sister!

@agamaya6458

Жыл бұрын

You go girl🥰 🔥

@momnursefashionista7506

Жыл бұрын

@@agamaya6458 aww thank you Queen!👑

@momnursefashionista7506

Жыл бұрын

@@midkort 💪🏾💪🏾

I love what you said about having a long term view so much. Being in the market, even if it's the S&P, demands a lot of patience. I'm not close to being a great investor, but having a long term view has definitely helped me profit significantly, more than 400% in the last five years.

@cloudyblaze7916

4 ай бұрын

Time in the market is more important than timing the market. I can't remember who made that quote.

@ericmendels

4 ай бұрын

I agree. Patience, coupled with a strong investing skill, could make significant returns. If you don't have the skill, hire someone who does, and wait it out. I've made so much from following this very simple strategy.

@gregorywhem

4 ай бұрын

I really don't like making such recommendations, because everybody's situation is unique. But there are many freelance advisors you could check out. I have been working with Sharon Louise Count, and she's really, really good. You could check her website out.

@mohican-jx6fx

4 ай бұрын

Thank you for this. I'll send her an email to reach her, and I hope I'm able to make something out of it.

I just want my money to keep outgrowing the inflation rate. That is why I'm looking for companies now to put in $200k for a start. Just don't know strategies to employ in buying stocks to invest in

@jose2212-

5 ай бұрын

The rules are simple. Chose quality stocks and follow them up. If you're not one for such complexities, hire a wealth manager to grow your money. I use the latter. Pulled in more than $46k in the last two months alone.

@carolynrose1816

5 ай бұрын

I agree with you. This is what I do too. I'm not cut out for financial reports and industry news, so I use a wealth manager. Profits have been very consistent since 2020. i've pulled in roughly $1M in ROI since then

@judynewsom1902

5 ай бұрын

Hey, I've been thinking about switching but have been hesitant. Could you recommend your financial advisor? I'd appreciate some assistance.

@carolynrose1816

5 ай бұрын

’Vivian Louise Dehoff’. is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

Sometimes I hit replay multiple times to hear Dave yelling especially at 2:17. 🤣 There are so many Dave rant gems in this video and I love it. Keep it up!

🎤 yes! We paid off our car today! One more debt to go and we are 💯 debt free!!

I love it. I am now on step 4,5,&6. I sleep better and love life more that all I have is a house payment. It took years investing in my career and learning discipline to get here.

This is the best episode mainly for the flame and spark analogy. I’ve tried to support so many that are sparks. This has allowed me to set aside that much more.

Ive listened to dave for years and i love it, but Jade’s motivation rant was one of the best moments ive ever heard on this channel!

I just sold a property in Ohio and I'm thinking of putting the cash in stocks maybe BTC & USDT, Is this a good time to buy? How long until a full recovery? How are other people in the same market raking in over $200k gains with months?

@Alden457

4 ай бұрын

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by professionals.

@Christian67337

4 ай бұрын

Make sense! I sought the advice of a fiduciary advisor in 2022 after experiencing severe losses. I achieved portfolio diversification and restructuring by adding dividend-paying equities, mutual funds, ETFs, and REITs to my $700,000 holdings.

@Scarlett34568

4 ай бұрын

Hello, thanks for replying... I'm looking for such opportunities, How can i find a decent advisor like yours?

@Christian67337

4 ай бұрын

Aileen Gertrude Tippy is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

@Scarlett34568

4 ай бұрын

I checked this lady out of curiosity, found her webpage and i must say i am impressed by her Credentials. i emailed her already, waiting on her response.

Love how Dave always takes it back to the foundation with the Baby Steps

@ralphholiman7401

Жыл бұрын

Really, it's a pretty simple formula. And, it works. People want to hear the get rich quick schemes, but Dave describes the way you get rich quick enough.

6:56 almost started crying 😭😭😭 was wondering how tf she said that without crying.. but then her voice cracked a bit and I got even more emotional 🥺♥️ love that woman!

"if you don't find a way to make money while you sleep you will have to work hard until you old".

@maxiecharles2842

10 ай бұрын

I advice everyone to start investing and never rely on just salary. No billionaire made it through salary

@maxiecharles2842

10 ай бұрын

90% of millionaires right now are investors in the crypto market

@christianajoe8563

10 ай бұрын

​@wilsonadams2588You're right, it's obvious a lot of people remain poor due to ignorance, it's better to take risks and make sacrifices than to remain poor

@popsarah7805

10 ай бұрын

​@@christianajoe8563It's not ignorance but due to some unprofessional broker in the market

@leahmolly9150

10 ай бұрын

Obviously trading in bitcoin is very volatile and risky to trade that's the reason most traders trade with a company

Building wealth can be summed up in one word. Discipline.

Preach on brother D! Man this is Dave at his finest! Really dig the guest speaker as well.

i have had 401k investment (maxed for many years) for 18 years and I'm no where close to being a millionaire.

I have over $15K in credit card debt and 24K in auto loan. I'm starting these baby steps. I'll be debt free 🙏🏼

@HQ4575

8 ай бұрын

Good luck, but hopefully you won't need it, just follow the simple plan 😊

10 years of delayed gratification is a real challenge for most people, but it's not impossible

@thelevelupcommunity

Жыл бұрын

Facts

@mysticaltyger2009

7 ай бұрын

Honestly, for most people the real intensity is 2-5 years. After you get past Step 3, you can breathe a little. No, you can't go back to the way you were before, but you typically can save 15% of your income for retirement and relax a little and spend some money on a few of your wants.

Great motivation!!! Love Jade! 💟

Dave you motivate me everyday!!!! I speak about you(debt snowball and emergency fund) often. I’m in the thick of it now.. keep trucking and beating down that debt!! It will all be gone soon!

Listening to this on repeat 🙌

Followed Dave's plan. I agree to this plan. It worked.

I can feel and hear her passion about being depth free.🙏🏿🖤👍🏿🎉

Thank you for explaining it EXACTLY this way. It’s just what I needed to hear.

This is the best Ramsey video I’ve seen in ages, keep it up!

@eetoved1758

Жыл бұрын

Amen. I was thinking this when I heard it the other day. They had really lost their touch in recent seasons. THIS feels a lot like old Ramsey show.

I'm in my mid 40's and if I continue as I am now, I'll have $2.5M in 20 years. 🎉

My mindset everyday is "I gotta earn or I'll be living on the street" even though I have savings, investments and a good income. I'm trying to break the cycle of both my parents being in their 70s and 80s and not have $100 combined between them.

Thanks for the help. I’ll have step one done this month. Keep posting.

One of the things people have to learn is to stick with it even when there are little problems. That is why I like the debt snowball it recognizes that people need to have wins quickly or they will quit.

@The6Foot4Asian

Жыл бұрын

Dave is dressed like a NYC finance bro🤣

@superblump87

Жыл бұрын

​@@The6Foot4Asian finance auditors dress like that everywhere.

@joecampbell8464

Жыл бұрын

Exactly. This is why the snowball method is preferable to paying off the debt with the highest interest rate.

Love her intensity! She is 100% right

But given the current economic difficulties that the country is experiencing in 2023, how can we enhance our earnings during this period of adjustment? I cannot let my $780k savings vanish after putting in so much effort to accumulate them.

@aureliobjm

8 ай бұрын

Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals

@MarvishaN

8 ай бұрын

@aureliobjm Yes true, I agree with you. I have been in touch with a brokerage Advisor. With an initial starting reserve of $120k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k in months.

@tommyers0

8 ай бұрын

@marvishaN I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

@MarvishaN

8 ай бұрын

@tommymyershoffman There are a lot of independent advisors you might look into. But i work with HEATHER LEE LARIONI and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

@tommyers0

8 ай бұрын

@marvishaN She actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you for sharing

Jade and Dave, excellent! Thank you Both.

Did it in less than 10! Thank you Dave!!

@briancallahan5673

Жыл бұрын

Can I borrow some????😊

@moneymattersforeverybody

Жыл бұрын

@@briancallahan5673 I’ll respond the same way I respond to my kids “I’m not a bank lol!” But if I can do it anyone can do it. I grew up middle class, there was no extra $ around. I wasn’t trained in money principles but that all changed after being introduced to Ramsey.

@marcusarelius

Жыл бұрын

Net Worth at a million OR your investments at a million?

@strongermind909

Жыл бұрын

​​@@marcusarelius doesn't matter. You're broke they aren't. Brokie got too much to say. YOUR BROKE

@marcusarelius

Жыл бұрын

@@strongermind909 it does matter. And I did it in about 10 years as well…

As a holder of a Diploma in Management - Motivation is the driving force within - not to be confused with Incentive, which is reward for effort. Most struggle to tap into their driving force, first you need to recognise what it is, then you practice that feeling until you can trigger it almost every time - but you need to be in the right frame of mind to do that. Debt hangs over you - get rid of it.

Paying off debt and saving money is Fun for me. 🎉

Great segment… that’s the way you get this done I know it works I’ve been doing it for two years yetis really works . Great job. Guys

If you want to be debt free. Live below your means. Very simple!!! I can’t believe a lot of people in this country can’t do that.

@jasonsong86

11 ай бұрын

It's easy to get sucked into the social media bubble seeing other people living a lavish life thinking you also deserve it.

Y’all really gave the Ramsey Show a blessing by bringing Jade on. She has that same fire that Dave has and such a similar level of bluntness to really stick the wisdom in the heads of even the densest of us. Love this duo!

@bmcdonald7303

10 ай бұрын

Agreed!

loved the spark vs flame line.

Baby steps changed my life and the lives of many others around me. Not owning anyone money was enough motivation for me!

Best place to start. Even if you modify the steps a little you are doing better than most.

I like how she put that...resonates

"you gotta stoke your own 🔥" priceless.

JADE = Finally a personality worthy of being on this show!

What a great addition she is to the team! Nothing beats experience

Such a needed vid - thanks Mr Ramsey & team!

Be a flame not a spark ,great line

Wow! That was an awesome Ramsey Solutions tag team rant! I love Jade's energy!!!

Step 1 Save $1,000 (30 days) Step 2 Payoff ALL Debt (But Not Your House) Step 3 3 - 6 Months of Expenses Step 4 15% Invest in Retirement Step 5 Save for Kids College Step 6 Payoff the House Step 7 Build Wealth & Give More

I needed this video, thank you.

Stay focus to your goals, say no a-lot, don’t compare yourself to others but only to your self progress, and keep growing yourself. Do this for 7-10 years and you will be there at the $mill club. Good luck to all who read this.

Finally a co host who can toe to toe with Dave.

Getting out of consumer debt was the most life changing act my husband and I ever did. It is hard, but I cannot overstate how much our quality of life improved and our stress level reduced. We then focused on our mortgage and paid that off in 2022. It amazing how much money you have to invest and grow with when those burdens are gone. It is so worth it - but all hard things are. Being in debt holds you back.

@rogerhoward1900

10 ай бұрын

I paid off all my debts along time ago since then I have been saving 5000 a quarter at the end of the quarter I invest in the stock market I am even tempted to buy some rentals

Thank you Mr Ramsey